This deal has expired, as always the best Chase sign up bonuses for deposit accounts can be viewed here.
There is currently a combined $200 Chase coupon code available. We’re only really going to be looking at the checking component of the deal, because the savings component is not worth considering (see our verdict at the end of the post for our reasoning behind this). We’re also giving away a $450 coupon as well.
Offer at a glance
- Maximum bonus amount:Â $150
- Availability:Â Nationwide
- Direct deposit required:Â Yes, no minimum. Click here to view what triggers this bonus
- Additional requirements:Â None
- Hard/soft pull:Â Soft
- Credit card funding:Â Up to $500, no Chase cards
- Monthly fees:Â $10-12, waivable
- Early account termination fee:Â Bonus taken back if closed within six months
- Expiration date:Â
January 22nd, 2015Â Extended until April 15th, 2015 (although these are limited quantities and often run out early)
The Offer
- Receive a $150 bonus when you open a chase total checking account and set up a direct deposit
- Receive a $50 bonus when you open a Chase savings account and deposit $5,000 or more within 10 business days and maintain that balance for 90 days or more
The Fine Print
- Not available to existing Chase checking customers or those whose accounts have been closed within the last 90 days, also closed to those who have closed a Chase account with a negative balance
- Valid until January 22nd, 2015 (although these are limited quantities and often run out early)
- Direct deposit must be made within 60 days of account opening
- Bonus will be posted within 10 business days (Chase batch processes these and they are handed out on Tuesdays)
- Limit of one Chase checking bonus per calendar year
- If account is closed within six months of account opening the bonus will be deducted at closing
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
The Chase Total Checking account comes with a monthly service fee of $10-$12 which is waived if complete any of the following:
- Have monthly direct deposits totaling $500 or more
- Keep a minimum daily balance of $1,500 or more
- Keep an average daily balance of $5,000 or more in any combination of qualifying Chase checking, savings and other balances
There is also an early account termination fee, if you close your account within six months then Chase will deduct the bonus.
Our Verdict
I wouldn’t bother with this offer personally. It’s relatively easy to purchase a Chase total checking coupon that earns a $300 bonus on eBay (these also come with the option of opening a saving account with an additional $150/$200 bonus), a lot of these are now under $10. I’m eagerly awaiting this calendar year to be over so that I can get another Chase bonus, as I already received my bonus from them this year. As always, we have a dedicated page to Chase coupons which can be found by clicking here.
[Read:Â How To Get Targeted For A Chase Saving Or Checking Account Coupon]
You can find more deposit bonuses here and our verdicts on which bonuses are the best here. If you’re considering the savings account bonus, then keep in mind it’s possible to get a $200 bonus for this with some of the other coupons and that you could just park the money in your Mango account and you’d earn $75 over the 90 day period.
- This post contains a referral link to eBay, if you use my link then I’ll earn a small commission. BeFrugal & Topcashback are two portals that currently offer 1.5% cash back on all purchases made through eBay, so you’d be better off using their links. Also make sure your signed up to eBay bucks to get another 2% cash back (in the form of eBay bucks) on all of your purchases.
“Direct link to offer” Page not found.
“Availability: Nationwide” only if there’s a Chase in your area.
Fixed the link. I think there just needs to be a Chase in your state, not your area.
Best posts ever on this blog. Thank you, happy holidays and best of luck and lots of success in 2015!
Cap1 Visa posted as a CA