[Dead] City National Crystal Visa Infinite 100,000 Points After $5,000 Spend (+ Lounge Access + $250 Airline Credit) + My Warning About This Card

CNB have reached out and asked me to remove this offer from the site as it’s no longer available (if it ever was supposed to be available publicly).

The Offer

Direct link to offer

city national

Application Process & Warning

It’s also my understanding that City National will only process applications from states they have branches in, but in the past some below have been able to get around this by e-mailing/faxing their application (NY, DE, GA, TN, NV & CA).

City National also has a fixed focus on relationship banking with high networth individuals, if you don’t earn a lot of money/aren’t in a profession that is expected to have a high salary after a few years (e.g Doctors/Lawyers) then chances are you won’t be approved.

They will most likely require the following to determine if you fall into one of these groups:

  • W2 or 1099
  • Previous three months bank statements

Card Benefits & Points Value

  • Unlimited Priority Pass Select lounge access for two and their guests (e.g one primary and one authorized user card + guests)
  • $250 airline credit for eligible incidental charges per card per calendar year (including authorized users, but be warned they might send out a 1099-INT for this).
  • $100 Global Entry Credit
  • Free CLEAR membership as long as you’re a cardholder in good standing
  • Crystal Card Concierge service
  • Visit Infinite Benefits

City National Rewards Points can be redeemed for airfare with most carriers, you can use their airfare search tool to see how many points you need for a flight. It also seems like you can use them to book hotels and cruises. From my testing it seems like you’re normally get around 1¢ per point in value. There are also no blackout dates.

Our Verdict

Obviously this is a great offer, ~$1,000 in sign up bonus value, great lounge access and airline incidentals for more than one person. That being said, I’m not going to apply for this card straight away. I think City National is going to be absolutely flooded with applications from people that don’t meet their target criteria and will end up approving very few if any applicants. On the flipside, they might still run their credit and I’d rather let the storm settle first before throwing my hat in the ring.

Maybe I’m just being too cautious though and missing out on a great deal. If you’re seriously considering this deal, I’d urge you to read our review on this card first.

Hat tip to Delta Points

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27 Comments
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UK
UK (@guest_215788)
January 9, 2016 15:10

are there any datapoints on using this card for funding citibank accounts?

Tom
Tom (@guest_193924)
November 5, 2015 15:53

Is this offer dead even for in-branch applications?

FlyerDad
FlyerDad (@guest_198512)
November 17, 2015 22:36

It is still live but you need to open an account with $10000 for 90 days. Spend requirement is $5000.

Darren
Darren (@guest_192182)
October 31, 2015 10:51

Has anyone tried to purchase gift cards to see whether they trigger the $250 incidental airline credit?

Chris
Chris (@guest_192845)
November 2, 2015 11:09

+1. I would also like to if gift cards trigger the credit.

James
James (@guest_193571)
November 4, 2015 17:50

+2. I would love to know as well!

JB
JB (@guest_190045)
October 26, 2015 10:04

I also was just approved. Interestingly, I live in TX. It was by far the most exhausting credit card application I’ve been through — tax records, income stubs, DL photos, etc. However, the card was delivered this morning. Game on.

b
b (@guest_186717)
October 16, 2015 18:48

This offer is still legit. I just got approved for a $25k CL with the bonus. I went and applied in a branch and told them my friend sent me an email about the offer. They didn’t blow me off because I dressed the part (I work in the financial district). They had flyers in the branch about the 100k point bonus offer. However they did ask for pay stubs or a W2 to apply. It took one day for me to be approved. Clearly they’re more stringent than a regular credit card, but it’s an awesome offer.

Presley
Presley (@guest_180528)
October 3, 2015 19:27

Why would I need this is I was a high earner

Patrick
Patrick (@guest_180853)
October 4, 2015 21:27

A penny saved is a penny earned.

AAsuited
AAsuited (@guest_180393)
October 3, 2015 10:01

With the airline incidentals at 500 per calendar year, one could use 500 before the end of 2015, and then use another 500 starting Jan 1 2016.

Not counting lounge access, this is 2k in value ($1000+$1000 airline incidentals if timed right in applying)

Hope GC’s count and the process is automatic and lenient (not like the Ritz-Carlton card)

David
David (@guest_180615)
October 4, 2015 02:58

Incorrect. It’s $250a calendar year, or $500 a card member year.

The Value Traveler (@ValueTravelerOz)
October 2, 2015 18:24

that’s amazing….a no annual fee first year card, giving you $1000……ahh just like the good ol days.

Adam
Adam (@guest_180027)
October 2, 2015 09:00

interesting… I thought Visa Infinite was only issued in Canada, EU, Asia and other markets. good to finally see one in the US. must add to my collection LOL if for no other reason!

too bad the only redemptions are travel based instead of straight cash. any ‘deal’ their portal could offer in terms of a plane ticket or hotel room, can prolly be beat elsewhere. also how is their definition of “eligible airline incidentals” enforced – for ex, do GCs count?

I’ll ride this out esp since I dont live in a state with any CNB branches.

tim
tim (@guest_179874)
October 1, 2015 22:48

I wonder if that banker regrets telling DP to post the offer…. FYI any banker at any branch can apply for you or so says my friend that works there.