[Expired] Harvard Federal Credit Union $100 Referral Bonus, Direct Deposit Not Required

Offer at a glance

• Maximum bonus amount: $100
• Availability: Nationwide
• Direct deposit required: No
• Additional requirements: 5 debit card transactions
• Hard/soft pull: Unknown
• ChexSystems: Unknown
• Credit card funding: Can fund up to $2,500 with a credit card
• Monthly fees: None
• Early account termination fee: None
• Household limit: None
• Expiration date: 2/28/25

The Offer

Direct link to offer

• Harvard Federal Credit Union is offering a $100 referral bonus when the new user opens a new checking account and completes the following requirements:
  • New user makes five (5) transactions on their new Harvard FCU debit or credit card within the first 90 days of account opening

The Fine Print

• Referred person must be a NEW member with no existing accounts at Harvard FCU including joint relationships. Former members qualify as a new member provided all their previous accounts were closed at least twenty-four (24) months prior to the new open date. New Member Bonus and Member Referral Bonus will be paid when new member opens an account by February 28, 2025 and completes five transactions on their new Harvard FCU debit or credit card within 90 days of account opening. Harvard FCU reserves the right to withdraw this offer at any time. New Member Bonus ($100) and Member referral ($100) will be deposited to Harvard FCU Shared Savings account within 30 days of when the new member qualifications are met (completes five transactions on their new Harvard FCU debit or credit card within 90 days of account opening). Referring member needs to be in good standing to receive the $100 incentive. There is no limit to the number of referrals a member can make. The charitable donation of $5 per referral will be paid on behalf of each member referral (up to $50 per member) regardless of whether the referee opens an account at the Credit Union. An individual cannot be referred more than once, even if they open multiple memberships. Normal membership eligibility requirements apply. Terms & conditions subject to change without notice. Applies to online account opening only.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees to worry about.

Early Account Termination Fee

I didn’t see any mention of an EATF in the fee schedule.

Our Verdict

Referral requires the new users e-mail, first name & last name. If you want to share your information you can share it in this linked post. Should be worth doing if it’s a soft pull and you can refer a few friends/family.

Hat tip to reader Roman M

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