The Offer
Personal Capital is a financial aggregation site, similar to Mint, which allows you to manage all your financial accounts in one place.
Over the holiday season, Personal Finance ran a promo where you could get a $10 Amazon gift card (a lucky few even got $20) by simply signing up with Personal Finance and adding one financial account. That offer is no longer around.
Personal Capital currently has a similar $10 Amazon gift card offer through the refer-a-friend program. The referrer and the referee will each get a $10 Amazon gift card for a new signup. Many of you may have gotten in on the past offer and won’t be eligible for this one, but if you didn’t get in on the last one, you can signup now and get the $10 bonus.
Here is my referral link: REFERRAL LINK. If you use this link to sign up with Personal Capital and you add one financial account (bank account, not credit card – see Fine Print below), you and I will each  get a $10 Amazon gift card. If you click the referral link, you’ll see the $10 offer showing on the page. It may be a good idea to take a screenshot, in case you run into any problems.
If you have your own referral link, feel free to add it in the comments below. (Please only add it once.)
The Fine Print
- Must use a referral link to qualify.
- Must add one financial account in order to qualify for the $10 gift card.
- Credit and debit card account do not qualify. Paypal and Coinbase accounts do not qualify. (Any bank account or investment account would work. You could use a spare bank account or an old bank account, if you’re more comfortable not adding your regular bank. )
- First time customers only.
- Amazon gift card will be sent electronically. (No word on how long it will take to get the gift card. When I did the offer last time around, I got the gift card 4 days later.)
Our Verdict
This could be an easy way for you – AND MEÂ Â – to get a $10 Amazon gift card. If you’re comfortable with giving one of your account login credentials it could be a good idea. Â I don’t have any info on how long this offer will last.
I currently use Mint, and I was actually considering switching all my accounts over to Personal Capital since I don’t love everything about Mint, but I never got around to it. If anyone can give us a Mint vs Personal Capital analysis, please hit the comments below.
Hat tip for this goes to Maximizing Money for letting us know about this deal.
Signed up for account 2 weeks ago & haven’t received AMZN giftcard, but haven’t gotten promise that I should I have had it by now. Anyway since Personal Capital have been non responsive, who else would you suggest I contact to resolve?
Yeah, I also didn’t receive anything for referring people, though when I myself signed up a few months ago they came through.
I tried contacting them and they didn’t respond. I did such researching, and it seems from the FAQ (https://support.personalcapital.com/hc/en-us/sections/200669284) that the whole offer was only around for like a day or so. So most people probably signed up after that.
I feel that it’s very misleading that they didn’t pull the landing page when the offer was over; if I’m not mistaken, that would be common protocol. The FAQ are barely noticeable on the offer page; I found it in a tiny link at the bottom of the page.
Sorry about that.
Thx Chuck,
I finally received it after volleying emails w customer service.
Thx again
Great
I already have PC. Here’s my referral link!
http://refer.personalcapital.com/share/ysgdg
I will say that I prefer Mint, but have both. PC handles the investment accounts way better than Mint. But Mint does a superb job with bank accounts and credit cards. Mint connects to more accounts. I find that contacting Mint over email works for solving the issues. I find that Mint has problem connecting with small banks and credit unions. So if you stick with the larger banks and CC companies, you won’t have much problems. I just wished Mint revamped their investment tab. Buy PC and merge together?! Probably not, different incentives in both platforms. That’s my 2 cents. But yes, join PC, and get the $10 Amazon gift card 😉
Thanks for your thoughts.
@eric, I think he was making a joke…
Yup!
Thanks Chuck! https://bnc.lt/l/2pgTA3–_M
Just to let you know Reilly, your link isn’t correct. It needs to start with the word “refer”.
Hi, I just used your link to open an account. Now I want to create my own referral link so that my girlfriend could also get that, but I don’t find “refer a friend” option in my account… is it hiding somewhere? Thank you Chuck!
Some people got this in an email. You could try contacting them.
And thanks for using my referral link.
Chuck, why did you cross out “AND ME” in your post?
That was a joke.
is it easy to remove the bank account afterwards?
I’m not sure. I just added my Fidelity Cash Management account, which doesn’t have much activity on it, and I left it there. I’d guess it’s pretty easy to remove an account, like it is in Mint.
Chuck, thanks for letting us post our own referral link. Here is my link: http://refer.personalcapital.com/share/oemj3
Great post and easy money. I used to use Mint but I actually think personal capital is way better. I was thinking of submitting this as a guest post today but oh well. Here is my referral link also – http://refer.personalcapital.com/share/wgorf. Thanks!
What exactly makes you say that Robert? I’m still torn between Mint and PC and can’t decide which one to use going forward for following reasons:
– Mint connects some Prepaid cards a la Buxx, Serve etc while PC doesn’t support these at all
– Mint seems to have a generally higher availability of banks/institutions to connect
– with PC it’s easier (for me) to add manual accounts which don’t change very often like Paypal prepaid savings
– the PC support actually TALKS to their users, something Mint has never really done so far
Thanks JB for the analysis. Specifically the prepaid part that you mentioned. (I wish Mint would add Redbird.)
I didn’t know Mint has Buxx. Is that Nationwide Buxx as well?
I found Mint communicates well via email. I just don’t like the slow loading and constant problems they have connecting to my accounts.