Subscribe
Notify of
guest

149 Comments
newest
oldest most voted

Matt D.
Matt D. (@guest_720968)
February 12, 2019 15:01

Anyone receive a 1099 or since the money is coming from Brightpeak instead of Thrivent Federal Credit Union we aren’t going to get one?

Jeff H
Jeff H (@guest_724334)
February 19, 2019 16:37

I Just heard from Brightpeak via Twitter:

To answer your question, you will not receive a 1099. It was structured so we didn’t need to do any tax reporting. Hope this helps!

Jeff H
Jeff H (@guest_652945)
October 5, 2018 08:45

Started Nov 2, Oct 27, 2017 at $100 initial deposit. December 2017 added $100.00
January and monthly after that added $50 per month.
Feb 2018 + $20.00 bonus
May 2018 +$30.00 bonus
Sept 26th +$50.00 bonus
Sept 26th +$100.00 bonus

I know the bonus program I signed up for was double the normal bonus. So like others. do I continue for another year?

ycrimi
ycrimi (@guest_656695)
October 13, 2018 13:53

Who wants to be the first data point 🙂 since we got the bonuses early, withdraw + close and lets see if any ETF

aabt
aabt (@guest_647789)
September 26, 2018 10:33

My 3rd and 4th bonuses posted this morning despite being over a year from my final payout date.

Justin
Justin (@guest_647948)
September 26, 2018 13:39

Same here!

spooie
spooie (@guest_647966)
September 26, 2018 14:13

same here. does this mean the account can be closed with no early termination fees?

Skinnyelvis
Skinnyelvis (@guest_648466)
September 27, 2018 12:23

Ditto. Very weird. I only do a $50 per month transfer so I wasn’t over a $1000 either.

Edward Furlong
Edward Furlong (@guest_648658)
September 27, 2018 21:11

Mine did also, I had a zero balance for the past couple of months. I put in a transfer to take the 75 out.

Mike
Mike (@guest_648999)
September 28, 2018 15:27

Now the question is do we keep putting in $50/month on the off chance that another bonus is handed out at the normal expected time?

SS
SS (@guest_659269)
October 17, 2018 17:42

great question. I too got both the 12 month and 24 month bonus (50 + 100) at the 12 month mark and an $800 account balance…

what to do

b
b (@guest_603527)
June 8, 2018 12:01

Bonus amounts are now 10, 15, 25, 50

Jeff H
Jeff H (@guest_652949)
October 5, 2018 08:48
  b

Many of us signed up under a double that bonus schedule, but still +50 and +100 on the same day is a head scratcher.

Jonathan
Jonathan (@guest_533559)
December 10, 2017 20:06

Has anyone received the first bonus yet? Maybe it will post this month…

Jonathan
Jonathan (@guest_549985)
January 11, 2018 20:25

In case anyone is wondering, it posted shortly after my comment. So far, so good with this CU.

Jay A
Jay A (@guest_501951)
October 27, 2017 00:48

DP – No hard pull for me. Application has this written where you type your social:

“Required to verify identity and review banking history for fraud.”

Clicking submit turned up this message:

“Your application has been submitted.
Check your inbox – You will be receiving a welcome email shortly.”

Almost immediately received an email welcoming me and stating what comes next:

1. Your application is being processed by TFCU.
2. You will receive a welcome kit with your account documents within 3 weeks.
3. After you receive your welcome kit, enroll in online banking at Thriventcu.com/onlinebanking.

As for Chex sensitivity, they’re obviously vetting something somehow but it isn’t through a hard pull. Not ready to say I was approved but things look promising. I’m only at 5 new accounts in last 12 months.

Jay A
Jay A (@guest_504275)
October 31, 2017 11:39

Approved. Online profile set up and direct deposit linked with employer. Easy breezy.

Jags
Jags (@guest_501665)
October 26, 2017 14:30

denied based on chex.

lots and lots of accounts this year.

OCpharaoh
OCpharaoh (@guest_499468)
October 23, 2017 16:44

I’m atheist, christian mother, muslim father, and jewish sister. What proof they required for religion? I’m circumcised after my dad so obviously my penius can’t be used as proof! I can go into one of their branches and yell Jesus Christ died for your sin; will that be enough proof? even my ass is brown so I don’t think it can be used either, though Jesus was from the middle east probably with brown ass too.

Judy613
Judy613 (@guest_498046)
October 21, 2017 06:44

If you have to be of a certain religion to open an account, in this country, The USA, that is called discrimination. It’s only a matter of time that this financial institution will be facing legal action from the US Govt, a class action suit or will be sued ty the ACLU.

I wouldn’t want to give them my money anyway to use to make a profit and continue in their discrimanatory practices.

There are PLENTY of other financial institutions and plenty of offers out there thanks to DOC.

Ken
Ken (@guest_498095)
October 21, 2017 09:02

Many banks only accepts people with military affiliation. How many scholarships are only dependent on skin color? Girl Scouts only allows girls.

Plenty of organizations have these types of limiting requirements. Are the above discriminating too? Come on now…

SS
SS (@guest_497307)
October 20, 2017 10:04

I applied for the account last night. It was an easy 1 or 2 page app taking literally 5 minutes.

The site said some to the effect of thanks for opening check your email, but I did not get an account # or any type of firm confirmation the application was successful from the actual website.

In my email I got a generic email instantly which I assumes confirmed I was successfully approved based on content. See below.

I have opened ~20 accounts this year, but am also a Thrivent member and hold a life insurance product with them. No idea if they somehow joined back end records with my personal info to approve me while others were rejected due to chex as the application didn’t reference existing members etc.

Welcome to brightpeak financial!

Thank you for applying for a Thrivent Federal Credit Union (TFCU) Emergency Savings Share Account through brightpeak financial. In addition to your TFCU Emergency Savings Share Account, you will also be enrolled in the brightpeak Savings Rewards Program.

What’s next?
-Your application is being processed by TFCU.
-You will receive a welcome kit with your account documents within 3 weeks.
-After you receive your welcome kit, enroll in online banking at Thriventcu.com/onlinebanking.

SS
SS (@guest_497308)
October 20, 2017 10:05
  SS

also meant to add, I put a freeze on my credit report with the 3 bureaus following the Equifax debacle, so signs point to them not doing a credit pull assuming I am in fact approved.

SS
SS (@guest_501925)
October 26, 2017 23:28
  SS

NM I was rejected via a form letter with title ADVERSE ACTION NOTICE about a week after applying

Reason: Other, specify – Excessive Inquires

Chex contact info is typed in on the back of the letter

I have a lot of accounts, 20+ so makes sense, but still a bummer

SS
SS (@guest_521929)
November 22, 2017 15:36
  SS

I called them and asked for reconsideration. I had to fax my Drivers license and I think a utility bill, but they did approve me within a few days. All in all easy and friendly company.

I’m set up and funded with $50 a month ACH’s scheduled for the next 2 years to get the bonus payment.

Jeff H
Jeff H (@guest_504306)
October 31, 2017 12:26
  SS

The followup after the account is started will be a couple of emails with documents for you to DocUSign electronically. They landed in my SPAM filtered file. Without those, the account will not be realized.