[HI only] Aloha Pacific Federal Credit Union $100 Checking Bonus

Offer at a glance

• Maximum bonus amount: $100
• Availability: HI only
• Direct deposit required: Yes, $250+
• Additional requirements: Yes, see below
• Hard/soft pull: Unknown
• ChexSystems: Unknown
• Credit card funding: Unknown
• Monthly fees: None
• Early account termination fee: Account must be kept open for six months
• Household limit: None listed
• Expiration date: None listed

The Offer

Direct link to offer

• Aloha Pacific Federal Credit Union is offering a $100 bonus when you complete the following requirements:
  • Become a primary member with a $5 minimum savings deposit.
  • Open a KalaRewards checking account at the same time a $5 savings account is opened.
  • Enroll for online statements.
  • Enroll in a recurring direct payroll/retirement deposit of $250 or more monthly. First direct deposit must be received within 45 days of opening the new membership.
  • Must make 10 qualified debit card purchases posted within 45 days of account opening
• You can also refer friends for a $25 bonus and earn another $25 for opening a new credit card

The Fine Print

• Offers effective 2/1/17 and may be modified or canceled at any time.
• Restrictions may apply.
• Membership is subject to eligibility verification and requires $5 in a personal savings account.
• No limit on referrals; $25 incentive will be deposited into your APFCU account after each new member has satisfied the requirements. All bonuses are subject to 1099-INT reporting; recipient is responsible for any tax implications on the incentives.
• Limited to (1) $100 and (1) $25 bonus per new member.
• Qualifying $250 recurring direct payroll/retirement deposit consists of an electronic deposit of wages, retirement or Social Security income, and must be maintained for at least 90 days.
• An account closing fee will be assessed of the referred member if the savings account or KalaRewards account is closed within six months after enrollment. See branch staff for details.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

This account does not have a monthly maintenance fee but you do need to keep it open for six months otherwise they will charge an unknown early account termination fee.

Our Verdict

Hard to know if this is a good or bad deal without knowing more. Feel free to share your referral details in the comments below, but try to also tell us if it’s a hard/soft pull and if you can fund with a credit card or not. As always the best checking bonuses can be found here.

Big thanks to reader, Curmudgeon who let us know. Learn how to find bonuses and contribute to the site here.

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