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Humberto
Humberto (@guest_311565)
November 2, 2016 14:21

They gave me a courtesy $50. After I filed a complaint with NCUA, they called and offered another $100.

Sparky
Sparky (@guest_303950)
October 6, 2016 09:00

They gave me $50 as a courtesy and I’m in VA. They said they won’t be honoring the $250.

Carloco
Carloco (@guest_293560)
September 10, 2016 14:36

Now I received this email:
“You are supposed to bring in the coupon to a heritagewest branch. It was taken off of our website due to a 3rd party website advertising the promotion without our permission.”

Any suggestions how to deal with this company?

carloco
carloco (@guest_293537)
September 10, 2016 11:57

They are telling me now that there was no such promotion…. Any success with this company?

David
David (@guest_282790)
August 10, 2016 12:16

confirmed that there’s no early termination fee.
“As long as you don’t have a Certificate and your account is not in the negative then there is no early closing fee for account closure.”

modulus16
modulus16 (@guest_282653)
August 9, 2016 23:41

Where are you getting the $1.5k in CC funding? The link on this page only points to your page about banks DoC isn’t sure about CC funding. Are there data points from a previous post?

modulus16
modulus16 (@guest_282676)
August 10, 2016 01:21

Wow. It’s been a long day. Thanks for pointing that out.

David
David (@guest_282592)
August 9, 2016 20:15

confirmed with banker that they do softpull

M
M (@guest_282464)
August 9, 2016 12:40

There are branches in UT as well, not just VA.

modulus16
modulus16 (@guest_282617)
August 9, 2016 21:55

Try 84115 and select only branch locations. You’ll see a number of them pop up.

Tom
Tom (@guest_282741)
August 10, 2016 09:02

Heritage West CU only exists in UT (SLC area)
Chartway CU only exists in VA (Norfolk area).
https://www.chartway.com/about-us/press-room/2013/08/unification
Chartway owns SouthWest Community CU in the SW corner of UTAH also.
So technically bonus is available to either everyone or those only in UT.
I’m waiting on their app acceptance as posted above.

Jason
Jason (@guest_282450)
August 9, 2016 11:51

I’m in New York, just applied. The application form is reviewed by person, not through online Chex System. You can donate $10 to become their member in order to open the checking for the bonus. (However, I do not know yet whether my application is approved since it’s reviewed by person therefore I cannot say I can still have the account open. I’ll update on this.)

There is a prime account automatically added and cannot be removed when applying, applicant can select what other accounts to be added, such as checking, saving, CD, etc. $250 bonus is for checking only, therefore only select one of the 4 types of checking accounts. Below is the fee schedule:
https://www.heritagewestcu.com/rates

I added best value checking that requires no min. balance.

You can fund the new account with credit card up to total of $1500. Min. funding on Prime account $5, min. funding on checking account $15, at the beginning I had to select to donate $10, therefore the $10 is listed there when ready to confirm the funding through credit card. My break down:
Donation: $10
Prime: $5
Checking: $1485
Total: $1500

For other funding methods, max on Prime: $9999, max on Checking: $9999

I fund the account by using Bank of America Travel Rewards Credit Cards (already lower Cash Advance Limit to $200). Since the application is to be reviewed by person, the credit card is not charged instantly.

Received email saying account application has been received. Will keep you posted.

Jason
Jason (@guest_282455)
August 9, 2016 11:59

Forgot the very important thing to mention, there is somewhere in the application form where asks to enter the promotion code. Please enter before submit. If the account can be open AND bonus does post within 90 days after first $500 DD in the month, that means no area restriction+CC funding + easy bonus.

Jason
Jason (@guest_282885)
August 10, 2016 16:26

I was rejected because of “too many inquiries with other financial institutions within the past year”, so which means ChexSystems : Yes

Tom
Tom (@guest_282485)
August 9, 2016 14:07

I am in VA but not near a branch.
Do have Chartway branches about 25 miles away.
I did everything the same as Jason did.
The end of the online application just leaves you hanging.
Got the email from them that just says Application Received.
Funded with Chase Southwest Premier.
Standing by………

Tom
Tom (@guest_283511)
August 12, 2016 15:41

So I was accepted but they now say the Open Vault promotion ended on 31 July. Fine print on the terms does say “Offers may change or end at any time without notice.” even though it also says offers effective thru 12/31/16. Seems kind of cheesy to me. I declined to open the account without the bonus even though I passed on 1500 SW miles. Not sure that was a good decision.

Recommend updating this offer to DEAD

Victor
Victor (@guest_284173)
August 15, 2016 15:58

Was it a hard credit pull or a soft pull?

jerry
jerry (@guest_282440)
August 9, 2016 10:54

I am not living in the area served, but there is an option to become their by giving a $10 donation to the We Promise Foundation, just wondering does it work for this promotion?