Posted by William Charles on June 20, 2014
Credit Cards

Published on June 20th, 2014 | by William Charles

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Best Credit Cards For Telecommunication Expenses

According to the labor bureau of statistics the average American spends $1,254 on telephone services. Businesses will spend much more than this, which is why this is a popular category on business credit cards and not on personal credit cards. Below are the best credit cards for telecommunication expenses (phone, cellular & internet), we also let you know exactly what is and isn’t covered.

Personal Credit Cards

US Bank FlexPerks Travel Rewards 2x Points (up to 4% on Travel), $49 Annual Fee Waived First Year

The US Bank FlexPerks card earns 2x points on all purchases that are coded as telecommunication services/products. These points are worth a maximum of 2¢ a piece when redeeming for travel expenses (e.g 20,000 points can be redeemed for $400 in travel). The annual fee of $49 is waived for the first year.

Business Credit Cards

Chase United MileagePlus® Explorer Business Card 2x United Miles, $95 Annual Fee Waived First Year

This card earns at a rate of 2 United MileagePlus miles per $1 spent on the following purchases:  restaurants, gas stations, office supply stores & tickets purchases directly from United. There is an annual fee of $95 which is waived on the first year and there is no points cap.

CitiBusiness / AAdvantage 2-2x AAdvantage Miles World MasterCard

This card earns AAdvantage miles at a rate of 2 miles per $1 spent on the following purchases: certain office supply, telecommunications, and car rental merchants. There is also a 5% annual membership renewal bonus which means it can earn at up to 2.1 AAdvantage miles per $1 spent. To get this annual bonus you will need to pay the annual fee of $95 which is waived for the first year. There are no point caps on this card.

Lowe’s Business Rewards 3x Points, No Annual Fee

Lowe’s business rewards card earns 3x points on the following purchases: restaurants and office supply stores in the U.S., and on wireless telephone services purchased directly from U.S. service providers. These points can be transferred to Lowe’s or American Express gift cards, one point = one cent. There is no points cap or annual fee on this card.

First National Bank Absolute Rewards 5x points $25,000 Annual Limit, No Annual Fee

Read our full review

Card earns 5x on telecommunication purchases (along with other categories). This 5x has cap of $25,000 every 12 billing cycles. Points are worth a maximum of 0.769¢ each.

AmEx SimplyCash 5% Cash Back, $25,000 Annual Limit, No Annual Fee

This card earns at 5% cash back on wireless telephone services purchased directly from U.S. service providers. There is a $25,000 ($1,250) annual limit. You also get to choose a 3% cash back category out of a list. There is no annual fee.

Chase Ink Cash 5% Cash Back, $25,000 Annual Limit, No Annual Fee

This card earns at 5% cash back on office supply stores and on cellular phone, landline, internet and cable TV services purchases. There is a limit of $25,000 in purchases ($1,250 cash back)) per year. This card does not have an annual fee. If you have a Chase Sapphire Preferred or Ink Bold/Plus then you can transfer to airline/hotel partners (1¢ per mile/point).

Chase Ink Bold/Chase Ink Plus 5x Chase UR Points, $50,000 Annual Limit, $95 Annual Fee Waived First Year

Both the Chase Ink Bold & Chase Ink Plus earn 5x Chase UR points per $1 spent on office supply stores and on cellular phone, landline, internet and cable TV services purchases. There is an annual limit of $50,000 in spend (250,000 points). These points are worth 1¢ when redeeming for cash/statement credit and can be transferred to airline/hotel partners at a rate of 1:1.

Cards That Didn’t Make The Cut

If there is another category that you’re interested in knowing what the best credit card is, use one of the links below to find out:

 



7 Responses to Best Credit Cards For Telecommunication Expenses

  1. Mark Zhang says:

    I guess you can also add CapitalOne Quicksilver in the end? 1.5% on everything, better than 1% or nothing, isn’t it? 🙂

    • You could, but you’d be better off getting the Citi Double Cash or American Express Fidelity and getting 2% cash back

      • Mark Zhang says:

        Yeah., you’re right. I do need that Citi double cash. I was just thinking from my current situation… I’ll wait for some months and try to apply again. I’ve had too many HP in the past month. Hope Citi does not have restrictions on the number of cards one can have.

  2. Jeff H says:

    U.S Bank Cash+, 5% Cash Back, $1,500 Per Quarter Limit, No Annual Fee could make the cut IF you select that as one of your two 5% Cash Back category options.
    I have been successfully collecting for my Sprint monthly payments.
    Oddly Freedom Pop payments are not coded properly to get this benefit
    So YMMV
    .

  3. Jeff H says:

    First National Bank Business Edition Visa Card with Absolute Rewards (Business) covers Telecommunication Expenses with 5x points even if the true value is less than 5% cash.

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