Merrill Rewards for Business Visa Signature Review – Points Worth 1.5¢

In this review we will look at the Merrill Rewards for Business Visa Signature. Keep in mind as far as I know there is no application link for this card, unlike the personal Merrill Lynch MERRILL+ card. Update: There is now a working application link.

merill lynch

Contents

Card Basics

Our Verdict

This card is somewhat interesting due to the fact that points can be redeemed for 1.5% cash back, unfortunately you can’t combine these points with the personal card and you also can’t get the 10/25/75% relationship bonus. You can apply for this card in branch or by phone on 800-481-8277, although with no sign up bonus I’m not sure why you’d want to.

If you want a card with a sign up bonus, I’d recommend one of these cards in this linked post instead. If you want a card that earns at a higher rate than 1.5% I’d recommend one of these cards instead. Thanks to reader Curm for finding out some of this information.

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6 Comments
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NinjaX
NinjaX (@guest_377901)
March 27, 2017 17:49

“there is no application link for this card, unlike the personal Merrill Lynch MERRILL+ card.”

to be fair, there isnt one for M+ anymore either. so kinda the same situation now…

Ashker
Ashker (@guest_377777)
March 27, 2017 15:11

Any datapoint on Bank of America issuing 1099-INT for Merrill cards?

Curmudgeon
Curmudgeon (@guest_377809)
March 27, 2017 15:53

My bonus points for the Merrill+ card posted in Dec 2016 and there’s nothing showing for the 1099-INT or 1099-DIV statements on my account.

Curmudgeon
Curmudgeon (@guest_377752)
March 27, 2017 14:43

Had to navigate the B of A phone tree for a while and spoke to 3 different people, but here’s what I found out:

To apply, must call 800-481-8277 or apply in branch.

Card benefits:
– No annual fee
– 0% interest promo for 7 months, then 12.24%
– No foreign transaction fee

Points cannot be combined with the Merrill+ card.

You can transfer the 1.5% cash back to a B of A business checking or personal account, but probably won’t get the 10/25/75% relationship bonus.

No current incentives beyond the 0% interest promo.