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Tapper
Tapper (@guest_1908714)
September 10, 2024 12:22
Tapper
Tapper (@guest_1908716)
September 10, 2024 12:22

This offer is only available to applicants residing in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, West Virginia or Wisconsin.

Bedu
Bedu (@guest_1909485)
September 11, 2024 11:15
John R🔗
John R🔗 (@guest_1907059)
September 7, 2024 20:39

The Ally Bank $150 offer in the savings bonuses currently links to the Ally checking post. Not sure if it originally linked to another post?

Amanda
Amanda (@guest_1906539)
September 6, 2024 15:35

$60 (6000 swagbucks) offer for opening a new Discover cash back debit account (earns 1% back on up to $3K/month). Didn’t see this listed on DoC, curious if anyone has done it? It says you just need to deposit $50 and wait a month. Seems like an easy earn, especially for ppl who already have another account with Discover.

Direct link for the offer:
https://www.swagbucks.com/offer?oid=22299&deo=14964528,1,1000,0,0,0,0

It also says it has a 900 Swagbucks bonus for sharing/referring. I don’t totally understand how that works though, the info about it just linked to the regular info on referring ppl to Swagbucks.

L
L (@guest_1906554)
September 6, 2024 15:54
Michelle
Michelle (@guest_1905969)
September 5, 2024 17:00

Truist has a $400 bonus offer that looks good. Here’s the link: One Simple Choice (truist.com)

ChurnDaddyM
ChurnDaddyM (@guest_1901891)
August 29, 2024 16:29

Anyone have experience earning a bonus offer on two different businesses under the same promotion? Debating whether to formalize an additional business activity I have into LLC but wondering if it is worth my while if I can double dip on some business bonuses. If so I would have its own EIN

Alex
Alex (@guest_1901206)
August 28, 2024 16:02

Wells Fargo savings bonus expired

Gadget 🕵️‍♂️ Bank Bonus Geek 🔗
August 29, 2024 00:46

No, it’s not… at least the $525 is not anyway. The link just needs to be updated. Alex  William Charles

https://accountoffers.wellsfargo.com/specialsavingsbonus

Davis
Davis (@guest_1900650)
August 27, 2024 19:38

A pretty meh bonus but I was looking around the Paypal rewards tab trying to see if I got the debit card offer when I found an offer for 5,000 points ($50) for $5k+ of direct deposits. https://www.paypal.com/us/campaign/bringfundsin-offer-terms-d Looks like it’s been going on since 6/12 but I just noticed it now. I only have until 9/25. I can’t get legit direct deposits in by then so I am trying Treasury Direct.

Gadget 🕵️‍♂️ Bank Bonus Geek 🔗
August 27, 2024 20:05
Tapper
Tapper (@guest_1899446)
August 26, 2024 05:29

The Huntington bonus has been extended to MN and WI.

Eric 🔗
Eric 🔗 (@guest_1899012)
August 25, 2024 07:23

I hate when they make you enter personal info before you can get to the app. In this case, they make you enter your email address. Did you try it out to see if there are any state restrictions?

Brian R
Brian R (@guest_1899040)
August 25, 2024 09:04

Their second request is to upload your driver’s license.
I did attempt an out of footprint app, will update.

Brian R
Brian R (@guest_1899714)
August 26, 2024 15:34

Application denied: “address is outside of business area”

Karl
Karl (@guest_1899424)
August 26, 2024 02:20

“Conduct twenty-five (25) debit card transactions in any combination of POS Signature (credit) or POS Pinned (debit) Transactions during the cycle period.”

It’s unclear whether “the cycle period” refers a single cycle period or whether they mean “each cycle period” – almost as if it were intentionally worded that way as a gotcha.

Eric 🔗
Eric 🔗 (@guest_1899444)
August 26, 2024 05:25

I agree with you that it could have been made clearer but I believe that they consider the “cycle” as the 6 month period.

They earlier wrote “Minimum monthly direct deposit of $500 each month for six months.” and not “Minimum cycle direct deposit of $500 each month for six months.” for a different requirement.

PaulinTexas
PaulinTexas (@guest_1899491)
August 26, 2024 09:21

Karl I agree the language is very nebulous. I looked for references to “cycle” on their site and it always referred to a billing cycle, monthly cycle, etc. So, their use of cycle, like most other sites, probably means monthly.

I wouldn’t make the leap and assume “cycle” meant six months – like you said, looks like a “gotcha”.

I definitely wouldn’t apply for this account until it was confirmed because 25 DC per month is a hard pass, but if “cycle” means six months then it’s more interesting.

Yoav
Yoav (@guest_1899620)
August 26, 2024 13:30

I contacted the bank and received a clarification email from a VP, Branch Administration:
“To earn the $750 credit the 25 debit card transactions are per month for a 6 month period along with the Direct Deposit requirement. The $500 credit can be earned with 15 debit card transactions per month along with the Direct Deposit requirement.”

PaulinTexas
PaulinTexas (@guest_1899625)
August 26, 2024 13:38

Yoav Thanks for verifying. Are you going to apply?

Larry
Larry (@guest_1899664)
August 26, 2024 14:44

Suffered an extra Chex inquiry to clarify – it is not nationwide.
“Address is outside of business area”.

Eric 🔗
Eric 🔗 (@guest_1899671)
August 26, 2024 14:51

I hate when they allow the app to go through, do a Chex inquiry and then decline you for being OOF. BTW, a woman from Chex told me that is not a valid reason to get a Chex inquiry removed. ☹

vc
vc (@guest_1906013)
September 5, 2024 18:05

I’ve gotten one removed for that. It may depend on the rep or maybe this was a diff scenario. The bank told me that OOS was allowed and that Chex was used, but only to see if I have bad debt. Decline reason was chex (not bad debt) and OOS.

Eric 🔗
Eric 🔗 (@guest_1906279)
September 6, 2024 07:42
  vc

What you described is different. The FI rep told you wrong info so that’s a valid reason to get the inquiry expunged. BTW, which bank was that?

BTW, it does depend on the rep also.

I submitted a very similar removal request for CCCU and BI as both of them told me to go in-branch to get approved. CCCU denied my removal request. BI was never sent my removal request because the Chex rep considered my complain invalid.

I spoke to a manager about this and she clarified that it was the 1st rep that had messed up and the 2nd rep that had done their job properly.

Needless to say, I won’t be bothering to dispute many Chex inquiries going forward. Unless you are willing to lie, which I’m not, you don’t have a good chance of getting inquiries removed.

BHC
BHC (@guest_1906525)
September 6, 2024 15:22

FYI you have to make 25 debit cards txs PER MONTH. They clarified this on the phone. So 150 txs to earn the bonus. Not for me,

A
A (@guest_1898293)
August 23, 2024 17:07

Valley Bank Chex info

Denied due to too many inquiries (in branch). Banker said new corporate policy around 8/1/24, manager is not able to override the denial for Chex. They were nice and said they’d keep my # in case they can do anything about that. They wouldn’t give me the report. I think I had 8-11? accts this year.

vc
vc (@guest_1906015)
September 5, 2024 18:07
  A

You can get your own report online https://www.chexsystems.com/