list of methods banks count as direct deposits

List Of Methods Banks Count As Direct Deposits

Below is a list of banks, along with what they’ll count as a direct deposit. This is useful information because a lot of bank sign up bonuses require you to make direct deposits to receive the sign up bonus. Changing where your paycheck is deposited can be frustrating and time consuming. We’ve included the source(s) in brackets next to each method. Note: If Bluebird or Serve show as working/not working then this will be the case for Redcard/Redbird as well. They all run on the same platform (the same is true in reverse as well).

Contents

Big Banks/Banks With Regular Sign Up Bonuses

American Express

American Express has two different products, Bluebird & Serve. We’ve split the information below but if it works for one it should work for the other.

Bluebird:

The following count as a direct deposit

  • Amazon payments: 1

Serve:

  • Ally: 1, 2
  • Paypal: 1
  • CapitalOne360: 1
  • Santander ACH push: 1

Bank of America

The following count as a direct deposit:

The following no longer count as direct deposit:

  • ACH Transfer: 1
  • Ally ACH: 1, 2 (via e-mail in March, 2015)
  • Paypal (1, 2), there is evidence of it working previously (123) but this has now been shut down.
  • BofA user to user transfers (1)

Capital One 360

The following count as a direct deposit:

  • Alliant (1)
  • ACH (1)
  • Discover: 1
  • ING Direct/Capital One 360 (1)

Chase

It seems as if any transfer that codes as P2P will no longer work for Chase.

New data points as of September, 2016. The following work to trigger the requirement:

  • American Express:
    • Redcard: 1
    • Serve: 1
  • Ameritrade: 1
  • Barclays Online Saving: 1, 2, 3, 4, 5
  • Fidelity EFT: 1 (via e-mail on October 5th, 2016), 2, 3, 4, 5, 6, 7
  • Provident Credit Union: 1
  • Robinhood: 1, 2, 3
  • Schools First: 1
  • TD Ameritrade: 1
  • Topcashback Payout: 1
  • Wells Fargo ACH: 1, 2, 3, 4, 5
  • Uber: 1

The following do not work:

  • Alliant: 1
  • Ally: 1
  • Bank of America: 1
  • Capital One 360: 1
  • Citi ACH: 1
  • Discover: 1
  • Square Cash.me: 1
  • U.S. Bank: 1
  • USAA: 1
  • Venmo: 1

[View current Chase sign up bonuses]

The following count as a direct deposit:

  • Ally ACH: 1234, 5, 6 (may no longer work: 1), 7 looks like it is working (via e-mail February 10th, 2015), 8, 9, 10 (via e-mail July 15th, 2015)
  • American Express Serve: 1234, 5, 6, 7 (via email January 23rd, 2015), 8 (via email March 3rd, 2015), 9, 10, 11, 12, 13, 14, 15, 16, 17
  • American Express Bluebird: 1, 2, 3
  • American Express Redcard: 1, 2
  • American Express OneVIP: 1
  • Ameritrade: 1
  • ACH: 1234567891011121314, 15
  • Barclays Online Saving: 1, 2, 3, 4
  • Capital One Savings: 1, 2
  • CCU ACH: 1
  • Discover Checking: 1, 2, 3, 4, 5http://www.doctorofcredit.com/chase-checking-300-savings-200-bonus/#comment-226214
  • E*Trade: 1 (may no longer work)
  • Fifth Third: 1
  • Fidelity Online Transfer: 1, 2
  • Fidelity Cash Management: 1
  • Google Wallet: 1
  • Huntington Bank ACH: 1, 2 (no longer works: 1
  • NFCU ACH: 1
  • PenFed ACH: 1, 2
  • Santander: 1, 2
  • Tech CU: 1 (No longer works: 1)
  • Topcashback: 1 (via e-mail on July 27th, 2016)
  • Venmo: 1 (No longer works: 1)
  • Wells Fargo: 1, 2, 3
  • Barclays Online Savings: 1, 2

The following no longer count as direct deposits:

  • Alliant: 1, 2, 3 (used to work 1)
  • Ally: 1
  • Amazon Payments (1)
  • American Express Savings: 1, 2
  • Capital One 360/ING Direct, this used to work  (1 , 2 , 34 and 1234) but it’s now no longer working unfortunately (12345). Reports of this working again (1 via e-mail on April 22nd, 2015), 2, 3, 4
  • Charles Schwab Brokerage: used to work 1, 2, 3 but now no longer works: 1, 2, 3
  • Citi Bank ACH: 1, 2
  • Discover: 1, 2
  • First Tennessee: 1
  • Google Wallet: 1
  • HSBC (123)
  • Mango (1)
  • Paypal used to work (123) and now no longer works (1 24567, 8, 9, 10)
  • PNC ACH: 1, 2
  • SDFCU: 1
  • TD Bank: 1
  • USAA: 1

Citibank

The following count as a direct deposit:

  • ACH: 12
  • Amazon payments: 1
  • Emigrant direct: 1
  • Fidelity ACH: 1, 2, 3
  • INGdirect: 123
  • Paypal: 123

The following don’t count as direct deposit:

  • Barclaycard:
    • Wyndham: 1
  • Paypal: 1 (somebody let me know via e-mail it no longer works) (used to work: 123)
  • Schwab Brokerage money link transfers (1)
  • TD Ameritrade: 1

Discover

The following did work:

  • Ally: 1 (may no longer work: 1)
  • Amazon Seller Disbursements: 1
  • Bank of America Business ACH: 1
  • Capital One 360: 1, 2, 3
  • Fidelity: 1
  • Paypal: 1, 2, 3, 4
  • Serve: 1
  • TD Ameritrade: 1

Huntington Bank

The following count as a direct deposit:

  • Amazon Payments (1)
  • ACH Transfers: 1, 2, 3
  • Bluebird: 1
  • Capital One: 1
  • Chase: 1

Key Bank

The following count as a direct deposit:

  • ACH (1)
  • Ally ACH: 1
  • American Express:
    • Serve: 1, 2
  • Capital One 360: 1, 2, 3, 4
  • Chase: 1, 2
  • Discover: 1
  • E*Trade: 1
  • Paypal: 1, 2, 3, 4
  • Stripe Transfer: 1
  • TD Ameritrade: 1
  • Wells Fargo ACH: 1
  • Venmo: 1

The following didn’t count as a direct deposit:

  • Ally: 1
  • Charles Schwab: 1

PNC

The following count as a direct deposit:

  • Alliant: 1, 2, 3, 4
  • AmEx serve: 1, 2, 3
  • AmEx Redbird: 1
  • Capital One 360: 1, 2, 3 (1 may no longer work)
  • Discover ACH: 1, 2, 3
  • Fidelity: 1
  • Paypal: 1, 2, 3, 4, 5, 6, 7, 8, 9, 1o, 11, 12, 13, 14, 15
  • Fidelity: 1

The following do not count as a direct deposit:

  • Ally ACH: 1, 2 (used to work: 1

Santander Bank

Works (from August 2016 onwards)

  • American Express Serve: 1
  • Capital One 360: 1, 2

Doesn’t work:

  • Discover: 1

US Bank

The following count as a direct deposit:

  • ACH (1)
  • Alliant (1)
  • Chase: 1

Wells Fargo

There is very little information for Wells Fargo. One person suggests that ING Direct/Capital One 360 works (1) whilst another states it doesn’t (1). Works:

  • Alliant: 1
  • Ally: 1
  • Charles Schwab Money Link: 1
  • Citibank: 1
  • Discover: 1
  • Dwolla: 1
  • E-Trade: 1
  • Robinhood: 1

Credit Unions/Small Banks

1st Mariner Bank

  • No data points

AAC Credit Union

  • No data points

ACNB Bank

  • No data points

Advance Financial Federal Credit Union (AFFCU)

We don’t have any data points on what will trigger the bonus, but be warned that the fine print states you must deposit your full pay check. In some cases credit unions will manually check this (e.g you’ll be required to show your pay stub).

Aero Federal Credit Union

  • No data points

Allegiance Credit Union

  • No data points

Amalgamated Bank

  • No data points

America First Credit Union

  • No data points

American Eagle Credit Union

The following did work:

  • No data points

The following didn’t work:

  • Paypal: 1
  • Santander Bank: 1
  • Serve: 1

American Enterprise Bank

  • No data points

American Investors Bank & Mortgage (AIBM)

  • No data points

AmeriCU Credit Union

  • No data points

Anchor Bank

The following trigger the bonus:

  • Discover ACH: 1

Andrews Federal Credit Union

  • No data points

APGFCU

  • No data points

Apple Bank

The following do count as a direct deposit:

The following didn’t count as a direct deposit:

  • Chase ACH: 1

Arizona Central Credit Union

No data points

Ascend Federal Credit Union

  • No data points

Associated Bank

  • Ally: 1, 2
  • PNC ACH: 1

Associated Credit Union

  • No data points

Associated Credit Union of Texas (ACUTX)

  • No data points

Avidia Bank

The following count:

  • Capital One 360 ACH: 1

Ballston Spa National Bank (BSNB)

  • No data points

BancorpSouth

  • No data points

Bank & Trust

  • Capital One: 1

Bank Direct

These guys are extremely strict and it seems they do a manual review on all direct deposits to ensure that they are from an employer. You also need to be depositing your full paycheck rather than a partial deposit, they check this by verifying it against your stated yearly income. Source(s): 1

Bankers Trust

  • No data points

BankHometown

  • No data points

Bank of Maine

We don’t currently know of anything other than a regular employer payment that will trigger the direct deposit requirement that Bank of Maine requires.

Bank Mutual

The following don’t count as a direct deposit

  • Ally ACH: 1
  • Paypal

Bank of Texas

  • No data points

Bank of New York

The following count as a direct deposit:

  • HSBC (1)

Bank Of Sun Prairie

  • No data points

Bank Of The West

The following count as a direct deposit:

  • Emigrant (1)
  • ING Direct/Capital One 360 (1)
  • Discover ACH: 1
  • Paypal (123, 4
  • Schwab ACH: 1

We don’t know of any regular methods that don’t count as direct deposit with Bank Of The West.

Banterra

  • No data points

BB&T

The following does count as a direct deposit:

The following doesn’t count as a direct deposit:

  • Paypal: 1

BBVA

We don’t currently have any data points on what does or doesn’t count as a direct deposit.

Beacon Credit Union

  • No data points

BECU

  • No data points

Belco Community Bank

  • No data points

Bellco Credit Union

  • No data points

BethPage Credit Union

We don’t currently have any data points on what does or doesn’t count as a direct deposit. Please share in the comments below.

Beverly Hill Bank

  • No data points

BHCU

  • No data points

BiddefordSavings

No data points

Blue Hills Bank

The following counted as a direct deposit:

  • Discover: 1

BMO Harris

The following do count as a direct deposit:

  • Alliant ACH: 1, 2 (1 no longer counts)
  • Discover ACH: 1
  • Schwab Transfer: 1

The following did not count as a direct deposit:

  • Capital One 360: 1
  • Paypal: 1

Bridgeview Bank Group

  • Unknown

Camden National Bank

  • Unknown

Campus USA Credit Union

  • No data points

Capital Bank

  • Unknown

Capital Credit Union

  • No data points

Capitol Bank

  • No data points

Carver Federal Savings Bank

  • No data points

Centier

  • No data points

Central Bank

  • No data points

Charter One

The following count as a direct deposit:

  • ING Direct/Capital One 360 (1)

Chartway Federal Credit Union

We’re unsure what counts as a direct deposit, but we’d recommend using a real employer deposit or government benefit as it looks like they manually check this part of the bonus is completed in good faith. We will update this if this is not the case.

Chime

The following counts as direct deposit:

  • Serve: 1 (personal experience)

The Citizens Bank

  • No data points

Citizens Bank

The following count as a direct deposit:

  • ACH (1, 2)
  • ING Direct/Capital One 360 (1)

Clearview Federal Credit Union

The following did count as a direct deposit:

  • Discover trial deposits: 1 (via e-mail on July 31st, 2016)

Columbia Credit Union

  • No data points

Columbia Bank

No data points

Columbia Bank Online

No data points

Compass Bank

The following count as a direct deposit:

  • ING Direct/Capital One 360 (1)

Commerce Bank

The following count as a direct deposit:

  • Paypal (1)
  • ING (1, 2)

Community Bank & Trust

  • No data points

Community West Credit Union

The following count as a direct deposit:

  • ACH counts for the interest rate bonus, but no the cash bonus (1)

Connex Credit Union

  • No data points

ConnexUs Credit Union

  • No data points

Credit Union of Ohio

  • No data points

Credit Union of Texas

  • No data points

CSE Federal Credit Union

  • No data points

Desert Schools Federal Credit Union

  • No data points

Dollar Bank

No data points

Eastern Bank

No data points.

East Wisconsin Savings Bank

  • No data points

Educators Credit Union (ECU)

  • No data points

Energy Federal Credit Union

  • No data points

E*Trade

The following count as a direct deposit:

  • ING Direct/Capital One 360 (1, 2)

FCB South County Bank

  • No data points

FEDCOM Credit Union

We currently don’t have any data points, please share yours in the comments.

Fidelity Bank (PA)

  • No data points

Fifth Third Bank

The following count as a direct deposit:

  • Ally: 1
  • Capital One: 1, 2
  • Discover ACH: 1
  • Huntington: 1
  • USAA ACH (1)
  • ING Direct/Capital One 360 (1, 2, 3, 4, 5 via email on November 8th)
  • Paypal: 1, 2, 3
  • Serve: 1

First American Bank

  • No data points

FirstBank

We currently don’t have any data points, please share yours in the comments.

First Commonwealth Bank

  • No data points

First Federal Bank of Wisconsin

  • No data points

First General Credit Union

  • No data points

First Jersey Credit Union

  • No data points

First Mark Credit Union

The following count as a direct deposit:

  • ACH: 1
  • Alliant ACH: 1
  • Ally ACH: 1

First MidWest Bank

  • No data points

First Nebraska Credit Union

We’re not sure what counts as a direct deposit, but they require you to deposit your full pay check according to the fine print so they might require paystub verification.

First Tennessee Bank

The following count as a direct deposit:

  • ACH: 1
  • Alliant: 1
  • Ally: 1
  • Capital One: 1
  • Capital One 360: 1, 2, 3, 4, 5, 6, 7
  • Capital One Savings: 1
  • Charles Schwab: 1
  • Chase: 1, 2, 3, 4
  • Discover: 1, 2, 3
  • Paypal: 1, 2, 3, 4
  • Santander: 1
  • Schwab Brokerage: 1, 2
  • USAA: 1, 2
  • Venmo: 1

First Citizen’s Bank

We don’t know of any methods that do or don’t count as a direct deposit. Contact us if you know of any.

First Federal Bank

  • No data points

First Green Bank

  • No data points

First Merit Bank

  • We have no data points, please share yours in the comments section.

First National Bank (FNB)

  • No data points

First South Financial

  • No data points

First Trade Union Bank (FTUB)

FTUB is a small bank and as such it looks like they manually check to see if you’ve received an employer direct deposit or not. Apart from Capital One 360 there is no record of any regular ACH transfers triggering the bonus (and ING/CapOne 360 is from long ago). The following count as a direct deposit:

  • ING Direct/Capital One 360 (1)

The following don’t count as a direct deposit:

  • Ally Bank ACH (1, 2, 3)
  • Chase ACH (1)

First Niagara Bank

The following count as a direct deposit:

  • Alliant ACH: 1
  • Ally ACH: 1, 2
  • AmEx FSB ACH: 1
  • Bank of America ACH: 1,
  • Capital One ACH: 1
  • Capital One 360 ACH: 1, 2, 3, 4
  • Chase ACH: 1, 2
  • Discover: 1
  • HSBC ACH: 1
  • Paypal 1, 2, 3, 4
  • State Farm ACH: 1

Amazon gift cards also work for meeting the minimum debit card transactions required: 1

First Republic Bank

  • No data points

Five Star Bank

  • No data points

Flagstar

There are no known working methods for Flagstar at the moment. The following don’t count as a direct deposit:

  • ACH used to work (1, 2) but in recent times it no longer does (1)

Florida Community Bank

  • No data points

Flushing Bank

  • No data points

F&M Bank

  • No data points

FNCB

  • No data points

Focus Bank

No data points, please share your experiences in the comments at the end of this post.

Freedom Credit Union

No data points.

Freedom Federal Credit Union

No data points.

Garden Savings FCU

No data points, please share your experiences in the comments at the end of this post.

Great Lakes Credit Union

The following are considered a direct deposit:

  • ACH: 1, 2
  • Chase: 1

Greater Nevada Credit Union

  • No data points

Heartland Credit Union

  • No data points

Heritage Credit Union

  • No data points

HeritageWest Credit Union

  • No data points

HomeStreet Bank

Following count as a direct deposit:

  • Citibank: 1
  • Paypal: 1
  • Provident Credit Union: 1

ICBC USA

  • Unknown

Idaho Central Credit Union (ICCU)

  • No data points

Ideal Credit Union

  • No data points

Illinois State Credit Union

  • No data points

Integrity Bank

  • No data points

JSC Federal Credit Union

  • No data points

Lake Michigan Credit Union

The following count as a direct deposit:

  • ACH (1)

Lake Shore Savings

  • No data points

Landmark Credit Union

We aren’t sure what counts as a direct deposit.

LegacyTexas

  • No data points

Level One Bank

  • No data points

Liberty Bank (CT, MA, RI)

  • No data points

Liberty Bank For Savings

  • No data points

Los Angeles Federal Credit Union

  • No data points

Member One Federal Credit Union

  • No data points

Members Cooperative Credit Union

  • No data points

Members Source Credit Union

  • No data points

Michigan Schools and Government Credit Union

No data points

MidFirst Bank

  • Ally: 1

MIDFLORIDA CU

  • No datapoints

MidWestOne Bank

No data points

MB Financial Bank

I don’t have any hard data points, in this fatwallet thread people complain about not getting the bonus but that is because their direct deposits were too small. MB Financial now publicly states how big the direct deposit needs to be.

Macatawa Bank

  • No data points

Mango

The following count as a direct deposit:

  • Alliant: 1, 2
  • Amazon Payments: 1, 2
  • Bluebird: 1
  • Fidelity: 1
  • ING Direct/Capital One 360 (1) (Warning: One reader has reported Capital One 360 locking their account with a fraud warning for linking Mango because it is a prepaid product and only personal checking accounts can be used).
  • Paypal: 1

MainSource Bank

  • No data points

Memphis City ECU (MCECU)

  • No data points

Meadows Credit Union

There are no working methods for meadows credit union at the moment. The following count as a direct deposit:

  • HSBC (1)

Monroe Bank & Trust (MBT)

  • No data points

Montgomery County EFCU

  • No data points

MountainOne Bank

  • No data points

Mountain America Credit Union

  • No data points

My Banking Direct

  • No data points

M&T Bank

The following count as a direct deposit:

  • ACH (1)
  • ACH trial deposits: 1, 2
  • Alliant: 1, 2
  • Ally: 1, 2, 3, 4
  • Ameritrade: 1
  • Barclays Savings: 1
  • Capital One ACH trial deposits: 1
  • Capital One 360: 1, 2, 3
  • Chase trial Deposits: 1
  • Chase ACH: 1, 2
  • Citi ACH trial deposits: 1
  • Discover: 1, 2, 3, 4, 5, 6
  • HSBC (1)
  • Paypal (1, 2)
  • Paypal trial deposits: 1
  • PNC test deposits: 1
  • Santander: 1
  • Schwab: 1
  • USAA: 1
  • Vanguard Brokerage: 1
  • Venmo: 1, 2, 3

The following don’t code as a direct deposit:

  • Paypal: 1

NASA Federal Credit Union

  • No data points

Nassau Financial Federal Credit Union

  • No data points

Nationwide Bank

The following count as a direct deposit:

  • American Express Serve: 1
  • Capital One 360 ACH: 1
  • Fidelity: 1
  • Paypal: 1

The following don’t count as a direct deposit:

  • Ally ACH: 1
  • Random ACH: 1

Newton Federal Bank

  • No data points

Newtown Savings Bank (NSB)

  • No data points

North Community Bank

No data points, if you know of any please share in comments.

Northern Paper Milles (NPM)

  • No data points

North Shore Bank

  • No data points

NorthWest Savings Bank

The following count as a direct deposit:

  • ACH: 1, 2
  • Paypal: 1, 2
  • Schwab One: 1

Numerica Credit Union

  • No data points

NuVision Federal

The following count as a direct deposit:

  • Amazon Payments (1)
  • Ameritrade (1)
  • Schwab Brokerage (1)

Ocean First Bank

The following did count as a direct deposit:

  • No data points

The following didn’t count as a direct deposit:

  • Chase: 1

Old Missouri Bank

  • No data points

Old National Bank

The following do work:

  • PNC ACH: 1

OneWest Bank

  • No data points

Orange County’s Credit Union

  • No data point

Penn Community Bank

  • No data points

PeoplesBank (Bankatpeoples)

  • Unknown

PeoplesBank

The following works:

  • PNC ACH: 1

Peoples Bank

We’re currently unsure what will trigger the bonus.

Pinnacle Financial Partners

  • No data points

Pinnacle Titans Bank

The following count as a direct deposit:

  • Paypal or Discover triggered the bonus: 1

Polam Federal Credit Union

  • No data points

Popular Bank

The following count as a direct deposit:

  • Capital One 360: 1
  • Chase ACH: 1
  • Citibank: 1

Power Financial Credit Union

  • No data points

Presidential Bank

The following count as a direct deposit:

  • ACH (1)

Principal Bank

The following count as a direct deposit:

  • ING Direct/Capital One 360 (1)
  • HSBC (1)

Progessions Credit Union

  • No data points

Provident Credit Union

No data points

Proviso Community Bank

  • No data points

Public Employees Credit Union (PECU)

  • No data points

Public Service Credit Union

They require you to deposit your full paycheck to be qualified for this promotion (Source).\

Randolf Savings Bank

  • No data points

Reading Cooperative Bank

  • No data points

Regions Bank

The following count as a direct deposit:

  • ACH: 1
  • American Express:
    • Serve: 1
  • Ally: 1
  • Chase: 1
  • ING Direct/Capital One 360 (1, 2, 3)

Reliance Bank

  • No data points

Ridgewood Credit Union

  • No data points

Sacramento Credit Union

  • No data points

Salem Bank

The following count as a direct deposit:

Sandy Spring Bank

  • No data points

SB1 Federal Credit Union

No data points, please share your experiences in the comments.

SchoolsFirstCU

The following count as a direct deposit:

  • ING Direct/Capital One 360 (1)

Scient Federal Credit Union

  • No data points

Seacoast Bank

The following count as a direct deposit:

  • American Express Serve: 1
  • Discover ACH: 1

Security Service FCU

The following count as a direct deposit:

  • Paypal: 1

Select Bank & Trust

  • No data points

Signature Bank of Georgia

No data points, please let us know in the comments.

Simsbury Bank

  • No data points

SIS Bank

  • No data points

SkyOne Federal Credit Union

  • No data points

Solvay Bank

  • No data points

Spartan Federal Credit Union

No data points

Sound Credit Union

We’re unsure what does and doesn’t count as a direct deposit with sound credit union, let us know your experiences in the comments.

Spire Credit Union

No data, please share your experiences in the comments.

Stanford Federal Credit Union

No data

Star Bank

  • No data points

STCU (Spokane Teachers Credit Union)

  • No data points

St Mary’s Credit Union

  • No data points

St Paul Federal Credit Union

  • No data points

S&T Bank

  • No data points

Suffolk Federal Credit Union

  • No data points

Sun East Federal Credit Union

No data

Sunflower Bank

  • No data points

SunTrust

The following count as a direct deposit:

Suntrust requires you to bring in a pay stub to confirm that the amount you’re direct depositing is the full amount of your pay check. Update: it looks like SunTrust is no longer asking for paystub verification.

Synovus Bank

  • No data points

Talmer Bank & Trust

The following did not trigger the direct deposit requirement:

  • Capital One: 1
  • Chase: 1
  • Venmo: 1

TD Bank

The following count as a direct deposit:

  • ACH (1)
  • Ally ACH: 1, 2
  • Alliant: 1
  • Capital One: 1, 2
  • Charles Schwab ACH: 1
  • Chase: 1, 2
  • Discover: 1, 2
    • Savings: 1
  • E*trade: 1
  • Wells Fargo: 1

The following do not count as a direct deposit:

Tech CU

The following count as a direct deposit:

  • Ally: 1, 2, 3
  • Capital One 360: 1, 2, 3
  • Charles Schwab: 1
  • Chase: 1
  • Citi: 1, 2
  • Discover: 1, 2, 3
  • PNC: 1
  • Schwab: 1
  • Synchrony: 1

Texell Credit Union

  • No data points

TIAA Direct

The following coded as a direct deposit:

  • Capital One ACH: 1
  • Capital One 360: 1
  • Chase ACH: 1, 2
  • Chase business ACH: 1
  • Discover ACH: 1, 2, 3, 4, 5
  • Fidelity ACH: 1
  • Fidelity CMA: 1

Tobyhana

We have no data points currently.

Tompkins VIST Bank

  • No data points

Town Bank

  • No data points

TrustCo Bank

  • No data points, but they say full paycheck/benefits must be deposited.

TruMark Financial

Counts as a direct deposit:

  • Paypal: 1

TruStone Financial

  • No data points

Ulster Savings Bank

  • No data points

Union Bank & Trust

  • No data points

United Roosevelt Savings Bank

  • No data points

Univest

  • No data points

USAA

The following did count as a direct deposit:

  • Navy Federal ACH: 1

The following didn’t count as a direct deposit:

  • ACH: 1
  • Paypal: 1

Wakefield Co-operative Bank

  • No data points

Washington Mutual

The following count as a direct deposit:

  • Paypal (1)
  • ING Direct/Capital One 360 (1)

The following don’t count as a direct deposit:

  • HSBC (1)

Water And Power Community Credit Union (WPCU)

  • No data points

WaterStone Bank

  • Unknown

Watertown Savings Bank

Fineprint specifically states that it must be government benefit or payroll, but we’re not sure if this is enforced or not.

Webster Bank

  • No data points, but usually optional anyway

Wesbanco

  • No data points

Wescom Credit Union

  • No data points, but optional anyway

Westerra Credit Union

  • No data points

WestField Bank

  • No data points

WestTown Bank & Trust

  • No data points

 Valley Bank

We currently don’t have any data points, but the fine print specifically says that a direct deposit or automatic ACH debit/credit would work so any ACH transfer should work.

Valley National Bank

No data points

Vibrant Credit Union

  • No data points

Zeal Credit Union

  • No data points

227 Responses to List Of Methods Banks Count As Direct Deposits

  1. Kumar says:

    For ACH transfer, can i initiate a transfer from my own account from another bank to get the sign up bonus or should it be from some other person’s account? Please confirm. Thanks.

  2. Liliane says:

    Where can I find what the small numbers mean ? (1,2,3, etc)

  3. Ny says:

    Amex Serve counts as DD for First Niagara.

  4. Nancy says:

    Any experience with UFB Direct? It seems they have ties to AA miles and allow Money Order’s to be deposited through the mobile app for MS’ing.

  5. Biggles209 says:

    Bluebird counts a DD for Bank of America

  6. Sean says:

    Hi William,
    Does this mean that I can load MGC to AP and then send the money to my own Serve account via ACH, up to 1k/month? Or can I only send money to Serve via ACH that comes from an AP balance?

    Thanks in advance. Love all your work

    • This page is for bank account bonuses. Sometimes there is a requirement that you need a direct deposit, this page will let you know what qualifies as a direct deposit. These are loopholes as the fine print usually says payroll & government benefits only.

      Why not load the MGC to AP and then send directly to a trusted friend? I see no reason to involve Serve into the mix.

  7. SavingsChris says:

    Discover Bank ACH counted as DD for 1st Niagara.

  8. Dudley says:

    For the First Niagara bonus I transferred $300 from my BOA savings to the linked First Niagara account. I did not get credit for that. If I go the paypal route (this may sound like a dumb question) but how do you actually do an ACH push from paypal? The options i’m seeing in paypal ask for an email or mobile number to send to. I don’t see any options for sending to a bank.

  9. Arielle Bianchimano says:

    PNC counted a transfer from Cap One 360 for me.

  10. meliza says:

    hey doc
    a p2p is considered as transfer for first niagara? somebody help me please

  11. Jason says:

    Hoping to find a list of banks that support ACH push, but haven’t run across any. Do you know of such a list?

  12. jeffrey says:

    I used a capital one 360 transfer to first niagara and it qualified, i was awarded the $250 bonus

  13. Janice says:

    I’m trying to find out which banks will accept a bank transfer of funds that I initiate as a substitute for direct deposit from the official sources: employer, pension or government. I do not see in your article any legend to show the meaning of the numbers you list. Can you add to your article what the meaning is of your numbers? Also is it a fact that a self-initiated ACH transfer will work? Most of the promotions state explicitly that these 3 are the only 3. I do have experience with Bank of America. They allow a bank transfer. I learned this after much frustration trying to set up the official direct deposits.

    • Hi Janice,

      The numbers are data points where somebody was able to successfully use that method to meet a bonus or fee waiver requirement. They are links and you can click on them to see when they were posted.

      It’s not a fact that any of these methods will work, it’s just an indication of what has worked in the past. In most cases the financial institutions cannot tell the difference between an employer payment/government benefit and a person to person ACH transfer.

      Hope this helps and if you have any questions, feel free to ask.

  14. Janice says:

    I just (Nov 2014) did a transfer into my Bank of America checking account from Capital One 360 checking account and it satisfied BOA’s direct deposit requirement.

  15. Bonus Billy says:

    Paypal and/or Discover Bank ACH push works for Pinnacle Bank! (Titans Banking)

  16. AA says:

    I have some more data points:
    • Amalgamated: Serve ACH worked (6/16/2016)
    • Chase: Serve worked (6/27/2016); Discover didn’t work (6/9/2016)
    • KeyBank: Serve ACH worked (5/16/2016)
    • Santander: Discover ACH worked (1/25/2016)
    • Technology Credit Union: Santander ACH worked (5/21/2016)

  17. Sue says:

    Data points:
    Chase ACH push worked to trigger the bonus for the following banks:
    People’s Bank (8/16)
    Tech CU (7/16)
    First Tennessee (7/16)

  18. Jay says:

    I’m currently working on Santander and BoA checking bonuses, any recent updates for these two?

    AA’s DP for Santander (2 comments up) using Discover ACH was back on 1/25/16, I too tried Discover last week and it posted as (My full name) P2P XXXXXX with X being numbers in the activity description so kind of skeptical that will work. Also tried Amazon payments and it posted without any of the usual terminology such as ACH, PPD, etc so not sure if that one will count. Any one with a DP on amazon payments counting as a DD?

    Also for BoA checking, the list of BoA DPs are all pretty old, dating back at least 5 years, any recent ones? I have tried amazon payments and Discover so far. For Discover the description had P2P and my full name in it, so most likely won’t work. Amazon is still pending and should post tomorrow so can’t confirm yet. Any recent DPs for BoA?

    Thanks!!

    • Just because it lists as p2p doesn’t mean it won’t work. Usually people only update us if DP’s change.

    • Paul says:

      For BOA, did Discover trigger the bonus?
      Cap 360 did not trigger the bonus.
      Also, there might be a difference what counts as DD to waive fees vs. what triggers the bonus.

      • Paul says:

        I should point out that the reason why I know that 360 no longer works is because I did a “real” DD on a different BOA account and the bonus posted within a few days.

        For the other person’s account I only did 360 and it has been well over a month and nothing.

  19. Don says:

    Data point:

    Opened chase checking account in Jul 2016 and direct deposit from Amex Serve to Chase in Aug. Receive bonus on 8/16/2016

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  21. Chris M says:

    ACH from Fidelity met direct deposit requirement for bonus

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  24. Volidon says:

    Does Barclays Online Savings still work for DD for Chase? Haven’t seen any updates and the current DPs are out of date.

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  26. sam says:

    Hey,
    for PNC is PayPal and Capital 360 count for special accounts or all? For example here on the bottom, they mentioned ” Direct deposit transactions are limited to: payroll, Social Security, pension and government benefits.” Do you think PayPal and/or Capital 360 will work?? thanks

    https://www.key.com/personal/promotions/dda/premium-products-get-300.jsp?sqkl=get300cash_alias_15Q3

  27. sam says:

    Hey
    two capital one links for CHASE BANK are dead “Capital One Savings: 1, 2”

  28. sam says:

    Hey,
    “No data points, but usually optional anyway” what does “but usually optional anyway” mean? thx

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  32. Don says:

    (Sept 2016) US Bank Bonus triggered with Discover Bank ACH

  33. K says:

    For Bank of America, for about four years, I’d just transfer 250.01 from my Paypal to BOA and that would satisfy the Direct Deposit need to keep my account fee free. I stopped doing that last year when I realized that my credit card processing (self-employed/small business) would almost always have a transfer above $250 and that would satisfy the need. PayPal was working at least up until June of 2015.

  34. brandon says:

    Does Santander transfer still count as DD for Chase?

  35. bob says:

    PNC – i used Santander and BMO Harris to ACH-deposit, and they show up in my Savings as “Direct Deposits” transactions – triggering the higher interest rate. I’m using them to (hopefully) trigger the $300 bonus, which hasn’t posted yet, but should soon.

  36. Ken says:

    Schwab Checking triggered the DD alert for my account along with Discover Checking for my TIAA Checking account.

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  39. Jason says:

    I have a question on using Paypal as DD for PNC Bank.

    After transferring funds from Paypal to PNC, I received an email notification saying that I had a DD.

    But when I look at my PNC activity statement, it says “ACH Credit ### Paypal Transfer” and categorizes that transaction as a “Transfer”.

    Did PNC register the Paypal amount as a DD?

    Thanks.

  40. sam says:

    hey, where is HSBC bank? thx

  41. sam says:

    Hey, I did DD FROM CHASE to TD bank “JPMORGAN CHASE EXT TRNSFR” does it mean ACH or better try with Capital one 360 because it seems that Chase’s DD will not count as ACH in TD bank ? thx

  42. Pablo says:

    There is a mistake for #2 for ACH under citibank. It looks like it should be moved to Chase ACH Direct Deposit instead (though that post was over 6 years ago) since they are they are pushing funds from a Citi bank account to a Chase account to trigger a direct deposit.

    Also, Santander Bank ACH Push to Citibank counts as a direct deposit so you can use this as #2 for ACH under Citi. I appear to get Thank you points every month as I meet the direct deposit requirement simply by ACH push from my Santander checking account.

  43. Pablo says:

    Will Amalgamated Bank datapoints be updated?

    Santander ACH push qualifies as a direct deposit with them.
    I think Paypal and Serve also counts but need to look through posts from you page talking about their Bank Signup bonus to make sure

  44. Johnny says:

    Hi, Is there any info about ach deposits from a business bank account that you own working as the direct deposit requirement?
    Thanks

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  46. sam says:

    Capital One 360 “Savings” VS. 360 “Money Market” they both can be used for ACH? Is one better than another?

  47. captainsave says:

    So does capital one 360 count as DD for chase?

  48. Beth says:

    re Chase: direct transfers online from Fidelity did not work for me–need to line through it as an option on your list.
    Banker told me directly that any P2P will not count (as you note at top of Chase entry)

    • anne says:

      I transferred from Fielity Cash management account and it was posted on Chase as ACH credit on Sept. 23. The bonus was posted on Sept. 27. When was your transfer?

  49. Shaun says:

    TD Ameritrade worked to trigger Chase personal checking bonus in August 2016. ACH transfers from BofA checking and Citi checking did not. Thanks for this great resource.

      • anne says:

        Make a transfer to Chase from Discover on Sept. 9 and no bonus added. I came here and saw Fidelity would work (before the option was crossed out in your post). The Fidelity fund was posted on Sept. 23 and I saw bonus posted on Sept. 27. Note that both Discover and Fidelity are shown as ACH credit, however Fidelity worked for me. I guess I was lucked out!

        Off topic: The bonus will help me with $300 stolen Best Buy gcs from PPDC. They declined my refund request!

      • mewantsdata says:

        Please update the DPs, it’s been a while and I noticed there aren’t that many for chase, but down here people are dropping ’em like crazy.

        Thanks!!! (You’re da best 🙂

    • Mist Soalar says:

      Another DP for Chase $300 checking bonus. TD Ameritrade’s ACH triggered bonus 🙂

    • Walter says:

      Do you have the TD Ameritrade Cash, or the TD Ameritrade FDIC insured choice for your uninvested funds?

      • Harry says:

        Yet another datapoint: Late November 2016: TDAmeritrade ACH (small $$ amount) triggered bonus in about 8 days. My TD account from where it came is the “FDIC INSURED DEPOSIT ACCOUNT” not the Cash.

        • Andrew says:

          Hey Harry, was your ACH part of the small deposits from the verification process, or did you do another ACH after the verification deposits?

          TIA

  50. Ken says:

    Are there any data points for what HSBC counts as DD?

  51. John says:

    What do the number i.e. 1,2. After the bank mean? Thanks

  52. Humayun says:

    Nice work! You have two entries for KeyBank; not sure which is accurate.

  53. Allen says:

    Does anybody have any insight into DD datapoints for HSBC? Confirmation either way on Serve would be especially useful! Thx

  54. Allen says:

    Also, my small contribution to this post: I can confirm Serve (One VIP) triggered DD with Key Bank on 3 different accounts recently.

  55. Bill says:

    I transferred money from Bank of Internet to Bank of America to get the $300 bonus I signed up witth for $4k of direct deposits. it showed up with P2P in the description and I did not get the bonus (at least not as of couple of weeks after the transfer).

    Tried to link it from my Fidelity account and it wouldn’t take, presumably because Fidelity is joint and BofA is individual — “In evaluating your request, Early Warning (a consumer reporting agency) provided us with information that influenced our decision to not link your bank account. Early Warning played no part in our decision and is unable to supply specific reasons why we weren’t able to add your bank account.”

    I guess I’ll try Capital One 360 and hope that still works.

  56. Jeff H says:

    I did a small Santander Bank ACH to a BAC Savings account only because I wanted to maintain certain balance …. no bonuses involved. Initially, the BAC Savings account showed it as a Santander Bank ACH. Now it shows:

    Type: Deposit
    Description:Santander Bank DES:Payment ID:JEFF H INDN:JEFF H CO ID:********8 WEB PMT INFO:Jeff H

    Where you see Jeff H, it has my full legal account holder name. I am not sure if that counts for your purposes or not.

  57. pr says:

    Silly question:

    When you see ACH as an excepted DD trigger, that would mean any ACH would do. Yet then you might see TD (just TD, not TD ACH) – does that mean any type of TD transfer would work (ex ACH)?

  58. Ben says:

    Chase DP: Confirmed – transfer from Robinhood triggers Chase direct deposit requirement.

  59. Jack says:

    Any data points for HSBC DD..tried from paypal but quoted as transfer…not sure it it works or not

  60. Ben says:

    Chase DP: Transfer from U.S. Bank didn’t work

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  62. Thomas says:

    DP : Square deposits work for Suntrust

  63. NoobeeChurner says:

    Hello DoC,

    Chase DP for DD

    I opened the Chase Savings & Checking account w/ $300+$200 offer last month. I transferred money using Fidelity ACH on October 7th, and on October 11th, there is a pending credit for $300 for new checking.

    Fidelity ACH credit is posted as “FID BKG SVC LLC MONEYLINE PPD ID”

  64. Skyriver says:

    Regarding Chase $300 personal checking:

    ACH authorization from a local credit union (less than $1) posted as PPD on 10/5/16;
    $300 new account bonus pending on 10/11/16

  65. Adam D says:

    If a real direct deposit is needed and no minumum, might as well sign up for uber or lyft, complete 1 “ride” to trigger a direct deposit (could be to a friend requesting a ride who is next to you,you can just accept and end ride after a few minutes without having to go anywhere, minumum $5, you would get $3 commision or they get $15 towards their first ride anyways) I’ve done it, you can change direct deposit bank yourself in your profile weekly if needed. It shows up as “direct deposit payroll” on your statement. Uber/lyft charges no fees to sign up. Use my driver promo code if this info helped.
    UBER driver promo code: GZ10W
    LYFT driver code: ADAM9217
    This is a easy way to not have to change your real DD from your employer and activate bonuses that dont push with a bank ach transfer. DoC I hope it’s ok I put my referral bonus as I think this would help many readers.

  66. sam says:

    Is there different for DD as “Capital One 360 Money Market” VS. “Capital One 360 Savings” ?

  67. Bodiddely says:

    A transfer from Wells Fargo to Chase this month counted as a DD to avoid monthly service fee on my Oct 2016 statement which just closed.

  68. Bern says:

    Chase Total Checking DP: Push from Serve OneVIP triggered DD bonus. Serve posted 10/20, bonus in Pending as of Tuesday 10/25.

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  70. Ernie says:

    I’m not sure what is meant by ‘Direct Deposit is OK from American Express”.

    I have a couple of AMEX cards but I am not aware of a ‘checking account’ available as well from AMEX.

    Please explain in simple plain English for me, Thanks. My only Direct deposit today is tied up with another bank and I would like to take advantage of KEY bank’s fabulous bonus before they no longer offer this deal.

  71. FHayek says:

    Regarding Santander Bank, a transfer from Discover does not count as a direct deposit.

  72. Mike G says:

    Note, push from Fidelity Cash Management acct for Chase posted as PPD last week, but did not trigger the bonus today. Looks like it might be dead.

  73. Jeff H says:

    Chase $300.00 checking bonus posted this morning 10 days after opening the checking account in Chase branch and a week after Fidelity ACH DD. I tend to doubt the Well’s Fargo ACH DD trial balances under a dollar counted, but that also happened the same day as the Fidelity ACH DD.

  74. Paul says:

    Another DP for trying to meet the Chase checking DD requirement:

    ACH from Discover (which I use for triggering almost all other bank bonuses) coded as P2P and did NOT trigger the bonus.

    ACH from Ally also coded as P2P – I haven’t waited long enough yet to see if the bonus will be triggered, but I’m assuming it won’t be.

  75. Karen says:

    Wells Fargo counted a deposit that was made from Dwolla as a direct deposit.

  76. Bill says:

    I’ve been trying to qualify for the $300 bonus at Bank of America, which i signed up for a couple of months ago. Transferring from Bank of Internet and Capital One both showed up as P2P (for example, “CAPITAL1 DES:P2P ID:my name”), so presumably they did not work. However, Capital One 360 showed up differently — “CAPITAL ONE N.A. DES:CAPITALONE” so hopefully that still qualifies. I just realized that I had only transferred $3k so I just sent another $1k and hopefully it will trigger the bonus when it gets there on Friday.

    Does anyone know how long it takes BofA to credit the bonus to the account?

  77. Frank says:

    New DP for chase checking direct deposit $300. Using Fidelity ACH push $10 on Nov. 1st, get $300 bonus pending on Nov. 8th.

  78. Radster says:

    $200 ACH from AmEx Redcard (i.e., ‘withdraw money’ function) to Chase Total Checking account. Deposited 10/24. $300 bonus credit ‘pending’ on 11/8.

    ACH deposit coded as “SERVE ENTERPRISE EXCHANGE PPD ID: XXXXXX3497 ACH credit”

  79. molicorp says:

    2nd data point on a Robinhood ACH Transfer to Chase Checking account triggered the current. Posted to account on Thursday Oct 27; $300 credit pending as of Tuesday Nov 8.

  80. Gin says:

    ACH from Venmo to Chase checking account coded as PPD, but did NOT trigger the bonus.

  81. Spencer Garcia says:

    Wells ach and robinhood ach work as chase dd.

  82. josh says:

    Fyi, Fidelity ACH worked. Posted on a Tuesday.
    Nov 8, 2016 $300 for New Checking Misc. credit
    Oct 26, 2016 FID BKG SVC LLC MONEYLINE PPD ID: XXXX ACH credit

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  84. Rene says:

    US Bank: ACH Push from Discover Checkings counted as DD

    • EugeneV says:

      Nice! ACH push from HSBC did not!
      Either that, or US Bank has their own definition of recurring (I sent two, two weeks apart, on different calendar months).

      ACH push from HSBC did trigger Chase $300 bonus a month ago. But Chase was not looking for recurring.

  85. S Rahman says:

    Transfer from Wells Fargo counted as direct deposit for Chase.
    Transferred $25 on 11/08, got $300 bonus on 11/15

  86. danny lam says:

    Hi, What is considered Wells Fargo direct deposit for chase? Just a simple transfer from WF to the chase checking account or do I have to use Bill Pay to send a payment to that account?

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  88. anitje says:

    I did a funds transfer online from Ally to HSBC and it was recorded as “P2P”.on the online statement….it did not say “Direct Deposit”.

    Does that mean this was not recorded as a direct deposit?

    And if not, do you have direct deposit solutions for HSBC? It is not on your list.

    Thanks.

    • We’re not sure yet with HSBC, it’s better when it doesn’t code as P2P but it really depends on the software they are using.

      • anitje says:

        I know that it is usually a bad idea to call. But if nothing else codes as “direct deposit”, is it worth taking a chance and calling customer service to see if anything went through as DD? It hardly seems worth tying money up for 4 months or more and going through hoops to meet requirements if you don’t know whether the bonus will post or not.

    • Ken says:

      Why not just do Bill Pay? Surely you have bills that need paying 😉

  89. Allen says:

    HSBC update: the initial opening deposit coded as “P2P” (no surprise)
    Tried a Chase ach — coded as “DEPOSIT FROM JPMORGAN CHASE-EXT TRNSFER”
    Tried a Bluebird ach — coded as “DEPOSIT FROM BLUEBIRD-EXCHANGE”

    No monthly fees yet, so maybe the Bluebird is successfully triggering the DD requirement…

  90. DD says:

    anyone have any idea if a Chase business account in your name can be used as an “employer” to trigger bonuses on a personal account? CapOne360 in particular but no one really talked about it…

  91. Ray Aba says:

    Provident Credit Union push transfer to Chase checking triggered bonus Nov 2016 . It took over a week almost two to post. confirmed.

  92. Bodiddely says:

    Schwab bank ACH transfer to Chase worked as a DD to avoid monthly maintenance fee.

  93. Ben says:

    Chase bonus dp:
    Robin hood worked, u.s. bank did not.

    • Allison Petteway says:

      How exactly did robin hood work?What did you do?I’m waiting on the two small deposits from Robinhood to my bank to verify my bank account. Did those two small deposits trigger it?Or did you get your account verified first, then send money from that account then right back to that account. Or did you add money from another account then send it to your chase account. I’m confused, and how long did it take after the deposit for you to see anything pending from chase?

      • Ben says:

        One thing to know is that robin hood requires that you send money back to the account you got it from. I can’t remember the exact timing, but I verified the chase checking to robin hood with the two small deposits first. Then I transferred $10 from chase into robin hood and waited a few days for it to clear. You’ll know it’s cleared and good to transfer back to chase by looking under account summary-> cash available for withdrawal. Then I sent it back to chase through the robin hood app. The next Tuesday after Chase received the $10 I got the bonus.

    • Allison Petteway says:

      How did robinhood work for you. Was it the two small deposits they sent to your account? And how long did it take for you to see pending for chase?

  94. Saphira2021 says:

    Did a push from Alliant to Santander. the transaction apprears as below. I am new to this and would like to know if this counts as direct deposit for Santander checking bonus offer? thanks

    Alliant CU. ONLINE WD

  95. leifinsoul says:

    Did a push from Cap One 360 to Bank of America.

    “Transaction category” displays as “Income: Deposits”

    Anyone know if this means it qualifies as direct deposit?

  96. Marcus Aurelius says:

    Hi I just got into his lucrative hobby this month and I’m trying to learn the ropes. It’s fun; I’m at over $1,000 (hopefully soon to be earned) so far. Can you explain what it means if it says on this page like

    Bank A Works: Bank B, Bank C.

    I’m trying to get the direct deposit bonus from Bank A. How do I accomplish that via Bank B? I already have an account at Bank B. If I set up an online transfer, from self to self, initiated by Bank B (they will first send two test deposits), and then send the minimum amount of direct deposit required by Bank A, will that work? I see reference to P2P as well…do I need to send it P2P or via billpay or something, rather than a standard online transfer?
    In this case Bank A is Santatander.

    • It basically means what ACH transfers have worked in the past. So with Santander a transfer from Capital One 360 has worked in the past but Discover has not. What you described will work. Hope that helps.

  97. qing says:

    I don’t know how to set up a direct deposit if I don’t have the wage.Can you help me.

  98. Mrs. Gee says:

    DP for Key Bank : ACH from Capital One 360 triggered the bonus.

  99. Jan A. says:

    Hi DoC, topcashback payout (small amount of $10.20) to Chase account triggered $300 checking bonus (November 2016). And of course… thanks for all your work…

  100. Craig says:

    Some DP for you:

    Alliant ACH triggered the $150 bonus for Bank of the West.
    Alliant ACH triggered the $150 bonus for Santander.
    Alliant ACH triggered the $200 bonus for Cap 1 360.
    Cap1 360 ACH triggered the $150 bonus for Santander (for significant other).
    Chase Business Checking ACH triggered the $150 bonus for TIAA Direct.

  101. Adam D says:

    REPOSTED DATA POINTS FOR $400 PNC OFFER:

    Fidelity has worked for me for over 12 banks as DD for bonus purposes. However, PNC categorized the ACH deposit as “transfer”. My real DD (less than $2000 was “other income”). Fidelity did not work, I ach’d with TIAA DIrect as it showed up a “other income” and the $400 bonus posted yesterday, about 2 weeks after TIAA push….DoC please update for PNC as TIAA Direct as works for DD, and Fidelity as not even though it has in the past. PNC bonuses are too lucrative to miss out.

    My theory is that since TIAA Direct has some sort of affiliation with teacher’s pensions, or has in the past that this is the go to bank now for ACH pushes, I signed up for the $150 a few months ago, but in retrospect I would sign up for this bank solely for the purpose of the highest probability of activating the DD bonues for other financial institutions.

  102. Jay says:

    I had a transfer from Robinhood count toward my direct deposit total on one of my Wells Fargo statements

  103. Jay says:

    I had a transfer from Robinhood count toward my direct deposit on one of my Wells Fargo statements.

  104. sam says:

    Is there any info about Astoria Bank? and Justice Federal Credit Union? thx

  105. Beth says:

    Opened Chase Total Checking with coupon for Man and Me. Wells Fargo transfer triggered $300 bonus for both of us. It’s still working…

  106. Matt says:

    One more data point for you.
    Transferred $500 using Square’s service Cash.me – Did NOT trigger the $300 Direct Deposit bonus.

  107. Ed says:

    Tax refund time coming soon- I think you can split a DD to 2 or 3 banks

  108. sirtheta says:

    First Tennessee DP. Schwab ACH push indeed counts (bonus awarded 15 days later).

  109. Grindelwald says:

    WELLS FARGO ACH transfer triggers “$300 for New Checking” pending transaction just in 4 days. Confirmed.

  110. chad says:

    Does Chase transfer to CapOne360 trigger bonus? I need to DD $250 twice for the $200.

  111. Roberto says:

    Chase DPs: USAA does NOT trigger the DD requirement, but Fidelity did.

  112. jnrfalcon says:

    Why I remember I saw Discover under Wells Fargo… Anyway, Discover initiated transfer does count toward the $500 DD requirement for WF Everyday Checking. Actually was told by the WF banker who opened my account… and I’ve been using it for almost a year now.

    • Kevin says:

      @jnrfalcon,

      By Discover, you meant “Online Banking” of Discover Bank, right? Not deposit your rewards or cashback bonus of a Discover credit card to your Wells Fargo Everyday checking account. Your answer would be much appreciated.

  113. JASON says:

    ACH push from Alliant counts as direct deposit to Wells Fargo.

    I did one ACH transfer from Alliant checking in last statement and realized the statement indicates that it is couned as DD that meets the criteria for waiving monthly fees. In the past, I used wells fargo’s debit card via google wallet to send to my dad to have 10 debit purchases to waive the fees.

  114. mark says:

    I sent a Chase transfer to Ocean First. No dice.

  115. JfromOH says:

    DP: Chase provided $300 bonus 5 business days after $100 transfer via Fidelity transfer.

  116. Pingback: Chase $500 Checking and Savings Bonus Now Publicly Available! [In-Branch Only] - Doctor Of Credit

  117. Sam says:

    Wells Fargo ACH will count as DD for PNC. Paypal deposits also count for PNC.

  118. Jelena says:

    Any idea if serve is working for capital one 360? I’m finding conflicting info.

  119. Richard says:

    As others have already reported, I transferred $501 (I suppose it could have been less) from my Barclay Online Savings Account into my Chase Checking account and they counted it as a direct deposit. I received my Chase checking sign-up bonus about a week after the transfer posted.

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