Chase Coupon Codes & Banking Sign Up Bonuses 2015: $125 – $600 In Bonuses

Chase regularly has coupon codes that allow you to earn anywhere from $125-$600 for setting up a Chase checking account, they also have saving account coupons that can earn you similar amounts. Below are a list of these coupons.

Quick List:

Here is a list of what is currently available

  • Chase $500 combined coupon ($300 total checking & $200 savings): Available on eBay only, requires direct deposit
  • Chase $450 combined coupon ($300 total checking & $150 savings): Available on eBay only, we’re also giving away 9 of these coupons shortly.
  • Chase $250 combined coupon ($150 total checking & $100 savings: Available online here

Useful Posts on Doctor of Credit: 

If you sign up for and shop through TopCashBack, they’ll give you 1.5% cash back on all your eBay purchases. If you join now and earn $10 or more, they’ll also give you a $10 sign up bonus. You can also earn 2% in eBay bucks, which is eBay’s official loyalty program on almost all eBay purchases.

Combined Codes

$600 Premier Checking & Savings Plus Code

[Not available publicly or via eBay]

  • chase $600 couponThe $600 codes are actually two $300 codes bundled together, one is for the Chase Premier Checking and the other is for Chase Savings Plus. You can use either code separately ($300) or you can use both ($600) choice is yours.
  • These are never publicly available, but it is possible to purchase them from eBay
  • Requirements are as follows:
    • Checking Premier account:
      • Apply for and be approved for a Chase Premier Checking account
      • Deposit $100 within 10 days of account opening
      • Receive a direct deposit within 60 days of account opening
      • Bonus will be deposited within 10 business days of completing the above
    • Savings Plus account:
      • Apply for and be approved for a Chase Savings Plus account
      • Deposit $25,000 of new money within 10 days of account opening
      • Have an average of $25,000 in your account balance for 60 days
      • Bonus will be deposited within 10 business days of completing the above
    • If either of the accounts are cancelled within the first six months, the bonus will be clawed back
  • Dates that this coupon has appeared in the past:

$500 Chase Total Checking & Savings Code

[This bonus is currently only available via eBay]

  • The $500 codes are actually a $300 total checking and $200 savings code bundled together.
  • You’ll receive the $300 total checking bonus after opening the account and setting up a direct deposit and the $150 savings bonus when you add $15,000 more in new money into your account and keep it there for at least 90 days

$450 Total Checking & Savings Code

[This bonus is currently only available via eBay].

  • The $450 codes are actually a $300 total checking and $150 savings code bundled together.
  • You’ll receive the $300 total checking bonus after opening the account and setting up a direct deposit and the $200 savings bonus when you add $10,000 more in new money into your account and keep it there for at least 90 days. Note that the savings bonus requires a deposit of $5,000 less than the $200 coupon.

$400 Premier Checking & Savings Plus Code

[You can  purchase them from eBay without the direct deposit requirement here.]

[Read: Our Article On The $400 Coupon Code]

[Read: Our post on the first $400 public deal]

$250, $350, $500, $800 & Other Codes

Sometimes there has been combinations that resulted in up to $800 in bonuses. These seem to no longer be available, but we will update this section if they become available again.

 

Chase Checking Account Coupon Codes

Here we have some bonuses for current customers, followed by bonuses for new customers.

Existing Customer Promotions

There aren’t any current promotions for current customers, but Chase has run these in the past. Below are the old promotions and the dates they were valid for.

$500 Premier Checking Code

[Click here to see if eBay has any in stock]

  • chase 500 coupon$500 offers are never made publicly available, but they do very occasionally appear on eBay.
  • If you do receive this offer you’ll only receive the bonus if you sign up for a Premier Checking Account from Chase, signing up for a Total Checking account will not trigger the bonus.
  • To receive this bonus you must do the following:
    • Open a Premier Checking Account (you must be approved for this account, not everybody is, being approved for a Chase Total Checking Account will not trigger the bonus)
    • Fund the account with at least $100 within ten days of account opening
    • Have a direct deposit hit the account within 60 days of account opening
    • $500 bonus will be credited within 10 business days of you completing the above requirements
  • Monthly account fee of $20 is waived if you meet the regular conditions (click here to view)
  • Dates that these coupons have been valid for in the past:

$300 Premier/Total Checking Code

[This offer is currently available as part of a $500 bundle here or a $450 bundle here, both via eBay and both for total checking]

  • $300 checking bonusThe $300 coupon codes for Chase checking are never publicly available.
  • Every now and then Chase will send out targeted offers that allow you to receive a $300 bonus, a lot of these end up on eBay.
    • Click here to see if eBay currently has any $300 offers available.
    • Usually these will also come with a $300 coupon for opening a savings account as well, they also currently come with a $200 coupon for opening a savings account
    • These usually sell for $25-$60 each. (anything under $30 is considered a good deal, if it comes with a savings coupon as well expect to pay closer to $40 for a good deal)
  • To receive the bonus you must do the following:
    • Open a Premier Checking Account/Total checking (some applicants may not be eligible, in which case they will not receive this bonus)
    • Fund the account with at least $100 within ten days of account opening
    • Have a direct deposit hit the account within 60 days of account opening
    • $300 bonus will be credited to your account within ten days of fulfilling the above requirements.
  • Premier checking comes with a $25 monthly fee, click here to see how to get it waived
  • Dates that these have have been valid for in the past:

$250 Premier/Total  Checking Code

  • Not publicly available or via eBay
  • To receive the bonus you must do the following:
    • Open a Premier Plus Checking Account/Total checking
    • Fund the account with at least $100 within ten days of account opening
    • Have a direct deposit hit the account within 60 days of account opening
    • $250 bonus will be credited to your account within ten days of fulfilling the above requirements.
  • Premier Plus checking comes with a $25 monthly fee, click here to see how to get it waived
  • Dates that these have have been valid for in the past:

$200 Total Checking Or Premier Checking Code

[You might as well get the $300 bonus which is currently available]

[Read: Our In Depth Article On The $200 Total Checking & 200 Savings Coupon Code]

$150 Total Checking Code

[We’d recommend getting the $300 coupon above, but this one is publicly available with no eBay required here. ]

[Read: Our Article On The Publicly Available $150 Checking Code]

$125 Total Checking Code

[Your much better off going with the $300 coupon available above]

$125 & Under + Misc Checking Codes

Chase Savings Account Coupon Codes

Chase regularly sends out new promotional codes for their personal saving accounts. All of these offers have been private, but they are also regularly sold on eBay. Occasionally Chase also has bonuses for current customers, these are listed below followed by the new account bonuses.

  • November 22nd, 2008: Add $10,000 to high yield savings and get $50 bonus, add $50,000 and get $250 bonus  [Referal offer]
  • April 26th – June 30th 2008: Receive a cash bonus of $25 when you set up automatic transfers of $100 or more from your Chase checking account. [Targeted]
  • May 7th – 30th, 2007: Receive a $50 cash bonus when you set up an automatic transfer of $200 or more from your Chase Checking to Chase Savings account [Targeted]
  • January 31st – February 28th, 2007: Receive a $50 bonus when you set up an automatic transfer
  • November 22nd, 2005: $75 Starbucks gift card when you add $15,000 in additional funds to your account
  • April 22nd, 2005: Increase your savings rate to 2.75% (up from 2.13%) by adding $25,000 in additional funds to your account

$300 Savings Plus Code

[Check to see if eBay has any available]

  • $300 savings bonusThese have never been publicly available but regularly come up for sale on eBay. They usually sell for between $20 and $60 per coupon. As long as you pay $30 or less you’re getting a good deal.
  • These have only been valid for customers wanting to sign up for the Chase Savings Plus account, not the regular Savings account.
  • Requirements:
    • Fund a new Savings Plus account with $25,000 of new money within 10 days of account opening
    • Have a minimum average balance of $25,000 for 90 days
    • Bonus posts within 10 days of the above being completed
    • Account must be kept opening for a minimum of six months, otherwise the bonus $300 will be taken back
  • Monthly account service fee of $20 is waived as long as you have $15,000 or more in funds in your account (minimum requirement is $25,000 so you’ll meet this anyway).
  • Dates that these have been valid for in the past
    • ?? – February 3rd, 2014

$200 Savings Coupon

[Click to find this code on eBay]

  • $200 savings account bonusThese have never been made publicly available
  • They are often available via eBay, most of them with also come with a code for a $200 checking account
  • To receive the bonus you must complete the following steps:
    • Open a Chase Savings account (subject to approval) with a minimum deposit of $15,000 in new money
    • Maintain a daily balance of at least $15,000 or more
  • It’s possible to avoid the fee, click here to find out how
  • Dates that this coupon has been available for in the past:

$175 Savings Coupon

This code is not currently available or via eBay

  • Does not require you to keep the funds deposited for a minimum length of time.

$150 Savings Coupon

[It’s possible to get this as part of the $450 bundle here or possibly by itself here]

  • They are sometimes available on eBay, but the $200 and $300 codes are more common
  • The requirements are the same as the $200 coupon, including the fee waiver
  • Dates that these coupons have been available:

$125 & Under Savings Coupon

[There is a public bonus currently available for $100, which can be accessed here]

Chase Business Coupons

It looks as if Chase has decided to discontinue coupons for their business savings and checking products, they were last offered in 2012. Below is some historical information, we will update this if a new business coupon becomes active. It’s possible to sign up for a business checking account even if you don’t have a business, heres how:

  • State that you have a business in development, this could be a simple eBay business reselling products, a computer repair business, dog shampooing or even a cleaning business
  • Use your SSN as the EIN when asked
  • State that you want a business checking account to keep business and personal money separated
You can receive the business bonus even if you’ve already received the personal bonus.

All chase bonuses are now once per calendar year. But you’re allowed to earn:

  • One personal checking bonus
  • One personal savings bonus
  • One business checking bonus
  • One business savings bonus

Sometimes Chase will offer bonuses for existing account holders, for example:

$300 Chase Business Checking Coupon

$200 Chase Business Checking Coupon

[This coupon is not currently available on eBay, but click here to double check]

$100 And Under Chase Business Checking

$150+ Chase Business Savings

  • This was offered to existing chase business checking customers
  • Two different codes:
    • One for a $150 code for their high yield savings account
    • One for a $50 code for their regular business savings account
  • Dates that this was available:

Waiving Account Fees

All chase savings & checking accounts come with monthly fees, these are waived if you meet certain requirements. We’ve listed these monthly fees and the requirements for having them waived below.

Chase Premier Checking

This comes with a monthly fee of $25, which can be waived if you meet either of the following:

  • Average daily balance of $15,000 or more in deposits or investments (this includes money you have in a Chase savings account) or
  • Automatic payments set up to a qualifying Chase mortgage

Chase Total Checking

This account has a fee of $10 which is waived if you do any of the following:

  • Receive direct deposits totalling $500 or more or
  • Have a minimum daily balance of $1,500 or
  • Have an average daily balance of $5,000 or more in any linked savings or investment account

Chase Savings Plus

This account comes with a monthly fee of $20, which can be waived if you meet any of the following:

  • Have a minimum daily balance of at least $15,000 or
  • Have a linked Chase checking account with Private Wealth Management

Chase Savings

This account has a monthly service fee of $5 which is waived if:

  • This account has a minimum daily balance of $300 or more or
  • Have at least one or more repeating transfers of $25 or above from a linked Chase checking account or
  • Are under the age of 18 or
  • Have a linked Chase Premier Plus CheckingSM, Chase Premier Platinum CheckingSM, Chase Private Client CheckingSM and accounts opened with Private Wealth Management

Rules For Chase Bonuses

To receive these bonuses Chase has a number of rules, your exact coupon should clearly state these rules but this should help you clarify them.

  • You must be a new account holder. To be considered a new account holder you must either: not had the account before or had the account closed within 90 days and closed it in good standing. They enforce the 90 day rule strictly.
  • You must pay taxes on your bonus. Banks are required to report bank account bonuses to the IRS, Chase will send you an 1099-INT form.
  • You can only receive one checking account and one saving account bonus per calendar year. This is based on when the account is opened, not when the bonus is received [1].
  • If you close the account within six months of receiving the bonus, Chase will deduct the amount of the bonus at account closing. If your account has already been emptied, Chase will consider that this account was not closed in good standing and you won’t be eligible for future bonuses (credit card bonuses included).

F.A.Q’s

Can I Receive The Bonus If I Already Have An Account?

If the promotion is for new account holders only, you will need to have not had an account with Chase for at least six months. If you still have an open account, you may be able to threaten to cancel your account to get the bonus applied – people have had mixed results with this.

Can You Open A Total Checking Account/Premier Checking Then Downgrade To A Student Account?

The student accounts are not usually eligible for the sign up bonuses, but they have much more relaxed requirements for skipping the monthly fee (which is also lower, only $6). It is possible to open a total checking or premier checking account and then downgrade to a high school checking or college checking account. You can also do the same for the savings accounts. Source(s): 1, 2

Do The Coupon Codes On eBay Really Work?

It depends on the seller, but you shouldn’t have any problems. Don’t believe us? Why not read one of the many success stories: 1, 2

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60 Comments
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John
John (@guest_1151356)
February 26, 2021 20:24

The Chase customer service is the worst I’ve experienced compared to other banks. Conflicting information from different channels (e-mail, phone call, etc). What a shame, they must’ve slashed customer service and training budgets. Even the manager is clueless or was trying to pass the buck, they can’t do anything.

zzcodi
zzcodi (@guest_317113)
November 19, 2016 19:18

Trying to get Chase premier checking bonus which requires directdeposit. I have no employer nor government check to deposit. Capital one 360 &/or Alliant worked a year ago but I can find no updated info here on doctorofcredit.com nor on fatwallet as to whether they still work. Any info, data points & experience are greatly appreciated

zjts
zjts (@guest_317046)
November 19, 2016 13:27

https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Chase says alliant push no longer counts as dd at chase but what about capital one? I see it crossed out on the old list but not mentioned on the current list.

Why is there no reference anywhere on https://www.doctorofcredit.com for the current (exp1-15-2017) chase premier plus checking offer (which can be done online)?:
Enjoy $300 on us
As a new Chase checking customer, when you open a
Chase Premier Plus CheckingSM account1 and set up direct deposit2

zjts
zjts (@guest_317155)
November 19, 2016 22:29

what do you mean by affiliate links? this is directly from chase

https://www.chase.com/checking/chase-checking-coupon#footer

Also, what is so bad this year about that offer? It was always discussed here in previous years. What am I missing?

zjts
zjts (@guest_317245)
November 20, 2016 12:31

thank you … is it a new link?

Drew
Drew (@guest_262756)
May 26, 2016 21:38

Datapoint:

5/2/16: was on travel for work out-of-state, opened Total Checking via Ebay coupon, was able to use my normal home address (nowhere close to any Chase branches)
5/17/16: ACH transfer Wells Fargo -> Chase ($50)
5/24/16: $300 bonus posted

Diz
Diz (@guest_260171)
May 18, 2016 19:21

I have multiple Ink business credit cards, for different businesses (not authorized user cards). Can I get multiple account bonuses by procuring multiple bonus offers and opening multiple business accounts? Or do they limit this by SSN, address, or something else (they are all sole proprietorships).

Chuck
Editor
Chuck(@chucksithe)
May 18, 2016 20:24

You can get multiple bonuses for separate businesses by applying for each one with a separate EIN or one with EIN and one with SSN.

Chris
Chris (@guest_262103)
May 24, 2016 22:44

Damn, I don’t have any active EIN’s. I used to, but not any more.

Mo
Mo (@guest_263374)
May 29, 2016 05:26

This is a tried and tested fact? This could be very helpful info. Thanks!

John K
John K (@guest_256873)
May 7, 2016 21:36

Logging into my Chase checking account, I noticed I had an offer for $200 to open a new chase checking account. The offer is immediately below the WELCOME message and above the account listing, center left. Small rectangle: “GET $200 when you open a Chase Total Business Checking account with qualifying activities.” Clicking the link gets me a unique promotional code to print to bring into branch. The offer terms are as follows: — IMPORTANT INFORMATION Banker Instructions: 1. Eligibility: Open a Chase Total Business Checking®, Chase Performance Business Checking®, (or Chase Performance Business Checking® with Interest), or Chase Platinum Business CheckingSM account. Coupon good one time and may not be transferred to others. 2. Account Opening: Enter coupon code in the E-Coupon Application in FSD after account opening. Bonus will be deposited within 10 business days after all conditions are met. 3. E-Coupon Receipt: Print and give to the client. 1 Chase Total Business Checking® has no Monthly Service Fee when you maintain a daily minimum balance of $1,500 or more or if you maintain a linked Chase Private Client CheckingSM or Chase Premier Platinum CheckingSM personal account. Otherwise a $12 Monthly Service Fee will apply ($10 Monthly Service Fee when enrolled in Paperless Statements). Bonus/Account Information: Checking offer is not available to existing Chase business checking clients, those with fiduciary accounts, or those whose accounts have been closed within 90 days or closed with a negative balance. Employees of JPMorgan Chase Bank, N.A. and our affiliates are not eligible. To receive the business checking bonus: 1) Open a new Chase Total Business Checking® account, Chase Performance Business Checking® (or Chase Performance Business Checking® with Interest) account or Chase Platinum Business CheckingSM account, which is subject to approval; 2) Deposit $500 or more in new money into your new checking account within 10 business days of account opening; and 3) Maintain at least $500 balance for 60 days from the date of deposit. The new money cannot be funds held by Chase or its affiliates. After you have completed all the above checking requirements, we’ll deposit the bonus in your new account within 10 business days. You can only receive one business checking account- related bonus per calendar year. Chase reserves the right to withdraw this offer at any time without notice. The offer is not available on account conversions or in combination with any other offer and cannot be transferred. Bonuses are considered interest and may be reported on IRS Form 1099- INT (or Form 1042-S, if applicable). 2 Account Closing: If the checking account is closed by the client or Chase within six months after opening, we will deduct the bonus amount for that account at closing. — Obviously key points: – not public – not transferrable – $500 new money -$1500 minimum daily balance to avoid fees I value my relationship with Chase (my primary checking/savings are with them), and have been a long time account holder. Not sure who else is getting this offer. Might… Read more »

Earline Worsley
Earline Worsley (@guest_256302)
May 6, 2016 07:24

Savvy discussion ! I Appreciate the information ! Does anyone know if my business would be able to find a sample IRS 1099-INT version to use ?

Zaphod
Zaphod (@guest_253317)
April 29, 2016 07:12

I just got the $300 for opening a checking account (the one paired with the $200 for savings) by doing a $500 transfer from my Simple checking account. The Simple transfer coded as a PPD without my name. I haven’t seen anyone using Simple to get direct deposits triggered, so I thought I should post here. Thanks for all the info! Oh, and I signed up in a branch with the coupon I got from Chase directly. The $300 bonus showed up the other day, six days after the transfer.

Bill
Bill (@guest_253252)
April 29, 2016 01:56

Will all coupon codes work online? I got a $500 offer (checking w/direct deposit + savings) in the mail, it says to go into the branch but I noticed that the online application for has a coupon code field and accepted it. However, it didn’t confirm the offer details, although it might have later on in the process. I’d prefer not to have to go to the branch (even though I have several in my area) but also don’t want to do anything that would jeopardize the $500 bonus.

Ethan
Ethan (@guest_243749)
April 8, 2016 13:44

Has anyone had success using a screenshot of the sign up offer (meaning if I purchase one off of ebay and get an email of the offer card)? I’d like to buy one off of ebay, but don’t live near a Chase branch. I’ll be near one tomorrow, so wanted to take advantage of a $300 checking offer, but it won’t arrive at my home in time for me to use it.