That depends on who the bank account is with. Most banks will simply do a soft pull on your credit report (this doesn’t affect your credit score at all), but some banks (especially those who offer a line of credit, such as overdraft protection) will do a hard pull on your credit file. Below we’ve listed banks and whether they do a hard or soft pull, along with the source of this information. If you have another data point, please let us know in the comments.
Contents
- 1 121 Financial Credit Union
- 2 7 17 Credit Union
- 3 1st Advantage Federal Credit Union
- 4 1st Colonial Community Bank
- 5 1st Constitution Bank
- 6 1st Financial Federal Credit Union
- 7 1st Mariner Bank
- 8 1st Security Bank
- 9 1st Source Bank
- 10 1st United Credit Union
- 11 3Rivers Federal Credit Union
- 12 4Font Credit Union
- 13 A+ Federal Credit Union (A+FCU)
- 14 AAA
- 15 AAC Credit Union
- 16 Abington Bank
- 17 Achieva
- 18 ACNB
- 19 Acorns Bank
- 20 Addition Financial
- 21 Adirondack Bank
- 22 Advance Financial Federal Credit Union (AFFCU)
- 23 Advantage Bank
- 24 Advantis Credit Union
- 25 Adventure Credit Union
- 26 Advia Credit Union
- 27 Aero Federal Credit Union
- 28 AFFCU
- 29 Affiliated Bank
- 30 Affinity Federal Credit Union
- 31 Air Academy Federal Credit Union
- 32 Albert Neobank
- 33 Alcoa Tenn Federal Credit Union
- 34 Alden Credit Union
- 35 All America Bank
- 36 Allegiance Credit Union
- 37 Allegius Credit Union
- 38 Alliant
- 39 Allied First Bank
- 40 AllTru Credit Union
- 41 Ally
- 42 Aloha Pacific Federal Credit Union
- 43 Altra Federal Credit Union
- 44 Amalgamated Bank
- 45 Amboy Direct
- 46 Amerant Bank
- 47 American Bank
- 48 American Bank Center
- 49 American Bank & Trust
- 50 American Bank & Trust SD & MN
- 51 American Commerce Bank
- 52 American Eagle Financial Credit Union
- 53 American Enterprise Bank
- 54 American Express
- 55 American Express Bluebird
- 56 American Express Serve
- 57 America First Credit Union
- 58 American Hertiage FCU
- 59 American Investors Bank & Mortgage (AIBM)
- 60 American Pride Bank
- 61 American Savings Bank (ASB) Hawaii
- 62 American Trust & Savings Bank
- 63 American United Federal Credit Union
- 64 America’s Christian Credit Union
- 65 America’s Credit Union
- 66 AmeriCU Credit Union
- 67 Ameriprise Financial
- 68 Ameris Bank
- 69 ANB Bank
- 70 Anchor Bank
- 71 Andrews Federal Credit Union
- 72 Andigo Credit Union
- 73 Anoka Hennepin Credit Union
- 74 APGFCU
- 75 Apple Bank
- 76 Apple Federal Credit Union
- 77 Arbor Financial Credit Union
- 78 Ardent Credit Union
- 79 Arizona Central Credit Union
- 80 Arizona Federal Credit Union
- 81 Arizona Financial Credit Union
- 82 Arizona State Credit Union (now OneAZ Credit Union)
- 83 Arkansas Federal Credit Union
- 84 Armed Forces Bank
- 85 Arrha Credit Union
- 86 Arsenal Credit Union
- 87 Arundel Federal Savings Bank
- 88 Arvest Bank
- 89 Ascend Federal Credit Union
- 90 Ascent Credit Union
- 91 Ashland Credit Union
- 92 Aspiration
- 93 Aspire Credit Union
- 94 Astoria Bank
- 95 Associated Bank
- 96 Associated Credit Union of Texas (ACUTX)
- 97 Associated Credit Union
- 98 Avidia Bank
- 99 Axos Bank
- 100 Ballston Spa National Bank (BSNB)
- 101 BancorpSouth
- 102 Bank7
- 103 Bank & Trust
- 104 Bankers Trust
- 105 bankESB (East Hampton Savings Bank)
- 106 Bank of America
- 107 Bank Direct
- 108 Bank of Blue Valley
- 109 Bank of Elk River
- 110 Bank Five Nine
- 111 BankFinancial
- 112 BankHometown
- 113 Bank of Hope
- 114 BankNewport
- 115 Bank Novo
- 116 Bank Independent
- 117 Bank of Canton
- 118 Bank of Greene County
- 119 Bank Of Lee’s Summit
- 120 Bank of Maine
- 121 Bank Midwest
- 122 Bank of Montgomery (BOM)
- 123 BankMutual
- 124 Bank of Elk River
- 125 Bank of Ruston
- 126 Bank Of Sun Prairie
- 127 Bank of Tennessee
- 128 Bank of The Blue Grass
- 129 Bank of the West
- 130 BankORION
- 131 Bank OZK
- 132 BankPlus
- 133 BankPurely
- 134 BankWell
- 135 Banner Bank
- 136 Banterra
- 137 Barclays
- 138 Bar Harbor Bank & Trust
- 139 Baselane
- 140 Baton Rouge Telco Federal Credit Union
- 141 BayCoast Bank
- 142 BB&T
- 143 BBVA
- 144 Beacon Credit Union
- 145 Beartooth Bank
- 146 BECU
- 147 Belco Community Bank
- 148 Bell Bank
- 149 Bellco Credit Union
- 150 Belmont Savings Bank
- 151 Benchmark Federal Credit Union
- 152 Beneficial Bank
- 153 Berkshire Bank
- 154 Beverly Hill Bank
- 155 BethPage Credit Union
- 156 Better Banks
- 157 BHCU
- 158 BiddefordSavings
- 159 Blaze Credit Union
- 160 Blue Hills Bank
- 161 Blue Federal Credit Union
- 162 Blue Foundry Bank
- 163 BluPeak Credit Union
- 164 BMI Federal Credit Union
- 165 BMO Harris
- 166 BMT (Bryn Mawr Trust)
- 167 BOKF (Bank of Albuquerque, Bank of Oklahoma, Bank of Texas, Colorado State Bank and Trust)
- 168 Bravera Bank
- 169 Brentwood Bank
- 170 Bridge Credit Union
- 171 Bridgeview Bank Group
- 172 Brightpeak Financial
- 173 BrightStar Credit Union
- 174 Brio Direct Bank
- 175 Broadway Bank
- 176 Broadview Federal Credit Union
- 177 Bryon Bank
- 178 Byline Bank
- 179 Buckeye State Bank
- 180 Bull’s Eye Credit Union
- 181 Busey Bank
- 182 California Bank & Trust
- 183 California Coast Credit Union
- 184 California Credit Union
- 185 Callaway Bank
- 186 Cambridge Savings Bank
- 187 Camden National Bank
- 188 Capital Bank
- 189 Capital City Bank
- 190 Carver Federal Savings Bank
- 191 Cambridge Trust Company
- 192 Campus USA Credit Union
- 193 Cape Cod 5
- 194 Cap Ed Credit Union
- 195 Capital Credit Union
- 196 Capital One
- 197 Capital One 360
- 198 Capitol Bank
- 199 CBT Bank
- 200 CCFBank
- 201 Cedar Rapids Bank & Trust
- 202 CEFCU
- 203 CenterBank
- 204 Center Parc
- 205 Centier
- 206 Centra Credit Union
- 207 Central Florida Educators Credit Union
- 208 Central Illinois Bank
- 209 Central Pacific Bank
- 210 Central Willamette Credit Union
- 211 Century Bank
- 212 Central Bank
- 213 Central Minnesota Credit Union
- 214 CFG Bank
- 215 Charter Oak
- 216 Charles Schwab
- 217 Chartway Credit Union
- 218 Charter One
- 219 Chase
- 220 Cheese
- 221 Chesapeake Bank
- 222 Chief Financial Credit Union
- 223 Christian Community Credit Union
- 224 CIBC US
- 225 Cincinnatus Savings & Loan
- 226 Cincinnati Federal
- 227 CinFed Credit Union
- 228 Citadel Credit Union
- 229 CIT Bank
- 230 Citibank
- 231 The Citizens Bank
- 232 Citizens Bank
- 233 Citizens First Bank
- 234 City Mark Federal Credit Union
- 235 City National Bank (Bankatcity)
- 236 Civista Bank
- 237 Clearview Federal Credit Union
- 238 Clifton Savings Bank (CSBK)
- 239 Clinton Savings Bank
- 240 CME Federal Credit Union
- 241 C&N Bank
- 242 CNB Bank & Trust
- 243 Coastal Credit Union
- 244 Cobalt Credit Union
- 245 CODE Credit Union
- 246 Collins Community Credit Union
- 247 Columbia Bank (WA, OR, ID)
- 248 Columbia Bank (NJ)
- 249 Columbia Credit Union
- 250 Comerica
- 251 Commonwealth Central Credit Union
- 252 Community Resource Credit Union
- 253 Compass Credit Union
- 254 Commerce Bank (MA)
- 255 Commerce Bank (MO, KS, IL, OK & CO)
- 256 Communication Federal Credit Union
- 257 CommonWealth Credit Union
- 258 Community Alliance Credit Union
- 259 CommunityAmerica Credit Union
- 260 Community Bank & Trust
- 261 Community Choice Credit Union
- 262 Community Choice Credit Union [IA]
- 263 Community Credit Union Florida
- 264 Community Financial Credit Union
- 265 Community Financial Services Bank
- 266 Community First Credit Union – CA
- 267 Community First Credit Union of Florida
- 268 Community State Bank
- 269 Community West Credit Union
- 270 Compass Federal Credit Union
- 271 ConnectOne Bank
- 272 Connex Credit Union
- 273 ConnexUs Credit Union
- 274 Consumers Credit Union
- 275 Consumers Credit Union (MI)
- 276 Consolidated Community Credit Union
- 277 Control Card
- 278 Copper Banking
- 279 Cooperative Bank of Cape Cod
- 280 Coors Credit Union
- 281 Cornerstone Bank
- 282 Cornerstone Financial Credit Union
- 283 Country Bank
- 284 Country Bank For Savings
- 285 Crane Credit Union
- 286 Credit Human
- 287 Credit Union 1
- 288 Credit Union of America
- 289 Credit Union of New Jersey
- 290 Credit Union of Ohio
- 291 Credit Union One
- 292 Credit Union of the Rockies
- 293 Credit Union of Southern California
- 294 Credit Union of Texas
- 295 Credit Union West
- 296 CrossPoint Federal Credit Union
- 297 Crystal Lake Bank
- 298 CSE Federal Credit Union
- 299 Current
- 300 Darien Rowayton Bank
- 301 DCU (Digital Federal Credit Union)
- 302 Dearborn Savings Bank (DSB)
- 303 Dedham Savings Bank
- 304 Delta Community Credit Union
- 305 Denizen
- 306 Denmark State Bank
- 307 Denver Community Credit Union
- 308 Desert Community Bank
- 309 Desert Financial Credit Union
- 310 Desert Schools Federal Credit Union
- 311 Destinations Credit Union
- 312 Devon Bank
- 313 Diamond Valley Federal Credit Union
- 314 Discover
- 315 Dollar Bank
- 316 Dollar Savings Bank
- 317 Dort Federal Credit Union
- 318 DuGood Federal Credit Union
- 319 Dundee Bank
- 320 Dupaco Credit Union
- 321 Eagle Federal Credit Union
- 322 Earn Bank
- 323 East Boston Savings Bank
- 324 East Cambridge Savings Bank
- 325 Eastern Bank
- 326 Eastern Savings Bank
- 327 East Idaho Credit Union
- 328 Eastman Credit Union
- 329 East Wisconsin Savings Bank
- 330 EBSB Direct
- 331 ECCU
- 332 Educational Systems Federal Credit Union
- 333 Educators Credit Union (ECU)
- 334 Edwards Federal Credit Union
- 335 Elements Financial Credit Union
- 336 Elevations Credit Union/Buff One
- 337 Elite Community Credit Union
- 338 Elko Federal Credit Union
- 339 Empire State Bank
- 340 Emprise Bank
- 341 Energy Federal Credit Union
- 342 ENT Credit Union
- 343 Enzo
- 344 Equity Bank
- 345 ESL Federal Credit Union
- 346 ESSA Bank & Trust
- 347 Essex Bank
- 348 Eureka Savings Bank
- 349 Evanston Community Bank
- 350 Evansville Teachers Federal Credit Union
- 351 EverBank
- 352 Exchange Bank
- 353 Excite Credit Union
- 354 Expedition Credit Union
- 355 Extraco Banks
- 356 Fairwinds Credit Union
- 357 Family Trust Federal Credit Union
- 358 Farm Bureau Bank
- 359 Farmers Insurance Federal Credit Union
- 360 Farmers & Merchants Bank
- 361 Farmers & Merchants State Bank
- 362 Farmington Bank
- 363 FAST Credit Union
- 364 FCB Banks
- 365 FCNB Bank
- 366 FCB South County Bank
- 367 FEDCOM
- 368 FedFinancial Federal Credit Union
- 369 Fidelity (Brokerage)
- 370 Fidelity Bank (PA)
- 371 Fidelity Bank (Online, MA)
- 372 Fierce Finance
- 373 Fifth Third Bank
- 374 Figure Pay
- 375 Financial Builders
- 376 Financial Partners Credit Union
- 377 Financial Plus Credit Union
- 378 Financial Resources Credit Union
- 379 Finex Credit Union
- 380 Firefly Credit Union
- 381 First Advantage Bank
- 382 First American Bank
- 383 FirstBank
- 384 FirstBank [TN, GA, AL]
- 385 First Bank (VA, MD)
- 386 First Bank (CA, IL & MO)
- 387 First Bank and Trust
- 388 First Bank & Trust Company Illinois
- 389 First Bank Financial Centre (FBFC):
- 390 First Basin Credit Union Checking
- 391 First Citizen’s Bank
- 392 First Citrus Bank
- 393 First Commerce Credit Union
- 394 First Commonwealth Bank
- 395 First Community Bank (AR/MO)
- 396 First Entertainment Credit Union
- 397 First Federal Bank (FL)
- 398 First Federal Bank of Kansas City
- 399 First Federal Bank of Wisconsin
- 400 First Federal Credit Union
- 401 First Fidelity Bank
- 402 First Financial Federal Credit Union
- 403 First Financial Credit Union
- 404 First Financial Federal Credit Union (MD only)
- 405 First Federal Bank
- 406 First Financial Bank (AR/MS)
- 407 First Financial Bank (TX)
- 408 First Financial Bank (IL, IN, KY, OH)
- 409 First Financial Northwest Bank
- 410 First Flight Credit Union
- 411 First Florida Credit Union
- 412 First General Credit Union
- 413 First Green Bank
- 414 First Hawaiian Bank
- 415 First Home Bank
- 416 First Horizon Bank
- 417 First Internet Bank
- 418 First Jersey Credit Union
- 419 FirstLight Federal Credit Union
- 420 First-Lockhart National Bank
- 421 First Mark Credit Union
- 422 First Merchants Bank
- 423 First Merit Bank
- 424 First Midwest Bank
- 425 First National 1870
- 426 First National Bank (FNB)
- 427 First National Bank (IA)
- 428 First National Bank [UT]
- 429 First National Bank [NE]
- 430 First National Bank of Long Island
- 431 First National Bank and Trust Company
- 432 First National Bank of Waterloo
- 433 First National Bank in Staunton
- 434 First Nebraska Educators Credit Union
- 435 First Niagara
- 436 First Northern Credit Union
- 437 First Republic Bank
- 438 Firstrust Bank
- 439 First Savings Bank of Hegewisch
- 440 First Service Credit Union
- 441 First Southern Bank
- 442 First South Financial
- 443 First State Bank Of Illinois
- 444 First State Community Bank
- 445 First Tech Federal Credit Union
- 446 First Tennessee
- 447 First Trade Union Bank
- 448 First United Bank
- 449 First United Credit Union
- 450 First US Community Credit Union
- 451 Fitness Bank
- 452 Fitzsimmons Credit Union
- 453 Five Star Bank
- 454 Flagship Bank
- 455 Flagstar Bank
- 456 Florence Bank
- 457 Florida Community Bank
- 458 Florida Credit Union
- 459 Flushing Bank
- 460 F&M Bank
- 461 F&M Bank (VA Only)
- 462 F&M Bank (IN, OH)
- 463 Focus Bank
- 464 Focus Federal Credit Union
- 465 Forcht Bank
- 466 Fort Bragg Federal Credit Union
- 467 Fort Financial Credit Union
- 468 Fort Worth Community Credit Union
- 469 Four Points Federal Credit Union
- 470 FNBO
- 471 FNCB
- 472 Freedom Credit Union
- 473 Freedom Federal Credit Union
- 474 Freedom First Credit Union
- 475 Fremont Bank
- 476 Frontier Bank
- 477 Frontwave Credit Union
- 478 FSB Bank
- 479 Fulton Bank
- 480 Gain Federal Credit Union
- 481 Garden Savings Federal Credit Union
- 482 Gate City Bank
- 483 Gateway First Bank
- 484 Gateway Metro Federal Credit Union
- 485 Genisys Credit Union
- 486 Georgia Banking Company (GBC)
- 487 Georgia’s Own Credit Union
- 488 Gesa Credit Union
- 489 Gibsland Bank
- 490 Giftsforbanking
- 491 Global Credit Union
- 492 GNO Federal Credit Union
- 493 GO Federal Credit Union
- 494 GOLD Credit Union
- 495 Go2Bank
- 496 Greater Iowa Credit Union
- 497 Greater Nevada Credit Union
- 498 Great Lakes Credit Union
- 499 Great River Federal Credit Union
- 500 Great Southern Bank
- 501 Green state Credit Union
- 502 Grove City Area Federal Credit Union
- 503 Grow Financial
- 504 GTE Financial
- 505 Guardian Credit Union
- 506 Gulf Coast Bank & Trust Company
- 507 Gulf Coast Federal Credit Union
- 508 Hanmi Bank
- 509 Hanscom Federal Credit Union
- 510 HarborOne Bank
- 511 Harborstone Credit Union
- 512 Hawthorn Bank
- 513 Heartland Bank
- 514 Heartland Credit Union
- 515 Heritage Bank
- 516 Heritage Bank NW
- 517 Heritage Bank of St. Tammany
- 518 Heritage Credit Union
- 519 HeritageWest Credit Union
- 520 Hibernia Bank
- 521 Highmark Federal Credit Union
- 522 Hills Bank
- 523 Hiway Federal Credit Union
- 524 Holyoke Credit Union
- 525 Home Federal Savings Bank
- 526 Home National Bank
- 527 Home Savings Bank
- 528 Home State Bank
- 529 HomeStreet:
- 530 Hometown Community Banks
- 531 HomeTrust Bank
- 532 Honors Credit Union
- 533 Hopewell Federal Credit Union
- 534 Horizon Bank
- 535 Horizon Credit Union (WA, ID, MT)
- 536 Houston Metropolitan Federal Credit Union
- 537 HSBC
- 538 Huntington Bank
- 539 Hudson River Community Credit Union (HRCCU)
- 540 Hudson Valley Federal
- 541 IBM Southeast FECU
- 542 IBERIABANK
- 543 ICBC USA
- 544 IC Federal Credit Union
- 545 Idaho Central Credit Union (ICCU)
- 546 Ideal Credit Union
- 547 Illinois National Bank
- 548 Illinois State Credit Union
- 549 Incredible Bank
- 550 Independent Bank
- 551 InFirst FCU
- 552 InRoads Credit Union
- 553 Inspire Federal Credit Union
- 554 Inspirus Credit Union
- 555 Integrity Bank
- 556 Interior Federal Credit Union
- 557 Interra Credit Union
- 558 InTouch Credit Union
- 559 Investor Bank
- 560 Iowa State Bank
- 561 Johnson Bank
- 562 Jovia Financial Credit Union
- 563 JSC Federal Credit Union
- 564 Justice Federal Credit Union
- 565 Kabbage By AmEx
- 566 KaiPerm
- 567 Kalsee Credit Union
- 568 Katahdin Trust Company
- 569 Kearny Bank
- 570 Keesler Federal Credit Union
- 571 Kemba Financial Credit Union
- 572 Kentucky Bank
- 573 KeyPoint Credit Union
- 574 Kinderhook Bank
- 575 Kinecta
- 576 Kitsap Credit Union
- 577 KeyBank
- 578 La Capitol Federal Credit Union
- 579 Lafayette Federal Credit Union
- 580 Lakeland Bank
- 581 Lake Michigan Credit Union (LMCU)
- 582 Lake Ridge Bank
- 583 Lake Shore Savings
- 584 Landmark Credit Union
- 585 Land of Lincoln Credit Union
- 586 Las Colinas Federal Credit Union
- 587 Laurel Road
- 588 LBS Financial Credit Union
- 589 Leader Bank
- 590 Ledyard Bank
- 591 LegacyTexas
- 592 LendingClub
- 593 Level One Bank
- 594 LGE Community Credit Union
- 595 Liberty Bank
- 596 Liberty Bank (CT, MA, RI)
- 597 Liberty Bank For Savings
- 598 Liberty First Credit Union
- 599 Liberty Savings Bank
- 600 Lili Bank
- 601 Linn Area Credit Union
- 602 Live Oak Bank
- 603 LM Federal Credit Union
- 604 Logix Credit Union
- 605 Lone Star National Bank
- 606 Long Game
- 607 LorMet Community Federal Credit Union
- 608 Los Angeles Federal Credit Union
- 609 Lyons National Bank
- 610 Macatawa Bank
- 611 Magnolia Federal Credit Union
- 612 MainSource Bank
- 613 Mainstreet Credit Union
- 614 Main Street Bank [of Michigan]
- 615 Main Street Bank [of Virginia]
- 616 Mango Money
- 617 Marcus Bank
- 618 Marine Bank
- 619 MarketUSA Federal Credit Union
- 620 Marquette Bank
- 621 Mars Bank
- 622 Mazuma Credit Union
- 623 MAX Credit Union
- 624 MB Financial Bank
- 625 Mcgraw-Hill FCU
- 626 Mcfarland State Bank
- 627 MECU Credit Union
- 628 Melrose Bank
- 629 Members Choice Credit Union
- 630 Members Cooperative Credit Union
- 631 Members Source Credit Union
- 632 Member One Federal Credit Union
- 633 Memory Bank
- 634 Memphis City ECU (MCECU)
- 635 Mercer Savings Bank
- 636 Mercury
- 637 Meridian Bank
- 638 Meridian Trust Federal Credit Union
- 639 Meritrust Credit Union
- 640 Meriwest Credit Union
- 641 Metro Credit Union
- 642 Metro Credit Union (MA)
- 643 Metro Credit Union (NE)
- 644 Michigan Schools and Government Credit Union
- 645 Middlesex Federal
- 646 Middlesex Savings Bank
- 647 MIDFLORIDA CU
- 648 MidFirst Bank
- 649 Mid-Hudson Valley Federal Credit Union
- 650 Midland States Bank
- 651 Mid Minnesota Federal Credit Union
- 652 Mid Penn Bank
- 653 MidUSA Credit Union
- 654 Midwest Bank
- 655 MidWestOne Bank
- 656 Midwest Regional Bank
- 657 Mint Valley Federal Credit Union
- 658 Mission Federal Credit Union
- 659 Missouri Credit Union
- 660 Mobiloil Credit Union
- 661 MoneyLion
- 662 Monifi
- 663 Monona Bank
- 664 Monroe Bank & Trust (MBT)
- 665 Monson Savings
- 666 Montgomery County EFCU
- 667 Mountain America Credit Union
- 668 MountainOne
- 669 mph.bank
- 670 MSUFCU
- 671 My Banking Direct
- 672 My eBanc
- 673 MySavingsDirect
- 674 Mutual Bank
- 675 Mutual Security Credit Union
- 676 MVB Bank
- 677 MyUSA Credit Union
- 678 M&F Bank
- 679 M&T Bank
- 680 M1 Finance
- 681 NASA Federal Credit Union
- 682 NASB
- 683 Nassau Financial Federal Credit Union
- 684 Nationwide Bank
- 685 Navy Federal Credit Union
- 686 NBC Oklahoma
- 687 Nearside
- 688 Neighborhood Credit Union
- 689 Neighbors Credit Union
- 690 Nevada State Bank
- 691 New Buffalo Savings Bank
- 692 Newton Federal Bank
- 693 Newtown Savings Bank (NSB)
- 694 Nexus
- 695 North Brookfield Savings Bank
- 696 North Community Bank
- 697 Northeast Credit Union
- 698 NorthOne Bank
- 699 Northern Paper Milles (NPM)
- 700 Northern Skies FCU
- 701 Northfield Bank
- 702 Northpointe
- 703 North Shore Bank
- 704 North Shore Bank (MA)
- 705 North Shore Bank of Commerce
- 706 North Shore Community Bank
- 707 North Star Credit Union
- 708 North State Bank
- 709 Northwest Bank
- 710 Northwest Bank (PA)
- 711 Northwest Bank of Rockford
- 712 Northwest Federal Credit Union
- 713 Northwest Savings Bank
- 714 Notre Dame Federal Credit Union
- 715 NWSB Bank
- 716 Numerica Credit Union
- 717 Nutmeg Credit Union
- 718 NuVision Federal Credit Union
- 719 NVE Bank
- 720 NYCB Family Of Banks
- 721 NWFCU
- 722 Oakland University Credit Union
- 723 Ocean First Bank
- 724 Old Hickory Credit Union
- 725 Old Missouri Bank
- 726 Old National Bank
- 727 Old Second Bank
- 728 Oklahoma’s Credit Union
- 729 OMNI Community Credit Union
- 730 One American Bank
- 731 One Finance
- 732 One Nevada Credit Union
- 733 OneWest Bank
- 734 OnPoint Community Credit Union
- 735 On Tap Credit Union
- 736 Option 1 Credit Union
- 737 Orange County Credit Union
- 738 Origin Bank
- 739 Orion Federal Credit Union
- 740 Oritani Bank
- 741 Orlando Credit Union
- 742 OUR Credit Union
- 743 Oxygen
- 744 P1FCU
- 745 Pacific Service Credit Union
- 746 Palisades Credit Union
- 747 Paradise Valley Federal Credit Union
- 748 Parke Bank
- 749 Parkside Credit Union
- 750 Partner Colorado Credit Union
- 751 Patelco Credit Union
- 752 Pathfinder Bank
- 753 Pathways Financial Credit Union
- 754 Patriot Bank
- 755 Pelican State Credit Union
- 756 PenFed
- 757 Peninsula Federal Credit Union
- 758 Penn Community Bank
- 759 Pentucket Bank
- 760 People First Federal Credit Union
- 761 PeoplesBank (Bankatpeoples)
- 762 PeoplesBank
- 763 Peoples Bank (LA)
- 764 Peoples Bank (WA)
- 765 Peoples Bank (ibankpeoples IL, IN)
- 766 Peoples Credit Union
- 767 Peoples United Bank
- 768 Philadelphia Federal Credit Union
- 769 Picatinny Credit Union
- 770 Pikes Peak Credit Union
- 771 Pinnacle Bank
- 772 Pinnacle Financial Partners
- 773 Pioneer Valley Credit Union
- 774 Point Breeze Credit Union
- 775 Polam Federal Credit Union
- 776 Polish National Credit Union
- 777 Polish American Credit Union
- 778 Ponce Bank
- 779 Popular Bank
- 780 Popular Direct
- 781 Porte Bank
- 782 Power Financial Credit Union
- 783 PNC
- 784 Preferred Credit Union
- 785 Premier America Credit Union
- 786 Premier Bank – OH
- 787 Premier Members Credit Union
- 788 Presidential Bank
- 789 Prestige Community Credit Union
- 790 Primis Bank
- 791 PriorityONE Credit Union of Florida
- 792 PrizePool
- 793 Progressive Bank
- 794 Progessions Credit Union
- 795 Provident Bank
- 796 Provident Credit Union
- 797 Proviso Community Bank
- 798 PSE Credit Union
- 799 PSECU
- 800 Public Employees Credit Union (PECU)
- 801 Public Services Credit Union
- 802 Public Service Credit Union (IN)
- 803 Pulaski Bank
- 804 Purdue Federal Credit Union
- 805 PurePoint Financial
- 806 Putnam Bank
- 807 PyraMax Bank
- 808 Quad City Bank & Trust
- 809 Quontic Bank
- 810 Quorum Federal Credit Union
- 811 Radius Bank
- 812 Randolf Savings Bank
- 813 Reading Cooperative Bank
- 814 Real Peoples Bank
- 815 Red Rocks Credit Union
- 816 Redstone Federal Credit Union
- 817 Redwood Credit Union
- 818 Regions Bank
- 819 Reliabank
- 820 Reliance Bank
- 821 Reliant Bank
- 822 Reliant Community Credit Union
- 823 Republic Bank
- 824 Republic Bank (IL only)
- 825 Republic Bank (NY)
- 826 Resource One Credit Union
- 827 Revolut
- 828 Ridgewood Savings Bank
- 829 Rivermark Community Credit
- 830 River Valley Credit Union
- 831 Riverview Bank
- 832 RPT Federal Credit Union
- 833 Rockland Trust Bank
- 834 Rollstone Bank & Trust
- 835 Rosedale Federal Savings & Loan Association
- 836 Royal Bank America
- 837 Royal Credit Union
- 838 Sacramento Credit Union
- 839 SAFE Credit Union
- 840 Salal Credit Union
- 841 Salem Five Bank
- 842 Sallie Mae High-Yield Savings Account
- 843 Sandy Spring Bank
- 844 San Mateo Credit Union
- 845 Santander
- 846 Saratoga National Bank
- 847 Sauk Valley Bank
- 848 Savings Bank of Danbury
- 849 Sawyer Savings Bank
- 850 SB1 Federal Credit Union
- 851 Scient Federal Credit Union
- 852 Scott Credit Union
- 853 Seacoast Bank
- 854 SECNY Federal Credit Union
- 855 Security Bank of Crawford
- 856 Selco Community Credit Union
- 857 Select Bank & Trust
- 858 SENB Bank
- 859 Service 1st Federal Credit Union
- 860 Service Credit Union
- 861 SF Fire Credit Union
- 862 Sharepoint Credit Union
- 863 Sharonview
- 864 Signature Federal Credit Union
- 865 Simmons Bank
- 866 Simsbury Bank
- 867 Simple Bank
- 868 Signature Bank of Georgia
- 869 SkyOne Federal Credit Union
- 870 Solvay Bank
- 871 Sound Credit Union
- 872 SouthEast Bank
- 873 Southeastern Credit Union
- 874 South East National Bank
- 875 Southern Bank
- 876 Southland Credit Union
- 877 South Shore Bank
- 878 Southside Bank
- 879 SouthStar Bank
- 880 South State Bank
- 881 Southwest 66 Credit Union
- 882 Space Age Federal Credit Union
- 883 Space Coast Credit Union
- 884 Spartan Federal Credit Union
- 885 SPCO Credit Union
- 886 Spiral
- 887 Spire Credit Union
- 888 Spokane City Credit Union
- 889 SSFCU (Security Service Federal Credit Union)
- 890 S&T Bank
- 891 Star Bank
- 892 Starion Bank
- 893 Stark Federal Credit Union
- 894 State Bank of Bement
- 895 State Bank Of Cross Plains
- 896 State Bank Of India (California)
- 897 State Department Federal Credit Union
- 898 State Employees Credit Union (SECU) Of Maryland
- 899 State Security Bank
- 900 Stanford Federal Credit Union
- 901 St. Anne’s Credit Union
- 902 Star One Credit Union
- 903 STCU (Spokane Teachers Credit Union)
- 904 Sterling National Bank
- 905 St. Mary’s Bank
- 906 St Mary’s Credit Union
- 907 Stoneham Bank
- 908 St Paul Federal Credit Union
- 909 Streator Onized Credit Union (SOCU)
- 910 Sturdy Savings Bank
- 911 Suburban Bank & Trust (SBT)
- 912 Suffolk Credit Union
- 913 Suffolk Federal Credit Union
- 914 Summit Credit Union
- 915 Summit Federal Credit Union
- 916 Suncoast Credit Union
- 917 Sun Commnity Federal Credit Union
- 918 Sun East Federal Credit Union
- 919 Sunflower Bank
- 920 Sunmark Credit Union
- 921 Sun National Bank
- 922 Suntrust
- 923 SunWest Credit Union
- 924 Susquehanna Community Bank
- 925 Synovus Bank
- 926 Sweet Home Federal Credit Union
- 927 TAB Bank
- 928 Talmer Bank & Trust
- 929 Taunton Federal Credit Union
- 930 TBK Bank
- 931 TCF Bank
- 932 Teachers Credit Union
- 933 Teachers Federal Credit Union
- 934 Texans Credit Union
- 935 TD Bank
- 936 Tech CU
- 937 TEG Federal Credit Union
- 938 Telco Community Credit Union
- 939 Telhio Credit Union
- 940 Texas Capital Bank
- 941 Texas Trust Credit Union
- 942 Texell Credit Union
- 943 The Bank Of Denver
- 944 The Bank of Princeton
- 945 TIAA Direct
- 946 TLC Community Credit Union
- 947 T-Mobile Money
- 948 Tobyhanna
- 949 Tompkins VIST Bank
- 950 Toro Credit Union
- 951 Torrington Savings Bank
- 952 Tower Federal Credit Union
- 953 Town Bank
- 954 Town and Country Bank
- 955 TDECU
- 956 The Columbia Bank
- 957 The Cooperative Bank
- 958 The County Federal Credit Union
- 959 The First State Bank
- 960 The State Bank Group
- 961 Thomaston Savings Bank
- 962 Thrivent Federal Credit Union
- 963 Trademark Federal Credit Union
- 964 Traditional Bank
- 965 Transcend Credit Union
- 966 Travis Credit Union
- 967 TruChoice Federal Credit Union
- 968 TrueCore Federal Credit Union
- 969 Truist
- 970 Truity Credit Union
- 971 Truliant Federal Credit Union
- 972 TrustCo Bank
- 973 TruMark
- 974 TruStone Financial
- 975 TruWest Credit Union
- 976 TTCU (Formerly Tulsa Teachers Credit Union)
- 977 Tulsa Federal Credit Union
- 978 TwinStar Credit Union
- 979 UFB Direct
- 980 UFirst Credit Union
- 981 Ulster Savings Bank
- 982 UMB Bank
- 983 Umpqua Bank
- 984 UNFCU
- 985 UniBank
- 986 Unify
- 987 Union Plus Prepaid
- 988 Union Bank
- 989 Union Bank & Trust (NE & KS)
- 990 Union Bank & Trust (VA, MD, NC)
- 991 Union Community Bank
- 992 Union Savings Bank
- 993 Union Square Credit Union
- 994 United Bank
- 995 United Community Bank (UCB)
- 996 United Community Bank (NC, TN, SC, GA)
- 997 United Federal Credit Union
- 998 United Financial Credit Union
- 999 United Heritage Credit Union
- 1000 United Roosevelt Savings Bank
- 1001 United States Senate Federal Credit Union
- 1002 Unitus Community Credit Union
- 1003 Unity Bank
- 1004 Unity One Credit Union
- 1005 Univest
- 1006 University Credit Union
- 1007 University Federal Credit Union
- 1008 U of I Community Credit Union
- 1009 Upgrade
- 1010 USAA
- 1011 US Alliance Financial
- 1012 US Community Credit Union
- 1013 US Bank
- 1014 USE Credit Union
- 1015 USF Federal Credit Union
- 1016 US #1364 Federal Credit Union
- 1017 Utah First
- 1018 U$X Federal Credit Union
- 1019 Wakefield Co-operative Bank
- 1020 Wallet by Boss Money
- 1021 Washington Mutual
- 1022 Washington Savings Bank
- 1023 Washington Trust
- 1024 Watertown Savings Bank
- 1025 Water And Power Community Credit Union (WPCU)
- 1026 WaterStone Bank
- 1027 Waukesha State Bank
- 1028 Wealthfront
- 1029 Webster Bank
- 1030 WECU
- 1031 We Florida Financial
- 1032 Wellesley Bank
- 1033 Wells Fargo
- 1034 Weokie Federal Credit Union
- 1035 WesBanco
- 1036 Wescom Credit Union
- 1037 Westbury Bank
- 1038 Western State Bank
- 1039 Western Vista Credit Union
- 1040 Westerra Credit Union
- 1041 WestField
- 1042 Westfield Bank (OH)
- 1043 Westfield Bank, FSB
- 1044 WestTown Bank & Trust
- 1045 Whitney Bank
- 1046 Widget Financial
- 1047 Wilson Bank & Trust
- 1048 Winden
- 1049 Wings Financial Credit Union
- 1050 WinTrust Bank
- 1051 Woori America Bank
- 1052 WyHy FCU
- 1053 Wysh
- 1054 Valley Bank
- 1055 Valley First Credit Union
- 1056 Valley Nation Bank
- 1057 ValleyStar Credit Union
- 1058 Valley Strong Credit Union
- 1059 VantageWest
- 1060 Varo Money
- 1061 Vectra Bank
- 1062 Verity Credit Union
- 1063 Vibrant Credit Union
- 1064 Vinton County
- 1065 Vio Bank
- 1066 Virginia Credit Union
- 1067 Visions Federal Credit Union
- 1068 VyStar Credit Union
- 1069 Xceed Financial Credit Union
- 1070 Yolo Federal Credit Union
- 1071 Zeal Credit Union
121 Financial Credit Union
- No data points
7 17 Credit Union
- No data points
1st Advantage Federal Credit Union
- No data points
1st Colonial Community Bank
- No data points
1st Constitution Bank
- Soft pull: 1
1st Financial Federal Credit Union
- No data points
1st Mariner Bank
They will only approve you if you have 3 ChexSystems inquiries or less.
- Soft pull: 1
1st Security Bank
- No data points
1st Source Bank
- Soft pull: 1,
1st United Credit Union
- Soft pull: 1
3Rivers Federal Credit Union
- Soft pull: 1,
4Font Credit Union
- No data points
A+ Federal Credit Union (A+FCU)
Hard pull: 1
AAA
Unknown
AAC Credit Union
- Soft pull 1 (according to rep)
Abington Bank
- No data points
Achieva
- Hard pull: 1 (all three bureaus)
ACNB
Acorns Bank
- No data points
Addition Financial
Adirondack Bank
- No data points
Advance Financial Federal Credit Union (AFFCU)
Unknown, please share your experiences in the comments.
Advantage Bank
- No data points
Advantis Credit Union
Adventure Credit Union
- Hard pull: 1
Advia Credit Union
- No data points
Aero Federal Credit Union
- No data points
AFFCU
- No data points
Affiliated Bank
- Soft pull: 1,
Affinity Federal Credit Union
Air Academy Federal Credit Union
- Soft pull: 1,
Albert Neobank
- Soft pull: 1,
Alcoa Tenn Federal Credit Union
- No data points
Alden Credit Union
- Soft pull: 1
All America Bank
- Soft pull: 1
Allegiance Credit Union
- No data points
Allegius Credit Union
- Hard pull: 1,
Alliant
Allied First Bank
- No data points
AllTru Credit Union
- Soft pull: 1,
Ally
Aloha Pacific Federal Credit Union
- No data points
Altra Federal Credit Union
Amalgamated Bank
- Soft pull: 1
Amboy Direct
- No data points
Amerant Bank
- No data points
American Bank
- No data points
American Bank Center
- No data points
American Bank & Trust
- No data points
American Bank & Trust SD & MN
- No data points
American Commerce Bank
- No data points
American Eagle Financial Credit Union
American Enterprise Bank
- No data points
American Express
- Soft pull: 1,
American Express Bluebird
American Express Serve
- Soft pull: 1
America First Credit Union
American Hertiage FCU
American Investors Bank & Mortgage (AIBM)
- No data points
American Pride Bank
- Soft pull: 1,
American Savings Bank (ASB) Hawaii
- No data points
American Trust & Savings Bank
- No data points
American United Federal Credit Union
- Hard pull: 1,
America’s Christian Credit Union
- Hard pull: 1,
America’s Credit Union
- Hard pull: 1
AmeriCU Credit Union
- No data points
Ameriprise Financial
- No data points
Ameris Bank
- Soft pull: 1,
ANB Bank
- No data points
Anchor Bank
- Soft pull: 1
Andrews Federal Credit Union
Andigo Credit Union
Anoka Hennepin Credit Union
- Hard pull: 1,
APGFCU
- Hard pull: 1,
Apple Bank
- Soft pull: 1
Apple Federal Credit Union
- Soft pull: 1,
Arbor Financial Credit Union
- Soft pull: 1,
Ardent Credit Union
Arizona Central Credit Union
- CSR’s stated that it is a hard pull on Equifax.
Arizona Federal Credit Union
Arizona Financial Credit Union
- Soft pull: 1,
Arizona State Credit Union (now OneAZ Credit Union)
- Soft pull: 1
Arkansas Federal Credit Union
- No data points
Armed Forces Bank
- Soft pull: 1,
Arrha Credit Union
- No data points
Arsenal Credit Union
- Hard pull: 1,
Arundel Federal Savings Bank
Arvest Bank
- Soft pull: 1
Ascend Federal Credit Union
- Hard pull: 1
Ascent Credit Union
- No data points
Ashland Credit Union
- Soft pull: 1,
Aspiration
Aspire Credit Union
- Soft pull: 1
Astoria Bank
- Soft pull: 1
Associated Bank
- Soft pull: 1
Associated Credit Union of Texas (ACUTX)
- No data points
Associated Credit Union
- No data points
Avidia Bank
Axos Bank
- Soft pull: 1,
Ballston Spa National Bank (BSNB)
- Soft pull: 1
BancorpSouth
Bank7
- Soft pull: 1,
Bank & Trust
- Soft pull: 1
Bankers Trust
- No data points
bankESB (East Hampton Savings Bank)
- Soft pull: 1
Bank of America
Bank Direct
Bank of Blue Valley
- No data points
Bank of Elk River
- Soft pull: 1,
Bank Five Nine
- No data points
BankFinancial
- No data points
BankHometown
- No data points
Bank of Hope
- Soft pull: 1,
BankNewport
- No data points
Bank Novo
Bank Independent
- No data points
Bank of Canton
- Soft pull: 1 (via e-mail on 5/10/17 according to CSR)
Bank of Greene County
- No data points
Bank Of Lee’s Summit
- Unknown
Bank of Maine
Bank Midwest
- No data points
Bank of Montgomery (BOM)
- No data points
BankMutual
Bank of Elk River
- No data points
Bank of Ruston
- Soft pull: 1,
Bank Of Sun Prairie
- No data points
Bank of Tennessee
- No data points
Bank of The Blue Grass
- No data points
Bank of the West
BankORION
- Soft pull: 1
Bank OZK
- No data points
BankPlus
- No data points
BankPurely
- Soft pull: 1
BankWell
- Soft pull: 1
Banner Bank
- Soft pull: 1,
Banterra
- No data points
Barclays
- No data points
Bar Harbor Bank & Trust
- Soft pull: 1,
Baselane
- No data points
Baton Rouge Telco Federal Credit Union
- No data points
BayCoast Bank
- Soft pull: 1,
BB&T
BBVA
Beacon Credit Union
- Hard pull: 1,
Beartooth Bank
- No data points
BECU
Belco Community Bank
- Soft pull: 1
Bell Bank
- Soft pull: 1,
Bellco Credit Union
- Hard pull: 1
Belmont Savings Bank
- No data points
Benchmark Federal Credit Union
- Hard pull: 1,
Beneficial Bank
- No data points
Berkshire Bank
- No data point
Beverly Hill Bank
- No data points
BethPage Credit Union
- Soft pull: 1
Better Banks
- No data points
BHCU
- No data points
BiddefordSavings
- No data points
Blaze Credit Union
Blue Hills Bank
- Soft pull: 1
Blue Federal Credit Union
- Soft pull: 1 (via e-mail on August 17th, 2016)
Blue Foundry Bank
- No data points
BluPeak Credit Union
- Soft pull: 1,
BMI Federal Credit Union
BMO Harris
BMT (Bryn Mawr Trust)
- Soft pull: 1
BOKF (Bank of Albuquerque, Bank of Oklahoma, Bank of Texas, Colorado State Bank and Trust)
Bravera Bank
- No data points
Brentwood Bank
- No data points
Bridge Credit Union
- No data points
Bridgeview Bank Group
- Soft pull: 1
Brightpeak Financial
- Soft pull: 1
BrightStar Credit Union
Brio Direct Bank
Broadway Bank
Broadview Federal Credit Union
- No data points
Bryon Bank
- No data points
Byline Bank
- Soft pull: 1,
Buckeye State Bank
- No data points
Bull’s Eye Credit Union
- No data points
Busey Bank
- Soft pull: 1,
California Bank & Trust
- No data points
California Coast Credit Union
- Hard pull: 1,
California Credit Union
- No data points
Callaway Bank
- Soft pull: 1
Cambridge Savings Bank
- Soft pull: 1
Camden National Bank
Capital Bank
- Soft pull: 1,
Capital City Bank
- No data points
Carver Federal Savings Bank
- No data points
Cambridge Trust Company
- No data points
Campus USA Credit Union
Cape Cod 5
- No data points
Cap Ed Credit Union
- Soft pull: 1,
Capital Credit Union
- No data point
Capital One
Presumably it’s the same as Capital One 360 below, but we don’t have any hard data points on this.
Capital One 360
- Capital one will do a hard credit pull for a checking account only if you opt for overdraft protection. As long as you opt out there will only be a soft pull. Their savings account only has a soft pull done. This is also answered on their website which can be found by clicking here.
Capitol Bank
- No data points
CBT Bank
- Soft pull: 1,
CCFBank
- Soft pull: 1
Cedar Rapids Bank & Trust
- No data points
CEFCU
CenterBank
- No data points
Center Parc
- No data points
Centier
- No data points
Centra Credit Union
- No data points
Central Florida Educators Credit Union
- Soft pull: 1,
Central Illinois Bank
- Soft pull: 1,
Central Pacific Bank
- No data points
Central Willamette Credit Union
- Hard pull: 1,
Century Bank
- Soft pull: 1,
Central Bank
- Soft pull: 1
Central Minnesota Credit Union
CFG Bank
- Soft pull: 1
Charter Oak
- No data points
Charles Schwab
Hard pull: 1, 2 (Equifax), 3,Soft pull: 1 (opted out of Margin trading & credit bureaus were having issues). Turned out to be a hard pull
Chartway Credit Union
Charter One
See: Citizens Bank. This is the same bank, just with a different branding in IL, MI, and OH.
Chase
Cheese
- Soft pull: 1,
Chesapeake Bank
- Soft pull: 1,
Chief Financial Credit Union
- No data points
Christian Community Credit Union
CIBC US
- Soft pull: 1 (via e-mail on 07/04/18)
Cincinnatus Savings & Loan
- No data points
Cincinnati Federal
- Soft pull: 1
CinFed Credit Union
- Hard pull: 1 (Experian)
Citadel Credit Union
- Soft pull: 1
CIT Bank
- Soft pull: 1
Citibank
The Citizens Bank
- No data points
Citizens Bank
Citizen Bank looks to be a soft credit inquiry when you apply at a branch and a hard credit inquiry when you apply online. Update: This seems to no longer be the case, it’s now a soft pull online as well as long as you don’t opt in for over draft protection.
- Soft pull: 1, 2, 3, 4,
- Hard pull: 1, 2, 3
- Hard pull (Equifax): 1, 2, 3, 4, 5
- Soft pull (online): 1
- No Chex system inquiry: 1
- Chex system inquiry: 1
- Soft pull if you apply in branch: 1
Citizens First Bank
- No data points
City Mark Federal Credit Union
- No data points
City National Bank (Bankatcity)
- Soft pull: 1
Civista Bank
- Soft pull: 1,
Clearview Federal Credit Union
- Soft pull: 1 (via e-mail on August 1st, 2016)
Clifton Savings Bank (CSBK)
- No data points
Clinton Savings Bank
- Soft pull: 1,
CME Federal Credit Union
- Hard pull: 1 (TransUnion)
C&N Bank
- Soft pull: 1,
CNB Bank & Trust
- No data points
Coastal Credit Union
- No data points
Cobalt Credit Union
- No data points
CODE Credit Union
- No data points
Collins Community Credit Union
- Soft pull: 1,
Columbia Bank (WA, OR, ID)
Columbia Bank (NJ)
- Soft pull: 1
Columbia Credit Union
Seems to be hard online and soft in branch.
Comerica
- Soft pull: 1
Commonwealth Central Credit Union
- Hard pull: 1,
Community Resource Credit Union
- No data points
Compass Credit Union
- No data points
Commerce Bank (MA)
- Unknown
Commerce Bank (MO, KS, IL, OK & CO)
- Soft pull: 1
Communication Federal Credit Union
CommonWealth Credit Union
- No data points
Community Alliance Credit Union
- Unknown
CommunityAmerica Credit Union
Community Bank & Trust
- Unknown
Community Choice Credit Union
- Soft pull: 1,
Community Choice Credit Union [IA]
- Hard pull: 1,
Community Credit Union Florida
- Hard pull: 1,
Community Financial Credit Union
Community Financial Services Bank
- Soft: 1
Community First Credit Union – CA
- No data points
Community First Credit Union of Florida
Community State Bank
- No data points
Community West Credit Union
- No data points
Compass Federal Credit Union
- No data points
ConnectOne Bank
- No data points
Connex Credit Union
- Hard pull: 1,
ConnexUs Credit Union
Consumers Credit Union
Consumers Credit Union (MI)
- Hard pull: 1 (according to csr)
Consolidated Community Credit Union
- No data points
Control Card
- Unknown
Copper Banking
- Soft pull: 1,
Cooperative Bank of Cape Cod
- No data points
Coors Credit Union
- No data points
Cornerstone Bank
Cornerstone Financial Credit Union
Country Bank
- No data points
Country Bank For Savings
- Soft pull: 1
Crane Credit Union
- No data points
Credit Human
Credit Union 1
Credit Union of America
- Hard pull: 1,
Credit Union of New Jersey
- Hard pull: 1 (experian)
Credit Union of Ohio
- No data points
Credit Union One
Credit Union of the Rockies
- No data points
Credit Union of Southern California
- No data points
Credit Union of Texas
Credit Union West
- Soft pull: 1,
CrossPoint Federal Credit Union
- No data points
Crystal Lake Bank
- No data points
CSE Federal Credit Union
- No data points
Current
- Soft pull: 1,
Darien Rowayton Bank
- Unknown
DCU (Digital Federal Credit Union)
Should now be a soft pull if you opt out of overdraft protection: 1, 2,
Dearborn Savings Bank (DSB)
- Soft pull: 1,
Dedham Savings Bank
- Soft pull: 1 (via e-mail on 06/06/17)
Delta Community Credit Union
Denizen
- Soft pull: 1,
Denmark State Bank
- Hard pull: 1 (transunion)
Denver Community Credit Union
- Unknown
Desert Community Bank
- No data points
Desert Financial Credit Union
Desert Schools Federal Credit Union
- No data points
Destinations Credit Union
Devon Bank
- No data points
Diamond Valley Federal Credit Union
- No data points
Discover
Dollar Bank
Dollar Savings Bank
- No data points
Dort Federal Credit Union
- Hard pull: 1,
DuGood Federal Credit Union
- No data points
Dundee Bank
- No data points
Dupaco Credit Union
- No data points
Eagle Federal Credit Union
- Hard pull (Experian): 1
Earn Bank
- No data points
East Boston Savings Bank
- Soft pull: 1
East Cambridge Savings Bank
- Soft pull: 1,
Eastern Bank
- Soft pull: 1
Eastern Savings Bank
- No data points
East Idaho Credit Union
- Hard pull: 1,
Eastman Credit Union
- Soft pull: 1,
East Wisconsin Savings Bank
- No data points
EBSB Direct
- No data points
ECCU
Educational Systems Federal Credit Union
Educators Credit Union (ECU)
- No data points
Edwards Federal Credit Union
- No data points
Elements Financial Credit Union
- Soft pull: 1 (via e-mail on 02/08/2017)
Elevations Credit Union/Buff One
Elite Community Credit Union
- No data points
Elko Federal Credit Union
- No data points
Empire State Bank
- No data points
Emprise Bank
- Soft pull: 1 (via e-mail on 10/8/19)
Energy Federal Credit Union
- No data points
ENT Credit Union
Enzo
- Soft pull: 1,
Equity Bank
- No data points
ESL Federal Credit Union
- Soft pull: 1
ESSA Bank & Trust
- No data points
Essex Bank
- Soft pull: 1,
Eureka Savings Bank
- No data points
Evanston Community Bank
- Soft pull: 1,
Evansville Teachers Federal Credit Union
EverBank
- No data points
Exchange Bank
- No data points
Excite Credit Union
- Soft pull: 1,
Expedition Credit Union
- No data points
Extraco Banks
- No data points
Fairwinds Credit Union
Family Trust Federal Credit Union
- No data points
Farm Bureau Bank
- Soft pull: 1,
Farmers Insurance Federal Credit Union
- No data points
Farmers & Merchants Bank
- No data points
Farmers & Merchants State Bank
- Soft pull: 1,
Farmington Bank
- No data points
FAST Credit Union
- No data points
FCB Banks
- No data points
FCNB Bank
- No data points
FCB South County Bank
- Soft pull: 1
FEDCOM
- Unknown
FedFinancial Federal Credit Union
- Hard pull: 1 (TransUnion)
Fidelity (Brokerage)
- Soft pull: 1,
Fidelity Bank (PA)
- Soft pull: 1
Fidelity Bank (Online, MA)
- Soft pull: 1,
Fierce Finance
- No data points
Fifth Third Bank
Figure Pay
- Soft pull: 1,
Financial Builders
- No data points
Financial Partners Credit Union
- Soft pull: 1 (via e-mail)
Financial Plus Credit Union
- No data points
Financial Resources Credit Union
- No data points
Finex Credit Union
- No data points
Firefly Credit Union
First Advantage Bank
- Hard pull: 1
First American Bank
FirstBank
According to a reader via e-mail (February 10th, 2016) this now looks to be a soft pull. And another DP: 1. Another DP is saying it’s a hard pull… and another. and another
FirstBank [TN, GA, AL]
- Soft pull: 1,
First Bank (VA, MD)
- Soft pull: 1,
First Bank (CA, IL & MO)
First Bank and Trust
- Soft pull: 1
First Bank & Trust Company Illinois
- No data points
First Bank Financial Centre (FBFC):
First Basin Credit Union Checking
- No data points
First Citizen’s Bank
First Citrus Bank
- No data points
First Commerce Credit Union
- Hard pull: 1,
First Commonwealth Bank
First Community Bank (AR/MO)
- No data points
First Entertainment Credit Union
- No data points
First Federal Bank (FL)
- No data points
First Federal Bank of Kansas City
- No data points
First Federal Bank of Wisconsin
First Federal Credit Union
- Soft pull: 1 (via email on 6/7/20)
First Fidelity Bank
- Soft pull: They have considerable advantage in getting that share.,
First Financial Federal Credit Union
- No data points
First Financial Credit Union
- Hard pull: 1 (TransUnion)
First Financial Federal Credit Union (MD only)
- No data points
First Federal Bank
- Soft pull: 1 (on EQ & TU)
First Financial Bank (AR/MS)
- Soft pull: 1,
First Financial Bank (TX)
- Soft pull: 1,
First Financial Bank (IL, IN, KY, OH)
- Soft pull: 1 (via e-mail on 7/14)
First Financial Northwest Bank
- No data points
First Flight Credit Union
First Florida Credit Union
- Hard pull: 1,
First General Credit Union
- No data points
First Green Bank
- No data points
First Hawaiian Bank
- No data points
First Home Bank
- Soft pull: 1,
First Horizon Bank
First Horizon Bank used to be First Tennessee & Capital Bank. We recommend looking at previous datapoints for those banks. Below we will only list datapoints since the name change.
- Soft pull: 1,
First Internet Bank
- Hard pull: 1,
First Jersey Credit Union
- No data points
FirstLight Federal Credit Union
- No data points
First-Lockhart National Bank
- No data points
First Mark Credit Union
First Merchants Bank
First Merit Bank
- Soft pull: 1
First Midwest Bank
- Soft pull: 1
First National 1870
- No data points
First National Bank (FNB)
- Soft pull: 1
First National Bank (IA)
- No data points
First National Bank [UT]
First National Bank [NE]
- Soft pull: 1 (via e-mail on 10/07/17)
First National Bank of Long Island
- Soft pull: 1,
First National Bank and Trust Company
- Soft pull: 1,
First National Bank of Waterloo
- No data points
First National Bank in Staunton
- No data points
First Nebraska Educators Credit Union
- No data points, but checking account comes with a $600 overdraft line of credit so it’s probably a hard pull.
First Niagara
First Northern Credit Union
First Republic Bank
- Soft pull: 1
Firstrust Bank
First Savings Bank of Hegewisch
- No data points
First Service Credit Union
- No data points
First Southern Bank
- No data points
First South Financial
First State Bank Of Illinois
First State Community Bank
- Soft pull: 1
First Tech Federal Credit Union
First Tennessee
- Soft Pull: 1
First Trade Union Bank
First United Bank
- Soft pull: 1
First United Credit Union
- Hard pull: 1,
First US Community Credit Union
- No data points
Fitness Bank
- No data points
Fitzsimmons Credit Union
- No data points
Five Star Bank
- Soft pull: 1
Flagship Bank
- No data points
Flagstar Bank
- Soft pull: 1
Florence Bank
- Soft pull: 1,
Florida Community Bank
Florida Credit Union
- Hard pull: 1 (EQ)
Flushing Bank
F&M Bank
- Soft pull: 1
F&M Bank (VA Only)
- No data points
F&M Bank (IN, OH)
- Soft pull: 1,
Focus Bank
- Soft pull: 1
Focus Federal Credit Union
- No data points
Forcht Bank
Fort Bragg Federal Credit Union
- No data points
Fort Financial Credit Union
- No data points
Fort Worth Community Credit Union
Four Points Federal Credit Union
- No data points
FNBO
- Soft pull: 1,
FNCB
- Unknown
Freedom Credit Union
- Unknown
Freedom Federal Credit Union
- Hard pull: 1,
Freedom First Credit Union
- No data points
Fremont Bank
Frontier Bank
- Soft pull: 1,
Frontwave Credit Union
- No data points
FSB Bank
- No data points
Fulton Bank
Gain Federal Credit Union
- No data points
Garden Savings Federal Credit Union
Unknown, if you have any data points then please let us know.
Gate City Bank
Gateway First Bank
- Soft pull: 1,
Gateway Metro Federal Credit Union
- Soft pull: 1
Genisys Credit Union
Georgia Banking Company (GBC)
Georgia’s Own Credit Union
Gesa Credit Union
- Soft pull: 1
Gibsland Bank
- Soft pull: 1
Giftsforbanking
- Unknown
Global Credit Union
- Soft pull: 1,
GNO Federal Credit Union
- No data points
GO Federal Credit Union
- No data points
GOLD Credit Union
- No data points
Go2Bank
- Soft pull: 1,
Greater Iowa Credit Union
- No data points
Greater Nevada Credit Union
- Soft pull according to CSR
Great Lakes Credit Union
- Hard pull: 1
Great River Federal Credit Union
Great Southern Bank
- Soft pull: 1
Green state Credit Union
- Soft pull: 1,
Grove City Area Federal Credit Union
- No data points
Grow Financial
- Soft pull: 1,
GTE Financial
Guardian Credit Union
- No data points
Gulf Coast Bank & Trust Company
- No data points
Gulf Coast Federal Credit Union
- Hard pull: 1,
Hanmi Bank
Hanscom Federal Credit Union
HarborOne Bank
- Soft pull: 1
Harborstone Credit Union
- No data points
Hawthorn Bank
- No data points
Heartland Bank
- No data points
Heartland Credit Union
- Hard pull: 1
Heritage Bank
Heritage Bank NW
- No data points
Heritage Bank of St. Tammany
- No data points
Heritage Credit Union
HeritageWest Credit Union
- Soft pull: 1 (according to CSR)
Hibernia Bank
- No data points
Highmark Federal Credit Union
- No data points
Hills Bank
- Hard pull: 1,
Hiway Federal Credit Union
Holyoke Credit Union
- No data points
Home Federal Savings Bank
Home National Bank
- No data points
Home Savings Bank
- No data points
Home State Bank
- No data points
HomeStreet:
Hometown Community Banks
- Soft pull: 1
HomeTrust Bank
- Soft pull: 1,
Honors Credit Union
Hopewell Federal Credit Union
No data points
Horizon Bank
- Soft pull: 1,
Horizon Credit Union (WA, ID, MT)
Houston Metropolitan Federal Credit Union
- Soft pull: 1,
HSBC
Huntington Bank
Hudson River Community Credit Union (HRCCU)
- No data points
Hudson Valley Federal
- Soft pull: 1,
IBM Southeast FECU
- Hard pull: 1
IBERIABANK
- Soft pull according to rep and confirmed by this report
ICBC USA
- Soft: 1
IC Federal Credit Union
- No data points
Idaho Central Credit Union (ICCU)
Ideal Credit Union
- Soft: 1 (according to CSR)
Illinois National Bank
- No data points
Illinois State Credit Union
- No data points
Incredible Bank
- Soft pull: 1,
Independent Bank
- Soft pull: 1,
InFirst FCU
- Hard pull: 1 (Experian)
InRoads Credit Union
- No data points
Inspire Federal Credit Union
- Hard pull: 1 (9/24/23)
- Soft pull: 1,
Inspirus Credit Union
- Hard pull: 1 (according to CSR)
Integrity Bank
- Soft pull: 1
Interior Federal Credit Union
- Hard pull: 1
Interra Credit Union
- No data points
InTouch Credit Union
- No data points
Investor Bank
Iowa State Bank
Johnson Bank
- Unknown, let us know in the comments.
Jovia Financial Credit Union
- No data points
JSC Federal Credit Union
Justice Federal Credit Union
Kabbage By AmEx
- Soft Pull: 1,
KaiPerm
- No data points
Kalsee Credit Union
- No data points
Katahdin Trust Company
- No data points
Kearny Bank
- No data points
Keesler Federal Credit Union
Kemba Financial Credit Union
- No data points
Kentucky Bank
- No data points
KeyPoint Credit Union
- Soft pull: 1,
Kinderhook Bank
- Soft pull: 1,
Kinecta
- Soft pull: 1
Kitsap Credit Union
- Soft pull: 1,
KeyBank
La Capitol Federal Credit Union
- Hard pull: 1 (equifax)
Lafayette Federal Credit Union
Lakeland Bank
Lake Michigan Credit Union (LMCU)
Lake Ridge Bank
- No data points
Lake Shore Savings
Landmark Credit Union
- Soft pull: 1,
Land of Lincoln Credit Union
- Hard pull: 1,
Las Colinas Federal Credit Union
- No data points
Laurel Road
- Soft pull: 1,
LBS Financial Credit Union
- Soft pull: 1,
Leader Bank
- Soft pull: 1
Ledyard Bank
- Soft pull: 1,
LegacyTexas
- No data points
LendingClub
- Soft pull: 1 (via F.A.Q)
Level One Bank
- Soft pull: 1 (via e-mail on June 26th, 2016), 2
LGE Community Credit Union
Liberty Bank
- Unsure, please let us know in the comments.
Liberty Bank (CT, MA, RI)
Liberty Bank For Savings
Liberty First Credit Union
- Hard pull: 1 (Experian)
Liberty Savings Bank
Lili Bank
- Soft pull: 1,
Linn Area Credit Union
- No data points
Live Oak Bank
- Soft pull: 1 (business)
LM Federal Credit Union
- No data points
Logix Credit Union
Lone Star National Bank
- No data points
Long Game
- No data points
LorMet Community Federal Credit Union
- No data points
Los Angeles Federal Credit Union
- Hard pull: 1
Lyons National Bank
- Soft pull: 1,
Macatawa Bank
- Soft pull: 1,
Magnolia Federal Credit Union
- No data points
MainSource Bank
Mainstreet Credit Union
- Hard pull: 1 (TransUnion)
Main Street Bank [of Michigan]
- Soft pull: 1
Main Street Bank [of Virginia]
- Soft pull: 1,
Mango Money
- Soft pull: 1
Marcus Bank
- Soft pull: 1,
Marine Bank
MarketUSA Federal Credit Union
- No data points
Marquette Bank
Mars Bank
- No data points
Mazuma Credit Union
- Soft pull: 1,
MAX Credit Union
- No data points
MB Financial Bank
- Soft pull: 1
Mcgraw-Hill FCU
- Soft pull: 1
Mcfarland State Bank
- No data points
MECU Credit Union
Melrose Bank
- Soft pull: 1
Members Choice Credit Union
- Hard pull: 1,
Members Cooperative Credit Union
- No data points
Members Source Credit Union
- No data points
Member One Federal Credit Union
- No data points
Memory Bank
Memphis City ECU (MCECU)
- No data points
Mercer Savings Bank
- No data points
Mercury
- No data points
Meridian Bank
- No data points
Meridian Trust Federal Credit Union
- No data points
Meritrust Credit Union
- No data points
Meriwest Credit Union
Metro Credit Union
- No data points
Metro Credit Union (MA)
- No data points
Metro Credit Union (NE)
- No data points
Michigan Schools and Government Credit Union
Middlesex Federal
- Soft pull: 1,
Middlesex Savings Bank
MIDFLORIDA CU
- Hard pull for personal accounts: 1 (Experian)
MidFirst Bank
- Soft pull: 1
Mid-Hudson Valley Federal Credit Union
- No data points
Midland States Bank
- Soft pull: 1,
Mid Minnesota Federal Credit Union
- No data points
Mid Penn Bank
MidUSA Credit Union
- No data points
Midwest Bank
- No data points
MidWestOne Bank
Midwest Regional Bank
- Soft pull: 1
Mint Valley Federal Credit Union
- No data points
Mission Federal Credit Union
All recent datapoints seem to show a soft pull
Missouri Credit Union
- Hard pull: 1
Mobiloil Credit Union
- No data point
MoneyLion
- Soft pull: 1 (app says applying won’t affect your credit score)
Monifi
- Soft pull: 1,
Monona Bank
- Soft pull: 1,
Monroe Bank & Trust (MBT)
- Soft pull: 1
Monson Savings
- No data points
Montgomery County EFCU
- Hard pull: 1 (Equifax)
Mountain America Credit Union
MountainOne
- Soft pull: 1
mph.bank
- Soft pull: 1,
MSUFCU
- Soft pull: 1,
My Banking Direct
My eBanc
- Soft pull: 1,
MySavingsDirect
- Soft pull: 1,
Mutual Bank
- No data points
Mutual Security Credit Union
- No data points
MVB Bank
- Soft pull: 1
MyUSA Credit Union
- No data points
M&F Bank
- No data points
M&T Bank
M1 Finance
- No data points
NASA Federal Credit Union
NASB
- No data points
Nassau Financial Federal Credit Union
- No data points
Nationwide Bank
Note: You must not opt in for overdraft protection, otherwise a hard pull will be done.
More information on how this works in this post.
NBC Oklahoma
- Soft pull: 1,
Nearside
- Soft pull: 1,
Neighborhood Credit Union
Neighbors Credit Union
- No data points
Nevada State Bank
- Soft pull: 1
New Buffalo Savings Bank
- Soft pull: 1
Newton Federal Bank
- Soft pull: 1
Newtown Savings Bank (NSB)
- Soft pull: 1
Nexus
- No data points
North Brookfield Savings Bank
- No data points
North Community Bank
- Unknown
Northeast Credit Union
- Soft pull: 1
NorthOne Bank
Northern Paper Milles (NPM)
- No data points
Northern Skies FCU
- No data points
Northfield Bank
Northpointe
- Soft Pull: 1
North Shore Bank
- Soft pull
North Shore Bank (MA)
- No data points
North Shore Bank of Commerce
North Shore Community Bank
- No data points
North Star Credit Union
- No data points
North State Bank
- No data points
Northwest Bank
- Soft pull: 1
Northwest Bank (PA)
- No data points
Northwest Bank of Rockford
- No data points
Northwest Federal Credit Union
- Soft pull: 1,
Northwest Savings Bank
Select “No” for overdraft protection to avoid hard pull
- Soft Pull: 1
- Chex Inquiry:
Notre Dame Federal Credit Union
- No data points
NWSB Bank
- No data points
Numerica Credit Union
- No data points
Nutmeg Credit Union
- Hard pull: 1
NuVision Federal Credit Union
NVE Bank
- No data points
NYCB Family Of Banks
- Soft pull: 1,
NWFCU
- Soft pull: 1
Oakland University Credit Union
- No data points
Ocean First Bank
Old Hickory Credit Union
- Hard pull: 1,
Old Missouri Bank
- Soft: 1 (via e-mail on 02/20/17)
Old National Bank
- Soft pull: 1
Old Second Bank
- Soft pull: 1
Oklahoma’s Credit Union
- No data points
OMNI Community Credit Union
One American Bank
- Soft pull: 1,
One Finance
- Soft pull: 1,
One Nevada Credit Union
- Soft according to CSR: 1
OneWest Bank
- Soft pull: 1
This is also a division of CIT Bank and they are a soft pull.
OnPoint Community Credit Union
- Soft pull: 1,
On Tap Credit Union
Option 1 Credit Union
- Hard pull: 1
Orange County Credit Union
- Soft pull: 1
Origin Bank
- Soft pull: 1,
Orion Federal Credit Union
- Hard pull: 1 (Equifax), 2 (Equifax, via e-mail on 10/12/18), 3, 4,
- Soft pull: 1 (9/15/19 via e-mail)
Oritani Bank
- Unknown
Orlando Credit Union
- Soft pull: 1,
OUR Credit Union
- Hard pull: 1,
Oxygen
- No data points
P1FCU
- Soft pull: 1,
Pacific Service Credit Union
- Unknown
Palisades Credit Union
- No data points
Paradise Valley Federal Credit Union
- No data points
Parke Bank
- Soft pull: 1,
Parkside Credit Union
Partner Colorado Credit Union
- Hard pull: 1
Patelco Credit Union
Pathfinder Bank
- No data points
Pathways Financial Credit Union
Patriot Bank
- Soft pull: 1,
Pelican State Credit Union
PenFed
Conflicting reports on hard or soft. It seems that it’s a soft pull to join and open an account, provided you OPT OUT of overdraft protection (1).
Peninsula Federal Credit Union
- Hard pull: 1 (Equifax)
Penn Community Bank
- No data points
Pentucket Bank
- Soft pull: 1,
People First Federal Credit Union
- Soft pull: 1,
PeoplesBank (Bankatpeoples)
PeoplesBank
- Soft pull: 1
Peoples Bank (LA)
- No data points
Peoples Bank (WA)
- No data points
Peoples Bank (ibankpeoples IL, IN)
- No data points
Peoples Credit Union
- Soft pull: 1
Peoples United Bank
Philadelphia Federal Credit Union
- No data points
Picatinny Credit Union
- Soft pull: 1 (via e-mail in 2019)
Pikes Peak Credit Union
- No data points
Pinnacle Bank
Pinnacle Financial Partners
- Soft pull: 1,
Pioneer Valley Credit Union
- No data points
Point Breeze Credit Union
- No data points
Polam Federal Credit Union
- No data points
Polish National Credit Union
- No data points
Polish American Credit Union
- No data points
Ponce Bank
- No data points
Popular Bank
Popular Direct
- Soft pull: 1,
Porte Bank
- Soft pull: 1 (sent out via e-mail 9/23)
Power Financial Credit Union
PNC
Preferred Credit Union
- Hard pull: 1
Premier America Credit Union
Premier Bank – OH
- Soft pull: 1,
Premier Members Credit Union
Presidential Bank
Prestige Community Credit Union
- No data points
Primis Bank
PriorityONE Credit Union of Florida
- No data points
PrizePool
- Soft pull: 1,
Progressive Bank
- No data points
Progessions Credit Union
- No data points
Provident Bank
Provident Credit Union
Proviso Community Bank
- No data points
PSE Credit Union
- No data points
PSECU
Public Employees Credit Union (PECU)
- No data points
Public Services Credit Union
Hard pull: 1
Public Service Credit Union (IN)
- No data points
Pulaski Bank
- No data points
Purdue Federal Credit Union
- Soft pull: 1,
PurePoint Financial
- Soft pull: 1 (sent via e-mail on 07/04/18)
Putnam Bank
- No data points
PyraMax Bank
- No data points
Quad City Bank & Trust
- No data points
Quontic Bank
- Soft pull: 1,
Quorum Federal Credit Union
- Hard pull (Equifax), for new membership: Reps will tell you this is done, but I haven’t seen any hard datapoints that it actually is
- Soft pull: 1, 2 3, 4
Radius Bank
- Soft pull: 1
Randolf Savings Bank
- No data points
Reading Cooperative Bank
- No data points
Real Peoples Bank
Unsure, let us know in the comments.
Red Rocks Credit Union
Redstone Federal Credit Union
Redwood Credit Union
- Soft pull: 1 (via e-mail on 1/28/24)
Regions Bank
Reliabank
- No data points
Reliance Bank
- No data points
Reliant Bank
- Soft pull: 1,
Reliant Community Credit Union
- Soft pull: 1
Republic Bank
Republic Bank (IL only)
- No data points
Republic Bank (NY)
- Soft pull: 1,
Resource One Credit Union
- Soft pull: 1,
Revolut
- Soft pull: 1,
Ridgewood Savings Bank
- Soft pull: 1
Rivermark Community Credit
River Valley Credit Union
- No data points
Riverview Bank
- No data points
RPT Federal Credit Union
- No data points
Rockland Trust Bank
- Soft pull: 1,
Rollstone Bank & Trust
- No data points
Rosedale Federal Savings & Loan Association
- No data points
Royal Bank America
- No data points
Royal Credit Union
- Soft pull: 1,
Sacramento Credit Union
SAFE Credit Union
Salal Credit Union
- Soft pull: 1,
Salem Five Bank
- Hard pull (Equifax): 1, 2, 3, 4 (recent dp via e-mail on 07/07/18), 5, 6, 7, 8, 9, 10, 11, 12, 13, 14,
- Soft pull: 1 (recent DP), 2,
- Chex Inquiry: 1
Sallie Mae High-Yield Savings Account
- Soft pull: 1
Sandy Spring Bank
- Soft pull: 1
San Mateo Credit Union
Santander
Saratoga National Bank
- No data points
Sauk Valley Bank
- No data points
Savings Bank of Danbury
- Soft pull: 1
Sawyer Savings Bank
- No data points
SB1 Federal Credit Union
- Unknown
Scient Federal Credit Union
- No data points
Scott Credit Union
- Hard pull: 1 (TransUnion, sent in via e-mail on 1/16/19)
Seacoast Bank
- Soft pull: Confirmed via chat
SECNY Federal Credit Union
- No data points
Security Bank of Crawford
Selco Community Credit Union
- Hard pull: data point via e-mail
Select Bank & Trust
- No data points
SENB Bank
- Soft pull: 1 (sent in via e-mail on 02/01/18)
Service 1st Federal Credit Union
- Soft pull: 1,
Service Credit Union
- Soft pull: 1,
SF Fire Credit Union
- Soft pull: 1,
- Hard pull: 1,
Sharonview
- Hard pull: 1
Signature Federal Credit Union
Simmons Bank
- No data points
Simsbury Bank
- No data points
Simple Bank
- Soft Pull: 1
Signature Bank of Georgia
SkyOne Federal Credit Union
- Soft pull: 1,
Solvay Bank
- Soft pull: 1
Sound Credit Union
- Soft pull: 1
SouthEast Bank
Southeastern Credit Union
- No data points
South East National Bank
- No data points
Southern Bank
- No data points
Southland Credit Union
- Soft pull: 1,
South Shore Bank
- Soft pull: 1,
Southside Bank
- No data points
SouthStar Bank
- No data points
South State Bank
Southwest 66 Credit Union
- No data points
Space Age Federal Credit Union
- No data points
Space Coast Credit Union
- No data points
Spartan Federal Credit Union
- No data points
SPCO Credit Union
- Soft pull: 1,
Spiral
- Soft pull: 1,
Spire Credit Union
Customer service representatives state it’s a hard pull with Equifax, let us know if you have personal experience.
Spokane City Credit Union
- No data points
SSFCU (Security Service Federal Credit Union)
S&T Bank
- Soft pull: 1
Star Bank
- Soft pull: 1,
Starion Bank
- Soft pull: 1,
Stark Federal Credit Union
- No data points
State Bank of Bement
- No data points
State Bank Of Cross Plains
- No data points
State Bank Of India (California)
- Soft pull: 1,
State Department Federal Credit Union
- Hard pull: 1
State Employees Credit Union (SECU) Of Maryland
- Soft pull: 1
State Security Bank
- No data points
Stanford Federal Credit Union
- Soft pull: 1
St. Anne’s Credit Union
- No data points
Star One Credit Union
- Soft pull according to CSR and confirmed by readers: 1
STCU (Spokane Teachers Credit Union)
Sterling National Bank
- Soft pull: 1,
St. Mary’s Bank
- Soft pull: 1,
St Mary’s Credit Union
- No data points
Stoneham Bank
- Soft pull: 1
St Paul Federal Credit Union
- Hard pull: 1
Streator Onized Credit Union (SOCU)
- No data points
Sturdy Savings Bank
- No data points
Suburban Bank & Trust (SBT)
- Unknown
Suffolk Credit Union
- No data points
Suffolk Federal Credit Union
- No data points
Summit Credit Union
Summit Federal Credit Union
- Soft pull: 1,
Suncoast Credit Union
- Soft pull: 1,
Sun Commnity Federal Credit Union
- No data points
Sun East Federal Credit Union
- Soft pull: 1
Sunflower Bank
- Soft pull: 1,
Sunmark Credit Union
- No data points
Sun National Bank
- No data points
Suntrust
SunWest Credit Union
- No data points
Susquehanna Community Bank
- Soft pull: 1,
Synovus Bank
- Soft pull: 1
Sweet Home Federal Credit Union
- No data points
TAB Bank
Talmer Bank & Trust
- Soft pull: 1
Taunton Federal Credit Union
- No data points
TBK Bank
- Soft pull: 1,
TCF Bank
- Soft pull: 1
Teachers Credit Union
Teachers Federal Credit Union
- Soft pull: 1,
Texans Credit Union
- Soft pull: 1
TD Bank
- Soft pull: 1
Tech CU
TEG Federal Credit Union
- No data points
Telco Community Credit Union
- No data points
Telhio Credit Union
- Soft pull: 1,
- Hard pull (Equifax): 1
Texas Capital Bank
- Soft pull: 1,
Texas Trust Credit Union
- Hard pull: 1,
Texell Credit Union
- Unknown
The Bank Of Denver
- Soft pull: 1,
The Bank of Princeton
- Soft pull: 1,
TIAA Direct
Hard pull: 1, 2, 3, 4 (double pull Equifax & TransUnion).These are old data points, it’s now a soft pull.- Soft pull: 1, 2, 3, 4
TLC Community Credit Union
- Hard pull: 1,
T-Mobile Money
Tobyhanna
- Hard pull: 1
Tompkins VIST Bank
- Soft pull: 1
Toro Credit Union
- No data points
Torrington Savings Bank
- No data points
Tower Federal Credit Union
- No data points
Town Bank
- Soft pull: 1 (sent in via e-mail on 09/23)
Town and Country Bank
- Soft pull: 1
TDECU
The Columbia Bank
- No data points
The Cooperative Bank
- No data points
The County Federal Credit Union
- No data points
The First State Bank
- No data points
The State Bank Group
Thomaston Savings Bank
- No data points
Thrivent Federal Credit Union
- Soft pull: 1,
Trademark Federal Credit Union
- No data points
Traditional Bank
- No data points
Transcend Credit Union
- No data points
Travis Credit Union
- Soft pull: 1,
TruChoice Federal Credit Union
- Soft pull: 1,
TrueCore Federal Credit Union
- No data points
Truist
- No data points
Truity Credit Union
- Hard pull: 1
Truliant Federal Credit Union
- No data points
TrustCo Bank
- Soft pull: 1
TruMark
TruStone Financial
TruWest Credit Union
TTCU (Formerly Tulsa Teachers Credit Union)
- Soft pull: 1,
Tulsa Federal Credit Union
- No data points
TwinStar Credit Union
- Hard pull: 1
UFB Direct
- Soft pull: 1
UFirst Credit Union
- No data points
Ulster Savings Bank
- No data points
UMB Bank
- No data points
Umpqua Bank
- Soft pull: 1,
UNFCU
- Soft pull: 1
UniBank
- No data points
Unify
Union Plus Prepaid
- Soft pull (this is even confirmed on the home page, see picture below)
Union Bank
Union Bank & Trust (NE & KS)
- Soft pull: 1 (via e-mail on 1/11/2020)
Union Bank & Trust (VA, MD, NC)
Now called Atlantic Credit Union
Union Community Bank
- Soft pull: 1
Union Savings Bank
- Soft pull: 1,
Union Square Credit Union
- Soft pull: 1,
United Bank
- No data points
United Community Bank (UCB)
- No data points
United Community Bank (NC, TN, SC, GA)
- No data points
United Federal Credit Union
- Soft pull: 1,
United Financial Credit Union
- No data points
United Heritage Credit Union
- Soft pull: 1,
United Roosevelt Savings Bank
- Soft pull: 1,
United States Senate Federal Credit Union
Unitus Community Credit Union
Unity Bank
- Soft pull: 1 (via e-mail on September 10th, 2017)
Unity One Credit Union
- No data points
Univest
University Credit Union
University Federal Credit Union
- Soft pull: 1,
U of I Community Credit Union
- Soft pull: 1,
Upgrade
- Soft pull: 1,
USAA
- No data points
US Alliance Financial
US Community Credit Union
- No data points
US Bank
USE Credit Union
USF Federal Credit Union
- Hard pull: 1,
US #1364 Federal Credit Union
- No data points
Utah First
- Hard pull: 1,
U$X Federal Credit Union
- No data points
Wakefield Co-operative Bank
- No data points
Wallet by Boss Money
- Soft pull: 1,
Washington Mutual
Washington Savings Bank
- Soft pull: 1,
Washington Trust
- No data points
Watertown Savings Bank
We’re currently unsure whether it’s a hard or soft pull.
Water And Power Community Credit Union (WPCU)
- No data points
WaterStone Bank
- Soft pull: 1,
Waukesha State Bank
- No data points
Wealthfront
- Soft pull: 1,
Webster Bank
- No data points
WECU
We Florida Financial
- No data points
Wellesley Bank
- No data points
Wells Fargo
Weokie Federal Credit Union
- No data points
WesBanco
- Soft Pull: 1
Wescom Credit Union
- Soft pull: 1,
Westbury Bank
- No data points
Western State Bank
- Soft pull: 1,
Western Vista Credit Union
Westerra Credit Union
WestField
- Soft: 1 (according to CSR)
Westfield Bank (OH)
- Soft pull: 1,
Westfield Bank, FSB
- Unknown
WestTown Bank & Trust
- Unknown
Whitney Bank
- Soft Pull: 1 (via e-mail on November 15th, 2015)
Widget Financial
- No data points
Wilson Bank & Trust
- Soft pull: 1 (via e-mail on 7/20/19), 2,
Winden
- Soft pull (home page says no credit check)
Wings Financial Credit Union
WinTrust Bank
- Soft pull: 1,
Woori America Bank
- Soft pull: 1,
WyHy FCU
- Hard pull: 1 (via e-mail on 4/11/18)
Wysh
- Soft pull: 1,
Valley Bank
- Unknown
Valley First Credit Union
- No data points
Valley Nation Bank
- Soft pull: 1
ValleyStar Credit Union
- No data points
Valley Strong Credit Union
- Soft pull: 1 (7/26/22)
VantageWest
- Soft pull: 1,
Varo Money
- Soft pull: 1, website also states no credit check is done
Vectra Bank
- No data points
Verity Credit Union
- Soft pull: 1 (07/07/18 via e-mail), 2,
Vibrant Credit Union
- Hard Pull (TransUnion, also this is when opening a credit card account that is required for current bonus): 1
Vinton County
- Unknown, let us know in the comments
Vio Bank
- Soft pull: 1
Virginia Credit Union
- Soft pull: 1,
Visions Federal Credit Union
- Soft pull: 1,
VyStar Credit Union
Xceed Financial Credit Union
- Soft pull: 1,
Yolo Federal Credit Union
- No data points
Zeal Credit Union
- Unknown
First Northern Credit Union (IL) pulls Transunion and Chex for deposit accounts.
Encurage Financial Network Credit Union (previously First Financial Credit Union) is no longer a HP for new memberships per email. Pulls chex
Communications Federal Credit Union is an HP. Was about to join but it says that they will check your credit. Called in and confirmed it would’ve been a hard pull. Sucks bc they accept CC funding.
MCCU – Members Choice Credit Union – Hard pull – Equifax – Multiple products can be applied for with the same pull if at location in person.
Hard pull for Associated Healthcare Credit Union
Applied for TruStone Financial Value Checking account, was told soft pull by CSR. Needed to unfreeze credit to open account.
Hard pull on Bank of America.
Minnesota Valley Federal Credit Union (MN) account opening Hard pull from Experian
San Diego County Credit Union: Hard pull Experian plus ChexSystems just to add my wife on to an existing account.
Georgia United Credit Union CD account opening Hard pull from Experian.