Posted by William Charles on June 28, 2016
Bank Account Bonuses

Published on June 28th, 2016 | by William Charles

25

Bank Account Reference Pages

We write a lot of content about bank accounts, whether it be sign up bonuses or high interest accounts. A lot of this information is only useful for a small amount of time, I thought it would be useful to create a page with links to pages with content that is relevant  almost always.

Other posts in this series:

Bank Account Bonuses

ChexSystems

Rewards Checking



25 Responses to Bank Account Reference Pages

  1. Ethan says:

    Another great resource DOC. You provide a real public service. Make sure to link to these resources in your top menu area so that they are easily accessible.

  2. misty says:

    HI,

    I notice that a lot of the bank bonus offers expired in 2015.
    Will there be a current list soon?
    Thanks for all the great info!s

  3. Ernest Escobedo says:

    A local bank ‘US BANK’ misplaced my record of opening an account there while they offered new clients a Bonus for checking accounts. I have been trying not to lose interest in future follow up after spending so many hours calling them trying to get them to actually follow up on their investigation but to no avail so far.

    I opened the checking account on September 8th and would love to see a copy of the original ‘offer’ from Doctor of Credit if you could direct me to where I could locate a copy of your article that stated that the deal would end on or about Sept. 14th.

    It would mean possibly getting my earned Bonus or not getting a penny.

    I hope you can assist me on this issue.

    A direct reply can be sent to: ernie-1@juno.com, thanks!

    Ernie

  4. Rob says:

    Awesome resource…. Could you guys also do an article on checking accounts that have instant mobile deposit? (I’m not sure what it’s called. PenFed and USAA have it. When you mobile deposit a check it’s instantly available. When you transfer funds they are instantly available as well. There have got to be more banks that offer this feature. It’s SO CONVENIENT !

    • MM Austin says:

      I have deposited Checks using mobile deposited in Chase, PNC Bank & Wells Fargo.

    • MM Austin says:

      Also now that most of the banks have signed up with Zele ( I guess ClearExchange changed to Zele or something), Bank Transfers are almost instant. (Have personally got bank transfers from Citi and PNC Bank to Chase, in minutes)

  5. Rob says:

    ….Instant availability of deposited checks and transfers…..

  6. Gadget says:

    Do you have an article on CFPB complaints? What to say, what to expect, typical results? Looking at their FAQ, it seems they leave the answers vague and even pro-bank about fees. I have an account error issue, and being accessed a hefty fee for something that should not have not been an issue. What is my recourse if I cannot get them to see the error in their ways?

  7. MarcoPolo says:

    @ DoC

    I think there should be a list of banks offering instant verification vs verification with trial deposits.

    I already have few DPs.
    Banks offering instant verification:Ally, PNC & Santander. Maybe also Capital One 360 to certain banks.

  8. David says:

    I am new to the bank bonuses game and despite much searching there is an issue for which I can’t find an answer. My situation is this: I don’t get postal mail at my home address. I have a home address but the rural area that I live is not serviced by the USPS so I have a PO Box in the nearest town. However, it seems that all the bank applications I look at either do not accept a PO Box even as a mailing address (e.g, Well Fargo) or they don’t even provide a space to enter a mailing address separate from the physical address on the application (e.g, Bank of Colorado).

    Obviously, I don’t want to go through the entire application process and then not be able to receive any cards or documentation because they get returned by the USPS. Am I just out of luck because of my living situation? Or can anyone think of a work around? TIA.

  9. Eileen says:

    Many .small businesses use a registered agent to handle correspondence. They usually offer street addresses rather than po boxes (to appear more professional). They will forward your mail to your po box after receiving. It’s usually $100/yr if I remember correctly. Similarly, if there is a larger town/city nearby there may be a co-working facility available that would let you use their address. However, they might expect you to come get your mail instead of forwarding it to you. Not ideal (both options cost $, eating into your proceeds) but worth a look see??

  10. Eileen says:

    Many small businesses use a registered agent to handle correspondence. They usually offer street addresses rather than po boxes (to appear more professional). They will forward your mail to your po box after receiving. It’s usually $100/yr if I remember correctly. Similarly, if there is a larger town/city nearby there may be a co-working facility available that would let you use their address. However, they might expect you to come get your mail instead of forwarding it to you. Not ideal (both options cost $, eating into your proceeds) but worth a look see??

  11. renzhen says:

    my wife did an online checking account application, but was rejected due to difficulty in the last step of identify verification. My question is that would that cause a checkSystems pull just like a credit report pull when you were rejected for a card card? Thanks.

  12. MarcoPolo says:

    Here is a good compilation of all the REPORTS you may need:
    http://www.denisetrowbridge.com/2008/12/your-secret-cre.html
    These includes the C.L.U.E report and MEDICAL INFORMATION BUREAU REPORT

  13. baron says:

    How are bank account sign up bonuses, bank and credit card referral bonuses, and credit card bonuses treated by the US government as income? And also gift cards that are sent for referral bonuses.
    If no one knows the exact answer to this question, any idea where I may find the answer. Thanks

  14. MM Austin says:

    A Generic Question about moving funds across Banks in US. Is there any risk of getting flagged or coming into limelight of different Agencies (IRS/Credit Bureaus etc) when moving large Sum of money (e.g. $50k) from one personal Bank account to another. Example for this Citi Bank Bonus of 50k TYP, one would have to tranfer $50k from one bank account to another bank account.

  15. Don L says:

    Noticed that

    “How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?”

    is in the Bank Account Bonuses section twice

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