credit and finance acronyms

Credit & Finance Acronyms

This page is dedicated to the growing number of credit acronyms used on this site and others. If you come across an acronyms not on this list that you feel should be included, please contact us so we can get it added. Make sure you use “Acronyms” as the subject line.

If you’d like to find out more about a particular acronym, click the hyperlink if available to view the full knowledge base.

A

AAoA: Average Age of Accounts

AF: Annual Fee

AOR: App-ORama

AP: Amazon Payments

APR: Annual Percentage Rate

B

C

CFPB: Consumer Financial Protection Bureau

CLI: Credit Limit Increase

CR: Credit Report

CS: Chase Sapphire

CSP: Chase Sapphire Preferred 

CSR: Customer Service Representative

D

E

ECOA: Equal Credit Opportunity Act

ENES: Experian National Equivalency Score

EQ: Equifax

EXExperian

F

FACTA: Fair and Accurate Credit Transactions Act
FCRA: Fair Credit Reporting Act

G

GCs: Gift Cards

GD: Green Dot

H

I

J

K

L

M

MOs: Money Orders

MP: MoneyPak

MS: Manufactured Spend

N

 

NFCCNational Foundation for Credit Counseling

NSCRPA: Nationwide Specialty Consumer Report Agency

O

P

PC: Product Change

Q

R

S

SPG: Starwood Preferred Guest

T

TL: Trade Line

TU: TransUnion

U

ULCC = Ultra Low-Cost Carrier

V

VR: Vanilla Reload

VRs: Vanilla Reloads

W

X

Y

YMMV: Your Mileage May Vary

Z


5 Responses to Credit & Finance Acronyms

  1. John P says:

    Great list. I wish I had this when I started out reading flyer talk. Is there any room for slang? like:
    beans= Vanilla reload
    Kate= Kiosk (Walmart)

    Just a thought..

    John

  2. Jon says:

    Kate = Kiosk at the entrance

  3. Bikeguy says:

    Please add ARS. I have no idea what it means. I’ve seen it in the US Bank closure thread though.

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