The Offer
- Sign up for a TD Easy Rewards Visa Credit Card and spend $500 within the first three months to receive 20,000 points ($200 cash back)
The Fine Print
- Points are worth 1¢ each when redeeming for check, cash by direct deposit or statement credits. They can also be exchanged for other rewards. View a full list here.
- You must live within the TD Bank Service Area and have a checking account with them. Locations in the following states: Connecticut, Delaware, Florida, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, North Carolina, Pennsylvania, Rhode Island, South Carolina, Vermont, Virginia, Washington, D.C. Alternatively you can use this location search.
- If you don’t already have a TD Bank checking account, you’ll need to visit a branch to apply for this card. They will most likely require you to set up a checking account before they allow you to sign up for this credit card
- Earn 5x rewards points on eligible purchases with your TD Visa credit card, including dining, groceries, gas and cable, phone and utility bill payments for the first 6 billing statements after account opening
- Earn 1x points on all other purchases
- 0% introductory APR for twelve months, APR will then vary from 9.24% to 23.24% based on your credit worthiness
Our Verdict
I’m a big fan of cash credit card offers and this is currently the equal 6th highest cash sign up bonus. That said, you do need to live in the service area and have a TD bank checking account. Some people might also find having a TD bank credit card useful due to the pending changes to TD Buxx.
I won’t be signing up for this bonus offer as I don’t live within the service area, I’d only really recommend this deal if you already have a checking account with TD bank as opening one would require a ChexSystems inquiry and you would be better off signing up for a bank account with a bonus instead.
It might also be a good option for those who manufacture credit card spend due to the card earning 5x points on dining, grocery, gas, cable, phone and utility bill payments for the first six months.
Direct link to offer | Screenshot of offer
Hat tip to itsmejs from FWF
Guess this card was discontinued?
This card was kind of like the Wells Fargo CC that gives 5% within 6 months, how come I don’t see any comments on MSing with this card? How were ppl doing with it in the past? Must be some good time I guess
Do you know if they pull your credit from one agency or all three?
Thank you !!!!