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Ben
Ben (@guest_1334134)
February 18, 2022 10:00

Will not distribute 1099 if you earned less than $10.00 interest on account/received less than $600.00 in promotional money. So, most will not receive a 1099 for this bonus.

Jay
Jay (@guest_1233548)
August 3, 2021 17:18

What a stupid bank. Got an email 3 days later that they closed my account because they did not like my information. lol. Just glad I waited to do direct deposit.

SW
SW (@guest_1235810)
August 8, 2021 08:47

Same thing happened to me and I’m in NC.

SW
SW (@guest_1231771)
July 30, 2021 16:33

Closed my account 3 days after it was opened, cited “it’s for your protection”. Said I could come in branch to open a new one instead. And they couldn’t just freeze the account instead of closing it?Filed with cfpb.

Gadget - Bank Bonus Geek
Gadget - Bank Bonus Geek (@guest_1231780)
July 30, 2021 16:45
  SW

You should file with the NCUA, but CFPB might forward – might not. Unfortunately I don’t think it will get you anywhere… they do get to choose who they keep and who they throw back. They will just have nicer terms for it.

SW
SW (@guest_1231798)
July 30, 2021 17:44

Normally would just move on but judging off my phone call there were a number of inconsistencies that I hope will aid my case. For example they said the reason they closed instead of freezing was bc they can’t freeze after 10 days since opening. I replied that mine had been open for 3 days to which they had no reply to.

They then stated that they were inundated with applications and didn’t have the time to call and ask me to come in branch. To that I replied, if they were so overburdened with applications, then, how could they devote the time to make a well reasoned decision to close for fraud that supersedes the system generated identity verification?

I am aware that they are allowed to cease the relationship with no reason given, however at some point I believe that can’t be actioned literally. For example if Wells Fargo suddenly closed 50% of their accounts today for no reason, I think they’d run into problems.

I have done some research and after reading the outcome of the seacoast bank promo, I’m hoping for a similar result here where I just get a $250 check.

Mel
Mel (@guest_1238508)
August 12, 2021 15:21
  SW

How’d it go?

SW
SW (@guest_1238680)
August 12, 2021 20:05

Was forwarded to NCUA and I have a case # from them. Waiting for a reply.

SW
SW (@guest_1261081)
October 3, 2021 10:37

Received a response but no action will be taken, just encouraged me to visit a branch to apply.

I did tell them later that they pulled my Chex twice, once during auto approval and again during the “manual review” 4 days later. They seemed to take little accountability, and told me to dispute the duplicate inquiry with Chex. I’d advise anyone who applied to pull your Chex report to confirm.

Stanley
Stanley (@guest_1231684)
July 30, 2021 12:05

Approved as I live in NC. Pulled initial funding from my CC and sent me all the account opening documents which I digitally signed. Online account showed it was open and funded. First Flight froze my account on the day my first direct deposit was going to hit.

Got an email the next day saying they were closing my account due to “unsatisfactory activity”. I realize these smaller institutions are sometimes a crapshoot, but this is a total cracker jack operation imo.

If you are doing this deal, I’d let the account sit with no activity for a week or two before setting up any DD. These guys apparently get spooked easily.

SW
SW (@guest_1231604)
July 30, 2021 08:22

Was approved. Live in state with high amount of Chex inq.

Jay
Jay (@guest_1230131)
July 28, 2021 10:20

I was able to open in NC. My initial funding didn’t work and received an email to call them.

Mel
Mel (@guest_1229288)
July 27, 2021 11:58

Another DP for unable to open – I live like 5 miles from a branch.

Got an unable to verify, but uploaded a copy of license as part of process, had charge to a valid credit card for opening of bank account (that successfully went pending), don’t have any current credit freezes, and have lived at the same address for 10+ years. Unique experience for me in dozens of bank churns.

Ben
Ben (@guest_1229286)
July 27, 2021 11:58

Applied OOS and application went pending. Received an email the next day letting me know they were unable to verify my identity and invited me to come in branch to apply. I received the same response a year ago when applying OOS.

roger
roger (@guest_1228747)
July 26, 2021 12:21

Thank you for your interest in First Flight Federal Credit Union. Due to fraudulent activity related to your profile we are unable to open an account for you at this time

First Flight Federal Credit Union

Operations Department

Gadget - Bank Bonus Geek
Gadget - Bank Bonus Geek (@guest_1229084)
July 26, 2021 22:52

I assume this is their way of saying you are too bank slutty and nobody could possibly want that many accounts at different banks, but is that the case? Guessing they mean Chex credit file vice “profile”. What’s your Chex numbers look like?

I would like to apply for this, but I have a feeling I would be denied. Too many factors stacked against it., esp OOS.

roger
roger (@guest_1229169)
July 27, 2021 06:14

Chex at least 10+ enq this yr.

Gadget - Bank Bonus Geek
Gadget - Bank Bonus Geek (@guest_1228531)
July 25, 2021 17:32

Looks like they allow active/retired Military and Govt employees to join. Svy Jason_08

Mike
Mike (@guest_1228546)
July 25, 2021 18:16

No, they actually don’t. I qualify under this and they wouldn’t let me join. I opened an account last year and a few days later they closed it saying I don’t live in the area.

Gadget - Bank Bonus Geek
Gadget - Bank Bonus Geek (@guest_1228567)
July 25, 2021 19:27

Thanks for the DP. Not nice they did that… because it’s clearly the first option on the application.

Svy
Svy (@guest_1229104)
July 26, 2021 23:56

I had a similar thing happen with Kessler. The terms were clear, yet denied. For a short period of time, latwrbKessler opened up membership nationwide, and I got in then. Like you, I don’t deal well with rejection. 😉