Arc: Sign Up For Account & Fund $10,000 For 90 Days & Get $500 Bonus (Business Account)

Update 2/25/25: Bonus is now $500. Hat tip to Davis

The Offer

Direct link to offer

  • Arc is offering a $600 bonus when you open a new account and move $10,000 in funds for 90 days following funding

The Fine Print

  • Offer is valid only for new Arc customers who apply for an Arc Business account through this page between 12/16/24 and 12/30/24 and who meet all the qualifying criteria. Account opening is subject to review and approval.
  • To qualify, (1) Your end-of-day balance in your Arc Business account must be $10,000 on or before 12/31/24 (the first such date, your “Promo Funding Date”); (2) The average daily balance of your Arc Business account during the 90 days following your Promo Funding Date (the “Promo period”) must be at least $10,000; and (3) your Arc Business account balance on last day of the Promo Period must be at least $10,000. Pending inbound or outbound transfers do not count toward the qualifying criteria.
  • Qualifiers will receive a $600 bonus (the “Promo Benefit”) directly in their Arc Business account within 10 business days of the end of Promo Period. You must have an active Arc Business account in good standing to receive the Promo Benefit. Void where prohibited. This offer cannot be combined with any other offer or promotion, and may change without notice.
  • Eligible business structures:
    • C Corp
    • S Corp
    • Foreign Corp
    • General Partnership
    • Limited Partnership
    • LLC (C Corp)
    • LLC (S Corp)
    • LLC (Partnership)
    • LLC (Single Member)
    • Non-Profit Org
    • Trust Company

Our Verdict

Works out to be a 24% annualized return if you keep the funds in there for 90 days. I’d recommend reading this article on whether these fintechs are FDIC insured. I suspect most readers won’t be eligible due to the business structure required but if you are and are OK with the risks involved this is worth doing.

Hat tip to Kiwi
    William Charles
  • On February 25, 2025, 10:00

View Comments (120)

  • Is anyone else having an impossible time logging into their account? It's making me super nervous. I have tried from many different devices and it just goes in circles. I can't find a customer service email address or phone number anywhere.

  • DP

    1/27 - account opened, LLC S-Corp. Tried opening in December but had issues verifying work email, then an Arc rep reached out in mid January to say offer was extended.
    1/29 - $10K deposited
    5/5 - $600 bonus posted, six days after meeting req’s

    fyi @guest_2050909

  • Anyone received the bonus yet? My account was approved after the promo deadline and was told I got a grace period to fund. I forgot to ask how the maintenance period is affected. From the original term:

     (1) Your end-of-day balance in your Arc Business account must be $10,000 on or before 12/31/24 (the first such date, your “Promo Funding Date”); (2) The average daily balance of your Arc Business account during the 90 days following your Promo Funding Date (the “Promo period”) must be at least $10,000; and (3) your Arc Business account balance on last day of the Promo Period must be at least $10,000. 

    Now I kept the fund in the account for 90 days from the funding date, am I safe to move the fund out?

    • In the same boat. Opened 1/27, $10K deposited 1/29. I just messaged support and they said, "Our finance team will process the promotional bonus during the first 10 business days of May."

      You should be good to move the funds.

    • Based on the language you posted, yes, you should be safe to move it out. Did you do sole proprietorship?

  • I was able to open an account and fund it. It is real for-profit corporation with revenue.

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