What Credit Bureau Does Barclaycard Pull?

Introduction

Find out what credit bureau (formally known as consumer reporting agencies) Barclaycard pulls for credit card applications. For the purposes of this post, we only looked at data from 2014 onwards.

You can also read other posts in this series by clicking below:

Table Key & Combined Stats

To keep things easy, we will use the following acronyms.

EX = Experian
EQ = Equifax
TU = TransUnion
NI = No information

The number next to the acronym represents the number of data points we have. In total we have 639 data points sourced from the Credit Boards Credit Pull page. Of those applications:

  • 26 or ~4.31% of all applications pulled an Experian credit report
  • 10 or ~1.56%  of all applications pulled an Equifax credit report
  • 603 or ~94.37% of all applications pulled an TransUnion credit report
  • Some of the time when another bureau was pulled other than TransUnion, they also pulled TransUnion
Abbrevation State Name Credit Bureau Pulled
AL Alabama  TU: 6
AK Alaska  TU: 2
AZ Arizona  TU: 11
AR Arkansas  TU: 4
CA California (CA)  TU: 117 EX: 2 EQ: 1
CO Colorado  TU: 11
CT Connecticut  TU: 6
DE Delaware  TU: 5
FL Florida  TU: 53 EQ: 1 EX: 2
GA Georgia  TU: 27 EX: 2 EQ: 1
HI Hawaii  TU: 3
ID Idaho  TU: 1 EQ: 1 EX: 1
IL Illinois  TU: 23
IN Indiana  TU: 4
IA Iowa  TU: 2
KS Kansas  TU: 5
KY Kentucky  TU: 4
LA Louisiana  TU: 3 EX: 1
ME Maine  NI
MD Maryland  TU: 11
MA Massachusetts  TU: 15 EX: 1
MI Michigan  TU: 17 EX: 1
MN Minnesota  TU: 11
MS Mississippi  TU: 3
MO Missouri  TU: 4
MT Montana  TU: 2
NE Nebraska  TU: 1
NV Nevada  TU: 16
NH New Hampshire  TU: 4
NJ New Jersey  TU: 11 EX: 3
NM New Mexico  TU: 2
NY New York  TU: 41 EX: 2 EQ: 3
NC North Carolina  TU: 19 EQ: 1
ND North Dakota  NI
OH Ohio  TU: 11
OK Oklahoma  TU: 5
OR Oregon  TU: 8
PA Pennsylvania  TU: 13 EX: 1 EQ: 1
RI Rhode Island  TU: 1
SC South Carolina  TU: 5
SD South Dakota  TU: 2
TN Tennessee  TU: 1
TX Texas  TU: 67 EX: 8 EQ: 1
UT Utah  TU: 2
VT Vermont  TU: 1
VA Virginia  TU: 12 EX: 1
WA Washington TU: 23 EX: 1
WV West Virginia  NI
WI Wisconsin  TU: 6
WY Wyoming  NI
DC District Of Colombia  TU: 2

What Happens If Your Report Is Frozen?

Honestly with Barclaycard we aren’t sure. This is because Barclaycard pretty much always pulls your TransUnion credit report and for most people this is their least used credit report, so there is no reason they would want to freeze it.

Our Verdict

Basically when it comes to Barclaycard, it’s almost certain they will pull your TransUnion credit report. This is really worth keeping in mind as most other card issuers use Experian or Equifax, so it’s nice to spread out your hard inquiries onto your TransUnion credit report. For more information on Barclaycard credit cards, I’d recommend reading this post.

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19 Comments
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nohohh
nohohh (@guest_1327153)
February 6, 2022 15:54

DP:

They pulled TU to approve personal AA card. EX and EQ were frozen. in CA

dizzy
dizzy (@guest_1142369)
February 9, 2021 16:36

JetBlue biz with TU frozen (everyone in PA/NJ pulls my TU?), they pulled Exp. In NJ now, moved here 6 months ago from PA.

Floating Heads
Floating Heads (@guest_1096212)
November 23, 2020 13:13

Applied for JetBlue Business and only had Transunion pulled. I’m in Florida.

Balki
Balki (@guest_705924)
January 14, 2019 17:04

I’m in NY and applied for both the Arrival+ and Aviator Red on the same day. Originally 2 Transunion hits showed on my report but it appears as if they have been combined into 1.

Jim
Jim (@guest_640484)
September 9, 2018 16:40

Any more recent DPs of folks in California? Seeing more Experian with Reddit DPs than Transunion, or so it seems…

Thanks

Andrew Donshik
Andrew Donshik (@guest_626855)
August 3, 2018 23:49

Another TU for CT

Jason Bennett
Jason Bennett (@guest_581370)
April 13, 2018 15:59

Live in Texas, pulled my TransUnion for a Mastercard

Eric
Eric (@guest_574282)
March 26, 2018 20:01

Pulled TU in January 2018 for JetBlue plus in MS.

Mo
Mo (@guest_524327)
November 26, 2017 10:38

MA, Pulled TU for jetBlue Plus.

William
William (@guest_432777)
July 3, 2017 14:45

CO: Pulled TU and EX for Arrival+ on 6/30. This was my first barclaycard CC.