American Airlines Store Credit Card Review

American Airlines offers a store credit card that can only be used for American Airlines purchases.  Like the other American Airlines credit card this card is issued by Citibank.

Here are the card benefits:

• No annual fee (including authorized users)
• No interest on purchases of $150 or more if paid in full within 6 months (still must make minimum payments)
• 26.24% APR
• 29.99% APR for cash advances, with a $100 cash advance limit
• No rewards program
• Can only make purchases with American Airlines

This card is pretty lackluster when you compare it to the other American Airline cards that Citi offers: Citi / AAdvantage Platinum Select, MasterCard, Citi / AAdvantage Executive World Elite MasterCard & CitiBusiness  AAdvantage Platinum Select World MasterCard. The thing to remember is that this card isn’t trying to compete with those and other airline cards. This is a store card designed for people with bad credit.

[Read: What Are The Easiest Credit Cards To Get?]

That being said I wouldn’t recommend this card for people with bad credit, unless they fly with American Airlines often and can make the most out of the no interest if paid in full within six months aspect of this card. People with bad credit can always use the shopping cart trick t get approved for other store credit cards without a hard pull, or sign up for the Discover it Secured card (easily best secured card on the market).