Self Driving Cars, Churning & Credit Ratings, Reselling Apple, Cash Advance Limits + Why The Wyndham Cards Might Not Make Sense

Everyone is Wrong about the Wyndham Credit Card. Here’s Why. by The Deal Mommy. I wasn’t aware of EVR or SkyAuction to be honest, I need to do more digging on these programs to see if that changes my thoughts on the Wyndham credit cards or not. If you’re also not familiar, I’d recommend reading this primer from Dia.
Impact Of Credit Card Churning On Your Credit Rating by MilesAbound. Really interesting read about his experiences applying for mortgages and auto loans while having a lot of recent inquiries on his report. I always err on the side of caution and recommend two full years of no applications before large loans like a mortgage, but that’s a personal preference and largely depends on other factors as well (money down, current FICO score, etc etc).
The Weirdest Thing I Did to Save Money by Go Banking Rates. My response (#13) was to celebrate holidays late. I’m sure some of us can relate to some of the other responses as well, like paying your rent using a credit card or accepting a flight voucher for taking the red eye.
Google Self-Driving Car on City Streets on Youtube. This video is over a year old, so the technology will only be better. It’s amazing to see what the computers system sees. I think self driving cars are a scary proposition due to security concerns, but the actual technology behind it all is incredible.
Milesabound disses reselling… Is $100 off an ipad a loser of a deal? Plus a Walmart photo you do not want to see by Big Habitat. Skip the photo at the end and focus on the rest of the post, interesting discussion on reselling and what is/isn’t worth it for different people. I think for people like Big Habitat, he has more experience with reselling therefor the risks are lower for him (plus he knows how to maximize his margins) whereas somebody like myself needs a larger reselling margin as I am less adept at it (and would probably make costly mistakes).
Why you should lower your cash advance allowable on all Credit Cards by Tagging Miles. I’ve been saying that you should lower your cash advance limits for a long time, you never know when a merchant is going to change their MCC and suddenly you start incurring cash advance fees. Sometimes this is intentional and sometimes it isn’t, either way if your limit is suitably low you don’t need to worry about it. Read this post on how to reduce your cash advance limits.

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