Update 4/11/22: Discover has announced that this will be discontinued on June 6, 2022. Discover cardholders will be able to continue to view their FICO score on their statement on the Discover app. Website states: Service Update: After... Read More →
Category - Credit Scores
Chase Credit Journey Now Available For Combined Personal & Business Logins
In 2016 Chase launched ‘Chase Credit Journey‘, another free credit monitoring site for Chase customers. Like many things at Chase this didn’t work if you had a combined personal and business login, that has now been... Read More →
Experian Boost: Add Utility & Telecom Bills Paid On Time & Get A Score Increase
Consumer reporting agency Experian has launched something called 'Experian Boost' Read More →
Stimulus Bill Forbids Credit Agencies From Issuing Negative Marks For Certain Deferred Payments
Many banks and other companies are helping those who can’t pay due to pandemic to delay or defer payments. The new stimulus bill, which will soon be signed into law, provides some protection for consumers from getting negatives on... Read More →
FICO Introduces New FICO 10 Scoring Models – What You Need To Know
Earlier this month FICO launched a suite of new credit scoring models called 'FICO 10'. Read More →
Credit Karma: Free Tax Returns (New Features For 2020)
2020 update: Max refund guarantee has been increased to a maximum of $100. There is now a $25 minimum Free audit defense. More details on this can be found here. December 2017 Update: Credit Karma has added a number of new features:... Read More →
Equifax Launches Core Credit – Free Equifax Credit Report & VantageScore 3.0 Updated Monthly
Equifax has launched a new product called Core Credit, this product enables users to receive a free Equifax credit report and VantageScore 3.0 with both of these being updated monthly. Core Credit is available through myEquifax... Read More →
Capital One Launches Business CreditWise – Free Business Credit Report
Capital One has launched Business CreditWise, this is a free tool that shows your business credit report similar to the personal tool they offer simply called CreditWise. The information provided by Capital One’s Business... Read More →
Creditcards.com To End Free Credit Monitoring, To Join Bankrate
Creditcards.com has sent out an e-mail to users of it’s free credit monitoring service to let them know that the service will be officially shutting down on December 18th, 2018. Users are then directed to sign up for a free credit... Read More →
American Express No Longer Offering Free FICO Scores [Available Again]
Update: Looks like these scores are showing up as normal again. American Express is no longer offering cardholders free FICO scores. Unfortunately cardholders are now offered access to American Express MyCredit Guide instead. American... Read More →
Credit Monitoring Service Quizzle To Shut Down On November 16th – To Join Bankrate
Credit monitoring service Quizzle.com has sent out an e-mail to account holders letting them know that on November 16th, 2018 the service will be shut down permanently. Quizzle was one of the first sites to offer a free credit score... Read More →
FICO To Create New Credit Score ‘UltraFICO’ Based On Checking History
Fair Isaac Corporation is the creator of the most commonly used credit scoring models, called ‘FICO Scores‘. The different variations of these scores are used in 90%+ of lending decisions. Existing scores primarily focus on... Read More →
Should I Keep My Credit Report Frozen? An Updated Look At Pros/Cons
Update 09/20/18: When I originally posted this article I stated that you do still receive pre-screened offers. This was based on information found on the FTC website. Readers rightfully pointed out that you do receive some offers but... Read More →
Capital One Adds Social Security Number Alerts To CreditWise (Free Credit Monitoring) & Experian Monitoring
Capital One offers a free credit monitoring tool to CreditWise, this tool is accessible to everybody (there is no need to be a Capital One cardholder). They have added some new credit protection features today: SSN Tracking. This tracks... Read More →
Pinch Rent Shut Down Effective Immediately (Credit Score Builder)
Last month we shared a new way to improve your credit score called ‘Pinch‘. The service claimed that they were able to improve users credit scores by having rent payments recorded on your credit report as an installment loan... Read More →