fThat depends on who the bank account is with. Most banks will simply do a soft pull on your credit report (this doesn’t affect your credit score at all), but some banks (especially those who offer a line of credit, such as overdraft protection) will do a hard pull on your credit file. Below we’ve listed banks and whether they do a hard or soft pull, along with the source of this information. If you have another data point, please let us know in the comments.
Contents
- 1 121 Financial Credit Union
- 2 7 17 Credit Union
- 3 1st Advantage Federal Credit Union
- 4 1st Colonial Community Bank
- 5 1st Constitution Bank
- 6 1st Financial Federal Credit Union
- 7 1st Mariner Bank
- 8 1st Security Bank
- 9 1st Source Bank
- 10 1st United Credit Union
- 11 3Rivers Federal Credit Union
- 12 4Font Credit Union
- 13 A+ Federal Credit Union (A+FCU)
- 14 AAA
- 15 AAC Credit Union
- 16 Abington Bank
- 17 Achieva
- 18 ACNB
- 19 Acorns Bank
- 20 Addition Financial
- 21 Adirondack Bank
- 22 Advance Financial Federal Credit Union (AFFCU)
- 23 Advantage Bank
- 24 Advantis Credit Union
- 25 Adventure Credit Union
- 26 Advia Credit Union
- 27 Aero Federal Credit Union
- 28 AFFCU
- 29 Affiliated Bank
- 30 Affinity Federal Credit Union
- 31 Air Academy Federal Credit Union
- 32 Albert Neobank
- 33 Alcoa Tenn Federal Credit Union
- 34 Alden Credit Union
- 35 All America Bank
- 36 Allegiance Credit Union
- 37 Allegius Credit Union
- 38 Alliant
- 39 Allied First Bank
- 40 AllTru Credit Union
- 41 Ally
- 42 Aloha Pacific Federal Credit Union
- 43 Altra Federal Credit Union
- 44 Amalgamated Bank
- 45 Amboy Direct
- 46 Amerant Bank
- 47 American Bank
- 48 American Bank Center
- 49 American Bank & Trust
- 50 American Bank & Trust SD & MN
- 51 American Commerce Bank
- 52 American Eagle Financial Credit Union
- 53 American Enterprise Bank
- 54 American Express
- 55 American Express Bluebird
- 56 American Express Serve
- 57 America First Credit Union
- 58 American Hertiage FCU
- 59 American Investors Bank & Mortgage (AIBM)
- 60 American Pride Bank
- 61 American Savings Bank (ASB) Hawaii
- 62 American Trust & Savings Bank
- 63 American United Federal Credit Union
- 64 America’s Christian Credit Union
- 65 America’s Credit Union
- 66 AmeriCU Credit Union
- 67 Ameriprise Financial
- 68 Ameris Bank
- 69 ANB Bank
- 70 Anchor Bank
- 71 Andrews Federal Credit Union
- 72 Andigo Credit Union
- 73 ANECA Credit Union
- 74 Anoka Hennepin Credit Union
- 75 APGFCU
- 76 Apple Bank
- 77 Apple Federal Credit Union
- 78 Arbor Financial Credit Union
- 79 Ardent Credit Union
- 80 Arizona Central Credit Union
- 81 Arizona Federal Credit Union
- 82 Arizona Financial Credit Union
- 83 Arizona State Credit Union (now OneAZ Credit Union)
- 84 Arkansas Federal Credit Union
- 85 Armed Forces Bank
- 86 Arrha Credit Union
- 87 Arsenal Credit Union
- 88 Arundel Federal Savings Bank
- 89 Arvest Bank
- 90 Ascend Federal Credit Union
- 91 Ascent Credit Union
- 92 Ashland Credit Union
- 93 Aspiration
- 94 Aspire Credit Union
- 95 Astoria Bank
- 96 Associated Bank
- 97 Associated Credit Union of Texas (ACUTX)
- 98 Associated Credit Union
- 99 Avidia Bank
- 100 Axos Bank
- 101 Ballston Spa National Bank (BSNB)
- 102 BancorpSouth
- 103 Bank7
- 104 Bank & Trust
- 105 Bankers Trust
- 106 bankESB (East Hampton Savings Bank)
- 107 Bank of America
- 108 Bank Direct
- 109 Bank of Blue Valley
- 110 Bank of Elk River
- 111 Bank Five Nine
- 112 BankFinancial
- 113 BankHometown
- 114 Bank of Hope
- 115 BankNewport
- 116 Bank Novo
- 117 Bank Independent
- 118 Bank of Canton
- 119 Bank of Greene County
- 120 Bank Of Lee’s Summit
- 121 Bank of Maine
- 122 Bank Midwest
- 123 Bank of Montgomery (BOM)
- 124 BankMutual
- 125 Bank of Elk River
- 126 Bank of Ruston
- 127 Bank Of Sun Prairie
- 128 Bank of Tennessee
- 129 Bank of The Blue Grass
- 130 Bank of the West
- 131 BankORION
- 132 Bank OZK
- 133 BankPlus
- 134 BankPurely
- 135 BankWell
- 136 Banner Bank
- 137 Banterra
- 138 Barclays
- 139 Bar Harbor Bank & Trust
- 140 Baselane
- 141 Baton Rouge Telco Federal Credit Union
- 142 BayCoast Bank
- 143 BB&T
- 144 BBVA
- 145 Beacon Credit Union
- 146 Beartooth Bank
- 147 BECU
- 148 Belco Community Bank
- 149 Bell Bank
- 150 Bellco Credit Union
- 151 Belmont Savings Bank
- 152 Benchmark Federal Credit Union
- 153 Beneficial Bank
- 154 Berkshire Bank
- 155 Beverly Hill Bank
- 156 BethPage Credit Union
- 157 Better Banks
- 158 BHCU
- 159 BiddefordSavings
- 160 Blackhawk Bank & Trust
- 161 Blaze Credit Union
- 162 Blue Hills Bank
- 163 Blue Federal Credit Union
- 164 Blue Foundry Bank
- 165 BluPeak Credit Union
- 166 BMI Federal Credit Union
- 167 BMO Harris
- 168 BMT (Bryn Mawr Trust)
- 169 BOKF (Bank of Albuquerque, Bank of Oklahoma, Bank of Texas, Colorado State Bank and Trust)
- 170 Bravera Bank
- 171 Brentwood Bank
- 172 Bridge Credit Union
- 173 Bridgeview Bank Group
- 174 Brightpeak Financial
- 175 BrightStar Credit Union
- 176 Brio Direct Bank
- 177 Broadway Bank
- 178 Broadview Federal Credit Union
- 179 Bryon Bank
- 180 Byline Bank
- 181 Buckeye State Bank
- 182 Bull’s Eye Credit Union
- 183 Busey Bank
- 184 California Bank & Trust
- 185 California Coast Credit Union
- 186 California Credit Union
- 187 Callaway Bank
- 188 Cambridge Savings Bank
- 189 Camden National Bank
- 190 Capital Bank
- 191 Capital City Bank
- 192 Carver Federal Savings Bank
- 193 Cambridge Trust Company
- 194 Campus USA Credit Union
- 195 Cape Cod 5
- 196 Cap Ed Credit Union
- 197 Capital Credit Union
- 198 Capital One
- 199 Capital One 360
- 200 Capitol Bank
- 201 CBT Bank
- 202 CCFBank
- 203 Cedar Rapids Bank & Trust
- 204 CEFCU
- 205 CenterBank
- 206 Center Parc
- 207 Centier
- 208 Centra Credit Union
- 209 Central Florida Educators Credit Union
- 210 Central Illinois Bank
- 211 Central Pacific Bank
- 212 Central Willamette Credit Union
- 213 Century Bank
- 214 Central Bank
- 215 Central Minnesota Credit Union
- 216 CFG Bank
- 217 Charter Oak
- 218 Charles Schwab
- 219 Chartway Credit Union
- 220 Charter One
- 221 Chase
- 222 Cheese
- 223 Chesapeake Bank
- 224 Chief Financial Credit Union
- 225 Christian Community Credit Union
- 226 CIBC US
- 227 Cincinnatus Savings & Loan
- 228 Cincinnati Federal
- 229 CinFed Credit Union
- 230 Citadel Credit Union
- 231 CIT Bank
- 232 Citibank
- 233 The Citizens Bank
- 234 Citizens Bank
- 235 Citizens First Bank
- 236 City Mark Federal Credit Union
- 237 City National Bank (Bankatcity)
- 238 Civista Bank
- 239 Clearview Federal Credit Union
- 240 Clifton Savings Bank (CSBK)
- 241 Clinton Savings Bank
- 242 CME Federal Credit Union
- 243 C&N Bank
- 244 CNB Bank & Trust
- 245 Coastal Credit Union
- 246 Cobalt Credit Union
- 247 CODE Credit Union
- 248 Collins Community Credit Union
- 249 Columbia Bank (WA, OR, ID)
- 250 Columbia Bank (NJ)
- 251 Columbia Credit Union
- 252 Comerica
- 253 Commonwealth Central Credit Union
- 254 Community Resource Credit Union
- 255 Compass Credit Union
- 256 Commerce Bank (MA)
- 257 Commerce Bank (MO, KS, IL, OK & CO)
- 258 Communication Federal Credit Union
- 259 CommonWealth Credit Union
- 260 Community Alliance Credit Union
- 261 CommunityAmerica Credit Union
- 262 Community Bank & Trust
- 263 Community Choice Credit Union
- 264 Community Choice Credit Union [IA]
- 265 Community Credit Union Florida
- 266 Community Financial Credit Union
- 267 Community Financial Services Bank
- 268 Community First Credit Union – CA
- 269 Community First Credit Union of Florida
- 270 Community State Bank
- 271 Community West Credit Union
- 272 Compass Federal Credit Union
- 273 ConnectOne Bank
- 274 Connex Credit Union
- 275 ConnexUs Credit Union
- 276 Consumers Credit Union
- 277 Consumers Credit Union (MI)
- 278 Consolidated Community Credit Union
- 279 Control Card
- 280 Copper Banking
- 281 Cooperative Bank of Cape Cod
- 282 Coors Credit Union
- 283 Cornerstone Bank
- 284 Cornerstone Financial Credit Union
- 285 Country Bank
- 286 Country Bank For Savings
- 287 Crane Credit Union
- 288 Credit Human
- 289 Credit Union 1
- 290 Credit Union of America
- 291 Credit Union of New Jersey
- 292 Credit Union of Ohio
- 293 Credit Union One
- 294 Credit Union of the Rockies
- 295 Credit Union of Southern California
- 296 Credit Union of Texas
- 297 Credit Union West
- 298 CrossPoint Federal Credit Union
- 299 Crystal Lake Bank
- 300 CSE Federal Credit Union
- 301 Current
- 302 Darien Rowayton Bank
- 303 DCU (Digital Federal Credit Union)
- 304 Dearborn Savings Bank (DSB)
- 305 Dedham Savings Bank
- 306 Delta Community Credit Union
- 307 Denizen
- 308 Denmark State Bank
- 309 Denver Community Credit Union
- 310 Desert Community Bank
- 311 Desert Financial Credit Union
- 312 Desert Schools Federal Credit Union
- 313 Destinations Credit Union
- 314 Devon Bank
- 315 Diamond Valley Federal Credit Union
- 316 Discover
- 317 Dollar Bank
- 318 Dollar Savings Bank
- 319 Dort Federal Credit Union
- 320 DuGood Federal Credit Union
- 321 Dundee Bank
- 322 Dupaco Credit Union
- 323 Eagle Federal Credit Union
- 324 Earn Bank
- 325 East Boston Savings Bank
- 326 East Cambridge Savings Bank
- 327 Eastern Bank
- 328 Eastern Savings Bank
- 329 East Idaho Credit Union
- 330 Eastman Credit Union
- 331 East Wisconsin Savings Bank
- 332 EBSB Direct
- 333 ECCU
- 334 Educational Systems Federal Credit Union
- 335 Educators Credit Union (ECU)
- 336 Edwards Federal Credit Union
- 337 Elements Financial Credit Union
- 338 Elevations Credit Union/Buff One
- 339 Elite Community Credit Union
- 340 Elko Federal Credit Union
- 341 Empire State Bank
- 342 Emprise Bank
- 343 Energy Federal Credit Union
- 344 ENT Credit Union
- 345 Enzo
- 346 Equity Bank
- 347 ESL Federal Credit Union
- 348 ESSA Bank & Trust
- 349 Essex Bank
- 350 Eureka Savings Bank
- 351 Evanston Community Bank
- 352 Evansville Teachers Federal Credit Union
- 353 EverBank
- 354 Exchange Bank
- 355 Excite Credit Union
- 356 Expedition Credit Union
- 357 Extraco Banks
- 358 Fairwinds Credit Union
- 359 Family Trust Federal Credit Union
- 360 Farm Bureau Bank
- 361 Farmers Insurance Federal Credit Union
- 362 Farmers & Merchants Bank
- 363 Farmers & Merchants State Bank
- 364 Farmington Bank
- 365 FAST Credit Union
- 366 FCB Banks
- 367 FCNB Bank
- 368 FCB South County Bank
- 369 FEDCOM
- 370 FedFinancial Federal Credit Union
- 371 Fidelity (Brokerage)
- 372 Fidelity Bank (PA)
- 373 Fidelity Bank (Online, MA)
- 374 Fierce Finance
- 375 Fifth Third Bank
- 376 Figure Pay
- 377 Financial Builders
- 378 Financial Partners Credit Union
- 379 Financial Plus Credit Union
- 380 Financial Resources Credit Union
- 381 Finex Credit Union
- 382 Firefly Credit Union
- 383 First Advantage Bank
- 384 First American Bank
- 385 FirstBank
- 386 FirstBank [TN, GA, AL]
- 387 First Bank (VA, MD)
- 388 First Bank (CA, IL & MO)
- 389 First Bank and Trust
- 390 First Bank of Manhattan
- 391 First Bank & Trust Company Illinois
- 392 First Bank Financial Centre (FBFC):
- 393 First Basin Credit Union Checking
- 394 First Citizen’s Bank
- 395 First Citrus Bank
- 396 First Commerce Credit Union
- 397 First Commonwealth Bank
- 398 First Community Bank (AR/MO)
- 399 First Entertainment Credit Union
- 400 First Federal Bank (FL)
- 401 First Federal Bank of Kansas City
- 402 First Federal Bank of Wisconsin
- 403 First Federal Credit Union
- 404 First Fidelity Bank
- 405 First Financial Federal Credit Union
- 406 First Financial Credit Union
- 407 First Financial Federal Credit Union (MD only)
- 408 First Federal Bank
- 409 First Financial Bank (AR/MS)
- 410 First Financial Bank (TX)
- 411 First Financial Bank (IL, IN, KY, OH)
- 412 First Financial Northwest Bank
- 413 First Flight Credit Union
- 414 First Florida Credit Union
- 415 First General Credit Union
- 416 First Green Bank
- 417 First Hawaiian Bank
- 418 First Home Bank
- 419 First Horizon Bank
- 420 First Internet Bank
- 421 First Jersey Credit Union
- 422 FirstLight Federal Credit Union
- 423 First-Lockhart National Bank
- 424 First Mark Credit Union
- 425 First Merchants Bank
- 426 First Merit Bank
- 427 First Midwest Bank
- 428 First National 1870
- 429 First National Bank (FNB)
- 430 First National Bank (IA)
- 431 First National Bank [UT]
- 432 First National Bank [NE]
- 433 First National Bank of Long Island
- 434 First National Bank and Trust Company
- 435 First National Bank of Waterloo
- 436 First National Bank in Staunton
- 437 First Nebraska Educators Credit Union
- 438 First Niagara
- 439 First Northern Credit Union
- 440 First Republic Bank
- 441 Firstrust Bank
- 442 First Savings Bank of Hegewisch
- 443 First Service Credit Union
- 444 First Southern Bank
- 445 First South Financial
- 446 First State Bank Of Illinois
- 447 First State Community Bank
- 448 First Tech Federal Credit Union
- 449 First Tennessee
- 450 First Trade Union Bank
- 451 First United Bank
- 452 First United Credit Union
- 453 First US Community Credit Union
- 454 Fitness Bank
- 455 Fitzsimmons Credit Union
- 456 Five Star Bank
- 457 Flagship Bank
- 458 Flagstar Bank
- 459 Florence Bank
- 460 Florida Community Bank
- 461 Florida Credit Union
- 462 Flushing Bank
- 463 F&M Bank
- 464 F&M Bank (VA Only)
- 465 F&M Bank (IN, OH)
- 466 Focus Bank
- 467 Focus Federal Credit Union
- 468 Forcht Bank
- 469 Fort Bragg Federal Credit Union
- 470 Fort Financial Credit Union
- 471 Fort Worth Community Credit Union
- 472 Four Points Federal Credit Union
- 473 FNBO
- 474 FNCB
- 475 Freedom Credit Union
- 476 Freedom Federal Credit Union
- 477 Freedom First Credit Union
- 478 Fremont Bank
- 479 Frontier Bank
- 480 Frontwave Credit Union
- 481 FSB Bank
- 482 Fulton Bank
- 483 Gain Federal Credit Union
- 484 Garden Savings Federal Credit Union
- 485 Gate City Bank
- 486 Gateway First Bank
- 487 Gateway Metro Federal Credit Union
- 488 Genisys Credit Union
- 489 Georgia Banking Company (GBC)
- 490 Georgia’s Own Credit Union
- 491 Gesa Credit Union
- 492 Gibsland Bank
- 493 Giftsforbanking
- 494 Global Credit Union
- 495 GNO Federal Credit Union
- 496 GO Federal Credit Union
- 497 GOLD Credit Union
- 498 Go2Bank
- 499 Greater Iowa Credit Union
- 500 Greater Nevada Credit Union
- 501 Great Lakes Credit Union
- 502 Great River Federal Credit Union
- 503 Great Southern Bank
- 504 Green state Credit Union
- 505 Grove City Area Federal Credit Union
- 506 Grow Financial
- 507 GTE Financial
- 508 Guardian Credit Union
- 509 Gulf Coast Bank & Trust Company
- 510 Gulf Coast Federal Credit Union
- 511 Hanmi Bank
- 512 Hanscom Federal Credit Union
- 513 HarborOne Bank
- 514 Harborstone Credit Union
- 515 Harford Bank
- 516 Hawthorn Bank
- 517 Heartland Bank
- 518 Heartland Credit Union
- 519 Heritage Bank
- 520 Heritage Bank NW
- 521 Heritage Bank of St. Tammany
- 522 Heritage Credit Union
- 523 HeritageWest Credit Union
- 524 Hibernia Bank
- 525 Highmark Federal Credit Union
- 526 Hills Bank
- 527 Hiway Federal Credit Union
- 528 Holyoke Credit Union
- 529 Home Federal Savings Bank
- 530 Home National Bank
- 531 Home Savings Bank
- 532 Home State Bank
- 533 HomeStreet:
- 534 Hometown Community Banks
- 535 HomeTrust Bank
- 536 Honors Credit Union
- 537 Hopewell Federal Credit Union
- 538 Horizon Bank
- 539 Horizon Credit Union (WA, ID, MT)
- 540 Houston Metropolitan Federal Credit Union
- 541 HSBC
- 542 Huntington Bank
- 543 Hudson River Community Credit Union (HRCCU)
- 544 Hudson Valley Federal
- 545 IBM Southeast FECU
- 546 IBERIABANK
- 547 ICBC USA
- 548 IC Federal Credit Union
- 549 Idaho Central Credit Union (ICCU)
- 550 Ideal Credit Union
- 551 Illinois National Bank
- 552 Illinois State Credit Union
- 553 Incredible Bank
- 554 Independent Bank
- 555 InFirst FCU
- 556 InRoads Credit Union
- 557 Inspire Federal Credit Union
- 558 Inspirus Credit Union
- 559 Integrity Bank
- 560 Interior Federal Credit Union
- 561 Interra Credit Union
- 562 InTouch Credit Union
- 563 Investor Bank
- 564 Iowa State Bank
- 565 Johnson Bank
- 566 Jovia Financial Credit Union
- 567 JSC Federal Credit Union
- 568 Justice Federal Credit Union
- 569 Kabbage By AmEx
- 570 KaiPerm
- 571 Kalsee Credit Union
- 572 Katahdin Trust Company
- 573 Kearny Bank
- 574 Keesler Federal Credit Union
- 575 Kemba Financial Credit Union
- 576 Kentucky Bank
- 577 KeyPoint Credit Union
- 578 Kinderhook Bank
- 579 Kinecta
- 580 Kitsap Credit Union
- 581 KeyBank
- 582 La Capitol Federal Credit Union
- 583 Lafayette Federal Credit Union
- 584 Lakeland Bank
- 585 Lake Michigan Credit Union (LMCU)
- 586 Lake Ridge Bank
- 587 Lake Shore Savings
- 588 Landmark Credit Union
- 589 Land of Lincoln Credit Union
- 590 Las Colinas Federal Credit Union
- 591 Laurel Road
- 592 LBS Financial Credit Union
- 593 Leader Bank
- 594 Ledyard Bank
- 595 LegacyTexas
- 596 LendingClub
- 597 Level One Bank
- 598 LGE Community Credit Union
- 599 Liberty Bank
- 600 Liberty Bank (CT, MA, RI)
- 601 Liberty Bank For Savings
- 602 Liberty First Credit Union
- 603 Liberty Savings Bank
- 604 Lili Bank
- 605 Linn Area Credit Union
- 606 Live Oak Bank
- 607 LM Federal Credit Union
- 608 Logix Credit Union
- 609 Lone Star National Bank
- 610 Long Game
- 611 LorMet Community Federal Credit Union
- 612 Los Angeles Federal Credit Union
- 613 Lyons National Bank
- 614 Macatawa Bank
- 615 Magnolia Federal Credit Union
- 616 MainSource Bank
- 617 Mainstreet Credit Union
- 618 Main Street Bank [of Michigan]
- 619 Main Street Bank [of Virginia]
- 620 Mango Money
- 621 Marcus Bank
- 622 Marine Bank
- 623 MarketUSA Federal Credit Union
- 624 Marquette Bank
- 625 Mars Bank
- 626 Mazuma Credit Union
- 627 MAX Credit Union
- 628 MB Financial Bank
- 629 Mcgraw-Hill FCU
- 630 Mcfarland State Bank
- 631 MECU Credit Union
- 632 Melrose Bank
- 633 Members Choice Credit Union
- 634 Members Cooperative Credit Union
- 635 Members Source Credit Union
- 636 Member One Federal Credit Union
- 637 Memory Bank
- 638 Memphis City ECU (MCECU)
- 639 Mercer Savings Bank
- 640 Mercury
- 641 Meridian Bank
- 642 Meridian Trust Federal Credit Union
- 643 Meritrust Credit Union
- 644 Meriwest Credit Union
- 645 Metro Credit Union
- 646 Metro Credit Union (MA)
- 647 Metro Credit Union (NE)
- 648 Michigan Schools and Government Credit Union
- 649 Middlesex Federal
- 650 Middlesex Savings Bank
- 651 MIDFLORIDA CU
- 652 MidFirst Bank
- 653 Mid-Hudson Valley Federal Credit Union
- 654 Midland States Bank
- 655 Mid Minnesota Federal Credit Union
- 656 Mid Penn Bank
- 657 MidUSA Credit Union
- 658 Midwest Bank
- 659 MidWestOne Bank
- 660 Midwest Regional Bank
- 661 Mint Valley Federal Credit Union
- 662 Mission Federal Credit Union
- 663 Missouri Credit Union
- 664 Mobiloil Credit Union
- 665 MoneyLion
- 666 Monifi
- 667 Monona Bank
- 668 Monroe Bank & Trust (MBT)
- 669 Monson Savings
- 670 Montgomery County EFCU
- 671 Mountain America Credit Union
- 672 MountainOne
- 673 mph.bank
- 674 MSUFCU
- 675 My Banking Direct
- 676 My eBanc
- 677 MySavingsDirect
- 678 Mutual Bank
- 679 Mutual Security Credit Union
- 680 MVB Bank
- 681 MyUSA Credit Union
- 682 M&F Bank
- 683 M&T Bank
- 684 M1 Finance
- 685 NASA Federal Credit Union
- 686 NASB
- 687 Nassau Financial Federal Credit Union
- 688 Nationwide Bank
- 689 Navy Federal Credit Union
- 690 NBC Oklahoma
- 691 Nearside
- 692 Neighborhood Credit Union
- 693 Neighbors Credit Union
- 694 Nevada State Bank
- 695 New Buffalo Savings Bank
- 696 Newton Federal Bank
- 697 Newtown Savings Bank (NSB)
- 698 Nexus
- 699 North Brookfield Savings Bank
- 700 North Community Bank
- 701 Northeast Credit Union
- 702 NorthOne Bank
- 703 Northern Paper Milles (NPM)
- 704 Northern Skies FCU
- 705 Northfield Bank
- 706 Northpointe
- 707 North Shore Bank
- 708 North Shore Bank (MA)
- 709 North Shore Bank of Commerce
- 710 North Shore Community Bank
- 711 North Star Credit Union
- 712 North State Bank
- 713 Northwest Bank
- 714 Northwest Bank (PA)
- 715 Northwest Bank of Rockford
- 716 Northwest Federal Credit Union
- 717 Northwest Savings Bank
- 718 Notre Dame Federal Credit Union
- 719 NWSB Bank
- 720 Numerica Credit Union
- 721 Nutmeg Credit Union
- 722 NuVision Federal Credit Union
- 723 NVE Bank
- 724 NYCB Family Of Banks
- 725 NWFCU
- 726 Oakland University Credit Union
- 727 Ocean First Bank
- 728 Old Hickory Credit Union
- 729 Old Missouri Bank
- 730 Old National Bank
- 731 Old Second Bank
- 732 Oklahoma’s Credit Union
- 733 OMNI Community Credit Union
- 734 One American Bank
- 735 One Finance
- 736 One Nevada Credit Union
- 737 OneWest Bank
- 738 OnPoint Community Credit Union
- 739 On Tap Credit Union
- 740 Option 1 Credit Union
- 741 Orange County Credit Union
- 742 Origin Bank
- 743 Orion Federal Credit Union
- 744 Oritani Bank
- 745 Orlando Credit Union
- 746 OUR Credit Union
- 747 Oxygen
- 748 P1FCU
- 749 Pacific Service Credit Union
- 750 Palisades Credit Union
- 751 Paradise Valley Federal Credit Union
- 752 Parke Bank
- 753 Parkside Credit Union
- 754 Partner Colorado Credit Union
- 755 Patelco Credit Union
- 756 Pathfinder Bank
- 757 Pathways Financial Credit Union
- 758 Patriot Bank
- 759 Pelican State Credit Union
- 760 People Driven Credit Union
- 761 PenFed
- 762 Peninsula Federal Credit Union
- 763 Penn Community Bank
- 764 Pentucket Bank
- 765 People First Federal Credit Union
- 766 PeoplesBank (Bankatpeoples)
- 767 PeoplesBank
- 768 Peoples Bank (LA)
- 769 Peoples Bank (WA)
- 770 Peoples Bank (ibankpeoples IL, IN)
- 771 Peoples Credit Union
- 772 Peoples United Bank
- 773 Philadelphia Federal Credit Union
- 774 Picatinny Credit Union
- 775 Pikes Peak Credit Union
- 776 Pinnacle Bank
- 777 Pinnacle Financial Partners
- 778 Pioneer Valley Credit Union
- 779 Point Breeze Credit Union
- 780 Polam Federal Credit Union
- 781 Polish National Credit Union
- 782 Polish American Credit Union
- 783 Ponce Bank
- 784 Popular Bank
- 785 Popular Direct
- 786 Porte Bank
- 787 Power Financial Credit Union
- 788 PNC
- 789 Preferred Credit Union
- 790 Premier America Credit Union
- 791 Premier Bank – OH
- 792 Premier Members Credit Union
- 793 Presidential Bank
- 794 Prestige Community Credit Union
- 795 Primis Bank
- 796 PriorityONE Credit Union of Florida
- 797 PrizePool
- 798 Progressive Bank
- 799 Progessions Credit Union
- 800 Provident Bank
- 801 Provident Credit Union
- 802 Proviso Community Bank
- 803 PSE Credit Union
- 804 PSECU
- 805 Public Employees Credit Union (PECU)
- 806 Public Services Credit Union
- 807 Public Service Credit Union (IN)
- 808 Pulaski Bank
- 809 Purdue Federal Credit Union
- 810 PurePoint Financial
- 811 Putnam Bank
- 812 PyraMax Bank
- 813 Quad City Bank & Trust
- 814 Quontic Bank
- 815 Quorum Federal Credit Union
- 816 Radius Bank
- 817 Randolf Savings Bank
- 818 Reading Cooperative Bank
- 819 Real Peoples Bank
- 820 Red Rocks Credit Union
- 821 Redstone Federal Credit Union
- 822 Redwood Credit Union
- 823 Regions Bank
- 824 Reliabank
- 825 Reliance Bank
- 826 Reliant Bank
- 827 Reliant Community Credit Union
- 828 Republic Bank
- 829 Republic Bank (IL only)
- 830 Republic Bank (NY)
- 831 Resource One Credit Union
- 832 Revolut
- 833 Ridgewood Savings Bank
- 834 Rivermark Community Credit
- 835 River Valley Credit Union
- 836 Riverview Bank
- 837 RPT Federal Credit Union
- 838 Rockland Trust Bank
- 839 Rollstone Bank & Trust
- 840 Rosedale Federal Savings & Loan Association
- 841 Royal Bank America
- 842 Route 31 Credit Union
- 843 Royal Credit Union
- 844 Sacramento Credit Union
- 845 SAFE Credit Union
- 846 Salal Credit Union
- 847 Salem Five Bank
- 848 Sallie Mae High-Yield Savings Account
- 849 Sandy Spring Bank
- 850 San Mateo Credit Union
- 851 Santander
- 852 Saratoga National Bank
- 853 Sauk Valley Bank
- 854 Savings Bank of Danbury
- 855 Sawyer Savings Bank
- 856 SB1 Federal Credit Union
- 857 Scient Federal Credit Union
- 858 Scott Credit Union
- 859 Seacoast Bank
- 860 SECNY Federal Credit Union
- 861 Security Bank of Crawford
- 862 Selco Community Credit Union
- 863 Select Bank & Trust
- 864 SENB Bank
- 865 Service 1st Federal Credit Union
- 866 Service Credit Union
- 867 SF Fire Credit Union
- 868 Sharepoint Credit Union
- 869 Sharonview
- 870 Signature Federal Credit Union
- 871 Simmons Bank
- 872 Simsbury Bank
- 873 Simple Bank
- 874 Signature Bank of Georgia
- 875 SkyOne Federal Credit Union
- 876 SLFCU
- 877 Solvay Bank
- 878 Sound Credit Union
- 879 SouthEast Bank
- 880 Southeastern Credit Union
- 881 South East National Bank
- 882 Southern Bank
- 883 Southland Credit Union
- 884 South Shore Bank
- 885 Southside Bank
- 886 SouthStar Bank
- 887 South State Bank
- 888 Southwest 66 Credit Union
- 889 Space Age Federal Credit Union
- 890 Space Coast Credit Union
- 891 Spartan Federal Credit Union
- 892 SPCO Credit Union
- 893 Spiral
- 894 Spire Credit Union
- 895 Spokane City Credit Union
- 896 SSFCU (Security Service Federal Credit Union)
- 897 S&T Bank
- 898 Star Bank
- 899 Starion Bank
- 900 Stark Federal Credit Union
- 901 State Bank of Bement
- 902 State Bank Of Cross Plains
- 903 State Bank Of India (California)
- 904 State Department Federal Credit Union
- 905 State Employees Credit Union (SECU) Of Maryland
- 906 State Security Bank
- 907 Stanford Federal Credit Union
- 908 St. Anne’s Credit Union
- 909 Star One Credit Union
- 910 STCU (Spokane Teachers Credit Union)
- 911 Sterling National Bank
- 912 St. Mary’s Bank
- 913 St Mary’s Credit Union
- 914 Stoneham Bank
- 915 St Paul Federal Credit Union
- 916 Streator Onized Credit Union (SOCU)
- 917 Sturdy Savings Bank
- 918 Suburban Bank & Trust (SBT)
- 919 Suffolk Credit Union
- 920 Suffolk Federal Credit Union
- 921 Summit Credit Union
- 922 Summit Federal Credit Union
- 923 Suncoast Credit Union
- 924 Sun Commnity Federal Credit Union
- 925 Sun East Federal Credit Union
- 926 Sunflower Bank
- 927 Sunmark Credit Union
- 928 Sun National Bank
- 929 Suntrust
- 930 SunWest Credit Union
- 931 Susquehanna Community Bank
- 932 Synovus Bank
- 933 Sweet Home Federal Credit Union
- 934 TAB Bank
- 935 Talmer Bank & Trust
- 936 Taunton Federal Credit Union
- 937 TBK Bank
- 938 TCF Bank
- 939 Teachers Credit Union
- 940 Teachers Federal Credit Union
- 941 Texans Credit Union
- 942 TD Bank
- 943 Tech CU
- 944 TEG Federal Credit Union
- 945 Telco Community Credit Union
- 946 Telhio Credit Union
- 947 Texas Capital Bank
- 948 Texas Trust Credit Union
- 949 Texell Credit Union
- 950 The Bank Of Denver
- 951 The Bank of Princeton
- 952 TIAA Direct
- 953 TLC Community Credit Union
- 954 T-Mobile Money
- 955 Tobyhanna
- 956 Tompkins VIST Bank
- 957 Toro Credit Union
- 958 Torrington Savings Bank
- 959 Tower Federal Credit Union
- 960 Town Bank
- 961 Town and Country Bank
- 962 TDECU
- 963 The Columbia Bank
- 964 The Cooperative Bank
- 965 The County Federal Credit Union
- 966 The First State Bank
- 967 The State Bank Group
- 968 Thomaston Savings Bank
- 969 Thrivent Federal Credit Union
- 970 Trademark Federal Credit Union
- 971 Traditional Bank
- 972 Transcend Credit Union
- 973 Travis Credit Union
- 974 TruChoice Federal Credit Union
- 975 TrueCore Federal Credit Union
- 976 Truist
- 977 Truity Credit Union
- 978 Truliant Federal Credit Union
- 979 TrustCo Bank
- 980 TruMark
- 981 TruStone Financial
- 982 TruWest Credit Union
- 983 TTCU (Formerly Tulsa Teachers Credit Union)
- 984 Tulsa Federal Credit Union
- 985 TwinStar Credit Union
- 986 UFB Direct
- 987 UFirst Credit Union
- 988 Ulster Savings Bank
- 989 UMB Bank
- 990 Umpqua Bank
- 991 UNFCU
- 992 UniBank
- 993 Unify
- 994 Union Plus Prepaid
- 995 Union Bank
- 996 Union Bank & Trust (NE & KS)
- 997 Union Bank & Trust (VA, MD, NC)
- 998 Union Community Bank
- 999 Union Savings Bank
- 1000 Union Square Credit Union
- 1001 United Bank
- 1002 United Community Bank (UCB)
- 1003 United Community Bank (NC, TN, SC, GA)
- 1004 United Federal Credit Union
- 1005 United Financial Credit Union
- 1006 United Heritage Credit Union
- 1007 United Roosevelt Savings Bank
- 1008 United States Senate Federal Credit Union
- 1009 Unitus Community Credit Union
- 1010 Unity Bank
- 1011 Unity One Credit Union
- 1012 Univest
- 1013 University Credit Union
- 1014 University Federal Credit Union
- 1015 U of I Community Credit Union
- 1016 Upgrade
- 1017 USAA
- 1018 US Alliance Financial
- 1019 US Community Credit Union
- 1020 US Bank
- 1021 USE Credit Union
- 1022 USF Federal Credit Union
- 1023 US #1364 Federal Credit Union
- 1024 Utah First
- 1025 U$X Federal Credit Union
- 1026 Wakefield Co-operative Bank
- 1027 Wallet by Boss Money
- 1028 Washington Mutual
- 1029 Washington Savings Bank
- 1030 Washington Trust
- 1031 Watertown Savings Bank
- 1032 Water And Power Community Credit Union (WPCU)
- 1033 WaterStone Bank
- 1034 Waukesha State Bank
- 1035 Wealthfront
- 1036 Webster Bank
- 1037 WECU
- 1038 We Florida Financial
- 1039 Wellesley Bank
- 1040 Wells Fargo
- 1041 Weokie Federal Credit Union
- 1042 WesBanco
- 1043 Wescom Credit Union
- 1044 Westbury Bank
- 1045 Western State Bank
- 1046 Western Vista Credit Union
- 1047 Westerra Credit Union
- 1048 WestField
- 1049 Westfield Bank (OH)
- 1050 Westfield Bank, FSB
- 1051 WestTown Bank & Trust
- 1052 Whitney Bank
- 1053 Widget Financial
- 1054 Wilson Bank & Trust
- 1055 Winden
- 1056 Wings Financial Credit Union
- 1057 WinTrust Bank
- 1058 Woori America Bank
- 1059 WyHy FCU
- 1060 Wysh
- 1061 Valley Bank
- 1062 Valley First Credit Union
- 1063 Valley Nation Bank
- 1064 ValleyStar Credit Union
- 1065 Valley Strong Credit Union
- 1066 VantageWest
- 1067 Varo Money
- 1068 Vectra Bank
- 1069 Verity Credit Union
- 1070 Vibrant Credit Union
- 1071 Vinton County
- 1072 Vio Bank
- 1073 Virginia Credit Union
- 1074 Visions Federal Credit Union
- 1075 VyStar Credit Union
- 1076 Xceed Financial Credit Union
- 1077 Yolo Federal Credit Union
- 1078 Zeal Credit Union
121 Financial Credit Union
- No data points
7 17 Credit Union
- No data points
1st Advantage Federal Credit Union
- No data points
1st Colonial Community Bank
- No data points
1st Constitution Bank
- Soft pull: 1
1st Financial Federal Credit Union
- No data points
1st Mariner Bank
They will only approve you if you have 3 ChexSystems inquiries or less.
- Soft pull: 1
1st Security Bank
- No data points
1st Source Bank
- Soft pull: 1,
1st United Credit Union
- Soft pull: 1
3Rivers Federal Credit Union
- Soft pull: 1,
4Font Credit Union
- No data points
A+ Federal Credit Union (A+FCU)
Hard pull: 1
AAA
Unknown
AAC Credit Union
- Soft pull 1 (according to rep)
Abington Bank
- No data points
Achieva
- Hard pull: 1 (all three bureaus)
ACNB
Acorns Bank
- No data points
Addition Financial
Adirondack Bank
- No data points
Advance Financial Federal Credit Union (AFFCU)
Unknown, please share your experiences in the comments.
Advantage Bank
- No data points
Advantis Credit Union
Adventure Credit Union
- Hard pull: 1
Advia Credit Union
- No data points
Aero Federal Credit Union
- No data points
AFFCU
- No data points
Affiliated Bank
- Soft pull: 1,
Affinity Federal Credit Union
Air Academy Federal Credit Union
- Soft pull: 1,
Albert Neobank
- Soft pull: 1,
Alcoa Tenn Federal Credit Union
- No data points
Alden Credit Union
- Soft pull: 1
All America Bank
- Soft pull: 1
Allegiance Credit Union
- No data points
Allegius Credit Union
- Hard pull: 1,
Alliant
Allied First Bank
- No data points
AllTru Credit Union
- Soft pull: 1,
Ally
Aloha Pacific Federal Credit Union
- No data points
Altra Federal Credit Union
Amalgamated Bank
- Soft pull: 1
Amboy Direct
- No data points
Amerant Bank
- No data points
American Bank
- No data points
American Bank Center
- No data points
American Bank & Trust
- No data points
American Bank & Trust SD & MN
- No data points
American Commerce Bank
- No data points
American Eagle Financial Credit Union
American Enterprise Bank
- No data points
American Express
- Soft pull: 1,
American Express Bluebird
American Express Serve
- Soft pull: 1
America First Credit Union
American Hertiage FCU
American Investors Bank & Mortgage (AIBM)
- No data points
American Pride Bank
- Soft pull: 1,
American Savings Bank (ASB) Hawaii
- No data points
American Trust & Savings Bank
- No data points
American United Federal Credit Union
- Hard pull: 1,
America’s Christian Credit Union
- Hard pull: 1,
America’s Credit Union
- Hard pull: 1
AmeriCU Credit Union
- No data points
Ameriprise Financial
- No data points
Ameris Bank
- Soft pull: 1,
ANB Bank
- No data points
Anchor Bank
- Soft pull: 1
Andrews Federal Credit Union
Andigo Credit Union
ANECA Credit Union
- Soft pull: 1,
Anoka Hennepin Credit Union
- Hard pull: 1,
APGFCU
- Hard pull: 1,
Apple Bank
- Soft pull: 1
Apple Federal Credit Union
- Soft pull: 1,
Arbor Financial Credit Union
- Soft pull: 1,
Ardent Credit Union
Arizona Central Credit Union
- CSR’s stated that it is a hard pull on Equifax.
Arizona Federal Credit Union
Arizona Financial Credit Union
- Soft pull: 1,
Arizona State Credit Union (now OneAZ Credit Union)
- Soft pull: 1
Arkansas Federal Credit Union
- No data points
Armed Forces Bank
- Soft pull: 1,
Arrha Credit Union
- No data points
Arsenal Credit Union
- Hard pull: 1,
Arundel Federal Savings Bank
Arvest Bank
- Soft pull: 1
Ascend Federal Credit Union
- Hard pull: 1
Ascent Credit Union
- No data points
Ashland Credit Union
- Soft pull: 1,
Aspiration
Aspire Credit Union
- Soft pull: 1
Astoria Bank
- Soft pull: 1
Associated Bank
- Soft pull: 1
Associated Credit Union of Texas (ACUTX)
- No data points
Associated Credit Union
- No data points
Avidia Bank
Axos Bank
- Soft pull: 1,
Ballston Spa National Bank (BSNB)
- Soft pull: 1
BancorpSouth
Bank7
- Soft pull: 1,
Bank & Trust
- Soft pull: 1
Bankers Trust
- No data points
bankESB (East Hampton Savings Bank)
- Soft pull: 1
Bank of America
Bank Direct
Bank of Blue Valley
- No data points
Bank of Elk River
- Soft pull: 1,
Bank Five Nine
- No data points
BankFinancial
- No data points
BankHometown
- No data points
Bank of Hope
- Soft pull: 1,
BankNewport
- No data points
Bank Novo
Bank Independent
- No data points
Bank of Canton
- Soft pull: 1 (via e-mail on 5/10/17 according to CSR)
Bank of Greene County
- No data points
Bank Of Lee’s Summit
- Unknown
Bank of Maine
Bank Midwest
- No data points
Bank of Montgomery (BOM)
- No data points
BankMutual
Bank of Elk River
- No data points
Bank of Ruston
- Soft pull: 1,
Bank Of Sun Prairie
- No data points
Bank of Tennessee
- No data points
Bank of The Blue Grass
- No data points
Bank of the West
BankORION
- Soft pull: 1
Bank OZK
- No data points
BankPlus
- No data points
BankPurely
- Soft pull: 1
BankWell
- Soft pull: 1
Banner Bank
- Soft pull: 1,
Banterra
- No data points
Barclays
- No data points
Bar Harbor Bank & Trust
- Soft pull: 1,
Baselane
- No data points
Baton Rouge Telco Federal Credit Union
- No data points
BayCoast Bank
- Soft pull: 1,
BB&T
BBVA
Beacon Credit Union
- Hard pull: 1,
Beartooth Bank
- No data points
BECU
Belco Community Bank
- Soft pull: 1
Bell Bank
- Soft pull: 1,
Bellco Credit Union
- Hard pull: 1
Belmont Savings Bank
- No data points
Benchmark Federal Credit Union
- Hard pull: 1,
Beneficial Bank
- No data points
Berkshire Bank
- No data point
Beverly Hill Bank
- No data points
BethPage Credit Union
- Soft pull: 1
Better Banks
- No data points
BHCU
- No data points
BiddefordSavings
- No data points
Blackhawk Bank & Trust
- No data points
Blaze Credit Union
Blue Hills Bank
- Soft pull: 1
Blue Federal Credit Union
- Soft pull: 1 (via e-mail on August 17th, 2016)
Blue Foundry Bank
- No data points
BluPeak Credit Union
- Soft pull: 1,
BMI Federal Credit Union
BMO Harris
BMT (Bryn Mawr Trust)
- Soft pull: 1
BOKF (Bank of Albuquerque, Bank of Oklahoma, Bank of Texas, Colorado State Bank and Trust)
Bravera Bank
- No data points
Brentwood Bank
- No data points
Bridge Credit Union
- No data points
Bridgeview Bank Group
- Soft pull: 1
Brightpeak Financial
- Soft pull: 1
BrightStar Credit Union
Brio Direct Bank
Broadway Bank
Broadview Federal Credit Union
- No data points
Bryon Bank
- No data points
Byline Bank
- Soft pull: 1,
Buckeye State Bank
- No data points
Bull’s Eye Credit Union
- No data points
Busey Bank
- Soft pull: 1,
California Bank & Trust
- No data points
California Coast Credit Union
- Hard pull: 1,
California Credit Union
- No data points
Callaway Bank
- Soft pull: 1
Cambridge Savings Bank
- Soft pull: 1
Camden National Bank
Capital Bank
- Soft pull: 1,
Capital City Bank
- No data points
Carver Federal Savings Bank
- No data points
Cambridge Trust Company
- No data points
Campus USA Credit Union
Cape Cod 5
- No data points
Cap Ed Credit Union
- Soft pull: 1,
Capital Credit Union
- No data point
Capital One
Presumably it’s the same as Capital One 360 below, but we don’t have any hard data points on this.
Capital One 360
- Capital one will do a hard credit pull for a checking account only if you opt for overdraft protection. As long as you opt out there will only be a soft pull. Their savings account only has a soft pull done. This is also answered on their website which can be found by clicking here.
Capitol Bank
- No data points
CBT Bank
- Soft pull: 1,
CCFBank
- Soft pull: 1
Cedar Rapids Bank & Trust
- No data points
CEFCU
CenterBank
- No data points
Center Parc
- No data points
Centier
- No data points
Centra Credit Union
- No data points
Central Florida Educators Credit Union
- Soft pull: 1,
Central Illinois Bank
- Soft pull: 1,
Central Pacific Bank
- No data points
Central Willamette Credit Union
- Hard pull: 1,
Century Bank
- Soft pull: 1,
Central Bank
- Soft pull: 1
Central Minnesota Credit Union
CFG Bank
- Soft pull: 1
Charter Oak
- No data points
Charles Schwab
Hard pull: 1, 2 (Equifax), 3,Soft pull: 1 (opted out of Margin trading & credit bureaus were having issues). Turned out to be a hard pull
Chartway Credit Union
Charter One
See: Citizens Bank. This is the same bank, just with a different branding in IL, MI, and OH.
Chase
Cheese
- Soft pull: 1,
Chesapeake Bank
- Soft pull: 1,
Chief Financial Credit Union
- No data points
Christian Community Credit Union
CIBC US
- Soft pull: 1 (via e-mail on 07/04/18)
Cincinnatus Savings & Loan
- No data points
Cincinnati Federal
- Soft pull: 1
CinFed Credit Union
- Hard pull: 1 (Experian)
Citadel Credit Union
- Soft pull: 1
CIT Bank
- Soft pull: 1
Citibank
The Citizens Bank
- No data points
Citizens Bank
Citizen Bank looks to be a soft credit inquiry when you apply at a branch and a hard credit inquiry when you apply online. Update: This seems to no longer be the case, it’s now a soft pull online as well as long as you don’t opt in for over draft protection.
- Soft pull: 1, 2, 3, 4,
- Hard pull: 1, 2, 3
- Hard pull (Equifax): 1, 2, 3, 4, 5
- Soft pull (online): 1
- No Chex system inquiry: 1
- Chex system inquiry: 1
- Soft pull if you apply in branch: 1
Citizens First Bank
- No data points
City Mark Federal Credit Union
- No data points
City National Bank (Bankatcity)
- Soft pull: 1
Civista Bank
- Soft pull: 1,
Clearview Federal Credit Union
- Soft pull: 1 (via e-mail on August 1st, 2016)
Clifton Savings Bank (CSBK)
- No data points
Clinton Savings Bank
- Soft pull: 1,
CME Federal Credit Union
- Hard pull: 1 (TransUnion)
C&N Bank
- Soft pull: 1,
CNB Bank & Trust
- No data points
Coastal Credit Union
- No data points
Cobalt Credit Union
- No data points
CODE Credit Union
- No data points
Collins Community Credit Union
- Soft pull: 1,
Columbia Bank (WA, OR, ID)
Columbia Bank (NJ)
- Soft pull: 1
Columbia Credit Union
Seems to be hard online and soft in branch.
Comerica
- Soft pull: 1
Commonwealth Central Credit Union
- Hard pull: 1,
Community Resource Credit Union
- No data points
Compass Credit Union
- No data points
Commerce Bank (MA)
- Unknown
Commerce Bank (MO, KS, IL, OK & CO)
- Soft pull: 1
Communication Federal Credit Union
CommonWealth Credit Union
- No data points
Community Alliance Credit Union
- Unknown
CommunityAmerica Credit Union
Community Bank & Trust
- Unknown
Community Choice Credit Union
- Soft pull: 1,
Community Choice Credit Union [IA]
- Hard pull: 1,
Community Credit Union Florida
- Hard pull: 1,
Community Financial Credit Union
Community Financial Services Bank
- Soft: 1
Community First Credit Union – CA
- No data points
Community First Credit Union of Florida
Community State Bank
- No data points
Community West Credit Union
- No data points
Compass Federal Credit Union
- No data points
ConnectOne Bank
- No data points
Connex Credit Union
- Hard pull: 1,
ConnexUs Credit Union
Consumers Credit Union
Consumers Credit Union (MI)
- Hard pull: 1 (according to csr)
Consolidated Community Credit Union
- No data points
Control Card
- Unknown
Copper Banking
- Soft pull: 1,
Cooperative Bank of Cape Cod
- No data points
Coors Credit Union
- No data points
Cornerstone Bank
Cornerstone Financial Credit Union
Country Bank
- No data points
Country Bank For Savings
- Soft pull: 1
Crane Credit Union
- No data points
Credit Human
Credit Union 1
Credit Union of America
- Hard pull: 1,
Credit Union of New Jersey
- Hard pull: 1 (experian)
Credit Union of Ohio
- No data points
Credit Union One
Credit Union of the Rockies
- No data points
Credit Union of Southern California
- No data points
Credit Union of Texas
Credit Union West
- Soft pull: 1,
CrossPoint Federal Credit Union
- No data points
Crystal Lake Bank
- No data points
CSE Federal Credit Union
- No data points
Current
- Soft pull: 1,
Darien Rowayton Bank
- Unknown
DCU (Digital Federal Credit Union)
Should now be a soft pull if you opt out of overdraft protection: 1, 2,
Dearborn Savings Bank (DSB)
- Soft pull: 1,
Dedham Savings Bank
- Soft pull: 1 (via e-mail on 06/06/17)
Delta Community Credit Union
Denizen
- Soft pull: 1,
Denmark State Bank
- Hard pull: 1 (transunion)
Denver Community Credit Union
- Unknown
Desert Community Bank
- No data points
Desert Financial Credit Union
Desert Schools Federal Credit Union
- No data points
Destinations Credit Union
Devon Bank
- No data points
Diamond Valley Federal Credit Union
- No data points
Discover
Dollar Bank
Dollar Savings Bank
- No data points
Dort Federal Credit Union
- Hard pull: 1,
DuGood Federal Credit Union
- No data points
Dundee Bank
- No data points
Dupaco Credit Union
- No data points
Eagle Federal Credit Union
- Hard pull (Experian): 1
Earn Bank
- No data points
East Boston Savings Bank
- Soft pull: 1
East Cambridge Savings Bank
- Soft pull: 1,
Eastern Bank
- Soft pull: 1
Eastern Savings Bank
- No data points
East Idaho Credit Union
- Hard pull: 1,
Eastman Credit Union
- Soft pull: 1,
East Wisconsin Savings Bank
- No data points
EBSB Direct
- No data points
ECCU
Educational Systems Federal Credit Union
Educators Credit Union (ECU)
- No data points
Edwards Federal Credit Union
- No data points
Elements Financial Credit Union
- Soft pull: 1 (via e-mail on 02/08/2017)
Elevations Credit Union/Buff One
Elite Community Credit Union
- No data points
Elko Federal Credit Union
- No data points
Empire State Bank
- No data points
Emprise Bank
- Soft pull: 1 (via e-mail on 10/8/19)
Energy Federal Credit Union
- No data points
ENT Credit Union
Enzo
- Soft pull: 1,
Equity Bank
- No data points
ESL Federal Credit Union
- Soft pull: 1
ESSA Bank & Trust
- No data points
Essex Bank
- Soft pull: 1,
Eureka Savings Bank
- No data points
Evanston Community Bank
- Soft pull: 1,
Evansville Teachers Federal Credit Union
EverBank
- No data points
Exchange Bank
- No data points
Excite Credit Union
- Soft pull: 1,
Expedition Credit Union
- Hard pull: 1,
Extraco Banks
- No data points
Fairwinds Credit Union
Family Trust Federal Credit Union
- No data points
Farm Bureau Bank
- Soft pull: 1,
Farmers Insurance Federal Credit Union
- No data points
Farmers & Merchants Bank
- No data points
Farmers & Merchants State Bank
- Soft pull: 1,
Farmington Bank
- No data points
FAST Credit Union
- No data points
FCB Banks
- No data points
FCNB Bank
- No data points
FCB South County Bank
- Soft pull: 1
FEDCOM
- Unknown
FedFinancial Federal Credit Union
- Hard pull: 1 (TransUnion)
Fidelity (Brokerage)
- Soft pull: 1,
Fidelity Bank (PA)
- Soft pull: 1
Fidelity Bank (Online, MA)
- Soft pull: 1,
Fierce Finance
- No data points
Fifth Third Bank
Figure Pay
- Soft pull: 1,
Financial Builders
- No data points
Financial Partners Credit Union
- Soft pull: 1 (via e-mail)
Financial Plus Credit Union
- No data points
Financial Resources Credit Union
- No data points
Finex Credit Union
- No data points
Firefly Credit Union
First Advantage Bank
- Hard pull: 1
First American Bank
FirstBank
According to a reader via e-mail (February 10th, 2016) this now looks to be a soft pull. And another DP: 1. Another DP is saying it’s a hard pull… and another. and another
FirstBank [TN, GA, AL]
- Soft pull: 1,
First Bank (VA, MD)
- Soft pull: 1,
First Bank (CA, IL & MO)
First Bank and Trust
- Soft pull: 1
First Bank of Manhattan
- No data points
First Bank & Trust Company Illinois
- No data points
First Bank Financial Centre (FBFC):
First Basin Credit Union Checking
- No data points
First Citizen’s Bank
First Citrus Bank
- No data points
First Commerce Credit Union
- Hard pull: 1,
First Commonwealth Bank
First Community Bank (AR/MO)
- No data points
First Entertainment Credit Union
- No data points
First Federal Bank (FL)
- No data points
First Federal Bank of Kansas City
- No data points
First Federal Bank of Wisconsin
First Federal Credit Union
- Soft pull: 1 (via email on 6/7/20)
First Fidelity Bank
- Soft pull: They have considerable advantage in getting that share.,
First Financial Federal Credit Union
- No data points
First Financial Credit Union
- Hard pull: 1 (TransUnion)
First Financial Federal Credit Union (MD only)
- No data points
First Federal Bank
- Soft pull: 1 (on EQ & TU)
First Financial Bank (AR/MS)
- Soft pull: 1,
First Financial Bank (TX)
- Soft pull: 1,
First Financial Bank (IL, IN, KY, OH)
- Soft pull: 1 (via e-mail on 7/14)
First Financial Northwest Bank
- No data points
First Flight Credit Union
First Florida Credit Union
- Hard pull: 1,
First General Credit Union
- No data points
First Green Bank
- No data points
First Hawaiian Bank
- No data points
First Home Bank
- Soft pull: 1,
First Horizon Bank
First Horizon Bank used to be First Tennessee & Capital Bank. We recommend looking at previous datapoints for those banks. Below we will only list datapoints since the name change.
- Soft pull: 1,
First Internet Bank
- Hard pull: 1,
First Jersey Credit Union
- No data points
FirstLight Federal Credit Union
- No data points
First-Lockhart National Bank
- No data points
First Mark Credit Union
First Merchants Bank
First Merit Bank
- Soft pull: 1
First Midwest Bank
- Soft pull: 1
First National 1870
- No data points
First National Bank (FNB)
- Soft pull: 1
First National Bank (IA)
- No data points
First National Bank [UT]
First National Bank [NE]
- Soft pull: 1 (via e-mail on 10/07/17)
First National Bank of Long Island
- Soft pull: 1,
First National Bank and Trust Company
- Soft pull: 1,
First National Bank of Waterloo
- No data points
First National Bank in Staunton
- No data points
First Nebraska Educators Credit Union
- No data points, but checking account comes with a $600 overdraft line of credit so it’s probably a hard pull.
First Niagara
First Northern Credit Union
First Republic Bank
- Soft pull: 1
Firstrust Bank
First Savings Bank of Hegewisch
- No data points
First Service Credit Union
- No data points
First Southern Bank
- No data points
First South Financial
First State Bank Of Illinois
First State Community Bank
- Soft pull: 1
First Tech Federal Credit Union
First Tennessee
- Soft Pull: 1
First Trade Union Bank
First United Bank
- Soft pull: 1
First United Credit Union
- Hard pull: 1,
First US Community Credit Union
- No data points
Fitness Bank
- No data points
Fitzsimmons Credit Union
- No data points
Five Star Bank
- Soft pull: 1
Flagship Bank
- No data points
Flagstar Bank
Florence Bank
- Soft pull: 1,
Florida Community Bank
Florida Credit Union
Flushing Bank
F&M Bank
- Soft pull: 1
F&M Bank (VA Only)
- No data points
F&M Bank (IN, OH)
- Soft pull: 1,
Focus Bank
- Soft pull: 1
Focus Federal Credit Union
- No data points
Forcht Bank
Fort Bragg Federal Credit Union
- No data points
Fort Financial Credit Union
- No data points
Fort Worth Community Credit Union
Four Points Federal Credit Union
- No data points
FNBO
- Soft pull: 1,
FNCB
- Unknown
Freedom Credit Union
- Unknown
Freedom Federal Credit Union
- Hard pull: 1,
Freedom First Credit Union
- No data points
Fremont Bank
Frontier Bank
- Soft pull: 1,
Frontwave Credit Union
- No data points
FSB Bank
- No data points
Fulton Bank
Gain Federal Credit Union
- No data points
Garden Savings Federal Credit Union
Unknown, if you have any data points then please let us know.
Gate City Bank
Gateway First Bank
- Soft pull: 1,
Gateway Metro Federal Credit Union
- Soft pull: 1
Genisys Credit Union
Georgia Banking Company (GBC)
Georgia’s Own Credit Union
Gesa Credit Union
- Soft pull: 1
Gibsland Bank
- Soft pull: 1
Giftsforbanking
- Unknown
Global Credit Union
- Soft pull: 1,
GNO Federal Credit Union
- No data points
GO Federal Credit Union
- No data points
GOLD Credit Union
- No data points
Go2Bank
- Soft pull: 1,
Greater Iowa Credit Union
- No data points
Greater Nevada Credit Union
- Soft pull according to CSR
Great Lakes Credit Union
- Hard pull: 1
Great River Federal Credit Union
Great Southern Bank
- Soft pull: 1
Green state Credit Union
- Soft pull: 1,
Grove City Area Federal Credit Union
- No data points
Grow Financial
- Soft pull: 1,
GTE Financial
Guardian Credit Union
- No data points
Gulf Coast Bank & Trust Company
- No data points
Gulf Coast Federal Credit Union
- Hard pull: 1,
Hanmi Bank
Hanscom Federal Credit Union
HarborOne Bank
- Soft pull: 1
Harborstone Credit Union
- No data points
Harford Bank
- No data points
Hawthorn Bank
- No data points
Heartland Bank
- No data points
Heartland Credit Union
- Hard pull: 1
Heritage Bank
Heritage Bank NW
- No data points
Heritage Bank of St. Tammany
- No data points
Heritage Credit Union
HeritageWest Credit Union
- Soft pull: 1 (according to CSR)
Hibernia Bank
- No data points
Highmark Federal Credit Union
- No data points
Hills Bank
- Hard pull: 1,
Hiway Federal Credit Union
Holyoke Credit Union
- No data points
Home Federal Savings Bank
Home National Bank
- No data points
Home Savings Bank
- No data points
Home State Bank
- No data points
HomeStreet:
Hometown Community Banks
- Soft pull: 1
HomeTrust Bank
- Soft pull: 1,
Honors Credit Union
Hopewell Federal Credit Union
No data points
Horizon Bank
- Soft pull: 1,
Horizon Credit Union (WA, ID, MT)
Houston Metropolitan Federal Credit Union
- Soft pull: 1,
HSBC
Huntington Bank
Hudson River Community Credit Union (HRCCU)
- No data points
Hudson Valley Federal
- Soft pull: 1,
IBM Southeast FECU
- Hard pull: 1
IBERIABANK
- Soft pull according to rep and confirmed by this report
ICBC USA
- Soft: 1
IC Federal Credit Union
- No data points
Idaho Central Credit Union (ICCU)
Ideal Credit Union
- Soft: 1 (according to CSR)
Illinois National Bank
- No data points
Illinois State Credit Union
- No data points
Incredible Bank
- Soft pull: 1,
Independent Bank
- Soft pull: 1,
InFirst FCU
- Hard pull: 1 (Experian)
InRoads Credit Union
- No data points
Inspire Federal Credit Union
- Hard pull: 1 (9/24/23)
- Soft pull: 1,
Inspirus Credit Union
- Hard pull: 1 (according to CSR)
Integrity Bank
- Soft pull: 1
Interior Federal Credit Union
- Hard pull: 1
Interra Credit Union
- No data points
InTouch Credit Union
- No data points
Investor Bank
Iowa State Bank
Johnson Bank
- Unknown, let us know in the comments.
Jovia Financial Credit Union
- No data points
JSC Federal Credit Union
Justice Federal Credit Union
Kabbage By AmEx
- Soft Pull: 1,
KaiPerm
- No data points
Kalsee Credit Union
- No data points
Katahdin Trust Company
- No data points
Kearny Bank
- No data points
Keesler Federal Credit Union
Kemba Financial Credit Union
- No data points
Kentucky Bank
- No data points
KeyPoint Credit Union
- Soft pull: 1,
Kinderhook Bank
- Soft pull: 1,
Kinecta
- Soft pull: 1
Kitsap Credit Union
- Soft pull: 1,
KeyBank
La Capitol Federal Credit Union
- Hard pull: 1 (equifax)
Lafayette Federal Credit Union
Lakeland Bank
Lake Michigan Credit Union (LMCU)
Lake Ridge Bank
- No data points
Lake Shore Savings
Landmark Credit Union
- Soft pull: 1,
Land of Lincoln Credit Union
- Hard pull: 1,
Las Colinas Federal Credit Union
- No data points
Laurel Road
- Soft pull: 1,
LBS Financial Credit Union
- Soft pull: 1,
Leader Bank
- Soft pull: 1
Ledyard Bank
- Soft pull: 1,
LegacyTexas
- No data points
LendingClub
- Soft pull: 1 (via F.A.Q)
Level One Bank
- Soft pull: 1 (via e-mail on June 26th, 2016), 2
LGE Community Credit Union
Liberty Bank
- Unsure, please let us know in the comments.
Liberty Bank (CT, MA, RI)
Liberty Bank For Savings
Liberty First Credit Union
- Hard pull: 1 (Experian)
Liberty Savings Bank
Lili Bank
- Soft pull: 1,
Linn Area Credit Union
- No data points
Live Oak Bank
- Soft pull: 1 (business)
LM Federal Credit Union
- No data points
Logix Credit Union
Lone Star National Bank
- No data points
Long Game
- No data points
LorMet Community Federal Credit Union
- No data points
Los Angeles Federal Credit Union
- Hard pull: 1
Lyons National Bank
- Soft pull: 1,
Macatawa Bank
- Soft pull: 1,
Magnolia Federal Credit Union
- No data points
MainSource Bank
Mainstreet Credit Union
- Hard pull: 1 (TransUnion)
Main Street Bank [of Michigan]
- Soft pull: 1
Main Street Bank [of Virginia]
- Soft pull: 1,
Mango Money
- Soft pull: 1
Marcus Bank
- Soft pull: 1,
Marine Bank
MarketUSA Federal Credit Union
- No data points
Marquette Bank
Mars Bank
- No data points
Mazuma Credit Union
- Soft pull: 1,
MAX Credit Union
- No data points
MB Financial Bank
- Soft pull: 1
Mcgraw-Hill FCU
- Soft pull: 1
Mcfarland State Bank
- No data points
MECU Credit Union
Melrose Bank
- Soft pull: 1
Members Choice Credit Union
- Hard pull: 1,
Members Cooperative Credit Union
- No data points
Members Source Credit Union
- No data points
Member One Federal Credit Union
- No data points
Memory Bank
Memphis City ECU (MCECU)
- No data points
Mercer Savings Bank
- No data points
Mercury
- No data points
Meridian Bank
- No data points
Meridian Trust Federal Credit Union
- No data points
Meritrust Credit Union
- No data points
Meriwest Credit Union
Metro Credit Union
- No data points
Metro Credit Union (MA)
- No data points
Metro Credit Union (NE)
- No data points
Michigan Schools and Government Credit Union
Middlesex Federal
- Soft pull: 1,
Middlesex Savings Bank
MIDFLORIDA CU
- Hard pull for personal accounts: 1 (Experian)
MidFirst Bank
- Soft pull: 1
Mid-Hudson Valley Federal Credit Union
- No data points
Midland States Bank
- Soft pull: 1,
Mid Minnesota Federal Credit Union
- No data points
Mid Penn Bank
MidUSA Credit Union
- No data points
Midwest Bank
- No data points
MidWestOne Bank
Midwest Regional Bank
- Soft pull: 1
Mint Valley Federal Credit Union
- No data points
Mission Federal Credit Union
All recent datapoints seem to show a soft pull
Missouri Credit Union
- Hard pull: 1
Mobiloil Credit Union
- No data point
MoneyLion
- Soft pull: 1 (app says applying won’t affect your credit score)
Monifi
- Soft pull: 1,
Monona Bank
- Soft pull: 1,
Monroe Bank & Trust (MBT)
- Soft pull: 1
Monson Savings
- No data points
Montgomery County EFCU
- Hard pull: 1 (Equifax)
Mountain America Credit Union
MountainOne
- Soft pull: 1
mph.bank
- Soft pull: 1,
MSUFCU
- Soft pull: 1,
My Banking Direct
My eBanc
- Soft pull: 1,
MySavingsDirect
- Soft pull: 1,
Mutual Bank
- No data points
Mutual Security Credit Union
- No data points
MVB Bank
- Soft pull: 1
MyUSA Credit Union
- Soft pull: 1,
M&F Bank
- No data points
M&T Bank
M1 Finance
- No data points
NASA Federal Credit Union
NASB
- No data points
Nassau Financial Federal Credit Union
- No data points
Nationwide Bank
Note: You must not opt in for overdraft protection, otherwise a hard pull will be done.
More information on how this works in this post.
NBC Oklahoma
- Soft pull: 1,
Nearside
- Soft pull: 1,
Neighborhood Credit Union
Neighbors Credit Union
- No data points
Nevada State Bank
- Soft pull: 1
New Buffalo Savings Bank
- Soft pull: 1
Newton Federal Bank
- Soft pull: 1
Newtown Savings Bank (NSB)
- Soft pull: 1
Nexus
- No data points
North Brookfield Savings Bank
- No data points
North Community Bank
- Unknown
Northeast Credit Union
- Soft pull: 1
NorthOne Bank
Northern Paper Milles (NPM)
- No data points
Northern Skies FCU
- No data points
Northfield Bank
Northpointe
- Soft Pull: 1
North Shore Bank
- Soft pull
North Shore Bank (MA)
- No data points
North Shore Bank of Commerce
North Shore Community Bank
- No data points
North Star Credit Union
- No data points
North State Bank
- No data points
Northwest Bank
- Soft pull: 1
Northwest Bank (PA)
- No data points
Northwest Bank of Rockford
- No data points
Northwest Federal Credit Union
- Soft pull: 1,
Northwest Savings Bank
Select “No” for overdraft protection to avoid hard pull
- Soft Pull: 1
- Chex Inquiry:
Notre Dame Federal Credit Union
- No data points
NWSB Bank
- No data points
Numerica Credit Union
- No data points
Nutmeg Credit Union
- Hard pull: 1
NuVision Federal Credit Union
NVE Bank
- No data points
NYCB Family Of Banks
- Soft pull: 1,
NWFCU
- Soft pull: 1
Oakland University Credit Union
- No data points
Ocean First Bank
Old Hickory Credit Union
- Hard pull: 1,
Old Missouri Bank
- Soft: 1 (via e-mail on 02/20/17)
Old National Bank
- Soft pull: 1
Old Second Bank
- Soft pull: 1
Oklahoma’s Credit Union
- No data points
OMNI Community Credit Union
One American Bank
- Soft pull: 1,
One Finance
- Soft pull: 1,
One Nevada Credit Union
- Soft according to CSR: 1
OneWest Bank
- Soft pull: 1
This is also a division of CIT Bank and they are a soft pull.
OnPoint Community Credit Union
- Soft pull: 1,
On Tap Credit Union
Option 1 Credit Union
- Hard pull: 1
Orange County Credit Union
- Soft pull: 1
Origin Bank
- Soft pull: 1,
Orion Federal Credit Union
- Hard pull: 1 (Equifax), 2 (Equifax, via e-mail on 10/12/18), 3, 4,
- Soft pull: 1 (9/15/19 via e-mail)
Oritani Bank
- Unknown
Orlando Credit Union
- Soft pull: 1,
OUR Credit Union
- Hard pull: 1,
Oxygen
- No data points
P1FCU
- Soft pull: 1,
Pacific Service Credit Union
- Unknown
Palisades Credit Union
- No data points
Paradise Valley Federal Credit Union
- No data points
Parke Bank
- Soft pull: 1,
Parkside Credit Union
Partner Colorado Credit Union
- Hard pull: 1
Patelco Credit Union
Pathfinder Bank
- No data points
Pathways Financial Credit Union
Patriot Bank
- Soft pull: 1,
Pelican State Credit Union
People Driven Credit Union
- Soft pull: 1,
PenFed
Conflicting reports on hard or soft. It seems that it’s a soft pull to join and open an account, provided you OPT OUT of overdraft protection (1).
Peninsula Federal Credit Union
- Hard pull: 1 (Equifax)
Penn Community Bank
- No data points
Pentucket Bank
- Soft pull: 1,
People First Federal Credit Union
- Soft pull: 1,
PeoplesBank (Bankatpeoples)
PeoplesBank
- Soft pull: 1
Peoples Bank (LA)
- No data points
Peoples Bank (WA)
- No data points
Peoples Bank (ibankpeoples IL, IN)
- No data points
Peoples Credit Union
- Soft pull: 1
Peoples United Bank
Philadelphia Federal Credit Union
- No data points
Picatinny Credit Union
- Soft pull: 1 (via e-mail in 2019)
Pikes Peak Credit Union
- No data points
Pinnacle Bank
Pinnacle Financial Partners
- Soft pull: 1,
Pioneer Valley Credit Union
- No data points
Point Breeze Credit Union
- No data points
Polam Federal Credit Union
- No data points
Polish National Credit Union
- No data points
Polish American Credit Union
- No data points
Ponce Bank
- No data points
Popular Bank
Popular Direct
- Soft pull: 1,
Porte Bank
- Soft pull: 1 (sent out via e-mail 9/23)
Power Financial Credit Union
PNC
Preferred Credit Union
- Hard pull: 1
Premier America Credit Union
Premier Bank – OH
- Soft pull: 1,
Premier Members Credit Union
Presidential Bank
Prestige Community Credit Union
- No data points
Primis Bank
PriorityONE Credit Union of Florida
- No data points
PrizePool
- Soft pull: 1,
Progressive Bank
- No data points
Progessions Credit Union
- No data points
Provident Bank
Provident Credit Union
Proviso Community Bank
- No data points
PSE Credit Union
- No data points
PSECU
Public Employees Credit Union (PECU)
- No data points
Public Services Credit Union
Hard pull: 1
Public Service Credit Union (IN)
- No data points
Pulaski Bank
- No data points
Purdue Federal Credit Union
- Soft pull: 1,
PurePoint Financial
- Soft pull: 1 (sent via e-mail on 07/04/18)
Putnam Bank
- No data points
PyraMax Bank
- No data points
Quad City Bank & Trust
- No data points
Quontic Bank
- Soft pull: 1,
Quorum Federal Credit Union
- Hard pull (Equifax), for new membership: Reps will tell you this is done, but I haven’t seen any hard datapoints that it actually is
- Soft pull: 1, 2 3, 4
Radius Bank
- Soft pull: 1
Randolf Savings Bank
- No data points
Reading Cooperative Bank
- No data points
Real Peoples Bank
Unsure, let us know in the comments.
Red Rocks Credit Union
Redstone Federal Credit Union
Redwood Credit Union
- Soft pull: 1 (via e-mail on 1/28/24)
Regions Bank
Reliabank
- No data points
Reliance Bank
- No data points
Reliant Bank
- Soft pull: 1,
Reliant Community Credit Union
- Soft pull: 1
Republic Bank
Republic Bank (IL only)
- No data points
Republic Bank (NY)
- Soft pull: 1,
Resource One Credit Union
- Soft pull: 1,
Revolut
- Soft pull: 1,
Ridgewood Savings Bank
- Soft pull: 1
Rivermark Community Credit
River Valley Credit Union
- No data points
Riverview Bank
- No data points
RPT Federal Credit Union
- No data points
Rockland Trust Bank
- Soft pull: 1,
Rollstone Bank & Trust
- No data points
Rosedale Federal Savings & Loan Association
- No data points
Royal Bank America
- No data points
Route 31 Credit Union
- No data points
Royal Credit Union
- Soft pull: 1,
Sacramento Credit Union
SAFE Credit Union
Salal Credit Union
- Soft pull: 1,
Salem Five Bank
- Hard pull (Equifax): 1, 2, 3, 4 (recent dp via e-mail on 07/07/18), 5, 6, 7, 8, 9, 10, 11, 12, 13, 14,
- Soft pull: 1 (recent DP), 2,
- Chex Inquiry: 1
Sallie Mae High-Yield Savings Account
- Soft pull: 1
Sandy Spring Bank
- Soft pull: 1
San Mateo Credit Union
Santander
Saratoga National Bank
- No data points
Sauk Valley Bank
- No data points
Savings Bank of Danbury
- Soft pull: 1
Sawyer Savings Bank
- No data points
SB1 Federal Credit Union
- Unknown
Scient Federal Credit Union
- No data points
Scott Credit Union
- Hard pull: 1 (TransUnion, sent in via e-mail on 1/16/19)
Seacoast Bank
- Soft pull: Confirmed via chat
SECNY Federal Credit Union
- No data points
Security Bank of Crawford
Selco Community Credit Union
- Hard pull: data point via e-mail
Select Bank & Trust
- No data points
SENB Bank
- Soft pull: 1 (sent in via e-mail on 02/01/18)
Service 1st Federal Credit Union
- Soft pull: 1,
Service Credit Union
- Soft pull: 1,
SF Fire Credit Union
- Soft pull: 1,
- Hard pull: 1,
Sharonview
- Hard pull: 1
Signature Federal Credit Union
Simmons Bank
- No data points
Simsbury Bank
- No data points
Simple Bank
- Soft Pull: 1
Signature Bank of Georgia
SkyOne Federal Credit Union
- Soft pull: 1,
SLFCU
- Soft pull: 1,
Solvay Bank
- Soft pull: 1
Sound Credit Union
- Soft pull: 1
SouthEast Bank
Southeastern Credit Union
- No data points
South East National Bank
- No data points
Southern Bank
- No data points
Southland Credit Union
- Soft pull: 1,
South Shore Bank
- Soft pull: 1,
Southside Bank
- No data points
SouthStar Bank
- No data points
South State Bank
Southwest 66 Credit Union
- No data points
Space Age Federal Credit Union
- No data points
Space Coast Credit Union
- No data points
Spartan Federal Credit Union
- No data points
SPCO Credit Union
- Soft pull: 1,
Spiral
- Soft pull: 1,
Spire Credit Union
Customer service representatives state it’s a hard pull with Equifax, let us know if you have personal experience.
Spokane City Credit Union
- No data points
SSFCU (Security Service Federal Credit Union)
S&T Bank
- Soft pull: 1
Star Bank
- Soft pull: 1,
Starion Bank
- Soft pull: 1,
Stark Federal Credit Union
- No data points
State Bank of Bement
- No data points
State Bank Of Cross Plains
- No data points
State Bank Of India (California)
- Soft pull: 1,
State Department Federal Credit Union
- Hard pull: 1
State Employees Credit Union (SECU) Of Maryland
- Soft pull: 1
State Security Bank
- No data points
Stanford Federal Credit Union
- Soft pull: 1
St. Anne’s Credit Union
- No data points
Star One Credit Union
- Soft pull according to CSR and confirmed by readers: 1
STCU (Spokane Teachers Credit Union)
Sterling National Bank
- Soft pull: 1,
St. Mary’s Bank
- Soft pull: 1,
St Mary’s Credit Union
- No data points
Stoneham Bank
- Soft pull: 1
St Paul Federal Credit Union
- Hard pull: 1
Streator Onized Credit Union (SOCU)
- No data points
Sturdy Savings Bank
- No data points
Suburban Bank & Trust (SBT)
- Unknown
Suffolk Credit Union
- No data points
Suffolk Federal Credit Union
- No data points
Summit Credit Union
Summit Federal Credit Union
- Soft pull: 1,
Suncoast Credit Union
- Soft pull: 1,
Sun Commnity Federal Credit Union
- No data points
Sun East Federal Credit Union
- Soft pull: 1
Sunflower Bank
- Soft pull: 1,
Sunmark Credit Union
- No data points
Sun National Bank
- No data points
Suntrust
SunWest Credit Union
- No data points
Susquehanna Community Bank
- Soft pull: 1,
Synovus Bank
- Soft pull: 1
Sweet Home Federal Credit Union
- No data points
TAB Bank
Talmer Bank & Trust
- Soft pull: 1
Taunton Federal Credit Union
- No data points
TBK Bank
- Soft pull: 1,
TCF Bank
- Soft pull: 1
Teachers Credit Union
Teachers Federal Credit Union
- Soft pull: 1,
Texans Credit Union
- Soft pull: 1
TD Bank
- Soft pull: 1
Tech CU
TEG Federal Credit Union
- No data points
Telco Community Credit Union
- No data points
Telhio Credit Union
- Soft pull: 1,
- Hard pull (Equifax): 1
Texas Capital Bank
- Soft pull: 1,
Texas Trust Credit Union
- Hard pull: 1,
Texell Credit Union
- Unknown
The Bank Of Denver
- Soft pull: 1,
The Bank of Princeton
- Soft pull: 1,
TIAA Direct
Hard pull: 1, 2, 3, 4 (double pull Equifax & TransUnion).These are old data points, it’s now a soft pull.- Soft pull: 1, 2, 3, 4
TLC Community Credit Union
- Hard pull: 1,
T-Mobile Money
Tobyhanna
- Hard pull: 1
Tompkins VIST Bank
- Soft pull: 1
Toro Credit Union
- No data points
Torrington Savings Bank
- No data points
Tower Federal Credit Union
- No data points
Town Bank
- Soft pull: 1 (sent in via e-mail on 09/23)
Town and Country Bank
- Soft pull: 1
TDECU
The Columbia Bank
- No data points
The Cooperative Bank
- No data points
The County Federal Credit Union
- No data points
The First State Bank
- No data points
The State Bank Group
Thomaston Savings Bank
- No data points
Thrivent Federal Credit Union
- Soft pull: 1,
Trademark Federal Credit Union
- No data points
Traditional Bank
- No data points
Transcend Credit Union
- No data points
Travis Credit Union
- Soft pull: 1,
TruChoice Federal Credit Union
- Soft pull: 1,
TrueCore Federal Credit Union
- No data points
Truist
- No data points
Truity Credit Union
- Hard pull: 1
Truliant Federal Credit Union
- No data points
TrustCo Bank
- Soft pull: 1
TruMark
TruStone Financial
TruWest Credit Union
TTCU (Formerly Tulsa Teachers Credit Union)
- Soft pull: 1,
Tulsa Federal Credit Union
- No data points
TwinStar Credit Union
- Hard pull: 1
UFB Direct
- Soft pull: 1
UFirst Credit Union
- No data points
Ulster Savings Bank
- No data points
UMB Bank
- No data points
Umpqua Bank
- Soft pull: 1,
UNFCU
- Soft pull: 1
UniBank
- No data points
Unify
Union Plus Prepaid
- Soft pull (this is even confirmed on the home page, see picture below)
Union Bank
Union Bank & Trust (NE & KS)
- Soft pull: 1 (via e-mail on 1/11/2020)
Union Bank & Trust (VA, MD, NC)
Now called Atlantic Credit Union
Union Community Bank
- Soft pull: 1
Union Savings Bank
- Soft pull: 1,
Union Square Credit Union
- Soft pull: 1,
United Bank
- No data points
United Community Bank (UCB)
- No data points
United Community Bank (NC, TN, SC, GA)
- No data points
United Federal Credit Union
- Soft pull: 1,
United Financial Credit Union
- No data points
United Heritage Credit Union
- Soft pull: 1,
United Roosevelt Savings Bank
- Soft pull: 1,
United States Senate Federal Credit Union
Unitus Community Credit Union
Unity Bank
- Soft pull: 1 (via e-mail on September 10th, 2017)
Unity One Credit Union
- No data points
Univest
University Credit Union
University Federal Credit Union
- Soft pull: 1,
U of I Community Credit Union
- Soft pull: 1,
Upgrade
- Soft pull: 1,
USAA
- No data points
US Alliance Financial
US Community Credit Union
- No data points
US Bank
USE Credit Union
USF Federal Credit Union
- Hard pull: 1,
US #1364 Federal Credit Union
- No data points
Utah First
- Hard pull: 1,
U$X Federal Credit Union
- No data points
Wakefield Co-operative Bank
- No data points
Wallet by Boss Money
- Soft pull: 1,
Washington Mutual
Washington Savings Bank
- Soft pull: 1,
Washington Trust
- No data points
Watertown Savings Bank
We’re currently unsure whether it’s a hard or soft pull.
Water And Power Community Credit Union (WPCU)
- No data points
WaterStone Bank
- Soft pull: 1,
Waukesha State Bank
- No data points
Wealthfront
- Soft pull: 1,
Webster Bank
- No data points
WECU
We Florida Financial
- No data points
Wellesley Bank
- No data points
Wells Fargo
Weokie Federal Credit Union
- No data points
WesBanco
- Soft Pull: 1
Wescom Credit Union
- Soft pull: 1,
Westbury Bank
- No data points
Western State Bank
- Soft pull: 1,
Western Vista Credit Union
Westerra Credit Union
WestField
- Soft: 1 (according to CSR)
Westfield Bank (OH)
- Soft pull: 1,
Westfield Bank, FSB
- Unknown
WestTown Bank & Trust
- Unknown
Whitney Bank
- Soft Pull: 1 (via e-mail on November 15th, 2015)
Widget Financial
- No data points
Wilson Bank & Trust
- Soft pull: 1 (via e-mail on 7/20/19), 2,
Winden
- Soft pull (home page says no credit check)
Wings Financial Credit Union
WinTrust Bank
- Soft pull: 1,
Woori America Bank
- Soft pull: 1,
WyHy FCU
- Hard pull: 1 (via e-mail on 4/11/18)
Wysh
- Soft pull: 1,
Valley Bank
- Unknown
Valley First Credit Union
- No data points
Valley Nation Bank
- Soft pull: 1
ValleyStar Credit Union
- No data points
Valley Strong Credit Union
- Soft pull: 1 (7/26/22)
VantageWest
- Soft pull: 1,
Varo Money
- Soft pull: 1, website also states no credit check is done
Vectra Bank
- No data points
Verity Credit Union
- Soft pull: 1 (07/07/18 via e-mail), 2,
Vibrant Credit Union
- Hard Pull (TransUnion, also this is when opening a credit card account that is required for current bonus): 1
Vinton County
- Unknown, let us know in the comments
Vio Bank
- Soft pull: 1
Virginia Credit Union
- Soft pull: 1,
Visions Federal Credit Union
- Soft pull: 1,
VyStar Credit Union
Xceed Financial Credit Union
- Soft pull: 1,
Yolo Federal Credit Union
- No data points
Zeal Credit Union
- Unknown
Finex Credit Union: Hard pull. Confirmed with staff.
Where is/are the definitions of each in stone? Has ANYONE seen the genesis of these phony definitions?
Is this a hard pull or a soft pull? Can other people please add your datapoints?
Did you mean to reply to a comment about a specific bank or credit union?
oh sorry i thought this was the Florida Credit Union post
No worries. Wanted to make sure your question gets answered.
First Northern Credit Union (IL) pulls Transunion and Chex for deposit accounts.
Encurage Financial Network Credit Union (previously First Financial Credit Union) is no longer a HP for new memberships per email. Pulls chex
Communications Federal Credit Union is an HP. Was about to join but it says that they will check your credit. Called in and confirmed it would’ve been a hard pull. Sucks bc they accept CC funding.
MCCU – Members Choice Credit Union – Hard pull – Equifax – Multiple products can be applied for with the same pull if at location in person.
Hard pull for Associated Healthcare Credit Union
Applied for TruStone Financial Value Checking account, was told soft pull by CSR. Needed to unfreeze credit to open account.
Hard pull on Bank of America.