Update 3/24/24: Deal is back. Hat tip to ShawntheShawn
Update 3/4/23: Deal is back and valid until March 31, 2023. Requires direct deposit now.
Update 1/4/22: Deal is back and valid until 3/31/2023. Hat tip to RobertL
Offer at a glance
- Maximum bonus amount: $200
- Availability: Must Work in / resident of Alameda, Contra Costa, Kings, San Joaquin, Solano or Stanislaus Counties CA, or have family member with account there
- Direct deposit required: No
- Additional requirements: Use promo code and complete debit card transaction
- Hard/soft pull: Soft
- ChexSystems: Unknown
- Credit card funding: $2,000
- Monthly fees: None
- Early account termination fee:Â $25, 6 months
- Expiration date: Valid until
December 31st, 2017 December 31st, 2018 December 31st, 2019March 31st, 2020September 30th, 2020 - Household limit: None mentioned
The Offer
- 1st United Credit Union are offering a bonus of $200 when you open a new checking account with them when you complete the following requirements:
- Use promo code SANLEANDRO
- establish a qualifying monthly direct deposit of $500 or more within 60 days of account opening;
- make five (5) signature or PIN purchases of at least $10 each with debit card within 60 days of account opening.
The Fine Print
- Offer not available to existing 1st United checking accounts.
- Checking account and debit card establishment are subject to credit approval.
- Members age 12-15 require an adult joint owner.
- To receive $100 incentive: 1) open new checking account using promotional code CKG2019; 2) establish a qualifying direct deposit of $500 or more within 60 days of account opening; 3) activate and make a signature or PIN purchase with debit card within 60 days of account opening.
- A qualifying direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Bonus is considered interest and will be reported on IRS Form 1099-INT.
- Offer expires December 31, 2017 and is subject to change or withdrawal at any time.
- Incentive will be credited after all requirements are fulfilled, beginning April 10, 2017.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
There is an early account termination fee of $25 if closed within 6 months of account opening. This account does not have any monthly fees
Our Verdict
Soft pull and a nice amount of credit card funding makes this a good deal. I’d like to see another report of it being a soft pull before adding it to our best checking & savings bonuses list.
Big thanks to reader, Curmudgeon who let us know. Please consider sharing bank bonuses with this site so we can make it even better.
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
Post history:
- Update 10/25/21: Deal is back with promo code Frosting.
- Update 7/14/20: There is now a bonus for $200 with the same requirements as before. It looks like this bonus won’t stack with the referral bonus. Hat tip to reader Jim
- Update 6/30/20: Deal is back and valid until September 30th, 2020. Direct deposit not required
- Update 4/14/20: Deal has been extended until June 30th, 2020. Hat tip to reader EW
- Update 1/5/2020: Deal has been extended until March 31st, 2020.
- Update 11/16/19: Deal is abck and valid until December 31st, 2019. Hat tip to reader Adam
- Update 8/10/19: Deal is back and valid until September 30th, 2019.
- Update 01/27/18: Deal is back for 2018. Thanks to reader eric for sending this through.
The deal showing for me is LOCAL10 and is $200 for 10 debit card purchases of $10 or more. No DD requirement.
Is the referral bonus dead ?
the refer a friend weboage is showing Page Not found
If referral offer is still available please email a referral to rb77 (at) outlook.com.
TIA
DP: Funded $2000 CC with Fidelity and coded as Purchase William Charles
Are you able to join OOS with just a referral? Or will you need a referral and more info?
Could someone please send me a referral as well?
[email protected]
Much appreciated!!
sent. note that i will not say i am a long live family member so hopefully you have another way in
William Charles The comment section is ruined by requests for referrals.
Yeah I don’t disagree
Is there a way for an admin to stack all the referral for this bank under one thread here?
Not really, would take too long. we might just create a new thread at some stage.
Just a heads up too, it says in the handout that SANLEANDRO and the referral $50 doesn’t stack. The banker literally told me, “Hey, just give your friend $50” as he adjusted my application to the checking promo (applied online for savings/CD with referral, figured I’d apply for Checking with SANLEANDRO next week. They wouldn’t approve until I came in with my social and DL to set up)
I’m confused: do the 50 bucks from the referral stack with the 200 offer?
In the terms it says no. I think potentially you could apply for just the savings first with the referral and then apply for checking later, but my experience was they’re wise to that ploy.
is there $200 offer??
Chex lol/24, had to go in branch to verify ID. Doesn’t take Amex for funding, so far Bofa Travel Rewards coding as purchase
So far, so good with GM card too.
Purchase confirmed
has someone managed to fund with discover? and where on the application form does the promo code go? I’m clicked through the “3 step” form but no field asks for a promo code
I’m looking for a referral as well if anyone has one! I just missed the family reunion.
[email protected]
I’d like a referral through the family member route. Please send the needed referral information and instructions to [email protected]
Thank you!