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Gadget
Gadget (@guest_351717)
February 11, 2017 01:00

Nationwide PTA members can join this credit union (and it appears to me you can apply for this card – YMMV). Per the MACU PTA promo page, “At the membership qualification prompt, select, “I work for the following company” and select your state’s PTA or the National PTA from the drop-down menu.”

To join a PTA, they just need your name, address, and e-mail address, and a set amount of $$$ – mine was 7 bucks.

I joined MACU for the $150 “Grass is Greener” checking promo they were running on the checking [now expired], but the $100 promo still exists. It was a hard pull for the checking account (EX – I’m in VA), so I would anticipate the same bureau pull for their CC. They are making it harder to keep the checking free, so my membership is drawing to a close soon.

Don L
Don L(@don-l)
February 13, 2017 12:12

Wow, great information

Jed2Bed
Jed2Bed (@guest_351504)
February 10, 2017 14:58

There’s a few offers like this floating around. However, they do not offer 0% interest rates, and most people are likely much better off getting a card that does offer 0%.

Offer URL Cash Back APY Intro APY Fee
https://belco.org/personal-visa/ 2% 9%+ 2.5%+ None
https://www.langleyfcu.org/promo/visa-two-percent-cash-back 2% 7.5%+ N\A ?
https://www.patelco.org/promos/Balance-Transfers/ 2% 8%+ N\A None
https://www.fireflycu.org/For-You/Spend/Rewards-Credit-Cards/Balances-Transfer-Form 2% 10%+ N\A None
https://www.deltacommunitycu.com/personal/credit-cards/cards/balance-transfer.aspx 1.5% 10.25%+ N\A $3 (Waived)

Ben
Ben (@guest_351507)
February 10, 2017 15:02

This is a churning blog. People who are paying interest on cards should avoid what we do anyway.

Jed2Bed
Jed2Bed (@guest_351535)
February 10, 2017 16:12

Not sure I agree with the classification of “churning blog.” The “Shopping Cart Trick” page (along with “Comenity” and “Pre-Approved List” pages) have been the most popular pages for the past two years. None of the those pages are useful for churners or advanced CC users.

Don L
Don L(@don-l)
February 10, 2017 12:32

May be available nationally through membership in the American Consumer Council

Ender
Ender (@guest_351364)
February 10, 2017 12:09

Can you do a balance transfer check (deposit into chk) or you can just transfer balance from another credit card?

Ben
Ben (@guest_351505)
February 10, 2017 14:58

The landing page says you have to select the Balance Transfer option when applying, so I doubt a check would be an option.