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Fred
Fred (@guest_1311604)
January 8, 2022 07:39

Down to 0% starting this year. Just a plain checking account now.

HH
HH (@guest_1426656)
August 17, 2022 12:26

Appreciate the update, Fred!

Fred
Fred (@guest_1231975)
July 31, 2021 07:37

Down to 1% as of 7/2021

Alex
Alex (@guest_1052092)
September 11, 2020 08:54

Down to 3.01% now.

Heather
Heather (@guest_961527)
April 21, 2020 15:32

If you are at a low cash flow with the amazing account and only want to make $1 transactions 10x a month on that 5,000 is it worth what you are getting in the approx 5% interest on your account or does it only come out to $130 a year when you deduct making $10 worth of 10 x $1 transactions per year just to achieve the 5%?

Also does it pay more interest above $5,000 or is that the max?

Alex
Alex (@guest_953231)
April 7, 2020 08:14

Interest rate has been reduced from 5.01% to 4.01% effective this week. Might be a temporary coronavirus measure. Updates will be here assuming the site doesn’t get redesigned.
https://www.hometownbanks.com/Rates

ethaan
ethaan (@guest_905004)
February 10, 2020 20:53

How stringent is the verification process? I live just outside of the area and technically work in one of the areas, but I’m not sure if that will be acceptable?

Dayn_Perrys_Vape
Dayn_Perrys_Vape (@guest_840660)
November 12, 2019 19:45

I opened an account online without issue. I am a bit outside of the area I thought I’d get approved for based on comments here, but still within the same state and less than a 2 hour drive to the nearest branch. This post says two accounts per person, but when I attempted to open a second account, I was immediately rejected as a Chex denial, and it says my Chex score is 0000. I understand the minimum is 150, and a score of 0 is typically an indicator that you were denied for being out of area. Anyone have any advice on this? I’d rather not call the bank and lose the one account I have, but I’d really like to have a second account.

jeff
jeff (@guest_601743)
June 2, 2018 12:47

ugh no cook county 🙁

Chitownster
Chitownster (@guest_600158)
May 29, 2018 09:45

If you get points instead of cash, do you also get a 1099-INT? If not, that’s great. I don’t think I get 1099-INt for the cash back on my cards.

Fred
Fred (@guest_768550)
June 8, 2019 12:50

You don’t get 1099 until you convert points. You have 4 years to convert points to cash or merchandise

Eric
Eric (@guest_552699)
January 20, 2018 12:29

So It appears you can apply for this online. Maybe it’s new? But you have to click a check box that says you live, work, or go to school in one of the listed counties. I wonder if they even have the means to verify that information? Thoughts?

jjIL
jjIL (@guest_567408)
March 7, 2018 10:29

I do live in one of the areas listed and currently have the Amazing Checking and Savings. My understanding with talking to Branch folks on this subject is they will use the Mailing/City address provided on account opening. This applies to Online as well as Branch openings. ID verification will be compared to the information provided, discrepancies will likely draw closer scrutiny.

Mike
Mike (@guest_646332)
September 22, 2018 23:09

So if I’m from the Chicago suburbs, I can’t open an account even in brach? I was going to drive down 2hours to open one. Also, do the Amazon $0.50 transactions work?