Update 3/9/24: Deal is back with promo code BONUS200.
Update 9/29/23: Deal is back
Update 10/19/22: Deal is back at $200. Use promo code NEW200.
Update 2/3/22: Deal is back at the $200 level until April 30
Update 8/8/21: Deal is back at the $200 level until Sept 30.
Update 2/18/21: Bonus is now $200 for the new member and $100 for the person that refers you. Hat tip to reader Pieter W
Offer at a glance
- Maximum bonus amount: $120
- Availability: Star One offers membership to individuals who live, work, or attend school in Santa Clara County, as well employees of corporate sponsors, immediate family members* of current Star One members, and Star One Credit Union employees
- Direct deposit required: No
- Additional requirements: None
- Hard/soft pull: Soft pull
- ChexSystems: Yes
- Credit card funding: Can fund up to $1,000
- Monthly fees: None
- Early account termination fee: None listed
- Expiration date: September 15th, 2019
The Offer
- Receive a sign up bonus of $200 when you use a referral link and you open a new checking account.
The Fine Print
- The bonus will be deposited into your Money Market Savings Account upon verification that a new Membership and a
Checking account have been established. Bonus is subject to IRS reporting. Minor and transfer to minor accounts not
eligible for bonus. Star One Credit Union staff not eligible for the bonus - Minimum deposit of $50 required to establish a new Membership account. Minimum $100 deposit to open a Checking
account. Existing and previous Star One members do not qualify as new members - All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Referral
You need somebodies Full Name & E-mail address to refer them you also need to fill out the referral form, feel free to share your details in the comments. You can receive a limit of $240 in referral bonuses. They might also sometimes ask you for the phone number of the person you referred.
Avoiding Fees
Star One Credit Union offers a free checking account that qualifies for this deal, there is also no early account termination fee.
Our Verdict
If you live in a service area and can get referred, this is a good deal as there are no requirements to get the bonus. Would be even better if you can fund with a credit card. Feel free to share your experiences and referral information in the comments, we’ll add it to our best bank bonus page once we have at least one person giving out referrals.
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
Bonus history:
- Update 12/8/19: Deal is available at $120 via referral.
- Update 9/16/19: Bonus is back to $120 but requires a referral again
- Update 9/11/19: Bonus is now $200, no requirements and no referral required. Hat tip to reader EW
- Update 7/14/19: Some people have offers for $200/$100 (person signing up receives $200 and person referring receives $100). Requires a direct deposit and valid until August 15th, 2019. Feel free to share your referral info but only if you have this offer. Hat tip to reader Pavel
- Update 11/21/18: Bonus is now $120 for the person signing up and $100 for the person referring (before it was $120 & $60, so only better for the person referring). Hat tip to reader EW.
Churn failed: “Our records indicate that you already were a member in 2020 and received a new member bonus then. You would not qualify for another new member bonus as you have previously received one and you were already a member before. “
Looking for a referral. Am OOS and need a “family” connection.
[email protected]
Thanks!
Rocketmail?….now there’s a domain I’ve not heard in a long time….a long time.
You gotta be kidding, I just applied with them last week. I’ll send an SM and ask if I can get in on the bonus, not holding my breath but you never know.
I applied because I was looking for a new hub after getting voted out of Alliant CU.
Confirm CC funding is limited to initial min deposit($75 total). Chase Ink Unlimited coded as purchase.
I am way out of footprint, but am an employee of one of their group employers. Requested a pay stub along with DL. Was approved after a day.
They offer next day ACH and let you link lots of accounts. The newer service has very high limits($25k/day) but you can only push, you can’t pull. Older service for external transfers lets you pull, but much lower limits, $5k/day, $7500/wk.
I can answer any other questions about this CU.
They replied to my SM, and welcomed me and deposited the $200 bonus immediately in my account. Wow!
Sorry for my ignorance but what is SM?
Other sources have claimed the cc funding is dead. You can only fund w cc up to the checking/saving min, $50/$25.
So the direct link from DOC goes right to the $200 offer, but are you saying that we need to use a separate link that we get from another member in the comments?
Anyone who was denied online, had success with applying in person? I was denied online last year but traveling through the Bay Area this week.. OOS
Sadly I was just denied opening a checking account online even though I live in Santa Clara County and this voids the bonus. Might try this in branch..
Funding was reduced for me so that the minimum was also the maximum ($50 for savings + $25 for checking = $75 total)
lol/24 chex, got asked chex questions and application went pending. Received a receipt for funding via email and pending charge on Amex biz gold nearly immediately, though.
Looking for a referral. Email is [email protected]
Need refferal as well OOS [email protected]
Sounds like anyone who is OOS would have to give the name of a current member, then claim they are an immediate family member. I did this with someone 2 years ago and it worked, but risks are undoubtedly involved.
OOS people aren’t eligible for the bonus. From the terms:
“To be eligible for bonus, new member must reside, regularly work, or attend school in one of the nine counties of Star One’s field of membership, or be an employee of a Corporate Partner.”
In the case this offer is dead to OOS. People used to be able to get in if you say the refer is family. Im guessing old terms allowed that and maybe they just changed it?