[KS & CO only] Sunflower Bank $125 Checking & Savings Bonus

Offer at a glance

• Maximum bonus amount:
• Availability: Must be opened in a branch at Sunflower Bank location in Leawood, Overland Park, or Wichita in KS or Boulder, Denver, Golden, or Longmont in CO
• Direct deposit required: Yes
• Additional requirements: 20 debit card transactions
• Hard/soft pull: Unknown
• ChexSystems: Unknown
• Credit card funding: None
• Monthly fees: $6, avoidable
• Early account termination fee: Unknown
• Household limit: None mentioned
• Expiration date: August 31st, 2017

The Offer

Direct link to offer

• Sunflower bank is offering a bonus of $125 when you open a new spend & sign & save checking and savings account package. Bonus is broken down as follows:
  • Earn $50 when $20 or more debit card purchases are made to your new checking account
  • Earn $75 when an ACH credit posts to your new checking account

The Fine Print

• Offer valid 4/17/17-8/31/17 and may be canceled without notice. Minimum $100 to open.
• Customer earns up to $125 when a new Spend & Sign & Save (S&S&S) checking and savings account package is opened at a Sunflower Bank location in Leawood, Overland Park, or Wichita in KS or Boulder, Denver, Golden, or Longmont in CO.
• Earn $50 when 20 or more debit card purchases (pinned, signed or credit) are made with a Sunflower Bank debit card tied to the new S&S&S checking account and earn another $75 if an ACH credit (e.g., Direct Deposit) posts to the new S&S&S checking account.
• ATM transactions do not qualify as purchases.
• Qualifying transactions must post to the account on or before 9/30/17.
• Maximum payment per S&S&S checking account is $125.
• The new S&S&S checking must be open and in good standing as of 10/6/17 to be eligible for the bonus payment.
• To be in good standing, the account must have a positive balance at least one day between 9/4/17–10/5/17.
• Customer will receive a 1099 INT for bonus payment.
• All qualifying bonus payments will be paid 10/6/17 into the new S&S&S checking account.

Avoiding Fees

There is a $6 monthly fee, this is reduced by $1 when you enrolled in eStatements. Every time you use your debit card the fee will be reduced by 25¢ as well. I wasn’t able to find a fee schedule, so I’m unsure if an early account termination fee is charged or not.

Our Verdict

This one is a bit too much work in my opinion, you basically need to make 20 debit card transactions monthly to keep the account fee free. And it requires 20 debit card transactions and a direct deposit for a bonus of only $125. Not worth it when there are so many better and easier checking bonuses out there.

Big thanks to reader, Curmudgeon who let us know. Learn how to find bonuses and contribute to the site here.

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