When you open a new savings or checking account, some banks give you the option of using your credit card for the initial deposit. On this page we’ve got a number of data points for which banks (and credit cards) count as cash advances and which don’t.
Avoid cash advance fees by setting your cash advance limit to $0. You can call up your bank and request your cash advance limit be set to $0. Also remember that this is just a collection of data points and by no means means that your transaction will not be coded as a cash advance.
Contents
- 1 Popular Banks
- 2 Smaller Banks
- 2.1 1st Financial Federal Credit Union
- 2.2 1st Mariner Bank
- 2.3 1st United Credit Union
- 2.4 3Rivers Federal Credit Union
- 2.5 7 17 Credit Union
- 2.6 A+ Federal Credit Union (A+FCU)
- 2.7 Abington Bank
- 2.8 Achieva
- 2.9 Addition Financial
- 2.10 Advantis Credit Union
- 2.11 Adventure Credit Union
- 2.12 Adventure Credit Union
- 2.13 Advia Credit Union
- 2.14 AFFCU
- 2.15 Affinity Federal Credit Union
- 2.16 Agriculture Federal Credit Union
- 2.17 Alabama Credit Union
- 2.18 Allegacy Credit Union
- 2.19 AllTru Credit Union
- 2.20 Amalgamated Bank
- 2.21 Amerant Bank
- 2.22 American Bank & Trust
- 2.23 American Eagle Financial Credit Union
- 2.24 America’s Christian Credit Union
- 2.25 America’s Credit Union
- 2.26 American Heritage Credit Union
- 2.27 Andigo Credit Union
- 2.28 Arapahoe Credit Union
- 2.29 Ardent Credit Union
- 2.30 Arizona Federal Credit Union
- 2.31 Arizona Financial Credit Union
- 2.32 Arizona State Credit Union (now OneAZ Credit Union)
- 2.33 Armed Forces Bank
- 2.34 Arundel Federal Savings Bank
- 2.35 Aspire Credit Union
- 2.36 Associated Bank
- 2.37 Bankers Trust
- 2.38 bankESB (East Hampton Savings Bank)
- 2.39 BankHometown
- 2.40 Bank of Colorado
- 2.41 Bank of Maine
- 2.42 Bank of the West
- 2.43 Bank & Trust
- 2.44 Bankwell
- 2.45 BayCoast Bank
- 2.46 BB&T
- 2.47 BBVA Compass
- 2.48 Beacon Credit Union
- 2.49 Bell Bank
- 2.50 BethPage Credit Union
- 2.51 Blaze Credit Union
- 2.52 BluPeak Credit Union
- 2.53 Blue Hills Bank
- 2.54 Blue Federal Credit Union
- 2.55 BMI Federal Credit Union
- 2.56 BMO Harris
- 2.57 Boulder Valley Credit Union
- 2.58 Brilliant Bank
- 2.59 Broadway Bank
- 2.60 Busey Bank
- 2.61 California Coast Credit Union
- 2.62 Callaway Bank
- 2.63 Cambridge Savings Bank
- 2.64 Camden National Bank
- 2.65 Capital Bank
- 2.66 Capital One
- 2.67 CEFCU
- 2.68 Centra Credit Union
- 2.69 Central Bank (OK & MO)
- 2.70 Central Bank (Iowa, Minnesota, and the Dakotas)
- 2.71 Central Minnesota Credit Union
- 2.72 Central Willamette Credit Union
- 2.73 Chartway Credit Union
- 2.74 Charter One
- 2.75 Christian Credit Union
- 2.76 Citadel Credit Union
- 2.77 Citizens Bank
- 2.78 Clearview Federal Credit Union
- 2.79 Clinton Savings Bank
- 2.80 Collins Community Credit Union
- 2.81 Columbia Bank (NJ)
- 2.82 Columbia Credit Union
- 2.83 Communication Federal Credit Union
- 2.84 CommunityAmerica Credit Union
- 2.85 Community Choice Credit Union
- 2.86 Community Financial Credit Union
- 2.87 Community First Credit Union – CA
- 2.88 Community First Credit Union of Florida
- 2.89 Consumers Credit Union
- 2.90 Cornerstone Bank
- 2.91 Country Bank For Savings
- 2.92 Credit Human
- 2.93 Credit Union One
- 2.94 Credit Union SoCal
- 2.95 Credit Union of Texas
- 2.96 Dearborn Savings Bank (DSB)
- 2.97 Delta Community Credit Union
- 2.98 Desert Financial Credit Union
- 2.99 Destinations Credit Union
- 2.100 Digital Federal Credit Union
- 2.101 Dupaco Credit Union
- 2.102 Earn Bank
- 2.103 Eastern Bank
- 2.104 East Cambridge Savings Bank
- 2.105 ECCU
- 2.106 Educational Systems Federal Credit Union
- 2.107 Excite Credit Union
- 2.108 Elevations Credit Union
- 2.109 Emprise Bank
- 2.110 ENT Credit Union
- 2.111 Equity Bank
- 2.112 Evansville Teachers Credit Union
- 2.113 Fairwinds Credit Union
- 2.114 Farmington Bank
- 2.115 Fidelity Bank (PA)
- 2.116 Firefly Credit Union
- 2.117 First Advantage Bank
- 2.118 First American Bank
- 2.119 First Bank (VA)
- 2.120 FirstBank
- 2.121 First Citizen’s Bank
- 2.122 First City Credit Union
- 2.123 First Commerce Credit Union
- 2.124 First Commonwealth Bank
- 2.125 First Entertainment Credit Union
- 2.126 First Federal Bank
- 2.127 First Federal Bank of Kansas City
- 2.128 First Financial Bank (IL, IN, KY, OH)
- 2.129 First Flight Credit Union
- 2.130 First Home Bank
- 2.131 First Horizon Bank
- 2.132 First Internet Bank of Indiana
- 2.133 First Interstate Bank
- 2.134 First-Lockhart National Bank
- 2.135 First Mark Credit Union
- 2.136 First Merchants Bank
- 2.137 First MidWest Bank
- 2.138 First Merit Bank
- 2.139 First National Bank
- 2.140 First National Bank and Trust Company
- 2.141 First Niagara
- 2.142 Firstrust Bank
- 2.143 First State Bank Of Illinois
- 2.144 First State Community Bank
- 2.145 First Tennessee
- 2.146 First United Bank
- 2.147 Fitness Bank
- 2.148 Flagship Bank
- 2.149 Florence Bank
- 2.150 Florida Credit Union
- 2.151 F&M Bank (OH, IN)
- 2.152 Freedom Credit Union
- 2.153 Fremont Bank
- 2.154 Frontwave Credit Union
- 2.155 FSB Bank
- 2.156 Fulton Bank
- 2.157 Gate City Bank
- 2.158 Genisys Credit Union
- 2.159 Gesa Credit Union
- 2.160 Greater Nevada Credit Union
- 2.161 Great Southern Bank
- 2.162 Great Western Bank
- 2.163 Grow Financial Credit Union
- 2.164 GTE Financial Credit
- 2.165 Hanscom Federal Credit Union
- 2.166 HarborOne Bank
- 2.167 Harborstone Credit Union
- 2.168 Hawthorn Bank
- 2.169 Heritage Bank
- 2.170 Hiway Federal Credit Union
- 2.171 Honor Credit Union
- 2.172 Horizon Credit Union (WA, ID, MT)
- 2.173 Hudson Valley Federal
- 2.174 IBERIABANK
- 2.175 IBM Southeast FECU
- 2.176 Ideal Credit Union
- 2.177 Independent Bank
- 2.178 InRoads Credit Union
- 2.179 Interior Federal Credit Union
- 2.180 JSC Federal Credit Union
- 2.181 Justice Federal Credit Union
- 2.182 KeyBank
- 2.183 KeyPoint Credit Union
- 2.184 KS State Bank
- 2.185 Lafayette Federal Credit Union
- 2.186 Lakeland Bank
- 2.187 Lake Michigan Credit Union (LMCU)
- 2.188 Landmark Credit Union
- 2.189 Langley Federal Credit Union
- 2.190 LBS Financial Credit Union
- 2.191 Liberty Bank
- 2.192 Los Angeles Federal Credit Union
- 2.193 Macatawa Bank
- 2.194 Mainstreet Credit Union
- 2.195 Mazuma Credit Union
- 2.196 Members Cooperative Credit Union
- 2.197 Memory Bank
- 2.198 Meriwest Credit Union
- 2.199 Metro Credit Union
- 2.200 Michigan Schools and Government Credit Union
- 2.201 Mid-Hudson Valley Federal Credit Union
- 2.202 Midland States Bank
- 2.203 MinnWest Bank
- 2.204 Mission Federal Credit Union
- 2.205 MIT Federal Credit Union
- 2.206 Mountain America Credit Union
- 2.207 MountainOne Bank
- 2.208 Montgomery County EFCU
- 2.209 Morrill & Janes
- 2.210 mph.bank
- 2.211 M&T Bank
- 2.212 NASA Federal Credit Union
- 2.213 Nassau Financial Federal Credit Union
- 2.214 NorthPointe Bank
- 2.215 My NorthWest Savings Bank
- 2.216 MyUSA Credit Union
- 2.217 Navy Federal Credit Union
- 2.218 Newtown Savings Bank (NSB)
- 2.219 New England Federal Credit Union
- 2.220 Northeast Credit Union
- 2.221 North Shore Bank of Commerce
- 2.222 Northwest Federal Credit Union
- 2.223 NuVision Federal CU
- 2.224 NWSB Bank
- 2.225 Ocean Financial Bank
- 2.226 OceanFirst Bank
- 2.227 Old National Bank
- 2.228 OnPath Credit Union
- 2.229 OnPoint Community Credit Union
- 2.230 On Tap Credit Union
- 2.231 Option 1 Credit Union
- 2.232 Orange County’s Credit Union
- 2.233 P1FCU
- 2.234 Partner Colorado Credit Union
- 2.235 Pelican State Credit Union
- 2.236 Penn Community Bank
- 2.237 PenFed
- 2.238 Pentucket Bank
- 2.239 PeoplesBank (Bankatpeoples)
- 2.240 People First Federal Credit Union
- 2.241 Peoples Credit Union
- 2.242 Picatinny Credit Union
- 2.243 Pinnacle Bank
- 2.244 Pioneer Valley Credit Union
- 2.245 PlainsCapital Bank
- 2.246 Premier America Credit Union
- 2.247 Premier Bank – OH
- 2.248 Premier Members Credit Union
- 2.249 ProFed
- 2.250 Provident Bank
- 2.251 Provident Credit Union
- 2.252 PSECU
- 2.253 Purdue Federal Credit Union
- 2.254 Quorum Federal Credit Union
- 2.255 Radius Bank
- 2.256 Randolph-Brooks Federal Credit Union (RBFCU)
- 2.257 Redstone Federal Credit Union
- 2.258 Redwood Credit Union
- 2.259 Reliant Community Credit Union
- 2.260 Regions Bank
- 2.261 Republic Bank
- 2.262 Rivermark Community Credit
- 2.263 Rockland Trust Bank
- 2.264 Royal Credit Union
- 2.265 Sacramento Credit Union
- 2.266 SAFE Credit Union
- 2.267 San Diego Credit Union (SDCCU)
- 2.268 Sandy Spring Bank
- 2.269 San Mateo Credit Union
- 2.270 Sauk Valley Bank
- 2.271 Seacoast Bank
- 2.272 Security Plus
- 2.273 Service Credit Union
- 2.274 SF Fire Credit Union
- 2.275 Signature Bank of Georgia
- 2.276 Signature Federal Credit Union
- 2.277 SkyOne Federal Credit Union
- 2.278 Sound Credit Union
- 2.279 South Shore Bank
- 2.280 South State Bank
- 2.281 S&T Bank
- 2.282 Starion Bank
- 2.283 Star One Credit Union
- 2.284 State Bank Of India (California)
- 2.285 State Department Federal Credit Union
- 2.286 State Employees Credit Union (SECU) Of Maryland
- 2.287 St Mary’s Credit Union
- 2.288 St Paul Federal Credit Union
- 2.289 Suffolk Federal Credit Union
- 2.290 Sun East Federal Credit Union
- 2.291 Sunmark Credit Union
- 2.292 SunTrust
- 2.293 SunWest Credit Union
- 2.294 TCF Bank
- 2.295 TD Bank
- 2.296 TDECU
- 2.297 Teachers Credit Union
- 2.298 Teachers Federal Credit Union
- 2.299 Tech Credit Union
- 2.300 The State Bank Group
- 2.301 Tompkins VIST Bank
- 2.302 Tower Federal Credit Union (TFCU)
- 2.303 Travis Credit Union
- 2.304 TruChoice Federal Credit Union
- 2.305 Truist
- 2.306 Truliant Federal Credit Union
- 2.307 TruMark Financial
- 2.308 TruStone Financial
- 2.309 TruWest Credit Union
- 2.310 UFB Direct
- 2.311 Umpqua Bank
- 2.312 Unify Financial Credit Union
- 2.313 Union Bank & Trust
- 2.314 Union Bank & Trust (NE & KS)
- 2.315 Union Square Credit Union
- 2.316 United Community Bank (NC, TN, SC, GA)
- 2.317 University of Wisconsin Credit Union
- 2.318 United Bank
- 2.319 United Federal Credit Union
- 2.320 United Heritage Credit Union
- 2.321 United States Senate Federal Credit Union
- 2.322 Unitus Community Credit Union
- 2.323 University Credit Union
- 2.324 University Federal Credit Union
- 2.325 Upgrade
- 2.326 USAA
- 2.327 US Alliance Financial
- 2.328 USE Credit Union
- 2.329 USF Federal Credit Union
- 2.330 Utah First Credit Union
- 2.331 UW Credit Union
- 2.332 U$X Federal Credit Union
- 2.333 Valley First Credit Union
- 2.334 Valley Strong Credit Union
- 2.335 VantageWest Credit Union
- 2.336 Varo Money
- 2.337 Verity Credit Union
- 2.338 Virginia Credit Union
- 2.339 VirtualBank
- 2.340 Visions Federal Credit Union
- 2.341 Washington Trust
- 2.342 Wauna Federal Credit Union
- 2.343 WECU
- 2.344 Weokie Federal Credit Union in Oklahoma
- 2.345 Wesbanco
- 2.346 Wescom Credit Union
- 2.347 Westfield Bank
- 2.348 Westerra Credit Union
- 2.349 Wings Financial Credit Union
- 2.350 Zeal Credit Union
- 3 Banks That Don’t Allow Credit Card Funding
- 3.1 1st Constitution Bank
- 3.2 1st Source Bank
- 3.3 ableBank
- 3.4 ACNB Bank
- 3.5 All America Bank
- 3.6 Alliant Credit Union
- 3.7 Ally Bank
- 3.8 Amegy Bank
- 3.9 American Pride Bank
- 3.10 Ameris Bank
- 3.11 Andrews Federal Credit Union
- 3.12 APGFCU
- 3.13 Apple Bank
- 3.14 AnchorBank
- 3.15 Arsenal Credit Union
- 3.16 Arvest Bank
- 3.17 Astoria Bank
- 3.18 Avidia Bank
- 3.19 Axos Bank
- 3.20 Ballston Spa National Bank (BSNB)
- 3.21 BancorpSouth
- 3.22 Bank Direct
- 3.23 Bank Mutual
- 3.24 Bank of Canton
- 3.25 Bank of Elk River
- 3.26 Bank of Galesville
- 3.27 Bank of Hope
- 3.28 BankPurely (1)
- 3.29 BECU
- 3.30 Bellco Credit Union
- 3.31 Berkshire Bank
- 3.32 BMT (Bryn Mawr Trust)
- 3.33 Bridge Credit Union
- 3.34 Bridgeview Bank Group
- 3.35 Brightpeak Financial
- 3.36 Campus USA Credit Union
- 3.37 Cap Ed Credit Union
- 3.38 Carver Federal Savings Bank
- 3.39 CCFBank
- 3.40 Central Illinois Bank
- 3.41 Century Bank
- 3.42 Charles Schwab Checking
- 3.43 Cheese
- 3.44 Chesapeake Bank
- 3.45 Chief Financial Credit Union
- 3.46 CIBC US
- 3.47 Cincinnati Federal
- 3.48 CIT Bank
- 3.49 C&N Bank
- 3.50 CNote
- 3.51 Columbia Bank (WA, OR, ID)
- 3.52 Commerce Bank (MO, KS, IL, OK & CO)
- 3.53 ConnectOne (at least for CDs)
- 3.54 ConnexUs Credit Union
- 3.55 Credit Union 1
- 3.56 CrossPoint Federal Credit Union
- 3.57 Customers Bank (1)
- 3.58 Dedham Savings Bank
- 3.59 DimeDirect
- 3.60 Dollar Bank
- 3.61 Dollar Savings Bank
- 3.62 Dundee Bank
- 3.63 EBSB Direct
- 3.64 Elements Financial (1)
- 3.65 ESL Federal Credit Union
- 3.66 ESSA Bank & Trust
- 3.67 Eureka Savings Bank
- 3.68 Farm Bureau Bank
- 3.69 Farmers & Merchants Bank
- 3.70 Farmers & Merchants State Bank
- 3.71 Fidelity Bank (Online, MA)
- 3.72 Fidelity Bank (Brokerage)
- 3.73 Financial Resources Credit Union
- 3.74 FirstBank [TN, GA, AL]
- 3.75 First Bank and Trust
- 3.76 First Bank Financial Centre (FBFC)
- 3.77 First Fidelity Bank
- 3.78 FCB South County Bank
- 3.79 Fifth Third (5/3rd)
- 3.80 Figure Pay
- 3.81 First Bank (CA, IL & MO)
- 3.82 First Federal Credit Union
- 3.83 First Federal of Washington
- 3.84 First National Bank (IA)
- 3.85 First National Bank [UT]
- 3.86 First National Bank [NE]
- 3.87 First National Bank of Long Island
- 3.88 First Republic Bank
- 3.89 First Tech Federal Credit Union
- 3.90 First Trade Union Bank (FTUB)
- 3.91 Five Star Bank (only been tested in branch)
- 3.92 Flagstar Bank
- 3.93 Flushing Bank
- 3.94 FNBO
- 3.95 Focus Federal Credit Union
- 3.96 Four Points Federal Credit Union
- 3.97 Freedom Federal Credit Union
- 3.98 Frontier Bank
- 3.99 Gateway First Bank
- 3.100 Gateway Metro Federal Credit Union
- 3.101 Georgia Banking Company (GBC)
- 3.102 Global Credit Union
- 3.103 Go2Bank
- 3.104 Guilford Savings Bank
- 3.105 Heartland Credit Union
- 3.106 Heritage Credit Union
- 3.107 Home Savings Bank
- 3.108 HomeStreet Bank
- 3.109 HomeTrust Bank
- 3.110 HSBC (1)
- 3.111 Huntington Bank
- 3.112 ICBC USA
- 3.113 IC Federal Credit Union
- 3.114 Incredible Bank
- 3.115 Industrial Bank (1)
- 3.116 INOVA Federal Credit Union
- 3.117 Integrity Bank
- 3.118 Investor Bank
- 3.119 Iowa State Bank (1)
- 3.120 Johnson Bank
- 3.121 Kearny Bank
- 3.122 Kemba Financial Credit Union
- 3.123 Kentucky Bank
- 3.124 Kinecta
- 3.125 LegacyTexas
- 3.126 Level One Bank
- 3.127 Liberty Savings Bank
- 3.128 Lili Bank
- 3.129 Live Oak Bank
- 3.130 Marcus Bank
- 3.131 Marine Bank
- 3.132 MB Financial Bank
- 3.133 Mango Bank
- 3.134 Middlesex Federal
- 3.135 MidFirst Bank
- 3.136 MidWestOne Bank
- 3.137 Midwest Regional Bank
- 3.138 Monifi
- 3.139 MSUFCU
- 3.140 Mutual Security Credit Union
- 3.141 My Banking Direct
- 3.142 My eBanc
- 3.143 MVB Bank
- 3.144 NASB
- 3.145 Nationwide Bank
- 3.146 NBC Oklahoma
- 3.147 NBT Bank
- 3.148 Nearside
- 3.149 Nevada State Bank
- 3.150 New Buffalo Savings Bank
- 3.151 Newton Federal Bank
- 3.152 Northfield Bank
- 3.153 North Shore Bank (MA)
- 3.154 NorthShore Credit Union
- 3.155 NRLFCU
- 3.156 Nutmeng State Financial Credit Union
- 3.157 NYCB Family Of Banks
- 3.158 Old Hickory Credit Union
- 3.159 Old Missouri Bank
- 3.160 Old Second Bank
- 3.161 One American Bank
- 3.162 Orion Federal Credit Union
- 3.163 Pacific Service Credit Union
- 3.164 Parkside Credit Union
- 3.165 Patelco Credit Union
- 3.166 Pathways Financial Credit Union
- 3.167 PeoplesBank
- 3.168 Peoples United Bank
- 3.169 Pinnacle Financial Partners
- 3.170 Polam Federal Credit Union
- 3.171 Popular Bank
- 3.172 Popular Direct
- 3.173 PurePoint Financial
- 3.174 Quontic Bank
- 3.175 Republic Bank (IL only)
- 3.176 Republic Bank (NY) only
- 3.177 Salal Credit Union
- 3.178 Salem Five Bank
- 3.179 Scient Federal Credit Union
- 3.180 Scott Credit Union
- 3.181 Security Service Federal Credit Union
- 3.182 SENB Bank
- 3.183 Simple Bank (BBVA)
- 3.184 Solvay Bank
- 3.185 Sound Community Bank
- 3.186 Southside Bank
- 3.187 Space Coast Credit Union
- 3.188 St. Mary’s Bank
- 3.189 Stoneham Bank
- 3.190 Sunflower Bank
- 3.191 TAB Bank
- 3.192 Talmer Bank & Trust
- 3.193 TBK Bank
- 3.194 Texas Capital Bank
- 3.195 Texas Trust Credit Union
- 3.196 Texell Credit Union
- 3.197 Thrivent Federal Credit Union
- 3.198 TIAA Direct
- 3.199 Town Bank
- 3.200 Town and Country Bank
- 3.201 Traditional Bank
- 3.202 Trustco Bank
- 3.203 UFirst Credit Union
- 3.204 UMB Bank
- 3.205 Union Bank
- 3.206 Union Plus Prepaid
- 3.207 Union Savings Bank
- 3.208 United Roosevelt Savings Bank
- 3.209 Unity Bank
- 3.210 Univest
- 3.211 Wealthfront
- 3.212 Webster Bank
- 3.213 Western State Bank
- 3.214 Whitney Bank
- 3.215 Winden
- 3.216 Wintrust Bank
- 3.217 Woori America Bank
- 3.218 WyHy FCU
- 3.219 Valley National Bank
- 3.220 VyStar Credit Union
- 4 Banks That We Aren’t Sure About
- 4.1 121 Financial Credit Union
- 4.2 1st Advantage Federal Credit Union
- 4.3 1st Colonial Community Bank
- 4.4 1st Security Bank
- 4.5 4Font Credit Union
- 4.6 AAA
- 4.7 AAC Credit Union
- 4.8 Acorns
- 4.9 Adirondack Bank
- 4.10 Advance Financial Federal Credit Union (AFFCU
- 4.11 Advantage Bank
- 4.12 Aero Federal Credit Union
- 4.13 Affiliated Bank
- 4.14 Air Academy Federal Credit Union
- 4.15 Albert Neobank
- 4.16 Allegiance Credit Union
- 4.17 Allegius Credit Union
- 4.18 Allied First Bank
- 4.19 Aloha Pacific Federal Credit Union
- 4.20 Altra Federal Credit Union
- 4.21 Amboy Direct
- 4.22 American Bank Center
- 4.23 American Bank & Trust
- 4.24 American Commerce Bank
- 4.25 America First Credit Union
- 4.26 American Bank
- 4.27 American Enterprise Bank
- 4.28 American Investors Bank & Mortgage (AIBM)
- 4.29 American Trust & Savings Bank
- 4.30 American United Federal Credit Union
- 4.31 AmeriCU Credit Union
- 4.32 American Heritage Credit Union
- 4.33 American Savings Bank (ASB) Hawaii
- 4.34 Ameriprise Financial
- 4.35 ANB Bank
- 4.36 Anoka Hennepin Credit Union
- 4.37 Apple Federal Credit Union
- 4.38 Arizona Central Credit Union
- 4.39 Arkansas Federal Credit Union
- 4.40 Arrha Credit Union
- 4.41 Ascend Federal Credit Union
- 4.42 Ascent Credit Union
- 4.43 Ashland Credit Union
- 4.44 Aspiration
- 4.45 Associated Credit Union
- 4.46 Associated Credit Union of Texas (ACUTX)
- 4.47 Bank7
- 4.48 BankFinancial
- 4.49 Bank Midwest
- 4.50 Bank of Blue Valley
- 4.51 Bank of Elk River
- 4.52 Bank Five Nine
- 4.53 Bank Independent
- 4.54 BankNewport
- 4.55 Bank Novo
- 4.56 Bank of Greene County
- 4.57 Bank Of Lee’s Summit
- 4.58 Bank of Montgomery (BOM)
- 4.59 BankPlus
- 4.60 Bank of Ruston
- 4.61 Bank Of Sun Prairie
- 4.62 Bank of Tennessee
- 4.63 Bank of The Blue Grass
- 4.64 BankOrion
- 4.65 Bank OZK
- 4.66 Banner Bank
- 4.67 Banterra
- 4.68 Barclays
- 4.69 Bar Harbor Bank & Trust
- 4.70 Baselane
- 4.71 Baton Rouge Telco Federal Credit Union
- 4.72 Beartooth Bank
- 4.73 Belco Community Bank
- 4.74 Belmont Savings Bank
- 4.75 Beneficial Bank
- 4.76 Berkshire Bank
- 4.77 Better Banks
- 4.78 Beverly Hill Bank
- 4.79 BHCU
- 4.80 BiddefordSavings
- 4.81 Blackhawk Bank & Trust
- 4.82 Blue Foundry Bank
- 4.83 BMI Federal Credit Union
- 4.84 BOKF (Bank of Albuquerque, Bank of Oklahoma, Bank of Texas, Colorado State Bank and Trust)
- 4.85 Bravera Bank
- 4.86 Brentwood Bank
- 4.87 BrightStar Credit Union
- 4.88 Brio Direct Bank
- 4.89 Broadview Federal Credit Union
- 4.90 Bryon Bank
- 4.91 Byline Bank
- 4.92 Buckeye State Bank
- 4.93 Bull’s Eye Credit Union
- 4.94 California Bank & Trust
- 4.95 California Credit Union
- 4.96 Cape Cod 5
- 4.97 Capital City Bank
- 4.98 Capital Credit Union
- 4.99 CBT Bank
- 4.100 CenterBank
- 4.101 Center Parc
- 4.102 Charter Oak
- 4.103 CinFed Credit Union
- 4.104 City Mark Federal Credit Union
- 4.105 Clifton Savings Bank (CSBK)
- 4.106 CNB Bank & Trust
- 4.107 Coastal Credit Union
- 4.108 Comerica Bank
- 4.109 Commerce Bank (MA)
- 4.110 Commonwealth Central Credit Union
- 4.111 CommonWealth Credit Union
- 4.112 Community Alliance Credit Union
- 4.113 Community Bank & Trust
- 4.114 Community State Bank
- 4.115 Community West Credit Union
- 4.116 Compass Federal Credit Union
- 4.117 ConnectOne Bank
- 4.118 Connex Credit Union
- 4.119 Consumers Credit Union (MI)
- 4.120 Cooperative Bank of Cape Cod
- 4.121 Coors Credit Union
- 4.122 Crane Credit Union
- 4.123 Credit Union of Ohio
- 4.124 Credit Union One
- 4.125 Credit Union of the Rockies
- 4.126 Credit Union West
- 4.127 Crystal Lake Bank
- 4.128 Cambridge Trust Company
- 4.129 Capitol Bank
- 4.130 Capital One 360
- 4.131 Cedar Rapids Bank & Trust
- 4.132 Centier
- 4.133 Central Pacific Bank
- 4.134 Cincinnatus Savings & Loan
- 4.135 The Citizens Bank
- 4.136 Citizens First Bank
- 4.137 City National Bank (Bankatcity)
- 4.138 Cobalt Credit Union
- 4.139 CODE Credit Union
- 4.140 Community Credit Union Florida
- 4.141 Community Resource Credit Union
- 4.142 Compass Credit Union
- 4.143 Consolidated Community Credit Union
- 4.144 Control Card
- 4.145 Cornerstone Financial Credit Union
- 4.146 Country Bank
- 4.147 Credit Union of America
- 4.148 Credit Union of Southern California
- 4.149 CSE Federal Credit Union
- 4.150 Current
- 4.151 Darien Rowayton Bank
- 4.152 Denmark State Bank
- 4.153 Devon Bank
- 4.154 Diamond Valley Federal Credit Union
- 4.155 Denver Community Credit Union
- 4.156 Dort Federal Credit Union
- 4.157 DuGood Federal Credit Union
- 4.158 Eagle Federal Credit Union
- 4.159 East Boston Savings Bank
- 4.160 Eastern Savings Bank
- 4.161 East Idaho Credit Union
- 4.162 Eastman Credit Union
- 4.163 East Wisconsin Savings Bank
- 4.164 Educators Credit Union (ECU)
- 4.165 Edwards Federal Credit Union
- 4.166 Elite Community Credit Union
- 4.167 Elko Federal Credit Union
- 4.168 Empire State Bank
- 4.169 Energy Federal Credit Union
- 4.170 Essex Bank
- 4.171 EverBank
- 4.172 Exchange Bank
- 4.173 Expedition Credit Union
- 4.174 Extraco Banks
- 4.175 Family Trust Federal Credit Union
- 4.176 Farmers Insurance Federal Credit Union
- 4.177 FAST Credit Union
- 4.178 FCB Banks
- 4.179 FCNB Bank
- 4.180 FEDCOM Credit Union
- 4.181 Fierce Finance
- 4.182 Financial Builders
- 4.183 Financial Partners Credit Union
- 4.184 Financial Plus Credit Union
- 4.185 Finex Credit Union
- 4.186 First Bank of Manhattan
- 4.187 First Bank & Trust Company Illinois
- 4.188 First Basin Credit Union Checking
- 4.189 First Citrus Bank
- 4.190 First Entertainment Credit Union
- 4.191 First Federal Bank (FL)
- 4.192 First Financial Federal Credit Union
- 4.193 First Florida Credit Union
- 4.194 First General Credit Union
- 4.195 First Green Bank
- 4.196 First Community Bank (AR/MO)
- 4.197 First Federal Bank of Wisconsin
- 4.198 First Financial Bank (AR/MS)
- 4.199 First Financial Bank (TX)
- 4.200 First Financial Federal Credit Union (MD only)
- 4.201 First Financial Northwest Bank
- 4.202 First Hawaiian Bank
- 4.203 First Internet Bank
- 4.204 First Jersey Credit Union
- 4.205 FirstLight Federal Credit Union
- 4.206 First National 1870
- 4.207 First National Bank in Staunton
- 4.208 First National Bank of Waterloo
- 4.209 First Nebraska Educators Credit Union
- 4.210 First Northern Credit Union
- 4.211 First Savings Bank of Hegewisch
- 4.212 First Service Credit Union
- 4.213 First Southern Bank
- 4.214 First South Financial
- 4.215 First United Credit Union
- 4.216 First US Community Credit Union
- 4.217 Fitzsimmons Credit Union
- 4.218 Florida Community Bank
- 4.219 FNCB (maybe up to $499 including Amex)
- 4.220 F&M Bank
- 4.221 F&M Bank (VA Only)
- 4.222 Focus Bank
- 4.223 Forcht Bank
- 4.224 Fort Bragg Federal Credit Union
- 4.225 Fort Financial Credit Union
- 4.226 Fort Worth Community Credit Union
- 4.227 Freedom First Credit Union
- 4.228 Fremont Bank
- 4.229 Gain Federal Credit Union
- 4.230 Garden Savings Federal Credit Union
- 4.231 Georgia’s Own Credit Union
- 4.232 Giftsforbanking
- 4.233 GNO Federal Credit Union
- 4.234 GO Federal Credit Union
- 4.235 GOLD Credit Union
- 4.236 Greater Iowa Credit Unio
- 4.237 Great River Federal Credit Union
- 4.238 Green State Credit Union
- 4.239 Grove City Area Federal Credit Union
- 4.240 Guardian Credit Union
- 4.241 Gulf Coast Bank & Trust Company
- 4.242 Gulf Coast Federal Credit Union
- 4.243 Hanmi Bank
- 4.244 Harford Bank
- 4.245 Heartland Bank
- 4.246 Heritage Bank NW
- 4.247 Heritage Bank of St. Tammany
- 4.248 HeritageWest Credit Union
- 4.249 Hibernia Bank
- 4.250 Highmark Federal Credit Union
- 4.251 Holyoke Credit Union
- 4.252 Home National Bank
- 4.253 Home Federal Savings Bank
- 4.254 Home State Bank
- 4.255 Hometown Community Banks
- 4.256 Hopewell Federal Credit Union
- 4.257 Horizon Bank
- 4.258 Houston Metropolitan Federal Credit Union
- 4.259 Hudson River Community Credit Union (HRCCU)
- 4.260 Idaho Central Credit Union (ICCU)
- 4.261 Illinois National Bank
- 4.262 Illinois State Credit Union
- 4.263 Inspire Federal Credit Union
- 4.264 Interra Credit Union
- 4.265 InTouch Credit Union
- 4.266 Jovia Financial Credit Union
- 4.267 KaiPerm
- 4.268 Kalsee Credit Union
- 4.269 Katahdin Trust Company
- 4.270 Keesler Federal Credit Union
- 4.271 Kinderhook Bank
- 4.272 Kitsap Credit Union
- 4.273 La Capitol Federal Credit Union
- 4.274 Lake Ridge Bank
- 4.275 Lake Shore Savings
- 4.276 Land of Lincoln Credit Union
- 4.277 Las Colinas Federal Credit Union
- 4.278 Laurel Road
- 4.279 Ledyard Bank
- 4.280 LGE Community Credit Union
- 4.281 Liberty Bank For Savings
- 4.282 Liberty First Credit Union
- 4.283 Linn Area Credit Union
- 4.284 LM Federal Credit Union
- 4.285 Lone Star National Bank
- 4.286 Long Game
- 4.287 LorMet Community Federal Credit Union
- 4.288 Lyons National Bank
- 4.289 Magnolia Federal Credit Union
- 4.290 MainSource Bank
- 4.291 Main Street Bank [of Virginia]
- 4.292 MarketUSA Federal Credit Union
- 4.293 Marquette Bank
- 4.294 Mars Bank
- 4.295 MAX Credit Union
- 4.296 Mcfarland State Bank
- 4.297 MECU Credit Union
- 4.298 Melrose Bank
- 4.299 Member One Federal Credit Union
- 4.300 Members Choice Credit Union
- 4.301 Members Source Credit Union
- 4.302 Memphis City ECU (MCECU)
- 4.303 Mercer Savings Bank
- 4.304 Mercury
- 4.305 Meridian Bank
- 4.306 Meridian Trust Federal Credit Union
- 4.307 Meritrust Credit Union
- 4.308 Metro Credit Union (NE)
- 4.309 Metro Credit Union (MA)
- 4.310 M&F Bank
- 4.311 MIDFLORIDA CU
- 4.312 Mid Minnesota Federal Credit Union
- 4.313 Mid Penn Bank
- 4.314 Middlesex Bank
- 4.315 MidUSA Credit Union
- 4.316 Midwest Bank
- 4.317 Mint Valley Federal Credit Union
- 4.318 Mobiloil Credit Union
- 4.319 MoneyLion
- 4.320 Monona Bank
- 4.321 Monson Savings
- 4.322 Montgomery County Employees Federal Credit Union (MC EFCU)
- 4.323 Monroe Bank & Trust (MBT)
- 4.324 Mutual Bank
- 4.325 MySavingsDirect
- 4.326 M1 Finance
- 4.327 Neighbors Credit Union
- 4.328 Neighborhood Credit Union
- 4.329 Nexus
- 4.330 North Brookfield Savings Bank
- 4.331 North Community Bank
- 4.332 NorthOne Bank
- 4.333 Northern Paper Milles (NPM)
- 4.334 Northern Skies FCU
- 4.335 North Shore Community Bank
- 4.336 North Star Credit Union
- 4.337 North State Bank
- 4.338 Northwest Bank
- 4.339 Northwest Bank (PA)
- 4.340 Northwest Bank of Rockford
- 4.341 Notre Dame Federal Credit Union
- 4.342 Numerica Credit Union
- 4.343 NVE Bank
- 4.344 Oklahoma’s Credit Union
- 4.345 Oakland University Credit Union
- 4.346 OMNI Community Credit Union
- 4.347 One Finance
- 4.348 One Nevada Credit Union
- 4.349 OneWest Bank
- 4.350 Origin Bank
- 4.351 Oritani Bank
- 4.352 Orlando Credit Union
- 4.353 OUR Credit Union
- 4.354 Oxygen
- 4.355 Palisades Credit Union
- 4.356 Paradise Valley Federal Credit Union
- 4.357 Parke Bank
- 4.358 Pathfinder Bank
- 4.359 People’s Bank
- 4.360 Peoples Bank (LA)
- 4.361 Peoples Bank (WA)
- 4.362 Peoples Bank (ibankpeoples IL, IN)
- 4.363 Philadelphia Federal Credit Union
- 4.364 Pikes Peak Credit Union
- 4.365 Point Breeze Credit Union
- 4.366 Polish American Credit Union
- 4.367 Polish National Credit Union
- 4.368 Ponce Bank
- 4.369 Porte Bank
- 4.370 Public Service Credit Union
- 4.371 Power Financial Credit Union
- 4.372 Preferred Credit Union
- 4.373 Prestige Community Credit Union
- 4.374 Primis Bank
- 4.375 PriorityONE Credit Union of Florida
- 4.376 Progressive Bank
- 4.377 Progessions Credit Union
- 4.378 Proviso Community Bank
- 4.379 PSE Credit Union
- 4.380 Public Employees Credit Union (PECU)
- 4.381 Public Service Credit Union
- 4.382 Public Service Credit Union (IN)
- 4.383 Pulaski Bank
- 4.384 Putnam Bank
- 4.385 PyraMax Bank
- 4.386 Quad City Bank & Trust
- 4.387 Randolf Savings Bank
- 4.388 Reading Cooperative Bank
- 4.389 Real People’s Bank
- 4.390 Red Rocks Credit Union
- 4.391 Reliabank
- 4.392 Reliance Bank
- 4.393 Reliant Bank
- 4.394 Resource One Credit Union
- 4.395 Ridgewood Savings Bank
- 4.396 River Valley Credit Union
- 4.397 Riverview Bank
- 4.398 Rollstone Bank & Trust
- 4.399 RPT Federal Credit Union
- 4.400 Rosedale Federal Savings & Loan Association
- 4.401 Royal Bank America
- 4.402 Saratoga National Bank
- 4.403 Savings Bank of Danbury
- 4.404 Sawyer Savings Bank
- 4.405 SB1 Federal Credit Union
- 4.406 SECNY Federal Credit Union
- 4.407 Security Bank of Crawford
- 4.408 Selco Community Credit Union
- 4.409 Select Bank & Trust
- 4.410 Service 1st Federal Credit Union
- 4.411 Sharepoint Credit Union
- 4.412 Simmons Bank
- 4.413 Simsbury Bank
- 4.414 SIS Bank
- 4.415 Space Age Federal Credit Union
- 4.416 SPCO Credit Union
- 4.417 SouthEast Bank
- 4.418 Southeastern Credit Union
- 4.419 South East National Bank
- 4.420 Southern Bank
- 4.421 SouthStar Bank
- 4.422 Southland Credit Union
- 4.423 Southwest 66 Credit Union
- 4.424 Spartan Federal Credit Union
- 4.425 Spiral
- 4.426 Spire Credit Union
- 4.427 Spokane City Credit Union
- 4.428 Stanford Federal Credit Union
- 4.429 St. Anne’s Credit Union
- 4.430 Star Bank
- 4.431 Stark Federal Credit Union
- 4.432 State Bank of Bement
- 4.433 State Bank Of Cross Plains
- 4.434 State Security Bank
- 4.435 STCU (Spokane Teachers Credit Union)
- 4.436 Sterling National Bank
- 4.437 Streator Onized Credit Union (SOCU)
- 4.438 Sturdy Savings Bank
- 4.439 Suburban Bank & Trust (SBT)
- 4.440 Suffolk Credit Union
- 4.441 Summit Federal Credit Union
- 4.442 Summit Credit Union
- 4.443 Suncoast Credit Union
- 4.444 Sun Commnity Federal Credit Union
- 4.445 Sun National Bank
- 4.446 Synovus Bank
- 4.447 Sweet Home Federal Credit Union
- 4.448 Taunton Federal Credit Union
- 4.449 TEG Federal Credit Union
- 4.450 Telco Community Credit Union
- 4.451 Telhio Credit Union
- 4.452 The Bank Of Denver
- 4.453 The Bank of Princeton
- 4.454 The Columbia Bank
- 4.455 The Cooperative Bank
- 4.456 The County Federal Credit Union
- 4.457 The First State Bank
- 4.458 Thomaston Savings Bank
- 4.459 TLC Community Credit Union
- 4.460 TobyHanna FCU
- 4.461 Toro Credit Union
- 4.462 Torrington Savings Bank
- 4.463 Trademark Federal Credit Union
- 4.464 Transcend Credit Union
- 4.465 TrueCore Federal Credit Union
- 4.466 Truity Credit Union
- 4.467 TTCU (Formerly Tulsa Teachers Credit Union)
- 4.468 Tulsa Federal Credit Union
- 4.469 Ulster Savings Bank
- 4.470 UniBank
- 4.471 Union Community Bank
- 4.472 United Community Bank (UCB)
- 4.473 United Financial Credit Union
- 4.474 Unity One Credit Union
- 4.475 U of I Community Credit Union
- 4.476 US Community Credit Union
- 4.477 US #1364 Federal Credit Union
- 4.478 Utah First Credit Union
- 4.479 Wakefield Co-operative Bank
- 4.480 Wallet by Boss Money
- 4.481 Washington Savings Bank
- 4.482 Water And Power Community Credit Union (WPCU)
- 4.483 WaterStone Bank
- 4.484 Watertown Savings Bank
- 4.485 Waukesha State Bank
- 4.486 We Florida Financial
- 4.487 Wellesley Bank
- 4.488 Westbury Bank
- 4.489 Western Vista Credit Union
- 4.490 Westfield Bank, FSB
- 4.491 WestTown Bank & Trust
- 4.492 Widget Financial
- 4.493 Wilson Bank & Trust
- 4.494 Wysh
- 4.495 Valley Bank
- 4.496 ValleyStar Credit Union
- 4.497 Vectra Bank
- 4.498 Vibrant Credit Union
- 4.499 Vinton County
- 4.500 Xceed Financial Credit Union
- 4.501 Yolo Federal Credit Union
Popular Banks
Bank of America
Does not allow credit card funding, but you can use a debit card to fund up to $300 $100. Visa gift cards do not work (and 2).
Chase
Allows credit card funding up to a $500 limit. It looks like all credit cards are being charged as a cash advance now, so tread lightly. The following don’t count as a cash advance:
The following count as a cash advance:
- Barclay cards:
- Arrival Plus: 1 (sent by e-mail, this was an in branch funding rather than online)
- Sallie Mae: 1 (used to not code as cash advance)
- US Airways: 1
- Capital one cards: 1
- Chase cards. All Chase cards will post as a cash advance.
- Fidelity Visa: 1
- Unknown card used: 1
- Citi cards: 1
Citibank
As of February 9th, 2016 Citi no longer offers any sort of credit card funding.
Allows credit card funding up to $100,000. They allow MasterCard & Visa, but not American Express. The follow don’t count as a cash advance:
Chase:IHG: 1
Citi cards: 1, 2, 3, 4, 5, 6, 7, 8, 9Navy Federal Credit Union:Flagship Rewards: 1 (via e-mail on November 10th)
The following do count as a cash advance:
Bank of America:Business Alaska: 1
Barclay Priceline Visa: 1Capital One:Chase: 1, 2 (used to not code as cash advance: 1, 2 (update somebody reports not a cash advance again: 1), 3 cash advance again? 1, 2, 3, 4, 5, 6Citi cards: Most cards seem to be posting as purchase as noted above, although in the past there had been issues with this (1). That said, there still are some reports of cash advance issues:US Bank:
Civista Bank
Can fund up to $1,500 with a credit card.
Discover
Does not allow credit card funding
PNC
Note: Recently, it appears everything is going through as a cash advance. See a discussion about that in this post.
Allow you to fund up to $2,000 with a Visa, Discover or Mastercard credit card (note you can open a checking & savings account, each for $2,000). Maximum funding by phone is $100. The following don’t count as a cash advance:
Alliant: 1, 2,Barclaycard: 1 (looks like it will almost certainly count as cash advance, see data points below), 2BoA:Capital One:Chase cards: 1, 2, 3, 4, 5, 6AARP: 1,British Airways: 1Chase Sapphire Preferred: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14,Chase Sapphire Reserve: 1, 2, 3, 4, 5, 6 (funds refunded 7), 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33,Freedom: 1, 2, 3, 4, 5,Freedom Unlimited: 1, 2, 3, 4,Hyatt: 1, 2, 3,IHG: 1, 2,Ink cash: 1, 2, 3,Ink Plus: 1, 2, 3 (code as a cash advance in branch: 1), 4,Ink Preferred: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17 (cash advance)Ink Unlimited: 1, 2,Marriott: 1, 2,Marriott Business: 1, 2, 3,United: 1, 2, 3, 4,Southwest: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10,
Citi: You can no longer fund using a Citi card. Update: Citi cards are working again. Cash advance: 1,City National Bank: 1, 2, 3,Consumer Credit Union:Visa: 1
Discover: 1, 2,Fidelity: 1, 2 (coded as cash advance), 3 (coded as purchase)Synchrony:Terps: 1,USAA:Wells Fargo:
Note: Chase seems to originally code as cash advance and then reverts to purchase. If you have data points that say otherwise, please let me know.
The following do count it as a cash advance:
Barclaycard:Arrival: 1US Airways: 1
Capital one: 1Citi: 1 (may no longer code as cash advance, see above)Fidelity: 1,U.S. Bank:Altitude Reserve: 1, another dp of it coding as purchase, 2 (didn’t process), 3, 4 (coded as a purchase)
Santander
No longer allows credit card funding
Allow to fund it up to a $500 with a credit card (can also fund savings with up to $500). Visa, Mastercard & Discover cards can be used. The following don’t count as a cash advance:
Bank of America:BarclaysBBVA:Select: 1,
Capital One: Seems to now be coding as a cash advanceChase: Seems to now be coding as a cash advance (1)AARP: 1Chase Sapphire Preferred: 1, 2, 3, 4 (coded as cash advance)Chase Sapphire Reserve: 1, 2, 3, 4, 5, 6, 7 (coded as cash advance)Chase Freedom: 1, 2, 3, 4, 5, 6Freedom: 1Freedom Unlimited: 1, 2, 3, 4 (coded as cash advance)IHG: 1, 2Marriott: 1Southwest: 1, 2, 3, 4Ink: 1Ink Preferred: 1, 2,United: 1, 2
Citi:Discover: 1, 2, 3, 4,Fidelity: 1, 2,Iberia: 1,Terps: 1,Wells Fargo:
The following do code as a cash advance:
Discover: 1, 2 (didn’t used to code as cash advance, now it does) 1 (doesn’t code as online purchase)U.S. BankBusiness Edge: 1
Wells Fargo
You’re able to fund your checking accounts with up to $500 on a credit card (savings accounts can also be funded with another $500). Update 12/10/15: Seems that the limit is now $50 (1, 2).
You can only use a Visa or Mastercard The following don’t count as a cash advance:
- Capital One:
- Spark: 1,
- Chase: !s
- Citi: 1
- Barclay:
- Bank of America: 1
- Alaska: 1
- Huntington: 1,
- KCU: 1,
- U.S. Bank:
- FlexPerks Visa: 1
The following will count as a cash advance:
U.S. Bank
Update: Looks like it’s back, but only up to $50 $250 $200
Sadly U.S. Bank no longer allows credit card funding.
You’re able to fund your account with up to $500 on a credit card. The following cards don’t count as a cash advance:
- American Express(note the CA data points below):
- Bank of America: 1
- Barclaycard:
- BBVA:
- NBA: 1
- Capital One: 1
- Chase: 1, 2, 3
- AARP: 1
- Amazon: 1
- British Airways: 1
- Freedom: 1, 2, 3, 4, 5, 6, 7, 8,
- Freedom Unlimited: 1, 2, 3, 4,
- Hilton: 1
- Hyatt: 1, 2,
- IHG: 1, 2,
- Ink: 1,
- Ink cash: 1, 2, 3, 4,
- Ink Preferred: 1, 2,
- Ink Unlimited: 1, 2, 3, 4,
- Marriott: 1, 2,
- United: 1
- Sapphire Preferred: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10,
- Sapphire Reserve: 1, 2,
- Southwest: 1, 2, 3, 4, 5, 6,
- Citi: 1, 2, 3, 4
- Capital One: 1
- Commerce Bank:
- Special Connections: 1
- Discover: 1, 2,
- Fidelity: 1, 2, 3, 4,
- First Tennessee:
- Visa Signature: 1
- FNBO:
- Business: 1,
- Marcus: 1,
- Navy Federal:
- Go Rewards: 1
- PayPal Mastercard: 1,
- PenFed: 1, 2
- TD:
- Ameritrade: 1
- U.S. Bank
- Altitude Reserve: 1,
- Wells Fargo
- Business Platinum Visa: 1
The following cards did count as a cash advance:
- American Express (previously didn’t code as cash advance: 1, 2): 1
- Everyday: 1 (2 not coding as cash advance)
- Everyday Preferred (this originally code as a cash advance and then processed as a purchase: 1)
- Business Platinum: 1
- Hilton Surpass: 1
- SimplyCash: 1 (via e-mail on March 24th, 2016)
- SPG: (apparently neither personal or business coded as cash advance in April, via e-mail), 2, 3 (didn’t code as CA), 4
- Barclaycard:
- Arrival: 1
- Bank of America:
- Cash rewards: 1
- Citi:
- Business Aa: 1
- Discover: 1
- US Bank Cards: 1
- Wells Fargo:
- Propel (coded as cash advance in April, via e-mail)
Smaller Banks
1st Financial Federal Credit Union
Can fund up to $500 with a credit card.
1st Mariner Bank
Acquired by Howard Bank, unsure on Howard Bank credit card funding.
You can initially fund up to $2,500 with a credit card (American Express not allowed).
The following code as a purchase:
The following code as a cash advance:
Bank of America: 1Barclaycard:Arrival Plus: 1 (via email on March 2nd, 2016)
Chase:Rapid Rewards: 1
Citi:
1st United Credit Union
Can fund with a credit card up to an $2,000 maximum. The following code as a purchase:
3Rivers Federal Credit Union
Can fund up to $500 with a credit card (Visa or Mastercard). The following code as a purchase:
7 17 Credit Union
Can fund up to $525 with a credit card.
A+ Federal Credit Union (A+FCU)
Can fund up to $5,000 with a credit card.
- Chase:
- Freedom Unlimited: 1,
Abington Bank
Can fund up to $1,000 with a credit card.
Achieva
Can fund up to $10,000 limit now $1,500 with a credit card. The following code as a purchase:
- Wells Fargo:
- Business: 1,
Addition Financial
Credit card funding might no longer be offered.
Can fund up to $3,000 with a Visa or Mastercard. The following code as a purchase:
Advantis Credit Union
Can fund up to $2,550 with a Visa, Mastercard or Discover. The following code as a purchase:
Adventure Credit Union
Can fund with a credit card up to $2,500. The following code as a purchase:
- Citi:
- Double cash:
Adventure Credit Union
Advia Credit Union
Can fund up to $505 with a credit card.
AFFCU
Can fund up to $1,500 with a credit card.
Affinity Federal Credit Union
Can now fund up to $1,000 with a credit card again. The following code as a purchase:
- Bank of America:
- Unlimited: 1,
- Barclays:
- Business Aviator: 1,
- Capital One:
- Chase:
- Citi:
- FNBO:
- Fordpass: 1,
- Wells Fargo: 1,
Credit card funding is no longer available.
Can fund up to $5,000 with a Visa, Mastercard or Discover. The following code as a purchase:
Agriculture Federal Credit Union
You can fund up to $1,500 $500 initially with a credit card. (across all accounts). Only Visa & Mastercard are accepted. The following don’t code as a cash advance:
- Barclaycard:
- Capital One:
- Venture: 1,
- Chase
- Citi (didn’t code as cash advance, but data point of it coding as CA in the comments)
- AA Business Platinum: 1,
- US Bank:
Code as a cash advance:
- Citi:
- AA: 1
Alabama Credit Union
You can fund up to $500 with a credit card.
Following post as a purchase:
- Barclaycard Gold: 1 (via e-mail, March 10th, 2016)
Allegacy Credit Union
Can fund up to $750 with a credit card. They accept Visa or Mastercard.
AllTru Credit Union
Can fund up to $500 with a credit card. The following code as a purchase:
- Chase:
- Freedom: 1,
Amalgamated Bank
Credit card funding is no longer offered.
You can fund with up to $500 with a credit card, Visa or Mastercard only. Opening a savings account will not let you fund another $500, unless it’s opened at a later date.
The following post as a purchase:
Bank of America: 1Barclaycard:Capital One: 1ChaseCitiHSBC:Platinum: 1 (via e-mail on 04/11/2017)
MetaBank Issued Visa GC: 1TD Ameritrade Client Rewards VISA: 1
The following does code as a cash advance:
Amerant Bank
Can fund up to $500 with a credit card. The following code as a purchase:
American Bank & Trust
Can fund up to $2,500 with a credit card. The following codes as a purchase:
- Chase: 1,
American Eagle Financial Credit Union
Can fund both savings and checking up to $2,500 each. Mastercard, Visa & American Express are accepted. The following code as a purchase:
America’s Christian Credit Union
Can fund up to $500 with a credit card. The following code as a purchase:
- Chase
- Ink Unlimited: 1,
America’s Credit Union
Update 8/2/22 (via e-mail): Up to $1,500 with a credit or debit card.
Update: It looks like they no longer allow credit card funding. It looks like ACU allows credit card funding of up to $10,000. We’re unsure of what cards are accepted and what does and doesn’t code as a cash advance.
American Heritage Credit Union
Accepts all credit cards and you can fund up to $1,000, now you can fund only up to $500. We’re unsure what does and doesn’t code as a cash advance.
Andigo Credit Union
Can fund up to $1,000 with a credit card (per account) (Visa, Mastercard & Discover all accepted. American Express is no longer allowed, although it never actually worked). The following code as a purchase:
- Bank of America:
- Barclays:
- JetBlue Plus: 1,
- Chase:
- Citi:
- First National Bank of Omaha: 1,
- PayPal: 1,
The following coded as a cash advance:
Arapahoe Credit Union
Can fund up to $1,005 with a credit card. The following coded as a purchase:
- Bank of America:
- Travel Rewards: 1,
Ardent Credit Union
Can fund up to $500 with a credit card. The following code as a purchase:
Arizona Federal Credit Union
Can fund up to $200 with a credit card. The following code as a purchase:
Arizona Financial Credit Union
Can fund up to $200 with a credit card.
Arizona State Credit Union (now OneAZ Credit Union)
Arizona State Credit Union allows credit funding of up to $500 (previously $2,500). The following code as a purchase:
Armed Forces Bank
Can fund up to $100 with a credit card. The following code as a purchase:
Arundel Federal Savings Bank
You can fund up to $500 with a credit card. The following code as a purchase:
Aspire Credit Union
Can fund up to $150 with a credit card.
Associated Bank
You can fund up to $300 $1,200 with a credit card, American Express cards are not accepted.
Counts as purchase:
- Bank of America;
- Barclay
- Capital One:
- Chase (seems like it might code as a cash advance now): 1 (cash advance)
- Citi: 1
- Discover: 1, 2,
- PNC: 1,
- Wells Fargo: 1,
Codes as cash advance:
Bankers Trust
Update 8/2/22 (via e-mail): $500 up to a debit card.
You can fund with a credit card up to $10,000. The following code as a purchase:
bankESB (East Hampton Savings Bank)
You can fund up to $1,000 with any Visa, MasterCard or Discover credit card.
The following count as a purchase:
- Bank of America:
- Amtrak: 1
- Chase:
- Citi:
The following code as a cash advance:
- Discover: 1
BankHometown
Can fund up to $1,000 with a credit card. The following code as a purchase:
- Bank of America: 1,
Bank of Colorado
You can fund up to $1,000 with a credit card, this is basically the same bank as Pinnacle so data points from that bank and this one should work for each. Below is just what has worked for Bank of Colorado
Codes as a purchase:
Bank of Maine
Acquired by Camden National Bank
Bank of Maine allows credit card funding, there is a limit of $500. We currently don’t have any data points on what is and isn’t considered a cash advance.
Bank of the West
Update: recent data points are showing Bank of the West coding as a cash advance, be warned. This DP says Citi Doublecash was purchase? This DP was purchase on BBVA card. Purchase on Citi DC. Purchase on Citi DC. Purchase on Alliant
Bank of the West allows credit card funding up to $500. Visa or Mastercard only. You can only fund up to a maximum of $500, even if you open checking & savings account.
The following code as a purchase:
Alliant:Cashback Visa Signature: 1,
Bank of America:Bank of The West:Business: 1,
Barclays:Arrival: 1,
Capital OneChase: 1 (didn’t work), 2 (didn’t work)Citi:City National Bank:Visa Infinite: 1,
Fidelity:U.S. BankWells Fargo:
Bank & Trust
You can fund up to $2,000 with a credit card. American Express it not accepted. The following code as a purchase:
Bankwell
Can fund with Visa, Mastercard, or Discover (1). The following code as a purchase:
BayCoast Bank
Can fund up to $550 with a credit card.
BB&T
You can fund a maximum of $300 with a credit or debit card when opening a new bank account. When you get to the final screen it will say that only debit cards are able to be loaded, but if you input a credit card it should still work. The following cards code as a purchase:
BBVA Compass
BBVA allows credit card funding, only Visa & MasterCard (Mastercard does not work) may be used. There is a limit of $500 that can be funded (previously was $5,00)
Codes as purchase:
- Alliant: 1, 2, 3,
- Avianca: 1
- Bank of America: 1, 2,
- Capital One:
Chase:Chase Sapphire Preferred: 1
- Citi:
- City National Bank
- Visa infinite: 1,
- NFCU:
- Flagship Rewards: 1,
- Synchrony:
- Cathay Pacific: 1
- U.S. Bank:
- USAA:
- U.S. Bank:
- Altitude Reserve: 1,
- Wells Fargo:
Codes as cash advance:
Beacon Credit Union
You can fund up to $500 with a Visa or Mastercard.
Bell Bank
Can fund up to $1,000 with a credit card (Visa or Mastercard). The following code as a purchase:
BethPage Credit Union
You can initially fund up to $100 with a credit card
Blaze Credit Union
Can fund up to $250 with a credit card.
BluPeak Credit Union
Can fund up to $1,500 with a credit card.
Blue Hills Bank
Blue Hills Bank has now merged with Rockland Trust.
You can initially fund your account with up to $10,000 down to $1,000 now using a credit card. The following don’t count as a cash advance:
Barclaycard:Chase:Citi:AA exec: 1
Blue Federal Credit Union
Credit card funding no longer available.
Can fund up to $6,010 (might be limited to $500 now, but somebody funded $1,000). You can only fund with a Discover, Visa or Mastercard (American Express not accepted) The following code as a purchase:
Chase:Citi
BMI Federal Credit Union
Can fund up to $250 with a Visa or Mastercard. The following code as a purchase:
- Unknown
The following codes as a cash advance:
- Chase:
- Ink Preferred: 1,
BMO Harris
BMO Harris no longer accepts credit card funding
BMO Harris allows credit card funding, with a limit of $1,000. You should be able to fund both checking & savings with $1,000 (money market also works). Update: Multiple reports indicate (1, 2) that BMO no longer allows credit card funding. The following don’t count as a cash advance:
American Express: BMO Harris no longer accepts American ExpressBank of America: 1,Barclaycard:BBVA Compass: 1 (via e-mail on February 22nd, 2016)Capital One:Chase cards (might now code as cash advance, see below):Citi:Commence By Sallie Mae: 1Consumers Credit Union: 1Fifth Third: Trio: 1FNBO:Travelite: 1
USAA:Limitless: 1
U.S. Bank: 1 (originally coded as cash advance and then reverted to purchase)Wells Fargo:
Count as cash advance:
Boulder Valley Credit Union
Allows you to fund up to $500 with a credit card. The following do not code as a cash advance:
- Chase Sapphire Preferred
Brilliant Bank
The following code as a purchase:
- Citi:
- Double cash: 1,
Broadway Bank
Can fund up to $500 with a credit card. The following code as a purchase:
- American Express:
- Blue Business Plus: 1,
- Bank of America
- Travel Rewards: 1,
- Chase:
- Ink Unlimited: 1,
- Citi:
- Double cash: 1,
The following code as a cash advance:
- Bilt: 1,
Busey Bank
Can fund up to $500 with a credit card. The following code as a purchase:
California Coast Credit Union
Can fund up to $5,100 with a credit card. The following code as a purchase:
Callaway Bank
Can fund up to $250 with a credit card. We don’t have any other info currently.
Cambridge Savings Bank
You can fund up to $1,000 with a credit card. Visa, Mastercard & Discover are accepted. The following codes as a purchase:
Camden National Bank
You can fund up to $500 with a Visa or Mastercard. The following codes as a purchase:
Capital Bank
Can fund up to $300 $50with a credit card. The following code as a purchase:
Capital One
The following comes through as a cash advance:
- Citi Double Cash: 1
CEFCU
Can fund up to $200 with a credit card. The following code as a purchase:
- Chase:
- Ink Unlimited: 1,
Centra Credit Union
Can fund up to $6,100 with a credit card. The following code as a purchase:
- Chase:
- Freedom Unlimited: 1,
Central Bank (OK & MO)
Can fund up to $1,000 with a credit card. Visa & Mastercard are accepted, no American Express or Discover. Looks like opening a savings account lets you fund another $1,000 as well. The following code as a purchase:
- Barclaycard:
- Capital One:
- Venture X: 1,
- Citi:
- Simplicity: 1
- Commerce Bank:
- Special Connections: 1
- HSBC:
- Platinum: 1 (via e-mail on 04/11/2017)
- Merrill: 1,
The following didn’t work:
- Chase: 1,
Central Bank (Iowa, Minnesota, and the Dakotas)
Can fund up to $500 with a credit card.
Central Minnesota Credit Union
Can fund up to $100 $5,000 with a credit card. The following code as a purchase:
Central Willamette Credit Union
Can fund with a credit card, unknown limit. The following code as a purchase:
- Chase
- Ink: 1,
Chartway Credit Union
You can fund a maximum of $210 ($100 savings, $100 checking, $10 to join). The following don’t count as a cash advance:
- Bank of America:
- Alaska Airlines: 1
- Chase cards:
- Citi:
- US Bank:
- Club Carlson: 1
- Wells Fargo
- Active cash: 1,
Charter One
See: Citizens Bank. They are the same bank with a different branding in IL, MI, and OH.
Christian Credit Union
Allows credit funding with a limit of $500 for checking accounts and $500 for their CD products, you must qualify for the membership requirements as well. The following code as a purchase:
Citadel Credit Union
You can fund up to $500 with a credit card. They accept Visa, Mastercard, Amex, or Discover.
The following code as a purchase:
Citizens Bank
Update: Might all be cash advances now.
Update: One reader was able to fund up to $2,000 with a credit card (probably $1,000 from savings & another $1,000 from checking). Citizens Bank allows credit card funding up to $1,000, only Visa & MasterCard are accepted. The following don’t count as a cash advance:
- Alliant: 1,
- Barclaycard:
- Bank of America:
- Capital One:
- Chase cards: 1, 2
- Citi (seems to be cash advance now: 1, 2):
- Terps: 1,
- Wells Fargo:
- Business Platinum: 1,
The following will count as a cash advance:
- Barclaycard:
- Arrival: 1 (posted as purchase: see above)
- Citi (recent DP of it not being CA):
- Discover it: 1
- USAA: 1
Clearview Federal Credit Union
You can fund up to $500 with a Visa or Mastercard. The following code as a purchase:
- Chase:
- Chase Sapphire Preferred: 1
Clinton Savings Bank
You can fund up to $1,000 with a credit card. Visa, Mastercard & Discover are all accepted. The following code as a purchase:
Collins Community Credit Union
Can fund up to $2,500 with a credit card. The following code as a purchase:
- Chase:
- Freedom Unlimited: 1,
Columbia Bank (NJ)
No longer allows credit card funding. Credit card funding is now $1,000. Cannot use American Express to fund.
You can fund up to $1,000 with a credit card. The following code as a purchase:
Columbia Credit Union
You can fund up to $2,500 reduced to $500 with a credit card (might have been reduced to only $500), the following code as a purchase:
Communication Federal Credit Union
You can fund each account with at least $500 using a Visa/Mastercard. The following code as a purchase:
CommunityAmerica Credit Union
Can fund at least $5,000 with a credit card, possibly more. The following codes as a purchase:
- Bank of America:
- Preferred Rewards: 1,
- Barclays:
- Arrival: 1,
- Capital One:
- Venture X: 1,
- Chase
- Commence Bank: 1
Community Choice Credit Union
Can fund up to $500 with a credit card. The following code as a purchase:
- Chase:
- Ink: 1,
Community Financial Credit Union
Can’t fund with credit card. Can fund with a debit card or bank account up to $20,000.
Community First Credit Union – CA
- No data points
Community First Credit Union of Florida
Can fund up to $1,500 with a credit card, the following code as a purchase:
Consumers Credit Union
You can fund up to $210 with a Visa, MasterCard or American Express card. The following did not code as a cash advance:
The following did code as a cash advance:
Cornerstone Bank
You can fund up to $10,000 with a credit card. The following code as a purchase:
- Chase:
- Ink: 1,
Country Bank For Savings
Can fund up to $2,000 with a credit card (Discover, Visa & Mastercard). The following codes as a purchase:
- Bank of America:
- Customized cash: 1,
- Chase:
- Citi:
Credit Human
Can fund up to $500 with a credit card. The following code as a purchase:
Credit Union One
You can fund up to $600 with a credit card. The following code as a purchase:
Credit Union SoCal
Can fund up to $1,010 with a credit card.
Credit Union of Texas
Can fund with a credit card up to an unknown amount.
The following code as a purchase:
- Chase
- Freedom Flex: 1 (via email on 8/10/23),
The following code as a cash advance:
- Citi
- American Airlines: 1,
Dearborn Savings Bank (DSB)
Can fund up to $500 with a credit card. The following codes as a purchase:
Delta Community Credit Union
Can fund up to $500 with a AMEX, Visa, MasterCard, and Discover. The following coded as a purchase:
- Discover: 1,
Desert Financial Credit Union
It’s possible to fund with a credit or debit card, up to a maximum of $600.
Destinations Credit Union
You can fund with a credit card – up to $1,000 with Paypal or $500 without (1).
The following do not count as a cash advance when funding via Paypal:
Digital Federal Credit Union
Can fund up to $250 with a credit card. The following code as a purchase:
- Bank of America:
- Capital One:
- Venture: 1,
- Chase:
- Citi:
- Discover it: 1,
- Fidelity: 1,
- PNC:
- Cash rewards: 1,
- Wells Fargo:
The following didn’t work:
Dupaco Credit Union
Can fund up to $600 with a credit card.
- Chase:
- Freedom: 1,
Earn Bank
Can fund up to $500 with a credit card. Visa, Discover, and Mastercard only
Eastern Bank
You can fund up to $2,000 with a credit card. Visa, Mastercard, Discover & American Express are all accepted. The following code as a purchase:
- Barclaycard:
- Lufthansa: 1
East Cambridge Savings Bank
No longer possible.
Can fund with Visa/Mastercard or Discover up to an unknown maximum.
ECCU
Can fund up to $5,000 $500 with a credit card. The following code as a purchase:
The following code as a cash advance:
Educational Systems Federal Credit Union
Can fund up to $100 with a credit card. The following code as a purchase:
- Chase:
- Freedom Unlimited: 1,
Excite Credit Union
Can fund up to $2,500 with a Visa or Mastercard. The following count as a purchase:
Elevations Credit Union
Allows you to fund up to $2,500 with a credit card (shows maximum of $1,000 but can fund up to $2,500, used to be $10,000). The following do not count as a cash advance:
- Barclays:
- Arrival+: 1,
- Chase
- Chase sapphire preferred (e-mail data point), 2
- Citi:
- Platinum Select: 1
Emprise Bank
Can fund up to $100 with a credit card. The following code as a purchase:
ENT Credit Union
Can fund up to $500 with a credit card. The following code as a purchase:
Equity Bank
Can fund up to $2,500 with a credit card. Visa/Mastercard & Discover, no American Express. The following code as a purchase;
Evansville Teachers Credit Union
You can fund with a credit card, up to $1,200. The following code as a purchase:
Fairwinds Credit Union
Can fund up to $500 with a credit card via PayPal. The following code as a purchase:
The following code as a cash advance:
Farmington Bank
Can fund up to $1,000 with a Visa, Mastercard or Discover. We don’t know what codes as a purchase or cash advance.
Fidelity Bank (PA)
You can fund up to $500 with a credit card (doesn’t matter how many accounts you open $500 is the limit). You can use Visa, Mastercard, American Express or Discover. The following code as a purchase:
- Citi:
- Double cash: 1
Firefly Credit Union
Can fund up to $1,000 with a credit card. The following coded as a purchase:
- Citi:
- Doublecash: 1,
First Advantage Bank
No longer accepting credit card payments according to this.
You can fund up to $15,000 with a credit card (looks like the limit might be $100,000 total). You can fund with Discover, Mastercard & Visa. The following codes as a purchase:
- Bank of America:
- Merrill+1: 1,
- Barclays:
- Wyndham: 1,
- Chase: 1,
- Citi:
- Discover: 1
- Merrill: 1,
- USAA:
- Limitless: 1,
The following coded as a cash advance:
First American Bank
You can fund up to $500 for each account (e.g $1,000 total between checking & savings). The following codes as a purchase:
First Bank (VA)
You can fund up to $1,000 with a credit card, we currently don’t know what does/doesn’t code as a cash advance.
FirstBank
Can fund up to $600 with a credit card, must go in branch or call in to use this funding option.
Things that post as a purchase:
The following coded as a cash advance:
- U.S. Bank:
- Club Carlson: 1
First Citizen’s Bank
You can fund your first citizen’s bank account up to a maximum of $1,000. The following don’t count as a cash advance:
First City Credit Union
Can fund up to $500 with a credit card.
First Commerce Credit Union
Can fund up to $2,000 with a credit card.
First Commonwealth Bank
Can fund up to $500 with a credit card (Visa & Mastercard).
First Entertainment Credit Union
Can fund up to $500 with a credit card.
First Federal Bank
You can fund up to $500 with a credit card. Only Visa & Mastercard are accepted. The following code as a purchase:
First Federal Bank of Kansas City
Can fund up to $1,000 with a Visa/Mastercard/Discover.
First Financial Bank (IL, IN, KY, OH)
Can fund up to $500 with a credit card. The following code as a purchase:
The following coded as cash advance:
- U.S. Bank:
- Business: 1,
First Flight Credit Union
Can fund up to $500 with a credit card.
First Home Bank
Can fund up to $1,500 with a credit card. The following code as a purchase:
- Capital One:
- Spark: 1,
First Horizon Bank
Can fund up to $50 with a credit card. First Horizon Bank used to be First Tennessee & Capital Bank. We recommend looking at previous datapoints for those banks. Below we will only list datapoints since the name change. The following code as a purchase:
- Citi:
- Double cash: 1,
First Internet Bank of Indiana
Can fund up to $500 with a credit card.
First Interstate Bank
Can fund up to $1,000 with a credit card. The following code as a purchase:
- Chase
- Ink cash: 1,
First-Lockhart National Bank
You can fund up to $2,000 with a credit card. The following code as a purchase:
- Synchrony:
- Paypal business: 1,
First Mark Credit Union
Update: According to this comment this has been reduced to only $100. Possibly $0 now?
You used to be able to initially fund up to $10,000 using a credit card, only Visa & Mastercard are accepted. They place a two week hold on all transactions above $100. This is semi old information so we’re not sure if it’s still accurate: 1, 2 The following didn’t count as a cash advance:
- Chase: 1
The following count it as a cash advance:
- Citi: 1
First Merchants Bank
You can fund up to $1,000 with a credit card. You can use Visa or Mastercard. The following coded as a purchase:
First MidWest Bank
No longer allows credit card funding.
You can fund up to $2,500 with a credit card, no American Express cards. The following coded as a purchase:
First Merit Bank
First Merit has now merged with Huntington Bank.
You can fund with a credit card up to $10,000 (only Visa & Mastercard). At the moment we are unsure what does and doesn’t count as a cash advance, share your experiences in the comments. Doesn’t count as a cash advance:
Following code as cash advance:
First National Bank
Can fund up to $50 with a credit card. You can use all payment networks (including American Express).
First National Bank and Trust Company
Can fund up to $100 with a credit card. You can use all payment networks.
First Niagara
First Niagra allows credit card funding up to $1,000. They do not allow funding from American Express cards (1). They will also only give you one chance to fund the account. The following don’t count as a cash advance:
- Bank of America:
- Alaska Airlines: 1https://www.doctorofcredit.com/ct-ma-pa-ny-first-niagara-200-checking-bonus/#comment-229199
- Travel Rewards: 1
- Barlcay Arrival 1, 2
Chase Cards(looks like it originally posts as cash advance and then goes to purchase (1):Capital One Venture: 1, 2, 3(now looks to be cash advance, Capital One Spark business was on March 23rd, 2016)- Capital One Mastercard: 1
- US Bank: 1
The following do count as a cash advance:
Firstrust Bank
Can fund up to $500 with a credit card Can fund up to at least $1,000. The following code as a purchase:
First State Bank Of Illinois
Can fund up to $2,000 with a credit card. The following code as a purchase:
First State Community Bank
You can fund up to $2,000 with a credit card. Visa, Mastercard & Discover are accepted The following code as a purchase:
First Tennessee
You can fund up to $300 $50 with a credit card, the following do not count as a cash advance:
- Bank of America:
- Barclaycard:
- Capital One:
- Venture: 1
- Chase: 1
- Citi:
- U.S. Bank:
- Fidelity: 1
- Wells Fargo:
- Platinum: 1
Counted as a cash advance:
First United Bank
You can fund up to $200 with a credit card. They accept Visa, Mastercard & Discover (no American Express). The following codes as a purchase:
- Citi:
- AA: 1
Fitness Bank
Can fund up to $2,500 (reduced to $100) with a credit card.
Flagship Bank
Can fund up to $100 with a credit card. Visa & Mastercard accepted. The following code as a purchase:
- Chase:
- Freedom Unlimited: 1,
Florence Bank
Can fund up to $6,000 with a credit card. The following code as a purchase:
You can fund up to $500 with a credit card. The following code as a purchase:
Florida Credit Union
Can fund up to $2,500 with a credit card. The following code as a purchase:
- Citi:
- Advantage: 1,
F&M Bank (OH, IN)
Can fund up to $1,000 with a credit card (Visa or Mastercard).
The following code as a purchase:
- American Express: 1,
The following code as a cash advance:
Freedom Credit Union
Can fund up to $500 with a credit card. The following code as a purchase:
- U.S. Bank
- Triple cash: 1,
Fremont Bank
You can fund up to $100 with a credit card. The following code as a purchase:
Frontwave Credit Union
Can fund up to $10,000 with a credit card. The following code as a purchase:
- Citi:
- Premier: 1,
FSB Bank
Can fund up to $500 with a credit card. Visa & Mastercard only. The following code as a purchase:
- Citi:
- Double cash: 1,
Fulton Bank
Can fund up to $500 with a credit card or $1,000 with a debit card. The following code as a purchase:
Gate City Bank
Can fund up to $2,000 with a credit card, Visa, Discover & Mastercard accepted. The following code as a purchase:
Genisys Credit Union
Can fund up to $50 with a credit card. The following count as a purchase:
Gesa Credit Union
Allows credit card funding, no idea on limits. The following code as a purchase:
Greater Nevada Credit Union
Can fund up to $5,000 with a credit card. The following code as a purchase:
The following code as a cash advance:
- Fidelity: 1,
Great Southern Bank
Can fund money market up to $5,000. The following codes as a purchase:
- Barclays:
- Chase:
- Citi:
- Double cash: 1,
Great Western Bank
Funding reduced to $1,000 now.
Allows up to $3,500 in credit card funding. They allow Visa, Mastercard & American Express funding. The following code as a purchase:
- American Express:
- SPG Business: 1
- Business Gold Rewards: 1 (e-mail on 3/28/18)
- Citi:
- American Airlines: 1
Grow Financial Credit Union
Can fund up to $500 with a credit card. The following code as a purchase:
GTE Financial Credit
Limit is $5,000 for certificates and $500 for checking/savings.
Update: Apparently limited to $215 now? Now back to $5,000
Up to $5,000 can be funded with a credit card, this can also be done for certified deposits. The following don’t count as a cash advance:
The following code as a cash advance:
- U.S. Bank Altitude Reserve: 1,
Hanscom Federal Credit Union
Can fund up to $2,000 $100 with a credit card. The following code as a purchase:
HarborOne Bank
You can fund up to $1,000 with a credit card. The following code as a purchase:
Harborstone Credit Union
Can fund up to $500 with a credit card. The following code as a purchase:
- Bank of America:
- Cash Rewards: 1,
Hawthorn Bank
Can fund up to $2,000 with a credit card. Can fund with Visa, Mastercard & Discover. The following code as a purchase:
Heritage Bank
No longer allows credit or debit card funding.
You can fund up to $1,500 with a credit card. The following codes as a purchase:
Hiway Federal Credit Union
Can fund up to $5,000 $500 with a credit card. The following code as a purchase:
Honor Credit Union
According to this comment you need to pay a $15 fee and you can fund ‘any amount of money’ over the phone. They successfully funded $2,500 with a Chase Ink card.
Horizon Credit Union (WA, ID, MT)
Can fund up to $500 with a credit card. The following code as a purchase:
- Chase:
- IHG: 1,
The following code as a cash advance:
- Chase:
- Ink: 1,
Hudson Valley Federal
Can fund up to $10,000 with a credit card. The following code as a purchase:
IBERIABANK
Can fund up to $500 with a credit card. The following code as a purchase:
IBM Southeast FECU
You can fund up to $1,500 with a credit card.
- Barclaycard:
- Arrival+: 1
Ideal Credit Union
Update: New limit is only $500 (I think per account so should be $1,000 total but not 100% sure) You can fund up to $2,000 with a credit card (American Express, Discover Mastercard or Visa. Note $2,000 is the limit across all accounts).
Codes as a purchase:
Independent Bank
Can fund up to $1,000 with a credit card. The following code as a purchase:
- Chase:
- Freedom Unlimited: 1,
InRoads Credit Union
Can fund up to $500 with a credit card. Unsure what counts as a purchase currently.
Interior Federal Credit Union
Can fund up to $750 with a credit card. Visa or Mastercard only.
JSC Federal Credit Union
Can fund up to $1,000 with a credit card. The following code as a purchase:
- No data points
Justice Federal Credit Union
You can fund up to $1,000 $2,500 with a credit card. They accept Visa & Mastercard. The following code as a purchase:
KeyBank
You can do initial funding of up to $100 with KeyBank The following don’t count as a cash advance (note it might initially code as cash advance and then revert to a purchase):
- Bank of America:
- Barclaycard: 1
- Aviator: 1
- Chase
- Citi:
- Citizens CashBack Plus World Mastercard: 1
- U.S. Bank:
KeyPoint Credit Union
Can fund up to $3,000 $2,500 $12,500 $500with a credit card. The following code as a purchase:
- Bank of America: 1,
- Business Rewards: 1,
- Capital One:
- Quicksilver: 1,
- Chase:
- Citi:
- FNBO: 1,
- SoFi: 1,
- U.S. Bank:
- Altitude Reserve: 1,
- Wells Fargo
KS State Bank
Can fund up to $1,000 with a credit card. The following code as a purchase:
- Citi Doublecash: 1
Lafayette Federal Credit Union
Can fund up to $2,000 when you join $750 now, $750 when opening a new account. The following code as a purchase:
- Citi:
- Double cash: 1,
Lakeland Bank
Can fund up to $1,000 with a credit card (Visa & Mastercard). The following code as a purchase:
Lake Michigan Credit Union (LMCU)
You can do initial funding of up to $15,000 with LMCU. Update: Funding is now limited to just $50. You can only fund with a Visa or MasterCard, no American Express. The following don’t count as a cash advance:
- Capital One:
- Venture: 1
- Bank of America: 1, 2, 3
- Barclay Arrival: 1
- Chase
- Citi: 1, 2, 3, 4, 5
- Double cash: 1,
Landmark Credit Union
Can fund up to $500 with a credit card per account (Visa, Mastercard or Discover). The following code as a purchase:
- Discover: 1,
Langley Federal Credit Union
Can fund up to $1,000 with a credit card.
LBS Financial Credit Union
Can fund up to $500 with a credit card (Visa or Mastercard only). The following count as a purchase:
- None
Liberty Bank
You can fund up to $500 with a credit card. The following code as a purchase:
Los Angeles Federal Credit Union
Can fund up to $500 with a credit card (limit is applied across both savings & checking accounts). The following code as a purchase:
- Chase
- Southwest Business: 1
Macatawa Bank
Can fund up to at least $1,500, maybe more. The following code as a purchase:
Mainstreet Credit Union
You can fund up to $505 with a credit card. The following code as a purchase:
The following code as a cash advance:
- Chase:
- Freedom: 1
Mazuma Credit Union
You can fund up to $500. The following code as a purchase:
- Alliant:
- Cash Visa Signature: 1,
- Capital One:
- Spark: 1,
- Chase:
- Sapphire Reserve: 1,
- Citi:
- Merrill Lynch: 1, 2,
Didn’t work/cash advance:
- Fidelity: 1,
Members Cooperative Credit Union
You can fund up to $250 with a credit card. Visa & Mastercard accepted. The following code as a purchase:
- Chase:
- Freedom Unlimited: 1
Memory Bank
You can fund up to $1,000 with credit card. Visa, MC, Amex, or Discover. The following code as a purchase:
- Alliant: 1, 2,
- American Express:
- Bank of America:
- Barclaycard:
- Capital One:
- Chase:
- Citi:
- Discover: 1
- USAA:
- Limitless: 1,
- Wells Fargo:
Meriwest Credit Union
You can fund up to $500 with a credit card (plus the $5 membership fee). The following code as a purchase:
Metro Credit Union
Can fund up to $2,000 with a credit card. The following code as a purchase:
- Bank of America:
- Premium Rewards: 1,
Michigan Schools and Government Credit Union
You can fund up to $2,600 with a credit card. The following code as a purchase:
- Citi:
- Double cash: 1,
Mid-Hudson Valley Federal Credit Union
Can fund up to $100 (checking) or $105 (savings) the following coded as a purchase:
Midland States Bank
Credit card funding has been removed.
Can fund up to $1,500 with a credit card. The following code as a purchase:
MinnWest Bank
Can fund up to $500 with a credit card.
Mission Federal Credit Union
Can fund up to $750 with a credit card.
MIT Federal Credit Union
You can fund up to $500 (you can fund both savings checking account with $500 each). The following codes as a purchase:
- Chase:
- Ink Preferred: 1
Mountain America Credit Union
You can fund with a credit card but a 2.5% fee is charged ($4.95 flat fee for debit cards). No idea on limits with either.
MountainOne Bank
You can fund up to $1,000 with a credit card. The following don’t count as a cash advance:
The following do count as a cash advance:
Montgomery County EFCU
You can fund up to $500 with a credit card. The following code as a purchase:
- Chase: 1
Morrill & Janes
You can fund up to $2,000 with a credit card. The following code as a purchase:
mph.bank
Can fund up to $495 with a credit card.
- Chase:
- Ink Plus: 1,
M&T Bank
Can fund up to $250 with a credit card. The following code as a direct deposit:
- Citi:
- Double cash: 1,
NASA Federal Credit Union
You can fund up to $500 with a credit card. The following code as a purchase:
Nassau Financial Federal Credit Union
You can fund up to $500 with a Visa or Mastercard credit card.
NorthPointe Bank
Apparently they no longer allow credit card funding.
The following code as a purchase:
Barclaycard:Chase:Citi
My NorthWest Savings Bank
You can fund up to $1,000 with a credit card as your initial deposit: 1 The following don’t count as a cash advance:
- American Express:
- Bank of America:
- Business cash rewards: 1,
- Barclaycard
- Chase:
- Citi:
- Double Cash: 1
The following coded as a cash advance:
MyUSA Credit Union
Can fund up to $500 with a credit card. Includes Discover, Mastercard & Visa. The following code as purchase:
Can fund up to $250 with a credit card (Visa, Mastercard or Discover). Following code as purchase:
Newtown Savings Bank (NSB)
Can fund up to $1,000 $25 with a credit card. The following code as a purchase:
- Chase:
- Southwest: 1
New England Federal Credit Union
Can fund up to $10,000 with a credit card.
Northeast Credit Union
Can fund up to $1,000 with a credit card per account (e.g checking + savings = $2,000). The following codes as a purchase:
North Shore Bank of Commerce
You can fund up to $5,000. Visa & Mastercard are accepted. The following code as a purchase:
Northwest Federal Credit Union
Can fund up to $520 with a credit card. Visa Mastercard and maybe Discover are accepted, American Express is definitely not accepted. The following code as a purchase:
NuVision Federal CU
You can fund up to $500 with a credit card, we don’t have any data points on what does/doesn’t code as cash advance.
NWSB Bank
Can fund up to $1,000 with a credit card.
Ocean Financial Bank
Can fund up to $500 with a credit card. The following codes as a purchase:
- Citi: 1,
OceanFirst Bank
You can fund up to $100 with a credit card (1, 2). The following code as a purchase, not a cash advance:
Old National Bank
You can fund up to $500 with a credit card. They accept American Express, Visa & Mastercard. The following code as a purchase:
OnPath Credit Union
Can fund up to $1,000 with a credit card. The following code as a purchase:
OnPoint Community Credit Union
Can fund up to $500 with a credit card
On Tap Credit Union
Can fund up to $500 with a credit card.
Option 1 Credit Union
You can fund at least $750, maybe more.
The following code as a purchase:
- Chase Sapphire: 1
Orange County’s Credit Union
You can fund this account with up to $500 with a Visa or Mastercard (previously $5,000). The following code as a purchase:
The following coded as a cash advance:
P1FCU
Can fund up to $1,000 with a credit card. The following code as a purchase:
- Citi:
- Premier: 1,
Partner Colorado Credit Union
No longer possible.
$500 maximum per checking & savings account.
Chase:Hyatt: 1,
Pelican State Credit Union
Can fund up to $1,000 with a credit card.
Penn Community Bank
Can fund up to $500 with a credit card ($500 for checking & $500 for savings). They accept Discover & Mastercard. The following code as a purchase:
PenFed
You can fund up to $500 (now $100) (now back to $500) (now down to $50) with a credit card, the following code as a purchase:
- American Express:
- Bank of America: 1,
- Capital One:
- Spark cash: 1,
- Chase:
- Citi:
- Paypal Extra Mastercard: 1,
- USAA: 1,
- U.S. Bank
- Altitude Reserve: 1
- Wells Fargo: 1,
Pentucket Bank
Can fund up to $2,500 with a credit card.
PeoplesBank (Bankatpeoples)
It’s possible to fund with a credit or debit card, you can fund up to $500 for each application (e.g if you open checking & savings at the same time it’s a $500 max. But you could open them separately and fund $500 each time). This is despite the funding page saying the limit is $1,000.
People First Federal Credit Union
Can fund up to $250 with a credit card. The following code as a purchase:
Peoples Credit Union
You can fund up to $2,505 with a credit card. Mastercard & Visa are accepted.
Picatinny Credit Union
Can fund up to $500 with a credit card.
Pinnacle Bank
Update: They have limited credit card funding to $1,000
There is no limit mentioned on the funding page, we know you can fund at least $4,500 but it could possibly be a lot more. Update: somebody has reported that the maximum limit is $5,000, when you try to fund more it states: “initial deposit must be less than or equal to $5000”. You can only use Visa or Mastercard, no American Express or Discover. The following code as a purchase:
Pioneer Valley Credit Union
Can fund up to $1,000 with a credit card.
PlainsCapital Bank
Unknown amount can be funded.
Premier America Credit Union
The amount you can fund depends on what product you open (checking and savings have a maximum of $500 each). Cannot be funded with an American Express card The following code as a purchase:
- Chase
- Sapphire Reserve: 1
Premier Bank – OH
Can fund up to $500 with a credit card.
Premier Members Credit Union
Can fund up to $1,500 with a credit card again.
Can fund up to $500 across all accounts with a Visa or Mastercard. The following codes as a purchase:
ProFed
Can fund up to $1,300 with a credit card. The following code as a purchase:
- Capital One:
- Savor: 1,
Provident Bank
No longer allowed? Or reduced to $30?
You can fund up to $2,500 with a Visa or Mastercard. The following code as a purchase:
- Bank of America:
- Capital One:
- Chase:
- Citi:
- Double cash: 1
The following code as a cash advance:
- Chase:
Provident Credit Union
You can fund up to $5,000 $1,000 with a credit card. Only Mastercard & Visa are accepted, no AmEx. Apparently all mastercard purchases will be treated as a cash advance: 1, 2 (update, this no longer seems to be the case as a Barclaycard Arrival code as purchase). The following don’t count as a cash advance:
PSECU
Can fund up to a $100 with a Visa or Mastercard. The following code as a purchase:
Purdue Federal Credit Union
Can fund up to $250 with a credit card.
Quorum Federal Credit Union
No longer allows credit card funding
You can fund up to $2,500 with a Visa or Mastercard. The following code as a purchase:
Bank of America:Merill+: 1
Barclaycard:Capital One:Spark Miles: 1, 2 (sent via -mail on 12/19/17)
ChaseCiti:
Radius Bank
Update: Now allows $1,000 per account.
No longer allows any credit card funding
There is no pre set limit on how much you can fund with radius bank. You can also fund whenever you open a new account (e.g opening a savings & checking account will let you fund twice). It’s not possible to fund with an American Express card, only Visa or MasterCard. We know you can fund up to at least $17,000. Looks like this is now over and the maximum you can fund is $1,000. One DP says that funding doesn’t work at all any longer.
- Bank of America:
- Chase:
- Citi
- Barclaycard:
- Wyndham: 1
- Priceline card: 1
- U.S. Bank:
- Altitude Reserve: 1
Randolph-Brooks Federal Credit Union (RBFCU)
Up to $1,000 with a Visa or Mastercard. Unknown what codes as a purchase.
Redstone Federal Credit Union
You can fund up to $2,530 now $530 with a credit card. The following code as a purchase:
The following code as a cash advance:
Redwood Credit Union
Can fund up to $500 with a credit card.
Reliant Community Credit Union
Can fund up to $500 with a credit card. The following code as a purchase:
Regions Bank
Looks like the maximum is now $125 $1,000 instead of $100
It’s possible to fund up to $100 with a credit card. It’s also possible to open up a free savings account and also fund this with a credit card for another $100 (we don’t believe this will result in another chex system inquiry and no hard pull will be done). Only Visa is accepted. The following code as a purchase:
- Barclaycard:
- Capital One:
- Venture: 1
- Chase:
- British Airways: 1
- Freedom Unlimited: 1
- Hyatt: 1
- Ink cash: 1,
- Ink Plus: 1 (via e-mail on February 5th, 2016)
- Ink Preferred: 1 (coded as 3x), 2 (didn’t work), 3,
- Marriott: 1
- Sapphire Preferred: 1 (with CA set to $0 didn’t go through: 1), 2, 3 (didn’t go through due to cash advance limit set to $0)
- Sapphire Reserve: 1 2, 3, 4, 5,
- Southwest: 1, 2
- United: 1, 2,
- Citi:
- Commerce Bank:
- Special Connections: 1
- Elan:
- Fidelity: 1
- SunTrust:
- Platinum Elite: 1
- USAA:
- Wells Fargo:
Coded as a cash advance:
- Bank of America:
- Merrill: 1 (declined due to fraud alert)
- Barclays:
- Uber: 1 (in branch)
- Citi: 1 (didn’t actually code as a cash advance, just didn’t process with $0 cash advance limit set)
Republic Bank
Can fund up to $500 with either a Visa or Mastercard.
Following codes as a purchase:
Rivermark Community Credit
Can fund up o $3,505 with a credit card. The following code as a purchase:
Rockland Trust Bank
You can fund up to $2,000 with a credit card (Visa, Mastercard, American Express & Discover are accepted). The following code as a purchase:
- American Express:
- Barclaycard:
- Arrival Plus: 1,
- Chase:
- Citi:
Royal Credit Union
Can fund up to $1,000 with a Visa or Mastercard (limit of $1,000 per account). The following code as a purchase:
Sacramento Credit Union
You can fund up to $500 with a credit card. The following code as a purchase:
- Alliant: 1,
SAFE Credit Union
Can fund up to $250 with a credit card. The following code as a purchase:
San Diego Credit Union (SDCCU)
You can fund up to $50 with a credit card. The following code as a purchase:
- Chase:
- Sapphire Reserve: 1
Sandy Spring Bank
You can fund up to $250 with a credit or debit card. Only Visa & Mastercard are accepted.
- Bank of America:
- Premium Rewards: 1,
- Chase:
- Citi:
San Mateo Credit Union
Can fund up to at least $3,000 $500 with a credit card. The following codes as a purchase:
Sauk Valley Bank
Can fund up to $1,000 with a credit card.
Seacoast Bank
You can fund up to $1,000 $100 with a credit card. The following don’t count as a cash advance:
- Bank of America:
- Chase:
- Citi:
- Premier: 1
The following do:
Security Plus
Can fund up to $2,000 with a credit card. The following count as a purchase:
Service Credit Union
Can fund up to $1,500 $250 with a credit card. The following code as a purchase:
- Capital One:
- Venture X: 1,
- Chase:
- Freedom Flex: 1 (coded as cash advance),
- Hyatt: 1,
- IHG: 1,
- Southwest business: 1,
- Citi:
- Fidelity: 1,
- Wells Fargo: 1
- Active cash: 1,
- U.S. Bank: 1
- Altitude connect: 1,
The following coded as a cash advance:
SF Fire Credit Union
Can fund up to $495 with a credit card. The following code as a purchase:
Signature Bank of Georgia
Apparently no longer allows credit card funding of any sort.
You can fund with Visa, Mastercard or Discover. Up to $5,000 $1,500 now. The following codes as a purchase:
Signature Federal Credit Union
You can fund $2,000 $500.
The following code as a purchase:
The following coded as a cash advance:
- Barclaycard:
- Wyndham: 1
SkyOne Federal Credit Union
Can fund up to $12,000 with a credit card (reduced to $500?). The following code as a purchase:
Sound Credit Union
Cannot fund with a credit card, can use paypal to fund up to $3,000. Possibly now only $600 via Google Pay.
South Shore Bank
Can fund up to $250 with a credit card. The following code as a purchase:
South State Bank
Can fund up to $1,000 $250 with a credit card. The following count as a purchase:
- American Express:
- Platinum: 1,
- Bank of America
- Unlimited: 1,
- Chase:
- Citi:
- Discover: 1,
- Navy Federal:
- American Express: 1,
S&T Bank
You can fund up to $5,000 $100 with a Visa or Mastercard. We don’t have any current data points on what does/doesn’t code as a cash advance.
Starion Bank
Can fund up to $500 witha credit card. The following code as a purchase:
- Citi:
- Premier: 1,
Star One Credit Union
No longer an option to fund with a credit card. You can fund with a credit card for $1,000 again
You can fund up to $1,000 with a credit card (Visa, American Express, Mastercard & Discover accepted). The maximum is $1,000 across both checking & savings. The following code as a purchase:
- American Express:
- Barclaycard:
- Arrival: 1
- Capital One:
- Chase: 1
- Citi:
- U.S. Bank
- Leverage: 1,
- Wells Fargo:
- Propel: 1,
Codes as a cash advance:
- Citi:
- ThankYou Premier: 1
State Bank Of India (California)
No longer possible
Can fund up to $1,000 with a Visa or Mastercard. The following code as a purchase:
Bank of America:Barclays:Chase:Citi:NFCU:Flagship Rewards: 1,
Wells Fargo:Business Platinum: 1,
State Department Federal Credit Union
Can fund with a debit, credit card (up to $500) or paypal (up to $10,000) Paypal no longer an option apparently.
State Employees Credit Union (SECU) Of Maryland
Credit card funding is no longer an option.
You can use a Visa, Mastercard or Discover to fund (no American Express) unsure on limit but at least $200. The following code as a purchase:
Chase:Freedom: 1 (via e-mail on July 31st, 2016)
Citi:Double cash: 1
St Mary’s Credit Union
You can fund with a credit card, up to a limit of $250. We don’t have any data points on what does/doesn’t code as a cash advance.
St Paul Federal Credit Union
You can fund up to $1,000 for both checking & savings. Mastercard or Visa. Currently no datapoints on what codes as a purchase or cash advance.
Suffolk Federal Credit Union
You can fund $5-$1,000 with a credit card (Visa, Mastercard or Discover).
The following code as a purchase:
The following code as a cash advance:
- Bank of America:
- Cash rewards: 1
Sun East Federal Credit Union
You can fund up to $550 with a credit card. The following don’t count as a cash advance:
The following do count as a cash advance:
- Discover
Sunmark Credit Union
- Citi:
- Business: 1,
SunTrust
You can fund up to a maximum of $1,000 with a credit card (now $250). Chase is unusual as it looks like it’ll originally post the funding as a cash advance and then this will change to a purchase (1, 2, 3) Update: others are reporting it stays as a cash advance: 1. Obviously YMMV. SunTrust represenatives have also stated it will take up to 7 business days for the credit card funding to go through. The following don’t count as a cash advance:
- Barclaycard
- Priceline Visa: 1
- Citi: 1 (now codes as cash advance according to reader via e-mail), 2
- Fidelity: 1,
- NFCU: 1
The following do count as a cash advance:
SunWest Credit Union
Can fund up to $750 with a credit card.
TCF Bank
Update: Funding has now been reduced to $100
You can fund up to $1,000 with a credit card (max is $1,000 for checking & at least $1,000 for savings) Only Visa & Mastercard is accepted. The following post as a purchase:
TD Bank
Can be funded with a credit card up to $300 $1,00 in initial funding. The following count as a purchase:
- Bank of America:
Capital One Quicksilver: 1, 2(3, didn’t process with $0 cash advance limit). Warning, looks like this codes as a cash advance now.- Chase: (looks like it might revert to purchase after originally coding as cash advance (1, 2, 3, 4, 5, 6, 7)
- Sapphire Reserve: 1
Citi (now codes as cash advance?)- Fidelity:
- U.S. Bank
- Wells Fargo: 1
The following count as a cash advance:
- Bank of America:
- Capital One Spark business: 1 (update: on October 29th 2015 a reader let us know this is no longer the case)
- Chase (looks like it might revert to purchase after originally coding as cash advance (1, 2, 3, 4, 5, 6):
- Barclays
- Citi
- Gift Card:
- Visa from GCM: 1
TDECU
Can fund up to $2,500 per account with a credit card ($7,500 total across 3 accounts). The following code as a purchase:
Teachers Credit Union
Can fund up to $2,500 with a Visa or Mastercard. The following code as a purchase:
- Chase:
- CIP: 1,
The following code as a cash advance:
- Citi:
- Double cash: 1,
Teachers Federal Credit Union
Seems to allow funding with credit card of at least $5,000 or more. Visa or Mastercard, no Amex.
The following code as purchase:
- Alliant: 1,
- Bank of America: 1
- Capital One: 1,
- Venture X: 1,
- Chase: 1, 2, 3, 4
- Citi: 1,
- Fidelity: 1,
- Sofi: 1,
- Wells Fargo
- Active cash: 1,
Tech Credit Union
Can be funded with a credit card up to $125 (across all accounts), Visa, Mastercard, Amex or Discover. The following count as a purchase:
- Amex Everyday: 1
- Bank of America:
- Capital One: 1
- Business Spark: 1
- Citi
- Chase
- Barclay
- US Bank:
- Club Carlson: 1
Codes as a cash advance:
- Discover: 1
The State Bank Group
Can fund up to $5,000 with a Visa, Mastercard, American Express or Discover. The following code as a purchase:
Tompkins VIST Bank
You can fund up to $500 with a credit card. We don’t know what codes as a purchase or cash advance:
Tower Federal Credit Union (TFCU)
You can fund up to $500 with a credit card. The following code as a purchase:
Travis Credit Union
Can fund up to $12,000 with a credit card. The following code as a purchase:
TruChoice Federal Credit Union
Can fund up to $500 with a credit card.
Truist
Can fund up to $500 with a credit card. The following code as a purchase:
- None
The following code as a cash advance:
Truliant Federal Credit Union
Can fund up to $2,500 with a credit card. The following code as a purchase:
- Chase:
- Ink cash: 1,
TruMark Financial
You can fund up to $2,000 with a Visa, Mastercard, Discover or American Express. The following post as a purchase:
- Chase: 1 (currently pending)
- Sapphire Preferred: 1,
- Citi:
- Double cash: $100 for total recurring direct deposits of at least $500.
2) $50 for enrolling in eStatements.,
- Double cash: $100 for total recurring direct deposits of at least $500.
TruStone Financial
Can fund up to $2,000 with a credit card. Visa & Mastercard are accepted. The following code as a purchase:
TruWest Credit Union
Allows credit card funding up to $5,000. Only Visa & Mastercard accepted. The following code as a purchase:
UFB Direct
There is a $100 limit.
The following don’t count as a cash advance:
- Barclaycard
- Lufthansa: 1
Umpqua Bank
You can fund up to $2,000 with a Visa or Mastercard. The following code as a purchase:
The following code as a cash advance:
Unify Financial Credit Union
Can fund up to $100 $2,000 (possibly $4,000 via CD) with a Visa, Mastercard or Discover credit card (can fund mandatory savings share plus whichever checking account you pick). The following code as a purchase:
The following coded as a cash advance:
- American Express:
- Business gold: 1,
Union Bank & Trust
No credit card funding is available any longer.
This is now called Atlantic Union Bank.
You can fund up to $1,500 with a credit card (will say debit card but credit works). The following code as a purchase:
- American Express:
- Bank of America:
- Barclaycard:
- Chase
- Citi:
- NFCU:
- Flagship: 1,
Union Bank & Trust (NE & KS)
Can fund up to $500 with a Visa, Mastercard or Discover.
Union Square Credit Union
Can fund up to $2,500 (only $250 if using American Express). The following code as a purchase:
- Chase:
- World of Hyatt: 1,
United Community Bank (NC, TN, SC, GA)
Can fund up to $500 with a credit card. The following code as a purchase:
University of Wisconsin Credit Union
Can fund up to $500 with a credit card.
United Bank
You can fund with a credit or debit card up to a limit of $500. The following code as a purchase:
- Chase
- Sapphire Reserve: 1
United Federal Credit Union
Can fund up to $1,000 with a credit card. The following code as a purchase:
- Citi:
- Double cash: 1,
United Heritage Credit Union
Can fund up to $5,000 with a credit card. No longer possible. Can fund up to $2,500 with a credit card.
- Chase:
- Ink Unlimited: 1,
United States Senate Federal Credit Union
Can fund up to $500 with a credit card. The following code as a purchase:
- Citi
- Double cash: 1,
The following code as a cash advance:
Unitus Community Credit Union
Can fund up to $750 with a credit card. The following code as a purchase:
- Chase:
- Chase Freedom Unlimited: 1
University Credit Union
Can fund up to $5,000 with a credit card. The following code as a purchase:
University Federal Credit Union
Can fund up to $1,000 with a credit card. The following codes as a purchase:
- Chase: 1,
Upgrade
Can fund up to $500 with a debit card. Won’t work for credit cards.
USAA
You can fund up to $100 with a credit card.
The following coded as a purchase:
- Citi:
- Double cash: 1,
The following coded as a cash advance:
US Alliance Financial
Can fund up to a maximum of $100 with a credit card (somebody funded $25,000 over the phone). You can’t fund with an American Express or Visa card.
USE Credit Union
Can fund up to $500 with a credit card. The following code as a purchase:
- Chase:
- IHG Premier: 1,
USF Federal Credit Union
Can fund up to $1,015 with a credit card.
Utah First Credit Union
You can fund up to $500 with a credit card. Unknown what codes as a purchase.
UW Credit Union
You can fund up to $500 with a credit card. The following code as a purchase:
U$X Federal Credit Union
- No data points
Valley First Credit Union
Can fund up to $1,030 with a credit card.
Valley Strong Credit Union
Can fund up to $150 with a credit card.
VantageWest Credit Union
Allows up to $2,000 in credit card funding. The following code as a purchase:
Varo Money
You can fund up to $100 with a credit card. The following code as a purchase:
- Fidelity: 1,
Verity Credit Union
This account can be funded up to $1,000 with a credit card. The following coded as a purchase:
- Capital One:
- Spark business: 1,
- Chase:
- Citi:
- Wells Fargo:
- Business Platinum: 1 (07/07/18 via e-mail)
The following coded as a cash advance:
- Citi
- American Airlines: 1,
Virginia Credit Union
Can fund up to $500 with a credit card. The following code as a direct deposit:
- Chase:
- Ink Preferred: 1,
VirtualBank
No longer allows credit card funding
You can fund with a Visa or Mastercard up to an unknown amount, at least $2,000. Currently no data points on what codes as a purchase/cash advance.
Visions Federal Credit Union
Can fund up to $2,500 with a credit card. The following code as a purchase;
Washington Trust
Can fund up to $2,500 with a credit card, possibly more. Unknown what codes as a purchase.
Wauna Federal Credit Union
The following count as a cash advance:
WECU
Can fund up to $5,000 with a credit card. The following code as a purchase:
The following coded as a cash advance:
- Bank of America:
- Premium: 1,
Weokie Federal Credit Union in Oklahoma
Can fund up to $3,000 with a credit card.
Wesbanco
Can fund up to $500 with a credit card. The following code as a purchase:
- Citi:
- Double cash: 1,
Wescom Credit Union
Can fund up to $1,300 with a credit card. The following code as a direct deposit:
Westfield Bank
You can fund up to $500 with a Discover, Mastercard & Visa. American Express is not allowed. The following code as a purchase:
Westerra Credit Union
Can fund up to $2,000 with a credit card. The following code as a purchase:
Wings Financial Credit Union
Can fund up to $5,000 checking & $10,000 savings with a credit card. Visa & Mastercard accepted. The following coded as a purchase:
- Bank of America:
- Barclays:
- American Airlines Business: 1,
- Capital One:
- Venture X: 1,
- Chase:
- Citi:
- Wells Fargo: 1,
The following code as a cash advance:
- U.S. Bank:
- Connect: 1,
Zeal Credit Union
Can fund up to $1,000 with a credit card. No data points on what codes as a purchase.
Banks That Don’t Allow Credit Card Funding
-
1st Constitution Bank
-
1st Source Bank
-
ableBank
-
ACNB Bank
-
All America Bank
-
Alliant Credit Union
-
Ally Bank
-
Amegy Bank
-
American Pride Bank
-
Ameris Bank
-
Andrews Federal Credit Union
-
APGFCU
-
Apple Bank
-
AnchorBank
-
Arsenal Credit Union
-
Arvest Bank
-
Astoria Bank
-
Avidia Bank
-
Axos Bank
-
Ballston Spa National Bank (BSNB)
-
BancorpSouth
-
Bank Direct
-
Bank Mutual
-
Bank of Canton
-
Bank of Elk River
-
Bank of Galesville
-
Bank of Hope
-
BankPurely (1)
-
BECU
-
Bellco Credit Union
-
Berkshire Bank
-
BMT (Bryn Mawr Trust)
-
Bridge Credit Union
-
Bridgeview Bank Group
-
Brightpeak Financial
-
Campus USA Credit Union
-
Cap Ed Credit Union
-
Carver Federal Savings Bank
-
CCFBank
-
Central Illinois Bank
-
Century Bank
-
Charles Schwab Checking
-
Cheese
-
Chesapeake Bank
-
Chief Financial Credit Union
-
CIBC US
-
Cincinnati Federal
-
CIT Bank
-
C&N Bank
-
CNote
-
Columbia Bank (WA, OR, ID)
-
Commerce Bank (MO, KS, IL, OK & CO)
-
ConnectOne (at least for CDs)
-
ConnexUs Credit Union
-
Credit Union 1
-
CrossPoint Federal Credit Union
-
Customers Bank (1)
-
Dedham Savings Bank
-
DimeDirect
-
Dollar Bank
-
Dollar Savings Bank
-
Dundee Bank
-
EBSB Direct
-
Elements Financial (1)
-
ESL Federal Credit Union
-
ESSA Bank & Trust
-
Eureka Savings Bank
-
Farm Bureau Bank
-
Farmers & Merchants Bank
-
Farmers & Merchants State Bank
-
Fidelity Bank (Online, MA)
-
Fidelity Bank (Brokerage)
-
Financial Resources Credit Union
-
FirstBank [TN, GA, AL]
-
First Bank and Trust
-
First Bank Financial Centre (FBFC)
-
First Fidelity Bank
-
FCB South County Bank
-
Fifth Third (5/3rd)
-
Figure Pay
-
First Bank (CA, IL & MO)
-
First Federal Credit Union
-
First Federal of Washington
-
First National Bank (IA)
-
First National Bank [UT]
-
First National Bank [NE]
-
First National Bank of Long Island
-
First Republic Bank
-
First Tech Federal Credit Union
-
First Trade Union Bank (FTUB)
-
Five Star Bank (only been tested in branch)
-
Flagstar Bank
-
Flushing Bank
-
FNBO
-
Focus Federal Credit Union
-
Four Points Federal Credit Union
-
Freedom Federal Credit Union
-
Frontier Bank
-
Gateway First Bank
-
Gateway Metro Federal Credit Union
-
Georgia Banking Company (GBC)
-
Global Credit Union
-
Go2Bank
-
Guilford Savings Bank
-
Heartland Credit Union
-
Heritage Credit Union
-
Home Savings Bank
-
HomeStreet Bank
-
HomeTrust Bank
-
HSBC (1)
-
Huntington Bank
-
ICBC USA
-
IC Federal Credit Union
-
Incredible Bank
-
Industrial Bank (1)
-
INOVA Federal Credit Union
-
Integrity Bank
-
Investor Bank
-
Iowa State Bank (1)
-
Johnson Bank
-
Kearny Bank
-
Kemba Financial Credit Union
-
Kentucky Bank
-
Kinecta
-
LegacyTexas
-
Level One Bank
-
Liberty Savings Bank
-
Lili Bank
-
Live Oak Bank
-
Marcus Bank
-
Marine Bank
-
MB Financial Bank
-
Mango Bank
-
Middlesex Federal
-
MidFirst Bank
-
MidWestOne Bank
-
Midwest Regional Bank
-
Monifi
-
MSUFCU
-
Mutual Security Credit Union
-
My Banking Direct
-
My eBanc
-
MVB Bank
-
NASB
-
Nationwide Bank
-
NBC Oklahoma
-
NBT Bank
-
Nearside
-
Nevada State Bank
-
New Buffalo Savings Bank
-
Newton Federal Bank
-
Northfield Bank
-
North Shore Bank (MA)
-
NorthShore Credit Union
-
NRLFCU
-
Nutmeng State Financial Credit Union
-
NYCB Family Of Banks
-
Old Hickory Credit Union
-
Old Missouri Bank
-
Old Second Bank
-
One American Bank
-
Orion Federal Credit Union
-
Pacific Service Credit Union
-
Parkside Credit Union
-
Patelco Credit Union
-
Pathways Financial Credit Union
-
PeoplesBank
-
Peoples United Bank
-
Pinnacle Financial Partners
-
Polam Federal Credit Union
-
Popular Bank
-
Popular Direct
-
PurePoint Financial
-
Quontic Bank
-
Republic Bank (IL only)
-
Republic Bank (NY) only
-
Salal Credit Union
-
Salem Five Bank
-
Scient Federal Credit Union
-
Scott Credit Union
-
Security Service Federal Credit Union
-
SENB Bank
-
Simple Bank (BBVA)
-
Solvay Bank
-
Sound Community Bank
-
Southside Bank
-
Space Coast Credit Union
-
St. Mary’s Bank
-
Stoneham Bank
-
Sunflower Bank
-
TAB Bank
-
Talmer Bank & Trust
-
TBK Bank
-
Texas Capital Bank
-
Texas Trust Credit Union
-
Texell Credit Union
-
Thrivent Federal Credit Union
-
TIAA Direct
-
Town Bank
-
Town and Country Bank
-
Traditional Bank
-
Trustco Bank
-
UFirst Credit Union
-
UMB Bank
-
Union Bank
-
Union Plus Prepaid
-
Union Savings Bank
-
United Roosevelt Savings Bank
-
Unity Bank
-
Univest
-
Wealthfront
-
Webster Bank
-
Western State Bank
-
Whitney Bank
-
Winden
-
Wintrust Bank
-
Woori America Bank
-
WyHy FCU
-
Valley National Bank
-
VyStar Credit Union
Banks That We Aren’t Sure About
-
121 Financial Credit Union
-
1st Advantage Federal Credit Union
-
1st Colonial Community Bank
-
1st Security Bank
-
4Font Credit Union
-
AAA
-
AAC Credit Union
-
Acorns
-
Adirondack Bank
-
Advance Financial Federal Credit Union (AFFCU
-
Advantage Bank
-
Aero Federal Credit Union
-
Affiliated Bank
-
Air Academy Federal Credit Union
-
Albert Neobank
-
Allegiance Credit Union
-
Allegius Credit Union
-
Allied First Bank
-
Aloha Pacific Federal Credit Union
-
Altra Federal Credit Union
-
Amboy Direct
-
American Bank Center
-
American Bank & Trust
-
American Commerce Bank
-
America First Credit Union
-
American Bank
-
American Enterprise Bank
-
American Investors Bank & Mortgage (AIBM)
-
American Trust & Savings Bank
-
American United Federal Credit Union
-
AmeriCU Credit Union
-
American Heritage Credit Union
-
American Savings Bank (ASB) Hawaii
-
Ameriprise Financial
-
ANB Bank
-
Anoka Hennepin Credit Union
-
Apple Federal Credit Union
-
Arizona Central Credit Union
-
Arkansas Federal Credit Union
-
Arrha Credit Union
-
Ascend Federal Credit Union
-
Ascent Credit Union
-
Ashland Credit Union
-
Aspiration
-
Associated Credit Union
-
Associated Credit Union of Texas (ACUTX)
-
Bank7
-
BankFinancial
-
Bank Midwest
-
Bank of Blue Valley
-
Bank of Elk River
-
Bank Five Nine
-
Bank Independent
-
BankNewport
-
Bank Novo
-
Bank of Greene County
-
Bank Of Lee’s Summit
-
Bank of Montgomery (BOM)
-
BankPlus
-
Bank of Ruston
-
Bank Of Sun Prairie
-
Bank of Tennessee
-
Bank of The Blue Grass
-
BankOrion
-
Bank OZK
-
Banner Bank
-
Banterra
-
Barclays
-
Bar Harbor Bank & Trust
-
Baselane
-
Baton Rouge Telco Federal Credit Union
-
Beartooth Bank
-
Belco Community Bank
-
Belmont Savings Bank
-
Beneficial Bank
-
Berkshire Bank
-
Better Banks
-
Beverly Hill Bank
-
BHCU
-
BiddefordSavings
-
Blackhawk Bank & Trust
-
Blue Foundry Bank
-
BMI Federal Credit Union
-
BOKF (Bank of Albuquerque, Bank of Oklahoma, Bank of Texas, Colorado State Bank and Trust)
-
Bravera Bank
-
Brentwood Bank
-
BrightStar Credit Union
-
Brio Direct Bank
-
Broadview Federal Credit Union
-
Bryon Bank
-
Byline Bank
-
Buckeye State Bank
-
Bull’s Eye Credit Union
-
California Bank & Trust
-
California Credit Union
-
Cape Cod 5
-
Capital City Bank
-
Capital Credit Union
-
CBT Bank
-
CenterBank
-
Center Parc
-
Charter Oak
-
CinFed Credit Union
-
City Mark Federal Credit Union
-
Clifton Savings Bank (CSBK)
-
CNB Bank & Trust
-
Coastal Credit Union
-
Comerica Bank
-
Commerce Bank (MA)
-
Commonwealth Central Credit Union
-
CommonWealth Credit Union
-
Community Alliance Credit Union
-
Community Bank & Trust
-
Community State Bank
-
Community West Credit Union
-
Compass Federal Credit Union
-
ConnectOne Bank
-
Connex Credit Union
-
Consumers Credit Union (MI)
-
Cooperative Bank of Cape Cod
-
Coors Credit Union
-
Crane Credit Union
-
Credit Union of Ohio
-
Credit Union One
-
Credit Union of the Rockies
-
Credit Union West
-
Crystal Lake Bank
-
Cambridge Trust Company
-
Capitol Bank
-
Capital One 360
-
Cedar Rapids Bank & Trust
-
Centier
-
Central Pacific Bank
-
Cincinnatus Savings & Loan
-
The Citizens Bank
-
Citizens First Bank
-
City National Bank (Bankatcity)
-
Cobalt Credit Union
-
CODE Credit Union
-
Community Credit Union Florida
-
Community Resource Credit Union
-
Compass Credit Union
-
Consolidated Community Credit Union
-
Control Card
-
Cornerstone Financial Credit Union
-
Country Bank
-
Credit Union of America
-
Credit Union of Southern California
-
CSE Federal Credit Union
-
Current
-
Darien Rowayton Bank
-
Denmark State Bank
-
Devon Bank
-
Diamond Valley Federal Credit Union
-
Denver Community Credit Union
-
Dort Federal Credit Union
-
DuGood Federal Credit Union
-
Eagle Federal Credit Union
-
East Boston Savings Bank
-
Eastern Savings Bank
-
East Idaho Credit Union
-
Eastman Credit Union
-
East Wisconsin Savings Bank
-
Educators Credit Union (ECU)
-
Edwards Federal Credit Union
-
Elite Community Credit Union
-
Elko Federal Credit Union
-
Empire State Bank
-
Energy Federal Credit Union
-
Essex Bank
-
EverBank
-
Exchange Bank
-
Expedition Credit Union
-
Extraco Banks
-
Family Trust Federal Credit Union
-
Farmers Insurance Federal Credit Union
-
FAST Credit Union
-
FCB Banks
-
FCNB Bank
-
FEDCOM Credit Union
-
Fierce Finance
-
Financial Builders
-
Financial Partners Credit Union
-
Financial Plus Credit Union
-
Finex Credit Union
-
First Bank of Manhattan
-
First Bank & Trust Company Illinois
-
First Basin Credit Union Checking
-
First Citrus Bank
-
First Entertainment Credit Union
-
First Federal Bank (FL)
-
First Financial Federal Credit Union
-
First Florida Credit Union
-
First General Credit Union
-
First Green Bank
-
First Community Bank (AR/MO)
-
First Federal Bank of Wisconsin
-
First Financial Bank (AR/MS)
-
First Financial Bank (TX)
-
First Financial Federal Credit Union (MD only)
-
First Financial Northwest Bank
-
First Hawaiian Bank
-
First Internet Bank
-
First Jersey Credit Union
-
FirstLight Federal Credit Union
-
First National 1870
-
First National Bank in Staunton
-
First National Bank of Waterloo
-
First Nebraska Educators Credit Union
-
First Northern Credit Union
-
First Savings Bank of Hegewisch
-
First Service Credit Union
-
First Southern Bank
-
First South Financial
-
First United Credit Union
-
First US Community Credit Union
-
Fitzsimmons Credit Union
-
Florida Community Bank
-
FNCB (maybe up to $499 including Amex)
-
F&M Bank
-
F&M Bank (VA Only)
-
Focus Bank
-
Forcht Bank
-
Fort Bragg Federal Credit Union
-
Fort Financial Credit Union
-
Fort Worth Community Credit Union
-
Freedom First Credit Union
-
Fremont Bank
-
Gain Federal Credit Union
-
Garden Savings Federal Credit Union
-
Georgia’s Own Credit Union
-
Giftsforbanking
-
GNO Federal Credit Union
-
GO Federal Credit Union
-
GOLD Credit Union
-
Greater Iowa Credit Unio
-
Great River Federal Credit Union
-
Green State Credit Union
-
Grove City Area Federal Credit Union
-
Guardian Credit Union
-
Gulf Coast Bank & Trust Company
-
Gulf Coast Federal Credit Union
-
Hanmi Bank
-
Harford Bank
-
Heartland Bank
-
Heritage Bank NW
-
Heritage Bank of St. Tammany
-
HeritageWest Credit Union
-
Hibernia Bank
-
Highmark Federal Credit Union
-
Holyoke Credit Union
-
Home National Bank
-
Home Federal Savings Bank
-
Home State Bank
-
Hometown Community Banks
-
Hopewell Federal Credit Union
-
Horizon Bank
-
Houston Metropolitan Federal Credit Union
-
Hudson River Community Credit Union (HRCCU)
-
Idaho Central Credit Union (ICCU)
-
Illinois National Bank
-
Illinois State Credit Union
-
Inspire Federal Credit Union
-
Interra Credit Union
-
InTouch Credit Union
-
Jovia Financial Credit Union
-
KaiPerm
-
Kalsee Credit Union
-
Katahdin Trust Company
-
Keesler Federal Credit Union
-
Kinderhook Bank
-
Kitsap Credit Union
-
La Capitol Federal Credit Union
-
Lake Ridge Bank
-
Lake Shore Savings
-
Land of Lincoln Credit Union
-
Las Colinas Federal Credit Union
-
Laurel Road
-
Ledyard Bank
-
LGE Community Credit Union
-
Liberty Bank For Savings
-
Liberty First Credit Union
-
Linn Area Credit Union
-
LM Federal Credit Union
-
Lone Star National Bank
-
Long Game
-
LorMet Community Federal Credit Union
-
Lyons National Bank
-
Magnolia Federal Credit Union
-
MainSource Bank
-
Main Street Bank [of Virginia]
-
MarketUSA Federal Credit Union
-
Marquette Bank
-
Mars Bank
-
MAX Credit Union
-
Mcfarland State Bank
-
MECU Credit Union
-
Melrose Bank
-
Member One Federal Credit Union
-
Members Choice Credit Union
-
Members Source Credit Union
-
Memphis City ECU (MCECU)
-
Mercer Savings Bank
-
Mercury
-
Meridian Bank
-
Meridian Trust Federal Credit Union
-
Meritrust Credit Union
-
Metro Credit Union (NE)
-
Metro Credit Union (MA)
-
M&F Bank
-
MIDFLORIDA CU
-
Mid Minnesota Federal Credit Union
-
Mid Penn Bank
-
Middlesex Bank
-
MidUSA Credit Union
-
Midwest Bank
-
Mint Valley Federal Credit Union
-
Mobiloil Credit Union
-
MoneyLion
-
Monona Bank
-
Monson Savings
-
Montgomery County Employees Federal Credit Union (MC EFCU)
-
Monroe Bank & Trust (MBT)
-
Mutual Bank
-
MySavingsDirect
-
M1 Finance
-
Neighbors Credit Union
-
Neighborhood Credit Union
-
Nexus
-
North Brookfield Savings Bank
-
North Community Bank
-
NorthOne Bank
-
Northern Paper Milles (NPM)
-
Northern Skies FCU
-
North Shore Community Bank
-
North Star Credit Union
-
North State Bank
-
Northwest Bank
-
Northwest Bank (PA)
-
Northwest Bank of Rockford
-
Notre Dame Federal Credit Union
-
Numerica Credit Union
-
NVE Bank
-
Oklahoma’s Credit Union
-
Oakland University Credit Union
-
OMNI Community Credit Union
-
One Finance
-
One Nevada Credit Union
-
OneWest Bank
-
Origin Bank
-
Oritani Bank
-
Orlando Credit Union
-
OUR Credit Union
-
Oxygen
-
Palisades Credit Union
-
Paradise Valley Federal Credit Union
-
Parke Bank
-
Pathfinder Bank
-
People’s Bank
-
Peoples Bank (LA)
-
Peoples Bank (WA)
-
Peoples Bank (ibankpeoples IL, IN)
-
Philadelphia Federal Credit Union
-
Pikes Peak Credit Union
-
Point Breeze Credit Union
-
Polish American Credit Union
-
Polish National Credit Union
-
Ponce Bank
-
Porte Bank
-
Public Service Credit Union
-
Power Financial Credit Union
-
Preferred Credit Union
-
Prestige Community Credit Union
-
Primis Bank
-
PriorityONE Credit Union of Florida
-
Progressive Bank
-
Progessions Credit Union
-
Proviso Community Bank
-
PSE Credit Union
-
Public Employees Credit Union (PECU)
-
Public Service Credit Union
-
Public Service Credit Union (IN)
-
Pulaski Bank
-
Putnam Bank
-
PyraMax Bank
-
Quad City Bank & Trust
-
Randolf Savings Bank
-
Reading Cooperative Bank
-
Real People’s Bank
-
Red Rocks Credit Union
-
Reliabank
-
Reliance Bank
-
Reliant Bank
-
Resource One Credit Union
-
Ridgewood Savings Bank
-
River Valley Credit Union
-
Riverview Bank
-
Rollstone Bank & Trust
-
RPT Federal Credit Union
-
Rosedale Federal Savings & Loan Association
-
Royal Bank America
-
Saratoga National Bank
-
Savings Bank of Danbury
-
Sawyer Savings Bank
-
SB1 Federal Credit Union
-
SECNY Federal Credit Union
-
Security Bank of Crawford
-
Selco Community Credit Union
-
Select Bank & Trust
-
Service 1st Federal Credit Union
-
-
Simmons Bank
-
Simsbury Bank
-
SIS Bank
-
Space Age Federal Credit Union
-
SPCO Credit Union
-
SouthEast Bank
-
Southeastern Credit Union
-
South East National Bank
-
Southern Bank
-
SouthStar Bank
-
Southland Credit Union
-
Southwest 66 Credit Union
-
Spartan Federal Credit Union
-
Spiral
-
Spire Credit Union
-
Spokane City Credit Union
-
Stanford Federal Credit Union
-
St. Anne’s Credit Union
-
Star Bank
-
Stark Federal Credit Union
-
State Bank of Bement
-
State Bank Of Cross Plains
-
State Security Bank
-
STCU (Spokane Teachers Credit Union)
-
Sterling National Bank
-
Streator Onized Credit Union (SOCU)
-
Sturdy Savings Bank
-
Suburban Bank & Trust (SBT)
-
Suffolk Credit Union
-
Summit Federal Credit Union
-
Summit Credit Union
-
Suncoast Credit Union
-
Sun Commnity Federal Credit Union
-
Sun National Bank
-
Synovus Bank
-
Sweet Home Federal Credit Union
-
Taunton Federal Credit Union
-
TEG Federal Credit Union
-
Telco Community Credit Union
-
Telhio Credit Union
-
The Bank Of Denver
-
The Bank of Princeton
-
The Columbia Bank
-
The Cooperative Bank
-
The County Federal Credit Union
-
The First State Bank
-
Thomaston Savings Bank
-
TLC Community Credit Union
-
TobyHanna FCU
-
Toro Credit Union
-
Torrington Savings Bank
-
Trademark Federal Credit Union
-
Transcend Credit Union
-
TrueCore Federal Credit Union
-
Truity Credit Union
-
TTCU (Formerly Tulsa Teachers Credit Union)
-
Tulsa Federal Credit Union
-
Ulster Savings Bank
-
UniBank
-
Union Community Bank
-
United Community Bank (UCB)
-
United Financial Credit Union
-
Unity One Credit Union
-
U of I Community Credit Union
-
US Community Credit Union
-
US #1364 Federal Credit Union
-
Utah First Credit Union
-
Wakefield Co-operative Bank
-
Wallet by Boss Money
-
Washington Savings Bank
-
Water And Power Community Credit Union (WPCU)
-
WaterStone Bank
-
Watertown Savings Bank
-
Waukesha State Bank
-
We Florida Financial
-
Wellesley Bank
-
Westbury Bank
-
Western Vista Credit Union
-
Westfield Bank, FSB
-
WestTown Bank & Trust
-
Widget Financial
-
Wilson Bank & Trust
-
Wysh
-
Valley Bank
-
ValleyStar Credit Union
-
Vectra Bank
-
Vibrant Credit Union
-
Vinton County
-
Xceed Financial Credit Union
-
Yolo Federal Credit Union
Monterra CU fka San Mateo Credit Union: funded 500 with Venture X; coded as a purchase
I had previously seen that Evanesville credit union allows CDs to be purchased with a credit card. When I clicked on the link, it sent me to Liberty FCU. They also offered credit card funding so I signed up. I tried to use my fidelity Visa to prlurahcase the CD. The transaction came up as a cash advance. Has anyone had any luck buying CDs from them with a credit card?
Yes but eventually shut down. Was able to achieve pretty good velocity for over a year. Unfortunately you need to contact them via phone / chat / secure message to close out the CD – otherwise automatically rolls over.
I opened a CD funded with a credit card this month, also with the BOFA CCR.
So did they close your accounts? Guess will have to be careful then
My last purchase of their 3-month CD was in early February using BOA CCR, counted as purchase. Have things changed more recently, Alex?
I’ve been purchasing CDs at Liberty FCU (PKA Evansville Teachers FCU) since May of 2020. This has been the best place I’ve ever found for Credit Card funding, running smoothly churning short term CDs for almost 4 years. HOWEVER, it came to a stop as of March 15. My last CD opened on March 12. After March 15, all my CD applications were ignored after being sent for review status. When chatting online with agent I am told my CDs can only be funded by balance transfer from existing account. Since the online CD application still accepts Credit, this appears to directed at my account, not everyone.
Has anyone opened a CD by credit card since March 15?
I opened one this week with credit card. However it’s my first CD with them and it did go through manual review.
LX, do you know the credit card funding limit and can you fund checking account as well or only for CD?
did you have to call to open a CD which you funded with credit card? what was the limit ?
I opened on the 14th and it went through fine.
Puli H, do you know the credit card funding limit and can you fund checking account as well or only for CD?
You can fund both checking and savings up to 1200$
Any suggestions on Banks/CU that are not sensitive and allow CC funding of $5K or above? Both P1 and P2 have LOL /24 on CHEX
🥄
IBC Bank allows funding $100 checking and $500 savings. May be Texas/OK specific
Funded Truist $50 with Venture X and it coded as a purchase
I was able to fund $1030 via credit card to a new Redstone FCU savings account this month.
Was this your first savings account with them? They used to allow CC funding for additional accounts but this ended a couple years ago (see here: https://www.doctorofcredit.com/tn-al-only-redstone-federal-credit-union-300-checking-bonus-direct-deposit-not-required/#comment-1371741)
Is Amex an option for funding?
Truliant FCU allows $2,500 cc but apparently is Chex sensitive. 1st ever rejection for my p2 trying to open a checking account.
How many in the last 24 months?
10ish in 2024 since they started
How to know if pull on chex was hard or soft? I have shit ton inquiries from TU on behalf of credit karma reported on my chex report. It shoes 39 inquiries and many are from TU and Unify CU (I only have account with them NOT CD!!)
The inquiries under “Inquiries Viewed By Others” are “hard” inquiries. The inquiries under “Inquiries Viewed Only By You” are “soft” inquiries.
The CU in “Unify CU” stands for “credit union”, not “certificate of deposit”.
got it. also hard inquires are randomly ordered, not by the dates I opened the account. do you know why is that?
No, but I noticed that also. I reported in 1 of the DoC articles that I noticed that back in November they started putting the inquiries at the end. I don’t see any rhyme or reason for it.
Community America Credit Union
Funded $5k with Capital one Venture X
Coded as purchase
were you outside their eligibility area? It says for family members, Kansas city &st louis residents
OOS is not allowed.
SecurityPlus Funded $2000 with Cap 1 VentureX Biz
Can you fund with Amex?
DPs said no: https://www.doctorofcredit.com/securityplus-fcu-6-00-apy-11-month-cd-max-50000-plus-50-referral-bonus/#comment-1756078
Dan
Would you like to refer me to Security Plus,
while logged in to your online account,
and earn a $50 bonus?
you can find referral here
https://www.doctorofcredit.com/securityplus-fcu-6-00-apy-11-month-cd-max-50000-plus-50-referral-bonus/#comments
Are you able to open multiple additional accounts at Security Plus…. such as short term CD’s and fund them on credit card?
Here is the DP. You can, but every time you do they make chex inquiry
https://www.doctorofcredit.com/securityplus-fcu-6-00-apy-11-month-cd-max-50000-plus-50-referral-bonus/#comment-1790546
its a pain to and not worth an inquiry each time. i froze my chex and they rejected the additional account
same…such bums for hitting chex each new account
Denied CC funding. So another door closes.
I was just turned down for fidelity Visa. What did you try?
Old National Bank : $500 funding was coded as purchase on Chase United CC