[MO only] FCB South County Bank $125 Checking Bonus

Offer at a glance

• Maximum bonus amount: $125
• Availability: MO only
• Direct deposit required: Yes, $200+ per month
• Additional requirements: eStatements, 5 bill pays, use promo code SC125
• Hard/soft pull: Soft
• ChexSystems: Unknown 
• Credit card funding: None
• Monthly fees: None
• Early account termination fee: $15, 7 months
• Expiration date: December 31st, 2016

The Offer

Direct link to offer

• Receive a bonus of up to $125 when you open a new checking account with FCB South County Bank online or in branch with promo code SC125, broken down as follows:
  • $75 Checking Account Bonus Paid When You Open A New 49er Gold Club, Dime A Debit, First Rate Direct Or Totally Free Checking Account And Start A Qualifying Direct Deposit Of $200 Or More Per Month. Bonus Will Be Paid Within 90 Days Of First Qualifying Direct Deposit
  • $25 Additional Bonus When You Enroll In E-Statements
  • Plus $25 Additional Bonus When You Enroll In Online Bill Pay And Pay 5 Bills Within 90 Days.

The Fine Print

• Offer valid through December 31, 2016.
• $75 Checking Account Bonus paid when you open a new eligible checking account and start a qualifying direct deposit of $200 or more per month.
• Bonus will be paid within 90 days of first qualifying direct deposit.
• Enroll in e-statements and receive an additional $25 Bonus.
• Enroll in online bill pay and pay 5 bills within 90 days and receive another $25 Bonus.
• Bonuses will be reported as interest.
• If account is closed within 7 months, there is a $15 closing fee.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Totally Free Checking Account

This account has no monthly fees to worry about

Early Account Termination Fee $15

If you close your account within 7 months you will be charged a $15 early account termination fee.

Our Verdict

Hard to know how to judge this deal without knowing whether it’s a hard or soft pull to open the account. If anybody has any experience, please share in the comments below.

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