Posted by William Charles on November 12, 2016
Credit Card Review

Published on November 12th, 2016 | by William Charles

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Synchrony CheapOair & OneTravel Credit Card Reviews

Synchrony and Fareportal (CheapOair & OneTravel) have just launched new credit cards, they are offering three different cards:

  • Visa signature
  • Visa
  • Store card

You apply using the same link and the card you receive is dependent on your credit worthiness.

Card Basics

  • Purchases of $399 or more (after discounts) give access to special financing for six months
  • Sign up bonus of a $50 statement credit after $500 in purchases within the first 90 days of account opening (excludes any purchases with special financing)
  • Card earns at the following rates:
    • 6x points on CheapOair.com and OneTravel.com purchases
    • 4x points on dining purchases
    • 2x points on all other purchases

Keep in mind that you’ll add the 6x points in addition to the points you normally earn. The rates for that is as follows:

  • Airline tickets: 1 point per $1 spent
  • Hotel rooms: 3 points per $1 spent
  • Rental cars: 3 points per $1 spent
  • Trip Extras: 1 point per $1 spent

fareportal

Keep in mind that the store card will only earn 6x points on CheapOAir/OneTravel purchases as it can’t be used outside of this.

onetravel-cheapoair

How Much Are Points Worth?

Points can be redeemed for hotel bookings or redeeming them for gift cards. Both programs give you 500 points for joining. Thanks to reader Dov we know that points are worth 0.5¢ each when redeemed for airfare or CheapOair/OneTravel gift cards. A $10 third party gift card will cost you 4,000 points (0.25¢ per point).

Our Verdict

As points are worth a maximum of 0.5¢, the card realistically looks like this (and this is a best case scenario):

  • 3% on CheapOAir/Onetravel purchases
  • 2% on dining purchases
  • 1% on all other purchases

There are better cards for dining purchases and every day purchases and 3% back on travel isn’t exactly exciting either. We originally posted this on September 30th, 2016, we are reposting because the cards are now live.



8 Responses to Synchrony CheapOair & OneTravel Credit Card Reviews

  1. Jason says:

    You need a minimum of 4000 points to redeem for the gift cards(best buy, Amazon, Walmart). Although I’m not able to see the face value of the gift cards I can redeem, it’s not hard to guess. I don’t think 4000 points for $50, probably just $10 – $25. Given 7x points on airline purchases, you need to spend $571.43 to get a gift card, and Citi Double Cash card tells me $571.43 spending give cash back $11.43. So unless using the 4000 points can redeem a gift card of $15 or more, otherwise I don’t think it’s a good deal to me if I travel a lot. And keep in mind that I’m using the 7 times points to estimate the possible face value of the gift card. 2x points on all other purchases just reminds me the Citi Double Cash so it must be that it values less than 1 cent per point

    Try to book a hotel stay with base price $280 but the tax/fee is over $50, the site says it contains some kind of operation cost for building connection between them and the hotels. Charged too much to me.

  2. WayLo says:

    Has anyone had good experiences with OneTravel/CheapoAir. Booked tickets twice with them, they were supposed to be cheaper than other websites, got a call the next day saying the tickets have not been issued; but I had an option of buying a higher priced ticket!

  3. Dov says:

    Points are worth 0.5 for hotel and chepoair gift cards

    Maximum that could be redeemed towards chepoair gift card is $100 20K points at a time

    Merchant gift cards is $10 for 4K

    This new card is a 3.5% back in travel card on chepoair or one travel

    It’s a weak rewards travel card considering the fact that chepoair usually adds huge (hidden) fees to every ticket that is booked through them

    Also there is no real 24 hour Cancellation period they give you 4 hours to cancel and after that it’s $25 up to 24 hours

  4. TomT says:

    40,000 points for a $10 third party gift card? Typo?

  5. Ivan X says:

    I have no interest in this card, but the one thing CheapOAir has going for them as opposed to any other online broker I have found is that you can split a ticket purchase across multiple cards. This would allow you, say, to put a small portion of a ticket on a Citi Prestige for the insurance benefits, while putting the remainder on the card you want to actually earn points on.

    With that said, all the horror stories I’ve read about them with regard to ticket changes, upsell, and awful service makes me think I shouldn’t chance it.

  6. Roseyk says:

    No prior experience with CHEAPO Air, apped, got 5K, no signature, TU score 730, interest rate 26%. Booked a couple of days at a hotel, advertised cancellation at no charge. Found the hotel cheaper without booking through CHEAPO….had to fight to avoid a cancellation fee with CHEAPO. The customer service rep was shady and going back and forth about charging a fee. Once I told her that the hotel indicated there was no cancellation fee up to 24 hours prior to arrival, after a long hold, indicated no charge. It took 2 weeks for the charge to be removed from my card. Definitely will be closing this card!

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