Posted by William Charles on April 17, 2019
Bank Account Bonuses

Published on April 17th, 2019 | by William Charles

1,269

Best Bank Account Bonuses For May, 2019

Below we’ve listed the best  checking & saving account bonuses in order from best to worst for May, 2019. We’ve also included a little bit of information on each bonus, make sure you click through and read our detailed posts on each offer before signing up – that way you won’t be caught unawares of hidden fees.

Note: This page is updated monthly and keeps the same URL, so feel free to bookmark it or link to it knowing that it’ll be kept up to date. Because of this the comment section might contain discussion about deals that are no longer current, please keep that in mind. You can view the most recent changes by clicking here.

Contents

Best Checking Account Bonuses

Chase $300 Checking Bonus

Direct link to offer

One of the all time great bonuses that is regularly offered, this is one I recommend readers do whenever they are eligible. It does require a direct deposit but because it’s so popular there are a lot of data points on what does/doesn’t work and there is no minimum direct deposit required. Can also be paired with a savings bonus (see below). If you do both the checking & savings bonus you can get a further $100 bonus as well, but this has new language in it that restricts you from getting based on when you last opened a Chase deposit account.

Wells Fargo $400 Checking Bonus

Direct link to offer

Huge bonus and recent data points suggest ACH is working fine for the direct deposit, but bonuses take awhile to actually post. .

Citi $200/$400/$500/$600 Checking Bonus – No Direct Deposit Required

Direct links to offer: $200 | $400 | $600

No direct deposit is required, but a balance of $5,000/$15,000/$50,000 is required for 60 days. I only really think the $200/$400 bonus is worth doing, especially as $50,000 is required for the $600 bonus to keep the account fee free. You can also get an additional $100 on the $400 bonus by doing a direct deposit.

PNC $200/$300 Checking Bonus

Direct link to offer

Previously this was only available in selected states, it’s now available nationwide. It does require quite high direct deposit requirement, but lots of data points on what does/doesn’t work.   Might be able to get a $400 in branch offer as well.

HSBC – Up To $750 Bonus – No Direct Deposit Required

Direct link to offer

HSBC can be a big pain to deal with, so make sure you read the comments to understand what you’re getting yourself into before signing up. I don’t think the $750 bonus is worth doing, but the $350 bonus is.

Xceed Financial Credit Union $200 Referral Bonus

Direct link to offer

Requires a referral and also overdraft protection. Usually overdraft protection results in a hard pull, but it looks like you can avoid this by selecting “order of sources” as savings transfer and not line of credit as per this comment. Bonus itself is good, especially if you can get a friend or family member to refer you and split their $200 bonus or if you can refer some friends/family members yourself.

Elements Financial $200 Bonus

Direct link to offer

Monthly fee is waived with eStatements, also comes with an option to earn 2% APY on your balance but not that interesting given the current interest rates on offer. It was briefly to bypass the ChexSystems sensitivity, but that’s sadly no longer the case.

Bank of America $100/$300 Bonus

Direct link to bonus

First check to see if you’re targeted for the $300 bonus, if you are do that. The $100 bonus isn’t as good as the $150 referral bonus that was offered earlier in the year, but not everybody was able to get in on that and this is a good back up offer.

Aspiration Checking $100 Bonus

Direct link to offer

Not a massive bonus, but no monthly fees to worry about and only a very small direct deposit required.

Discover Checking Account – $30 Per Month ($210 Maximum)

Direct link to offer

Really only attractive for people that can spend a lot on their debit card and wouldn’t be able to put that spend on a credit card (otherwise just use a 2% credit card).

Charles Schwab $100 Bonus

Direct link to bonus

Usually bank bonuses with a hard pull don’t make it to this page, this one is interesting because the account is quite useful (e.g ATM fees reimbursed, no fees for foreign transaction withdrawals) and you can also get this account and a brokerage account at the same time for one hard pull. The brokerage account then gives you access to the Charles Schwab credit cards. Obviously not for everybody, but a pretty good combination.

Christian Community Credit Union – $200 Bonus – Must Be A Member of A Christian Ministry

Direct link to offer

The Christian Ministry requirement seems to be enforced and will rule out a lot of people, if you are eligible though this is a great deal.

Best Saving Account Bonuses

Discover $150/$200 Savings Bonus

Direct link to offer

Requires deposits of $15,000/$25,000, the great thing about this bonus is that cumulative deposits work (e.g depositing/withdrawing $5,000 three times) and there is no deposit length requirement. Easily the best savings bonus currently being offered.

Capital One $200-$500 Money Market Bonus

Direct link to offer

Requires a deposit of $10,000-$50,000 for 90-100 days. Account earns currently 2% APY interest so it makes sense if you have the cash.

Chase $200 Savings Bonus

Direct link to offer

Requires a deposit of $15,000 for 90 days, makes sense for someone who doesn’t want to tie up $25k with the $300 offer. If you do both the checking & savings bonus you can get a further $100 bonus as well, but this has new language in it that restricts you from getting based on when you last opened a Chase deposit account.

Chase $150 Savings Bonus – In Branch

Direct link to offer

Requires a deposit of $10,000 for 90 days. They often offer $200 for a deposit of $15000 for 90 days.

HSBC $125 Savings Bonus

Direct link to offer

Previously this offer was $100, now it’s $125. You should be able to use funds in this account to qualify for the checking bonus for up to $700 as well. I’d open the checking account first as that bonus is much larger.

BBVA Compass $100 Money Market Bonus

Direct link to offer

Most annoying part of this bonus is that it requires $10,000 in the account to keep fee free and the account must be kept open for 12 months otherwise you forfeit the bonus. The upside is that the account itself earns 2.4% APY which is competitive compared to other basic savings rates.

Hancock Whitney $100 Savings – LA, MS, FL, AL, TX

Direct link to offer

Nice bonus because only $2,000 is required to get the full $100 bonus.

Fidelity Bank $100 Savings – Northeastern PA only

Direct link to offer

Can be combined with the $100 checking bonus they also offer.

Best Business Bank Bonuses

There are a lot less business bank bonuses than personal bonuses, you can view all of them here.

Wells Fargo $1,000 Business Checking

Direct link to offer 

Definitely worth doing if you haven’t done it before. The $1,000 bonus is more difficult than the $500 bonus previously offered as it requires depositing $25,00 and realistically that needs to be kept deposited for 210 days.

First Midwest Bank $500 Business Checking Bonus – In Branch – IL, IN, IA

Direct link to offer

Huge bonus and bonus requirements are easy to meet as well.

M&T Bank $400 Checking Bonus – CT, DE, D.C., MD, NJ, NY, PA, VA, WV, In Branch

Direct link to offer

Really easy bonus, just need a balance of $5,000 on the 90th day after the account was opened.

Chase $300 Business Checking

Direct link to offer

Nice big bonus and easy to meet requirements.

BMO Harris $200/$500 Business Checking Bonus – AZ, FL, IL, IN, KS, MO, MN and WI

Direct link to offer

The bonus you go for will really depend on whether you can float $5,000 or only $1,500. Either way, both bonuses are definitely worth doing.

Bank & Trust $350 Business Checking Bonus – NM

Direct link to offer

Bank & Trust has many sub brands, but this time only the one in New Mexico is eligible for this bonus for some reason. Hopefully it opens to more states soon.

Columbia Bank $300 Business Checking – WA, OR, ID & In Branch

Direct link to offer

Really easy bonus to reach the requirements for, just deposit $500 and maintain that for the first 90 days.

SunTrust $200 Business Checking – AL, AR, FL, GA, MD, MS, NC, SC, TN, WV, VA, and D.C Only

Direct link to offer

Bonus requirements are very easy (deposit $1,500 or more) and there is no monthly fee to worry about. Must do if you live in the area.

PNC $200 Business Checking AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV

Direct link to offer

Not nationwide like the personal bonus unfortunately. They have offered a $300 bonus in the past, but that hasn’t been available for some time. It’s also now easier to keep the account fee free and because of that we’ve added it back to this list.

Flushing Bank $200 Business Checking Bonus – NY & NJ

Direct link to offer

Bonus requirements are easy to meet and there are no monthly fees to worry about.

VantageWest $200 Business Checking – AZ & In Branch only

Direct link to offer

They also have a $200 personal checking bonus worth doing, that can be opened online but this one requires going into a branch which will be a turn off for a lot of readers.

Provident Credit Union $150 In Branch Business Checking Bonus – CA

Used to require a balance of $10,000 to keep fee free, but that is no longer a requirement making this bonus worth doing if you live near a branch.

First Tennessee $300 Business + $150 Savings In Branch Bonus

Direct link to offer

Needs to be open in branch and requires a daily balance of $10,000 to keep fee free, apart from that this is a great bonus and worth doing if you live near a branch.

Columbia Bank $300 Business Checking – NJ only

Direct link to offer

Needs a $10,000 minimum balance on the date your account has been opened for six months, meaning you can just transfer it in slightly before that date to trigger the offer.

WinTrust Bank $300 Checking Business Checking – IL only

Direct link to offer

Usually available at other WinTrust brand banks as well.

MidFirst Bank $250 Business Checking Bonus – OK, AZ

Direct link to offer

Fairly easy to meet the requirements for the bonus, but the bill pay/debit card requirement might be a little bit annoying.

Santander $250 Business Checking Bonus – NH, MA, RI, CT, DE, NY, NJ & PA

Direct link to offer

Does require a call back to complete the bonus, but still worth doing.

Liberty Bank – $100 Business Checking Bonus – CT, MA, RI

Direct link to offer

Relatively small bonus, but no monthly fees to worry about and there are also no bonus requirements. Can also open a personal account at the same time for another $100 (this does require a direct deposit for the bonus)

Best State Specific Bonuses

In the past we haven’t listed state specific bonuses on this page, I thought it was worth listing ones that are definitely worth doing, so here they are.

PeoplesBank (Bankatpeoples) $400 Bonus- MA & CT  – No Direct Deposit

Direct link to offer

Huge bonus and no direct deposit requirement. Some people seem to have trouble getting approved, I don’t think it’s Chexsystems sensitivity because others with a lot of accounts have been approved. I don’t see this bonus lasting that long.

TD Bank up To $300 Checking Bonus [CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VA]

Direct Link to offer

Excellent bonus, but does have quite a large direct deposit requirement to get the $300 and needs a balance of $2,500 to keep it fee-free.

FirstBank $300 – CA, AZ, CO – Direct Deposit Optional

Direct link to offer

Standard bonus is $200 and that requires a direct deposit. This one is $300 and you can either do a direct deposit or spend $500 on a debit card.

Investors Bank $250 In Branch Checking Bonus – NY & NJ – Direct Deposit Not Required

Direct link to offer

No longer being advertised online, but the offer itself is still available and worth doing. Bit annoying you need to go into a branch

Eastman Credit Union – $250 Bonus – TN, TX & VA –  Direct Deposit Optional

Direct link to offer

Nice bonus made even better by the fact that direct deposit isn’t required.

SunTrust Up To $750 Checking Bonus [AL, AR, FL, GA, MD, MS, NC, SC, TN, WV, VA, and D.C Only]

Direct link to offer

Massive bonus of up to $750. Unfortunately you need a huge deposit of $100,000 for that bonus. Sweet spot is really the $500 bonus in my opinion.

Washington Savings Bank $300 Bonus – MA Only

Direct link to offer

Nice big bonus with no monthly fees to worry about, only downside is $4,000 in direct deposits are required.

KeyBank $300 Bonus – OH, PA, CT, WA, CO, NY

Direct link to offer

Similar to the offer below, but different areas it’s valid in.

KeyBank $300 Bonus – OH, PA, CT, WA, NY, CO

Direct link to offer

Nice big bonus with lots of data points on what works as a direct deposit.

Bank & Trust $300 Bonus – LA & MS

Direct link to offer

Big bonus, but direct deposit is required for a fair amount of time so might only be worth considering if you can change your payroll easily.

ACNB/NWSB – $300 Bonus – PA & MD only

Direct link to offer: ACNB (PA only) or NWSB (MD only)

They have offered a slightly bigger bonus somewhat recently, but I don’t see that coming back anytime soon so I’d recommend jumping on this offer instead.

North Shore Community Bank $300 Checking Bonus – IL, In Branch only

Direct link to offer

Should work at other WinTrust Banks as well. Nice big bonus but does require opening in branch and there is a $15 monthly fee that requires a balance of $10,000+ to avoid.

Ridgewood Savings Bank – $250-$350 Bonus  – NY & CT only

Direct link to offer

There is a $250 and $350 bonus, I think $250 is the better option as you don’t need $25,000 to keep the account fee free

OneWest Bank $250 Checking Bonus – Direct Deposit Not Required – Southern CA Only

Direct link to offer

Requires opening in branch, but the upside is that any ACH transfer works for the direct deposit and they also donate 250 meals to charity.

bankESB (East Hampton Savings Bank) $200 – Direct Deposit Not Required – MA

Direct link to offer

Direct deposit isn’t required but account needs to be open for one year to receive $50 of the bonus. The upside is that the account has no monthly fees to worry about.

Associated Bank – $175 Bonus – No Direct Deposit – IL, MN, & WI only

Direct link to offer

Another $100+ bonus with no direct deposit requirement, definitely worth doing if you’re in the area.

Ballston Spa National Bank (BSNB) $250 Checking Bonus – Some Areas of NY

Direct link to offer

Previously this had to be opened in branch, but now it can be opened online as well.

Regions Bank $200 Checking Bonus + $50 Referral – AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN & TX

Direct link to offer

Been a long time since we’ve seen a bigger bonus than this from Regions and given they are churnable every 12 months you might as well settle for $200 and get that clocking going for another bonus.

My Northwest Bank $200 Bonus – PA, NY, MD, OH only

Direct link to offer

You need to live within 50 miles of a branch to be eligible. Still a good deal if you do live within that area.

KeyBank $300 Bonus – NY, CO, IN, CT, ME, OR, WA, UT

Direct link to offer

If you’re considering this offer (and you should) then it’s worth doing sooner rather than later as it often expires before it’s listed to expire.

M&T Bank $100-$250 Checking Bonus – CT, DC, DE, MD, NJ, NY, PA, VA, WV

Direct link to offer

Not as good as when you used to be able to churn this deal over and over again but still worth doing if you live in the eligible area.

State Bank Of India (California) $150 – CA only

Direct link to offer

Can be funded with a healthy $1,000 with a credit card (used to be $3,000). Bonus itself isn’t that great, but the funding really makes this deal.

CBT Bank $150 Bonus – PA In Branch – Direct Deposit Not Required

Direct link to offer

No monthly fee to worry about and the direct deposit is optional as well.

South State Bank – $100 Bonus – GA, NC, SC – No Direct Deposit Required

Direct link to bonus

Another nice bonus with no direct deposit requirement.

Capital Bank $200 + $50 Checking Bonus – FL, NC and SC

Direct link to offer

Known as First Tennessee in other locations, relatively easy bonus to complete but does require a direct deposit. Assuming the direct deposit qualifications are the same as First Tennessee it shouldn’t be too difficult.

Dollar Bank $200 Bonus – OH, VA & PA

Direct link to offer

Sometimes available in PA & OH as well, but currently only in VA.

Macatawa Bank $100 Checking Bonus – MI – No Direct Deposit Required

Direct link to offer

Nice easy bonus with a decent amount of credit card funding and no monthly fees to worry about.

Westfield Bank $100 Bonus – Direct Deposit Not Required – MA Only And Must Be 16-25

Direct link to offer

Very easy bonus to meet the requirements for and no monthly fees to worry about. Downside is the age restriction.

BMO Harris $300/$500 Checking Bonus – AZ, FL, IL, IN, KS, MO, MN and WI

Direct link to offer

Was a lot more popular when it was a nationwide bonus. Can be a bit of a hassle actually doing this one, but worth considering if you’ve done all the better deals above. Now more attractive because it’s $300 for opening a checking instead of only $200.

Bank & Trust /$350 Checking Bonus – CO, IL, WI, MT, CA, AZ, TX, NM & IA

Direct link to offer

Not all states have the $350/$700 offers and the $700 offer does require $50,000 in funds so keep that in mind.

FirstBank $250 – TN, GA, AL

Direct link to offer

No monthly fees to worry about as long as you opt out paper statements. Bonus requirements are easy as well, just keep in mind the direct deposit is required 60 days after the account has been opened.

BBVA Compass $250 Checking Bonus – Arizona Only

Direct link to offer

We’ve seen similar offers before but usually available online instead of in branch.

Five Star Bank – $150/$250 Checking Bonus – NY

Direct link to offer

Only really the $150 bonus is worth considering as it’s quite difficult to keep the $250 account fee free.

PeoplesBank $200 Checking Bonus – MD & PA

Direct link to offer

Another relatively small bonus, but with no monthly fee to worry about.

BB&T $200 Bonus -AL, DC, FL, GA, IN, KY, MD, NC,  OH, SC, TN, TX, VA, WV- No Direct Deposit Required

Direct link to offer

Just be mindful of how persistent they are in trying to opt you into overdraft protection as that will result in a hard pull.

San Mateo Credit Union $100 Checking Bonus – CA only – Direct Deposit Not Required

Direct link to offer

No monthly fee or direct deposit to worry about. Sadly only available in some areas of CA

Flushing Bank $200 Bonus – NY & NJ

Direct link to offer

No monthly fees to worry about, does require a direct deposit though.

Sunflower Bank $200 – AZ, MO, NM, KS & CO and TX

Direct link to offer

This offer specifically states that ACH credits work to trigger the bonus, there is also no monthly fees to worry about.

Columbia Bank $200 – WA, OR, ID & In Branch

Direct link to offer

Would be higher on the list but requires opening the account in branch.

Fidelity Bank $200 Checking Bonus – Northeastern PA only

Direct link to offer

Not the biggest bonus and they have offered bigger bonuses in the past, but they generally only offer one bonus per year so if you want it then now is your chance.

Westfield Bank $200 – MA, CT

Direct link to offer

People have had issues with Westfield Bank in the past when it comes to bonuses, so that is something worth keeping in mind.

Bank & Trust $200/$350 Checking Bonus – AZ, IA, IL, WI, CO, NM, MT, CA, TX

Direct link to offer

Most states only have the $200 offer. In the past there has been a $700 offer as well, but that wasn’t really worth doing so no huge loss it’s not available.

SECU $200 Checking Bonus – MD Only

Direct link to offer

Previously this has only been available to existing customers. This time it’s available to new and existing customers.

Farmers & Merchants State Bank – $200 Checking Bonus – Must Be Under 25 & OH, IN & MI Only – Direct Deposit Not Required

Direct link to offer

Need to be under 25 years of age and they are Chexsystems sensitive, still if you’re eligible and can get approved then this is a bonus worth doing.

Community First Credit Union $160 Bonus – FL only

Direct link to offer

No monthly fees to worry about and a nice bit of credit card funding as well.

Southland Credit Union $175 Bonus – CA

Direct link to offer

Not the most exciting bonus, but still worth doing if you live in the area. Nice thing is that direct deposit isn’t required for a lot of the bonus

Liberty Bank – $100 Checking Bonus – CT, MA, RI

Direct link to offer

Relatively small bonus, but no monthly fees to worry about and also the bonus requirements are relatively small.

Dearborn Savings Bank $128 Bonus + $100 Per Year – IN only

Direct link to offer

Don’t think the $100 yearly bonus is worth doing due to the deposit requirement, but the $128 sign up bonus is.

Old Second Bank $150 Bonus – IL only

Direct link to offer

Another small bonus, upside is that $100 can be done without a direct deposit being required.

LegacyTexas $150 Checking Bonus – TX only

Direct link to offer

No monthly fees to worry about and fairly simple bonus requirements as well.

JSC Federal Credit Union $100 – TX only

Direct link to offer

Another small $100 bonus with no monthly fees

Ameris Bank $100 Checking Bonus – FL, GA, SC, AL

Direct link to offer

Small bonus, but at least there is no monthly fees and you can open online.

Western State Bank – $100 – AZ ND – In Branch Only

Direct link to offer

Another relatively small in branch bonus, still worth doing if you live near a branch and have done the bigger bonuses listed above.

Heritage Credit Union $100 – WI & IL – In Branch

Direct link to offer

Pretty small bonus and it also needs to be opened in branch. At least there is no monthly fees to worry about.

Bar Harbor Bank & Trust – $100 – ME & NH, In Branch Only

Direct link to offer

Another small bonus, but there are no monthly fees to worry about.

City National Bank – $100 Checking – VA, WV, OH – In Branch

Direct link to offer

Not the most attractive offer given that it’s only $100 and in branch only, but still worth considering for those that have done the bigger bonuses above.

JSC Federal Credit Union $100 Checking Bonus – TX only

Direct link to offer

Not a particularly big offer and direct deposit is required but there is no monthly fee to worry about which is nice.

Highly Region Specific/Branch Specific

Lakeland Bank $300 Checking Bonus – No Direct Deposit Required, Clifton NJ only

Direct link to offer

Bonus requirements are easy to meet and you don’t need a direct deposit. Account does have a monthly fee but that is waived with an average daily balance of $250+.

University Federal Credit Union $300 Bonus – Salt Lake County Utah

Direct link to offer

Nice big bonus of $300, but very location restricted unfortunately.

Picatinny Credit Union $175 Checking Bonus – Morris County, NJ only

Direct link to offer

Previous best bonus was $150, now it has been increased to $175.

Star One Credit Union $120 Checking Bonus + $60 Per Referral, No Bonus Requirements – Santa Clara, CA only

Direct link to offer

It’s nice that you don’t have to do anything to get this bonus.

Lyons National Bank $175 Checking Bonus – Cayuga County, NY

Direct link to offer

Requires your full pay check to be direct deposited, this is sometimes manually checked with these smaller branch bonuses so it’s definitely something to keep in mind if you can’t easily change your direct deposit.

Unify Financial Credit Union $150 Bonus – Collin County, TX

Direct link to offer

Not as good as the previous $100 + two LA rams tickets that could be sold for well over $100, but it’s still worth considering/doing if you missed that one. Unfortunately no longer nationwide

Recent Changes

If you know of any better bank account bonuses, let us know in the comments section and we will add them.



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AE
AE

Suntrust just came out with a $100 checking bonus:

https://www.suntrust.com/Microsites/Checking/everydaypromo/index.html

Make a $500 or more direct deposit and we’ll give you $100 (within 60 days of account opening)

Online via the link above only what what I see – Suntrust via online chat said – this account is a soft credit pull + Chexsystems.

Unknown as to the duration of this offer.

m

very interesting you can use any rewards card to redeem rewards for a direct deposit ive tried chase ultimate just press redeem rewards for cash and type in the amount you would like to redeem

Patti
Patti

Dude, put down the crack pipe and get a real job.

Hayden
Hayden

Any time you can legally steal money from a bank, you are morally obligated to do so.

Stacey
Stacey

Hayden, I continue to crack up at this comment! 😉

Chitownster
Chitownster

+1… ABSOLUTELY.

Shannon
Shannon

How do you find out where your 401k is

Gadget

Shannon Ask your employer HR/finance dept? Look at your paperwork? Search your e-mail? Contact the brokerage? If it’s been dormant for many years, then you may need to contact your state. https://www.unclaimed.org/

chuck
chuck

Hey Doc, how do you go about opening so many bank accounts?
I have a few that I’m very interested in doing (First Niagra, Santander, Chase), but I’m worried to try because I opened 4 in the past few months. I could always try and get denied, at worst, but then it would just be an additional inquiry.
(Funny to talk about inquiries on Chex, when we’re used to talking about credit report inquiries.)
What’s your experience been? Have you ever been denied due to inquiries? Do you make sure to space them out by a month or two? Thanks!

helpfulbuddy
helpfulbuddy

I’ve been personally denied at one bank, but I called to find out why. Some banks are more finicky than others, and are more stringent on their requirements from your Chex report. Just call, ask why you were denied, and as if they can review the application. Most of the time the denials are purely algorithm based. A human can reverse the decision.

AE
AE

did you see the nationwide bank checking bonus $200?

http://www.nationwide.com/sem/nf-echecking-information.html

Jeff H
Jeff H
AE
AE
Ramzi
Ramzi

Any advice for handling the direct depoit aspect without Amazon Payments or a job that will let you switch your deposits temporarily?

Sam
Sam

I already have Chase checking, so not bothered. But I have $175 savings acct offer that I would like to go for. Can’t find just the $200 bonus for savings in e-bay. $175 a good deal?

Bargainator
Bargainator

I would honestly wait for Chase to put out the $600 coupon bonus for $300 checking and $300 savings.

Mike
Mike

Sam, CHASE was my main bank for years. But after taking advantage of the CAP ONE, Wells, etc. promotions it simply made sense to close CHASE checking for two reasons:

1) I don’t have to maintain it (spend time on some action every month or keeping a balance that waives the fee)

2) Closing the account qualifies me for $300 ninety days later for reopening.

So when you say you “don’t bother” you are stating that leaving CHASE for 3 months isn’t worth $300 to you (assuming the same promo will exist, and we have no reason to believe at this point it won’t).
Just my opinion, but if I were you I’d close the account and come back in October and get BOTH bonuses.

Ace
Ace

Suntrust has a good bonus as well. I was able to sign up for it online here in Cali yesterday for the $200 checking bonus.

Conrad
Conrad

I followed the direct link for this offer and it said it had expired. Is it still live somewhere?

Mil
Mil

Thanks for putting together the bonuses information. Do you know if any of the above banks let you open a checking/saving with no SSN. I have only ITIN (tax id) and AMEX cc on my name (just got it last Nov with ITIN).

R.
R.

Citi now has a $400 offer for opening a Citigold account, and storing $50,000 there for 15 days.
Code CZGA.

Saw it on hustlermoneyblog.

Mike
Mike

Citi is jerking me around fulfilling the $400 bonus.
Many emails a few phone calls. Every time I’m told another week, they provide a reference number. When that time passes I call again and get a new date and another reference number. Going on 120-130 days now, still no bonus

Nodo
Nodo

Same happened to me in 2015? 16? I had to insist they verify to me that the bonus code was in the record (I had written it in my calendar on the day I opened the account). They finally verified it and then claimed they hadn’t received the W-9 & wouldn’t pay until they did. Many, many hassles with Citi from day one! Lots of calls & emails & chats to incompetent employees.

Nodo
Nodo

P.S. to the Editor: The first Key Bank $300 bonus listed above for May 2019 includes WA in the title & link, but that bonus offer actually ISN’T for WA;, the second one IS. Please fix to avoid further confusion. Thanks.
P.P.S. Posting here because top comment option won’t work…not here nor on the Key Bank details page!

Sharon
Sharon

Citizens bank has $100.00 bonus for new customers. Requirement is two bill payments (different bills) through citizens online banking

John
John

You forgot to mention Legacy Bank and Trust in iprofit account offering 4.00%APR on checking accounts with requirements that can be found here: https://www.legacybankandtrust.com/checking_accounts#iprofit

Ron
Ron

Don’t see a way to open an account online so looks like you have to live in Missouri. Wish it were available to everyone.

TJ
TJ

Any new information on the ACH procedures potentially marking transactions as P2P and not being counted as direct deposits?

Diamond Vargas
Diamond Vargas

It looks like the Capital One business savings account offer has expired — at least that’s the message I received just now when I clicked through and then clicked on the Open Now button.

David
David

Diamond – I signed up my account on the 8th of this month (April) the payment did not post, I called them today and they quickly posted two $50 payments to my account.

Noma
Noma

The Citi offer has expired. Called in this morning (Apr 6) and rep informed me the offer expired. Strange thing is the code still seems to work but I’m cautious and don’t want to risk using the code unless a rep can confirm offer is still valid. Will try calling again later today to speak to a different rep.

Vijay
Vijay

Hello Community,

If anyone is in need to $300 Total Checking & $150 Savings Account coupon. You can email me @ vijnatarajan@gmail.com and I’ll email you the coupon code. Looks like chase has taken down that offer but for helping people I saved couple of coupon codes.

Cheers,

Vijay

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