The Offer
- American Express is offering a new sign up bonus on the Platinum personal card via the above Resy link, as follows:
- Get 125,000 points signup bonus when spending $6,000 within 6 months.
- 15x points per $1 spent when you Shop Small in the U.S. and restaurants worldwide on up to $25,000 in spend within your first six months
You can find which establishments are considered Shop Small using this map locator from AmEx. There might be some creative places like Fluz that you’ll find as well.
Card Benefits
- Annual fee of $695 is not waived the first year
- Authorized Platinum cards are $175 for three user (then $175 per Platinum)
- Authorized Gold cards are free
- Full details here
- Card earns at the following rates:
- 5x points per $1 spent on purchases made with airlines or with American Express Travel
- 5x points per $1 spent on hotel & airline bookings made directly from the American Express travel website
- 1x points on all other purchases
- $200 airline incidental credit per calendar year
- $200 Uber credit ($15 per month and additional $20 in December)
- Lounge access:
- Centurion lounge access
- International American Express lounge access
- Delta SkyClub lounge access
- Priority pass select membership
- Airspace lounge access
- $240 digital entertainment credit. This is a credit of $20 per month and can be used on Peacock, Audible, SiriusXM and The New York Times.
- $200 hotel credit. This can be used on select prepaid bookings (Fine Hotels + Resorts® and The Hotel Collection) when using American Express Travel
- $179 Clear credit
- $300 Equinox credit. This is a $25 credit each month
- Global Dining Access by Resy
- The Global Lounge Collection
Our Verdict
We’ve just seen American Express increased the annual fee to $695 from $550 and add some new benefits to the card. The two advantages of this offer over the standard new 125,000 Amex Platinum signup offer are:
- Signup bonus via the Resy link shows 125,000 consistently versus the standard link which is YMMV.
- 15x at restaurants and small businesses instead of 10x.
The extra 5x could be significant – up to an extra 125,000 points if you hit the $25,000 spend max. You’ll obviously want to apply via the Resy link. Only other option to consider would be if you are in 2-player-mode and you have a referral link with 125,000 + 45,000 + 4x restaurants/small which some may prefer.
Hat tip to reader DW
Does anyone know if there was a RSVP or POID number for either the Resy 125,000 Points +15x shop small offer or the Amex Platinum 125,000 Points + 10x Shop Small offer (maybe on the original application)? And what that number was?
Has anyone used Fluz (mentioned in the article) and had their Fluz gift card purchase code as Shop Small?
Has this offer changed? I’m only seeing “10x points at restaurants worldwide on up to $25,000” on the Platinum in addition to the 125,000 points.
It is gone now as of today Jan 20, damn, i missed it.
was wondering the same thing. Thanks.
Has anyone found a Home Depot, Lowe’s, Supermarket, Best, Buy, amazon E-bay, or any chain store, etc. to spend the $25,000 under Shopsmall?
l also don’t know where you find all these car dealers because, in my area, and I am in big metropolitan area, I have only found couple car dealers, say a Toyota one, and even that only at a particular location. Why would a Toyota dealer in a particular location be recorded under the smallshop list but not the other Toyota dealers in the same city? It seems 90% of the businesses in the small shop list are small vendors, at most restaurants, where you could not realistically spend $25,000 in 5-6 months. Any ideas?
It depends on who owns the dealers. Many dealers are owned by companies that own many dealers and no longer quality for shop small.
Has anyone been buying GCs at a supermarket listed as eligible for Shop Small at Amex? V/MC or other (Home Depot, Disney, etc.)? Thanks.
Has anyone discovered a ‘”Shop Small” merchant that typically has variable load $20 – 500 GCs in stock, to maximize the 15X MS at these type stores?
Usually only supermarkets sell any Visa / MC GCs, and the ones to qualify for “shop small” status only sell the $50 or $100 value.
When AmEx says 6 months to hit SUB what exactly do they mean? Approval date month +6, 183 days or something similar?
It depends on the card, some credit card issuers say 6 months, so if you got approved on 1/17/2022, the final date would be 7/16/2022 and some would say specifically 183 days. It is almost always from the date of approval because that is a fixed, know to both sides, date, and not the date of card receipt or the card activation because they are subjective. This will not give one a full 6 months or 183 days but, credit card issuers have factored that in when they made the offer, so 183 days or 93 days or 6 months has factored in 5-21 days that may take for the card to arrive. In some rare cases, I have seen some credit card issuers can give a grace period to complete spending of, say 100 days that would effectively equate to 3 months when you consider mailing time. In the case of this card, it is 183 days, it’s in terms and conditions.
Approved for the Resy Platinum with 15x points on July 9, 2021. Just got bonus points for a dining purchase from Jan. 14, 2022 = 189 days from approval. Hoping it runs through end of the month.
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After getting denied by Citi and Capitol One, I got instant approved for this card. I’ll post spend and bonus DPs when I finish this card.
Do you have an article/articles about “best credit cards for scores of XXX”? I’m looking for the best credit card options for my score (680-710). Thanks.
Also, it would be great if you put the minimum credit score range for each card, to give a clearer idea if a card is appropriate to apply for or not. Thanks