Update: There is now a $200 offer on this card.
Orginally posted on 1/2/16, reposting on 1/181/16 as new links became available for two versions of this card.Â
- Here are links to the American Bar Association version (Link, Link, Link)
- Here are links to the AICPA version (Link, Link)
The Offer
- Receive a sign up bonus of $175 when you spend at least $500 within the first 90 days of account opening on the Bank of America Cash Rewards Co-Branded Cards
Card Details
- No annual fee
- Card earns at the following rate:
- 1% cash back on purchases
- 2% at grocery stores*
- 3% on gas*
- 10% customer bonus when you redeem into a Bank of America checking account
*for the first $1,500 in combined grocery store and gas purchases each quarter
Picking A Partner
Update: ABA card is no longer working, but we found a working link for the AICPA card.
I’ve only been able to find the direct link to the American Bar Association card, but I suspect it’ll be available for other co-branded partners. If anybody can find those links, let me know and I’ll add them. We know how vaguely much these co-branded partners make from this relationship due to the fact that Komen publicly posts this information:
For each new Pink Ribbon BankAmericard Cash Rewards™ MasterCard® credit card benefiting Komen that is activated within 90 days of opening, Komen receives $3 and 0.08% of all retail purchases (less returns) made with the card. Komen also receives $3 for each renewal of a card that was in good standing during the 12 month period and does not have a zero balance at the time of the renewal.
[Read:Â Everything You Ever Wanted To Know About Credit Card Partners (How Much They Make & More)]
Our Verdict
These cards are well worth considering, $175 is one of the better cash sign up bonuses that is currently available. In addition to this Bank of America also combines hard pulls when you apply for multiple cards at the same time and you can also product change this card into a Better Balance Rewards card (yes, this is very much still possible) for an easy extra $120 per year.
They offered the same $175 bonus on December 23rd, 2014 (and we were first alerted of this bonus coming back on December 23rd of 2015, we’ve just been slow to post) and that deal lasted until around March 10th of the following year – so you should have some time before you need to apply for this card. We’ll repost this deal when we find the other links to different organizations, as I imagine most people won’t be interested in supporting the American Bar Association.
There is no need to be a member of any of these organizations to get approved for any of these cards either. The standard bonus on these cards is $100 after $500 in spend.
Hat tip to @grant_fia via Twitter
All links on this page are dead! Anyone know of an update for these?
Ever better: a $200 offer is now available: https://www.doctorofcredit.com/bank-america-cash-rewards-200-sign-bonus/
So Can anyone confirm who signed up for 2 that It is only 1 hard pull?
This may get buried at this point, but if you’re a BofA Preferred Rewards Client, you get 25-75% bonus if you deposit the rewards into a BofA checking account. So this turns into a $200+ card, not too shabby.
Even if you simply have a checking account with them, you get a 10% bonus. My $175 bonuses turn out to be $192.50 when I deposit them to that checking account.
i have the AICPA card now. approved for it for 6 weeks ago and already met minimum spend and awaiting bonus.
So, then I want to turn the AICPA into a BBR. DO i call to do that?
Then, i want to apply for another AICPA, ABA, and travel rewards card in one inquiry? do you guys think i would qualify for another bonus on the AICPA after it is converted into a BBR?
I applied last Friday for one AICPA and one ABA (I currently have two Bank of Am credit cards) and also got pending. I didn’t call recon and today both were approved.
so if approved, folks can continually get the sign-up bonus while still have existing accounts open.
Yes, but not sure you can get the *same* card/deal again without closing the first. Like can you apply for two ABA cards and get the $175 twice?
Crap, applied for two AICPA cards and one ABA card all simultaneously today in three different browsers. I got this same message for all 3 applications:
“Thank you, we’re sorry but we’re unable to give you a decision at this time..we are reviewing your application and will send a later letting you know our decision”
Suppose that means pending, but not feeling optimistic that none were auto approved.
I’ve had a BoA Cash Rewards for a year now, and pretty sure my EX report has a lot of inquiries at the moment, ~9-13 probably. FICO is 745..
Likely I get approved, or will I have to call recon? Not sure how I can justify 3 of the same card. I guess if I do get denied, will these all still be under the same 1 hardpull? That would be a nice silver lining at least
I’d say don’t call. Just wait. I’ll be interested to hear it you get both of the AICPA cards. Why didn’t you do another BBR!?!
Nice! Instant approval for the AICPA card, thin file, $1k CLI. ABA pending.
ABA denied according to online app status check. I guess I will try for recon, see if they’re willing to do smaller limit on two cards. Any tips?
First links for each work for me yesterday. Also did the BBR card. I see two of the three on my BofA online account already. My new (now second) BBR has a statement closing date of 3/6. Will I still get the quarterly bonus if I only have a charge on the March statement (my first)? Or, since the card is open in Feb, but there’s no Feb statement, will I be out of luck?
Still not seeing the AICPA one on my BofA account. Both apps went to processing after submit (in two different browsers). I saw the “congratulations” page for the ABA, then it reloaded to the actual ABA home page. By time I flipped back to the AICPA app, it had reloaded to their homepage. I never saw a confirmation for AICPA. Hum. Wonder if that app failed.
Similar for me, but I was able to hit the back button on the second app and saw a “this offer is no longer available” message. Later realized I should have tried the application again to double up on any hard pull. Glad I didn’t.
ABA showed up as an online account (said pending at end of app) Sunday night. Just noticed AICPA shows up now (Tuesday) as well.
Time will tell if both bonuses are honored. I did capture screen shots showing the $175.
Thanks for the reply, Wyle. I just called BofA asking about the missing app. The rep supposedly looked up my accounts and said she sees that my AICPA card was approved. Strangely, the credit line she told me is exactly the same as the ABA card. I wonder if she confused the two?!? I guess I could call back. Or just wail 7-10 days and see if the card shows up.
Did you do the BBR as well? I wonder how many of those you can apply and get!
My limits were similar, but not identical; ~$7k. Didn’t do BBR. Didn’t want to push number of BofA cards more than “necessary”. Hoping to convert older Cash Rewards to second BBR.
Will the credit pulls combine if I apply for these two cards and BBR card on same day… Anyone tried this?
It should combine (worked for me).
I received a AICPA card several weeks ago, before that ABA card was offered. Today, I applied for an ABA card and an additional AICPA card. Both were instantly approved. I used two browsers and submitted one application a few seconds after the other.
Thanks for the data point.
Did these still offer the $175 signup bonus? Did you use the links listed above or something else?
Thx
Just applied today for both cards using the links from above and approved for both. Thanks.