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Dave
Dave (@guest_429110)
June 27, 2017 23:30

Vanguard brokerage doesn’t work. It seems the only thing that works is deposits from work. I’m tempted to call them b/c of vanguard, but I’m pretty sure they’ll deny my claim.

Jim Kressler
Jim Kressler (@guest_424119)
June 20, 2017 15:11

Is there a DD minimum to qualify for the bonus and/or avoid the monthly fee?

Dave
Dave (@guest_429109)
June 27, 2017 23:29

I think it’s $500. THat’s what I did each time.

Dimi
Dimi (@guest_429584)
June 28, 2017 14:34

I did $100 real payroll DD and received a bonus on the next day so I think $100 is the minimum.

JC
JC (@guest_415591)
June 6, 2017 07:51

DP – The following is how the transactions were posted on 1st Constitution site.

5/15 – Accnt Opened Online
5/22 – DISCOVER BANK P2P
5/26 – Santander Bank Payment
6/02 – [COMPANY] DIRECT DEP
6/05 – Misc Credit 200.00

NOTE: Under CATEGORIZE tab, the transactions: DISCOVER is categorize as “Credit Card Payment”; Santander Bank as “Auto Payment”; Work Company as “Income : Paycheck”. Thus, it seems that what triggered the $200 Bonus was indeed the official job DD.

Dave
Dave (@guest_418098)
June 9, 2017 17:27
  JC

I can also confirm Santander and Capital One 360 do not work as direct deposit.

Dave
Dave (@guest_423399)
June 19, 2017 15:40

So far, Discover, CapitalOne360, Ally, Santander, Chase, Paypal don’t work. Ally is categorized as “uncategorized.”

Dave
Dave (@guest_389996)
April 15, 2017 02:01

Anyone know any DPs that work?

Dave
Dave (@guest_389997)
April 15, 2017 02:02

My mistake *DD.

Bill
Bill (@guest_389910)
April 14, 2017 21:33

The clause “If the checking account is closed by the customer or 1st Constitution Bank within six months after opening, we will deduct the bonus amount at closing.” is a bit worrisome because if this bank feels you’re not a valuable customer they could decide to close it, and claw back the bonus earned. And very likely the paperwork they force you to agree to gives them the right to close for any or no reason, not just for bounced or rejected checks as you might suspect.
Thankfully First Niagara / Key Bank didn’t claw back the bonus when they closed my account. It was just as well, because the First Niagara account types were going away.

PedroNY
PedroNY (@guest_389744)
April 14, 2017 14:13

There is no CC funding option, bank transfer funding only. I’ll try to get some additional information for you when I drop off my signature card.

Cheers,

PedroNY

PedroNY
PedroNY (@guest_390637)
April 17, 2017 08:38

Yes, it was a soft pull.