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David
David (@guest_432277)
July 2, 2017 14:48

I had previously opened an account using the QH code. I used CapOne360 to fund and the bonus posted immediately. I then used this code–QO–and funded with CapOne360 again. The DD went through on 6/27 and I haven’t received the bonus as of 7/2. Should I be concerned?

JuicyJosh
JuicyJosh (@guest_432283)
July 2, 2017 15:01

This code is long expired. Have seen comments on other M&T threads that expired codes did not yield bonus.

Matt K
Matt K (@guest_399817)
May 2, 2017 22:00

How are folks transferring funds out of account? Trying to avoid $3 fee…

Anna
Anna (@guest_399830)
May 2, 2017 22:35

@Matt K
The same way you transferred funds into the account.

Summit
Summit (@guest_400005)
May 3, 2017 07:47

Request a transfer from a bank that doesn’t charge a fee. Chase in my case.

Harry
Harry (@guest_410706)
May 25, 2017 21:22

If the maintenance fee is $3, it sounds like you opened the Basic Checking Account and there is no way to avoid the fee on that account according to their fee schedule.

sara
sara (@guest_392702)
April 20, 2017 14:52

Is this offer really expired?

Robert
Robert (@guest_402416)
May 6, 2017 12:15

Were you able to try it?

Summit
Summit (@guest_391563)
April 18, 2017 21:09

DP: Everything happened successfully on the same day (4/18/17): $100 transaction using Venmo posted to trigger DD requirement, $250 bonus posted, and account was downgraded to EZChoice Checking with a secure message.

MarcoPolo
MarcoPolo (@guest_391579)
April 18, 2017 21:46

@Summit
Great way to kill the golden goose.
Better to wait for few days before downgrading the account. There is nothing to lose by doing so. Better to fly under the radar then flying high and getting shot down 🙂
Just my 2 cents.

Ken
Ken (@guest_391581)
April 18, 2017 21:51

+1. Why tempt fate by bringing this to their attention?

Summit
Summit (@guest_391593)
April 18, 2017 22:04

I would have liked to have waited, but it was nearing the 30 day mark since account opening so I was about to get hit with the $30 monthly fee if I didn’t downgrade soon. Poor planning on my part since I was traveling for work when my debit card arrived and couldn’t activate it to do the transactions last week to raise less suspicion.

Anna
Anna (@guest_399835)
May 2, 2017 22:42

@Summit
No worries.
We have all been there 🙂

Summit
Summit (@guest_389913)
April 14, 2017 21:51

Anyone have problems trying to set up an external account for transfers? It says I’m not authorized. I activated my debit card today, so if I still can’t set up a transfer tomorrow, I guess I will have to call them. I really don’t want to do that, but it’s getting close to the 30 day mark of when I opened the account so I want to make sure I get the ACH transfer deposited so the bonus can post in time before I downgrade the account.

Here’s a screenshot of the page denying me access for bank to bank transfers: http://imgur.com/a/vkYHv

NBG
NBG (@guest_389937)
April 14, 2017 22:29

What are you trying to transfer?. If you are trying to meet the Direct Deposit Requirement, then you must be transferring from an external bank account to MTB account.

Summit
Summit (@guest_390085)
April 15, 2017 11:25

I guess I assumed that blocking transfers applied to incoming and outgoing transfers. I’ll try starting the transfer from my other bank to see if that works.

I think I’ll have to eventually fix this problem though, since I’ll want to get the money out at some point.

James
James (@guest_390094)
April 15, 2017 12:10

You should still pull with out with an external bank. M&T charges $3 to do transfers from their site

Ken
Ken (@guest_390099)
April 15, 2017 12:38

You just need your debit card to unblock from internal transfers too.

And you should always push pull from your external account when doing these bonus accounts.

Summit
Summit (@guest_390782)
April 17, 2017 14:49

Update on this: Within 24 hours of activating my debit card, the screen changed and asked me for the debit card pin. After putting it in, transactions were enabled (internal and external).

Lesson learned: Always activate the debit card 🙂

MarcoPolo
MarcoPolo (@guest_388424)
April 12, 2017 13:13

First time it happened that the bonus did not post the same day as the DD.
Opened account on 3/29, went to pending and they requested to FAX SS Card and utility bill via letter dated 3/30. Received letter dated 4/4 that the account approved followed by debit card.
Set up DD and the DD posted yesterday and still no bonus.
Should I be worried and contact them since maybe the account opened after the promotion was over ?
@DoC

Ken
Ken (@guest_388428)
April 12, 2017 13:22

Someone else mentioned they opened the account a week after the code expired and they still got the bonus.

MarcoPolo
MarcoPolo (@guest_388512)
April 12, 2017 16:25

Thank @Ken
You are very helpful.
I’ll hope for the best.

Robert
Robert (@guest_402419)
May 6, 2017 12:18

Do you recall where you saw that? Multiple DPs or just one?

Ken
Ken (@guest_402467)
May 6, 2017 14:03

There’s half a dozen posts, so it’s impossible to know where I saw it. But I follow all of them and remember seeing it at least once. I would not personally use expired or recycled codes.

MarcoPolo
MarcoPolo (@guest_388734)
April 12, 2017 22:56

Thanks @DoC
Makes sense not to contact them as I don’t want the gravy train to stop.
Thanks for the reassurance too 🙂

MarcoPolo
MarcoPolo (@guest_390105)
April 15, 2017 12:54

It’s been three days and still no bonus 🙁
I will push another $100 and see if that triggers the bonus.
Otherwise I’ll have to take the loss and move on to the next bonus code(s).

Ken
Ken (@guest_390109)
April 15, 2017 12:58

This is how I would proceed too since account minimums are so low and there seems to be a seemingly unlimited supply of new promo codes.

MarcoPolo
MarcoPolo (@guest_392714)
April 20, 2017 15:22

I pushed another $100+ but no dice.
Well….you wins some, lose some.
Can I write if off as a loss while doing my taxes next year?

Ian
Ian (@guest_390111)
April 15, 2017 13:03

Who are you using for push the DD?

MarcoPolo
MarcoPolo (@guest_390125)
April 15, 2017 14:02

Practically every bank’s ACH works for this deal since I have not seen any DPs for it not working with any other banks.
I have used Capital One and Ally successfully in the past.

Ralph
Ralph (@guest_387844)
April 11, 2017 14:38

I was able to downgrade account by messaging them after I got the bonus and about 10 days after opening account.

Richard Berg
Richard Berg (@guest_385462)
April 7, 2017 15:38

There is a new $250 bonus expiring May 31, 2017. Same T&C as above, but with promo code QH. Source: mailer.

Iz
Iz (@guest_385096)
April 6, 2017 23:37

I SMed to downgrade my account, and they said I need to go into the branch. So I tried on the phone and it worked. Then DW called and was told they can’t do it by phone; need to go in to branch, so she tried SM. Waiting for reply…

lingua
lingua (@guest_393496)
April 21, 2017 17:24
  Iz

any updater? are you in an eligible state?

Reg
Reg (@guest_384706)
April 6, 2017 13:30

Does anyone know if the expiration on this promo code got extended?

I only ask because it seems that the M&T codes often get extended.

MarcoPolo
MarcoPolo (@guest_384718)
April 6, 2017 13:44

@Reg
AFAIK Only $150 promotions get extended.
All others get new codes.