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Alozy
Alozy (@guest_1816231)
March 18, 2024 22:43

2/27/24 – Account opened.
3/4/24 – Chase $2000 standard transfer.
3/15/24 – $200 bonus posted.

Vicky
Vicky (@guest_1814455)
March 15, 2024 17:15

3/4/24 – Application declined online. Opened account in person successfully with promotion.
3/6/24 – $2001.20 push from Sofi Savings. Coded as: SoFi Bank DES: TRANSFER ID:XXXXX##### WEB Type: Deposit
3/15/24 – $200 bonus received

Don't even
Don't even (@guest_1815465)
March 17, 2024 17:01

Nice. Why again, are some bonuses $100 and some $200? is the $200 for opening a business account?

Gadget - Bank Bonus Geek 🔗
Gadget - Bank Bonus Geek 🔗 (@guest_1815491)
March 17, 2024 17:59

The $200 offer replaced the $100 offer. Don't even

There is also a $300 offer that’s targeted.

Don’t even
Don’t even (@guest_1815517)
March 17, 2024 19:02

Thank you. What do you mean by “targeted”? Forgive me, I am a newb.

Gadget - Bank Bonus Geek 🔗
Gadget - Bank Bonus Geek 🔗 (@guest_1815585)
March 17, 2024 22:08

“Targeted” means the person gets an invitation, usually in email, mail, or pop-up in online banking, for the $300 offer. They are usually a current Bank of America customer.

https://www.doctorofcredit.com/targeted-bank-america-300-checking-bonus/

James
James (@guest_1813454)
March 13, 2024 23:33

BoA declined my application. Denial e-mail references Early Warning Services and shows a deposit account score of 728. I’m new to this and opened a Citi checking account a few nights ago…. I guess too soon? I had read it was safe to open ~10 or so per year.

MannyTX
MannyTX (@guest_1814079)
March 15, 2024 05:33

Same here. Opened citi last week and got a score of 726. Guess wait a month or two??

Davis
Davis (@guest_1811269)
March 9, 2024 18:18

2/10: Opened
2/28: Ally push “ALLY BANK DES:P2P ID:*MY NAME* INDN:*MY NAME* CO ID:XXXXX##### WEB” / “Deposit”
3/08: $200 bonus “BANK OF AMERICA DES:PAYMENT ID:XXXXXXXXXX##### INDN:*MY NAME* CO ID:XXXXX##### PPD” / “Deposit”

Ronald
Ronald (@guest_1810929)
March 9, 2024 00:23

2/29/2024 – Opened Advantage SafeBalance Banking account.
3/1/2024 – Transferred $2013.49 from Fidelity CMA.
3/8/2024 – $200 bonus paid to checking.

Mike
Mike (@guest_1814208)
March 15, 2024 12:02

Do you know roughly when the bonus posted on 3.8?

K.M.
K.M. (@guest_1810758)
March 8, 2024 19:08

hello. is it relatively easy to close this bank account? where i live there isnʻt a bank of america branch so i donʻt want to attempt this if itʻs a PITA to close online/over the phone.

Gadget - Bank Bonus Geek 🔗
Gadget - Bank Bonus Geek 🔗 (@guest_1810851)
March 8, 2024 21:08

(Almost) Every bank allows closing over the phone. Chat/SM closures are less common.

The phone definitely works with a zero balance. https://www.doctorofcredit.com/complete-list-of-ways-to-close-bank-accounts-at-each-bank/#Personal

MikeyBee
MikeyBee (@guest_1809041)
March 6, 2024 16:08

Tried to zero out the $48 balance to close account, got cryptic message that it can’t be done online because balance is under $50. Options: Write letter or go into branch. Apparently on Earth 2, 48 > 50. Anybody else experience this?

Shirley
Shirley (@guest_1809095)
March 6, 2024 17:17

Yes, just pull the remaining balance from an external account to zero out your account.

MikeyBee
MikeyBee (@guest_1811120)
March 9, 2024 13:04

Duh, why didn’t I think of that? Of course, I already sent a snail mail letter asking them to close the acct and send me a check.

Gadget - Bank Bonus Geek 🔗
Gadget - Bank Bonus Geek 🔗 (@guest_1811176)
March 9, 2024 14:50

You could have used BofA bill pay to pay a CC, or even yourself.
Or, Cash App to drain the account using the BofA debit card. It’s better than waiting on a mailed check. Makes the process smoother too. Then, just call to close.

MikeyBee
MikeyBee (@guest_1811557)
March 10, 2024 16:36

Another good suggestion, thanks!

MikeyBee
MikeyBee (@guest_1812566)
March 12, 2024 14:12

Skunks charged me a $4.95 service fee, still waiting for them to process my March 5 request to close the account. Presumably, they would have charged me an overdraft fee if they had closed the account before the statement closing date. Ska-rewed either way.

Gadget - Bank Bonus Geek 🔗
Gadget - Bank Bonus Geek 🔗 (@guest_1812569)
March 12, 2024 14:16

But, zero balance accounts are easier to close, so it would have been handled same day as your call. You make it easier on them, they make it easier on you.

MikeyBee
MikeyBee (@guest_1814256)
March 15, 2024 12:48

Turns out I spoke too soon labeling them as skunks: Once I found their live chat feature, no easy task, the rep refunded the service fee and closed the account instantly. I still have to wait for the cashier’s check, can’t have everything. 😉

T
T (@guest_1807499)
March 4, 2024 11:08

I looked through quite of few comments from people who made a push transfer from another account and it looks like the bonus tends to post on the first Friday more than 1 week after the transfer posts.

Howard
Howard (@guest_1806731)
March 2, 2024 15:35

lol/24 denied online, approved in branch
2/14/2024 Push $2000 from Chase personal checking
3/01/2024 $200 bonus received

Striker
Striker (@guest_1806903)
March 3, 2024 01:12

Didn’t realize you could apply the offer in branch. Was told by a banker that the offer was online only.

Gadget - Bank Bonus Geek 🔗
Gadget - Bank Bonus Geek 🔗 (@guest_1807175)
March 3, 2024 16:35

Phone banker, or branch banker? You have to ask a branch banker if they have the (identical) offer. It’s possible your branch doesn’t have it, or you spoke to a clueless/lazy banker. Striker

joe
joe (@guest_1806231)
March 1, 2024 14:34

2/22 Push 2k via Ally
3/01 $200 posted

Timelines
Timelines (@guest_1806456)
March 1, 2024 21:51

DD clinched by 2/19; 3/1 $200 posted