fThat depends on who the bank account is with. Most banks will simply do a soft pull on your credit report (this doesn’t affect your credit score at all), but some banks (especially those who offer a line of credit, such as overdraft protection) will do a hard pull on your credit file. Below we’ve listed banks and whether they do a hard or soft pull, along with the source of this information. If you have another data point, please let us know in the comments.
Contents
- 1 121 Financial Credit Union
- 2 7 17 Credit Union
- 3 1st Advantage Federal Credit Union
- 4 1st Colonial Community Bank
- 5 1st Constitution Bank
- 6 1st Financial Federal Credit Union
- 7 1st Mariner Bank
- 8 1st Security Bank
- 9 1st Source Bank
- 10 1st United Credit Union
- 11 3Rivers Federal Credit Union
- 12 4Font Credit Union
- 13 A+ Federal Credit Union (A+FCU)
- 14 AAA
- 15 AAC Credit Union
- 16 Abington Bank
- 17 Achieva
- 18 ACNB
- 19 Acorns Bank
- 20 Addition Financial
- 21 Adirondack Bank
- 22 Advance Financial Federal Credit Union (AFFCU)
- 23 Advantage Bank
- 24 Advantis Credit Union
- 25 Adventure Credit Union
- 26 Advia Credit Union
- 27 Aero Federal Credit Union
- 28 AFFCU
- 29 Affiliated Bank
- 30 Affinity Federal Credit Union
- 31 Air Academy Federal Credit Union
- 32 Albert Neobank
- 33 Alcoa Tenn Federal Credit Union
- 34 Alden Credit Union
- 35 All America Bank
- 36 Allegiance Credit Union
- 37 Allegius Credit Union
- 38 Alliant
- 39 Allied First Bank
- 40 AllTru Credit Union
- 41 Ally
- 42 Aloha Pacific Federal Credit Union
- 43 Altra Federal Credit Union
- 44 Amalgamated Bank
- 45 Amboy Direct
- 46 Amerant Bank
- 47 American Bank
- 48 American Bank Center
- 49 American Bank & Trust
- 50 American Bank & Trust SD & MN
- 51 American Commerce Bank
- 52 American Eagle Financial Credit Union
- 53 American Enterprise Bank
- 54 American Express
- 55 American Express Bluebird
- 56 American Express Serve
- 57 America First Credit Union
- 58 American Hertiage FCU
- 59 American Investors Bank & Mortgage (AIBM)
- 60 American Pride Bank
- 61 American Savings Bank (ASB) Hawaii
- 62 American Trust & Savings Bank
- 63 American United Federal Credit Union
- 64 America’s Christian Credit Union
- 65 America’s Credit Union
- 66 AmeriCU Credit Union
- 67 Ameriprise Financial
- 68 Ameris Bank
- 69 ANB Bank
- 70 Anchor Bank
- 71 Andrews Federal Credit Union
- 72 Andigo Credit Union
- 73 Anoka Hennepin Credit Union
- 74 APGFCU
- 75 Apple Bank
- 76 Apple Federal Credit Union
- 77 Arbor Financial Credit Union
- 78 Ardent Credit Union
- 79 Arizona Central Credit Union
- 80 Arizona Federal Credit Union
- 81 Arizona Financial Credit Union
- 82 Arizona State Credit Union (now OneAZ Credit Union)
- 83 Arkansas Federal Credit Union
- 84 Armed Forces Bank
- 85 Arrha Credit Union
- 86 Arsenal Credit Union
- 87 Arundel Federal Savings Bank
- 88 Arvest Bank
- 89 Ascend Federal Credit Union
- 90 Ascent Credit Union
- 91 Ashland Credit Union
- 92 Aspiration
- 93 Aspire Credit Union
- 94 Astoria Bank
- 95 Associated Bank
- 96 Associated Credit Union of Texas (ACUTX)
- 97 Associated Credit Union
- 98 Avidia Bank
- 99 Axos Bank
- 100 Ballston Spa National Bank (BSNB)
- 101 BancorpSouth
- 102 Bank7
- 103 Bank & Trust
- 104 Bankers Trust
- 105 bankESB (East Hampton Savings Bank)
- 106 Bank of America
- 107 Bank Direct
- 108 Bank of Blue Valley
- 109 Bank of Elk River
- 110 Bank Five Nine
- 111 BankFinancial
- 112 BankHometown
- 113 Bank of Hope
- 114 BankNewport
- 115 Bank Novo
- 116 Bank Independent
- 117 Bank of Canton
- 118 Bank of Greene County
- 119 Bank Of Lee’s Summit
- 120 Bank of Maine
- 121 Bank Midwest
- 122 Bank of Montgomery (BOM)
- 123 BankMutual
- 124 Bank of Elk River
- 125 Bank of Ruston
- 126 Bank Of Sun Prairie
- 127 Bank of Tennessee
- 128 Bank of The Blue Grass
- 129 Bank of the West
- 130 BankORION
- 131 Bank OZK
- 132 BankPlus
- 133 BankPurely
- 134 BankWell
- 135 Banner Bank
- 136 Banterra
- 137 Barclays
- 138 Bar Harbor Bank & Trust
- 139 Baselane
- 140 Baton Rouge Telco Federal Credit Union
- 141 BayCoast Bank
- 142 BB&T
- 143 BBVA
- 144 Beacon Credit Union
- 145 Beartooth Bank
- 146 BECU
- 147 Belco Community Bank
- 148 Bell Bank
- 149 Bellco Credit Union
- 150 Belmont Savings Bank
- 151 Benchmark Federal Credit Union
- 152 Beneficial Bank
- 153 Berkshire Bank
- 154 Beverly Hill Bank
- 155 BethPage Credit Union
- 156 Better Banks
- 157 BHCU
- 158 BiddefordSavings
- 159 Blackhawk Bank & Trust
- 160 Blaze Credit Union
- 161 Blue Hills Bank
- 162 Blue Federal Credit Union
- 163 Blue Foundry Bank
- 164 BluPeak Credit Union
- 165 BMI Federal Credit Union
- 166 BMO Harris
- 167 BMT (Bryn Mawr Trust)
- 168 BOKF (Bank of Albuquerque, Bank of Oklahoma, Bank of Texas, Colorado State Bank and Trust)
- 169 Bravera Bank
- 170 Brentwood Bank
- 171 Bridge Credit Union
- 172 Bridgeview Bank Group
- 173 Brightpeak Financial
- 174 BrightStar Credit Union
- 175 Brio Direct Bank
- 176 Broadway Bank
- 177 Broadview Federal Credit Union
- 178 Bryon Bank
- 179 Byline Bank
- 180 Buckeye State Bank
- 181 Bull’s Eye Credit Union
- 182 Busey Bank
- 183 California Bank & Trust
- 184 California Coast Credit Union
- 185 California Credit Union
- 186 Callaway Bank
- 187 Cambridge Savings Bank
- 188 Camden National Bank
- 189 Capital Bank
- 190 Capital City Bank
- 191 Carver Federal Savings Bank
- 192 Cambridge Trust Company
- 193 Campus USA Credit Union
- 194 Cape Cod 5
- 195 Cap Ed Credit Union
- 196 Capital Credit Union
- 197 Capital One
- 198 Capital One 360
- 199 Capitol Bank
- 200 CBT Bank
- 201 CCFBank
- 202 Cedar Rapids Bank & Trust
- 203 CEFCU
- 204 CenterBank
- 205 Center Parc
- 206 Centier
- 207 Centra Credit Union
- 208 Central Florida Educators Credit Union
- 209 Central Illinois Bank
- 210 Central Pacific Bank
- 211 Central Willamette Credit Union
- 212 Century Bank
- 213 Central Bank
- 214 Central Minnesota Credit Union
- 215 CFG Bank
- 216 Charter Oak
- 217 Charles Schwab
- 218 Chartway Credit Union
- 219 Charter One
- 220 Chase
- 221 Cheese
- 222 Chesapeake Bank
- 223 Chief Financial Credit Union
- 224 Christian Community Credit Union
- 225 CIBC US
- 226 Cincinnatus Savings & Loan
- 227 Cincinnati Federal
- 228 CinFed Credit Union
- 229 Citadel Credit Union
- 230 CIT Bank
- 231 Citibank
- 232 The Citizens Bank
- 233 Citizens Bank
- 234 Citizens First Bank
- 235 City Mark Federal Credit Union
- 236 City National Bank (Bankatcity)
- 237 Civista Bank
- 238 Clearview Federal Credit Union
- 239 Clifton Savings Bank (CSBK)
- 240 Clinton Savings Bank
- 241 CME Federal Credit Union
- 242 C&N Bank
- 243 CNB Bank & Trust
- 244 Coastal Credit Union
- 245 Cobalt Credit Union
- 246 CODE Credit Union
- 247 Collins Community Credit Union
- 248 Columbia Bank (WA, OR, ID)
- 249 Columbia Bank (NJ)
- 250 Columbia Credit Union
- 251 Comerica
- 252 Commonwealth Central Credit Union
- 253 Community Resource Credit Union
- 254 Compass Credit Union
- 255 Commerce Bank (MA)
- 256 Commerce Bank (MO, KS, IL, OK & CO)
- 257 Communication Federal Credit Union
- 258 CommonWealth Credit Union
- 259 Community Alliance Credit Union
- 260 CommunityAmerica Credit Union
- 261 Community Bank & Trust
- 262 Community Choice Credit Union
- 263 Community Choice Credit Union [IA]
- 264 Community Credit Union Florida
- 265 Community Financial Credit Union
- 266 Community Financial Services Bank
- 267 Community First Credit Union – CA
- 268 Community First Credit Union of Florida
- 269 Community State Bank
- 270 Community West Credit Union
- 271 Compass Federal Credit Union
- 272 ConnectOne Bank
- 273 Connex Credit Union
- 274 ConnexUs Credit Union
- 275 Consumers Credit Union
- 276 Consumers Credit Union (MI)
- 277 Consolidated Community Credit Union
- 278 Control Card
- 279 Copper Banking
- 280 Cooperative Bank of Cape Cod
- 281 Coors Credit Union
- 282 Cornerstone Bank
- 283 Cornerstone Financial Credit Union
- 284 Country Bank
- 285 Country Bank For Savings
- 286 Crane Credit Union
- 287 Credit Human
- 288 Credit Union 1
- 289 Credit Union of America
- 290 Credit Union of New Jersey
- 291 Credit Union of Ohio
- 292 Credit Union One
- 293 Credit Union of the Rockies
- 294 Credit Union of Southern California
- 295 Credit Union of Texas
- 296 Credit Union West
- 297 CrossPoint Federal Credit Union
- 298 Crystal Lake Bank
- 299 CSE Federal Credit Union
- 300 Current
- 301 Darien Rowayton Bank
- 302 DCU (Digital Federal Credit Union)
- 303 Dearborn Savings Bank (DSB)
- 304 Dedham Savings Bank
- 305 Delta Community Credit Union
- 306 Denizen
- 307 Denmark State Bank
- 308 Denver Community Credit Union
- 309 Desert Community Bank
- 310 Desert Financial Credit Union
- 311 Desert Schools Federal Credit Union
- 312 Destinations Credit Union
- 313 Devon Bank
- 314 Diamond Valley Federal Credit Union
- 315 Discover
- 316 Dollar Bank
- 317 Dollar Savings Bank
- 318 Dort Federal Credit Union
- 319 DuGood Federal Credit Union
- 320 Dundee Bank
- 321 Dupaco Credit Union
- 322 Eagle Federal Credit Union
- 323 Earn Bank
- 324 East Boston Savings Bank
- 325 East Cambridge Savings Bank
- 326 Eastern Bank
- 327 Eastern Savings Bank
- 328 East Idaho Credit Union
- 329 Eastman Credit Union
- 330 East Wisconsin Savings Bank
- 331 EBSB Direct
- 332 ECCU
- 333 Educational Systems Federal Credit Union
- 334 Educators Credit Union (ECU)
- 335 Edwards Federal Credit Union
- 336 Elements Financial Credit Union
- 337 Elevations Credit Union/Buff One
- 338 Elite Community Credit Union
- 339 Elko Federal Credit Union
- 340 Empire State Bank
- 341 Emprise Bank
- 342 Energy Federal Credit Union
- 343 ENT Credit Union
- 344 Enzo
- 345 Equity Bank
- 346 ESL Federal Credit Union
- 347 ESSA Bank & Trust
- 348 Essex Bank
- 349 Eureka Savings Bank
- 350 Evanston Community Bank
- 351 Evansville Teachers Federal Credit Union
- 352 EverBank
- 353 Exchange Bank
- 354 Excite Credit Union
- 355 Expedition Credit Union
- 356 Extraco Banks
- 357 Fairwinds Credit Union
- 358 Family Trust Federal Credit Union
- 359 Farm Bureau Bank
- 360 Farmers Insurance Federal Credit Union
- 361 Farmers & Merchants Bank
- 362 Farmers & Merchants State Bank
- 363 Farmington Bank
- 364 FAST Credit Union
- 365 FCB Banks
- 366 FCNB Bank
- 367 FCB South County Bank
- 368 FEDCOM
- 369 FedFinancial Federal Credit Union
- 370 Fidelity (Brokerage)
- 371 Fidelity Bank (PA)
- 372 Fidelity Bank (Online, MA)
- 373 Fierce Finance
- 374 Fifth Third Bank
- 375 Figure Pay
- 376 Financial Builders
- 377 Financial Partners Credit Union
- 378 Financial Plus Credit Union
- 379 Financial Resources Credit Union
- 380 Finex Credit Union
- 381 Firefly Credit Union
- 382 First Advantage Bank
- 383 First American Bank
- 384 FirstBank
- 385 FirstBank [TN, GA, AL]
- 386 First Bank (VA, MD)
- 387 First Bank (CA, IL & MO)
- 388 First Bank and Trust
- 389 First Bank of Manhattan
- 390 First Bank & Trust Company Illinois
- 391 First Bank Financial Centre (FBFC):
- 392 First Basin Credit Union Checking
- 393 First Citizen’s Bank
- 394 First Citrus Bank
- 395 First Commerce Credit Union
- 396 First Commonwealth Bank
- 397 First Community Bank (AR/MO)
- 398 First Entertainment Credit Union
- 399 First Federal Bank (FL)
- 400 First Federal Bank of Kansas City
- 401 First Federal Bank of Wisconsin
- 402 First Federal Credit Union
- 403 First Fidelity Bank
- 404 First Financial Federal Credit Union
- 405 First Financial Credit Union
- 406 First Financial Federal Credit Union (MD only)
- 407 First Federal Bank
- 408 First Financial Bank (AR/MS)
- 409 First Financial Bank (TX)
- 410 First Financial Bank (IL, IN, KY, OH)
- 411 First Financial Northwest Bank
- 412 First Flight Credit Union
- 413 First Florida Credit Union
- 414 First General Credit Union
- 415 First Green Bank
- 416 First Hawaiian Bank
- 417 First Home Bank
- 418 First Horizon Bank
- 419 First Internet Bank
- 420 First Jersey Credit Union
- 421 FirstLight Federal Credit Union
- 422 First-Lockhart National Bank
- 423 First Mark Credit Union
- 424 First Merchants Bank
- 425 First Merit Bank
- 426 First Midwest Bank
- 427 First National 1870
- 428 First National Bank (FNB)
- 429 First National Bank (IA)
- 430 First National Bank [UT]
- 431 First National Bank [NE]
- 432 First National Bank of Long Island
- 433 First National Bank and Trust Company
- 434 First National Bank of Waterloo
- 435 First National Bank in Staunton
- 436 First Nebraska Educators Credit Union
- 437 First Niagara
- 438 First Northern Credit Union
- 439 First Republic Bank
- 440 Firstrust Bank
- 441 First Savings Bank of Hegewisch
- 442 First Service Credit Union
- 443 First Southern Bank
- 444 First South Financial
- 445 First State Bank Of Illinois
- 446 First State Community Bank
- 447 First Tech Federal Credit Union
- 448 First Tennessee
- 449 First Trade Union Bank
- 450 First United Bank
- 451 First United Credit Union
- 452 First US Community Credit Union
- 453 Fitness Bank
- 454 Fitzsimmons Credit Union
- 455 Five Star Bank
- 456 Flagship Bank
- 457 Flagstar Bank
- 458 Florence Bank
- 459 Florida Community Bank
- 460 Florida Credit Union
- 461 Flushing Bank
- 462 F&M Bank
- 463 F&M Bank (VA Only)
- 464 F&M Bank (IN, OH)
- 465 Focus Bank
- 466 Focus Federal Credit Union
- 467 Forcht Bank
- 468 Fort Bragg Federal Credit Union
- 469 Fort Financial Credit Union
- 470 Fort Worth Community Credit Union
- 471 Four Points Federal Credit Union
- 472 FNBO
- 473 FNCB
- 474 Freedom Credit Union
- 475 Freedom Federal Credit Union
- 476 Freedom First Credit Union
- 477 Fremont Bank
- 478 Frontier Bank
- 479 Frontwave Credit Union
- 480 FSB Bank
- 481 Fulton Bank
- 482 Gain Federal Credit Union
- 483 Garden Savings Federal Credit Union
- 484 Gate City Bank
- 485 Gateway First Bank
- 486 Gateway Metro Federal Credit Union
- 487 Genisys Credit Union
- 488 Georgia Banking Company (GBC)
- 489 Georgia’s Own Credit Union
- 490 Gesa Credit Union
- 491 Gibsland Bank
- 492 Giftsforbanking
- 493 Global Credit Union
- 494 GNO Federal Credit Union
- 495 GO Federal Credit Union
- 496 GOLD Credit Union
- 497 Go2Bank
- 498 Greater Iowa Credit Union
- 499 Greater Nevada Credit Union
- 500 Great Lakes Credit Union
- 501 Great River Federal Credit Union
- 502 Great Southern Bank
- 503 Green state Credit Union
- 504 Grove City Area Federal Credit Union
- 505 Grow Financial
- 506 GTE Financial
- 507 Guardian Credit Union
- 508 Gulf Coast Bank & Trust Company
- 509 Gulf Coast Federal Credit Union
- 510 Hanmi Bank
- 511 Hanscom Federal Credit Union
- 512 HarborOne Bank
- 513 Harborstone Credit Union
- 514 Harford Bank
- 515 Hawthorn Bank
- 516 Heartland Bank
- 517 Heartland Credit Union
- 518 Heritage Bank
- 519 Heritage Bank NW
- 520 Heritage Bank of St. Tammany
- 521 Heritage Credit Union
- 522 HeritageWest Credit Union
- 523 Hibernia Bank
- 524 Highmark Federal Credit Union
- 525 Hills Bank
- 526 Hiway Federal Credit Union
- 527 Holyoke Credit Union
- 528 Home Federal Savings Bank
- 529 Home National Bank
- 530 Home Savings Bank
- 531 Home State Bank
- 532 HomeStreet:
- 533 Hometown Community Banks
- 534 HomeTrust Bank
- 535 Honors Credit Union
- 536 Hopewell Federal Credit Union
- 537 Horizon Bank
- 538 Horizon Credit Union (WA, ID, MT)
- 539 Houston Metropolitan Federal Credit Union
- 540 HSBC
- 541 Huntington Bank
- 542 Hudson River Community Credit Union (HRCCU)
- 543 Hudson Valley Federal
- 544 IBM Southeast FECU
- 545 IBERIABANK
- 546 ICBC USA
- 547 IC Federal Credit Union
- 548 Idaho Central Credit Union (ICCU)
- 549 Ideal Credit Union
- 550 Illinois National Bank
- 551 Illinois State Credit Union
- 552 Incredible Bank
- 553 Independent Bank
- 554 InFirst FCU
- 555 InRoads Credit Union
- 556 Inspire Federal Credit Union
- 557 Inspirus Credit Union
- 558 Integrity Bank
- 559 Interior Federal Credit Union
- 560 Interra Credit Union
- 561 InTouch Credit Union
- 562 Investor Bank
- 563 Iowa State Bank
- 564 Johnson Bank
- 565 Jovia Financial Credit Union
- 566 JSC Federal Credit Union
- 567 Justice Federal Credit Union
- 568 Kabbage By AmEx
- 569 KaiPerm
- 570 Kalsee Credit Union
- 571 Katahdin Trust Company
- 572 Kearny Bank
- 573 Keesler Federal Credit Union
- 574 Kemba Financial Credit Union
- 575 Kentucky Bank
- 576 KeyPoint Credit Union
- 577 Kinderhook Bank
- 578 Kinecta
- 579 Kitsap Credit Union
- 580 KeyBank
- 581 La Capitol Federal Credit Union
- 582 Lafayette Federal Credit Union
- 583 Lakeland Bank
- 584 Lake Michigan Credit Union (LMCU)
- 585 Lake Ridge Bank
- 586 Lake Shore Savings
- 587 Landmark Credit Union
- 588 Land of Lincoln Credit Union
- 589 Las Colinas Federal Credit Union
- 590 Laurel Road
- 591 LBS Financial Credit Union
- 592 Leader Bank
- 593 Ledyard Bank
- 594 LegacyTexas
- 595 LendingClub
- 596 Level One Bank
- 597 LGE Community Credit Union
- 598 Liberty Bank
- 599 Liberty Bank (CT, MA, RI)
- 600 Liberty Bank For Savings
- 601 Liberty First Credit Union
- 602 Liberty Savings Bank
- 603 Lili Bank
- 604 Linn Area Credit Union
- 605 Live Oak Bank
- 606 LM Federal Credit Union
- 607 Logix Credit Union
- 608 Lone Star National Bank
- 609 Long Game
- 610 LorMet Community Federal Credit Union
- 611 Los Angeles Federal Credit Union
- 612 Lyons National Bank
- 613 Macatawa Bank
- 614 Magnolia Federal Credit Union
- 615 MainSource Bank
- 616 Mainstreet Credit Union
- 617 Main Street Bank [of Michigan]
- 618 Main Street Bank [of Virginia]
- 619 Mango Money
- 620 Marcus Bank
- 621 Marine Bank
- 622 MarketUSA Federal Credit Union
- 623 Marquette Bank
- 624 Mars Bank
- 625 Mazuma Credit Union
- 626 MAX Credit Union
- 627 MB Financial Bank
- 628 Mcgraw-Hill FCU
- 629 Mcfarland State Bank
- 630 MECU Credit Union
- 631 Melrose Bank
- 632 Members Choice Credit Union
- 633 Members Cooperative Credit Union
- 634 Members Source Credit Union
- 635 Member One Federal Credit Union
- 636 Memory Bank
- 637 Memphis City ECU (MCECU)
- 638 Mercer Savings Bank
- 639 Mercury
- 640 Meridian Bank
- 641 Meridian Trust Federal Credit Union
- 642 Meritrust Credit Union
- 643 Meriwest Credit Union
- 644 Metro Credit Union
- 645 Metro Credit Union (MA)
- 646 Metro Credit Union (NE)
- 647 Michigan Schools and Government Credit Union
- 648 Middlesex Federal
- 649 Middlesex Savings Bank
- 650 MIDFLORIDA CU
- 651 MidFirst Bank
- 652 Mid-Hudson Valley Federal Credit Union
- 653 Midland States Bank
- 654 Mid Minnesota Federal Credit Union
- 655 Mid Penn Bank
- 656 MidUSA Credit Union
- 657 Midwest Bank
- 658 MidWestOne Bank
- 659 Midwest Regional Bank
- 660 Mint Valley Federal Credit Union
- 661 Mission Federal Credit Union
- 662 Missouri Credit Union
- 663 Mobiloil Credit Union
- 664 MoneyLion
- 665 Monifi
- 666 Monona Bank
- 667 Monroe Bank & Trust (MBT)
- 668 Monson Savings
- 669 Montgomery County EFCU
- 670 Mountain America Credit Union
- 671 MountainOne
- 672 mph.bank
- 673 MSUFCU
- 674 My Banking Direct
- 675 My eBanc
- 676 MySavingsDirect
- 677 Mutual Bank
- 678 Mutual Security Credit Union
- 679 MVB Bank
- 680 MyUSA Credit Union
- 681 M&F Bank
- 682 M&T Bank
- 683 M1 Finance
- 684 NASA Federal Credit Union
- 685 NASB
- 686 Nassau Financial Federal Credit Union
- 687 Nationwide Bank
- 688 Navy Federal Credit Union
- 689 NBC Oklahoma
- 690 Nearside
- 691 Neighborhood Credit Union
- 692 Neighbors Credit Union
- 693 Nevada State Bank
- 694 New Buffalo Savings Bank
- 695 Newton Federal Bank
- 696 Newtown Savings Bank (NSB)
- 697 Nexus
- 698 North Brookfield Savings Bank
- 699 North Community Bank
- 700 Northeast Credit Union
- 701 NorthOne Bank
- 702 Northern Paper Milles (NPM)
- 703 Northern Skies FCU
- 704 Northfield Bank
- 705 Northpointe
- 706 North Shore Bank
- 707 North Shore Bank (MA)
- 708 North Shore Bank of Commerce
- 709 North Shore Community Bank
- 710 North Star Credit Union
- 711 North State Bank
- 712 Northwest Bank
- 713 Northwest Bank (PA)
- 714 Northwest Bank of Rockford
- 715 Northwest Federal Credit Union
- 716 Northwest Savings Bank
- 717 Notre Dame Federal Credit Union
- 718 NWSB Bank
- 719 Numerica Credit Union
- 720 Nutmeg Credit Union
- 721 NuVision Federal Credit Union
- 722 NVE Bank
- 723 NYCB Family Of Banks
- 724 NWFCU
- 725 Oakland University Credit Union
- 726 Ocean First Bank
- 727 Old Hickory Credit Union
- 728 Old Missouri Bank
- 729 Old National Bank
- 730 Old Second Bank
- 731 Oklahoma’s Credit Union
- 732 OMNI Community Credit Union
- 733 One American Bank
- 734 One Finance
- 735 One Nevada Credit Union
- 736 OneWest Bank
- 737 OnPoint Community Credit Union
- 738 On Tap Credit Union
- 739 Option 1 Credit Union
- 740 Orange County Credit Union
- 741 Origin Bank
- 742 Orion Federal Credit Union
- 743 Oritani Bank
- 744 Orlando Credit Union
- 745 OUR Credit Union
- 746 Oxygen
- 747 P1FCU
- 748 Pacific Service Credit Union
- 749 Palisades Credit Union
- 750 Paradise Valley Federal Credit Union
- 751 Parke Bank
- 752 Parkside Credit Union
- 753 Partner Colorado Credit Union
- 754 Patelco Credit Union
- 755 Pathfinder Bank
- 756 Pathways Financial Credit Union
- 757 Patriot Bank
- 758 Pelican State Credit Union
- 759 PenFed
- 760 Peninsula Federal Credit Union
- 761 Penn Community Bank
- 762 Pentucket Bank
- 763 People First Federal Credit Union
- 764 PeoplesBank (Bankatpeoples)
- 765 PeoplesBank
- 766 Peoples Bank (LA)
- 767 Peoples Bank (WA)
- 768 Peoples Bank (ibankpeoples IL, IN)
- 769 Peoples Credit Union
- 770 Peoples United Bank
- 771 Philadelphia Federal Credit Union
- 772 Picatinny Credit Union
- 773 Pikes Peak Credit Union
- 774 Pinnacle Bank
- 775 Pinnacle Financial Partners
- 776 Pioneer Valley Credit Union
- 777 Point Breeze Credit Union
- 778 Polam Federal Credit Union
- 779 Polish National Credit Union
- 780 Polish American Credit Union
- 781 Ponce Bank
- 782 Popular Bank
- 783 Popular Direct
- 784 Porte Bank
- 785 Power Financial Credit Union
- 786 PNC
- 787 Preferred Credit Union
- 788 Premier America Credit Union
- 789 Premier Bank – OH
- 790 Premier Members Credit Union
- 791 Presidential Bank
- 792 Prestige Community Credit Union
- 793 Primis Bank
- 794 PriorityONE Credit Union of Florida
- 795 PrizePool
- 796 Progressive Bank
- 797 Progessions Credit Union
- 798 Provident Bank
- 799 Provident Credit Union
- 800 Proviso Community Bank
- 801 PSE Credit Union
- 802 PSECU
- 803 Public Employees Credit Union (PECU)
- 804 Public Services Credit Union
- 805 Public Service Credit Union (IN)
- 806 Pulaski Bank
- 807 Purdue Federal Credit Union
- 808 PurePoint Financial
- 809 Putnam Bank
- 810 PyraMax Bank
- 811 Quad City Bank & Trust
- 812 Quontic Bank
- 813 Quorum Federal Credit Union
- 814 Radius Bank
- 815 Randolf Savings Bank
- 816 Reading Cooperative Bank
- 817 Real Peoples Bank
- 818 Red Rocks Credit Union
- 819 Redstone Federal Credit Union
- 820 Redwood Credit Union
- 821 Regions Bank
- 822 Reliabank
- 823 Reliance Bank
- 824 Reliant Bank
- 825 Reliant Community Credit Union
- 826 Republic Bank
- 827 Republic Bank (IL only)
- 828 Republic Bank (NY)
- 829 Resource One Credit Union
- 830 Revolut
- 831 Ridgewood Savings Bank
- 832 Rivermark Community Credit
- 833 River Valley Credit Union
- 834 Riverview Bank
- 835 RPT Federal Credit Union
- 836 Rockland Trust Bank
- 837 Rollstone Bank & Trust
- 838 Rosedale Federal Savings & Loan Association
- 839 Royal Bank America
- 840 Royal Credit Union
- 841 Sacramento Credit Union
- 842 SAFE Credit Union
- 843 Salal Credit Union
- 844 Salem Five Bank
- 845 Sallie Mae High-Yield Savings Account
- 846 Sandy Spring Bank
- 847 San Mateo Credit Union
- 848 Santander
- 849 Saratoga National Bank
- 850 Sauk Valley Bank
- 851 Savings Bank of Danbury
- 852 Sawyer Savings Bank
- 853 SB1 Federal Credit Union
- 854 Scient Federal Credit Union
- 855 Scott Credit Union
- 856 Seacoast Bank
- 857 SECNY Federal Credit Union
- 858 Security Bank of Crawford
- 859 Selco Community Credit Union
- 860 Select Bank & Trust
- 861 SENB Bank
- 862 Service 1st Federal Credit Union
- 863 Service Credit Union
- 864 SF Fire Credit Union
- 865 Sharepoint Credit Union
- 866 Sharonview
- 867 Signature Federal Credit Union
- 868 Simmons Bank
- 869 Simsbury Bank
- 870 Simple Bank
- 871 Signature Bank of Georgia
- 872 SkyOne Federal Credit Union
- 873 Solvay Bank
- 874 Sound Credit Union
- 875 SouthEast Bank
- 876 Southeastern Credit Union
- 877 South East National Bank
- 878 Southern Bank
- 879 Southland Credit Union
- 880 South Shore Bank
- 881 Southside Bank
- 882 SouthStar Bank
- 883 South State Bank
- 884 Southwest 66 Credit Union
- 885 Space Age Federal Credit Union
- 886 Space Coast Credit Union
- 887 Spartan Federal Credit Union
- 888 SPCO Credit Union
- 889 Spiral
- 890 Spire Credit Union
- 891 Spokane City Credit Union
- 892 SSFCU (Security Service Federal Credit Union)
- 893 S&T Bank
- 894 Star Bank
- 895 Starion Bank
- 896 Stark Federal Credit Union
- 897 State Bank of Bement
- 898 State Bank Of Cross Plains
- 899 State Bank Of India (California)
- 900 State Department Federal Credit Union
- 901 State Employees Credit Union (SECU) Of Maryland
- 902 State Security Bank
- 903 Stanford Federal Credit Union
- 904 St. Anne’s Credit Union
- 905 Star One Credit Union
- 906 STCU (Spokane Teachers Credit Union)
- 907 Sterling National Bank
- 908 St. Mary’s Bank
- 909 St Mary’s Credit Union
- 910 Stoneham Bank
- 911 St Paul Federal Credit Union
- 912 Streator Onized Credit Union (SOCU)
- 913 Sturdy Savings Bank
- 914 Suburban Bank & Trust (SBT)
- 915 Suffolk Credit Union
- 916 Suffolk Federal Credit Union
- 917 Summit Credit Union
- 918 Summit Federal Credit Union
- 919 Suncoast Credit Union
- 920 Sun Commnity Federal Credit Union
- 921 Sun East Federal Credit Union
- 922 Sunflower Bank
- 923 Sunmark Credit Union
- 924 Sun National Bank
- 925 Suntrust
- 926 SunWest Credit Union
- 927 Susquehanna Community Bank
- 928 Synovus Bank
- 929 Sweet Home Federal Credit Union
- 930 TAB Bank
- 931 Talmer Bank & Trust
- 932 Taunton Federal Credit Union
- 933 TBK Bank
- 934 TCF Bank
- 935 Teachers Credit Union
- 936 Teachers Federal Credit Union
- 937 Texans Credit Union
- 938 TD Bank
- 939 Tech CU
- 940 TEG Federal Credit Union
- 941 Telco Community Credit Union
- 942 Telhio Credit Union
- 943 Texas Capital Bank
- 944 Texas Trust Credit Union
- 945 Texell Credit Union
- 946 The Bank Of Denver
- 947 The Bank of Princeton
- 948 TIAA Direct
- 949 TLC Community Credit Union
- 950 T-Mobile Money
- 951 Tobyhanna
- 952 Tompkins VIST Bank
- 953 Toro Credit Union
- 954 Torrington Savings Bank
- 955 Tower Federal Credit Union
- 956 Town Bank
- 957 Town and Country Bank
- 958 TDECU
- 959 The Columbia Bank
- 960 The Cooperative Bank
- 961 The County Federal Credit Union
- 962 The First State Bank
- 963 The State Bank Group
- 964 Thomaston Savings Bank
- 965 Thrivent Federal Credit Union
- 966 Trademark Federal Credit Union
- 967 Traditional Bank
- 968 Transcend Credit Union
- 969 Travis Credit Union
- 970 TruChoice Federal Credit Union
- 971 TrueCore Federal Credit Union
- 972 Truist
- 973 Truity Credit Union
- 974 Truliant Federal Credit Union
- 975 TrustCo Bank
- 976 TruMark
- 977 TruStone Financial
- 978 TruWest Credit Union
- 979 TTCU (Formerly Tulsa Teachers Credit Union)
- 980 Tulsa Federal Credit Union
- 981 TwinStar Credit Union
- 982 UFB Direct
- 983 UFirst Credit Union
- 984 Ulster Savings Bank
- 985 UMB Bank
- 986 Umpqua Bank
- 987 UNFCU
- 988 UniBank
- 989 Unify
- 990 Union Plus Prepaid
- 991 Union Bank
- 992 Union Bank & Trust (NE & KS)
- 993 Union Bank & Trust (VA, MD, NC)
- 994 Union Community Bank
- 995 Union Savings Bank
- 996 Union Square Credit Union
- 997 United Bank
- 998 United Community Bank (UCB)
- 999 United Community Bank (NC, TN, SC, GA)
- 1000 United Federal Credit Union
- 1001 United Financial Credit Union
- 1002 United Heritage Credit Union
- 1003 United Roosevelt Savings Bank
- 1004 United States Senate Federal Credit Union
- 1005 Unitus Community Credit Union
- 1006 Unity Bank
- 1007 Unity One Credit Union
- 1008 Univest
- 1009 University Credit Union
- 1010 University Federal Credit Union
- 1011 U of I Community Credit Union
- 1012 Upgrade
- 1013 USAA
- 1014 US Alliance Financial
- 1015 US Community Credit Union
- 1016 US Bank
- 1017 USE Credit Union
- 1018 USF Federal Credit Union
- 1019 US #1364 Federal Credit Union
- 1020 Utah First
- 1021 U$X Federal Credit Union
- 1022 Wakefield Co-operative Bank
- 1023 Wallet by Boss Money
- 1024 Washington Mutual
- 1025 Washington Savings Bank
- 1026 Washington Trust
- 1027 Watertown Savings Bank
- 1028 Water And Power Community Credit Union (WPCU)
- 1029 WaterStone Bank
- 1030 Waukesha State Bank
- 1031 Wealthfront
- 1032 Webster Bank
- 1033 WECU
- 1034 We Florida Financial
- 1035 Wellesley Bank
- 1036 Wells Fargo
- 1037 Weokie Federal Credit Union
- 1038 WesBanco
- 1039 Wescom Credit Union
- 1040 Westbury Bank
- 1041 Western State Bank
- 1042 Western Vista Credit Union
- 1043 Westerra Credit Union
- 1044 WestField
- 1045 Westfield Bank (OH)
- 1046 Westfield Bank, FSB
- 1047 WestTown Bank & Trust
- 1048 Whitney Bank
- 1049 Widget Financial
- 1050 Wilson Bank & Trust
- 1051 Winden
- 1052 Wings Financial Credit Union
- 1053 WinTrust Bank
- 1054 Woori America Bank
- 1055 WyHy FCU
- 1056 Wysh
- 1057 Valley Bank
- 1058 Valley First Credit Union
- 1059 Valley Nation Bank
- 1060 ValleyStar Credit Union
- 1061 Valley Strong Credit Union
- 1062 VantageWest
- 1063 Varo Money
- 1064 Vectra Bank
- 1065 Verity Credit Union
- 1066 Vibrant Credit Union
- 1067 Vinton County
- 1068 Vio Bank
- 1069 Virginia Credit Union
- 1070 Visions Federal Credit Union
- 1071 VyStar Credit Union
- 1072 Xceed Financial Credit Union
- 1073 Yolo Federal Credit Union
- 1074 Zeal Credit Union
121 Financial Credit Union
- No data points
7 17 Credit Union
- No data points
1st Advantage Federal Credit Union
- No data points
1st Colonial Community Bank
- No data points
1st Constitution Bank
- Soft pull: 1
1st Financial Federal Credit Union
- No data points
1st Mariner Bank
They will only approve you if you have 3 ChexSystems inquiries or less.
- Soft pull: 1
1st Security Bank
- No data points
1st Source Bank
- Soft pull: 1,
1st United Credit Union
- Soft pull: 1
3Rivers Federal Credit Union
- Soft pull: 1,
4Font Credit Union
- No data points
A+ Federal Credit Union (A+FCU)
Hard pull: 1
AAA
Unknown
AAC Credit Union
- Soft pull 1 (according to rep)
Abington Bank
- No data points
Achieva
- Hard pull: 1 (all three bureaus)
ACNB
Acorns Bank
- No data points
Addition Financial
Adirondack Bank
- No data points
Advance Financial Federal Credit Union (AFFCU)
Unknown, please share your experiences in the comments.
Advantage Bank
- No data points
Advantis Credit Union
Adventure Credit Union
- Hard pull: 1
Advia Credit Union
- No data points
Aero Federal Credit Union
- No data points
AFFCU
- No data points
Affiliated Bank
- Soft pull: 1,
Affinity Federal Credit Union
Air Academy Federal Credit Union
- Soft pull: 1,
Albert Neobank
- Soft pull: 1,
Alcoa Tenn Federal Credit Union
- No data points
Alden Credit Union
- Soft pull: 1
All America Bank
- Soft pull: 1
Allegiance Credit Union
- No data points
Allegius Credit Union
- Hard pull: 1,
Alliant
Allied First Bank
- No data points
AllTru Credit Union
- Soft pull: 1,
Ally
Aloha Pacific Federal Credit Union
- No data points
Altra Federal Credit Union
Amalgamated Bank
- Soft pull: 1
Amboy Direct
- No data points
Amerant Bank
- No data points
American Bank
- No data points
American Bank Center
- No data points
American Bank & Trust
- No data points
American Bank & Trust SD & MN
- No data points
American Commerce Bank
- No data points
American Eagle Financial Credit Union
American Enterprise Bank
- No data points
American Express
- Soft pull: 1,
American Express Bluebird
American Express Serve
- Soft pull: 1
America First Credit Union
American Hertiage FCU
American Investors Bank & Mortgage (AIBM)
- No data points
American Pride Bank
- Soft pull: 1,
American Savings Bank (ASB) Hawaii
- No data points
American Trust & Savings Bank
- No data points
American United Federal Credit Union
- Hard pull: 1,
America’s Christian Credit Union
- Hard pull: 1,
America’s Credit Union
- Hard pull: 1
AmeriCU Credit Union
- No data points
Ameriprise Financial
- No data points
Ameris Bank
- Soft pull: 1,
ANB Bank
- No data points
Anchor Bank
- Soft pull: 1
Andrews Federal Credit Union
Andigo Credit Union
Anoka Hennepin Credit Union
- Hard pull: 1,
APGFCU
- Hard pull: 1,
Apple Bank
- Soft pull: 1
Apple Federal Credit Union
- Soft pull: 1,
Arbor Financial Credit Union
- Soft pull: 1,
Ardent Credit Union
Arizona Central Credit Union
- CSR’s stated that it is a hard pull on Equifax.
Arizona Federal Credit Union
Arizona Financial Credit Union
- Soft pull: 1,
Arizona State Credit Union (now OneAZ Credit Union)
- Soft pull: 1
Arkansas Federal Credit Union
- No data points
Armed Forces Bank
- Soft pull: 1,
Arrha Credit Union
- No data points
Arsenal Credit Union
- Hard pull: 1,
Arundel Federal Savings Bank
Arvest Bank
- Soft pull: 1
Ascend Federal Credit Union
- Hard pull: 1
Ascent Credit Union
- No data points
Ashland Credit Union
- Soft pull: 1,
Aspiration
Aspire Credit Union
- Soft pull: 1
Astoria Bank
- Soft pull: 1
Associated Bank
- Soft pull: 1
Associated Credit Union of Texas (ACUTX)
- No data points
Associated Credit Union
- No data points
Avidia Bank
Axos Bank
- Soft pull: 1,
Ballston Spa National Bank (BSNB)
- Soft pull: 1
BancorpSouth
Bank7
- Soft pull: 1,
Bank & Trust
- Soft pull: 1
Bankers Trust
- No data points
bankESB (East Hampton Savings Bank)
- Soft pull: 1
Bank of America
Bank Direct
Bank of Blue Valley
- No data points
Bank of Elk River
- Soft pull: 1,
Bank Five Nine
- No data points
BankFinancial
- No data points
BankHometown
- No data points
Bank of Hope
- Soft pull: 1,
BankNewport
- No data points
Bank Novo
Bank Independent
- No data points
Bank of Canton
- Soft pull: 1 (via e-mail on 5/10/17 according to CSR)
Bank of Greene County
- No data points
Bank Of Lee’s Summit
- Unknown
Bank of Maine
Bank Midwest
- No data points
Bank of Montgomery (BOM)
- No data points
BankMutual
Bank of Elk River
- No data points
Bank of Ruston
- Soft pull: 1,
Bank Of Sun Prairie
- No data points
Bank of Tennessee
- No data points
Bank of The Blue Grass
- No data points
Bank of the West
BankORION
- Soft pull: 1
Bank OZK
- No data points
BankPlus
- No data points
BankPurely
- Soft pull: 1
BankWell
- Soft pull: 1
Banner Bank
- Soft pull: 1,
Banterra
- No data points
Barclays
- No data points
Bar Harbor Bank & Trust
- Soft pull: 1,
Baselane
- No data points
Baton Rouge Telco Federal Credit Union
- No data points
BayCoast Bank
- Soft pull: 1,
BB&T
BBVA
Beacon Credit Union
- Hard pull: 1,
Beartooth Bank
- No data points
BECU
Belco Community Bank
- Soft pull: 1
Bell Bank
- Soft pull: 1,
Bellco Credit Union
- Hard pull: 1
Belmont Savings Bank
- No data points
Benchmark Federal Credit Union
- Hard pull: 1,
Beneficial Bank
- No data points
Berkshire Bank
- No data point
Beverly Hill Bank
- No data points
BethPage Credit Union
- Soft pull: 1
Better Banks
- No data points
BHCU
- No data points
BiddefordSavings
- No data points
Blackhawk Bank & Trust
- No data points
Blaze Credit Union
Blue Hills Bank
- Soft pull: 1
Blue Federal Credit Union
- Soft pull: 1 (via e-mail on August 17th, 2016)
Blue Foundry Bank
- No data points
BluPeak Credit Union
- Soft pull: 1,
BMI Federal Credit Union
BMO Harris
BMT (Bryn Mawr Trust)
- Soft pull: 1
BOKF (Bank of Albuquerque, Bank of Oklahoma, Bank of Texas, Colorado State Bank and Trust)
Bravera Bank
- No data points
Brentwood Bank
- No data points
Bridge Credit Union
- No data points
Bridgeview Bank Group
- Soft pull: 1
Brightpeak Financial
- Soft pull: 1
BrightStar Credit Union
Brio Direct Bank
Broadway Bank
Broadview Federal Credit Union
- No data points
Bryon Bank
- No data points
Byline Bank
- Soft pull: 1,
Buckeye State Bank
- No data points
Bull’s Eye Credit Union
- No data points
Busey Bank
- Soft pull: 1,
California Bank & Trust
- No data points
California Coast Credit Union
- Hard pull: 1,
California Credit Union
- No data points
Callaway Bank
- Soft pull: 1
Cambridge Savings Bank
- Soft pull: 1
Camden National Bank
Capital Bank
- Soft pull: 1,
Capital City Bank
- No data points
Carver Federal Savings Bank
- No data points
Cambridge Trust Company
- No data points
Campus USA Credit Union
Cape Cod 5
- No data points
Cap Ed Credit Union
- Soft pull: 1,
Capital Credit Union
- No data point
Capital One
Presumably it’s the same as Capital One 360 below, but we don’t have any hard data points on this.
Capital One 360
- Capital one will do a hard credit pull for a checking account only if you opt for overdraft protection. As long as you opt out there will only be a soft pull. Their savings account only has a soft pull done. This is also answered on their website which can be found by clicking here.
Capitol Bank
- No data points
CBT Bank
- Soft pull: 1,
CCFBank
- Soft pull: 1
Cedar Rapids Bank & Trust
- No data points
CEFCU
CenterBank
- No data points
Center Parc
- No data points
Centier
- No data points
Centra Credit Union
- No data points
Central Florida Educators Credit Union
- Soft pull: 1,
Central Illinois Bank
- Soft pull: 1,
Central Pacific Bank
- No data points
Central Willamette Credit Union
- Hard pull: 1,
Century Bank
- Soft pull: 1,
Central Bank
- Soft pull: 1
Central Minnesota Credit Union
CFG Bank
- Soft pull: 1
Charter Oak
- No data points
Charles Schwab
Hard pull: 1, 2 (Equifax), 3,Soft pull: 1 (opted out of Margin trading & credit bureaus were having issues). Turned out to be a hard pull
Chartway Credit Union
Charter One
See: Citizens Bank. This is the same bank, just with a different branding in IL, MI, and OH.
Chase
Cheese
- Soft pull: 1,
Chesapeake Bank
- Soft pull: 1,
Chief Financial Credit Union
- No data points
Christian Community Credit Union
CIBC US
- Soft pull: 1 (via e-mail on 07/04/18)
Cincinnatus Savings & Loan
- No data points
Cincinnati Federal
- Soft pull: 1
CinFed Credit Union
- Hard pull: 1 (Experian)
Citadel Credit Union
- Soft pull: 1
CIT Bank
- Soft pull: 1
Citibank
The Citizens Bank
- No data points
Citizens Bank
Citizen Bank looks to be a soft credit inquiry when you apply at a branch and a hard credit inquiry when you apply online. Update: This seems to no longer be the case, it’s now a soft pull online as well as long as you don’t opt in for over draft protection.
- Soft pull: 1, 2, 3, 4,
- Hard pull: 1, 2, 3
- Hard pull (Equifax): 1, 2, 3, 4, 5
- Soft pull (online): 1
- No Chex system inquiry: 1
- Chex system inquiry: 1
- Soft pull if you apply in branch: 1
Citizens First Bank
- No data points
City Mark Federal Credit Union
- No data points
City National Bank (Bankatcity)
- Soft pull: 1
Civista Bank
- Soft pull: 1,
Clearview Federal Credit Union
- Soft pull: 1 (via e-mail on August 1st, 2016)
Clifton Savings Bank (CSBK)
- No data points
Clinton Savings Bank
- Soft pull: 1,
CME Federal Credit Union
- Hard pull: 1 (TransUnion)
C&N Bank
- Soft pull: 1,
CNB Bank & Trust
- No data points
Coastal Credit Union
- No data points
Cobalt Credit Union
- No data points
CODE Credit Union
- No data points
Collins Community Credit Union
- Soft pull: 1,
Columbia Bank (WA, OR, ID)
Columbia Bank (NJ)
- Soft pull: 1
Columbia Credit Union
Seems to be hard online and soft in branch.
Comerica
- Soft pull: 1
Commonwealth Central Credit Union
- Hard pull: 1,
Community Resource Credit Union
- No data points
Compass Credit Union
- No data points
Commerce Bank (MA)
- Unknown
Commerce Bank (MO, KS, IL, OK & CO)
- Soft pull: 1
Communication Federal Credit Union
CommonWealth Credit Union
- No data points
Community Alliance Credit Union
- Unknown
CommunityAmerica Credit Union
Community Bank & Trust
- Unknown
Community Choice Credit Union
- Soft pull: 1,
Community Choice Credit Union [IA]
- Hard pull: 1,
Community Credit Union Florida
- Hard pull: 1,
Community Financial Credit Union
Community Financial Services Bank
- Soft: 1
Community First Credit Union – CA
- No data points
Community First Credit Union of Florida
Community State Bank
- No data points
Community West Credit Union
- No data points
Compass Federal Credit Union
- No data points
ConnectOne Bank
- No data points
Connex Credit Union
- Hard pull: 1,
ConnexUs Credit Union
Consumers Credit Union
Consumers Credit Union (MI)
- Hard pull: 1 (according to csr)
Consolidated Community Credit Union
- No data points
Control Card
- Unknown
Copper Banking
- Soft pull: 1,
Cooperative Bank of Cape Cod
- No data points
Coors Credit Union
- No data points
Cornerstone Bank
Cornerstone Financial Credit Union
Country Bank
- No data points
Country Bank For Savings
- Soft pull: 1
Crane Credit Union
- No data points
Credit Human
Credit Union 1
Credit Union of America
- Hard pull: 1,
Credit Union of New Jersey
- Hard pull: 1 (experian)
Credit Union of Ohio
- No data points
Credit Union One
Credit Union of the Rockies
- No data points
Credit Union of Southern California
- No data points
Credit Union of Texas
Credit Union West
- Soft pull: 1,
CrossPoint Federal Credit Union
- No data points
Crystal Lake Bank
- No data points
CSE Federal Credit Union
- No data points
Current
- Soft pull: 1,
Darien Rowayton Bank
- Unknown
DCU (Digital Federal Credit Union)
Should now be a soft pull if you opt out of overdraft protection: 1, 2,
Dearborn Savings Bank (DSB)
- Soft pull: 1,
Dedham Savings Bank
- Soft pull: 1 (via e-mail on 06/06/17)
Delta Community Credit Union
Denizen
- Soft pull: 1,
Denmark State Bank
- Hard pull: 1 (transunion)
Denver Community Credit Union
- Unknown
Desert Community Bank
- No data points
Desert Financial Credit Union
Desert Schools Federal Credit Union
- No data points
Destinations Credit Union
Devon Bank
- No data points
Diamond Valley Federal Credit Union
- No data points
Discover
Dollar Bank
Dollar Savings Bank
- No data points
Dort Federal Credit Union
- Hard pull: 1,
DuGood Federal Credit Union
- No data points
Dundee Bank
- No data points
Dupaco Credit Union
- No data points
Eagle Federal Credit Union
- Hard pull (Experian): 1
Earn Bank
- No data points
East Boston Savings Bank
- Soft pull: 1
East Cambridge Savings Bank
- Soft pull: 1,
Eastern Bank
- Soft pull: 1
Eastern Savings Bank
- No data points
East Idaho Credit Union
- Hard pull: 1,
Eastman Credit Union
- Soft pull: 1,
East Wisconsin Savings Bank
- No data points
EBSB Direct
- No data points
ECCU
Educational Systems Federal Credit Union
Educators Credit Union (ECU)
- No data points
Edwards Federal Credit Union
- No data points
Elements Financial Credit Union
- Soft pull: 1 (via e-mail on 02/08/2017)
Elevations Credit Union/Buff One
Elite Community Credit Union
- No data points
Elko Federal Credit Union
- No data points
Empire State Bank
- No data points
Emprise Bank
- Soft pull: 1 (via e-mail on 10/8/19)
Energy Federal Credit Union
- No data points
ENT Credit Union
Enzo
- Soft pull: 1,
Equity Bank
- No data points
ESL Federal Credit Union
- Soft pull: 1
ESSA Bank & Trust
- No data points
Essex Bank
- Soft pull: 1,
Eureka Savings Bank
- No data points
Evanston Community Bank
- Soft pull: 1,
Evansville Teachers Federal Credit Union
EverBank
- No data points
Exchange Bank
- No data points
Excite Credit Union
- Soft pull: 1,
Expedition Credit Union
- No data points
Extraco Banks
- No data points
Fairwinds Credit Union
Family Trust Federal Credit Union
- No data points
Farm Bureau Bank
- Soft pull: 1,
Farmers Insurance Federal Credit Union
- No data points
Farmers & Merchants Bank
- No data points
Farmers & Merchants State Bank
- Soft pull: 1,
Farmington Bank
- No data points
FAST Credit Union
- No data points
FCB Banks
- No data points
FCNB Bank
- No data points
FCB South County Bank
- Soft pull: 1
FEDCOM
- Unknown
FedFinancial Federal Credit Union
- Hard pull: 1 (TransUnion)
Fidelity (Brokerage)
- Soft pull: 1,
Fidelity Bank (PA)
- Soft pull: 1
Fidelity Bank (Online, MA)
- Soft pull: 1,
Fierce Finance
- No data points
Fifth Third Bank
Figure Pay
- Soft pull: 1,
Financial Builders
- No data points
Financial Partners Credit Union
- Soft pull: 1 (via e-mail)
Financial Plus Credit Union
- No data points
Financial Resources Credit Union
- No data points
Finex Credit Union
- No data points
Firefly Credit Union
First Advantage Bank
- Hard pull: 1
First American Bank
FirstBank
According to a reader via e-mail (February 10th, 2016) this now looks to be a soft pull. And another DP: 1. Another DP is saying it’s a hard pull… and another. and another
FirstBank [TN, GA, AL]
- Soft pull: 1,
First Bank (VA, MD)
- Soft pull: 1,
First Bank (CA, IL & MO)
First Bank and Trust
- Soft pull: 1
First Bank of Manhattan
- No data points
First Bank & Trust Company Illinois
- No data points
First Bank Financial Centre (FBFC):
First Basin Credit Union Checking
- No data points
First Citizen’s Bank
First Citrus Bank
- No data points
First Commerce Credit Union
- Hard pull: 1,
First Commonwealth Bank
First Community Bank (AR/MO)
- No data points
First Entertainment Credit Union
- No data points
First Federal Bank (FL)
- No data points
First Federal Bank of Kansas City
- No data points
First Federal Bank of Wisconsin
First Federal Credit Union
- Soft pull: 1 (via email on 6/7/20)
First Fidelity Bank
- Soft pull: They have considerable advantage in getting that share.,
First Financial Federal Credit Union
- No data points
First Financial Credit Union
- Hard pull: 1 (TransUnion)
First Financial Federal Credit Union (MD only)
- No data points
First Federal Bank
- Soft pull: 1 (on EQ & TU)
First Financial Bank (AR/MS)
- Soft pull: 1,
First Financial Bank (TX)
- Soft pull: 1,
First Financial Bank (IL, IN, KY, OH)
- Soft pull: 1 (via e-mail on 7/14)
First Financial Northwest Bank
- No data points
First Flight Credit Union
First Florida Credit Union
- Hard pull: 1,
First General Credit Union
- No data points
First Green Bank
- No data points
First Hawaiian Bank
- No data points
First Home Bank
- Soft pull: 1,
First Horizon Bank
First Horizon Bank used to be First Tennessee & Capital Bank. We recommend looking at previous datapoints for those banks. Below we will only list datapoints since the name change.
- Soft pull: 1,
First Internet Bank
- Hard pull: 1,
First Jersey Credit Union
- No data points
FirstLight Federal Credit Union
- No data points
First-Lockhart National Bank
- No data points
First Mark Credit Union
First Merchants Bank
First Merit Bank
- Soft pull: 1
First Midwest Bank
- Soft pull: 1
First National 1870
- No data points
First National Bank (FNB)
- Soft pull: 1
First National Bank (IA)
- No data points
First National Bank [UT]
First National Bank [NE]
- Soft pull: 1 (via e-mail on 10/07/17)
First National Bank of Long Island
- Soft pull: 1,
First National Bank and Trust Company
- Soft pull: 1,
First National Bank of Waterloo
- No data points
First National Bank in Staunton
- No data points
First Nebraska Educators Credit Union
- No data points, but checking account comes with a $600 overdraft line of credit so it’s probably a hard pull.
First Niagara
First Northern Credit Union
First Republic Bank
- Soft pull: 1
Firstrust Bank
First Savings Bank of Hegewisch
- No data points
First Service Credit Union
- No data points
First Southern Bank
- No data points
First South Financial
First State Bank Of Illinois
First State Community Bank
- Soft pull: 1
First Tech Federal Credit Union
First Tennessee
- Soft Pull: 1
First Trade Union Bank
First United Bank
- Soft pull: 1
First United Credit Union
- Hard pull: 1,
First US Community Credit Union
- No data points
Fitness Bank
- No data points
Fitzsimmons Credit Union
- No data points
Five Star Bank
- Soft pull: 1
Flagship Bank
- No data points
Flagstar Bank
Florence Bank
- Soft pull: 1,
Florida Community Bank
Florida Credit Union
- Hard pull: 1 (EQ)
Flushing Bank
F&M Bank
- Soft pull: 1
F&M Bank (VA Only)
- No data points
F&M Bank (IN, OH)
- Soft pull: 1,
Focus Bank
- Soft pull: 1
Focus Federal Credit Union
- No data points
Forcht Bank
Fort Bragg Federal Credit Union
- No data points
Fort Financial Credit Union
- No data points
Fort Worth Community Credit Union
Four Points Federal Credit Union
- No data points
FNBO
- Soft pull: 1,
FNCB
- Unknown
Freedom Credit Union
- Unknown
Freedom Federal Credit Union
- Hard pull: 1,
Freedom First Credit Union
- No data points
Fremont Bank
Frontier Bank
- Soft pull: 1,
Frontwave Credit Union
- No data points
FSB Bank
- No data points
Fulton Bank
Gain Federal Credit Union
- No data points
Garden Savings Federal Credit Union
Unknown, if you have any data points then please let us know.
Gate City Bank
Gateway First Bank
- Soft pull: 1,
Gateway Metro Federal Credit Union
- Soft pull: 1
Genisys Credit Union
Georgia Banking Company (GBC)
Georgia’s Own Credit Union
Gesa Credit Union
- Soft pull: 1
Gibsland Bank
- Soft pull: 1
Giftsforbanking
- Unknown
Global Credit Union
- Soft pull: 1,
GNO Federal Credit Union
- No data points
GO Federal Credit Union
- No data points
GOLD Credit Union
- No data points
Go2Bank
- Soft pull: 1,
Greater Iowa Credit Union
- No data points
Greater Nevada Credit Union
- Soft pull according to CSR
Great Lakes Credit Union
- Hard pull: 1
Great River Federal Credit Union
Great Southern Bank
- Soft pull: 1
Green state Credit Union
- Soft pull: 1,
Grove City Area Federal Credit Union
- No data points
Grow Financial
- Soft pull: 1,
GTE Financial
Guardian Credit Union
- No data points
Gulf Coast Bank & Trust Company
- No data points
Gulf Coast Federal Credit Union
- Hard pull: 1,
Hanmi Bank
Hanscom Federal Credit Union
HarborOne Bank
- Soft pull: 1
Harborstone Credit Union
- No data points
Harford Bank
- No data points
Hawthorn Bank
- No data points
Heartland Bank
- No data points
Heartland Credit Union
- Hard pull: 1
Heritage Bank
Heritage Bank NW
- No data points
Heritage Bank of St. Tammany
- No data points
Heritage Credit Union
HeritageWest Credit Union
- Soft pull: 1 (according to CSR)
Hibernia Bank
- No data points
Highmark Federal Credit Union
- No data points
Hills Bank
- Hard pull: 1,
Hiway Federal Credit Union
Holyoke Credit Union
- No data points
Home Federal Savings Bank
Home National Bank
- No data points
Home Savings Bank
- No data points
Home State Bank
- No data points
HomeStreet:
Hometown Community Banks
- Soft pull: 1
HomeTrust Bank
- Soft pull: 1,
Honors Credit Union
Hopewell Federal Credit Union
No data points
Horizon Bank
- Soft pull: 1,
Horizon Credit Union (WA, ID, MT)
Houston Metropolitan Federal Credit Union
- Soft pull: 1,
HSBC
Huntington Bank
Hudson River Community Credit Union (HRCCU)
- No data points
Hudson Valley Federal
- Soft pull: 1,
IBM Southeast FECU
- Hard pull: 1
IBERIABANK
- Soft pull according to rep and confirmed by this report
ICBC USA
- Soft: 1
IC Federal Credit Union
- No data points
Idaho Central Credit Union (ICCU)
Ideal Credit Union
- Soft: 1 (according to CSR)
Illinois National Bank
- No data points
Illinois State Credit Union
- No data points
Incredible Bank
- Soft pull: 1,
Independent Bank
- Soft pull: 1,
InFirst FCU
- Hard pull: 1 (Experian)
InRoads Credit Union
- No data points
Inspire Federal Credit Union
- Hard pull: 1 (9/24/23)
- Soft pull: 1,
Inspirus Credit Union
- Hard pull: 1 (according to CSR)
Integrity Bank
- Soft pull: 1
Interior Federal Credit Union
- Hard pull: 1
Interra Credit Union
- No data points
InTouch Credit Union
- No data points
Investor Bank
Iowa State Bank
Johnson Bank
- Unknown, let us know in the comments.
Jovia Financial Credit Union
- No data points
JSC Federal Credit Union
Justice Federal Credit Union
Kabbage By AmEx
- Soft Pull: 1,
KaiPerm
- No data points
Kalsee Credit Union
- No data points
Katahdin Trust Company
- No data points
Kearny Bank
- No data points
Keesler Federal Credit Union
Kemba Financial Credit Union
- No data points
Kentucky Bank
- No data points
KeyPoint Credit Union
- Soft pull: 1,
Kinderhook Bank
- Soft pull: 1,
Kinecta
- Soft pull: 1
Kitsap Credit Union
- Soft pull: 1,
KeyBank
La Capitol Federal Credit Union
- Hard pull: 1 (equifax)
Lafayette Federal Credit Union
Lakeland Bank
Lake Michigan Credit Union (LMCU)
Lake Ridge Bank
- No data points
Lake Shore Savings
Landmark Credit Union
- Soft pull: 1,
Land of Lincoln Credit Union
- Hard pull: 1,
Las Colinas Federal Credit Union
- No data points
Laurel Road
- Soft pull: 1,
LBS Financial Credit Union
- Soft pull: 1,
Leader Bank
- Soft pull: 1
Ledyard Bank
- Soft pull: 1,
LegacyTexas
- No data points
LendingClub
- Soft pull: 1 (via F.A.Q)
Level One Bank
- Soft pull: 1 (via e-mail on June 26th, 2016), 2
LGE Community Credit Union
Liberty Bank
- Unsure, please let us know in the comments.
Liberty Bank (CT, MA, RI)
Liberty Bank For Savings
Liberty First Credit Union
- Hard pull: 1 (Experian)
Liberty Savings Bank
Lili Bank
- Soft pull: 1,
Linn Area Credit Union
- No data points
Live Oak Bank
- Soft pull: 1 (business)
LM Federal Credit Union
- No data points
Logix Credit Union
Lone Star National Bank
- No data points
Long Game
- No data points
LorMet Community Federal Credit Union
- No data points
Los Angeles Federal Credit Union
- Hard pull: 1
Lyons National Bank
- Soft pull: 1,
Macatawa Bank
- Soft pull: 1,
Magnolia Federal Credit Union
- No data points
MainSource Bank
Mainstreet Credit Union
- Hard pull: 1 (TransUnion)
Main Street Bank [of Michigan]
- Soft pull: 1
Main Street Bank [of Virginia]
- Soft pull: 1,
Mango Money
- Soft pull: 1
Marcus Bank
- Soft pull: 1,
Marine Bank
MarketUSA Federal Credit Union
- No data points
Marquette Bank
Mars Bank
- No data points
Mazuma Credit Union
- Soft pull: 1,
MAX Credit Union
- No data points
MB Financial Bank
- Soft pull: 1
Mcgraw-Hill FCU
- Soft pull: 1
Mcfarland State Bank
- No data points
MECU Credit Union
Melrose Bank
- Soft pull: 1
Members Choice Credit Union
- Hard pull: 1,
Members Cooperative Credit Union
- No data points
Members Source Credit Union
- No data points
Member One Federal Credit Union
- No data points
Memory Bank
Memphis City ECU (MCECU)
- No data points
Mercer Savings Bank
- No data points
Mercury
- No data points
Meridian Bank
- No data points
Meridian Trust Federal Credit Union
- No data points
Meritrust Credit Union
- No data points
Meriwest Credit Union
Metro Credit Union
- No data points
Metro Credit Union (MA)
- No data points
Metro Credit Union (NE)
- No data points
Michigan Schools and Government Credit Union
Middlesex Federal
- Soft pull: 1,
Middlesex Savings Bank
MIDFLORIDA CU
- Hard pull for personal accounts: 1 (Experian)
MidFirst Bank
- Soft pull: 1
Mid-Hudson Valley Federal Credit Union
- No data points
Midland States Bank
- Soft pull: 1,
Mid Minnesota Federal Credit Union
- No data points
Mid Penn Bank
MidUSA Credit Union
- No data points
Midwest Bank
- No data points
MidWestOne Bank
Midwest Regional Bank
- Soft pull: 1
Mint Valley Federal Credit Union
- No data points
Mission Federal Credit Union
All recent datapoints seem to show a soft pull
Missouri Credit Union
- Hard pull: 1
Mobiloil Credit Union
- No data point
MoneyLion
- Soft pull: 1 (app says applying won’t affect your credit score)
Monifi
- Soft pull: 1,
Monona Bank
- Soft pull: 1,
Monroe Bank & Trust (MBT)
- Soft pull: 1
Monson Savings
- No data points
Montgomery County EFCU
- Hard pull: 1 (Equifax)
Mountain America Credit Union
MountainOne
- Soft pull: 1
mph.bank
- Soft pull: 1,
MSUFCU
- Soft pull: 1,
My Banking Direct
My eBanc
- Soft pull: 1,
MySavingsDirect
- Soft pull: 1,
Mutual Bank
- No data points
Mutual Security Credit Union
- No data points
MVB Bank
- Soft pull: 1
MyUSA Credit Union
- No data points
M&F Bank
- No data points
M&T Bank
M1 Finance
- No data points
NASA Federal Credit Union
NASB
- No data points
Nassau Financial Federal Credit Union
- No data points
Nationwide Bank
Note: You must not opt in for overdraft protection, otherwise a hard pull will be done.
More information on how this works in this post.
NBC Oklahoma
- Soft pull: 1,
Nearside
- Soft pull: 1,
Neighborhood Credit Union
Neighbors Credit Union
- No data points
Nevada State Bank
- Soft pull: 1
New Buffalo Savings Bank
- Soft pull: 1
Newton Federal Bank
- Soft pull: 1
Newtown Savings Bank (NSB)
- Soft pull: 1
Nexus
- No data points
North Brookfield Savings Bank
- No data points
North Community Bank
- Unknown
Northeast Credit Union
- Soft pull: 1
NorthOne Bank
Northern Paper Milles (NPM)
- No data points
Northern Skies FCU
- No data points
Northfield Bank
Northpointe
- Soft Pull: 1
North Shore Bank
- Soft pull
North Shore Bank (MA)
- No data points
North Shore Bank of Commerce
North Shore Community Bank
- No data points
North Star Credit Union
- No data points
North State Bank
- No data points
Northwest Bank
- Soft pull: 1
Northwest Bank (PA)
- No data points
Northwest Bank of Rockford
- No data points
Northwest Federal Credit Union
- Soft pull: 1,
Northwest Savings Bank
Select “No” for overdraft protection to avoid hard pull
- Soft Pull: 1
- Chex Inquiry:
Notre Dame Federal Credit Union
- No data points
NWSB Bank
- No data points
Numerica Credit Union
- No data points
Nutmeg Credit Union
- Hard pull: 1
NuVision Federal Credit Union
NVE Bank
- No data points
NYCB Family Of Banks
- Soft pull: 1,
NWFCU
- Soft pull: 1
Oakland University Credit Union
- No data points
Ocean First Bank
Old Hickory Credit Union
- Hard pull: 1,
Old Missouri Bank
- Soft: 1 (via e-mail on 02/20/17)
Old National Bank
- Soft pull: 1
Old Second Bank
- Soft pull: 1
Oklahoma’s Credit Union
- No data points
OMNI Community Credit Union
One American Bank
- Soft pull: 1,
One Finance
- Soft pull: 1,
One Nevada Credit Union
- Soft according to CSR: 1
OneWest Bank
- Soft pull: 1
This is also a division of CIT Bank and they are a soft pull.
OnPoint Community Credit Union
- Soft pull: 1,
On Tap Credit Union
Option 1 Credit Union
- Hard pull: 1
Orange County Credit Union
- Soft pull: 1
Origin Bank
- Soft pull: 1,
Orion Federal Credit Union
- Hard pull: 1 (Equifax), 2 (Equifax, via e-mail on 10/12/18), 3, 4,
- Soft pull: 1 (9/15/19 via e-mail)
Oritani Bank
- Unknown
Orlando Credit Union
- Soft pull: 1,
OUR Credit Union
- Hard pull: 1,
Oxygen
- No data points
P1FCU
- Soft pull: 1,
Pacific Service Credit Union
- Unknown
Palisades Credit Union
- No data points
Paradise Valley Federal Credit Union
- No data points
Parke Bank
- Soft pull: 1,
Parkside Credit Union
Partner Colorado Credit Union
- Hard pull: 1
Patelco Credit Union
Pathfinder Bank
- No data points
Pathways Financial Credit Union
Patriot Bank
- Soft pull: 1,
Pelican State Credit Union
PenFed
Conflicting reports on hard or soft. It seems that it’s a soft pull to join and open an account, provided you OPT OUT of overdraft protection (1).
Peninsula Federal Credit Union
- Hard pull: 1 (Equifax)
Penn Community Bank
- No data points
Pentucket Bank
- Soft pull: 1,
People First Federal Credit Union
- Soft pull: 1,
PeoplesBank (Bankatpeoples)
PeoplesBank
- Soft pull: 1
Peoples Bank (LA)
- No data points
Peoples Bank (WA)
- No data points
Peoples Bank (ibankpeoples IL, IN)
- No data points
Peoples Credit Union
- Soft pull: 1
Peoples United Bank
Philadelphia Federal Credit Union
- No data points
Picatinny Credit Union
- Soft pull: 1 (via e-mail in 2019)
Pikes Peak Credit Union
- No data points
Pinnacle Bank
Pinnacle Financial Partners
- Soft pull: 1,
Pioneer Valley Credit Union
- No data points
Point Breeze Credit Union
- No data points
Polam Federal Credit Union
- No data points
Polish National Credit Union
- No data points
Polish American Credit Union
- No data points
Ponce Bank
- No data points
Popular Bank
Popular Direct
- Soft pull: 1,
Porte Bank
- Soft pull: 1 (sent out via e-mail 9/23)
Power Financial Credit Union
PNC
Preferred Credit Union
- Hard pull: 1
Premier America Credit Union
Premier Bank – OH
- Soft pull: 1,
Premier Members Credit Union
Presidential Bank
Prestige Community Credit Union
- No data points
Primis Bank
PriorityONE Credit Union of Florida
- No data points
PrizePool
- Soft pull: 1,
Progressive Bank
- No data points
Progessions Credit Union
- No data points
Provident Bank
Provident Credit Union
Proviso Community Bank
- No data points
PSE Credit Union
- No data points
PSECU
Public Employees Credit Union (PECU)
- No data points
Public Services Credit Union
Hard pull: 1
Public Service Credit Union (IN)
- No data points
Pulaski Bank
- No data points
Purdue Federal Credit Union
- Soft pull: 1,
PurePoint Financial
- Soft pull: 1 (sent via e-mail on 07/04/18)
Putnam Bank
- No data points
PyraMax Bank
- No data points
Quad City Bank & Trust
- No data points
Quontic Bank
- Soft pull: 1,
Quorum Federal Credit Union
- Hard pull (Equifax), for new membership: Reps will tell you this is done, but I haven’t seen any hard datapoints that it actually is
- Soft pull: 1, 2 3, 4
Radius Bank
- Soft pull: 1
Randolf Savings Bank
- No data points
Reading Cooperative Bank
- No data points
Real Peoples Bank
Unsure, let us know in the comments.
Red Rocks Credit Union
Redstone Federal Credit Union
Redwood Credit Union
- Soft pull: 1 (via e-mail on 1/28/24)
Regions Bank
Reliabank
- No data points
Reliance Bank
- No data points
Reliant Bank
- Soft pull: 1,
Reliant Community Credit Union
- Soft pull: 1
Republic Bank
Republic Bank (IL only)
- No data points
Republic Bank (NY)
- Soft pull: 1,
Resource One Credit Union
- Soft pull: 1,
Revolut
- Soft pull: 1,
Ridgewood Savings Bank
- Soft pull: 1
Rivermark Community Credit
River Valley Credit Union
- No data points
Riverview Bank
- No data points
RPT Federal Credit Union
- No data points
Rockland Trust Bank
- Soft pull: 1,
Rollstone Bank & Trust
- No data points
Rosedale Federal Savings & Loan Association
- No data points
Royal Bank America
- No data points
Royal Credit Union
- Soft pull: 1,
Sacramento Credit Union
SAFE Credit Union
Salal Credit Union
- Soft pull: 1,
Salem Five Bank
- Hard pull (Equifax): 1, 2, 3, 4 (recent dp via e-mail on 07/07/18), 5, 6, 7, 8, 9, 10, 11, 12, 13, 14,
- Soft pull: 1 (recent DP), 2,
- Chex Inquiry: 1
Sallie Mae High-Yield Savings Account
- Soft pull: 1
Sandy Spring Bank
- Soft pull: 1
San Mateo Credit Union
Santander
Saratoga National Bank
- No data points
Sauk Valley Bank
- No data points
Savings Bank of Danbury
- Soft pull: 1
Sawyer Savings Bank
- No data points
SB1 Federal Credit Union
- Unknown
Scient Federal Credit Union
- No data points
Scott Credit Union
- Hard pull: 1 (TransUnion, sent in via e-mail on 1/16/19)
Seacoast Bank
- Soft pull: Confirmed via chat
SECNY Federal Credit Union
- No data points
Security Bank of Crawford
Selco Community Credit Union
- Hard pull: data point via e-mail
Select Bank & Trust
- No data points
SENB Bank
- Soft pull: 1 (sent in via e-mail on 02/01/18)
Service 1st Federal Credit Union
- Soft pull: 1,
Service Credit Union
- Soft pull: 1,
SF Fire Credit Union
- Soft pull: 1,
- Hard pull: 1,
Sharonview
- Hard pull: 1
Signature Federal Credit Union
Simmons Bank
- No data points
Simsbury Bank
- No data points
Simple Bank
- Soft Pull: 1
Signature Bank of Georgia
SkyOne Federal Credit Union
- Soft pull: 1,
Solvay Bank
- Soft pull: 1
Sound Credit Union
- Soft pull: 1
SouthEast Bank
Southeastern Credit Union
- No data points
South East National Bank
- No data points
Southern Bank
- No data points
Southland Credit Union
- Soft pull: 1,
South Shore Bank
- Soft pull: 1,
Southside Bank
- No data points
SouthStar Bank
- No data points
South State Bank
Southwest 66 Credit Union
- No data points
Space Age Federal Credit Union
- No data points
Space Coast Credit Union
- No data points
Spartan Federal Credit Union
- No data points
SPCO Credit Union
- Soft pull: 1,
Spiral
- Soft pull: 1,
Spire Credit Union
Customer service representatives state it’s a hard pull with Equifax, let us know if you have personal experience.
Spokane City Credit Union
- No data points
SSFCU (Security Service Federal Credit Union)
S&T Bank
- Soft pull: 1
Star Bank
- Soft pull: 1,
Starion Bank
- Soft pull: 1,
Stark Federal Credit Union
- No data points
State Bank of Bement
- No data points
State Bank Of Cross Plains
- No data points
State Bank Of India (California)
- Soft pull: 1,
State Department Federal Credit Union
- Hard pull: 1
State Employees Credit Union (SECU) Of Maryland
- Soft pull: 1
State Security Bank
- No data points
Stanford Federal Credit Union
- Soft pull: 1
St. Anne’s Credit Union
- No data points
Star One Credit Union
- Soft pull according to CSR and confirmed by readers: 1
STCU (Spokane Teachers Credit Union)
Sterling National Bank
- Soft pull: 1,
St. Mary’s Bank
- Soft pull: 1,
St Mary’s Credit Union
- No data points
Stoneham Bank
- Soft pull: 1
St Paul Federal Credit Union
- Hard pull: 1
Streator Onized Credit Union (SOCU)
- No data points
Sturdy Savings Bank
- No data points
Suburban Bank & Trust (SBT)
- Unknown
Suffolk Credit Union
- No data points
Suffolk Federal Credit Union
- No data points
Summit Credit Union
Summit Federal Credit Union
- Soft pull: 1,
Suncoast Credit Union
- Soft pull: 1,
Sun Commnity Federal Credit Union
- No data points
Sun East Federal Credit Union
- Soft pull: 1
Sunflower Bank
- Soft pull: 1,
Sunmark Credit Union
- No data points
Sun National Bank
- No data points
Suntrust
SunWest Credit Union
- No data points
Susquehanna Community Bank
- Soft pull: 1,
Synovus Bank
- Soft pull: 1
Sweet Home Federal Credit Union
- No data points
TAB Bank
Talmer Bank & Trust
- Soft pull: 1
Taunton Federal Credit Union
- No data points
TBK Bank
- Soft pull: 1,
TCF Bank
- Soft pull: 1
Teachers Credit Union
Teachers Federal Credit Union
- Soft pull: 1,
Texans Credit Union
- Soft pull: 1
TD Bank
- Soft pull: 1
Tech CU
TEG Federal Credit Union
- No data points
Telco Community Credit Union
- No data points
Telhio Credit Union
- Soft pull: 1,
- Hard pull (Equifax): 1
Texas Capital Bank
- Soft pull: 1,
Texas Trust Credit Union
- Hard pull: 1,
Texell Credit Union
- Unknown
The Bank Of Denver
- Soft pull: 1,
The Bank of Princeton
- Soft pull: 1,
TIAA Direct
Hard pull: 1, 2, 3, 4 (double pull Equifax & TransUnion).These are old data points, it’s now a soft pull.- Soft pull: 1, 2, 3, 4
TLC Community Credit Union
- Hard pull: 1,
T-Mobile Money
Tobyhanna
- Hard pull: 1
Tompkins VIST Bank
- Soft pull: 1
Toro Credit Union
- No data points
Torrington Savings Bank
- No data points
Tower Federal Credit Union
- No data points
Town Bank
- Soft pull: 1 (sent in via e-mail on 09/23)
Town and Country Bank
- Soft pull: 1
TDECU
The Columbia Bank
- No data points
The Cooperative Bank
- No data points
The County Federal Credit Union
- No data points
The First State Bank
- No data points
The State Bank Group
Thomaston Savings Bank
- No data points
Thrivent Federal Credit Union
- Soft pull: 1,
Trademark Federal Credit Union
- No data points
Traditional Bank
- No data points
Transcend Credit Union
- No data points
Travis Credit Union
- Soft pull: 1,
TruChoice Federal Credit Union
- Soft pull: 1,
TrueCore Federal Credit Union
- No data points
Truist
- No data points
Truity Credit Union
- Hard pull: 1
Truliant Federal Credit Union
- No data points
TrustCo Bank
- Soft pull: 1
TruMark
TruStone Financial
TruWest Credit Union
TTCU (Formerly Tulsa Teachers Credit Union)
- Soft pull: 1,
Tulsa Federal Credit Union
- No data points
TwinStar Credit Union
- Hard pull: 1
UFB Direct
- Soft pull: 1
UFirst Credit Union
- No data points
Ulster Savings Bank
- No data points
UMB Bank
- No data points
Umpqua Bank
- Soft pull: 1,
UNFCU
- Soft pull: 1
UniBank
- No data points
Unify
Union Plus Prepaid
- Soft pull (this is even confirmed on the home page, see picture below)
Union Bank
Union Bank & Trust (NE & KS)
- Soft pull: 1 (via e-mail on 1/11/2020)
Union Bank & Trust (VA, MD, NC)
Now called Atlantic Credit Union
Union Community Bank
- Soft pull: 1
Union Savings Bank
- Soft pull: 1,
Union Square Credit Union
- Soft pull: 1,
United Bank
- No data points
United Community Bank (UCB)
- No data points
United Community Bank (NC, TN, SC, GA)
- No data points
United Federal Credit Union
- Soft pull: 1,
United Financial Credit Union
- No data points
United Heritage Credit Union
- Soft pull: 1,
United Roosevelt Savings Bank
- Soft pull: 1,
United States Senate Federal Credit Union
Unitus Community Credit Union
Unity Bank
- Soft pull: 1 (via e-mail on September 10th, 2017)
Unity One Credit Union
- No data points
Univest
University Credit Union
University Federal Credit Union
- Soft pull: 1,
U of I Community Credit Union
- Soft pull: 1,
Upgrade
- Soft pull: 1,
USAA
- No data points
US Alliance Financial
US Community Credit Union
- No data points
US Bank
USE Credit Union
USF Federal Credit Union
- Hard pull: 1,
US #1364 Federal Credit Union
- No data points
Utah First
- Hard pull: 1,
U$X Federal Credit Union
- No data points
Wakefield Co-operative Bank
- No data points
Wallet by Boss Money
- Soft pull: 1,
Washington Mutual
Washington Savings Bank
- Soft pull: 1,
Washington Trust
- No data points
Watertown Savings Bank
We’re currently unsure whether it’s a hard or soft pull.
Water And Power Community Credit Union (WPCU)
- No data points
WaterStone Bank
- Soft pull: 1,
Waukesha State Bank
- No data points
Wealthfront
- Soft pull: 1,
Webster Bank
- No data points
WECU
We Florida Financial
- No data points
Wellesley Bank
- No data points
Wells Fargo
Weokie Federal Credit Union
- No data points
WesBanco
- Soft Pull: 1
Wescom Credit Union
- Soft pull: 1,
Westbury Bank
- No data points
Western State Bank
- Soft pull: 1,
Western Vista Credit Union
Westerra Credit Union
WestField
- Soft: 1 (according to CSR)
Westfield Bank (OH)
- Soft pull: 1,
Westfield Bank, FSB
- Unknown
WestTown Bank & Trust
- Unknown
Whitney Bank
- Soft Pull: 1 (via e-mail on November 15th, 2015)
Widget Financial
- No data points
Wilson Bank & Trust
- Soft pull: 1 (via e-mail on 7/20/19), 2,
Winden
- Soft pull (home page says no credit check)
Wings Financial Credit Union
WinTrust Bank
- Soft pull: 1,
Woori America Bank
- Soft pull: 1,
WyHy FCU
- Hard pull: 1 (via e-mail on 4/11/18)
Wysh
- Soft pull: 1,
Valley Bank
- Unknown
Valley First Credit Union
- No data points
Valley Nation Bank
- Soft pull: 1
ValleyStar Credit Union
- No data points
Valley Strong Credit Union
- Soft pull: 1 (7/26/22)
VantageWest
- Soft pull: 1,
Varo Money
- Soft pull: 1, website also states no credit check is done
Vectra Bank
- No data points
Verity Credit Union
- Soft pull: 1 (07/07/18 via e-mail), 2,
Vibrant Credit Union
- Hard Pull (TransUnion, also this is when opening a credit card account that is required for current bonus): 1
Vinton County
- Unknown, let us know in the comments
Vio Bank
- Soft pull: 1
Virginia Credit Union
- Soft pull: 1,
Visions Federal Credit Union
- Soft pull: 1,
VyStar Credit Union
Xceed Financial Credit Union
- Soft pull: 1,
Yolo Federal Credit Union
- No data points
Zeal Credit Union
- Unknown
Is this a hard pull or a soft pull? Can other people please add your datapoints?
Did you mean to reply to a comment about a specific bank or credit union?
oh sorry i thought this was the Florida Credit Union post
No worries. Wanted to make sure your question gets answered.
First Northern Credit Union (IL) pulls Transunion and Chex for deposit accounts.
Encurage Financial Network Credit Union (previously First Financial Credit Union) is no longer a HP for new memberships per email. Pulls chex
Communications Federal Credit Union is an HP. Was about to join but it says that they will check your credit. Called in and confirmed it would’ve been a hard pull. Sucks bc they accept CC funding.
MCCU – Members Choice Credit Union – Hard pull – Equifax – Multiple products can be applied for with the same pull if at location in person.
Hard pull for Associated Healthcare Credit Union
Applied for TruStone Financial Value Checking account, was told soft pull by CSR. Needed to unfreeze credit to open account.
Hard pull on Bank of America.
Minnesota Valley Federal Credit Union (MN) account opening Hard pull from Experian
San Diego County Credit Union: Hard pull Experian plus ChexSystems just to add my wife on to an existing account.