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Don L
Don L(@don-l)
August 4, 2020 17:56

 William Charles I guess over 10 years ago this credit union offered a bonus for members to leave:

http://creditunionwatch.blogspot.com/search/label/Nevada%20Federal%20Credit%20Union

That’s a new one to me. But I like the possibility of a bonus on signup and a bonus on signoff 🙂

Marshall Brown
Marshall Brown (@guest_363213)
March 2, 2017 16:20

I just signed up for the offer. There is on credit card funding and there is not hard pull/credit check. Rep said that once the DD funding is done it’s usually a few weeks when the put the $200 in your account. To offset the $5 charge they pay you for for using the debit card.

Rusty
Rusty (@guest_363470)
March 3, 2017 02:13

How were you looking to meet DD requirements? Were you planning on having your paychecks sent there? Or use another ACH push?

Marshall Brown
Marshall Brown (@guest_363676)
March 3, 2017 13:40

I’ll have two $600 paychecks sent there. Then it’s an easy $200.

Charlotte
Charlotte (@guest_351629)
February 10, 2017 20:08

Signed up for this account yesterday. ID verification failed on the online application, so I went into a branch. They were able to set up the account with the $200 bonus offer. They stated I would need $1,200 in DD monthly and they took care of everything else I needed, setting up online account, debit card and e-statements. Banker told me if my rewards back (.5% back on signature transactions) wasn’t hitting $5/month (waived the first 90 days) then the rewards account may not be for me and to downgrade my account to the regular checking after the 90 period. Happy there is finally a bonus for people in NV.

Joe
Joe (@guest_350422)
February 8, 2017 19:25

Hi,
seems like an easy and profitable offer for people in Nevada like myself.

Since I’m kind of new to this, question to William (and thanks btw for all the work you put into this) or any others who might now or at least have a strong opinion about it:

Since afaik there are no datapoints yet (?), what does likely count as a direct deposit? As in, with similar offers (by smaller regional banks) in the past, what was more often than not the outcome?

E.g. do an ACH transfer from a CO 360 account (my first bonus i recently got by using this site, thanks 🙂 ) or a transfer from Paypal enough to meet the $1200/month DD requirement?

And yes, I’m aware of the official DD requirements, but looking for a way around it.

Rusty
Rusty (@guest_350364)
February 8, 2017 16:49

No hard inquiry as per customer service email:

“We do not run credit when opening an account therefore applying would not affect your credit.”

Paul
Paul (@guest_348783)
February 4, 2017 19:45

Hi, I am planning to open this account as I live in NV.

How can I find out if the bank did a hard or a soft pull on my credit while opening ?
Also, how can I find the about the ChexSystems inquiry as mentioned in the blog post ?

Thanks

Rusty
Rusty (@guest_348862)
February 5, 2017 04:04

Without prior data points, there’s no way to know. You can search around on the Internet to see if someone out there has a data point that was missed by the bloggers. You can wait and hope that someone else will come around and post their experience, but you can’t expect that, especially for an offer with such a small amount of prospective candidates.

Paul Collingwood
Paul Collingwood (@guest_349808)
February 7, 2017 17:20

I am trying to provide a data point. Hence I am planning to volunteer to open an account.
What I am trying to understand is that – if my account is approved – How would I know if it was a Hard Pull or a Soft Pull.
Do I need to sign up for some service before filling out the form and a pull on that service would tell me that it is a hard pull.

Lrdx
Lrdx (@guest_348615)
February 4, 2017 01:31

An account with an unavoidable fee would probably make me more headache.

benjinito
benjinito (@guest_348525)
February 3, 2017 17:58

$5 monthly fee is waived during the first 90 days. I’m guessing you can try to close it right after 90 days to avoid early termination fee and only get hit one $5 fee.

Francesco
Francesco (@guest_348584)
February 3, 2017 21:39

You may want to keep it open for at least 10 business days after the 90th day because:

Upon confirmation of requirements, bonus will be posted to your account within 10 business days after the 90-day period after account opening.

Marshall Brown
Marshall Brown (@guest_348364)
February 3, 2017 11:36

Awesome bonus for Nevada. Thanks for posting. I still have my Nevada drivers license so I will be taking advantage of this.