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Daniel
Daniel (@guest_429844)
June 28, 2017 22:13

DP: Applied through one of the referral links since I was applying for Hyatt and a couple other cards today. Denied with 785 FICO for too many inquires in last 12 months and too short time since last account opened. Did last round of applications in January so I figured six months was long enough. Have one Discover card with $21k credit limit, but it appears I can’t reconsider or relocate. Anyone with any different experiences?

XC
XC (@guest_427182)
June 25, 2017 17:48

If I have a discover it cash back card, would I be able to get this refer bonus?

Mike
Mike (@guest_444124)
July 21, 2017 15:30

The real question is how. I haven’t figured out a way to refer someone to Discover IT Miles with only having the Discover IT card. The referral link sent from a Discover IT account goes straight to the application page for Discover IT. Is this even possible?

Mimi
Mimi (@guest_755583)
May 3, 2019 16:05

I inquired about this today and was told by rep that the person being referred will be able to apply for the same card the referring person has. I was hoping to refer myself for a Miles card using my IT account but it’s a no go.

Miz
Miz (@guest_427145)
June 25, 2017 16:06

From T&C: “Existing Discover cardmembers and those who have opted out of receiving marketing communications from Discover are not eligible referrals.”

Miz
Miz (@guest_427348)
June 25, 2017 23:06

The important part is not “those who have opted out of receiving marketing communications from Discover”. It is “Existing Discover cardmembers”. It means existing Discover cardmembers are not eligible referrals. Pay attention that it doesn’t say “Exisiting Discover It Miles” cardmembers, but “Existing Discover cardmembers” meaning even somebody who has a regular Discover It card is not an eligible referral. Careful reading of T&C confirms that they indeed meant to exclude all existing Discover cardmembers as eligible referrals. Though I don’t know whether and how they enforce it.