Master List Of Credit Card Sign Up Bonuses

This list contains all current personal credit card sign up bonuses (click here for the master list of business credit card sign up bonuses), along with the highest the bonus has ever been and what the usual bonus is. We’ve also included ways to reduce the minimum spend requirement where possible. If you click through to the reviews of each card, you can add your e-mail address and get notified when the sign up bonus for that card increases. We are fully aware that some of this information may be incorrect, the best way to improve this list is by telling us about it! We will always update this list with new information, as long as we know about it. Feel free to either comment at the end of the post or contact us.

This list was list updated on 30th, May, 2014.

Check for personalized offers before applying

Before you apply for any of these offers, you should check to see if you have any personalized offers – as these are often higher than the public bonuses. Just make sure you check back here afterwards to ensure you’re getting the best deal. Click here to find out if you have any personalized offers.

American Express

  • Amex EveryDay: 10,000 membership rewards points after you make $1,000 in purchases within the first three months, no annual fee (this is the highest this sign up bonus has ever been).
  • AmEx EveryDay Preferred: 15,000 membership rewards points after you make $1,000 in purchases, annual fee of $95 not waived first year (this is the highest this sign up bonus has ever been)
  • Blue Cash Everyday® Card from American Express: $25 after your first purchase and another $100 when you spend $1,000 within three months, no annual fee (This is the highest bonus on this card)
  • American Express® Premier Rewards Gold Card: 50,000 Membership Rewards points when you spend $1,000 within the first three months. Annual fee of $175 is waived for the first year (Highest sign up bonus has been 75,000 points).
  • American Express® Green Card: No sign up bonus, annual fee of $95 waived (highest bonus has been 25,000 Membership Rewards points with annual fee waived)
  • Blue Cash Preferred® Card from American Express: $50 after first purchase and an additional $150 after $1,000 in spend within three months (best offers have been targeted through Card Match and are have been $250 in statement credit with an annual fee of $75 or $150 with no annual fee).
  • Delta American Express Cards: It’s possible to get targeted offers that are above the offers listed here, read our tips on how to get targeted.
    • Gold Delta SkyMiles® Credit Card: 50,000 Delta Skymiles when you spend $1,000 within the first three months and $50 statement credit if you make a Delta purchase within the first three months. Priority boarding, first bag checked for free and 20% savings on in flight purchases . Annual fee of $95 is waived first year (highest sign up bonus has been 70,000 points when targeted).
    • Platinum Delta SkyMiles® Credit Card: 5,000 Medallion®Qualification Miles (MQMs) and 35,000 Delta SkyMiles after you spend $1,000 within the first three months, annual fee of $195. Also receive a $100 statement credit after your first Delta purchase. First checked bag is free, zone 1 priority boarding on all delta flights. 20% in statement credits for all eligible purchases that are made in-flight on Delta. (Highest has been  15,000 Medallion®Qualification Miles (MQMs) and 45,000 Delta SkyMiles after you spend $1,000 within the first three months, annual fee of $195)
    • Delta Reserve Credit Card from American Express:  10,000 Medallion®Qualification Miles (MQMs) after your first purchase, access to free concierge service annual fee of $450 not waived. 15,000 MQMs and 15,000 SkyMiles will be awarded if you spend $30,000 within a calendar year, an additional 15,000 MQMs and 15,000 SkyMiles will be awarded if total spend is over $60,000 within a calendar year. Free access to Delta clubs when traveling on a Delta or Delta coded flight, companion tickets available at the discounted rate of $29 each
  • TrueEarnings® Card from Costco and American Express: no sign up bonus and no annual fee. Requires a valid Costco membership which is $79 per year (card has never had a sign up bonus)
  • Blue Sky from American Express®: 7,500 Blue Sky points when you spend $1,000 within the first three months ($100 in statement credit), no annual fee. (Highest bonus was 30,000 Blue Sky points)
  • American Express® Gold Card: No sign up bonus, annual fee of $125 waived for the first year. (card has never had a sign up bonus).
  • Starwood Preferred Guest® (SPG) Credit Card from American Express: 10,000 SPG points after first purchase, 15,000 after $5,000 in spend within the first six months. Annual fee of $65 waived for the first year (highest sign up bonus is 35,000 SPG points after 5,000 in spend, goes to 30,000 points usually once a year)
  • Blue Sky Preferred® Card from American Express: 15,000 Blue Sky Points when you spend $1,000 within the first three months, $100 annual airline allowance for accidentals (baggage fees and in flight purchases such as food), annual fee of $75 not waived (Highest bonus was 30,000 points).
  • Hilton HHonors Card from American Express: 60,000 Hilton HHonors Bonus Points when you spend $750 within three months + free silver status with Hilton, no annual fee (this is the highest bonus that has been available on this card).
  • Hilton HHonorsTM Surpass® Card from American Express: 80,000 Hilton HHonors bonus points when you spend $3,000 or more in purchases within three months of card membership,  priority pass and Gold status with Hilton, annual fee of $75 is not waived.
  • JetBlue Card from American Express: 20,000 JetBlue points when you spend $1,000 within the first three months. $45 annual fee waived first year.
  • Blue from American Express®: No sign up bonus, no annual fee. (Highest bonus was 10,000 points when you make $1,000 of purchases within the first three months, no annual fee).
  • The Mercedes-Benz Credit Card from American Express: 10,000 Membership Rewards when you spend $1,000 within the first three months, $500 certificate towards a Mercedes Benz purchase or lease every year you spend $5,000 or more. $50 certificate on card renewal for valid for Mercedes Benz accessories. Annual fee of $95 not waived.
  • Platinum Card® from American Express Exclusively for Mercedes-Benz:  50,000 Membership Rewards when you spend $3,000 within the first three months. Free access to over 600 airport lounges worldwide, $1,000 certificate towards a Mercedes Benz purchase or lease every year you spend $5,000 or more. $100 certificate on card renewal for valid for Mercedes Benz accessories. Annual fee of $495 not waived. (Highest bonus was 100,000 points)
  • American Express Platinum: 40,000 Membership Rewards points when you spend $3,000+ within the first three months.  Annual fee of $450 not waived.
  • American Express Platinum from American Express for Ameriprise Financial: 25,000 points after $3,000 in spend plus you can add up to three authorized users for free the first year. Annual fee of $450 is waived first year (this is the highest is bonus has been).
  • The Platinum Card from American Express Exclusively for Morgan Stanley. 50,000 points after $1,000 in spend within three months, up to one authorized user for free. Annual fee of $450 is not waived. (Highest bonus of 100,000 after first purchase)
  • The Platinum Card from American Express Exclusively for Goldman Sachs. 10,000 points after first purchase Annual fee of $450 is not waived.

Bank Of America

Barclays

  • Barclays Arrival – Annual Fee: 40,000 Barclays Miles when you spend $3,000 within the first three months, annual fee of $89 waived for the first year (this can be reduced to $1,000 within the first three months by applying by phone, this is the highest this sign up bonus has ever been)
  • Barclays Arrival – No Annual Fee: 20,000 Barclays Miles when you spend $1,000 within the first three months (this is the highest this sign up bonus has ever been)
  • Barclaycard® Rewards MasterCard®, there are two versions of this card and both have differing sign up bonuses, neither have an annual fee (this is the highest both of these bonuses has been):
    • Excellent credit: 5,000 points after first use, 5,000 points after spending $750 within the first three months
    • Good credit: 2,500 points after first use
    • Average credit: No sign up bonus
  • Barclaycard® Ring MasterCard®: no current sign up bonus, no annual fee (card has never had a sign up bonus)
  • Best Western Rewards MasterCard From Barclaycard: 16,000 Best Western points with your first purchase. No annual fee, free upgrade to gold elite status after first purchase or balance transfer. Another upgrade to Diamond status if you spend $10,000 within a calendar year (highest bonus was 64,000 points, no annual fee and the same status upgrades currently offered)
  • Carnival World MasterCard: 5,000 FunPoints after first purchase, 5,000 FunPoints when you do a balance transfer of $5,000 or more (0% APR for the first twelve billing cycles, transfer fee of $10 or 4% – whichever is higher), no annual fee (highest this bonus has ever been).
  • Choice Privileges® Visa Signature® Card: 8,000 points after first use, 24,000 points after you pay for a stay with the card. No annual fee. (highest bonus was 40,000 total points, 24,000 after first use and 16,000 after first paid stay, no annual fee)
  • Barclay Frontier Airlines World MasterCard® – No Annual Fee: 10,000 Frontier Miles after your first purchase and 10,000 miles when you do a balance transfer (1 mile per $1 transferred, 0% introductory APR for the first 12 billing cycles and a transfer fee of $10 or 4%, whatever is higher) (this is the highest this sign up bonus has ever been)
  • Barclay Frontier Airlines World MasterCard® – Annual Fee: 40,000 Frontier Miles when you spend $500 within the first 90 days, 10,000 miles when you do a balance transfer (1 mile per $1 transferred, 0% introductory APR for the first 12 billing cycles and a transfer fee of $10 or 4%, whatever is higher). Annual fee of $69 not waived. (this is the highest this sign up bonus has ever been)
  • Hawaiian Airlines® World Elite Mastercard®: 35,000 Hawaiian Miles after you spend $1,000 within three months. First checked bag is free (must book directly with Hawaiian), one time 50% off companion discount. Account anniversary $100 off companion ticket, 5,000 bonues miles if you spend $10,000 or more annually. Annual fee of $89 is not waived
  • Holland America Line Rewards Visa® Card: Earn 5,000 points after first purchase, no annual fee (this is the highest this bonus has ever been)
  • Lufthansa Premier Miles & More World MasterCard: 20,000 Miles & More miles after first purchase and up to 15,000 Miles & More miles with balance transfer. $79 annual fee not waived. Free companion ticket after first purchase and another one on every card anniversary.
  • Priceline Rewards™ Visa® Card:  5,000 points after your first purchase, an additional 5,000 points after you spend $1,000 within the first 90 days, no annual fee
  • RCI® Elite Rewards® MasterCard®: 2,500 points after first purchase, no annual fee (this is the only sign up bonus that’s been offered)
  • Travelocity Rewards American Express®: 5,000 points after your first purchase, 5,000 more points after spending $1,000 within the first 90 days (highest sign up bonus was 25,000 points with annual fee of $39, 5,000 of those points came from balance transfer requirement).
  • US Airways Premier Dividend Miles Card: There are two versions of this card, both come with the following: 0% Introductory APR for 15 months for balance transfers, then a variable APR of 15.99%, 19.99% or 24.99% depending on your credit worthiness, your first checked bag free, one companion certificate for up to two guests on US Airways operated flights at $99 each + taxes and fees, priority boarding on Zone 2 US Airways operated flights. They also come with one of the following sign up bonuses:
    • 30,000 US Airways miles after first use, another 10,000 US Airways miles on card anniversary date. Annual fee of $89 waived for first year, the anniversary miles post before the annual fee hits meaning it’s possible to get the extra 10,000 points without paying an annual fee.
    • 40,000 US Airways miles after first use. Annual fee of $89 not waived.
  • Princess Cruises® Rewards Visa® Card: 5,000 Bonus Princess Points after first purchase, no annual fee
  • Wyndham Rewards Visa Signature Card: This card has a no annual fee version and an annual fee version:
    • $69 annual fee, 30,000 bonus points with first purchase, 15,000 points after $1,000 in purchases within the first 90 days and 5,500 bonus points on card anniversary
    • No annual fee, 12,000 points with first purchase and 8,000 points after $1,000 in purchases within the first 90 days
  • Barclaycard Financing Visa Card: Interest free period on apple purchases (6 months when item is $498 or less, 12 months when it’s $499-1998 and 18 months for 1999 and over), no annual fee
  • BJ’s Visa® Card: No sign up bonus, but 0% Intro APR for the first six months, no annual fee.
  • L.L.Bean® Visa® Card: No sign up bonus, no annual fee.
  • Market America Platinum Mastercard: No sign up bonus, no annual fee.
  • The Williams-Sonoma Visa Signature® Card From Barclaycard: 2,500 bonus points after first purchase, no annual fee
  • Gulf Platinum MasterCard: No sign up bonus, no annual fee
  • Coast to Coast Visa® Signature Credit Card: 2,500 points after first purchase, no annual fee
  • Good Sam Visa Signature® Card: 2,500 bonus points after first purchase, no annual fee
  • NFL Extra Points Credit Card: 10,000 bonus points after $500 in purchases within the first 90 days
  • Upromise World MasterCard: $50 after first purchase, no annual fee.
  • Sallie Mae Mastercard® From Barclaycard: $25 after first purchase, no annual fee.

Chase

  • Chase Freedom: $100 (10,000 Chase UR points) when you spend $500 within three months of account opening, earn an additional $25 (2,500 Chase UR points) when you add an authorized user and they make their first purchase (highest bonus $350, regularly goes to $200 + authorized user)
  • Chase Sapphire: 10,000 points when you spend $500 within three months of account opening (highest bonus 20,000 points)
  • Chase Sapphire Preferred: 40,000 Chase UR  points when you spend $3,000 within three months of account opening + 5,000 points when you add an authorized user (highest bonus 100,000 points, regularly goes to 50,000 points + 5,000 points for authorized user)

Citi

  • Citi® Hilton HHonors™ Visa Signature® Card: 60,000 Hilton Hhonors points when you spend $1,000 within four months and a $25 statement credit when you spend $200 or more at a participating car rental dealership, no annual fee. Also comes with silver status and if you have 4 stays within the first 90 days you are upgraded to gold.
  • Citi® Hilton HHonors™ Reserve Card: Two free weekend nights certificates (for use within the Hilton portfolio) when you spend $2,500 or more within four months, $100 statement credit (when you spend $100 or more at your first stay within the Hilton portfolio). Also comes with Hilton Gold status, can upgrade to Diamond status if you spend $40,000 or more per year on the card. Anniversary bonus of one free weekend night when you spend $10,000 or more in year two onwards. Annual fee of $95 not waived.

Discover

  • Discover it: there are currently two offers available (both of these offers are the highest they’ve ever been). The application link you use will decide which bonus you receive:
    • $150 statement credit when you spend $750 within three months or
    • 0% intro APR for 14 months on all purchases and balance transfers

PenFed

US Bank

Wells Fargo

 

Small Credit Unions

Fort Knox Credit Union

TD Bank

  • TD First Class Visa Credit Card: Annual fee of $89 waived first year. 15,000 points after your first swipe an additional 10,000 points when you spend $3,000 or more in the first three months.

61 Responses to Master List Of Credit Card Sign Up Bonuses

  1. chuck says:

    Data point: I just applied for the Fidelity amex using your $75 link from FT, and after submitting the whole application, a screen came on saying this offer is no longer available. Called customer service to see if they got my application. They did not. I gave the code from the webpage over the phone, and she said that she is pulling up that code, and therefore it is definitely elgible for the bonus. Don’t know if it a glitch, or if it’s dead online and only live via phone. ( Approved 6k. So excited!)

    • Thanks again for the data point, they’ve been having issues with this code for awhile now and online applications. Before it was wrongly showing as $100 and then they had to manually apply it.

  2. Corey says:

    I think the BoA Alaska Airlines Offers are worth mentioning.

  3. Chris says:

    Hello William, any tips to get started on business credit? any good cards for this? or apply in gas stations, staples etc? my personal fico score around 640 fico average.

  4. Maysam says:

    Hi William,
    Just a tiny suggestion for this page (which I check every day); Is it possible to add the highest ever signup bonus that offered for each card (and also the last date it’s been offered) to this list? It’ll make this page the ONLY page anyone need to check before applying for ANY credit card 🙂

    Thanks for the awesome blog and keep in going.

  5. zjts says:

    please update http://www.doctorofcredit.com/current-bank-sign-bonuses/ as offers have expired… I could not find where to leave a comment on http://www.doctorofcredit.com/current-bank-sign-bonuses/
    specifically
    are there any new ONLINE chase bank account promo codes open to the public?

  6. Love this site bro…keep up the great work!

  7. robertw says:

    For me I have so much product it gets a little tricky to find cards that I have not already got the bonus, or single banks that I have alot of cards and lines with. I know I can close cards and or move credit with some of them. And I have a business, and the same thing applies to me on the business side of things. I have most of the decent products and bonuses from past deals. Maybe in a future round I will get another US Bank card but they are pretty tight and I have several cards with decent lines on them. The old days on constant churn are over and frankly I did not do that at all anyway.

  8. brteacher says:

    Looking forward to an update of this page. I know it’s a lot of work to do, and I really appreciate what you do.

  9. Brian says:

    Have you done a review of the Aeroplan Amex cards? I can’t find any mention of them using the search or on this page.
    https://www3.aeroplan.com/earn_miles/our_partners/partner_details.do?Partner=AmericanExpressAeroplanPlusCard_Partner

    Thanks

  10. Mile Hustler says:

    What about the Citi Premier or Prestige cards?

  11. Apple says:

    Hi, do you know if the Barclay Arrival card can be churned and receive the bonus points for second time? I closed my arrival card last November (2014). Is it safe to open the card now (for the second time)?

  12. MATTHEW DEVITO says:

    NEED A PHONE NUMBER SYNCHRONY BP CREDIT CARD
    NEED HELP WITH MY CREDIT CARD

  13. Craig says:

    Do you have information on which credit card miles, hotel and points programs are easily converted to cashback, including conversion rate, technique, etc?

  14. Rose says:

    Got approved for the Chase Freedom – thank you Charles for all the details. Their website stated promo for $200 ends today 6-24-15.

  15. Sir..you may want to edit the US Airways Mastercard links….aren’t they gone now?

  16. Sanjay says:

    How come no Citi Thank You cards on this list?

  17. Anon says:

    I have had 24 hard credit pulls in 10 months from 20 new cards. However, the last 5 that I applied for did not get approved because of all the credit pulls. Otherwise, I have a credit score of over 800 and only 5% utilization of credit. Do I REALLY have to wait 2 years for these hard pulls to drop off my credit report so that I can start getting sign up bonuses again??

  18. ed says:

    You may have answered this somewhere and I missed it; why do you not list any Capital One credit card bonuses? Do they not want mentioned in blogs of this type or is there some other reason such as an existing relationship that prevents you from promoting them? Sorry if I’ve asked anything out of place.

  19. Dan says:

    Costco membership is actually only $55, not $79 as you have stated.

  20. Globe Trotter says:

    SKYPASS link for 30k miles from US Bank is not working.

  21. dave says:

    William no complaints I know you have been busy – but since you havent been able to update your page can you recommend another site that has a comprehensive list of unbiased credit card sign up bonuses? Thanks.

  22. Hello
    Thank you for providing this useful website
    I have a question for you :
    I live in United Arabic Emirates and I have a trading company
    Can I have an account in banks of america
    please guide me
    Thanks

  23. Sa says:

    Capital One cards? None worth mentioning?

  24. Brian says:

    Same question as several others: why no Capital One cards on this list?

  25. zjts says:

    Any hope of this bonus going to $20 or higher soon?
    RE:Chase Freedom: $100 (10,000 Chase UR points) when you spend $500 within three months of account opening, earn an additional $25 (2,500 Chase UR points) when you add an authorized user and they make their first purchase (highest bonus $350, regularly goes to $200 + authorized user)”

  26. Moneyless says:

    Hey, just letting you know about the AARP Chase card. 3% back on gas and restaurants plus $100-$200 sign up bonus. Thanks,
    -Adam

  27. Vicks says:

    I have a ink business credit card for on of my business. If i open the same card for my other business, will it be considered as new product and will be eligible for the 60K promotion?
    On the same lines if my who is also partner to my business if she applies the same card for same business will point promotion will work for her?

  28. JD says:

    Amex Gold has a 25k offer. Same as Green Card.

  29. Vicky says:

    I have a ink business credit card for one of my business. If I open the same card for my other business, will it be considered as new product and be eligible for the 60K promotion?
    On the same lines if my other partner applies the same card for same business will promotion points will be awarded to her?

  30. Jonathan says:

    hilton currently up to 85k. you have a post on it, but not linked here

  31. James Murashige says:

    Why no Capitol One on the list of providers?

  32. Adam says:

    Hi William,

    I’m relatively new to this and I have a quick sign-up strategy question for you. Earlier this week I was denied a Chase Freedom application (5/24 I’m sure). I am getting married soon, so in the last year I’ve applied for, and received, both Citi TY cards, SPG personal, Citi Hilton Reserve, Chase Ink, and CSP (2 weeks ago and I have met minimum spend already because I am paying for a wedding). Thanks largely to your help and advice – I’ve accumulated a lot of points which will make for a great honeymoon, but there are a few more cards I’d like to take things over the top.

    They are: Chase Hyatt, AmEx Hilton Surpass (for points + AxOn awards), and SPG business (to take advantage of the current great offer). The AmEx Hilton is most critical from a honeymoon standpoint, but they’d all be helpful. My question is – what order should I apply and when? I’m worried more cards would make it difficult to get approved for the Hyatt card, but I was also denied on an application from Chase earlier this week. So I don’t know if I should wait or start with this one? Plus as you know – the bonuses on the two AmEx cards won’t be around forever. It’s also possible I am over thinking this, and it doesn’t matter what order I apply. Thanks in advance.

    • Why were you denied for the Chase card? The 5/24 rule doesn’t go into affect for Chase co-branded cards until next month, so no huge rush. I’d probably just do them in order of how much you want each card.

      • Adam says:

        Hi William,

        Thanks for responding. I was denied for the Chase Freedom. Since I’ve applied for 3 chase cards since the start of the year (and got denied on the most recent application) I was wondering if my odds would change if I wait to apply for the hyatt card. If possible I do want to get all the applications in before the end of the month.

  33. Jeff says:

    Quote from top of this thread:
    This list was list updated on 30th, May, 2014

    My comment: Might be time to update it and the date on the top of the list.

  34. Cindi says:

    Wow, I understand it takes time, but 2 years? I would take it off your main menu at this point.

  35. Pingback: We've Finally Moved To A New Host & Your Chance To Tell Us What Still Needs Improving - Doctor Of Credit

  36. A little tip when applying for a BoA card online with an ITIN: the system will reject an ITIN number, however, if you make one small mistake, and the address, name, etc. are correct, the system will correctly pull your bureau for processing. So if you have an ITIN, you can apply for a BoA card online no problem.

  37. Dawn Mays-Johnson says:

    What happened to the shopping cart trick? It didn’t work for me at all, Romans and Lane Bryant. I didn’t know Lane Bryant was a Comenity store. I messed up twice. Said they will contact me with 7-10 business days. Don’t sound good to me??

  38. Clare N says:

    Starwood annual fee is $95, not $65. Please add Chase Sapphire Reserve when you update. Thanks

  39. dabrain13 says:

    Recently received a targeted offer for Ally’s new CashBack Credit Card. It was the usual card offer + $100 bonus for $500 spending “within the first three billing cycles.” Offer came at the same time (separate envelope) as a debit card for a checking account I had opened. I have had their online savings account for a few years.

  40. Beth says:

    suggestions: You still have US airways credit cards in your list under Barclays
    Be nice to add the Citi Prestige card to the list and the Sapphire Reserve
    don’t think the IHG card gives 40,000 point annual bonus must be an old perk.

    thanks

  41. zjts says:

    any credit card with bonus category for wifi payments to isp providers?

  42. stan says:

    DR. YOU DID A “STUPID ” THING WITH HILTON E/M SENT 2DAY – STICK TO WHAT YOUR GOOD AT

  43. Chris says:

    FYI that spouse just got a mailed offer to apply for that BankAmerica Cash Rewards Visa card with a $200 bonus after $500 spend. Don’t know if this is a new or resurrected offer but didn’t see anything like it here on a quick skim. Guessing it may be targeted. Offer goes to March 1, 2017, so we may hold off until she goes for last Chase x/24 slot in January.

Leave a Reply

Your email address will not be published. Required fields are marked *

Back to Top ↑