Offer at a glance
- Maximum bonus amount: $100
- Availability: MO only, [Branch Locator]
- Direct deposit required: None
- Additional requirements: Deposit at least $100
- Hard/soft pull: Unknown
- Credit card funding: Unknown
- Monthly fees: None
- Early account termination fee: Unknown
- Expiration date: None listed
The Offer
- Receive a sign up bonus of $100 when you open both a transition checking & savings account and deposit at least $100
The Fine Print
- Savings match when opening both Transition Checking and Savings accounts, credited up to $100 per household 30 days after balance in Transition Savings reaches up to $100 within the first 12 months and account has been open 90 days
- Available only to households that have not closed a Pulaski transaction account within the last 60 days
- Incentives over $10 reported as interest to the IRS
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Both accounts are fee free and don’t come with any monthly minimums. I wasn’t able to find the fee schedule so I’m not sure if there is any early account termination fee, but given there is no monthly fee on either accounts shouldn’t really be an issue.
Our Verdict
If this is a soft pull, then it’s a great bonus as you only need to deposit $100 and there are no requirements to keep the account fee free. If you have any experiences with the bonus or bank then please share them in the comments below. We’ll add it to our best checking & savings bonus list.
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Pulaski bank got sold, so they are probably trying to inflate their value by offering this promotion. Proceed with caution