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DH7
DH7 (@guest_301338)
September 29, 2016 17:29

Just called to try to close my account, CSR said that the options are to:

1) Send a secure message via online portal
2) Go into branch
3) Mail in a signed letter

I sent the secure message, I’ll follow up with more details.

Bill
Bill (@guest_232647)
March 12, 2016 10:31

Feb 16 Applied online – completed steps, but not opened
Feb 17 Rec email declining my application
Feb 19 Applied in branch – FFA Chking opened with cash deposit $100
Within next few days – set up online access & initiate trial transfers from PNC Bank.
Feb 25 – via ACH from PNC deposit $200
– use Bill pay $35
Waited about 12 days for Debit Card & PIN.
Used Debit Card – $52 Sig purchase
Mar 7 – $100 bonus credited to my account
Mar 8 – $50 bonus credited to my account

C/S in branch was great.
Easy $150

Kevin
Kevin (@guest_226466)
February 17, 2016 14:18

I was denied based on my ChexSystems report, which is a first…

Blake
Blake (@guest_226489)
February 17, 2016 15:24

How many accounts have you opened recently? I’ve opened 6 including this one, 8 if you include Mango and Netspend savings.

D
D (@guest_226451)
February 17, 2016 13:18

I just got an email declining my bank account application after 2 days of waiting. I’m going to call to ask why and update this post. Has anybody confirmed a direct deposit method yet? I’m planning on trying CapOne360 and DiscoverBank

“Dear ______________,

You recently applied for an online account with PeoplesBank, and unfortunately we cannot open your account(s) at this time.

We appreciate your interest in PeoplesBank and would appreciate the opportunity to speak directly with you to help you understand why your request could not be completed.

Please contact one of our Client Care Center representatives at (717) 846-1970 or (888) 846-1970 at your earliest convenience.

Thank you for your interest in PeoplesBank.

PeoplesBank”

jay
jay (@guest_226481)
February 17, 2016 14:55
  D

were you able to see the final screen with confirmation number and that their team has started processing the application?

D
D (@guest_226490)
February 17, 2016 15:29
  D

I called them back, they said that “there wasn’t enough identifying information” and I could go into a branch and open one if I bring a photo ID. I think they just wanted to restrict online signup, but I can’t prove it.

D
D (@guest_234066)
March 17, 2016 06:42
  D

UPDATE: I went into a branch today, it took a while but I was able to meet with a rep who set up my account. She was surprised by the number of inquiries on my ChexSystems report, but I just said that I open new accounts for different locations and business needs. I’m going to ACH $200 from CapitalOne360, and i’ll update with results.

DH7
DH7 (@guest_290124)
August 31, 2016 10:50
  D

– 3/17: opened account in-person
– 3/24: DD $200 w/ cap360 listed as “CAPITAL ONE N.A./CAPITALONE”
– 4/22:- 2 bill pays to capital one card
– 4/25: in-person Debit Purchase

*Waited forever for bonus to post but nothing happened*

– 8/30: email asking where bonus is for “bill pay, debit card use, etc” (didn’t mention DD in case they got annoyed w/ my antics)
– 8/31: Received $100 bonus “VISA AND BILL PAY REWARD”

Apparently CAP360 DD was a no-go, possibly because a person verified the bonus?

jay
jay (@guest_226302)
February 16, 2016 21:30

Also is this one per household?

momosan
momosan (@guest_226221)
February 16, 2016 16:36

I’m reading the fine print and it does say an early account closing fee applies. However, I can’t find where it says what that fee is or how many days it’s required to stay open.

D
D (@guest_234106)
March 17, 2016 10:12

After signing up at a local branch I got a sheet titled “Service Pricing Schedule” under “Premature Account Closure Fee” it says $100 if closed within 90 days of opening.

D
D (@guest_290125)
August 31, 2016 10:52

My pleasure, trying to contribute more DPs/details now. Thanks for all of your work!

Blake
Blake (@guest_225898)
February 15, 2016 14:04

Jay is correct, I just applied and CC funding is not an option. Also I was not sure if there was a promo code or not to use, but I went through the direct offer and nothing filled in the promo code field.

Kevin
Kevin (@guest_225944)
February 15, 2016 17:25

any other details on the promo code? Did you call to confirm that your new account was eligible for the bonus?

Blake
Blake (@guest_225985)
February 15, 2016 20:39

It looks like a soft pull as far as I can tell. Nothing reported on Experian or Transunion.

Blake
Blake (@guest_226026)
February 15, 2016 22:40

I meant Equifax, sorry.

Blake
Blake (@guest_226187)
February 16, 2016 14:55

I can confirm it did not report to Transunion, Equifax, or Experian. (Checked via Credit Karma and Credit.com). Thanks William.

Jay
Jay (@guest_225839)
February 15, 2016 12:41

CC funding does not appear to be an option:

http://www.peoplesbanknet.com/Portals/0/PDFs/uOpen%20Guide2.pdf