Below we’ve listed the best checking & saving account bonuses in order from best to worst for May, 2022. We’ve also included a little bit of information on each bonus, make sure you click through and read our detailed posts on each offer before signing up – that way you won’t be caught unawares of hidden fees.
Note: This page is updated monthly and keeps the same URL, so feel free to bookmark it or link to it knowing that it’ll be kept up to date. Because of this the comment section might contain discussion about deals that are no longer current, please keep that in mind. You can view the most recent changes by clicking here.
Contents
- 1 Best Checking Account Bonuses
- 1.1 SoFi Checking & Savings $300 Bonus + $175
- 1.2 Monifi $250 Checking Bonus
- 1.3 PSECU $250 Checking Bonus
- 1.4 Wells Fargo $300 Checking Bonus
- 1.5 Chime – $250-$290 Bonus
- 1.6 PNC $200/$400 Checking Bonus
- 1.7 Fairwinds Credit Union $100 Referral Bonus
- 1.8 Axos Bank $150 + $40 Bonus
- 1.9 Ace Flare Prepaid $100 Bonus
- 1.10 Varo Money $126 Bonus, Direct Deposit Not Required
- 1.11 Current $120 + $50 Checking Bonus
- 1.12 Charles Schwab Up To $500 Bonus
- 1.13 Thrivent $200 Checking Bonus – Christian Faith Required
- 1.14 Christian Community Credit Union – $200 Bonus –Â Must Be A Member of A Christian Ministry
- 1.15 Citi $300/$700 Checking Bonus – No Direct Deposit Required
- 1.16 Lili Bank $100 + $100
- 1.17 SoFi Money $175 + $100
- 1.18 Revolut Savings Bank $50
- 1.19 Fidelity $100 Bonus
- 1.20 Fidelity Youth Account $50
- 2 Best Saving Account Bonuses
- 3 Best Business Bank Bonuses
- 3.1 Chase Business Checking $750
- 3.2 Brex Up To 110,000 Points
- 3.3 Bank of America Business Checking $500
- 3.4 American Express Business Checking $300
- 3.5 Citibank Up To $2,000 Business Checking Bonus – In Branch Only
- 3.6 Axos Bank $100/$200 Business Checking
- 3.7 BMO Harris $200/$500 Checking Bonus –Â AZ, FL, IL, IN, KS, MO, MN and WI
- 3.8 Huntington Bank $200/$500/$1,000 – OH, MI, IN, PA, KY, WV & IL
- 3.9 PNC $200/$500 Business Checking AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV
- 3.10 First United Bank $300 Business Checking Bonus – TX, OK & In Branch
- 3.11 Seacoast Bank $300 Business Checking Bonus – FL Only
- 3.12 WinTrust Community Bank $300 Bonus – IL, WI, FL
- 3.13 Farm Bureau Bank $250 – NV
- 3.14 1st United Credit Union – $200 Business Checking Bonus – CA only
- 3.15 Provident Credit Union $150 In Branch Business Checking Bonus – CA
- 3.16 Hawthorn Bank $150 Business Checking – MO
- 4 Best State Specific Bonuses
- 4.1 Truist $500 – AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC
- 4.2 TBK Bank $600 – CO, IA, IL, KS & TX
- 4.3 FirstBank $300 – CA, AZ, CO – Direct Deposit Optional
- 4.4 M&T Bank $200-$400 Checking Bonus – CT, DC, DE, MD, NJ, NY, PA, VA, WV
- 4.5 Flushing Bank $700 Bonus – NY & NJ – Direct Deposit Optional
- 4.6 S&T Bank $300 Checking Bonus – PA & OH – No Direct Deposit Required
- 4.7 Fulton Bank $200 – DE, DC, MD, NJ, PA, & VA – Direct Deposit Not Required
- 4.8 bankESB (East Hampton Savings Bank) $200 – Direct Deposit Not Required – MA, CT
- 4.9 First Federal Credit Union $200 Checking Bonus – IA only – No Direct Deposit Required
- 4.10 ENT Credit Union $200 Bonus – No Direct Deposit Required – CO only
- 4.11 Ballston Spa National Bank (BSNB) $250 Checking Bonus – Some Areas of NY
- 4.12 Waterstone Bank $250 Checking – WI only
- 4.13 HomeTrust Bank $400 Bonus – NC, SC, TN, VA
- 4.14 First National Bank (FNB) $400 Checking Bonus – MD, DC & OH
- 4.15 Santander $500 NH, FL, MA, RI, CT, DE, NY, NJ, or PA
- 4.16 Ardent Credit Union $350 – PA
- 4.17 Westfield Bank $300 – CT, MA
- 4.18 Meriwest Credit Union $300 – CA & AZ
- 4.19 Central Bank $300 Checking Bonus – OK, IL KS & MO
- 4.20 First Bank Financial Centre (FBFC) $150 Bonus – Direct Deposit Not Required
- 4.21 WinTrust Bank $300 Checking – IL, FL, WI, IN only
- 4.22 Dedham Savings Bank – $250 Bonus – MA only
- 4.23 Huntington Bank $200/$500 Bonus – OH, MI, IN, PA, KY, WV & IL – Direct Deposit Not Required
- 4.24 USE Credit Union $300 Bonus – CA
- 4.25 Premier Bank $250 Bonus – OH, MI, IN and PA
- 4.26 City National Bank $200 Checking Bonus – VA, WV, OH
- 4.27 HarborOne Bank $200 Checking & Savings Bonus – MA, NH, and RI
- 4.28 Investor Bank $250/$350 In Branch Checking Bonus – NY & NJ – Direct Deposit Not Required
- 4.29 Citadel Bank $300 Checking Bonus – PA only
- 4.30 Provident Credit Union $300 Checking Bonus – CA only
- 4.31 Monona Bank $300 Checking Bonus – WI, In Branch Only
- 4.32 First Bank $200 – VA & MD – Direct Deposit Not Required
- 4.33 TD Bank up To $300 Checking Bonus [CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VA]
- 4.34 Citadel Bank $300 Checking Bonus – PA only
- 4.35 Dollar Bank $300 Bonus – OH, VA & PA
- 4.36 Sterling Bank $250/$450 Bonus – NY In Branch Only
- 4.37 South State Bank $200 checking Bonus – GA, NC, SC, VA – Direct Deposit Not Required
- 4.38 Sandy Spring Bank $200 Bonus – MD, DC & VA
- 4.39 Bar Harbor Bank & Trust $200 Checking Bonus – ME, VT & NH
- 4.40 Pinnacle Financial Partners $200 Mastercard Checking Bonus – TN
- 4.41 First Financial Bank $200 Checking Bonus – Direct Deposit Not Required – IL, IN, KY, OH
- 4.42 Camden National Bank $200, Direct Deposit Not Required – ME, NH
- 4.43 United States Senate Federal Credit Union $200 – VA Only
- 4.44 KeyBank $200 Bonus – AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
- 4.45 PeoplesBank $200 Checking – MD & PA
- 4.46 Cap Ed Credit Union $100 Checking Bonus – No Direct Deposit Required – ID only
- 4.47 Southland Credit Union $175 Bonus – CA
- 4.48 Sharepoint Credit Union $150 Checking Bonus – MN only
- 4.49 BECU $100 Bonus – No Direct Deposit Required – WA, ID & OR
- 4.50 Tower Federal Credit Union $100 – MD – No Requirements
- 4.51 1st United Credit Union $100 Checking Bonus – CA only – No Direct Deposit Required
- 4.52 Westfield Bank $100 Bonus – OH Only – Direct Deposit Not Required
- 4.53 Community First Credit Union $175 Bonus – FL only
- 4.54 Jovia Financial Credit Union $150 Checking Bonus – NY Only
- 4.55 Desert Financial Credit Union $100 Referral Bonus For Both Parties – AZ only
- 4.56 Sacramento Credit Union $150 Checking Bonus – CA Only
- 4.57 TruStone Financial $150 – WI & MN only
- 4.58 Collins Community Credit Union $100 Bonus – IA only
- 4.59 Affinity FCU $150 Bonus – NY, NJ, CT
- 4.60 Tower Federal Credit Union $100 Bonus – MD Only – Direct Deposit Not Required
- 4.61 Power Financial Credit Union $100 – No Direct Deposit Required – FL only
- 4.62 Unify Financial Credit Union $125 Referral Bonus AR, MO, OK
- 4.63 Greater Nevada Credit Union $100 – NV
- 4.64 Heritage Credit Union $100 –Â WI & IL – In Branch
- 4.65 California Coast Credit Union $100 Bonus – CA only
- 4.66 USE Credit Union $100 Bonus – CA only
- 4.67 Heritage Credit Union – WI & IL only – $100 Bonus
- 4.68 Prestige Community Credit Union – TX – $100 Referral Bonus
- 4.69 Financial Partners Credit Union – CA – $100 Referral Bonus
- 4.70 Ashland Credit Union $100 – KY, MN & OH
- 4.71 Western State Bank – $100 – AZ ND – In Branch Only
- 4.72 The Bank of Princeton $100 Checking Bonus – NJ & PA, In Branch
- 4.73 City National Bank – $100 Checking –Â VA, WV, OH – In Branch
- 4.74 Honor Credit Union $250 Checking Bonus – MI
- 5 Highly Region Specific/Branch Specific
- 6 Recent Changes
Best Checking Account Bonuses
SoFi Checking & Savings $300 Bonus + $175
The bonus is between $50 and $300, depending on size of direct deposit; $5,000 direct deposit gets you the $300 max. Can also get another $175 via Swagbucks.
- Read our full post
- Soft pull
- No credit card funding
- Direct deposit required
Monifi $250 Checking Bonus
Huge bonus, previous best was $200. Requirements are fairly easy to meet and no monthly fees to worry about.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Two direct deposits totaling $1,000+ required
PSECU $250 Checking Bonus
This is technically PA only, but anybody can join Pennsylvania Recreation and Park Society (PRPS) for $20 and you get $10 of that back.
- Read our full post
- Hard pull
- Can fund up to $100 with a Visa or Mastercard
- Direct deposit of $250+ required
Wells Fargo $300 Checking Bonus
Not as good as the $400 bonus we’ve seen before, but this bonus/account can be done multiple times and we haven’t seen the $400 bonus in some time.
- Read our full post
- Soft pull
- Can fund up to $50 with a credit card
- Direct deposit of $1,000+ within 90 days
Chime – $250-$290 Bonus
Has been as high as $315-$330 in the past, might be worth waiting for the bigger offer to return.
- Read our full post
- Soft pull
- No credit card funding
- Direct deposit required, no minimum mentioned
PNC $200/$400 Checking Bonus
Available nationwide. It does require quite high direct deposit requirement, but lots of data points on what does/doesn’t work.
- Read our full post
- Soft pull
- Codes as a cash advance
- $5,000 direct deposit required for full $400 bonus
Fairwinds Credit Union $100 Referral Bonus
No monthly fee to worry about and if you’re in two player mode you could get $300 combined from this bonus (or even more if you can refer other friends/family).
Axos Bank $150 + $40 Bonus
$150 bonus with promo code MAY150, requires $1,500 direct deposit. Go through Swagbucks for an additional $40.
- Read our full post
- Soft pull
- No credit card funding
- Direct deposit of $1, 500+ required
Ace Flare Prepaid $100 Bonus
Nice thing about this account is that it also earns 6% APY on balances up to $2,000.
- Read our full post
- Soft pull
- No credit card funding
- Direct deposit of $500+ required for 6% APY
Varo Money $126 Bonus, Direct Deposit Not Required
Previously this was a $100 referral bonus but it did require a direct deposit. There are no monthly fees either.
Current $120 + $50 Checking Bonus
Unfortunately there is a $4.95 monthly fee that cannot be waived.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit of $200+ required
Charles Schwab Up To $500 Bonus
This is now a soft pull making it much more interesting. People like this account because the account is quite useful (e.g ATM fees reimbursed, no fees for foreign transaction withdrawals) and you can also get this account and a brokerage account at the same time for one hard pull. The brokerage account then gives you access to the Charles Schwab credit cards. Obviously not for everybody, but a pretty good combination.
- Read our post
- Soft pull to open
- No requirements for bonus
- Unknown credit card funding
Thrivent $200 Checking Bonus – Christian Faith Required
This is available nationwide but you must be of Christian Faith or married to somebody who is. They are also ChexSystems sensitive.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit of $2,500+ required
Christian Community Credit Union – $200 Bonus –Â Must Be A Member of A Christian Ministry
The Christian Ministry requirement seems to be enforced and will rule out a lot of people, if you are eligible though this is a great deal.
- Read our full post
- Soft pull
- Direct deposit with no minimum specified
- Can fund up to $100 for checking account and $500 for CD with a credit card.
Citi $300/$700 Checking Bonus – No Direct Deposit Required
Previously this was $200/$400/$700. Only really the $200/$400 bonuses were worth doing and those aren’t available anymore but if you’re planning on doing the $700 bonus then this is as good as it gets.
- Read our full post
- Soft pull
- No credit card funding
- Direct deposit not required
Lili Bank $100 + $100
Can get $100 via referral and another $100 via drop/Swagbucks.
SoFi Money $175 + $100
You can get $175 from Swagbucks with $200 direct deposit and then $100 direct deposit bonus with $1,000 in direct deposits.
- Read our full post
- Soft pull
- No credit card funding
- Direct deposit required
Revolut Savings Bank $50
Account also earns 5% APY.
- Read our full post
- Soft pull
- Direct deposit not required
- No credit card funding
Fidelity $100 Bonus
A simple $50 deposit gets you the $100 bonus when you use promo code FIDELITY100. You can open a cash management account which is similar to a checking account (or open an investing account, including an IRA account).
- Read our full post
- Soft pull
- No credit card funding
- Direct deposit not required
Fidelity Youth Account $50
Must be aged 13 – 17 to be eligible.
- Read our full post
- Soft pull
- No credit card funding
- Direct deposit not required
Best Saving Account Bonuses
Marcus $100 Savings Bonus (New/Existing Customers)
Easy $100 bonus for new or existing customers. Requires enrollment and deposit of $10,000 for 90 days.
- Read our full post
- Soft pull
- No credit card funding
- No direct deposit needed
CIT Bank – Free Year Of Prime
Account also earns 0.45%.
- Read our full post
- Soft pull
- No credit card funding
- Requires a $15,000 deposit for 60 days
TD Bank up To $200 Savings Bonus [CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VA]
Can also be combined with a $300 checking bonus.
- Read our full post
- Soft pull
- Can fund up to $300 with a credit card
- Requires a deposit of $20,000+ for 90 days
Waterstone Bank $100 Savings – WI only
Can also be combined with the $250 checking bonus.
Best Business Bank Bonuses
There are a lot less business bank bonuses than personal bonuses, you can view all of them here.
Chase Business Checking $750
Direct Link to offer (open incognito)
Pretty easy bonus to do, even available online. It does require $20,000 deposit for 60 days and five transactions.
Brex Up To 110,000 Points
Not quite as good as the previous 110,000 point offer as it does require higher spending.
Bank of America Business Checking $500
Pretty easy bonus to do, even available online. Does require $20,000 tied up for 90 days.
American Express Business Checking $300
Same as the kabbage bonus that was previously available, but requirements are slightly more difficult.
Citibank Up To $2,000 Business Checking Bonus – In Branch Only
No direct link, being offered in branch
Only available in branch and not all branches have this offer. This is more of a savings bonus as the $2,000 bonus requires a deposit of $200,000+ for example.
- Read our full post
- Soft pull
- No credit card funding
- Direct deposit not required
Axos Bank $100/$200 Business Checking
Just need an average balance of $2,500+ for the first two months. Bonus is $200 if business must be incorporated after 6/01/2020
- Read our full post
- Soft pull
- No credit card funding
- No direct deposit required
BMO Harris $200/$500 Checking Bonus –Â AZ, FL, IL, IN, KS, MO, MN and WI
Nice big bonuses and the requirements for both the bonus and keeping the account fee free are easy to meet for both the $200 and $500 bonuses.
- Read our full post
- Soft pull
- Cannot fund with a credit card
- No direct deposit required
Huntington Bank $200/$500/$1,000 – OH, MI, IN, PA, KY, WV & IL
The $400 bonus has been increased to $500. $750 bonus has been increased to $1,000.
- Read our full post
- Soft pull
- No credit card funding
- No direct deposit required
PNC $200/$500 Business Checking AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV
Not nationwide like the personal bonus unfortunately. They have offered a $300 bonus in the past, but that hasn’t been available for some time. It’s also now easier to keep the account fee free and because of that we’ve added it back to this list. In some states this is now $500.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit not required
First United Bank $300 Business Checking Bonus – TX, OK & In Branch
Nice big bonus, requirements are fairly easy to meet. Definitely worth doing if you live near a branch.
- Read our full post
- Soft pull
- Can fund up to $200, unlikely to be possible in branch
- No direct deposit required
Seacoast Bank $300 Business Checking Bonus – FL Only
This needs to be opened in branch but only requires a minimum balance of $1,500 for 90 days to trigger the bonus.
- Read our full post
- Soft pull
- Might be able to fund $1,000 with a credit card, but likely to be a cash advance
- Direct deposit not required
WinTrust Community Bank $300 Bonus – IL, WI, FL
Now available in more states, requirements are easy as well.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit not required
Farm Bureau Bank $250 – NV
There is also a $150 personal checking bonus but not clear if both of these bonuses can be done.
- Read our full post
- Soft pull
- No credit card funding
- Direct deposit not required
1st United Credit Union – $200 Business Checking Bonus – CA only
Normally in branch only but can also be opened online.
- Read our full post
- Soft pull
- Can fund up to $2,000 with a credit card
- Direct deposit not required
Provident Credit Union $150 In Branch Business Checking Bonus – CA
Used to require a balance of $10,000 to keep fee free, but that is no longer a requirement making this bonus worth doing if you live near a branch.
Hawthorn Bank $150 Business Checking – MO
This requires a referral, person referring also gets a $150 bonus.
Best State Specific Bonuses
In the past we haven’t listed state specific bonuses on this page, I thought it was worth listing ones that are definitely worth doing, so here they are.
Truist $500 – AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC
Truist is the new name for the merged SunTrust & BB&T. We don’t have any datapoints on what works as a direct deposit but I’d recommend signing up soon as I can see this deal being pulled early.
- Read our full post
- Soft pull
- No credit card funding
- Requires two direct deposits totaling $1,000+ within 90 days of account opening
TBK Bank $600 – CO, IA, IL, KS & TX
This requires a huge direct deposit of $12,000+ and we don’t know if it’s a hard or soft pull yet but obviously a massive bonus.
- Read our full post
- Soft pull
- No credit card funding
- Requires a direct deposit of $12,000+
FirstBank $300 – CA, AZ, CO – Direct Deposit Optional
Standard bonus is $200 and that requires a direct deposit. This one is $300 and you can either do a direct deposit or spend $500 on a debit card.
- Read our full post
- Soft pull
- Can fund up to $600 with a credit card but must call or go in branchÂ
- Direct deposit of $500+is optional
M&T Bank $200-$400 Checking Bonus – CT, DC, DE, MD, NJ, NY, PA, VA, WV
They have an account with no monthly fees to worry about.
Flushing Bank $700 Bonus – NY & NJ – Direct Deposit Optional
No monthly fees to worry about or direct deposit. Does require depositing $50,000+ for the full bonus though, really more of a combination savings & checking bonus.
S&T Bank $300 Checking Bonus – PA & OH – No Direct Deposit Required
Nice bonus with no direct deposit required or monthly fees to worry about.
- Read our full post
- Soft pull
- Can fund up to $100 with a credit card
- No direct deposit is required
Fulton Bank $200 – DE, DC, MD, NJ, PA, & VA – Direct Deposit Not Required
Nice bonus that only requires 15 debit card transactions to trigger.
- Read our full post
- Soft pull
- Can fund up to $500 with a credit card
- Direct deposit not required
bankESB (East Hampton Savings Bank) $200 – Direct Deposit Not Required – MA, CT
Direct link to offer: MA | CT & MA
Direct deposit isn’t required but account needs to be open for one year to receive $50 of the bonus. The upside is that the account has no monthly fees to worry about.
- Read our full post
- Soft pull
- Can fund up to $1,000 with a credit card
- Direct deposit not required
First Federal Credit Union $200 Checking Bonus – IA only – No Direct Deposit Required
Nice bonus with no monthly fee or direct deposit requirement.
ENT Credit Union $200 Bonus – No Direct Deposit Required – CO only
No monthly fees to worry about and doesn’t require a direct deposit.
Ballston Spa National Bank (BSNB) $250 Checking Bonus – Some Areas of NY
Previously this had to be opened in branch, but now it can be opened online as well.
Waterstone Bank $250 Checking – WI only
No monthly fee. There is also a $100 money market bonus.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit of $300+ required
HomeTrust Bank $400 Bonus – NC, SC, TN, VA
Normally this is only a $150 bonus, so this is significantly higher but does require a direct deposit.
First National Bank (FNB) $400 Checking Bonus – MD, DC & OH
Nice big bonus with small requirements and you only need eStatements to keep it fee free. There was a $600 version of this bonus in the past, but that was available in less areas.
- Read our full post
- Soft pull
- Can fund up to $50 with a credit card
- Direct deposits totaling $2,5000+ required within 90 days
Santander $500 NH, FL, MA, RI, CT, DE, NY, NJ, or PA
This requires a large direct deposit and is a smaller bonus than we have seen in the past but it’s easier to keep the fee free.
- Read our full post
- Soft pull
- Can fund up to $500 with a credit card
- Requires a direct deposit of $8,000+
Ardent Credit Union $350 – PA
You can get some of this bonus without the direct deposit requirement which is nice.
- Read our full post
- Soft pull
- Can fund up to $500 with a credit card
- Two direct deposits of $250+ required
Westfield Bank $300 – CT, MA
You can get $100 of the bonus without a direct deposit and the account has no monthly fees to worry about.
- Read our full post
- Soft pull
- Can fund up to $500 with a credit card
- Direct deposit required, no minimum specified
Meriwest Credit Union $300 – CA & AZ
Should be a soft pull as long as you opt out of overdraft protection.
- Read our full post
- Mixed datapoints of soft/hard pull
- Can fund up to $500 with a credit card
- Recurring direct deposits of $1,000+ required
Central Bank $300 Checking Bonus – OK, IL KS & MO
Jefferson Bank is also offering a $300 bonus as well, unfortunately not possible to do both anymore.
First Bank Financial Centre (FBFC) $150 Bonus – Direct Deposit Not Required
No monthly fees or direct deposit required. $150 donation is also made to a local school program.
- Read our full post
- Soft pull
- No credit card funding available
- No direct deposit required
WinTrust Bank $300 Checking – IL, FL, WI, IN only
Much better than the $100 bonus they previously offered. There is also a $200 savings bonus that can be done at the same time.
Dedham Savings Bank – $250 Bonus – MA only
Better than the standard $100 offer they usually have.
Huntington Bank $200/$500 Bonus – OH, MI, IN, PA, KY, WV & IL – Direct Deposit Not Required
$500 bonus is not always available but it is currently available now.
USE Credit Union $300 Bonus – CA
Unfortunately seems to be a hard pull if applying online.
- Read our full post
- Might be soft pull in branch and hard online
- Credit card funding of $500+ allowed
- Direct deposit of $500+ required
Premier Bank $250 Bonus – OH, MI, IN and PA
Bonus is broken down into different $50 increments, so can do a lot of the bonus without needing to do a direct deposit.
City National Bank $200 Checking Bonus – VA, WV, OH
No monthly fees to worry about.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit of $200+ required
HarborOne Bank $200 Checking & Savings Bonus – MA, NH, and RI
They have offered a bigger bonus in the past, but the requirements for this bonus are much easier to meet. There is also a $450 checking + $300 savings for those in Boston.
Investor Bank $250/$350 In Branch Checking Bonus – NY & NJ – Direct Deposit Not Required
No longer being advertised online, but the offer itself is still available and worth doing. Bit annoying you need to go into a branch
Citadel Bank $300 Checking Bonus – PA only
You can also get a $100 savings bonus from Citadel as well which is nice. No monthly fees to worry about either.
Provident Credit Union $300 Checking Bonus – CA only
Requires 2 x $400 in debit spend and 2 x $500 direct deposit, but if can manage those it’s a nice bonus. There is a hard pull.
- Read our full post
- Hard pull
- Can fund up to $1,000 with credit card
- Direct deposit of $500+ required
Monona Bank $300 Checking Bonus – WI, In Branch Only
No monthly fees to worry about.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit required, no minimum specified
First Bank $200 – VA & MD – Direct Deposit Not Required
This one does have a monthly fee, but fairly easy to avoid plus a nice amount of credit card funding. Direct deposit no longer required and bonus has been increased from $100 to $200.
TD Bank up To $300 Checking Bonus [CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VA]
Excellent bonus, but does have quite a large direct deposit requirement to get the $300 and needs a balance of $2,500 to keep it fee-free. There is also a $200 savings bonus.
- Read our full post
- Soft pull
- Can fund up to $300 with a credit card
- Direct deposit of $500 for $150 bonus and $2,500 for $300 bonus
Citadel Bank $300 Checking Bonus – PA only
You can also get a $100 savings bonus from Citadel as well which is nice. No monthly fees to worry about either.
Dollar Bank $300 Bonus – OH, VA & PA
Sometimes only available in some of the above states, currently available in all.
Sterling Bank $250/$450 Bonus – NY In Branch Only
Bonus would be higher, but both bonuses require a big deposit as well ($15,000 or $50,000)
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit required, no minimum mentioned
South State Bank $200 checking Bonus – GA, NC, SC, VA – Direct Deposit Not Required
Doesn’t require a direct deposit either.
Sandy Spring Bank $200 Bonus – MD, DC & VA
They have offered a bonus of $300 in the past, but this is easier than what that bonus required. One or two datapoints of them being ChexSystems sensitive, but others with lots of inquiries have been approved.
- Read our full post
- Soft pull
- Can fund up to $250 with a credit card
- Direct deposit of $500+ required for four months
Bar Harbor Bank & Trust $200 Checking Bonus – ME, VT & NH
They offer a free checking account.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit of $250+ required
Pinnacle Financial Partners $200 Mastercard Checking Bonus – TN
A lot of requirements unfortunately for the bonus.
- Read our full post
- Unknown if soft/hard pull
- No credit card funding
- Direct deposit required, must be full paycheck
First Financial Bank $200 Checking Bonus – Direct Deposit Not Required – IL, IN, KY, OH
Can avoid the direct deposit requirement by making three payment transactions (debit card or billpay), also no monthly fees to worry about.
Camden National Bank $200, Direct Deposit Not Required – ME, NH
Has been as high as $300 in the past, but that bonus required a direct deposit and this one does not.
United States Senate Federal Credit Union $200 – VA Only
No monthly fees to worry about and relatively easy requirements.
KeyBank $200 Bonus – AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
Normally KeyBank offers a bonus of up to $300 but only in a few very specific areas, this seems to be available in a lot more areas than normal. If you’re considering this offer (and you should) then it’s worth doing sooner rather than later as it often expires before it’s listed to expire.
PeoplesBank $200 Checking – MD & PA
There are no monthly fees.
Cap Ed Credit Union $100 Checking Bonus – No Direct Deposit Required – ID only
Nice bonus with no monthly fees or direct deposit required.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- No direct deposit required
Southland Credit Union $175 Bonus – CA
Not the most exciting bonus, but still worth doing if you live in the area. Nice thing is that direct deposit isn’t required for a lot of the bonus
Account also offers 5% APY on balances up to $5,000
- Read our full post
- Hard pull
- Unknown if credit card funding is possible
- Direct deposit of $300+ required
BECU $100 Bonus – No Direct Deposit Required – WA, ID & OR
This is a referral bonus so the person who refers you also gets $100. No monthly fees or direct deposit requirements.
Tower Federal Credit Union $100 – MD – No Requirements
This bonus has no monthly fees or requirements to trigger, making it extremely easy.
1st United Credit Union $100 Checking Bonus – CA only – No Direct Deposit Required
Bonus is relatively small, but nice amount of credit card funding.
Westfield Bank $100 Bonus – OH Only – Direct Deposit Not Required
Any ACH deposit will work for this, doesn’t need to be direct deposit/payroll.
- Read our full post
- Soft pull
- Can fund up to $500 with a credit card
- Direct deposit or recurring ACH deposit required
Community First Credit Union $175 Bonus – FL only
No monthly fees to worry about and a nice bit of credit card funding as well.
Jovia Financial Credit Union $150 Checking Bonus – NY Only
Only requires a small direct deposit and no monthly fee.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit of $100+ required
Desert Financial Credit Union $100 Referral Bonus For Both Parties – AZ only
Requires a referral, but that potentially makes it more profitable for those that do sign up if you can refer some friends/family.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit required, no minimum specified
Sacramento Credit Union $150 Checking Bonus – CA Only
No monthly fees to worry about and a small amount of credit card funding but very restricted location requirements.
- Read our full post
- Soft pull
- Can fund up to $500 with a credit card
- Direct deposit required, no minimum specified
TruStone Financial $150 – WI & MN only
Another smallish bonus with a few requirements, worth considering after doing the bigger/easier bonuses first.
Collins Community Credit Union $100 Bonus – IA only
No monthly fee to worry about and nice amount of credit card funding as well.
Affinity FCU $150 Bonus – NY, NJ, CT
Account also earns 1% cash back on debit card purchases as well.
- Read our full post
- Soft pull
- Can fund up to $1,000 with a credit card
- Requires a direct deposit of $500+ for three months
Tower Federal Credit Union $100 Bonus – MD Only – Direct Deposit Not Required
Really easy bonus to meet the requirements for and no monthly fees either.
Power Financial Credit Union $100 – No Direct Deposit Required – FL only
Unfortunately seems to be a hard pull according to most people.
Unify Financial Credit Union $125 Referral Bonus AR, MO, OK
Not as good as the previous $100 + two LA rams tickets that could be sold for well over $100, but it’s still worth considering/doing if you missed that one.
Greater Nevada Credit Union $100 – NV
Nice amount of credit card funding.
Heritage Credit Union $100 –Â WI & IL – In Branch
Pretty small bonus and it also needs to be opened in branch. At least there is no monthly fees to worry about.
California Coast Credit Union $100 Bonus – CA only
California Coast sometimes have good CD rates as well. This is a small bonus but worth doing if you’ve already done bigger bonuses listed above.
- Read our full post
- Soft pull
- Can fund up to $500 with a credit card
- Direct deposit of $500+ required for three months
USE Credit Union $100 Bonus – CA only
This is a referral bonus, so the bonus referring you will also receive $100.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit of $500+ required
Heritage Credit Union – WI & IL only – $100 Bonus
No monthly fees to worry about but a relatively small bonus.
Prestige Community Credit Union – TX – $100 Referral Bonus
This is a referral bonus, so can be a bit better if you can refer some friends or family as well. Can also get a straight $150 bonus.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit of $400+ required
Financial Partners Credit Union – CA – $100 Referral Bonus
No monthly fees and the fact that it is a referral bonus makes this more attractive.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit of $500+ required
Ashland Credit Union $100 – KY, MN & OH
There are no monthly fees, but there are a lot of requirements for the bonus.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit of $500+ required
Western State Bank – $100 – AZ ND – In Branch Only
Another relatively small in branch bonus, still worth doing if you live near a branch and have done the bigger bonuses listed above.
The Bank of Princeton $100 Checking Bonus – NJ & PA, In Branch
No monthly fee is required which is nice.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit of $500+ required
City National Bank – $100 Checking –Â VA, WV, OH – In Branch
Not the most attractive offer given that it’s only $100 and in branch only, but still worth considering for those that have done the bigger bonuses above.
Honor Credit Union $250 Checking Bonus – MI
The credit card funding is interesting, but it’s unfortunate about the $15 fee and also the hard pull to open the account.
- Read our full post
- Hard pull
- Can fund up to $2,500 with a credit card, but there is a $15 fee
- Direct deposit of $100+ per month required
Highly Region Specific/Branch Specific
Hudson Valley Federal Credit Union $750 Checking Bonus – NY (Westchester or Rockland)
Huge bonus, but we don’t know much about this bank and it’s only available in a few small areas.
- Read our full post
- Unknown if hard or soft pull
- Unknown if credit card funding is possible
- Direct deposit of $2,500+ required
First Home Bank $500 – FL In Branch Only
This is a checking & savings bonus but not huge deposit requirement.
Southland Credit Union $200 Checking Bonus – CA Long Beach
Only available at the long beach location.
Recent Changes
- [5/12/22] Removed Gesa Credit Union $300 Checking Bonus – Direct Deposit Not Required – ID, WA & OR only
- [5/12/22] Added Bank of America Business Checking $500 Bonus
- [5/12/22] Removed Spiral Bank $50 + $200
- [5/12/22] Removed Trustco Bank $150 Business Checking Bonus – FL, MA, NJ, NY, VT
- [5/12/22] Removed Amerant Bank $250/$500 Checking Bonus – TX, FL
- [5/12/22] Removed Frontwave Credit Union $100 Checking Bonus – CA – In Branch
- [5/10/22] Added Chase Business $750 Bonus
- [5/10/22] Removed Chase Business $500 Bonus
- [5/3/22] Added PNC $200/$400 Checking Bonus
- [5/1/22] Added Axos Bank $150 + $40 Checking Bonus
- [4/29/22] Removed U.S. Bank $300 Business Checking Bonus
- [4/27/22] Removed First Tech Federal Credit Union $300
- [4/27/22] Removed Albert Neobank $250/$500 Bonus
- [4/26/22] Added First Home Bank $500 – FL In Branch Only
- [4/26/22] Removed Service Credit Union $100 Checking Bonus, Direct Deposit Not Required
- [4/24/22] Added First United Bank $300 Business Checking Bonus – TX, OK & In Branch
- [4/20/22] Removed Fidelity Bank $525 Checking Bonus – PA
- [4/19/22] Added PeoplesBank $200 Checking – MD & PA
- [4/18/22] Added Citadel Bank $300 Checking Bonus – PA only
- [4/18/22] Added South State Bank $200 checking Bonus – GA, NC, SC, VA – Direct Deposit Not Required
- [4/18/22] Added United States Senate Federal Credit Union $200 – VA Only
- [4/16/22] Removed Affinity Federal Credit Union $150 Bonus
- [4/16/22] Removed Fidelity Bank Up To $250 Bonus – MA only
- [4/16/22] Removed Atlantic Union Bank $250 Checking Bonus – VA, MD, NC
- [4/15/22] Added Chase Business $500 Bonus
- [4/11/22] Added S&T Bank $300 Checking Bonus – PA & OH – No Direct Deposit Required
- [4/11/22] Added Community First Credit Union $175 Bonus – FL only
- [4/11/22] Added Camden National Bank $200, Direct Deposit Not Required – ME, NH
- [4/11/22] Removed Bar Harbor Bank & Trust $300 – ME, VT & NH
- [4/11/22] Added $1,500 Wells Fargo Business Checking Bonus
- [4/7/22] Removed Star One Credit Union – $200 – CA, Bay Area – No Requirements
- [4/7/22] Added Wells Fargo $300 Checking Bonus
- [4/5/22] Added SoFi Checking & Savings $300 Bonus + $175 Swagbucks
- [4/4/22] Added Unify Financial Credit Union $125 Referral Bonus AR, MO, OK
- [4/4/22] Added USE Credit Union $300 Bonus – CA
- [4/4/22] Added U.S. Bank $300 Business Checking Bonus
- [4/4/22] Added CIT Bank – Free Year Of Prime
- [4/4/22] Removed Grow Financial Federal Credit Union $200 Checking Bonus – Direct Deposit Not Required
- [4/4/22] Removed Live Oak Bank $200 Savings Bonus
- [4/4/22] Removed Wells Fargo $300 Checking Bonus
- [4/4/22] Removed M1 Finance $100 Checking Bonus, No Direct Deposit Required
- [4/4/22] Removed Byline Bank $150 Bonus – IL, WI
- [4/4/22] Removed Seacoast Bank $350 Bonus – FL only
- [4/4/22] Removed Associated Bank $300 – IA, IL, IN, KS, MI, MN, MO, OH and WI
- [4/4/22] Removed Associated Bank – $400 Bonus – IA, IL, IN, KS, MI, MN, MO, OH and WI
- [4/2/22] Removed MSUFCU $250 Checking Bonus – MI only
- [4/1/22] Removed Axos Bank $150 Checking
- [3/24/22] Removed Citizens Bank $400Â Checking Bonuses – CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT, VA, D.C., MD, FL
- [3/22/22] Added Frontwave Credit Union $100 Checking Bonus – CA – In Branch
- [3/22/22] Added Associated Bank $300 – IA, IL, IN, KS, MI, MN, MO, OH and WI
- [3/22/22] Added Thrivent $200 Checking Bonus – Christian Faith Required
- [3/22/22] Added Monona Bank $300 Checking Bonus – WI, In Branch Only
- [3/22/22] Added First Financial Bank $200 Checking Bonus – Direct Deposit Not Required – IL, IN, KY, OH
- [3/22/22] Removed PNC $200/$300 Checking Bonus
- [3/21/22] Removed Citadel Bank $300 Checking Bonus – PA only
- [3/21/22] Removed People’s United Bank $300-$400 Checking Bonus – MA, ME NH CT & NY
- [3/15/22] Added TBK Bank $600 – CO, IA, IL, KS & TX
- [3/15/22] Added Santander $500 NH, FL, MA, RI, CT, DE, NY, NJ, or PA
- [3/14/22] Added Westfield Bank $300 – CT, MA
- [3/14/22] Added Trustco Bank $150 Business Checking Bonus – FL, MA, NJ, NY, VT
- [3/12/22] Removed M&T Bank $300 Business Checking Bonus – CT, DE, D.C., MD, NJ, NY, PA, VA, WV
- [3/9/22] Added Axos Bank $100/$200 Business Checking
- [3/9/22] Added TD Bank up To $300 Checking Bonus [CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VA]
- [3/9/22] Added TD Bank up To $200 Savings Bonus [CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VA]
- [3/9/22] Added Fidelity Bank Up To $250 Bonus – MA only
- [3/9/22] Added Ardent Credit Union $350 – PA
- [3/9/22] Added Associated Bank – $400 Bonus – IA, IL, IN, KS, MI, MN, MO, OH and WI
- [3/3/22] Added Axos Bank $150 Checking
- [3/3/22] Added KeyBank $200 Bonus – AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
- [3/1/22] Removed Stoneham Bank $250 Checking Bonus – MA & NH
- [3/1/22] Added Live Oak Bank $200 Savings Bonus with $25,000 Deposit
- [2/28/22] Removed TD Bank up To $300 Checking Bonus [CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VA]
- [2/28/22] Removed TD Bank up To $200 Savings Bonus [CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VA]
- [2/26/22] Removed KeyBank $200 Bonus – AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
- [2/24/22] Removed North Shore Bank $300 Checking Bonus – Direct Deposit Optional – WI & IL
- [2/23/22] Added Citizens Bank $400Â Checking Bonuses – CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT, VA, D.C., MD, FL
- [2/23/22] Added KeyBank $200 Bonus – AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
- [2/23/22] Added First Tech Federal Credit Union $300
- [2/21/22] Added Sandy Spring Bank $200 Bonus – MD, DC & VA
- [2/21/22] Added Greater Nevada Credit Union $100 – NV
- [2/21/22] Added Fulton Bank $200 – DE, DC, MD, NJ, PA, & VA – Direct Deposit Not Required
- [2/18/22] Added WinTrust Community Bank $300 Bonus – IL, WI, FL
- [2/18/22] Added Premier Bank $250 Bonus – OH, MI, IN and PA
- [2/18/22] Removed Citizens Bank $400Â Checking Bonuses –Â CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT
- [2/16/22] Removed Grow Financial Federal Credit Union $200 Checking Bonus – Direct Deposit Not Required
- [2/13/22] Added Meriwest Credit Union $300 – CA & AZ
- [2/13/22] Added Seacoast Bank $350 Bonus – FL only
- [2/13/22] Added 1st United Credit Union – $200 Business Checking Bonus – CA only
- [2/13/22] Removed Teacher’s Credit Union $200 Checking Bonus – IN & MI
- [2/13/22] Added Dollar Bank $300 Bonus – OH, VA & PA
- [2/13/22] Added Wells Fargo $300 Checking Bonus
- [2/13/22] Added Star One Credit Union – $200 – CA, Bay Area – No Requirements
- [2/13/22] Added Fairwinds Credit Union $100 Referral Bonus
- [2/13/22] Added Truist $500 – AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC
- [2/12/22] Removed Premier Bank $250 Bonus – OH, MI, IN and PA
- [2/10/22] Removed First Bank & Trust $300 Bonus – LA & MS
- [2/2/22] Added Fidelity $100 Bonus
- [1/30/22] Added Ashland Credit Union $100 – KY, MN & OH
- [1/30/22] Added Tower Federal Credit Union $100 Bonus – MD Only – Direct Deposit Not Required
- [1/30/22] Added Financial Partners Credit Union – CA – $100 Referral Bonus
- [1/30/22] Added Prestige Community Credit Union – TX – $100
- [1/30/22] Added People’s United Bank $300-$400 Checking Bonus – MA, ME NH CT & NY
- [1/30/22] Added M1 Finance $100 Checking Bonus, No Direct Deposit Required
- [1/28/22] Removed KeyBank $200 Bonus – AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
- [1/27/22] Added Amerant Bank $250/$500 Checking Bonus – TX, FL
- [1/27/22] Added Atlantic Union Bank $250 Checking Bonus – VA, MD, NC
- [1/27/22] Added BECU $100 Bonus – No Direct Deposit Required – WA, ID & OR
- [1/27/22] Added Grow Financial Federal Credit Union $200 Checking Bonus – Direct Deposit Not Required
- [1/27/22] Added Fidelity Bank $525 Checking Bonus – PA
- [1/27/22] Added M&T Bank $300 Business Checking Bonus – CT, DE, D.C., MD, NJ, NY, PA, VA, WV
- [1/27/22] Added Gesa Credit Union $300 Checking Bonus – Direct Deposit Not Required – ID, WA & OR only
- [1/27/22] Added Fidelity Youth Account $50
- [1/27/22] Added Central Bank $300 Checking Bonus – OK, IL KS & MO
- [1/27/22] Added North Shore Bank $300 Checking Bonus – Direct Deposit Optional – WI & IL
- [1/27/22] Added Citadel Bank $300 Checking Bonus – PA only
- [1/27/22] Added PSECU $250 Checking Bonus
- [1/27/22] Added MSUFCU $250 Checking Bonus – MI only
- [1/27/22] Added Citizens Bank $400Â Checking Bonuses –Â CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT
- [1/27/22] Added First National Bank (FNB) $400 Checking Bonus – MD, DC & OH
- [1/27/22] Added Pinnacle Financial Partners $200 Mastercard Checking Bonus – TN
- [1/27/22] Added Ace Flare Prepaid $100 Bonus
- [1/25/22] Removed GTE Financial $200 Checking Bonus – FL only
- [1/25/22] Removed U.S. Bank $500 Checking Bonus
- [1/24/22] Removed Independent Bank $250 – MI
- [1/19/22] Removed First Home Bank $500 Business Checking Bonus – FL
- [1/19/22] Added Marcus $100 Bonus (New & Existing Customers)
- [1/11/22] Removed S&T Bank $400 – PA & OH – Direct Deposit Not Required
- [1/7/22] Removed U.S. Bank $300 Business Checking
- [1/6/22] Removed Wescom $250 Checking Bonus – CA Only
- [1/5/22] Removed Digital Federal Credit Union (DCU) $100 Bonus, No Direct Deposit
- [1/5/22] Removed Macatawa Bank $150 Checking Bonus – MI – No Direct Deposit Required
- [1/5/22] Removed Frontwave Credit Union $100 Checking Bonus – CA – In Branch
- [1/5/22] Removed Premier America Credit Union $100 Bonus – CA & TX
- [1/5/22] Removed MidFirst Bank $300 Bonus – Direct Deposit Not Required – AZ only
- [1/5/22] Removed First National Bank (FNB) $400 Checking Bonus – MD, DC & OH
- [1/5/22] Removed PSECU $100/$250 Checking Bonus
- [1/5/22] Removed University Federal Credit Union $300 Checking Bonus – UT
- [1/5/22] Removed Tower Federal Credit Union $100 Bonus – MD Only – Direct Deposit Not Required
- [1/5/22] Removed Alliant Credit Union $100 Savings
- [1/5/22] Removed OneWest Bank $300 Bonus – Southern CA In Branch – Direct Deposit Not Required
- [1/5/22] Removed Unify Financial Credit Union $150 Bonus –Â Collin County, TX
- [1/5/22] Removed WinTrust Community Bank $300 Bonus – IL, WI, FL
- [1/5/22] Removed VantageWest Credit Union $300 – AZ Only – Direct Deposit Not Required
- [1/5/22] Removed Regions Bank $200 Checking Bonus + $50 Referral – AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN & TX
- [1/5/22] Removed Middlesex Savings Bank $200, Direct Deposit Not Required – MA
- [1/5/22] Removed Old Hickory Credit Union $150 Checking Bonus, Direct Deposit Not Required – TN
- [1/5/22] Removed Seacoast Bank $350 Bonus – FL only
- [1/5/22] Removed Home Federal Savings Bank $250 – MN & IA only
- [1/5/22] Removed South State Bank $200 checking Bonus – GA, NC, SC, VA – Direct Deposit Not Required
- [1/5/22] Removed Citizens Bank $400Â Checking Bonuses –Â CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT
- [1/5/22] Removed Idaho Central Credit Union (ICCU) $200 Bonus – ID, WA, OR, Direct Deposit Not Required
- [1/5/22] Removed Five Star Bank – $100/$300 Checking Bonus – NY
- [1/5/22] Removed Hancock Whitney $300 Checking Bonus – LA, MS, FL, AL, TX
- [1/5/22] Removed Axos Bank $100 Business Checking
- [1/5/22] Removed Fairwinds Credit Union $100 Referral Bonus
- For changes before January 1st, click here.
If you know of any better bank account bonuses, let us know in the comments section and we will add them.

https://www.capitalone.com/bank/bonus250/
$250 bonus for checking acct. 2x $250 DD required in 75 days, saw the offer in cap one app on my venture x account.
.
“If you have or had an open 360 Checking account as a primary or secondary account holder with Capital One on or after January 1, 2019, you will be ineligible for the bonus.”
Received truist mailer today for $300 only, promo TR2CHK22, ending 7/14/22
$300 only https://www.truist.com/checkingpromo2
Couldn’t find link to prior bonuses for new bonus for Allied First Bank




Chuck 




William Charles
Link: https://www.alliedfirst.com/home/products/deposit/new_checking_account_promotion
Is it open to anyone? It brings you immediately to a DocuSign where you need to enter your name and email address. I’ve never seen that before.
https://account.chase.com/consumer/banking/checking
Chase $225, no minimum DD
End date: 7/20
You can receive only one new checking account opening related bonus every two years from the last coupon enrollment date and only one bonus per account.
It’s not listed as a best bank bonus because the bonus amount has been much higher in the past. See the comments under https://www.doctorofcredit.com/best-bank-account-bonuses/#comment-1363039
https://www.capitalone.com/bank/save22/
Earn a $150 bonus when you deposit $20,000 or more, or a $450 bonus when you deposit $50,000 or more, from an external account into your new 360 Performance Savings account within 15 days of opening it.
-Open a Capital One 360 Performance Savings account from April 27-June 29 using promo code SAVE22.
-Deposit at least $20,000 or $50,000 of external funds within 15 days of opening and hold deposit for at least 90 days.
-It’s bonus time. See disclosures for when you should expect to receive your bonus in your account.
Thanks, got this one already
https://www.upgrade.com/upgrade-card/bitcoin/
$200 bonus





Chuck 




William Charles
1.5% Bitcoin rewards when you make payment on purchases
Delete
Not the full link – use at your own risk
https://www.upgrade.com/funnel/pcl/preapproved?utm_source=credit_karma_lightbox&utm_campaign=pa&utm_content=rcwb500&rp_code=04&variant_id=1
I combed through the terms and conditions, and I don’t see anything that suggests you have to be new to Upgrade. I may go for it if it’s still available in a few weeks. Thanks for the $500 link.
Note: this will probably be reported as CFA on credit reports.
Under the “Recent Changes” section, the link for the 5/3 PNC $200/$400 checking promo is broken and goes to a non-existent page. When I do go to the PNC direct offer via the link in section 1, I only see an offer for a $200 bonus w/ a $2k direct deposit. I’m not sure if this is a zip code issue.
2 new business bank bonuses I couldn’t find past posts for




William Charles 




Chuck
Free Star Financial Credit Union: https://www.freestarfinancial.com/business-checking
Technology Credit Union: https://www.techcu.com/resources/news/boost-your-business-and-your-business-accounts/
I think the free star financial is actually a personal checking bonus and only for those with a business employer account.
South State bonus is back until June 30th! https://www.southstatebank.com/Personal/Bank/EARN200
It’s in the queue to be updated/posted again.
Oh snap
Looks like SouthState is Chex sensitive – declined
Applied from Michigan, asked if I have a residence in a # of states, I said no and I was denied.
I don’t see the current Chase checking offer for $225?
It’s not on the “best list” because it’s been higher in the past.
Chase currently offers $200 and I would like to use that. There is a condition of direct deposit. Can I sent the money via ACH from my own account in another bank?
You can try. https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Chase
Chase Total Checking is $225 via a referral link.
Chase bonuses keep getting lower. A shame.
Why is there no DOC web page at all for this bank bonus? Something is fishy…
The most recent comparable offer I see is this post: https://www.doctorofcredit.com/525-chase-freedom-unlimited-total-checking-combo-bonus/
I heard grumbling the DD req is harder to trigger now, but I am not sure.
Because it’s a $225 offer and it often goes up to $600