This deal has expired and is no longer available. Click here to view if there are any current North Shore Bank bonuses or view the best checking bonuses here.
This bonus has expired, there is another worse bonus now available. Alternatively you can view bonuses we do recommend by clicking here.
Please note that the terms specifically state: Incentive credit will not be paid if promo code is retrieved from a deals website. The promotional page will also not load if you enter it directly or use our link. It will work if you come from Google (googling their name if you live within the target area should work or just “checking accounts”). Alternatively you should be able to go here to see the promotion.
Whatever you do I wouldn’t use our links to get to this promotion (if you just go to their homepage you should see special offers in the bottom left corner and click that to get the offer)
Offer at a glance
- Maximum bonus amount: $200
- Availability:Â Must live, work, attend school or have immediate family in McHenry, IL, Brown, WI, Dodge, WI, Kenosha, WI, Kewanee, WI, Manitowoc, WI, Milwaukee, WI, Monroe, WI, Oconto, WI, Outagamie, WI, Ozaukee, WI, Racine, WI, Shawano, WI, Walworth, WI, Washington, WI, Waukesha, WI, and Winnebago, WI.
- Direct deposit required:Â Yes, no minimum specified
- Additional requirements: 10 debit card transactions
- Hard/soft pull: SoftÂ
- Credit card funding: NoneÂ
- Monthly fees: $4.95+, waive-able
- Early account termination fee: $40 if closed within 180 days of account openingÂ
- Household Limit: One and can’t have retrieved a promotional incentive within the past 12 months
- Expiration date:Â February 11th, 2017
Contents
The Offer
- Open a new North Shore Bank checking account and receive a bonus of $200 when you complete the following by March 31st, 2017:
- $100 for performing 10 debit card transactions
- $100 for setting up direct deposit
The Fine Print
- New personal households only, who have not retrieved a promotional incentive in the past 12 months. Not valid with other offers. Restrictions may apply.
- To receive the $200 cash bonus, open a new checking account by February 11, 2017 and receive $100; perform 10 debit card transactions or set up direct deposit by March 31, to receive another $100.
- ATM transactions will not qualify.
- Direct deposit must be payroll, Social Security, pension or other government benefits.
- Fees may be applied and could reduce earnings.
- Offer available until February 11, 2017.
- All bonuses will be paid out before April 28, 2017.
- For tax purposes, a 1099 form may be issued. When opening an account online use promo code January 2017.
- Incentive credit will not be paid if promo code is retrieved from a deals website and North Shore Bank reserves the right to close customer’s accounts that do not live within our service areas.
- Visit northshorebank.com/January2017 for details.
Avoiding Fees
Monthly fees are waived on all of their accounts for the first three months. If you close your account within 180 days of opening they will charge you an early account termination fee of $40.
eChecking $4.95 Monthly
This is waived with debit card usage and eStatements or direct deposit (wages or social security) and eStatements.
Better-Than-Free $4.95 Monthly
This is waived with an average balance of $750 or $2,500 in relationship balances or any loan or direct deposits or 10 debit card transactions.
Our Verdict
They are obviously trying to restrict people like us from getting the bonus. I’m obviously not a fan of this as I like to help my readers. Overall this is a pretty good bonus. I think they will be quite strict on what qualifies as a direct deposit so that is something you should definitely keep in mind. For now we probably won’t add this to our best bonus list, but that might change at a later date.
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
Thanks to Maximizing Money for letting me know about this deal.
Bonus is back, but is now thoroughly sub-par:
https://www.northshorebank.com/account-specials/march-2017-new-checking-account-special.aspx
You now get $12.50/month for 16 months, as long as you have a direct deposit or 10 debits each month.
This crappy offer good until 4/12/17 when using promo code Spring2017.
Thanks Curm
I contacted online customer support last night, because I have an immediate family member (parent) in one of those counties, but I reside in VA. (FYI DOC, those are counties, but your blurb makes them sound like cities)
Their response today: “Based on the information that you have provided, your parent is eligible to submit an Individual or Joint application. Based on the address information that you have provided, you would not be eligible to open an Individual account.”
Sounds like you have to live with the immediate family member, or at least nearby. They really should clarify that on their site.
Called a rep just now and told them I don’t live in one of their service areas, but have family that does. The rep stated that I would be eligible and could open online.
I live in Chicago (Cook county) and work in the north shore all the time.
Account was opened and then immediately closed because I do not “reside” in one of the counties, even though the application only requires that you work there.
May call to see if I can do it over the phone, but I wouldn’t try this one unless you live in one of the specific counties listed.
How soon is immediate?
Within minutes. I called and though the rep admitted that the application included people who both live and work in the area, due to my many open checking accounts I wasn’t “the type of client” they were looking for.
I basically said that was nonsense and they had no right to deny me on that basis, but she politely told me there was no way.
Other fish in the sea.
Hmm. I was auto approved 20 min ago and nothing yet. I hope no one actually looks at the app. How were you notified that your account closed?
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