[Expired] Bank of America Amtrak Credit Card 50,000 Points + $100 Statement Credit (New Highest Offer)

Deal no longer available, view more credit card bonuses by clicking here.

Update 9/20/21: There’s now a direct link to this offer. Hat tip to reader Yet Another Redditor

Update 8/4/21: As predicted the additional $100 statement credit is available when doing a dummy booking.

The Offer

Direct link to offer Do a dummy booking to see an additional $100 statement credit

  • You can now receive a sign up bonus of 50,000 points after $2,500 in spend within 90 days of account opening on the Bank of America Amtrak Credit card.

 

Card Details

  • Annual fee of $79 is not waived
  • Complimentary Companion Coupon, One-Class Upgrade and a single-day ClubAcela® pass for access to ClubAcela, Amtrak Metropolitan LoungeSM or First class
  • Card earns at the following rates:
    • 3 points per $1 spent with Amtrak
    • 2 points per $1 spent on all other qualifying travel purchases
    • 1 point per $1 spent on all other purchases
  • No foreign transaction fees
  • 5% Amtrak Guest Rewards point rebate when you book your Amtrak redemption

Our Verdict

Previous best bonus was 40,000 points + $100. Sometimes you can get an additional $100 when doing a dummy booking, the current dummy booking offer is 20,000 points + $100 so I’d recommend waiting a few days/week to see if the dummy booking starts populating a 50,000 + $100 offer or not. Dummy booking with the additional $100 credit now available.

Amtrak points are worth the following:

  • Non-Acela tickets points are worth 2.9¢ each
  • Acela tickets points are worth 2.56¢ cent
  • Monthly passes (2.9¢) must be booked via phone. Others report a rate of 1.7¢.

If you’re unfamiliar with Amtrak, I’d recommend reading our complete guide to AGR here. If you have questions about Bank of America cards then read this post. Added this to our best credit card bonuses. Worth doing if you can take advantage of the Amtrak points.

Hat tip to Help Me Build Credit

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72 Comments
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Bradley Harris
Bradley Harris (@guest_1291655)
November 29, 2021 22:35

Has anyone received the $100 statement credit? I just got my 50,000 bonus on the November statement but still no sign of the statement credit.

Avi
Avi (@guest_1291793)
November 30, 2021 06:59

I received the $100 statement credit a few weeks after opening the card, before the first statement even closed. No Amtrak purchase necessary.

AC
AC (@guest_1302615)
December 20, 2021 08:49

I haven’t yet either. Got my 50,000 bonus on the December statement. I’ll wait until the Jan statement posts to see if I need to reach out to BoA.

AC
AC (@guest_1304150)
December 23, 2021 10:02
  AC

Update: $100 statement credit posted 12/21.

G
G (@guest_1275028)
October 29, 2021 17:28

 William Charles This offer has expired

Bradley Harris
Bradley Harris (@guest_1291668)
November 29, 2021 22:47
  G

Do you have to make an Amtrak ticket purchase to receive the $100 statement credit?

Creditcardman
Creditcardman (@guest_1262953)
October 6, 2021 19:04

Applied on 9/11 – rejected – due to no other accounts with BOA. Opened a checking acct . Reapplied in Oct, and was approved.

SB
SB (@guest_1255906)
September 20, 2021 17:40

Can someone please tell me how is the odds of approval for someone with one year of credit history and 2 hard inquiries?

Avi
Avi (@guest_1255998)
September 20, 2021 20:37
  SB

38.4%

Just kidding. Nobody knows. But if you open a Bank of America checking account first, it should greatly increase your odds. Even better, put a decent amount of cash in there before applying for the card.

SB
SB (@guest_1256135)
September 21, 2021 01:55

Lol! Thanks for the advice.

Yet Another Redditor
Yet Another Redditor (@guest_1253058)
September 13, 2021 22:32

Got an email that the offer ends October 18, 2021

Yet Another Redditor
Yet Another Redditor (@guest_1255748)
September 20, 2021 13:33

 William Charles ,  Chuck Direct link for the BofA Amtrak 50K + $100SC offer is https://secure.bankofamerica.com/apply-now-services/credit-cards/initialize-card?requesttype=ICAO&campaignid=4054075

Also, per an email I received, the default 50K points offer will end on Oct 18, 2021.

jpv
jpv (@guest_1253046)
September 13, 2021 21:54

Automatic approval, got instant card number. Used it a few and they eventually froze it til the physical arrived.

Need to know:
HOW LONG DO THE POINTS TAKE TO POST AFTER BONUS?

Stephen
Stephen (@guest_1256230)
September 21, 2021 10:36

took me one billing cycle

Sméagol
Sméagol (@guest_1235777)
August 8, 2021 00:07

A friend applied for this card last month when it still had the 20k offer and is now regretting it. Can he call Amtrak Guest Rewards (or should he call BoA) and ask if they’ll match the 50K offer? Do they even do that?

Credit Card Offers
Credit Card Offers (@guest_1256143)
September 21, 2021 02:44

Bofa rarely matches

Ben
Ben (@guest_1235744)
August 7, 2021 21:54

 William Charles it should be noted that Amtrak has killed transfers to Choice and Hilton making this offer not nearly as valuable.

yvrite
yvrite (@guest_1235023)
August 5, 2021 21:53

I picked up this card today with the $100 via dummy booking. A somewhat tough call as I was saving a slot for CSP when I’m out of 48-month jail later this year, but there’s unlikely to be a more generous offer than this one and I do make reasonably frequent use of Amtrak in Normal Times.

Brad Harris
Brad Harris (@guest_1234846)
August 5, 2021 17:49

I don’t see the +$100 offer on the Amtrak site. Not sure about the dummy booking thing.

Avi
Avi (@guest_1234854)
August 5, 2021 17:59

Brad Harris Add a ticket to your cart, go all the way to the payment page and you’ll see the offer there.