Posted by William Charles on August 12, 2019
Bank Account Bonuses

Published on August 12th, 2019 | by William Charles

1,415

Best Bank Account Bonuses For October, 2019

Below we’ve listed the best  checking & saving account bonuses in order from best to worst for October, 2019. We’ve also included a little bit of information on each bonus, make sure you click through and read our detailed posts on each offer before signing up – that way you won’t be caught unawares of hidden fees.

Note: This page is updated monthly and keeps the same URL, so feel free to bookmark it or link to it knowing that it’ll be kept up to date. Because of this the comment section might contain discussion about deals that are no longer current, please keep that in mind. You can view the most recent changes by clicking here.

Contents

Best Checking Account Bonuses

HSBC – Up To $750 Bonus

Direct link to offer

HSBC can be a big pain to deal with, so make sure you read the comments to understand what you’re getting yourself into before signing up. That being said the $750 bonus is now worth doing so we’ve moved this huge bonus further up the list (previously only the $350 was worth doing but the requirements have changed).

Wells Fargo $400 Checking Bonus

Direct link to offer

Huge bonus and recent data points suggest ACH is working fine for the direct deposit, but bonuses take awhile to actually post. .

Chase $300 Checking Bonus

Direct link to offer

One of the all time great bonuses that is regularly offered, this is one I recommend readers do whenever they are eligible. It does require a direct deposit but because it’s so popular there are a lot of data points on what does/doesn’t work and there is no minimum direct deposit required. Can also be paired with a savings bonus (see below). If you do both the checking & savings bonus you can get a further $100 bonus as well, but this has new language in it that restricts you from getting based on when you last opened a Chase deposit account. There is also a Chase Sapphire banking offer for $1,000 that might be worth considering.

Citi $200/$400/$500/$600 Checking Bonus – No Direct Deposit Required

Direct links to offer: $200 | $400 | $600

No direct deposit is required, but a balance of $5,000/$15,000/$50,000 is required for 60 days. I only really think the $200/$400 bonus is worth doing, especially as $50,000 is required for the $600 bonus to keep the account fee free. You can also get an additional $100 on the $400 bonus by doing a direct deposit.

PNC $200/$300 Checking Bonus

Direct link to offer

Previously this was only available in selected states, it’s now available nationwide. It does require quite high direct deposit requirement, but lots of data points on what does/doesn’t work.   Might be able to get a $400 in branch offer as well.

Discover Up to $210 Checking Bonus – Direct Deposit Not Required

Direct link to offer

Account will earn double cash back (2%) on all debit card purchases up to $30 per month. Still requires a lot of debit card spend, but good deal if you’re able to use this account on purchases that don’t accept credit card payment.

Ace Flare Prepaid $100 Bonus

Direct Link to offer

Nice thing about this account is that it also earns 6% APY on balances up to $2,000.

  • Read our full post
  • Soft pull
  • No credit card funding
  • Direct deposit of $500+ required for 6% APY

Charles Schwab $100 Bonus

Direct link to bonus

Usually bank bonuses with a hard pull don’t make it to this page, this one is interesting because the account is quite useful (e.g ATM fees reimbursed, no fees for foreign transaction withdrawals) and you can also get this account and a brokerage account at the same time for one hard pull. The brokerage account then gives you access to the Charles Schwab credit cards. Obviously not for everybody, but a pretty good combination.

Christian Community Credit Union – $200 Bonus – Must Be A Member of A Christian Ministry

Direct link to offer

The Christian Ministry requirement seems to be enforced and will rule out a lot of people, if you are eligible though this is a great deal.

Best Saving Account Bonuses

Simple Finance $250/$500 Savings Bonus

Direct link to offer

The nice thing about this bonus is that if you open a protected goals account and put the funds in that account it earns 2.15% APY.

Discover $150/$200 Savings Bonus

Direct link to offer

Requires deposits of $15,000/$25,000, the great thing about this bonus is that cumulative deposits work (e.g depositing/withdrawing $5,000 three times) and there is no deposit length requirement. Easily the best savings bonus currently being offered.

Wells Fargo $250 Savings – TX & DC

Direct link to offer

This can also be paired with the $400 checking bonus.

Chase $200 Savings Bonus

Direct link to offer

Requires a deposit of $15,000 for 90 days, makes sense for someone who doesn’t want to tie up $25k with the $300 offer. If you do both the checking & savings bonus you can get a further $100 bonus as well, but this has new language in it that restricts you from getting based on when you last opened a Chase deposit account.

Chase $150 Savings Bonus – In Branch

Direct link to offer

Requires a deposit of $10,000 for 90 days. They often offer $200 for a deposit of $15000 for 90 days.

Stanford Federal Credit Union $200 Savings – CA only

Direct link to offer

Requires a deposit of $25,000+ maintain that balance for three months

IBERIABANK $150 Savings Bonus – AL, AR, FL, GA, LA, TN

Direct link to offer

There is also a $400 checking bonus, if you do that and this savings bonus you get an additional $50.

Hancock Whitney $100 Savings – LA, MS, FL, AL, TX

Direct link to offer

Nice bonus because only $2,000 is required to get the full $100 bonus.

Fidelity Bank $100 Savings – Northeastern PA only

Direct link to offer

Can be combined with the $100 checking bonus they also offer.

Best Business Bank Bonuses

There are a lot less business bank bonuses than personal bonuses, you can view all of them here.

Wells Fargo $1,000 Business Checking

Direct link to offer 

Definitely worth doing if you haven’t done it before. The $1,000 bonus is more difficult than the $500 bonus previously offered as it requires depositing $25,00 and realistically that needs to be kept deposited for 210 days.

Wells Fargo $500 Business Checking Bonus

Direct link to offer

Only requires $15,000 instead of $25,000 for the $1,000 bonus mentioned above.

Fifth Third $500 Business Checking Bonus – IL, MI, FL

Direct link to offer

We’ve seen bigger targeted bonuses before, but never a public bonus from Fifth Third.

Huntington Bank $200/$400/$750 – OH, MI, IN, PA, KY, WV & IL

Direct link to offer

Difficult to keep the $750 account fee free sadly, but the $400 bonus is a bit easier and worth doing.

Chase $300 Business Checking Bonus – Nationwide

Direct link to offer

This is basically the biggest this bonus gets, at least publicly. Fairly easy to meet the requirements.

BMO Harris $200/$500 Business Checking Bonus – AZ, FL, IL, IN, KS, MO, MN and WI

Direct link to offer

Another nice big bonus. Requirements are relatively easy to meet as well.

Columbia Bank $300 Business Checking – WA, OR, ID & In Branch

Direct link to offer

Nice big bonus

OneWest Bank $400 Business Checking – CA only

Direct link to offer

First $200 requires a $1,500 deposit, second requires a further $10,000 deposit.

Capital Bank $300 Business Checking + $150 Savings Bonus + $50 Referral Bonus – FL, NC and SC

Direct link to offer

Another nice big bonus, Capital Bank is basically just a rebrand of First Tennessee.

SunTrust $200 Business Checking – AL, AR, FL, GA, MD, MS, NC, SC, TN, WV, VA, and D.C Only

Direct link to offer

Bonus requirements are very easy (deposit $1,500 or more) and there is no monthly fee to worry about. Must do if you live in the area.

Bank of the West $300 Business Checking – In Branch only, AZ, CA, CO, ID, IA, KS, MN, MO, NE, NV, NM, ND, OK, OR, SD, UT, WA, WI, WY

Direct link to offer

Relatively easy to meet the requirements and keep fee free.

PNC $200/$400 Business Checking AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV

Direct link to offer

Not nationwide like the personal bonus unfortunately. They have offered a $300 bonus in the past, but that hasn’t been available for some time. It’s also now easier to keep the account fee free and because of that we’ve added it back to this list. In some states this is now $400.

Flushing Bank $200 Business Checking Bonus – NY & NJ

Direct link to offer

Bonus requirements are easy to meet and there are no monthly fees to worry about.

VantageWest $200 Business Checking – AZ & In Branch only

Direct link to offer

They also have a $200 personal checking bonus worth doing, that can be opened online but this one requires going into a branch which will be a turn off for a lot of readers.

Provident Credit Union $150 In Branch Business Checking Bonus – CA

Used to require a balance of $10,000 to keep fee free, but that is no longer a requirement making this bonus worth doing if you live near a branch.

First Tennessee $300 Business + $150 Savings In Branch Bonus

Direct link to offer

Needs to be open in branch and requires a daily balance of $10,000 to keep fee free, apart from that this is a great bonus and worth doing if you live near a branch.

MidFirst Bank $250 Business Checking Bonus – OK, AZ

Direct link to offer

Fairly easy to meet the requirements for the bonus, but the bill pay/debit card requirement might be a little bit annoying.

Santander $250 Business Checking Bonus – NH, MA, RI, CT, DE, NY, NJ & PA

Direct link to offer

Does require a call back to complete the bonus, but still worth doing.

Liberty Bank – $100 Business Checking Bonus – CT, MA, RI

Direct link to offer

Relatively small bonus, but no monthly fees to worry about and there are also no bonus requirements. Can also open a personal account at the same time for another $100 (this does require a direct deposit for the bonus)

Best State Specific Bonuses

In the past we haven’t listed state specific bonuses on this page, I thought it was worth listing ones that are definitely worth doing, so here they are.

Associated Bank – $400 Bonus – No Direct Deposit – IL, MN, & WI only

Direct link to offer

Another $100+ bonus with no direct deposit requirement, definitely worth doing if you’re in the area.

TD Bank up To $300 Checking Bonus [CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VA]

Direct Link to offer

Excellent bonus, but does have quite a large direct deposit requirement to get the $300 and needs a balance of $2,500 to keep it fee-free.

FirstBank $300 – CA, AZ, CO – Direct Deposit Optional

Direct link to offer

Standard bonus is $200 and that requires a direct deposit. This one is $300 and you can either do a direct deposit or spend $500 on a debit card.

Citizens Bank Up To $600 Checking Bonuses – CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT

Direct link to offer

This is the highest bonus they have offered, and not as difficult to keep fee free as previous bonuses they have offered.

Eastman Credit Union – $250 Bonus – TN, TX & VA –  Direct Deposit Optional

Direct link to offer

Nice bonus made even better by the fact that direct deposit isn’t required.

Fifth Third $500 Checking Bonus – Direct Deposit Not Required

Direct link to offer

Requires a deposit of $15,000 for the full $500 bonus, but that can be put into a CD that earns 2% APY so definitely worth doing. Biggest previous bonus was $300. Only worth doing if you can do the full $500.

IBERIABANK $200-$400 Checking Bonus – AL, AR, FL, GA, LA, TN

Direct link to offer

Normally this bonus is targeted, but now it’s open to everybody. Can also get another $150 savings bonus and extra $50 if you do both.

First Bank & Trust $300 Bonus – LA & MS

Direct link to offer

Big bonus, but direct deposit is required for a fair amount of time so might only be worth considering if you can change your payroll easily.

ACNB/NWSB – $300 Bonus – PA & MD only

Direct link to offer: ACNB (PA only) or NWSB (MD only)

They have offered a slightly bigger bonus somewhat recently, but I don’t see that coming back anytime soon so I’d recommend jumping on this offer instead.

Cambridge Savings Bank $300 Checking Bonus – MA, CT, ME, NH, RI, VT

Direct link to offer

Previously offered a $175 bonus with no direct deposit requirement and also a $200 bonus with a direct deposit requirement, I think this is the best of the three offers.

They previously offered a bonus of $175, but that didn’t require any direct deposit. This bonus is obviously bigger but slightly harder to meet the requirements for.

Eastern Bank $350 Checking Bonus – MA, NH, ME, RI

Direct link to offer

No monthly fee, sadly no credit card funding available but bonus is now for $350 instead of the previous $200 offer.

SunTrust Up To $300 Checking Bonus [AL, AR, FL, GA, MD, MS, NC, SC, TN, WV, VA, and D.C Only]

Direct link to offer

Nice big bonus of $300, SunTrust has offered a bonus of up to $750 in the past but it required huge balances of up to $100,000. This bonus has no such requirement so will be much better for most people.

OneWest Bank $250 Checking Bonus – Direct Deposit Not Required – Southern CA Only

Direct link to offer

Requires opening in branch, but the upside is that any ACH transfer works for the direct deposit and they also donate 250 meals to charity.

bankESB (East Hampton Savings Bank) $200 – Direct Deposit Not Required – MA

Direct link to offer

Direct deposit isn’t required but account needs to be open for one year to receive $50 of the bonus. The upside is that the account has no monthly fees to worry about.

Callaway Bank $162 – Direct Deposit Not Required – MO only

Direct link to offer

No monthly fees or direct deposit required

Fidelity Bank $400 Checking – Northeastern PA only

Direct link to offer

Can be combined with the $100 savings bonus they also offer.

Ballston Spa National Bank (BSNB) $250 Checking Bonus – Some Areas of NY

Direct link to offer

Previously this had to be opened in branch, but now it can be opened online as well.

M&T Bank $100-$350 Checking Bonus – CT, DC, DE, MD, NJ, NY, PA, VA, WV

Direct link to offer

Not as good as when you used to be able to churn this deal over and over again but still worth doing if you live in the eligible area.

State Bank Of India (California) $150 – CA only

Direct link to offer

Can be funded with a healthy $1,000 with a credit card (used to be $3,000). Bonus itself isn’t that great, but the funding really makes this deal.

CBT Bank $150 Bonus – PA In Branch – Direct Deposit Not Required

Direct link to offer

No monthly fee to worry about and the direct deposit is optional as well.

Dedham Savings Bank – $250 Bonus – MA only

Direct link to offer

Better than the standard $100 offer they usually have.

Dollar Bank $200/$300 Bonus – OH, VA & PA

Direct link to offer

Sometimes only available in some of the above states, currently available in all. There is also a $300 version for those in VA, but that is in branch only.

PeoplesBank $200 Checking – MD & PA

Direct link to offer

There are no monthly fees.

HarborOne Bank $200 Checking & Savings Bonus – MA, NH, and RI

Direct link to offer

They have offered a bigger bonus in the past, but the requirements for this bonus are much easier to meet.

Stanford Federal Credit Union $200 Checking – CA only

Direct link to offer

Can also be combined with a $200 savings bonus.

Macatawa Bank $100 Checking Bonus – MI – No Direct Deposit Required

Direct link to offer

Nice easy bonus with a decent amount of credit card funding and no monthly fees to worry about.

Westfield Bank $100 Bonus – Direct Deposit Not Required – MA Only And Must Be 16-25

Direct link to offer

Very easy bonus to meet the requirements for and no monthly fees to worry about. Downside is the age restriction.

Bank & Trust /$350 Checking Bonus – CO, IL, WI, MT, CA, AZ, TX, NM & IA

Direct link to offer

Not all states have the $350/$700 offers and the $700 offer does require $50,000 in funds so keep that in mind.

Investor Bank $250 In Branch Checking Bonus – NY & NJ – Direct Deposit Not Required

Direct link to offer

No longer being advertised online, but the offer itself is still available and worth doing. Bit annoying you need to go into a branch

First Bank Financial Centre (FBFC) $150 Bonus – Direct Deposit Not Required

Direct link to offer

No monthly fees or direct deposit required. $150 donation is also made to a local school program.

WinTrust Bank $300 Checking – IL only

Direct link to offer

Much better than the $100 bonus they previously offered.

BBVA Compass $250 Checking Bonus – Arizona Only

Direct link to offer

We’ve seen similar offers before but usually available online instead of in branch.

Seacoast Bank $350 Checking Bonus – FL, In branch

Direct link to offer

There is also a $150 saving bonus that can be done alongside the checking bonus for a total of $500.

Flagstar Bank $250 – MI – Direct Deposit Not Required

Direct link to offer

Direct deposit isn’t required and there is also no monthly fee to worry about. This is the sort of bonus that ticks all the boxes.

BB&T $250 – No Direct Deposit Required – AL, DC, FL, GA, IN, KY, MD, NC, OH, SC, TN, TX, VA, WV

Direct link to offer

Nice bonus available in a lot of states and no direct deposit required.

Flushing Bank $200 Bonus – NY & NJ

Direct link to offer

No monthly fees to worry about, does require a direct deposit though.

Columbia Bank $200 – WA, OR, ID & In Branch

Direct link to offer

Would be higher on the list but requires opening the account in branch.

Financial Builders $200 – IN

Direct link to offer

No monthly fees to worry about, but does require a direct deposit and 10 debit card transactions.

TCF Bank $200 Bonus –  MN, MI, IL, WI, CO, AZ or SD Direct Deposit Not Required

Direct link to offer

No monthly fees or direct deposit to worry about.

Farmers & Merchants State Bank – $200 Checking Bonus – Must Be Under 25 & OH, IN & MI Only – Direct Deposit Not Required

Direct link to offer

Need to be under 25 years of age and they are Chexsystems sensitive, still if you’re eligible and can get approved then this is a bonus worth doing.

Century Bank $250 Checking Bonus – MA only

Direct link to offer

No monthly fees, previously century bank has offered a bonus that didn’t require a direct deposit but the bonus was only for $100.

Regions Bank $200 Checking Bonus + $50 Referral – AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN & TX

Direct link to offer

Been a long time since we’ve seen a bigger bonus than this from Regions and given they are churnable every 12 months you might as well settle for $200 and get that clocking going for another bonus.

CIBC US $200 Checking Bonus – IL, MI, MO & WI, In Branch only

Direct link to offer

Always annoying when you have to go in branch to complete an offer but still worth doing.

Stoneham Bank $200 Amazon Giftcard Checking Bonus – MA & NH

Direct link to offer

Nice bonus but the direct deposits are required for three months so that might be off putting for some.

KeyBank $200 Bonus – AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA

Direct link to offer

Normally KeyBank offers a bonus of up to $300 but only in a few very specific areas, this seems to be available in a lot more areas than normal. If you’re considering this offer (and you should) then it’s worth doing sooner rather than later as it often expires before it’s listed to expire.

Provident Credit Union $300 Checking Bonus – No Direct Deposit Required – CA only

Direct link to offer

No direct deposit or monthly fee to worry about. Unfortunately there is a hard pull to sign up though.

Orange County’s Credit Union $100 Checking Bonus – No Direct Deposit Required – CA Only

Direct link to offer

Always nice to see a bonus with no direct deposit required, in addition no monthly fees to worry about.

Cap Ed Credit Union $100 Checking Bonus – No Direct Deposit Required

Direct link to offer

Nice bonus with no monthly fees or direct deposit required.

Republic Bank $100 Bonus – NY only – No Requirements

Direct link to offer

No requirements for this offer, but you do need to open in branch and either bring in a dog or a TD bank card.

BECU $100 Bonus – No Direct Deposit Required – WA & OR

Direct link to offer

This is a referral bonus so the person who refers you also gets $100. No monthly fees or direct deposit requirements.

HomeTrust Bank $150 Bonus + $5 Monthly NC, SC, TN, VA

Direct link to offer

Relatively small bonus, but usually they only offer the $5 monthly bonus but now you also get an additional $150 up front bonus as well.

Union Bank & Trust $150 Bonus – NE, KS

Direct link to offer

No monthly fees to worry about and requirements for bonus are straight forward.

Southland Credit Union $175 Bonus – CA

Direct link to offer

Not the most exciting bonus, but still worth doing if you live in the area. Nice thing is that direct deposit isn’t required for a lot of the bonus

Liberty Bank – $100 Checking Bonus – CT, MA, RI

Direct link to offer

Relatively small bonus, but no monthly fees to worry about and also the bonus requirements are relatively small.

Dearborn Savings Bank $128 Bonus + $100 Per Year – IN only

Direct link to offer

Don’t think the $100 yearly bonus is worth doing due to the deposit requirement, but the $128 sign up bonus is.

Community First Credit Union $150 Bonus – FL only

Direct link to offer

No monthly fees to worry about and a nice bit of credit card funding as well.

Old Second Bank $150 Bonus – IL only

Direct link to offer

Another small bonus, upside is that $100 can be done without a direct deposit being required.

Sandy Spring Bank $150 Bonus – MD, DC & VA

Direct link to offer

They have offered a bonus of $300 in the past, but this is easier than what that bonus required.

One or two datapoints of them being ChexSystems sensitive, but others with lots of inquiries have been approved.

East Boston Savings Bank $100 + Free Gift

Direct link to offer

Free gift is basically worthless, but $100 bonus is still worth it.

People’s United Bank $100 Checking Bonus – NY, CT

Direct link to offer

Not the best bonus but still worth doing.

Ameris Bank $100 Checking Bonus – FL, GA, SC, AL

Direct link to offer

Small bonus, but at least there is no monthly fees and you can open online.

Western State Bank – $100 – AZ ND – In Branch Only

Direct link to offer

Another relatively small in branch bonus, still worth doing if you live near a branch and have done the bigger bonuses listed above.

Heritage Credit Union $100 – WI & IL – In Branch

Direct link to offer

Pretty small bonus and it also needs to be opened in branch. At least there is no monthly fees to worry about.

The Bank of Princeton $100 Checking Bonus – NJ & PA, In Branch

Direct link to offer

No monthly fee is required which is nice.

First Bank $100 – VA & MD

Direct link to offer

This one does have a monthly fee, but fairly easy to avoid plus a nice amount of credit card funding.

City National Bank – $100 Checking – VA, WV, OH – In Branch

Direct link to offer

Not the most attractive offer given that it’s only $100 and in branch only, but still worth considering for those that have done the bigger bonuses above.

Flagship Bank $100 Checking Bonus – MN only

Direct link to offer

Small bonus, but no monthly fee to worry about.

Lake Shore Savings $100 Bonus – NY only

Direct link to offer

Small bonus that requires a direct deposit.

Highly Region Specific/Branch Specific

University Federal Credit Union $300 Bonus – Salt Lake County Utah

Direct link to offer

Nice big bonus of $300, but very location restricted unfortunately.

Star One Credit Union $120 Checking Bonus + $60 Per Referral, No Bonus Requirements – Santa Clara, CA only

Direct link to offer

It’s nice that you don’t have to do anything to get this bonus.

Lyons National Bank $175 Checking Bonus – Cayuga County, NY

Direct link to offer

Requires your full pay check to be direct deposited, this is sometimes manually checked with these smaller branch bonuses so it’s definitely something to keep in mind if you can’t easily change your direct deposit.

Unify Financial Credit Union $150 Bonus – Collin County, TX

Direct link to offer

Not as good as the previous $100 + two LA rams tickets that could be sold for well over $100, but it’s still worth considering/doing if you missed that one. Unfortunately no longer nationwide

Forcht Bank $100 Student Checking Bonus – KY Only & Must Be Student Aged 13-24

Direct link to offer

Very restrictive bonus, but worth doing if eligible.

Recent Changes

  • For changes before December 31st, 2018, click here.

If you know of any better bank account bonuses, let us know in the comments section and we will add them.



1415
Leave a Reply

avatar
 

  Subscribe  
newest oldest most voted
Notify of
AE
AE

Suntrust just came out with a $100 checking bonus:

https://www.suntrust.com/Microsites/Checking/everydaypromo/index.html

Make a $500 or more direct deposit and we’ll give you $100 (within 60 days of account opening)

Online via the link above only what what I see – Suntrust via online chat said – this account is a soft credit pull + Chexsystems.

Unknown as to the duration of this offer.

m

very interesting you can use any rewards card to redeem rewards for a direct deposit ive tried chase ultimate just press redeem rewards for cash and type in the amount you would like to redeem

Patti
Patti

Dude, put down the crack pipe and get a real job.

Hayden
Hayden

Any time you can legally steal money from a bank, you are morally obligated to do so.

Stacey
Stacey

Hayden, I continue to crack up at this comment! 😉

Chitownster
Chitownster

+1… ABSOLUTELY.

Shannon
Shannon

How do you find out where your 401k is

Gadget

Shannon Ask your employer HR/finance dept? Look at your paperwork? Search your e-mail? Contact the brokerage? If it’s been dormant for many years, then you may need to contact your state. https://www.unclaimed.org/

desert rat
desert rat

….

chuck
chuck

Hey Doc, how do you go about opening so many bank accounts?
I have a few that I’m very interested in doing (First Niagra, Santander, Chase), but I’m worried to try because I opened 4 in the past few months. I could always try and get denied, at worst, but then it would just be an additional inquiry.
(Funny to talk about inquiries on Chex, when we’re used to talking about credit report inquiries.)
What’s your experience been? Have you ever been denied due to inquiries? Do you make sure to space them out by a month or two? Thanks!

helpfulbuddy
helpfulbuddy

I’ve been personally denied at one bank, but I called to find out why. Some banks are more finicky than others, and are more stringent on their requirements from your Chex report. Just call, ask why you were denied, and as if they can review the application. Most of the time the denials are purely algorithm based. A human can reverse the decision.

AE
AE

did you see the nationwide bank checking bonus $200?

http://www.nationwide.com/sem/nf-echecking-information.html

Jeff H
Jeff H
AE
AE
Ramzi
Ramzi

Any advice for handling the direct depoit aspect without Amazon Payments or a job that will let you switch your deposits temporarily?

Sam
Sam

I already have Chase checking, so not bothered. But I have $175 savings acct offer that I would like to go for. Can’t find just the $200 bonus for savings in e-bay. $175 a good deal?

Bargainator
Bargainator

I would honestly wait for Chase to put out the $600 coupon bonus for $300 checking and $300 savings.

Mike
Mike

Sam, CHASE was my main bank for years. But after taking advantage of the CAP ONE, Wells, etc. promotions it simply made sense to close CHASE checking for two reasons:

1) I don’t have to maintain it (spend time on some action every month or keeping a balance that waives the fee)

2) Closing the account qualifies me for $300 ninety days later for reopening.

So when you say you “don’t bother” you are stating that leaving CHASE for 3 months isn’t worth $300 to you (assuming the same promo will exist, and we have no reason to believe at this point it won’t).
Just my opinion, but if I were you I’d close the account and come back in October and get BOTH bonuses.

Ace
Ace

Suntrust has a good bonus as well. I was able to sign up for it online here in Cali yesterday for the $200 checking bonus.

Conrad
Conrad

I followed the direct link for this offer and it said it had expired. Is it still live somewhere?

Mil
Mil

Thanks for putting together the bonuses information. Do you know if any of the above banks let you open a checking/saving with no SSN. I have only ITIN (tax id) and AMEX cc on my name (just got it last Nov with ITIN).

R.
R.

Citi now has a $400 offer for opening a Citigold account, and storing $50,000 there for 15 days.
Code CZGA.

Saw it on hustlermoneyblog.

Mike
Mike

Citi is jerking me around fulfilling the $400 bonus.
Many emails a few phone calls. Every time I’m told another week, they provide a reference number. When that time passes I call again and get a new date and another reference number. Going on 120-130 days now, still no bonus

Nodo
Nodo

Same happened to me in 2015? 16? I had to insist they verify to me that the bonus code was in the record (I had written it in my calendar on the day I opened the account). They finally verified it and then claimed they hadn’t received the W-9 & wouldn’t pay until they did. Many, many hassles with Citi from day one! Lots of calls & emails & chats to incompetent employees.

Nodo
Nodo

P.S. to the Editor: The first Key Bank $300 bonus listed above for May 2019 includes WA in the title & link, but that bonus offer actually ISN’T for WA;, the second one IS. Please fix to avoid further confusion. Thanks.
P.P.S. Posting here because top comment option won’t work…not here nor on the Key Bank details page!

Sharon
Sharon

Citizens bank has $100.00 bonus for new customers. Requirement is two bill payments (different bills) through citizens online banking

John
John

You forgot to mention Legacy Bank and Trust in iprofit account offering 4.00%APR on checking accounts with requirements that can be found here: https://www.legacybankandtrust.com/checking_accounts#iprofit

Ron
Ron

Don’t see a way to open an account online so looks like you have to live in Missouri. Wish it were available to everyone.

TJ
TJ

Any new information on the ACH procedures potentially marking transactions as P2P and not being counted as direct deposits?

Diamond Vargas
Diamond Vargas

It looks like the Capital One business savings account offer has expired — at least that’s the message I received just now when I clicked through and then clicked on the Open Now button.

David
David

Diamond – I signed up my account on the 8th of this month (April) the payment did not post, I called them today and they quickly posted two $50 payments to my account.

Noma
Noma

The Citi offer has expired. Called in this morning (Apr 6) and rep informed me the offer expired. Strange thing is the code still seems to work but I’m cautious and don’t want to risk using the code unless a rep can confirm offer is still valid. Will try calling again later today to speak to a different rep.

Vijay
Vijay

Hello Community,

If anyone is in need to $300 Total Checking & $150 Savings Account coupon. You can email me @ vijnatarajan@gmail.com and I’ll email you the coupon code. Looks like chase has taken down that offer but for helping people I saved couple of coupon codes.

Cheers,

Vijay

Back to Top ↑