Below we’ve listed the best checking & saving account bonuses in order from best to worst for December, 2024. We’ve also included a little bit of information on each bonus, make sure you click through and read our detailed posts on each offer before signing up – that way you won’t be caught unawares of hidden fees.
Note: This page is updated monthly and keeps the same URL, so feel free to bookmark it or link to it knowing that it’ll be kept up to date. Because of this the comment section might contain discussion about deals that are no longer current, please keep that in mind. You can view the most recent changes by clicking here.
Contents
- 1 Best Checking Account Bonuses
- 1.1 Chase $900 Checking/Savings Bonus
- 1.2 Wells Fargo $2,500 Premier Bonus
- 1.3 U.S. Bank $450 + $100 Checking Bonus
- 1.4 Chime $425 Portal Bonus
- 1.5 Wells Fargo $325 Checking Bonus
- 1.6 BMO Harris $350-$500 Checking Bonus
- 1.7 SoFi Checking & Savings $500 Signup Bonus
- 1.8 Wings Credit Union $400
- 1.9 PSECU $300 Checking Bonus
- 1.10 Capital One $300
- 1.11 PNC $200/$400 Checking Bonus
- 1.12 Citi $300
- 1.13 Upgrade Rewards Checking $200 Referral Bonus
- 1.14 Bank of America $300 Checking/$500 Bonus
- 1.15 Affinity Federal Credit Union $100 Referral Bonus
- 1.16 Charles Schwab Up To $500 Bonus
- 1.17 Revolut Savings Bank $50
- 1.18 Unify Financial Credit Union $150
- 1.19 Fidelity Youth Account $50
- 2 Best Saving Account Bonuses
- 2.1 Capital One Up To $1,500 Bonus
- 2.2 Citi Up To $2,000 Bonus – No Direct Deposit Required
- 2.3 Wells Fargo $525 Saving Bonus
- 2.4 Live Oak Bank $300 Savings Bonus
- 2.5 Laurel Road $200
- 2.6 Barclays $200
- 2.7 Discover Savings Account $150/$200 Bonus
- 2.8 Ameriprise Financial $350
- 2.9 Citizens Bank $500 Savings – CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT, VA, D.C., MD, FL
- 2.10 Waterstone Bank $100 Savings – WI only
- 3 Best Business Bank Bonuses
- 3.1 Chase $750 Business Checking Bonus
- 3.2 American Express Business Checking 30,000 Points
- 3.3 Citibank Up To $2,000 Business Checking Bonus – In Branch Only
- 3.4 U.S. Bank $400/$900 Business Checking Bonus
- 3.5 BlueVine Business Checking $300
- 3.6 Bank of America $200 Business Checking
- 3.7 Axos Bank $100/$200 Business Checking
- 3.8 Found $125 Business Bonus
- 3.9 Bank Novo $100 Referral Bonus
- 3.10 First National Bank (FNB) $800 Checking Bonus – PA, OH, MD, DC, VA, NC, SC, WV
- 3.11 Huntington Bank $200/$500/$1,000 – OH, MI, IN, PA, KY, WV, CO & IL
- 3.12 Citadel Bank $450 Checking Bonus – PA only
- 3.13 Santander $500 Business Checking Bonus – NH, FL, MA, RI, CT, DE, NY, NJ, or PA, In branch
- 3.14 PNC $200/$500 Business Checking AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV
- 3.15 M&T Bank $300-$1,500 Business Checking Bonus – CT, DE, D.C., MD, NJ, NY, PA, VA, WV – In Branch
- 3.16 Truist $400 – AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC
- 3.17 S&T Bank $900 – PA & OH
- 3.18 Broadway Bank $300-$500 Business Checking Bonus – TX
- 3.19 Banner Bank $300 OR, WA, CA & ID
- 3.20 Farm Bureau Bank $250 – NV
- 3.21 1st United Credit Union – $200 Business Checking Bonus – CA only
- 3.22 Provident Credit Union $150 In Branch Business Checking Bonus – CA
- 4 Best State Specific Bonuses
- 4.1 Abington Bank $300 Checking Bonus, Direct Deposit Not Required MA, CT, RI, NH
- 4.2 Community Financial Credit Union $1,000 Bonus – MI
- 4.3 Hudson Valley Federal Credit Union $500 – NY Direct Deposit Not Required
- 4.4 BluPeak (Formerly USE Credit Union) $600 – CA
- 4.5 Truist $400 AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC
- 4.6 Valley National Bank $400 Bonus AL, FL, NJ, & NY
- 4.7 Ballston Spa National Bank (BSNB) $350 Checking Bonus – Some Areas of NY
- 4.8 Clearview Credit Union $400 – PA
- 4.9 Waterstone Bank $250 Checking – WI only
- 4.10 Associated Bank – $600 Bonus – IA, IL, IN, KS, MI, MN, MO, OH and WI
- 4.11 North Shore Bank $400 Checking Bonus – Direct Deposit Optional – WI & IL
- 4.12 ACNB – $400 Bonus – PA & MD only – Direct Deposit Not Required
- 4.13 Fulton Bank $300 – DE, DC, MD, NJ, PA, & VA – Direct Deposit Not Required
- 4.14 Suffolk Credit Union $300 – NY – Direct Deposit Optional
- 4.15 Old National Bank $250/$450 Bonus – IA, IL, IN, KY, MN, WI & MI
- 4.16 Everwise Credit Union $400 [Formerly Teachers Credit Union] IN & MI
- 4.17 First Bank Financial Centre (FBFC) $150 Bonus – Direct Deposit Not Required – WI Only
- 4.18 TruStone Financial $350 – WI & MN only
- 4.19 SECU $350 – DC, DE, PA, VA, WV, MD
- 4.20 Broadway Bank $300 Checking – TX
- 4.21 WinTrust Bank $300 Checking – IL, FL, WI, IN only
- 4.22 MidFirst Bank $300/$350 – AZ, OK
- 4.23 AllTru Credit Union $300 Checking Bonus – MO
- 4.24 Dedham Savings Bank – $250-$750 Bonus – MA only
- 4.25 Fidelity Bank $500 Checking – Northeastern PA only
- 4.26 Firstrust Bank $300 Or $450 Checking Bonus, Direct Deposit Not Required – DE, MD, NJ, PA
- 4.27 bankESB (Easthampton Savings Bank) $325 – Direct Deposit Not Required – MA, CT, RI & NH
- 4.28 Penn Community Bank $300 – PA, Direct Deposit Not Required
- 4.29 UFirst Credit Union – $400 UT
- 4.30 Premier Bank $200 Bonus – OH, MI, IN and PA
- 4.31 Santander $400 Checking Bonus – NH, MA, RI, CT, DE, NY, NJ & PA
- 4.32 Hancock Whitney $300 Checking Bonus – LA, MS, FL, AL, TX
- 4.33 Arizona Central Credit Union – $500 Bonus – AZ
- 4.34 BECU Credit Union $200 Checking Bonus – Direct Deposit Not Required – WA, ID & OR
- 4.35 CIBM Bank $250 Bonus – Direct Deposit Not Required – IN, IL, WI
- 4.36 Sunflower Bank $200 – AZ, MO, NM, KS & CO and TX, In Branch only – Direct Deposit Not Required
- 4.37 South State Bank $200 checking Bonus – GA, NC, SC, VA – Direct Deposit Not Required
- 4.38 BMI Federal Credit Union $200 – OH – Direct Deposit Not Required
- 4.39 ENT Credit Union $200 Bonus – No Direct Deposit Required – CO only
- 4.40 Trustco Bank $200 Checking Bonus – FL, MA, NJ, NY, VT, Direct Deposit Not Required
- 4.41 Hawthorn Bank $300 – MO, KS
- 4.42 OneAZ $300 Checking Bonus – AZ Only
- 4.43 KeyPoint Credit Union $300 Checking – CA Only
- 4.44 Sun Canyon Bank – $300 – AZ
- 4.45 Stanford Federal Credit Union $250/$500 – CA
- 4.46 SF Fire Credit Union $300 – CA
- 4.47 Home Federal Savings Bank $290 – MN & IA only
- 4.48 F&M Bank $250 Checking Bonus – IL, IN, OH, No Direct Deposit Required
- 4.49 Portland Federal Credit Union $300 Referral Bonus
- 4.50 Busey Bank $300 – FL, IL, IN, MO
- 4.51 Newtown Savings Bank (NSB) $250 Bonus – CT & Select Counties In NY only
- 4.52 Air Academy Credit Union $225 – CO
- 4.53 Banner Bank $200 OR, WA, CA & ID
- 4.54 Bar Harbor Bank & Trust $200 Checking Bonus – ME, VT & NH
- 4.55 Pinnacle Financial Partners $200 Mastercard Checking Bonus – TN
- 4.56 Old Second Bank $300 Bonus – IL only
- 4.57 Seacoast Bank $400 – FL Only
- 4.58 WECU $250 Checking Bonus – WA
- 4.59 Honor Credit Union $250 Checking Bonus – MI
- 4.60 Freedom Credit Union $200 Referral Bonus – PA
- 4.61 CIBC US $200 IL, MI, MO, FL, CA & WI
- 4.62 KeyBank $300 Bonus – AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
- 4.63 Power Financial Credit Union $199 – FL – Direct Deposit Not Required
- 4.64 Star One Credit Union $200 Checking Bonus – No Bonus Requirements – Bay Area, CA only
- 4.65 Communication Federal Credit Union $300 Bonus – OK & KS
- 4.66 Firstmark Credit Union $300 Checking Bonus – TX
- 4.67 Ridgewood Savings Bank – $300 Bonus – NY & CT only
- 4.68 Summit Federal Credit Union Up To $150 – NY – Direct Deposit Not Required
- 4.69 Sharepoint Credit Union $150 Checking Bonus – MN only
- 4.70 Tower Federal Credit Union $100 – MD – No Requirements
- 4.71 Westfield Bank $100 Bonus – OH Only – Direct Deposit Not Required
- 4.72 Orange County’s Credit Union $100 Checking Bonus – No Direct Deposit Required – CA Only
- 4.73 Horizon Credit Union $200 Checking Bonus – WA, ID, MT, OR – Direct Deposit Not Required
- 4.74 Regions Bank $300 Checking Bonus – AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN & TX
- 4.75 Royal Credit Union $250 Checking Bonus – MN, WI
- 4.76 First Merchants Bank $250 – OH
- 4.77 Savings Bank of Danbury $100-$300 – CT
- 4.78 Community First Credit Union $200 Bonus – FL only
- 4.79 Independent Bank – $200 Bonus – MI
- 4.80 Frontier Bank $200 Bonus – IA, MN, SD, NE, ND
- 4.81 CommunityAmerica Credit Union $300 – KS & MO
- 4.82 Redstone Financial Credit $200 Youth Savings – AL, TN
- 4.83 Frontwave Credit Union $200 Checking Bonus – CA
- 4.84 Sacramento Credit Union $200 – CA
- 4.85 VyStar Credit Union $175 – FL, GA
- 4.86 SLFCU $150 Checking Bonus + $50 Referral – NM, CA, AZ, TX, CO
- 4.87 Jovia Financial Credit Union $150 Checking Bonus – NY Only
- 4.88 Desert Financial Credit Union $100 Referral Bonus For Both Parties – AZ only
- 4.89 Collins Community Credit Union $100 Bonus – IA only
- 4.90 America First Credit Union $100 – No Requirements – UT, NV, AZ, ID, OR, NM
- 4.91 Arsenal Credit Union $100 – MO, IL, No Direct Deposit Required
- 4.92 Power Financial Credit Union $100 – No Direct Deposit Required – FL only
- 4.93 Andrews Federal Credit Union $150 – Washington D.C only
- 4.94 Portland Federal Credit Union (PFCU) – MI – $100 Referral
- 4.95 Verity Credit Union $100 Referral Bonus – WA
- 4.96 Greater Nevada Credit Union $100 – NV
- 4.97 Heritage Credit Union $100 – WI & IL – In Branch
- 4.98 California Coast Credit Union $100 Bonus – CA only
- 4.99 Achieva Credit Union – $250 FL
- 4.100 USE Credit Union $100 Bonus – CA only
- 4.101 Heritage Credit Union – WI & IL only – $100 Bonus
- 4.102 Prestige Community Credit Union – TX – $100 Referral Bonus
- 4.103 Lafayette Federal Credit Union $100 – MD, D.C. & VA
- 4.104 Financial Partners Credit Union – CA – $100 Referral Bonus
- 4.105 Western State Bank – $100 – AZ ND – In Branch Only
- 4.106 The Bank of Princeton $100 Checking Bonus – NJ & PA, In Branch
- 4.107 City National Bank – $100 Checking – VA, WV, OH – In Branch
- 4.108 Neighborhood Credit Union $300 Checking Bonus – TX
- 5 Highly Region Specific/Branch Specific
- 5.1 Redstone Federal Credit Union $500 – AL, TN
- 5.2 TTCU Federal Credit Union $500 – OK Select Branches
- 5.3 Valley Strong Credit Union $250, Direct Deposit Not Required (Tulare, San Joaquin and Solano Counties)
- 5.4 Picatinny Credit Union $285 NJ – Morris County, New Jersey. Morris Essex Union Somerset
- 5.5 MyUSA Credit Union $200 Checking Bonus – OH – No Requirements
- 5.6 Southland Credit Union $200 Checking Bonus – CA Long Beach
- 5.7 City National Bank VA, WV, OH, In Branch only – $200 Bonus
- 5.8 Expedition Credit Union $200 – MN
- 5.9 Cap Ed Credit Union $100, Direct Deposit Not Required ID Only
- 5.10 San Mateo Credit Union $100 Bonus – Direct Deposit Not Required – CA Only
- 5.11 Commonwealth Central Credit Union $100 Santa Clara County, CA, Direct Deposit Not Required
- 5.12 Green State Credit Union $100 Checking Bonus – IA & IL, Direct Deposit Not Required
- 5.13 Purdue Federal Credit Union $400 IN, Lake & Porter County
- 6 Recent Changes
Best Checking Account Bonuses
Chase $900 Checking/Savings Bonus
This is a savings bonus as well, but you have to do both to get the full $900 bonus. Savings portion requires a $15,000 deposit for 90 days.
- Read our full post
- Soft pull
- Cannot fund with a credit card
- Direct deposit required, no minimum mentioned
Wells Fargo $2,500 Premier Bonus
Requires $250,000 in cash or investments. Must open checking Premier checking account; $250,000 requirement can be done with the brokerage. Must be opened in a Wells Fargo branch. Account also has a $35 month fee, waived if you have $250,00 balance.
- Read our full post
- Soft pull
- No credit card funding
- No direct deposit required
U.S. Bank $450 + $100 Checking Bonus
Anti churn language is now 12 months instead of 24 months.
- Read our full post
- Soft pull
- Can fund up to $250 with a credit card
- Direct deposit of $2,000-$8,000 required
Chime $425 Portal Bonus
Various portals like Swagbucks, MyPoints, and Inbox Dollars offer a bonus of $390-$426 bonuses when you open a Chime account after clicking through their portal and then receiving $200+ direct deposit.
- Read our full post
- Soft pull
- No credit card funding
- $200 direct deposit required
Wells Fargo $325 Checking Bonus
Can be opened online. Requires $1,000 direct deposit.
BMO Harris $350-$500 Checking Bonus
Nice that this bonus is now available nationwide.
- Read our full post
- Soft pull
- Cannot fund with a credit card
- Direct deposits totaling $4,000 – $7,500
SoFi Checking & Savings $500 Signup Bonus
$300 is from SoFi and the other $200 is from Swagbucks.
- Read our full post
- Soft pull
- No credit card funding
- Direct deposit of $3,000+ required
Wings Credit Union $400
Can also be combined with a $200 savings bonus.
- Read our full post
- Soft pull
- Can fund up to $1,500 with a credit card
- Requires direct deposits totaling $5,000+ for full bonus
PSECU $300 Checking Bonus
This is technically PA only, but anybody can join Pennsylvania Recreation and Park Society (PRPS) for $20 and you get $10 of that back.
- Read our full post
- Hard pull
- Can fund up to $100 with a Visa or Mastercard
- Direct deposit of $250+ required
Capital One $300
Has been higher bonuses in the past but not sure it’s worth waiting.
- Read our full post
- Soft pull
- No credit card funding
- Requires two direct deposits of $500+
PNC $200/$400 Checking Bonus
The offer available depends on where you live.
- Read our full post
- Soft pull
- Can fund with a credit card but codes as a cash advance
- Direct deposit of $2,000 – $5,000 required
Citi $300
Nice part of this bonus is that it doesn’t require a huge deposit like the other Citi checking bonus.
Upgrade Rewards Checking $200 Referral Bonus
Bonus is even better if you can refer a few people, just keep in mind that people that open accounts rarely get the $200 account straight away.
Bank of America $300 Checking/$500 Bonus
We have seen much higher private bonuses and even some bigger public bonuses a long time ago but this is the best public bonus I think we will see so it might be wise to jump on it now. There is also a $500 bonus that requires $15,000+ for 60 days.
- Read our full post
- Soft pull
- Can fund up to $250 with a debit card
- Direct deposit of $2,000+ required
Affinity Federal Credit Union $100 Referral Bonus
Affinity have offered a $150 bonus in this past, this is better if you’re referred by a friend or family member and they are happy to give some of their bonus.
- Read our full post
- Soft pull
- Can fund up to $1,000 with a credit card
- Direct deposit of $100+ required
Charles Schwab Up To $500 Bonus
This is now a soft pull making it much more interesting. People like this account because the account is quite useful (e.g ATM fees reimbursed, no fees for foreign transaction withdrawals) and you can also get this account and a brokerage account at the same time for one hard pull. The brokerage account then gives you access to the Charles Schwab credit cards. Obviously not for everybody, but a pretty good combination.
- Read our post
- Soft pull to open
- No requirements for bonus
- Unknown credit card funding
Revolut Savings Bank $50
Account also earns 5% APY.
- Read our full post
- Soft pull
- Direct deposit not required
- No credit card funding
Unify Financial Credit Union $150
Sometimes this is only available in specific areas/states but currently seems to be nationwide.
- Read our full post
- Soft pull
- Can fund up to $2,000 with a credit card
- Direct deposit of $500+ required
Fidelity Youth Account $50
Must be aged 13 – 17 to be eligible.
- Read our full post
- Soft pull
- No credit card funding
- Direct deposit not required
Best Saving Account Bonuses
Capital One Up To $1,500 Bonus
The higher $1,500 tier does require $100,000 deposit. The account earns a decent interest rate and so this is well worth considering if you have the cash.
- Read our full post
- Soft pull as long as you opt out of overdraft protection
- No credit card funding
- Direct deposit not required
Citi Up To $2,000 Bonus – No Direct Deposit Required
This is really more of a savings bonus as it requires a large deposit. Works out to be 8.6% APY for the best bonus.
- Read our full post
- Soft pull
- No credit card funding
- Direct deposit not required
Wells Fargo $525 Saving Bonus
Requires a deposit of $25,000 within 30 days.
- Read our full post
- Soft pull
- Can fund up to $50 with a credit card
- Deposit of $25,000+ required for 30 days
Live Oak Bank $300 Savings Bonus
Requires a $20,000 deposit for 60 days. Account also earns 4.30% APY.
Laurel Road $200
Nice thing about this bonus is that the deposited funds only need to be there on day 90 after account opening.
- Read our full post
- Soft pull
- No credit card funding
Barclays $200
Account earns 4.5-4.8%
- Read our full post
- Requires a $25,000 deposit for 120 days
Discover Savings Account $150/$200 Bonus
Nice part of this bonus is that cumulative deposits work.
- Read our full post
- Soft pull
- No credit card funding
- Deposit of $15,000-$25,000 required
Ameriprise Financial $350
This works out to be 7.25% APY annualized when you include the bonus and base interest rate. You do need to be an existing Ameriprise customer to be eligible.
- Read our full post
- Soft pull
- Requires a deposit of $35,000
Citizens Bank $500 Savings – CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT, VA, D.C., MD, FL
Requires a $10,000 deposit for 5 months.
- Read our full post
- Soft pull
- Can fund up to $1,000 with a credit card
- Direct deposit of $1,000+ required
Waterstone Bank $100 Savings – WI only
Can also be combined with the $250 checking bonus.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Deposit of $10,000+ required
Best Business Bank Bonuses
There are a lot less business bank bonuses than personal bonuses, you can view all of them here.
Chase $750 Business Checking Bonus
Can be done by anyone online. Pretty easy offer to complete with a $10,000 deposit and 25 transactions.
- Read our full post
- Soft pull
- $500 credit card funding, but it codes as cash advance
- Deposit of $10,000+ and 25 transactions required
American Express Business Checking 30,000 Points
Requires $5,000 in deposits for 60 days and also 10 transactions. Fairly simple bonus to do a nice bonus (though it was once higher at 60k).
Citibank Up To $2,000 Business Checking Bonus – In Branch Only
No direct link, being offered in branch
Only available in branch and not all branches have this offer. This is more of a savings bonus as the $2,000 bonus requires a deposit of $200,000+ for example.
- Read our full post
- Soft pull
- No credit card funding
- Direct deposit not required
U.S. Bank $400/$900 Business Checking Bonus
Previously terms excluded you if you had an account in the last 24 months, now it’s in the last 12 months. $400 bonus is very attractive.
BlueVine Business Checking $300
Bit annoying that the easiest way to get the bonus is by spending $2,000+ every month for three months.
- Read our full post
- Soft pull
- No credit card funding
Bank of America $200 Business Checking
There is a $500 targeted bonus. But it’s not often we see public bonuses.
- Read our full post
- Soft pull
- Can fund up to $250 with a debit card
- No direct deposit required
Axos Bank $100/$200 Business Checking
Just need an average balance of $2,500+ for the first two months. Bonus is $200 if business must be incorporated after 6/01/2020
- Read our full post
- Soft pull
- No credit card funding
- No direct deposit required
Found $125 Business Bonus
Requires a $5,000 bonus
Bank Novo $100 Referral Bonus
Looks like you can get an extra $33 by going through Swagbucks as well.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit not required
First National Bank (FNB) $800 Checking Bonus – PA, OH, MD, DC, VA, NC, SC, WV
Requires a deposit of $10,000 for 60 days but still worth doing.
- Read our full post
- Soft pull
- Can fund up to $50 with a credit card
- No direct deposit required
Huntington Bank $200/$500/$1,000 – OH, MI, IN, PA, KY, WV, CO & IL
The $400 bonus has been increased to $500. $750 bonus has been increased to $1,000.
- Read our full post
- Soft pull
- No credit card funding
- No direct deposit required
Citadel Bank $450 Checking Bonus – PA only
Advertised as a $750 bonus but need merchant services etc for the full bonus. Also requires a $25,000 deposit and balance for 60 days for the $450 bonus.
Santander $500 Business Checking Bonus – NH, FL, MA, RI, CT, DE, NY, NJ, or PA, In branch
Only requires maintaining $2,500 balance for 90 days.
- Read our full post
- Soft pull
- Can fund up to $500 with a credit card
- One or more direct deposits totaling $500 required
PNC $200/$500 Business Checking AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV
Not nationwide like the personal bonus unfortunately. They have offered a $300 bonus in the past, but that hasn’t been available for some time. It’s also now easier to keep the account fee free and because of that we’ve added it back to this list. In some states this is now $500.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit not required
M&T Bank $300-$1,500 Business Checking Bonus – CT, DE, D.C., MD, NJ, NY, PA, VA, WV – In Branch
Slightly worse than before as you need $15,000 in the account.
- Read our full post
- Soft pull
- No credit card funding
- No direct deposit required
Truist $400 – AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC
Has been at a lower $300 level for some time.
- Read our full post
- Soft pull
- No credit card funding
- No direct deposit required
S&T Bank $900 – PA & OH
$300 of the bonus is very easy, the rest needs a $25,000 deposit.
- Read our full post
- Soft pull
- Can fund up to $100 with a credit card
- No direct deposit is required
Broadway Bank $300-$500 Business Checking Bonus – TX
Only the $300 tier is worth doing unfortunately.
- Read our full post
- Soft pull
- Can fund up to $500 with a credit card
- Direct deposit not required
Banner Bank $300 OR, WA, CA & ID
There is also a $100 savings bonus.
Farm Bureau Bank $250 – NV
There is also a $150 personal checking bonus but not clear if both of these bonuses can be done.
- Read our full post
- Soft pull
- No credit card funding
- Direct deposit not required
1st United Credit Union – $200 Business Checking Bonus – CA only
Normally in branch only but can also be opened online.
- Read our full post
- Soft pull
- Can fund up to $2,000 with a credit card
- Direct deposit not required
Provident Credit Union $150 In Branch Business Checking Bonus – CA
Used to require a balance of $10,000 to keep fee free, but that is no longer a requirement making this bonus worth doing if you live near a branch.
Best State Specific Bonuses
In the past we haven’t listed state specific bonuses on this page, I thought it was worth listing ones that are definitely worth doing, so here they are.
Abington Bank $300 Checking Bonus, Direct Deposit Not Required MA, CT, RI, NH
We don’t know much about this bank, but this bonus seems easy to trigger and is much higher than normal.
- Read our full post
- Unknown if soft pull
- Unknown if credit card funding is possible
- Direct deposit is optional
Community Financial Credit Union $1,000 Bonus – MI
Huge bonus, unfortunately mixed datapoints on it being a hard or soft pull.
- Read our full post
- Mixed dp on hard/soft
- Can fund up to $2,500 with a debit card
- Direct deposit through February 2025 required
Hudson Valley Federal Credit Union $500 – NY Direct Deposit Not Required
Main thing is the $10,000 in credit card funding as well.
BluPeak (Formerly USE Credit Union) $600 – CA
Does require keeping the account open for 12 months.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit of $500+ required
Truist $400 AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC
Have seen a slightly higher bonus at launch but I doubt we will see that again and has been lower at $300 for some time.
- Read our full post
- Soft pull
- Can fund up to $500 with a credit card
- Two direct deposits totaling $1,000+ are required
Valley National Bank $400 Bonus AL, FL, NJ, & NY
Unfortunately very ChexSystems sensitive, but can open in branch and they are much less ChexSystems sensitive.
- Read our full post
- Soft pull
- No credit card funding
- Requires two or more direct deposits totaling $7,500
Ballston Spa National Bank (BSNB) $350 Checking Bonus – Some Areas of NY
Previously this had to be opened in branch, but now it can be opened online as well.
Clearview Credit Union $400 – PA
There is also a $100 savings bonus that can be done.
- Read our full post
- Soft pull
- Can fund up to $500 with a credit card
- Direct deposit of $500+ required
Waterstone Bank $250 Checking – WI only
No monthly fee. There is also a $100 money market bonus.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit of $300+ required
Associated Bank – $600 Bonus – IA, IL, IN, KS, MI, MN, MO, OH and WI
Huge bonus, does require a large balance of $10,000+ for a short period of time for the full $400 bonus but well worth doing if you have the spare funds. Available in a lot more states now.
North Shore Bank $400 Checking Bonus – Direct Deposit Optional – WI & IL
Direct link to offer (might need to copy and paste link)
Can do 10 debit card transactions instead of a direct deposit, making this much more attractive.
- Read our full post
- Soft pull
- No credit card funding
- Direct deposit not required
ACNB – $400 Bonus – PA & MD only – Direct Deposit Not Required
This is the biggest variation offered.
Fulton Bank $300 – DE, DC, MD, NJ, PA, & VA – Direct Deposit Not Required
Nice bonus that only requires 15 debit card transactions to trigger. Bonus has been increased to $300 from $200.
- Read our full post
- Soft pull
- Can fund up to $500 with a credit card
- Direct deposit not required
Suffolk Credit Union $300 – NY – Direct Deposit Optional
Unfortunately we don’t know if it’s a hard or soft pull.
- Read our full post
- Unknown if hard/soft pull
- Unknown if credit card funding is possible
- Direct deposit not required
Old National Bank $250/$450 Bonus – IA, IL, IN, KY, MN, WI & MI
Bit annoying to keep the $450 bonus fee free but can always just do the $250 bonus.
Everwise Credit Union $400 [Formerly Teachers Credit Union] IN & MI
Normally this bonus is only $200, but there is now another $200 that it’s easy to meet the requirements for.
- Read our full post
- Soft pull
- Can fund up to
- Direct deposit of $500+ required
- Can fund up to $2,500 with a credit card
First Bank Financial Centre (FBFC) $150 Bonus – Direct Deposit Not Required – WI Only
No monthly fees or direct deposit required. $150 donation is also made to a local school program.
- Read our full post
- Soft pull
- No credit card funding available
- No direct deposit required
TruStone Financial $350 – WI & MN only
Previously this was only $150.
- Read our full post
- Soft pull
- Can fund up to $2,000 with a Visa/Mastercard
- Direct deposit of $5,000+ required
SECU $350 – DC, DE, PA, VA, WV, MD
$350 is an all time high for this bonus.
Broadway Bank $300 Checking – TX
This account has no monthly fee to worry about.
- Read our full post
- Soft pull
- Can fund up to $500 with a credit card
- Direct deposit of $2,500+ required
WinTrust Bank $300 Checking – IL, FL, WI, IN only
Much better than the $100 bonus they previously offered. There is also a $200 savings bonus that can be done at the same time.
MidFirst Bank $300/$350 – AZ, OK
$300 is the highest we have seen from MidFirst.
AllTru Credit Union $300 Checking Bonus – MO
Just requires two $500+ direct deposits.
- Read our full post
- Soft pull
- Can fund with up to $500 with a credit card
- Direct deposit of $500+ required
Dedham Savings Bank – $250-$750 Bonus – MA only
Better than the standard $100 offer they usually have.
Fidelity Bank $500 Checking – Northeastern PA only
This is normally $400.
- Read our full post
- Deposit of $10,000 required for 30 days
- Soft pull
- Can fund up to $500 with a credit card
Firstrust Bank $300 Or $450 Checking Bonus, Direct Deposit Not Required – DE, MD, NJ, PA
This just requires a purchase of $100 or more to trigger the bonus.
- Read our full post
- Soft pull
- Can fund up to $500 with a credit card
- Direct deposit not required
bankESB (Easthampton Savings Bank) $325 – Direct Deposit Not Required – MA, CT, RI & NH
No monthly fees or direct deposit required.
- Read our full post
- Soft pull
- Can fund up to $1,000 with a credit card
- Direct deposit not required
Penn Community Bank $300 – PA, Direct Deposit Not Required
There is also a $50 statement savings bonus that can be done at the same time.
UFirst Credit Union – $400 UT
Bonus has recently increased to $400.
Premier Bank $200 Bonus – OH, MI, IN and PA
Has been as high as $200 in the past.
- Read our full post
- Soft pull
- Can fund up to $500 with a credit card
- Direct deposit of $100+ required
Santander $400 Checking Bonus – NH, MA, RI, CT, DE, NY, NJ & PA
More difficult to keep fee free than the recent $300 bonus, but obviously an extra $100.
- Read our full post
- Soft pull
- Can fund up to $500 with a credit card
- One or more direct deposits totaling $500 required
Hancock Whitney $300 Checking Bonus – LA, MS, FL, AL, TX
Not as good as the previous bonus that didn’t require a direct deposit, but still worth doing.
Arizona Central Credit Union – $500 Bonus – AZ
Huge bonus but it’s a hard pull unfortunately.
- Read our full post
- Hard pull
- Unsure if credit card funding is possible
- Direct deposit of $1,000+ required
BECU Credit Union $200 Checking Bonus – Direct Deposit Not Required – WA, ID & OR
Has been a $150 referral bonus in the past but this is a better offer if you’re not referring a friend or family member.
CIBM Bank $250 Bonus – Direct Deposit Not Required – IN, IL, WI
Sometimes there is a $600 bonus that can be done as well.
Sunflower Bank $200 – AZ, MO, NM, KS & CO and TX, In Branch only – Direct Deposit Not Required
This offer specifically states that ACH credits work to trigger the bonus, there is also no monthly fees to worry about.
South State Bank $200 checking Bonus – GA, NC, SC, VA – Direct Deposit Not Required
Doesn’t require a direct deposit either.
BMI Federal Credit Union $200 – OH – Direct Deposit Not Required
Main downside is there are mixed reports of this being a hard or soft pull.
- Read our full post
- Mixed datapoints of hard/soft pull
- Can fund up to $250 with a credit card
- Direct deposit not required
ENT Credit Union $200 Bonus – No Direct Deposit Required – CO only
No monthly fees to worry about and doesn’t require a direct deposit.
Trustco Bank $200 Checking Bonus – FL, MA, NJ, NY, VT, Direct Deposit Not Required
There is also a $100 savings & $100 CD bonus and this can be done for both personal and business accounts.
Hawthorn Bank $300 – MO, KS
This requires a referral, person referring also gets a $150 bonus.
OneAZ $300 Checking Bonus – AZ Only
Has been as high as $500 in the past but that was a long time ago.
- Read our full post
- Soft pull
- Credit card funding of $500 required
- Direct deposit of $1,000+ required for six months
KeyPoint Credit Union $300 Checking – CA Only
Big bonus with a nice amount of credit card funding.
- Read our full post
- Soft pull
- Can fund up to $3,000 with a credit card
- Direct deposit of $1,000 required
Sun Canyon Bank – $300 – AZ
Easy to keep the account fee free.
- Read our full post
- Soft pull
- No credit card funding
- Direct deposit of $500+ required
Stanford Federal Credit Union $250/$500 – CA
This requires a monthly direct deposit of $2,500 or $5,000.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit of $2,500/$5,000 required
SF Fire Credit Union $300 – CA
Requires a $5,000 direct deposit to get the full bonus, otherwise you only get $100.
- Read our full post
- Soft pull
- Direct deposit of $5,000+ required
- Can fund up to $495 with a credit card
Home Federal Savings Bank $290 – MN & IA only
Previously the bonus was only $200 but could be combined with a savings offer as well.
- Read our full post
- Soft pull
- Deposit of $10,000 required
- Unknown if credit card funding is possible
F&M Bank $250 Checking Bonus – IL, IN, OH, No Direct Deposit Required
Has been as high as $300 in the past.
Portland Federal Credit Union $300 Referral Bonus
Previously this was only $100.
- Read our full post
- Soft pull
- Can fund up to $3,000 with a credit card
- Direct deposit required, no minimum
Busey Bank $300 – FL, IL, IN, MO
This account has no monthly fees now.
- Read our full post
- Soft pull
- Credit card funding of $500+ required
- Direct deposit of $1,000+ required
Newtown Savings Bank (NSB) $250 Bonus – CT & Select Counties In NY only
Bonus used to be better when you could fund $1,000 with a credit card, although then the actual bonus was less. Also comes with a $150 savings bonus.
- Read our full post
- Soft pull
- Can fund up to $25 with a credit card
- Direct deposit required but no minimum specified
Air Academy Credit Union $225 – CO
Has been as high as $250 in the past but as it’s not a huge difference I think this is still worth doing.
Banner Bank $200 OR, WA, CA & ID
Looks like you might actually need to open in branch to be eligible.
Bar Harbor Bank & Trust $200 Checking Bonus – ME, VT & NH
They offer a free checking account.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit of $250+ required
Pinnacle Financial Partners $200 Mastercard Checking Bonus – TN
A lot of requirements unfortunately for the bonus.
- Read our full post
- Unknown if soft/hard pull
- No credit card funding
- Direct deposit required, must be full paycheck
Old Second Bank $300 Bonus – IL only
Another small bonus, upside is that $100 can be done without a direct deposit being required.
- Read our full post
- Soft pull
- No credit card funding
- Two direct deposits totaling $500 or more required
Seacoast Bank $400 – FL Only
There is also a $200 savings bonus that can be done at the same time.
- Read our full post
- Soft pull
- Might be able to fund $1,000 with a credit card, but likely to be a cash advance
- Direct deposit not required
WECU $250 Checking Bonus – WA
Sadly don’t know if it’s a hard or soft pull.
- Read our full post
- Unknown if hard or soft pull
- Unclear if credit card funding is possible
- Direct deposit of $100+ required
Honor Credit Union $250 Checking Bonus – MI
The credit card funding is interesting, but it’s unfortunate about the $15 fee and also the hard pull to open the account.
- Read our full post
- Hard pull
- Can fund up to $2,500 with a credit card, but there is a $15 fee
- Direct deposit of $100+ per month required
Freedom Credit Union $200 Referral Bonus – PA
Deal is made better if you can refer a few people as well.
- Read our full post
- Unknown if hard/soft pull
- Credit card funding of $500+
- Direct deposit required for the full bonus
CIBC US $200 IL, MI, MO, FL, CA & WI
Needs to be opened in branch unfortunately.
KeyBank $300 Bonus – AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
Normally KeyBank offers a bonus of up to $300 but only in a few very specific areas, this seems to be available in a lot more areas than normal. If you’re considering this offer (and you should) then it’s worth doing sooner rather than later as it often expires before it’s listed to expire.
- Read our full post
- Soft pull
- Can fund up to $100 with a credit card
- Direct deposit of $500+ required
Power Financial Credit Union $199 – FL – Direct Deposit Not Required
Previously bonus was only $100.
- Read our full post
- Mixed datapoints if it’s a hard/soft pull
- Unknown if credit card funding is possible
- Direct deposit not required
Star One Credit Union $200 Checking Bonus – No Bonus Requirements – Bay Area, CA only
Very easy bonus to complete.
- Read our full post
- Soft pull
- Can fund up to $1,000 with a credit card
- Direct deposit not required
Communication Federal Credit Union $300 Bonus – OK & KS
Annoying it’s not clear if it’s a hard or soft pull.
- Read our full post
- Mixed dp if hard/soft pull
- Can fund up to $500 with a credit card
- Direct deposit of $3,000+ required
Firstmark Credit Union $300 Checking Bonus – TX
Unfortunately it’s a hard pull but can be opened online now.
- Read our full post
- Hard pull
- Can fund up to $100 with a credit card
- Multiple direct deposits required
Ridgewood Savings Bank – $300 Bonus – NY & CT only
Has been a $350 bonus but that required $25,000 in funds to keep the account fee free.
Summit Federal Credit Union Up To $150 – NY – Direct Deposit Not Required
Requires 20 debit card purchases instead of a direct deposit.
- Read our full post
- Soft pull
- No credit card funding
- Direct deposit not required
Account also offers 5% APY on balances up to $5,000
- Read our full post
- Hard pull
- Unknown if credit card funding is possible
- Direct deposit of $300+ required
Tower Federal Credit Union $100 – MD – No Requirements
This bonus has no monthly fees or requirements to trigger, making it extremely easy.
Westfield Bank $100 Bonus – OH Only – Direct Deposit Not Required
Any ACH deposit will work for this, doesn’t need to be direct deposit/payroll.
- Read our full post
- Soft pull
- Can fund up to $500 with a credit card
- Direct deposit or recurring ACH deposit required
Orange County’s Credit Union $100 Checking Bonus – No Direct Deposit Required – CA Only
Always nice to see a bonus with no direct deposit required, in addition no monthly fees to worry about.
Horizon Credit Union $200 Checking Bonus – WA, ID, MT, OR – Direct Deposit Not Required
Unfortunately there is a hard pull but everything else about this offer is great.
- Read our full post
- Hard pull
- Credit card funding of $500
- Direct deposit not required
Regions Bank $300 Checking Bonus – AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN & TX
Been a long time since we’ve seen a bigger bonus than this from Regions and given they are churnable every 12 months you might as well settle for $200 and get that clocking going for another bonus.
- Read our full post
- Soft pull
- Can fund up to $100 with a credit card
- Direct deposit of $500+ required
Royal Credit Union $250 Checking Bonus – MN, WI
No monthly fee to worry about and nice amount of credit card funding
- Read our full post
- Soft pull
- Can fund up to $2,000 with a Visa or Mastercard
- Direct deposit of $200+ required
First Merchants Bank $250 – OH
There was a $400 bonus but that was harder to keep fee free so this will be a better offer for more people.
- Read our full post
- Soft pull
- Can fund up to $2,500 with a credit card
- Direct deposit of $500+ required for three months
Savings Bank of Danbury $100-$300 – CT
Don’t think the $200 bonus is worth doing but both the $100 and $300 bonuses are.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit required, amount varies on bonus
Community First Credit Union $200 Bonus – FL only
No monthly fees to worry about and a nice bit of credit card funding as well.
- Read our full post
- Soft pull
- Can fund up to $1,500 with a credit card
- Direct deposit of $300+ required
Independent Bank – $200 Bonus – MI
This has been $100 for some time, so nice to see it increased again.
Frontier Bank $200 Bonus – IA, MN, SD, NE, ND
Requirements are relatively easy to meet and they have an account with no monthly fees to worry about.
CommunityAmerica Credit Union $300 – KS & MO
Unfortunately it’s a hard pull to open.
- Read our full post
- Hard pull
- Can fund up to $500 with a credit card
- two direct deposits that total $2,500+
Redstone Financial Credit $200 Youth Savings – AL, TN
Rare to see bonuses available to people under 18 and the requirement are very easy to meet.
- Read our full post
- Soft pull
- Can fund up to $530 with a credit card
- No direct deposit required
Frontwave Credit Union $200 Checking Bonus – CA
Bonus isn’t advertised online but still available in branch.
Sacramento Credit Union $200 – CA
No monthly fee and at it’s highest level.
- Read our full post
- Soft pull
- Can fund up to $500 with a credit card
- Direct deposit required, no minimum
VyStar Credit Union $175 – FL, GA
Can also join if you’re past or present military.
SLFCU $150 Checking Bonus + $50 Referral – NM, CA, AZ, TX, CO
Make sure to use a referral for another $50.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit of $100+ required but any ACH credit will work
Jovia Financial Credit Union $150 Checking Bonus – NY Only
Only requires a small direct deposit and no monthly fee.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit of $100+ required
Desert Financial Credit Union $100 Referral Bonus For Both Parties – AZ only
Requires a referral, but that potentially makes it more profitable for those that do sign up if you can refer some friends/family.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit required, no minimum specified
Collins Community Credit Union $100 Bonus – IA only
No monthly fee to worry about and nice amount of credit card funding as well.
America First Credit Union $100 – No Requirements – UT, NV, AZ, ID, OR, NM
Has been as high as $200 in the past but with a lot more requirements.
- Read our full post
- Hard pull
- Unknown if credit card funding is possible
- Direct deposit not required
Arsenal Credit Union $100 – MO, IL, No Direct Deposit Required
Unfortunately it’s a hard pull to open.
Power Financial Credit Union $100 – No Direct Deposit Required – FL only
Unfortunately seems to be a hard pull according to most people.
Andrews Federal Credit Union $150 – Washington D.C only
Unfortunately it’s ChexSystems sensitive.
Portland Federal Credit Union (PFCU) – MI – $100 Referral
This is a $100 referral bonus for both parties.
- Read our full post
- Soft pull
- Can fund up to $3,000 with a credit card
- Direct deposit required, no minimum specified
Verity Credit Union $100 Referral Bonus – WA
Nice bonus especially if you can refer a few people.
- Read our full post
- Soft pull
- Can fund up to $1,000 with a credit card
- Direct deposit of $500+ required
Greater Nevada Credit Union $100 – NV
Nice amount of credit card funding.
Heritage Credit Union $100 – WI & IL – In Branch
Pretty small bonus and it also needs to be opened in branch. At least there is no monthly fees to worry about.
California Coast Credit Union $100 Bonus – CA only
California Coast sometimes have good CD rates as well. This is a small bonus but worth doing if you’ve already done bigger bonuses listed above.
- Read our full post
- Soft pull
- Can fund up to $500 with a credit card
- Direct deposit of $500+ required for three months
Achieva Credit Union – $250 FL
Would be higher if it wasn’t for the hard pull.
USE Credit Union $100 Bonus – CA only
This is a referral bonus, so the bonus referring you will also receive $100.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit of $500+ required
Heritage Credit Union – WI & IL only – $100 Bonus
No monthly fees to worry about but a relatively small bonus.
Prestige Community Credit Union – TX – $100 Referral Bonus
This is a referral bonus, so can be a bit better if you can refer some friends or family as well. Can also get a straight $150 bonus.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit of $400+ required
Lafayette Federal Credit Union $100 – MD, D.C. & VA
You can get additional bonuses up to $750, but most of that is closing costs on a mortgage.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit of $500+ required
Financial Partners Credit Union – CA – $100 Referral Bonus
No monthly fees and the fact that it is a referral bonus makes this more attractive.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit of $500+ required
Western State Bank – $100 – AZ ND – In Branch Only
Another relatively small in branch bonus, still worth doing if you live near a branch and have done the bigger bonuses listed above.
The Bank of Princeton $100 Checking Bonus – NJ & PA, In Branch
No monthly fee is required which is nice.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit of $500+ required
City National Bank – $100 Checking – VA, WV, OH – In Branch
Not the most attractive offer given that it’s only $100 and in branch only, but still worth considering for those that have done the bigger bonuses above.
Neighborhood Credit Union $300 Checking Bonus – TX
Previously this was only a $100 bonus, so it’s nice to see it increased by such a huge amount.
- Read our full post
- Hard pull
- Unknown if credit card funding is possible
- Direct deposit of $500+ required
Highly Region Specific/Branch Specific
Redstone Federal Credit Union $500 – AL, TN
Offer available to residents in Cullman, Jackson, Limestone, Marshall, DeKalb, Morgan and Lawrence Counties in Alabama, or Bedford, Cannon, Lincoln, Moore, Rutherford, and Williamson Counties in Tennessee
TTCU Federal Credit Union $500 – OK Select Branches
Fantastic bonus if you live near a branch.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Recurring $500+ direct deposit required
Valley Strong Credit Union $250, Direct Deposit Not Required (Tulare, San Joaquin and Solano Counties)
Nice bonus with no direct deposit required.
Picatinny Credit Union $285 NJ – Morris County, New Jersey. Morris Essex Union Somerset
Available in more counties now as well.
- Read our full post
- Soft pull
- Can fund up to $500 with a credit card
- Direct deposit of $500+ required
MyUSA Credit Union $200 Checking Bonus – OH – No Requirements
Must live/work/learn in Butler, Clark, Greene, Miami, Montgomery or Warren County in OH only
- Read our full post
- Soft pull
- Can fund up to $500 with a credit card
- No direct deposit required
Southland Credit Union $200 Checking Bonus – CA Long Beach
Only available at the long beach location.
City National Bank VA, WV, OH, In Branch only – $200 Bonus
This has been available online in the past, but currently in branch only.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit of $200+ required
Expedition Credit Union $200 – MN
This is only available in the following counties:
- Anoka county
- Dakota county
- Hennepin county
- Ramsey county
- Washington county
Cap Ed Credit Union $100, Direct Deposit Not Required ID Only
Account also has no monthly fees to worry about and might actually be available nationwide.
San Mateo Credit Union $100 Bonus – Direct Deposit Not Required – CA Only
Only available in San Mateo County, the City of Palo Alto, or certain areas of San Francisco.
- Read our full post
- Soft pull
- Can fund up to $500 with a credit card
- Direct Deposit not required
Commonwealth Central Credit Union $100 Santa Clara County, CA, Direct Deposit Not Required
Unfortunately it’s a hard pull but at least no DD is required. This is also a referral bonus now.
Green State Credit Union $100 Checking Bonus – IA & IL, Direct Deposit Not Required
Just requires 12 debit card transactions to trigger the bonus.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit not required
Purdue Federal Credit Union $400 IN, Lake & Porter County
Bonus was previously only $150.
- Read our full post
- Soft pull
- Direct deposit required, but fine print says any ACH will work
- Can fund up to $250 with a credit card
Recent Changes
- [12/1/24] Removed Community Financial Credit Union $1,000 Bonus – MI
- [12/1/24] Removed TD Bank $500 CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VA
- [11/25/24] Added Andrews Federal Credit Union $150 – Washington D.C only
- [11/25/24] Added Frontier Bank $200 Bonus – IA, MN, SD, NE, ND
- [11/24/24] Removed VantageWest Credit Union $300 – AZ Only – Direct Deposit Not Required
- [11/21/24] Removed Union Bank & Trust $150 Bonus – KS, NE
- [11/21/24] Removed Chase $750 Business Checking Bonus
- [11/21/24] Removed First Home Bank $500 – FL In Branch Only
- [11/19/24] Added America First Credit Union $100 – No Requirements – UT, NV, AZ, ID, OR, NM
- [11/19/24] Added Found $125 Business Bonus
- [11/18/24] Added Trustco Bank $200 Checking Bonus – FL, MA, NJ, NY, VT, Direct Deposit Not Required
- [11/18/24] Added CommunityAmerica Credit Union $300 – KS & MO
- [11/18/24] Added ACNB – $400 Bonus – PA & MD only – Direct Deposit Not Required
- [11/18/24] Added Live Oak Bank $300 Savings Bonus
- [11/18/24] Added SECU $350 – DC, DE, PA, VA, WV, MD
- [11/18/24] Added Capital One $300
- [11/17/24] Removed Midland States Bank $250
- [11/17/24] Removed Camden National Bank $300 – ME, NH
- [11/12/24] Added Barclays $200
- [11/12/24] Removed Fifth Third $400 Checking Bonus – FL, GA, IL, IN, KY, MI, NC, OH, TN, WV, SC
- [11/12/24] Added Sun Canyon Bank – $300 – AZ
- [11/12/12] Removed EECU $300 – TX
- [11/4/24] Removed Found $125 Business Checking Bonus
- [11/4/24] Removed Live Oak Bank $200
- [11/3/24] Removed Idaho Central Credit Union (ICCU) $150 Bonus – ID, WA, OR, Direct Deposit Not Required
- [10/29/24] Removed Eastern Bank $350 Checking Bonus – MA, NH, ME, RI
- [10/26/24] Removed PeoplesBank (Bankatpeoples) $300 MA & CT Only
- [10/22/24] Added Suffolk Credit Union $300 – NY – Direct Deposit Optional
- [10/20/24] Removed Laurel Road $300 Checking Bonus + $20 Per Month
- [10/20/24] Removed Union Savings Bank – $600 – CT
- [10/15/24] Removed Seacoast Bank $300 Business Checking Bonus – FL Only
- [10/14/24] Added Chime portal bonus $390-$426
- [10/13/24] Added Sacramento Credit Union $200 – CA
- [10/13/24] Added Busey Bank $300 – FL, IL, IN, MO
- [10/13/24] Added Camden National Bank $300 – ME, NH
- [10/13/24] Added Hudson Valley Federal Credit Union $500 – NY Direct Deposit Not Required
- [10/11/24] Added Ameriprise Financial $350
- [10/7/24] Added Found $125 Business Checking Bonus
- [10/7/24] Removed Live Oak Bank $200
- [10/7/24] Added VantageWest Credit Union $300 – AZ Only – Direct Deposit Not Required
- [10/7/24] Removed Numerica Credit Union $200 – WA, ID – Direct Deposit Not Required
- [10/7/24] Removed First Fidelity Bank $500 – AZ, CO, OK
- [10/4/24] Added Portland Federal Credit Union $300 Referral Bonus
- [10/4/24] Added TD Bank $500 CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VA
- [10/4/24] Added BlueVine Business Checking $300
- [10/4/24] Added U.S. Bank $400/$900 Business Checking Bonus
- [10/3/24] Removed Wysh Financial Savings Account – $120-$135 Direct Deposit Not Required
- [10/1/24] Removed Old National Bank $1,200 Bonus – IL, IN, KY, MI, MN, TN & WI, In Branch
- [10/1/24] Removed HomeTrust Bank $400 Bonus In Branch NC, SC, TN, VA
- [10/1/24] Removed Step App – $200
- [10/1/24] Removed GTE Financial $300 – FL
- [10/1/24] Added Hawthorn Bank $300 – MO, KS
- [10/1/24] Added Eastern Bank $350 Checking Bonus – MA, NH, ME, RI
- [9/25/24] Removed First Bank $300 – VA & MD – Direct Deposit Not Required
- [9/23/24] Removed Parke Bank – $500 – NJ & PA
- [9/23/24] Added Ridgewood Savings Bank – $300 Bonus – NY & CT only
- [9/23/24] Added PeoplesBank (Bankatpeoples) $300 MA & CT Only
- [9/22/24] Removed Fidelity Bank Up To $300 Bonus + Fitbit Luxe – MA, NH
- [9/21/24] Removed Maxx: by Cedar Rapids Bank & Trust $333 Bonus – IA, WI, MN
- [9/20/24] Added Penn Community Bank $300 – PA, Direct Deposit Not Required
- [9/20/24] Added Citadel Bank $450 Checking Bonus – PA only
- [9/20/24] Added Parke Bank – $500 – NJ & PA
- [9/18/24] Removed Axos Bank $500 Checking + $150
- [9/11/24] Removed Travis Credit Union $350 – CA
- [9/9/24] Added Frontwave Credit Union $200 Checking Bonus – CA
- [9/9/24] Added Royal Credit Union $250 Checking Bonus – MN, WI
- [9/9/24] Added Wings Credit Union $400
- [9/8/24] Removed Citizens Bank $700 Checking & Savings Bonus – CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT
- [9/6/24] Removed FirstBank $300 – CA, AZ, CO – Direct Deposit Optional
- [9/5/24] Removed 4Font Credit Union $400 – MI, Direct Deposit Not Required
- [9/5/24] Removed Stock Yards Bank & Trust $200 Bonus – Louisville Only
- [9/5/24] Removed BlueVine Business Checking $300
- [9/5/24] Removed Idaho Central Credit Union (ICCU) $200 Bonus – ID, WA, OR, Direct Deposit Not Required
- [9/5/24] Removed Watertown Savings Bank – MA – $250
- [9/5/24] Removed Ameriprise Financial $200-$500 Savings Bonus
- [9/5/24] Removed First Tech Federal Credit Union $300
- [9/5/24] Added Delta Community Credit Union $120 Bonus – GA Only – Direct Deposit Not Required
- [9/5/24] Added Step App – $200
- [9/5/24] Removed 4Font Credit Union $400 – MI, Direct Deposit Not Required
- [9/5/24] Removed People Driven Credit Union $200 – MI
- [9/2/24] Added Citizens Bank $700 Checking & Savings Bonus – CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT
- [9/2/24] Removed Telhio Credit Union $250 – OH – Direct Deposit Not Required
- [8/31/24] Removed California Bank & Trust $250 Business Bonus – CA
- [8/26/24] Added Home Federal Savings Bank $290 – MN & IA only
- [8/26/24] Added Fidelity Bank $500 Checking – Northeastern PA only
- [8/26/24] Added Numerica Credit Union $200 – WA, ID – Direct Deposit Not Required
- [8/26/24] Added Power Financial Credit Union $199 – FL – Direct Deposit Not Required
- [8/26/24] Added Arsenal Credit Union $100 – MO, IL, No Direct Deposit Required
- [8/21/24] Added BMO Harris $350-$500 Checking Bonus
- [8/21/24] Added Community Financial Credit Union $1,000 Bonus – MI
- [8/21/24] Added OneAZ $300 Checking Bonus – AZ Only
- [8/21/24] Added Fifth Third $325 Checking Bonus – FL, GA, IL, IN, KY, MI, NC, OH, TN, WV, SC
- [8/21/24] Added Maxx: by Cedar Rapids Bank & Trust $333 Bonus – IA, WI, MN
- [8/21/24] Added Stock Yards Bank & Trust $200 Bonus – Louisville Only
- [8/21/24] Added Valley National Bank $400 Bonus AL, FL, NJ, & NY
- [8/20/24] Removed Blue Federal Credit Union $200 Bonus CO, WY – In Branch Only
- [8/6/24] Removed Primis Bank $100 Business Savings Bonus
- [8/6/24] Removed Central Bank $300 – OK, IL KS & MO, CO
- [8/6/24] Removed Suffolk Credit Union $300 – NY – Direct Deposit Optional
- [8/6/24] Removed Alliant Credit Union $100 Savings Bonus
- [8/5/24] Removed Redwood Credit Union $250 – CA
- [8/5/24] Removed Hanmi Bank $250 CA, IL, NJ, NY, TX, VA
- [8/3/24] Removed Community Credit Union Florida – $300 – FL
- [7/30/24] Added Wysh Financial Savings Account – $120-$135 Direct Deposit Not Required
- [7/30/24] Added Everwise Credit Union $400 [Formerly Teachers Credit Union] IN & MI
- [7/26/24] Removed AAC Credit Union $200 – MI
- [7/26/24] Removed Altra Federal Credit Union $250 MN, WI, TN, TX, Direct Deposit Not Required
- [7/26/24] Removed Kinecta $250 Bonus
- [7/25/24] Removed Suncoast Credit Union $100 – FL – Direct Deposit Not Required
- [7/25/24] Removed Busey Bank $300 – FL, IL, IN, MO
- [7/24/24] Added Clearview Credit Union $400 – PA
- [7/23/24] Removed Chartway Federal Credit Union $200, Direct Deposit Not Required
- [7/22/24] Added BlueVine Business Checking $300
- [7/22/24] Added Primis Bank $100 Business Savings Bonus
- [7/22/24] Added S&T Bank $900 – PA & OH
- [7/22/24] Added Redstone Financial Credit $200 Youth Savings – AL, TN
- [7/22/24] Added Old National Bank $1,200 Bonus – IL, IN, KY, MI, MN & WI, In Branch
- [7/22/24] Added First National Bank (FNB) $800 Checking Bonus – PA, OH, MD, DC, VA, NC, SC, WV
- [7/17/24] Added U.S. Bank $450 + $100 Checking Bonus
- [7/15/24] Added Portland Federal Credit Union (PFCU) – MI – $100 Referral
- [7/15/24] Added BluPeak (Formerly USE Credit Union) $600 – CA
- [7/15/24] Added SLFCU $150 Checking Bonus + $50 Referral – NM, CA, AZ, TX, CO
- [7/15/24] Added First Fidelity Bank $500 – AZ, CO, OK
- [7/15/24] Added Regions Bank $300 Checking Bonus – AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN & TX
- [7/10/24] Added Seacoast Bank $400 – FL Only
- [7/8/24] Added Idaho Central Credit Union (ICCU) $200 Bonus – ID, WA, OR, Direct Deposit Not Required
- [7/8/24] Added EECU $300 – TX
- [7/8/24] Added Savings Bank of Danbury $100-$300 – CT
- [7/8/24] Added Ameriprise Financial $200-$500 Savings Bonus
- [7/8/24] Added Union Bank & Trust $150 Bonus – KS, NE
- [7/7/24] Removed American Bank & Trust $250 – SD & MN
- [7/2/24] Removed Regions Bank $300 Checking Bonus + $50 Referral – AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN & TX
- [7/2/24] Removed USC Credit Union $250 – CA
- [7/1/24] Added GTE Financial $300 – FL
- [7/1/24] Added Midland States Bank $250
- [7/1/24] Added M&T Bank $300-$1,500 Business Checking Bonus – CT, DE, D.C., MD, NJ, NY, PA, VA, WV – In Branch
- [7/1/24] Added Firstrust Bank $300 Or $450 Checking Bonus, Direct Deposit Not Required – DE, MD, NJ, PA
- [7/1/24] Added Watertown Savings Bank – MA – $250
- [6/30/24] Removed S&T Bank $300/$400 Checking Bonus – PA & OH
- [6/28/24] Removed U.S. Bank $500 + $100 Checking Bonus
- [6/27/24] Removed Provident Credit Union $300 Checking Bonus – CA only
- [6/25/24] Added Busey Bank $300 – FL, IL, IN, MO
- [6/25/24] Added HomeTrust Bank $400 Bonus In Branch NC, SC, TN, VA
- [6/25/24] Added 4Font Credit Union $400 – MI, Direct Deposit Not Required
- [6/25/24] Added First Merchants Bank $250 – IL, IN, OH, MI
- [6/25/24] Added U.S. Bank $500 + $100 Checking Bonus
- [6/25/24] Removed Eastern Bank $200/$350 Checking Bonus – MA, NH, ME, RI
- [6/21/24] Added Axos Bank $500 Checking + $150
- [6/21/24] Added Chartway Federal Credit Union $200, Direct Deposit Not Required
- [6/17/24] Removed Barclays $200 Savings Bonus
- [6/17/24] Removed Landmark Credit Union – $300 WI, IL
- [6/17/24] Removed Live Oak Bank $300 Business Savings Bonus
- [6/1/24] Added Suffolk Credit Union $300 – NY – Direct Deposit Optional
- [5/26/24] Added Union Savings Bank – $500 – CT
- [5/26/24] Added USC Credit Union $250 – CA
- [5/26/24] Added Community Credit Union Florida – $300
- [5/26/24] Added Discover Savings Account $150/$200 Bonus
- [5/26/24] Added Eastern Bank $200/$350 Checking Bonus – MA, NH, ME, RI
- [5/24/24] Added American Bank & Trust $250 – SD & MN
- [5/24/24] Added TTCU Federal Credit Union $500 – OK Select Branches
- [5/24/24] Added Altra Federal Credit Union $250 MN, WI, TN, TX, Direct Deposit Not Required
- [5/24/24] Added Laurel Road $200
- [5/24/24] Added Live Oak Bank $300 Business Savings Bonus
- [5/14/24] Added Laurel Road $300 Checking Bonus + $20 Per Month
- [5/14/24] Removed WinTrust Community Bank $500 Bonus – IL, WI, FL
- [5/14/24] Removed First Horizon Bank $450 Bonus – LA, NY, SC, TX, TN, AR, MS, AL, GA, KY, FL, NC & VA – Direct Deposit Not Required
- [5/14/24] Removed United Heritage Credit Union $250 – TX
- [5/14/24] Removed Laurel Road $200
- [5/14/24] Removed WinTrust Community Bank $500 Bonus – IL, WI, FL
- [5/8/24] Added Capital One $300-$1,500 Savings Bonus
- [5/8/24] Removed PeoplesBank (Bankatpeoples) $300 MA & CT Only
- [4/29/24] Added U.S. Bank $800 Business Checking Bonus
- [4/28/24] Removed Community Credit Union Florida $300 – FL
- [4/22/24] Added MyUSA Credit Union $200 Checking Bonus – OH – No Requirements
- [4/22/24] Added Citizens Bank $500 Savings – CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT
- [4/19/24] Added Arizona Central Credit Union – $500 Bonus – AZ
- [4/19/24] Added Santander $500 Business Checking Bonus – NH, FL, MA, RI, CT, DE, NY, NJ, or PA, In branch
- [4/15/24] Added People Driven Credit Union $200 – MI
- [4/14/24] Removed Sandy Spring Bank $300 Bonus – DC, MD, VA, DE, PA, or WV
- [4/13/24] Removed Camden National Bank $200 – ME, NH – Direct Deposit Not Required
- [4/12/24] Removed Citizens Bank $400 Checking Bonuses – CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT
- [4/10/24] Removed Wells Fargo $225
- [4/9/24] Added Independent Bank – $200 Bonus – MI
- [4/9/24] Added First Horizon Bank $450 Bonus – LA, NY, SC, TX, TN, AR, MS, AL, GA, KY, FL, NC & VA – Direct Deposit Not Required
- [4/9/24] Added U.S. Bank $500 Checking Bonus + $60
- [4/3/24] Added Truist $400 – AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC
- [4/3/24] Added M&T Bank $500 Business Checking Bonus – CT, DE, D.C., MD, NJ, NY, PA, VA, WV – In Branch
- [4/3/24] Added S&T Bank $300/$400 Checking Bonus – PA & OH
- [4/3/24] Removed Wallet by Boss Money $100 Referral Bonus
- [4/2/24] Removed S&T Bank $300/$400 – PA & OH
- [4/2/24] Removed First Horizon Bank $450 Checking Bonus – TN, AR, MS, AL, GA, KY, FL, NC & VA – Direct Deposit Not Required
- [4/2/24] Removed Busey Bank $300 – FL, IL, IN, MO
- [3/31/24] Removed United States Senate Federal Credit Union $500 – VA Only
- [3/31/24] Removed Lili Bank $100 + $100
- [3/30/24] Removed S&T Bank $300/$400 – PA & OH
- [3/29/24] Removed Service Credit Union $200/$500 Bonus
- [3/26/24] Added Air Academy Credit Union $225 – CO
- [3/26/24] Added First Horizon Bank $450 Checking Bonus – TN, AR, MS, AL, GA, KY, FL, NC & VA – Direct Deposit Not Required
- [3/18/24] Added SoFi Checking & Savings $500 Signup Bonus
- [3/17/24] Removed Bay First Bank $400 Bonus – FL only
- [3/14/24] Removed U.S. Bank $500 Checking Bonus
- [3/13/24] Removed Citadel Bank $300 Checking Bonus – PA only
- [3/12/24] Added Star One Credit Union $200 Checking Bonus – No Bonus Requirements – Bay Area, CA only
- [3/12/24] Added Barclays $200 Savings Bonus
- [3/9/24] Removed Cornerstone Financial Credit Union $250 – TN, KY
- [3/6/24] Added Landmark Credit Union – $300 WI, IL
- [3/6/24] Added Truist $400 AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC
- [3/6/24] Added Capital One $250
- [3/6/24] Added Wells Fargo $225 savings bonus
- [3/6/24] Added First Tech Federal Credit Union $300
- [3/6/24] Added Sandy Spring Bank $300 Bonus – DC, MD, VA, DE, PA, or WV
- [3/1/24] Removed Meriwest Credit Union $300 – CA & AZ
- [2/29/24] Removed M&T Bank $350 Checking – CT, DC, DE, MA, MD, ME, NH, NJ, NY, PA, VA, VT, WV
- [2/27/24] Added Busey Bank $300 – FL, IL, IN, MO
- [2/26/24] Removed Columbia Bank $300 Checking – NJ only
- [2/26/24] Removed TruChoice Federal Credit Union $400 – ME Only
- [2/24/24] Added Fidelity Bank Up To $300 Bonus + Fitbit Luxe – MA, NH
- [2/24/24] Added Santander $400 Checking Bonus – NH, MA, RI, CT, DE, NY, NJ & PA
- [2/24/24] Added Hancock Whitney $300 Checking Bonus – LA, MS, FL, AL, TX
- [2/24/24] Added Camden National Bank $200 – ME, NH – Direct Deposit Not Required
- [2/24/24] Added Expedition Credit Union $200 – MN
- [2/24/24] Removed Wells Fargo $225 Bonus
- [2/18/24] Removed Santander $400 Checking Bonus – NH, MA, RI, CT, DE, NY, NJ, PA, or FL, In Branch
- [2/16/24] Removed Northwest Federal Credit Union $400 Checking Bonus
- [2/14/24] Removed Oxygen $110 Referral Bonus
- [2/11/24] Added Community Credit Union Florida $300 – FL
- [2/8/24] Added Laurel Road $200
- [2/7/24] Added Bay First Bank $400 Bonus – FL only
- [2/7/24] Added Telhio Credit Union $200 – OH – Direct Deposit Not Required
- [1/31/24] Removed WesBanco $400 – WV, PA, OH, IN, KY, MD
- [1/28/24] Added Upgrade Rewards Checking $200 Referral Bonus
- [1/28/24] Added Redwood Credit Union $250 – CA
- [1/23/24] Added S&T Bank $300/$400 – PA & OH
- [1/23/24] Added ENT Credit Union $200 Bonus – No Direct Deposit Required – CO only
- [1/23/24] Added Service Credit Union $200/$500 Bonus
- [1/21/24] Added Columbia Credit Union $100 Referral Checking Bonus – OR, WA
- [1/21/24] Added City National Bank VA, WV, OH, In Branch only – $200 Bonus
- [1/20/24] Added Wells Fargo $225 Bonus
- [1/17/24] Added Freedom Credit Union $200 Referral Bonus – PA
- [1/17/24] Added Old National Bank $250/$450 Bonus – IA, IL, IN, KY, MN, WI & MI
- [1/14/24] Removed Citadel Bank $300 Checking Bonus – PA only
- [1/14/24] Removed Hawthorn Bank $300 MO, KS
- [1/14/24] Removed Middlesex Federal MA, In Branch $150 Bonus, Direct Deposit Not Required
- [1/14/24] Removed Hudson Valley Federal Credit Union $400 Bonus – NY, Direct Deposit Not Required
- [1/14/24] Removed East Cambridge Savings Bank – MA – $475
- [1/14/24] Removed PeoplesBank $400 Checking – MD & PA
- [1/14/24] Added Travis Credit Union $350 – CA
- [1/14/24] Added Cornerstone Financial Credit Union $250 – TN, KY
- [1/14/24] Added Chase Business Complete Checking $400 Bonus
- [1/14/24] Added Citi $300
- [1/14/24] Removed First Tech Federal Credit Union $350
- [1/14/24] Removed Macatawa Bank $150 Checking Bonus – MI – No Direct Deposit Required
- [1/14/24] Added Citizens Bank $400 Checking Bonuses – CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT
- [1/10/24] Added Altra Federal Credit Union – $250 – MN, WI, TN, TX – Direct Deposit Not Required
- [1/10/24] Added U.S. Bank $500 Checking Bonus
- [1/10/24] Removed Capital One $300-$1,500 Savings Bonus
- [1/7/24] Added UFirst Credit Union – UT
- [1/7/24] Added United Heritage Credit Union $250 – TX
- [1/5/24] Removed NASA Federal Credit Union $300 Checking Bonus
- [1/1/24] Removed Midland States Bank $250 – IL, MO
- [12/31/23] Removed Banner Bank $300 OR, WA, CA & ID
- [12/31/23] Removed Banner Bank $200 OR, WA, CA & ID
- [12/31/23] Removed Chartway Federal Credit Union $200, Direct Deposit Not Required
- [12/31/23] Removed U.S. Bank $500 Checking Bonus
- [12/31/23] Removed NYCB Family Of Banks $350 Bonus – NY, MI, NJ, OH, FL, AZ
- [12/31/23] Removed PenFed Up To $750 Savings Bonus
- [12/31/23] Removed M&T Bank $500 Business Checking Bonus – MA, CT, DE, D.C., MD, NJ, NY, PA, VA, WV
- [12/27/23] Removed HarborOne Bank $600 Checking & Savings Bonus – MA, NH, and RI
- [12/20/23] Added NASA Federal Credit Union $300 Checking Bonus
- [12/20/23] Removed CIBC $500 Saving Bonus (New/Existing)
- [12/19/23] Removed WeBull $3,000 Cash Management Bonus
- [12/17/23] Removed Fidelity Bloom – $130 Bonus
- [12/15/23] Removed Fidelity $100 Bonus
- [12/12/23] Added KeyBank $300 Bonus – AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
- [12/11/23] Added Idaho Central Credit Union (ICCU) $150 Bonus – ID, WA, OR, Direct Deposit Not Required
- [12/11/23] Added Picatinny Credit Union $200 NJ – Morris County, New Jersey. Morris Essex Union Somerset
- [12/11/23] Removed BMO Harris $400/$600
- [12/11/23] Removed BMO Harris $400/$600
- [12/11/23] Added Bank of America $200 Checking Bonus
- [12/5/23] Removed Sandy Spring Bank $300 Bonus – MD, DC & VA
- [12/5/23] Removed UMB Bank $400 Checking Bonus – AZ, CO, IL, MO, NE, OK, KS, TX
- [12/4/23] Added Redstone Federal Credit Union $600 – AL, TN
- [12/4/23] Added Communication Federal Credit Union $300 Bonus – OK & KS
- [12/4/23] Added Broadway Bank $300-$500 Business Checking Bonus – TX
- [12/2/23] Added Firstmark Credit Union $300 Checking Bonus – TX
- [12/2/23] Added Midland States Bank $250 – IL, MO
- [11/29/23] Removed Flushing Bank $700 Bonus – NY & NJ – Direct Deposit Optional
- [11/26/23] Removed Excite Credit Union $300 – CA, NC
- [11/24/23] Added Chartway Federal Credit Union $200, Direct Deposit Not Required
- [11/24/23] Added Northwest Federal Credit Union $400 – VA & MD
- [11/21/23] Added Hanmi Bank $250 CA, IL, NJ, NY, TX, VA
- [11/21/23] Added PenFed Up To $750 Savings Bonus
- [11/19/23] Removed Credit Human $200 Bonus – TX only
- [11/18/23] Added Sandy Spring Bank $300 Bonus – MD, DC & VA
- [11/17/23] Removed Discover $400 Saving Bonus
- [11/16/23] Removed Royal Credit Union $200 Checking Bonus – MN, WI
- [11/14/23] Added AAC Credit Union $200 – MI
- [11/13/23] Removed Ameriprise Financial $500 Savings Bonus
- [11/13/23] Removed United Community Bank $200 Bonus – NC, TN, SC, GA
- [11/13/23] Removed East Cambridge Savings Bank – MA – $475
- [11/12/23] Added Stanford Federal Credit Union $250/$500 – CA
- [11/9/23] Removed PeoplesBank (Bankatpeoples) $300 MA & CT Only, Direct Deposit Not Required
- [10/14/23] Added Ally Bank $150 Swagbucks Bonus
- [11/7/23] Added PeoplesBank $400 Checking – MD & PA
- [11/7/23] Removed Chartway Federal Credit Union $200 Checking Bonus, Direct Deposit Not Required
- [11/6/23] Added Unify Financial Credit Union $150
- [11/5/23] Added TruChoice Federal Credit Union $400 – ME Only
- [11/5/23] Added AllTru Credit Union $300 Checking Bonus – MO
- [11/5/23] Added PeoplesBank (Bankatpeoples) $300 MA & CT Only, Direct Deposit Not Required
- [11/5/23] Added CIBC $250/$500 Savings Bonus
- [11/5/23] Added Capital One $300-$1,500 Savings Bonus
- [11/5/23] Removed Unify Financial Credit Union $50 Checking Bonus + Two LA Rams Tickets
- [11/3/23] Removed Fidelity Bank $300 + AirPods (2nd Gen) – MA, NH Only
- [11/3/23] Removed SkyOne Federal Credit Union $600 Checking Bonus
- [11/3/23] Added Discover $400 online savings bonus
- [11/2/23] Added CIBC New or Existing Customers $250-$500 Online Savings Bonus
- [11/2/23] Removed Ameris Bank $300 Checking Bonus
- [10/31/23] Removed American Express $250 Bonus
- [10/31/23] Added Ameris Bank $300 Checking Bonus
- [10/31/23] Removed P1FCU $200, Direct Deposit Not Required – WA, OR, ID
- [10/31/23] Removed Capital One $350 Checking Bonus
- [10/30/23] Added Fifth Third $350 Checking Bonus
- [10/30/23] Added KeyBank $200 Bonus – AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
- [10/29/23] Removed First Federal Credit Union $200 Checking Bonus – IA only – No Direct Deposit Required
- [10/27/23] Removed Citizens Bank $400 Checking Bonuses – CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT, D.C.
- [10/26/23] Added BMO Harris $400/$600 business
- [10/26/23] Added BMO Harris $400/$600
- [10/26/23] Added WECU $250 Checking Bonus – WA
- [10/24/23] Added East Cambridge Savings Bank – MA – $475
- [10/24/23] Added Hudson Valley Federal Credit Union $400 Bonus – NY, Direct Deposit Not Required
- [10/24/23] Added M&T Bank $350 Checking – CT, DC, DE, MA, MD, ME, NH, NJ, NY, PA, VA, VT, WV
- [10/24/23] Removed Eastern Bank Up To $600 – MA, NH, ME or RI
- [10/23/23] Added WeBull $3,000 Cash Management Bonus
- [10/23/23] Removed KeyBank $200 Bonus – AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
- [10/16/23] Removed ENT Credit Union $200 Bonus – No Direct Deposit Required – CO only
- [10/14/23] Removed KeyBank $200 Bonus – AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
- [10/14/23] Removed Ally Bank $200 Bonus
- [10/9/23] Added Chase $900 Checking/Savings Bonus
- [10/6/23] Removed Tower Federal Credit Union $300 – MD
- [10/5/23] Removed OMNI Community Credit Union $200 – MI
- [10/3/23] Removed Union Bank & Trust $150 Bonus – KS, MO, NE, IA
- [10/3/23] Removed M&T Bank $450 Checking Bonus – CT, DE, D.C., MD, NJ, NY, PA, VA, WV
- [10/3/23] Removed Georgia’s Own Credit Union $200/$400 – GA
- [10/3/23] Removed Elevations Credit Union $100 Checking Bonus, No Direct Deposit Required
- [10/3/23] Removed HomeTrust Bank $400 Bonus NC, SC, TN, VA
- [10/2/23] Added M&T Bank $500 Business Checking Bonus – MA, CT, DE, D.C., MD, NJ, NY, PA, VA, WV
- [10/2/23] Added Wells Fargo $525 Saving Bonus
- [10/2/23] Added Star One Credit Union $200 Checking Bonus – No Bonus Requirements – Bay Area, CA only
- [10/2/23] Added WinTrust Community Bank $500 Bonus – IL, WI, FL
- [10/1/23] Removed Midland States Bank $250 Bonus (Excludes CA; KY; NJ; NY; OH; PA; TX)
- [9/25/23] Added Meriwest Credit Union $300 – CA & AZ
- [9/25/23] Added VyStar Credit Union $175 – FL, GA
- [9/25/23] Added Eastern Bank Up To $600 – MA, NH, ME or RI
- [9/25/23] Added Columbia Bank $300 Checking – NJ only
- [9/25/23] Added Royal Credit Union $200 Checking Bonus – MN, WI
- [9/19/23] Added KeyBank $200 Bonus – AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
- [9/18/23] Added United Community Bank $200 Bonus – NC, TN, SC, GA
- [9/17/23] Removed Christian Community Credit Union – $200 Bonus – Must Be A Member of A Christian Ministry
- [9/16/23] Removed Bethpage Credit Union $200
- [9/16/23] Removed BMO Harris $300/$500 Business Checking Bonus – AZ, FL, IL, IN, KS, MO, MN and WI
- [9/16/23] Removed Discover $150-$200 Savings Bonus
- [9/14/23] Added Chartway Federal Credit Union $200 Checking Bonus, Direct Deposit Not Required
- [9/13/23] Added MidFirst Bank $300 – AZ, OK
- [9/13/23] Added American Express $250 Bonus
- [9/12/23] Added California Bank & Trust $250 Business Bonus – CA
- [9/12/23] Added F&M Bank $250 Checking Bonus – IL, IN, OH, No Direct Deposit Required
- [9/12/23] Added BMO Harris $300/$500 Business Checking Bonus – AZ, FL, IL, IN, KS, MO, MN and WI
- [9/12/23] Added Ameriprise Financial $500 Savings Bonus
- [9/12/23] Added Unify Financial Credit Union $50 Checking Bonus + Two LA Rams Tickets
- [9/12/23] Added Wallet by Boss Money $100 Referral Bonus
- [9/12/23] Added ENT Credit Union $200 Bonus – No Direct Deposit Required – CO only
- [9/11/23] Removed U.S. Bank Business Checking $500/$750 Bonus
- [9/9/23] Removed Fifth Third $500 Business Checking Bonus – FL, IN, NC, TN, GA, KY, OH, WV, IL, MI, SC
- [9/7/23] Removed First National Bank (FNB) $400 Checking Bonus – PA, OH, MD, DC, VA, NC, SC, WV
- [8/23/23] Added Ally Bank $200 Checking Bonus
- [8/16/23] Removed Credit Human $200 – TX – Direct Deposit Not Required
- [8/15/23] Added Fidelity Bloom $130 Bonus
- [8/15/23] Removed Fidelity Bloom $80 Bonus
- [8/14/23] Added [NH, MA, RI, CT, DE, NY, NJ, PA, or FL, In Branch] Santander $400 Checking Bonus
- [8/14/23] Added Sunflower Bank $200 – AZ, MO, NM, KS & CO and TX, In Branch only – Direct Deposit Not Required
- [8/9/23] Removed Seacoast Bank $350 Bonus – FL only
- [8/7/23] Added SF Fire Credit Union $300 – CA
- [8/7/23] Added North Shore Bank $400 Checking Bonus – Direct Deposit Optional – WI & IL
- [8/3/23] Removed Credit Union 1 $500 – IL Only
- [8/3/23] Removed Telhio Credit Union $200 – OH – Direct Deposit Not Required
- [8/3/23] Removed United Community Bank $200 NC, TN, SC, GA
- [8/3/23] Removed Amalgamated Bank $150-$300
- [8/3/23] Added Capital One $350 Checking Bonus
- [8/3/23] Removed Chase Business Checking $750 Bonus
- [8/2/23] Added SkyOne Federal Credit Union $600 Checking Bonus
- [8/2/23] Removed Old National Bank $300/$450 Bonus – IA, IL, IN, KY, MN & MI
- [8/2/23] Removed Texas Capital Bank $500-$700 Business Checking Bonus – TX
- [7/31/23] Removed SF Fire Credit Union $300 – CA
- [7/31/23] Removed Bay First (First Home Bank) $400 – FL
- [7/24/23] Removed SkyOne Federal Credit Union $300 Bonus
- [7/24/23] Added CIBM Bank $250 Bonus – Direct Deposit Not Required – IN, IL, WI
- [7/24/23] Added NYCB Family Of Banks $350 Bonus – NY, MI, NJ, OH, FL, AZ
- [7/21/23] Added Amalgamated Bank $150-$300
- [7/21/23] Added TruStone Financial $350 – WI & MN only
- [7/21/23] Added Bay First (First Home Bank) $400 – FL
- [7/21/23] Added Bethpage Credit Union $200 NY
- [7/21/23] Added South State Bank $200 checking Bonus – GA, NC, SC, VA – Direct Deposit Not Required
- [7/21/23] Added United Community Bank $200 NC, TN, SC, GA
- [7/11/23] Removed First Bank – $300 Checking Bonus – CA, IL & MO
- [7/9/23] Added Union Bank & Trust $150 Bonus – KS, MO, NE, IA
- [7/5/23] Removed Gateway First Bank $250 Bonus
- [7/5/23] Removed Wells Fargo $525 Savings Bonus
- [7/5/23] Added Wells Fargo $325 Checking Bonus
- [7/4/23] Removed Landmark Credit Union $300 – WI, IL
- [7/4/23] Removed M&T Bank $500 Business Checking Bonus – CT, DE, D.C., MD, NJ, NY, PA, VA, WV
- [7/4/23] Removed WinTrust Community Bank $500 Bonus – IL, WI, FL
- [7/4/23] Removed South State Bank $200 checking Bonus – GA, NC, SC, VA – Direct Deposit Not Required
- [7/4/23] Removed Truist $400 AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC
- [7/4/23] Removed CIBM Bank $250/$600 Checking Bonus IN, IL, WI
- [7/4/23] Removed Sunflower Bank $200 – AZ, MO, NM, KS & CO and TX, In Branch only – Direct Deposit Not Required
- [7/3/23] Added SF Fire Credit Union $300 – CA
- [7/3/23] Added Elevations Credit Union $100 Checking Bonus, No Direct Deposit Required
- [7/2/23] Removed NVE Bank $600 Checking – NJ Only
- [6/29/23] Added Horizon Credit Union $200 Checking Bonus – WA, ID, MT, OR – Direct Deposit Not Required
- [6/29/23] Added Excite Credit Union $300 – CA, NC
- [6/29/23] Added Midland States Bank $250 Bonus (Excludes CA; KY; NJ; NY; OH; PA; TX)
- [6/29/23] Added Texas Capital Bank $500-$700 Business Checking Bonus – TX
- [6/29/23] Added Telhio Credit Union $200 – OH – Direct Deposit Not Required
- [6/29/23] Added Regions Bank $300 Checking Bonus + $50 Referral – AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN & TX
- [6/29/23] Added KeyBank $200 Bonus – AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
- [6/29/23] Removed Teachers Credit Union $200 IN & MI
- [6/28/23] Removed Live Oak Bank $300 Business Savings
- [6/24/23] Removed Camden National Bank $200 – ME, NH – Direct Deposit Not Required
- [6/19/23] Added P1FCU $200, Direct Deposit Not Required – WA, OR, ID
- [6/19/23] Added WesBanco $250 – WV, PA, OH, IN, KY, MD
- [6/19/23] Added Suncoast Credit Union $100 – FL – Direct Deposit Not Required
- [6/19/23] Added SkyOne Federal Credit Union $300 Bonus
- [6/17/23] Removed KeyBank $200 Bonus – AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
- [6/14/23] Added Broadway Bank $300 Checking – TX
- [6/12/23] Added Camden National Bank $200 – ME, NH – Direct Deposit Not Required
- [6/12/23] Added Macatawa Bank $150 Checking Bonus – MI – No Direct Deposit Required
- [6/12/23] Added bankESB (Easthampton Savings Bank) $325 – Direct Deposit Not Required – MA, CT, RI & NH
- [6/10/23] Removed Thrivent $200 Checking Bonus – Christian Faith Required
- [6/9/23] Removed Citizens Bank $500 – CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT, VA, D.C., MD, FL
- [6/7/23] Removed Broadway Bank $300 – TX
- [6/6/23] Added Fifth Third $500 Business Checking Bonus – FL, IN, NC, TN, GA, KY, OH, WV, IL, MI, SC
- [6/6/23] Added Sunflower Bank $200 – AZ, MO, NM, KS & CO and TX, In Branch only – Direct Deposit Not Required
- [6/6/23] Removed Eastern Bank Up To $600 Checking Bonus – MA, NH, ME, RI
- [6/6/23] Removed Sandy Spring Bank $200 Bonus – MD, DC & VA
- [6/6/23] Removed SF Fire Credit Union $300 Checking – CA
- [6/6/23] Removed Idaho Central Credit Union (ICCU) $200 Bonus – ID, WA, OR, Direct Deposit Not Required
- [6/5/23] Removed Royal Credit Union $250 Checking Bonus – MN, WI
- [6/2/23] Removed GO2Bank $100 Referral Checking Bonus
- [6/2/23] Removed US Alliance Financial $250 Checking Bonus
- [5/31/23] Removed First Financial Bank $200 Checking Bonus, Direct Deposit Not Required – IL, IN, KY, OH
- [5/30/23] Removed Marcus $100 Savings Bonus
- [5/29/23] Added BECU Credit Union $200 Checking Bonus – Direct Deposit Not Required – WA, ID & OR
- [5/28/23] Removed TBK Bank $600 Bonus – CO, IA, IL, KS & TX
- [5/22/23] Added Credit Human $200 – TX – Direct Deposit Not Required
- [5/22/23] Added Tower Federal Credit Union $300 – MD
- [5/22/23] Added SF Fire Credit Union $300 Checking – CA
- [5/18/23] Removed bankESB (East Hampton Savings Bank) $200 – Direct Deposit Not Required – MA, CT
- [5/15/23] Added CIBC US $200 IL, MI, MO & WI
- [5/11/23] Removed Bay First $400 Bonus – FL only
- [5/11/23] Added Eastern Bank Up To $600 Checking Bonus – MA, NH, ME, RI
- [5/11/23] Added UMB Bank $400 Checking Bonus – AZ, CO, IL, MO, NE, OK, KS, TX
- [5/1/23] Added Landmark Credit Union $300 – WI, IL
- [4/20/23] Added $100 Fidelity brokerage bonus
- [4/20/23] Added Truist $400 AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC
- [4/20/23] Added KeyBank $200 Bonus – AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
- [4/20/23] Added Idaho Central Credit Union (ICCU) $200 Bonus – ID, WA, OR, Direct Deposit Not Required
- [4/20/23] Added Banner Bank $300 OR, WA, CA & ID
- [4/20/23] Added PeoplesBank $400 Checking – MD & PA
- [4/20/23] Added Oxygen $110 Referral Bonus
- [4/20/23] Added Gateway First Bank $250 Bonus
- [4/20/23] Added Citi Up To $2,000 Personal Checking/Savings Bonus – Available Nationwide & Direct Deposit Not Required
- [4/20/23] Added GO2Bank $100 Referral Checking Bonus
- [4/20/23] Added Fulton Bank $300 – DE, DC, MD, NJ, PA, & VA – Direct Deposit Not Required
- [4/20/23] Added Truist $400 AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC
- [4/20/23] Added Live Oak Bank $300 Business Savings
- [4/20/23] Added [NJ only] NVE Bank $600 Checking Bonus
- [4/20/23] Added HomeTrust Bank $400 Bonus NC, SC, TN, VA
- [4/20/23] Added Bay First $400 Bonus – FL only
- [4/20/23] Added Bank of America $200 Business Checking
- [4/19/23] Removed American Eagle Financial Credit Union $200 Checking Bonus – CT, MA
- [4/19/23] Removed 1st United Credit Union $200 Checking Bonus – CA only – No Direct Deposit Required
- [4/19/23] Removed Service Credit Union $100 Referral Bonus For Both Parties
- [4/19/23] Removed Ardent Credit Union $350 – PA
- [4/19/23] Removed BECU $100 Bonus – No Direct Deposit Required – WA, ID & OR
- [4/15/23] Removed Truist $400 Checking Bonus AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC
- [4/13/23] Removed U.S. Bank Checking $600 + $49 Bonus
- [4/10/23] Removed Sterling Bank $250/$450 Bonus – NY In Branch Only
- [4/6/23] Removed Hudson Valley Federal Credit Union $750 Checking Bonus – NY (Westchester or Rockland)
- [4/1/23] Added Neighborhood Credit Union $300 Checking Bonus – TX
- [3/22/23] Added Citizens Bank $500 – CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT, VA, D.C., MD, FL
- [3/22/23] Added Credit Human $200 Bonus – TX only
- [3/22/23] Added Sandy Spring Bank $200 Bonus – MD, DC & VA
- [3/22/23] Added Thrivent $200 Checking Bonus – Christian Faith Required
- [3/22/23] Added TBK Bank $600 Bonus – CO, IA, IL, KS & TX
- [3/22/23] Added KeyPoint Credit Union $300 Checking – CA Only
- [3/22/23] Added Banner Bank $200 OR, WA, CA & ID
- [3/21/23] Removed mph.bank $365 Bonus
- [3/21/23] Removed FNBO Bank – $300 – CO, KS, NE, IA, SD, IL, TX, MO, WI & WY
- [3/21/23] Removed FNBO Bank – $200 – CO, KS, NE, IA, SD, IL, TX, MO, WI & WY
- [3/20/23] Removed Current $120 + $50 Checking Bonus
- [3/20/23] Removed Chime – $250-$290 Bonus
- [3/8/23] Added Wells Fargo $525 savings bonus
- [3/7/23] Removed Tower Federal Credit Union $100 Bonus – MD Only – Direct Deposit Not Required
- [3/7/23] Removed Figure Pay $100 Bonus
- [3/7/23] Removed Royal Credit Union $250 Checking Bonus – MN, WI
- [3/4/23] Removed American Eagle Financial Credit Union $200 Checking Bonus – CT, MA
- [3/4/23] Removed [IN, KY, MI, OH, PA, WV] Civista Bank $200 Checking Bonus, No Direct Deposit Required
- [3/4/23] Removed KeyBank $200 Bonus – AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
- [3/3/23] Added U.S. Bank $600 Checking Bonus
- [3/1/23] Added Old National Bank $300/$450 Bonus – IN, KY & MI
- [3/1/23] Added Broadway Bank $300 – TX
- [3/1/23] Added First Bank – $300 Checking Bonus – CA, IL & MO
- [3/1/23] Added Central Bank $300 – OK, IL KS & MO, CO
- [3/1/23] Added American Eagle Financial Credit Union $200 Checking Bonus – CT, MA
- [3/1/23] Removed PeoplesBank $400 Checking – MD & PA
- [3/1/23] Added United States Senate Federal Credit Union $500 – VA Only
- [2/27/23] Removed Wells Fargo $325 Checking Bonus
- [2/27/23] Removed Idaho Central Credit Union (ICCU) $150 Bonus – ID, WA, OR, Direct Deposit Not Required
- [2/21/23] Removed Eastern Bank $350 – MA, NH, ME & RI
- [2/20/23] Added Truist $300 Business Checking Bonus
- [2/20/23] Added Wells Fargo Premier $2,5000 bonus
- [2/17/23] Removed Digital Federal Credit Union (DCU): $100 Referral, Direct Deposit Not Required
- [2/16/23] Removed Firstrust Bank $250 Checking Bonus, Direct Deposit Not Required – DE, MD, NJ, PA
- [2/16/23] Removed First Bank $300 CA, IL, MO
- [2/15/23] Added Seacoast Bank $350 Bonus – FL only
- [2/14/23] Added Associated Bank – $400 Bonus – IA, IL, IN, KS, MI, MN, MO, OH and WI
- [2/6/23] Added Green State Credit Union $100 Checking Bonus – IA & IL, Direct Deposit Not Required
- [2/6/23] Added Georgia’s Own Credit Union $200 – GA
- [2/6/23] Removed Banner Bank $200 OR, WA, CA & ID
- [2/6/23] Removed Chase $900 Checking + Savings Bonus
- [2/5/23] Added Cap Ed Credit Union $100, Direct Deposit Not Required ID Only
- [2/5/23] Added Hawthorn Bank $300 MO, KS
- [2/1/23] Removed Amalgamated Bank $250 Bonus
- [2/1/23] Update American Express Business Checking Bonus from 60k to 30k
- [2/1/23] Added U.S. Bank $500 Business Checking Bonus
- [1/26/23] Added Old Second Bank $300 Bonus – IL only
- [1/26/23] Added Dollar Bank $300 Bonus – OH, VA & PA
- [1/25/23] Removed S&T Bank $300 – PA & OH, Direct Deposit Not Required
- [1/24/23] Removed CIT Bank – Free Year Of Prime
- [1/23/23] Added Truist $400 Checking Bonus AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC
- [1/23/23] Added CIBM Bank $250/$600 Checking Bonus IN, IL, WI
- [1/23/23] Added Wells Fargo $325 Checking Bonus
- [1/23/23] Added [CO, KS, NE, IA, SD, IL, TX, MO, WI & WY] FNBO $300 Checking Bonus + $200 Savings Bonus
- [1/23/23] Removed Texas Capital Bank $500 Checking Bonus – TX Only
- [1/22/23] Removed Bank Of The West – $250 Bonus AZ, CA, CO, ID, IA, KS, MN, MO, NE, NV, NM, ND, OK, OR, SD, UT, WA, WI, WY
- [1/21/23] Removed Cap Ed Credit Union $100 Checking Bonus – No Direct Deposit Required – ID only
- [1/18/23] Removed Frontier Bank $200 Bonus – IA, MN, SD, NE, ND
- [1/18/23] Added Marcus $100 savings bonus
- [1/17/23] Added US Alliance Financial $250
- [1/17/23] Removed Penn Community Bank $350 Checking Bonus – PA, Direct Deposit Not Required
- [1/17/23] Removed Associated Bank – $400 Bonus – IA, IL, IN, KS, MI, MN, MO, OH and WI
- [1/15/23] Added M&T Bank $500 Business Checking Bonus – CT, DE, D.C., MD, NJ, NY, PA, VA, WV
- [1/15/23] Removed Fidelity $150 Bonus
- [1/15/23] Removed Southland Credit Union $175 Bonus – CA
- [1/15/23] Removed Laurel Road $300 Checking Bonus + $20 Per Month
- [1/15/23] Removed ENT Credit Union $200 Bonus – No Direct Deposit Required – CO only
- [1/15/23] Removed AllTru Credit Union $150 – MO Only
- [1/14/23] Added Chase $900 Bonus
- [1/14/23] Added Purdue Federal Credit Union $250 IN, Lake & Porter County
- [1/14/23] Added Texas Capital Bank $500 Checking Bonus – TX Only
- [1/14/23] Added Orange County’s Credit Union $100 Checking Bonus – No Direct Deposit Required – CA Only
- [1/13/23] Removed Laurel Road $300 Checking Bonus + $20 Per Month
- [1/12/23] Removed Central Bank $300 Checking Bonus – OK, IL KS & MO
- [1/12/23] Removed VantageWest Credit Union $300 – AZ Only – Direct Deposit Not Required
- [1/12/23] Removed Hawthorn Bank $300 – MO, KS
- [1/12/23] Removed Fairwinds Credit Union $100 Referral Bonus
- [1/12/23] Removed Marine Bank $450 Checking Bonus – IN, IL, WI
- [1/12/23] Removed Monona Bank $300 Checking Bonus – WI, In Branch Only
- [1/8/23] Removed Chartway Federal Credit Union $200
- [1/7/23] Removed Wells Fargo $325 Checking Bonus
- [1/3/23] Removed TruStone Financial $350 – WI & MN only
- [12/31/22] Removed Unify Financial Credit Union $125 Referral Bonus AR, MO, OK
- [12/22/22] Removed Upgrade Rewards Checking $100 Referral Bonus, Direct Deposit Not Required
- [12/21/22] Added First Financial Bank $200 Checking Bonus, Direct Deposit Not Required – IL, IN, KY, OH
- [12/19/22] Added Kinecta $250 Bonus
- [12/19/22] Added Amalgamated Bank $250 Bonus
- [12/19/22] Added Credit Union 1 $500 – IL Only
- [12/19/22] Added KeyBank $200 Bonus – AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
- [12/16/22] Removed Sacramento Credit Union $200 Checking Bonus – CA Only
- [12/15/22] Removed Capital One $100-$1,000 Savings Bonus
- [12/8/22] Added Chartway Federal Credit Union $200
- [12/3/22] Removed Fidelity $150 Bonus
- [12/1/22] Removed Huntington Bank $400/$600 Bonus – OH, MI, IN, PA, KY, WV & IL – Direct Deposit Not Required
- [11/30/22] Added Digital Federal Credit Union (DCU): $100 Referral, Direct Deposit Not Required
- [11/29/22] Added Wells Fargo $325 Checking Bonus
- [11/29/22] Added Citizens Bank $400 Checking Bonuses – CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT
- [11/25/22] Removed Citizens Bank $400 Checking Bonuses – CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT, D.C.
- [11/24/22] Removed Columbia Credit Union $170 Checking Bonus – OR, WA
- [11/22/22] Removed U.S. Bank $500 Checking Bonus
- [11/21/22] Added AllTru Credit Union $150 – MO Only
- [11/21/22] Added TruStone Financial $350 – WI & MN only
- [11/21/22] Added Huntington Bank $400/$600 Bonus – OH, MI, IN, PA, KY, WV & IL – Direct Deposit Not Required
- [11/21/22] Added KeyBank $200 Bonus – AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
- [11/20/22] Updated Fidelity bonus from $100 to $150
- [11/20/22] Removed Bank of America Business Checking $500
- [11/20/22] Removed Live Oak Bank $300 Business Checking
- [11/17/22] Added Abington Bank $300 Checking Bonus, Direct Deposit Not Required, MA Plymouth County and Norfolk County
- [11/17/22] Added Middlesex Federal MA, In Branch $150 Bonus, Direct Deposit Not Required
- [11/16/22] Removed Thrivent $200 Checking Bonus – Christian Faith Required
- [11/15/22] Added First Bank $300 CA, IL, MO
- [11/14/22] Added Blue Federal Credit Union $200 Bonus CO, WY – In Branch Only
- [11/14/22] Added Associated Bank – $200 Savings Bonus – IA, IL, IN, KS, MI, MN, MO, OH and WI
- [11/14/22] Added San Mateo Credit Union $100 Bonus – Direct Deposit Not Required – CA Only
- [11/14/22] Added mph.bank $365 Bonus
- [11/9/22] Added Banner Bank $200 OR, WA, CA & ID
- [11/3/22] Added Service Credit Union $100 Referral Bonus For Both Parties
- [11/2/22] Removed Credit Union 1 $500 – IL
- [11/2/22] Removed Dollar Bank $300 Bonus – OH, VA & PA
- [11/2/22] Removed Investor Bank $300 Checking Bonus – NY & NJ
- [11/2/22] Removed GTE Financial $200 – FL
- [11/2/22] Removed TD Bank up To $200 Savings Bonus [CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VA]
- [11/2/22] Removed TD Bank up To $300 Checking Bonus [CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VA]
- [11/1/22] Removed BMO Harris $500 Checking Bonus – FL, IL, WI, MN, IN, AZ, KS, MO
- [10/31/22] Added South State Bank $200 checking Bonus – GA, NC, SC, VA – Direct Deposit Not Required
- [10/27/22] Added Figure Pay $100 Bonus
- [10/24/22] Added Penn Community Bank $350 Checking Bonus – PA, Direct Deposit Not Required
- [10/24/22] Added Affinity Federal Credit Union $100 Referral Bonus
- [10/23/22] Added Discover $450 bonus
- [10/23/22] Removed American Eagle Financial Credit Union $200 Checking Bonus – CT, MA
- [10/23/22] Removed mph.bank $100 Bonus
- [10/19/22] Added Capital One $100-$1,000 Savings Bonus
- [10/19/22] Added M&T Bank $450 Checking Bonus – CT, DE, D.C., MD, NJ, NY, PA, VA, WV
- [10/19/22] Added Teachers Credit Union $200 IN & MI
- [10/15/22] Added Idaho Central Credit Union (ICCU) $150 Bonus – ID, WA, OR, Direct Deposit Not Required
- [10/15/22] Added Live Oak Bank $300 Business Checking
- [10/15/22] Added KeyBank $200 Bonus – AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
- [10/15/22] Added Ally Bank Up To $500 Bonus – New & Existing Customers
- [10/15/22] Added U.S. Bank $400 Checking Bonus
- [10/10/22] Added Truliant Federal Credit Union $400 Bonus NC, SC, VA, TN, GA
- [10/10/22] Added Civista Bank $200 – IN, KY, MI, OH, PA, WV – Direct Deposit Not Required
- [10/8/22] Removed KeyBank $200 Bonus – AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
- [10/6/22] Removed BMO Harris $500 Checking Bonus – AZ, FL, IL, IN, KS, MO, MN and WI
- [10/3/22] Removed South State Bank $200 checking Bonus – GA, NC, SC, VA – Direct Deposit Not Required
- [9/27/22] Removed Five Star Bank – $300 Checking Bonus – NY, NJ, PA, MA, MD, or FL
- [9/22/22] Removed Axos Bank $300 + $100
- [9/20/22] Added Discover Savings Bonus $150/$200 with $15,000/$25,000 Deposit
- [9/17/22] Removed Fifth Third $375 Bonus – FL, GA, IL, IN, KY, MI, NC, OH, TN, WV, SC
- [9/17/22] Removed Discover Savings Bonus $150/$200 with $15,000/$25,000 Deposit
- [9/14/22] Removed Hawthorn Bank $150 Business Checking – MO
- [9/12/22] Added Lafayette Federal Credit Union $100 – MD, D.C. & VA
- [9/12/22] Added Eastern Bank $350 – MA, NH, ME & RI
- [9/11/22] Removed SkyOne $100 Bonus
- [9/11/22] Removed Michigan Schools & Government Credit Union – MI $200 Bonus
- [9/11/22] Removed Ashland Credit Union $100 – KY, MN & OH
- [9/11/22] Removed Sandy Spring Bank $200 Bonus – MD, DC & VA
- [9/11/22] Added Hawthorn Bank $300 – MO, KS
- [9/11/22] Added Commonwealth Central Credit Union $100 Santa Clara County, CA, Direct Deposit Not Required
- [9/11/22] Added Summit Federal Credit Union Up To $150 – NY – Direct Deposit Not Required
- [9/11/22] Added GTE Financial $200 – FL
- [9/11/22] Added American Eagle Financial Credit Union $200 Checking Bonus – CT, MA
- [9/7/22] Added Axos Bank $300 + $80
- [9/7/22] Added Marine Bank $450 Checking Bonus – IN, IL, WI
- [9/6/22] Added Thrivent $200 Checking Bonus – Christian Faith Required
- [9/6/22] Added U.S. Bank $400 Business Checking Bonus
- [9/6/22] Added Investor Bank $300 Checking Bonus – NY & NJ
- [9/4/22] Removed Wells Fargo $300 Checking Bonus
- [8/31/22] Removed Meriwest Credit Union $400 – CA & AZ
- [8/29/22] Added Union Bank & Trust $150 Bonus – KS, MO, NE, IA
- [8/24/22] Added Affinity Federal Credit Union $100 Referral Bonus
- [8/24/22] Added mph.bank $100 Bonus
- [8/22/22] Added Chartway Federal Credit Union $100, Direct Deposit Not Required
- [8/22/22] Added Alliant $100 checking bonus
- [8/22/22] Added Alliant $100 savings bonus
- [8/22/22] Removed Hanmi Bank $750 – CA, IL, NJ, NY, TX, VA
- [8/21/22] Added Chase Checking & Savings $600 Bonus
- [8/20/22] Removed Chase Checking & Savings $600 Bonus
- [8/16/22] Added KeyBank $200 Bonus – AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
- [8/14/22] Removed KeyBank $200 Bonus – AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
- [8/6/22] Added Sunflower Bank $200 – AZ, MO, NM, KS & CO and TX, In Branch only – Direct Deposit Not Required
- [8/6/22] Added Citizens Bank $400 Checking Bonuses – CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT
- [8/6/22] Removed City National Bank $200 Checking Bonus – VA, WV, OH
- [8/4/22] Removed Westfield Bank $300 – CT, MA
- [8/2/22] Removed Wings Financial Credit Union $200
- [8/2/22] Removed Hanmi Bank $300 Checking Bonus, Direct Deposit Not Required – CA, IL, NJ, NY, TX, VA, In Branch
- [8/2/22] Removed Ace Flare Prepaid $100 Bonus
- [8/2/22] Added Five Star Bank – $300 Checking Bonus – NY, NJ, PA, MA, MD, or FL
- [7/31/22] Added Valley Strong Credit Union $250, Direct Deposit Not Required (Tulare, San Joaquin and Solano Counties)
- [7/31/22] Added Frontier Bank $200 Bonus – IA, MN, SD, NE, ND
- [7/31/22] Added Meriwest Credit Union $400 – CA & AZ
- [7/31/22] Added S&T Bank $300 – PA & OH
- [7/24/22] Added Credit Union 1 $500 – IL
- [7/23/22] Added Verity Credit Union $100 Referral Bonus – WA
- [7/23/22] Added VantageWest Credit Union $300 – AZ Only – Direct Deposit Not Required
- [7/23/22] Added North Shore Bank $300 Checking Bonus + $50 Gas Rebate – Direct Deposit Optional – WI & IL
- [7/22/22] Added Regions Bank $200 Checking Bonus + $50 Referral – AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN & TX
- [7/22/22] Added KeyBank $200 Bonus – AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
- [7/20/22] Added $600 Chase Checking & Savings Bonus
- [7/19/22] Added Firstrust Bank $150 Or $200 Checking Bonus, Direct Deposit Not Required – DE, MD, NJ, PA
- [7/19/22] Added Fairwinds Credit Union $100 Referral Bonus
- [7/19/22] Added SkyOne $100 Bonus
- [7/14/22] Added Bank Of The West – $250 Bonus AZ, CA, CO, ID, IA, KS, MN, MO, NE, NV, NM, ND, OK, OR, SD, UT, WA, WI, WY
- [7/13/22] Added Newtown Savings Bank (NSB) $200 Bonus – CT & Select Counties In NY only
- [7/13/22] Added BMO Harris $500 Checking Bonus – AZ, FL, IL, IN, KS, MO, MN and WI
- [7/13/22] Added Fifth Third $375 Bonus – FL, GA, IL, IN, KY, MI, NC, OH, TN, WV, SC
- [7/13/22] Added Fidelity Bank $250 – MA Only
- [7/13/22] Added M&T Bank $450 CT, DC, DE, MD, NJ, NY, PA, VA, WV
- [7/13/22] Added Michigan Schools & Government Credit Union – MI $200 Bonus
- [7/13/22] Added Wings Financial Credit Union $200
- [7/12/22] Removed Investor Bank $250/$350 In Branch Checking Bonus – NY & NJ – Direct Deposit Not Required
- [7/10/22] Removed SoFi Money $175 + $100
- [7/7/22] Removed Santander $500 NH, FL, MA, RI, CT, DE, NY, NJ, or PA
- [7/7/22] Removed Santander $550 Business Checking Bonus – NH, FL, MA, RI, CT, DE, NY, NJ, or PA
- [7/4/22] Added Columbia Credit Union $170 Checking Bonus – OR, WA
- [7/4/22] Added PNC $200/$400 Checking Bonus
- [7/4/22] Added Hanmi Bank $300 Checking Bonus, Direct Deposit Not Required – CA, IL, NJ, NY, TX, VA, In Branch
- [7/4/22] Added Upgrade Rewards Checking $100 Referral Bonus, Direct Deposit Not Required
- [7/4/22] Removed S&T Bank $300 Checking Bonus – PA & OH – No Direct Deposit Required
- [7/4/22] Removed HomeTrust Bank $400 Bonus – NC, SC, TN, VA
- [7/4/22] Removed SkyOne $100 Savings Bonus
- [6/29/22] Removed Regions Bank $200 Checking Bonus + $50 Referral – AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN & TX
- [6/29/22] Removed Brex 110,000 Bonus
- [6/29/22] Added Redstone Federal Credit Union $100 Checking Referral Bonus – AL, TN, GA, MS, MO, AR, IN, KY, IL, OH, MI, PA, FL, NC, WV, VA
- [6/29/22] Added Fidelity Bloom $80 Bonus
- [6/27/22] Removed PeoplesBank (Bankatpeoples) $250 – MA & CT – Direct Deposit Not Required
- [6/25/22] Added OMNI Community Credit Union $200 – MI
- [6/25/22] Added Hanmi Bank $750 – CA, IL, NJ, NY, TX, VA
- [6/25/22] Added Laurel Road $300 Checking Bonus + $20 Per Month
- [6/23/22] Removed Fairwinds Credit Union $100 Referral Bonus
- [6/23/22] Added First Tech Federal Credit Union $350
- [6/23/22] Added American Express 20,000 Points Business Checking Bonus
- [6/23/22] Removed American Express $300 Cash Business Checking Bonus
- [6/22/22] Added Regions Bank $200 Checking Bonus + $50 Referral – AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN & TX
- [6/22/22] Added Discover Savings Bonus $150/$200 with $15,000/$25,000 Deposit
- [6/22/22] Added Bank Novo $100 Referral Bonus
- [6/22/22] Added SkyOne $100 Savings Bonus
- [6/20/22] Removed TBK Bank $600 – CO, IA, IL, KS & TX
- [6/13/22] Removed KeyBank $200 Bonus – AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
- [6/12/22] Removed Monifi $250 Checking Bonus
- [6/11/22] Removed Axos Bank $150 + $40 Bonus
- [6/11/22] Removed Camden National Bank $200, Direct Deposit Not Required – ME, NH
- [6/8/22] Removed Teachers FCU $450 Checking Bonus
- [6/7/22] Removed Varo Money $126 Bonus, Direct Deposit Not Required
- [5/31/22] Removed Marcus $100 Savings Bonus (New/Existing Customers)
- [5/28/22] Added PeoplesBank (Bankatpeoples) $250 – MA & CT – Direct Deposit Not Required
- [5/28/22] Added Santander $550 Business Checking Bonus – NH, FL, MA, RI, CT, DE, NY, NJ, or PA
- [5/28/22] Added BMI Federal Credit Union $200 – OH – Direct Deposit Not Required
- [5/28/22] Added KeyBank $200 Bonus – AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
- [5/28/22] Removed M&T Bank $200-$400 Checking Bonus – CT, DC, DE, MD, NJ, NY, PA, VA, WV
- [5/28/22] Removed Thrivent $200 Checking Bonus – Christian Faith Required
- [5/16/22] Removed KeyBank $200 Bonus – AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
- [5/16/22] Removed Meriwest Credit Union $300 – CA & AZ
- [5/12/22] Removed Gesa Credit Union $300 Checking Bonus – Direct Deposit Not Required – ID, WA & OR only
- [5/12/22] Added Bank of America Business Checking $500 Bonus
- [5/12/22] Removed Spiral Bank $50 + $200
- [5/12/22] Removed Trustco Bank $150 Business Checking Bonus – FL, MA, NJ, NY, VT
- [5/12/22] Removed Amerant Bank $250/$500 Checking Bonus – TX, FL
- [5/12/22] Removed Frontwave Credit Union $100 Checking Bonus – CA – In Branch
- [5/10/22] Added Chase Business $750 Bonus
- [5/10/22] Removed Chase Business $500 Bonus
- [5/3/22] Added PNC $200/$400 Checking Bonus
- [5/1/22] Added Axos Bank $150 + $40 Checking Bonus
- [4/29/22] Removed U.S. Bank $300 Business Checking Bonus
- [4/27/22] Removed First Tech Federal Credit Union $300
- [4/27/22] Removed Albert Neobank $250/$500 Bonus
- [4/26/22] Added First Home Bank $500 – FL In Branch Only
- [4/26/22] Removed Service Credit Union $100 Checking Bonus, Direct Deposit Not Required
- [4/24/22] Added First United Bank $300 Business Checking Bonus – TX, OK & In Branch
- [4/20/22] Removed Fidelity Bank $525 Checking Bonus – PA
- [4/19/22] Added PeoplesBank $200 Checking – MD & PA
- [4/18/22] Added Citadel Bank $300 Checking Bonus – PA only
- [4/18/22] Added South State Bank $200 checking Bonus – GA, NC, SC, VA – Direct Deposit Not Required
- [4/18/22] Added United States Senate Federal Credit Union $200 – VA Only
- [4/16/22] Removed Affinity Federal Credit Union $150 Bonus
- [4/16/22] Removed Fidelity Bank Up To $250 Bonus – MA only
- [4/16/22] Removed Atlantic Union Bank $250 Checking Bonus – VA, MD, NC
- [4/15/22] Added Chase Business $500 Bonus
- [4/11/22] Added S&T Bank $300 Checking Bonus – PA & OH – No Direct Deposit Required
- [4/11/22] Added Community First Credit Union $175 Bonus – FL only
- [4/11/22] Added Camden National Bank $200, Direct Deposit Not Required – ME, NH
- [4/11/22] Removed Bar Harbor Bank & Trust $300 – ME, VT & NH
- [4/11/22] Added $1,500 Wells Fargo Business Checking Bonus
- [4/7/22] Removed Star One Credit Union – $200 – CA, Bay Area – No Requirements
- [4/7/22] Added Wells Fargo $300 Checking Bonus
- [4/5/22] Added SoFi Checking & Savings $300 Bonus + $175 Swagbucks
- [4/4/22] Added Unify Financial Credit Union $125 Referral Bonus AR, MO, OK
- [4/4/22] Added USE Credit Union $300 Bonus – CA
- [4/4/22] Added U.S. Bank $300 Business Checking Bonus
- [4/4/22] Added CIT Bank – Free Year Of Prime
- [4/4/22] Removed Grow Financial Federal Credit Union $200 Checking Bonus – Direct Deposit Not Required
- [4/4/22] Removed Live Oak Bank $200 Savings Bonus
- [4/4/22] Removed Wells Fargo $300 Checking Bonus
- [4/4/22] Removed M1 Finance $100 Checking Bonus, No Direct Deposit Required
- [4/4/22] Removed Byline Bank $150 Bonus – IL, WI
- [4/4/22] Removed Seacoast Bank $350 Bonus – FL only
- [4/4/22] Removed Associated Bank $300 – IA, IL, IN, KS, MI, MN, MO, OH and WI
- [4/4/22] Removed Associated Bank – $400 Bonus – IA, IL, IN, KS, MI, MN, MO, OH and WI
- [4/2/22] Removed MSUFCU $250 Checking Bonus – MI only
- [4/1/22] Removed Axos Bank $150 Checking
- [3/24/22] Removed Citizens Bank $400 Checking Bonuses – CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT, VA, D.C., MD, FL
- [3/22/22] Added Frontwave Credit Union $100 Checking Bonus – CA – In Branch
- [3/22/22] Added Associated Bank $300 – IA, IL, IN, KS, MI, MN, MO, OH and WI
- [3/22/22] Added Thrivent $200 Checking Bonus – Christian Faith Required
- [3/22/22] Added Monona Bank $300 Checking Bonus – WI, In Branch Only
- [3/22/22] Added First Financial Bank $200 Checking Bonus – Direct Deposit Not Required – IL, IN, KY, OH
- [3/22/22] Removed PNC $200/$300 Checking Bonus
- [3/21/22] Removed Citadel Bank $300 Checking Bonus – PA only
- [3/21/22] Removed People’s United Bank $300-$400 Checking Bonus – MA, ME NH CT & NY
- [3/15/22] Added TBK Bank $600 – CO, IA, IL, KS & TX
- [3/15/22] Added Santander $500 NH, FL, MA, RI, CT, DE, NY, NJ, or PA
- [3/14/22] Added Westfield Bank $300 – CT, MA
- [3/14/22] Added Trustco Bank $150 Business Checking Bonus – FL, MA, NJ, NY, VT
- [3/12/22] Removed M&T Bank $300 Business Checking Bonus – CT, DE, D.C., MD, NJ, NY, PA, VA, WV
- [3/9/22] Added Axos Bank $100/$200 Business Checking
- [3/9/22] Added TD Bank up To $300 Checking Bonus [CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VA]
- [3/9/22] Added TD Bank up To $200 Savings Bonus [CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VA]
- [3/9/22] Added Fidelity Bank Up To $250 Bonus – MA only
- [3/9/22] Added Ardent Credit Union $350 – PA
- [3/9/22] Added Associated Bank – $400 Bonus – IA, IL, IN, KS, MI, MN, MO, OH and WI
- [3/3/22] Added Axos Bank $150 Checking
- [3/3/22] Added KeyBank $200 Bonus – AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
- [3/1/22] Removed Stoneham Bank $250 Checking Bonus – MA & NH
- [3/1/22] Added Live Oak Bank $200 Savings Bonus with $25,000 Deposit
- [2/28/22] Removed TD Bank up To $300 Checking Bonus [CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VA]
- [2/28/22] Removed TD Bank up To $200 Savings Bonus [CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VA]
- [2/26/22] Removed KeyBank $200 Bonus – AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
- [2/24/22] Removed North Shore Bank $300 Checking Bonus – Direct Deposit Optional – WI & IL
- [2/23/22] Added Citizens Bank $400 Checking Bonuses – CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT, VA, D.C., MD, FL
- [2/23/22] Added KeyBank $200 Bonus – AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
- [2/23/22] Added First Tech Federal Credit Union $300
- [2/21/22] Added Sandy Spring Bank $200 Bonus – MD, DC & VA
- [2/21/22] Added Greater Nevada Credit Union $100 – NV
- [2/21/22] Added Fulton Bank $200 – DE, DC, MD, NJ, PA, & VA – Direct Deposit Not Required
- [2/18/22] Added WinTrust Community Bank $300 Bonus – IL, WI, FL
- [2/18/22] Added Premier Bank $250 Bonus – OH, MI, IN and PA
- [2/18/22] Removed Citizens Bank $400 Checking Bonuses – CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT
- [2/16/22] Removed Grow Financial Federal Credit Union $200 Checking Bonus – Direct Deposit Not Required
- [2/13/22] Added Meriwest Credit Union $300 – CA & AZ
- [2/13/22] Added Seacoast Bank $350 Bonus – FL only
- [2/13/22] Added 1st United Credit Union – $200 Business Checking Bonus – CA only
- [2/13/22] Removed Teacher’s Credit Union $200 Checking Bonus – IN & MI
- [2/13/22] Added Dollar Bank $300 Bonus – OH, VA & PA
- [2/13/22] Added Wells Fargo $300 Checking Bonus
- [2/13/22] Added Star One Credit Union – $200 – CA, Bay Area – No Requirements
- [2/13/22] Added Fairwinds Credit Union $100 Referral Bonus
- [2/13/22] Added Truist $500 – AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC
- [2/12/22] Removed Premier Bank $250 Bonus – OH, MI, IN and PA
- [2/10/22] Removed First Bank & Trust $300 Bonus – LA & MS
- [2/2/22] Added Fidelity $100 Bonus
- [1/30/22] Added Ashland Credit Union $100 – KY, MN & OH
- [1/30/22] Added Tower Federal Credit Union $100 Bonus – MD Only – Direct Deposit Not Required
- [1/30/22] Added Financial Partners Credit Union – CA – $100 Referral Bonus
- [1/30/22] Added Prestige Community Credit Union – TX – $100
- [1/30/22] Added People’s United Bank $300-$400 Checking Bonus – MA, ME NH CT & NY
- [1/30/22] Added M1 Finance $100 Checking Bonus, No Direct Deposit Required
- [1/28/22] Removed KeyBank $200 Bonus – AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
- [1/27/22] Added Amerant Bank $250/$500 Checking Bonus – TX, FL
- [1/27/22] Added Atlantic Union Bank $250 Checking Bonus – VA, MD, NC
- [1/27/22] Added BECU $100 Bonus – No Direct Deposit Required – WA, ID & OR
- [1/27/22] Added Grow Financial Federal Credit Union $200 Checking Bonus – Direct Deposit Not Required
- [1/27/22] Added Fidelity Bank $525 Checking Bonus – PA
- [1/27/22] Added M&T Bank $300 Business Checking Bonus – CT, DE, D.C., MD, NJ, NY, PA, VA, WV
- [1/27/22] Added Gesa Credit Union $300 Checking Bonus – Direct Deposit Not Required – ID, WA & OR only
- [1/27/22] Added Fidelity Youth Account $50
- [1/27/22] Added Central Bank $300 Checking Bonus – OK, IL KS & MO
- [1/27/22] Added North Shore Bank $300 Checking Bonus – Direct Deposit Optional – WI & IL
- [1/27/22] Added Citadel Bank $300 Checking Bonus – PA only
- [1/27/22] Added PSECU $250 Checking Bonus
- [1/27/22] Added MSUFCU $250 Checking Bonus – MI only
- [1/27/22] Added Citizens Bank $400 Checking Bonuses – CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT
- [1/27/22] Added First National Bank (FNB) $400 Checking Bonus – MD, DC & OH
- [1/27/22] Added Pinnacle Financial Partners $200 Mastercard Checking Bonus – TN
- [1/27/22] Added Ace Flare Prepaid $100 Bonus
- [1/25/22] Removed GTE Financial $200 Checking Bonus – FL only
- [1/25/22] Removed U.S. Bank $500 Checking Bonus
- [1/24/22] Removed Independent Bank $250 – MI
- [1/19/22] Removed First Home Bank $500 Business Checking Bonus – FL
- [1/19/22] Added Marcus $100 Bonus (New & Existing Customers)
- [1/11/22] Removed S&T Bank $400 – PA & OH – Direct Deposit Not Required
- [1/7/22] Removed U.S. Bank $300 Business Checking
- [1/6/22] Removed Wescom $250 Checking Bonus – CA Only
- [1/5/22] Removed Digital Federal Credit Union (DCU) $100 Bonus, No Direct Deposit
- [1/5/22] Removed Macatawa Bank $150 Checking Bonus – MI – No Direct Deposit Required
- [1/5/22] Removed Frontwave Credit Union $100 Checking Bonus – CA – In Branch
- [1/5/22] Removed Premier America Credit Union $100 Bonus – CA & TX
- [1/5/22] Removed MidFirst Bank $300 Bonus – Direct Deposit Not Required – AZ only
- [1/5/22] Removed First National Bank (FNB) $400 Checking Bonus – MD, DC & OH
- [1/5/22] Removed PSECU $100/$250 Checking Bonus
- [1/5/22] Removed University Federal Credit Union $300 Checking Bonus – UT
- [1/5/22] Removed Tower Federal Credit Union $100 Bonus – MD Only – Direct Deposit Not Required
- [1/5/22] Removed Alliant Credit Union $100 Savings
- [1/5/22] Removed OneWest Bank $300 Bonus – Southern CA In Branch – Direct Deposit Not Required
- [1/5/22] Removed Unify Financial Credit Union $150 Bonus – Collin County, TX
- [1/5/22] Removed WinTrust Community Bank $300 Bonus – IL, WI, FL
- [1/5/22] Removed VantageWest Credit Union $300 – AZ Only – Direct Deposit Not Required
- [1/5/22] Removed Regions Bank $200 Checking Bonus + $50 Referral – AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN & TX
- [1/5/22] Removed Middlesex Savings Bank $200, Direct Deposit Not Required – MA
- [1/5/22] Removed Old Hickory Credit Union $150 Checking Bonus, Direct Deposit Not Required – TN
- [1/5/22] Removed Seacoast Bank $350 Bonus – FL only
- [1/5/22] Removed Home Federal Savings Bank $250 – MN & IA only
- [1/5/22] Removed South State Bank $200 checking Bonus – GA, NC, SC, VA – Direct Deposit Not Required
- [1/5/22] Removed Citizens Bank $400 Checking Bonuses – CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT
- [1/5/22] Removed Idaho Central Credit Union (ICCU) $200 Bonus – ID, WA, OR, Direct Deposit Not Required
- [1/5/22] Removed Five Star Bank – $100/$300 Checking Bonus – NY
- [1/5/22] Removed Hancock Whitney $300 Checking Bonus – LA, MS, FL, AL, TX
- [1/5/22] Removed Axos Bank $100 Business Checking
- [1/5/22] Removed Fairwinds Credit Union $100 Referral Bonus
- For changes before January 1st, click here.
If you know of any better bank account bonuses, let us know in the comments section and we will add them.
Capital one has a $300 bonus now for 360 Checking (saw via in app)
Got that here: https://www.doctorofcredit.com/capital-one-300-checking-bonus/
William Charles Chuck Looks like MidFirst bank expanded their footprints to Houston area and the below $350 personal checking promotion is just for Houston area –
https://www.midfirst.com/checking-offer-tx
Hey Doc, any chance you could make a tab for “Easiest to Complete Bank Bonuses” ?
Probably not no, relatively easy to look at this page and look for no direct deposit requirement offers
Is Fidelity still doing long hold times before cash is available for transfer out? The latest info I have: I transferred out funds ~a week ago that had been held for a few weeks.
https://www.doctorofcredit.com/alert-fidelity-cash-management-account-extended-hold-times-billpay-cancellations/
I think most people around here are avoiding Fido, or pushing funds in.
yes, it’s about 4 weeks. it’s ridiculous.
…
Personally I have not been impacted by this at all, even pushing and pulling decently large sums of money. When I tried to get more information about this whole situation prior to moving funds, the rep basically said it was “account based”. I have constant payroll from P1 / P2 flowing in, as well as both our IRA’s with them, so maybe this is why. YMMV.
Whenever all this long hold times started up a few months ago, my Fidelity CMA popped up with something like a 3- or 4-week hold, but it was apparently triggered by electronically depositing a ~$23k paper check – wasn’t a personal check, but that’s the first time I’ve ever had a hold of any sort. Ever since then, I’ve done ACH pushes in to the account with no apparent* holds and have ACH pushed out from the account with no hiccups or holds.
*I say “apparent holds” because Fidelity is notifying me of receipt 2-3 business days after the ACH push from an outside account and so its kind of a hidden 2-3 day hold
The past couple of days I pushed money into my CMA account from my hub, was available next day like before. I then pushed from CMA to M&T, money was there next day. Next test is going to be pulling the money back from M&T into CMA.
The pull is where the hold is going to be. Feel free to confirm with me after!
💯 . Long holds are the result of 1) depositing checks or 2) pulling funds in.
Harry Sit: ACH Push or Pull: The Right Way to Transfer Money
Novice here- does anyone have any tips for husband and wife duo to sign up for these? My husband keeps getting denied when I sign him up after me, and he’s going to have to call or go in to open the accounts. Anything we can do in the future so this doesn’t keep happening? Should we have cool down time between applications?
Interesting… have you tried him first then you? Couldn’t hurt to wait a day or two between applications.
There are some banks that just will not approve people who open a lot of bank accounts. You can have perfect credit, but cannot get approved for a deposit account, is pretty mind blowing to some people. Anna
I haven’t seen ANY banks that are denying people solely because someone else already applied at the same address, so that is likely not the reason. I often apply same day for P1 & P2 here and usually we both get approved, but there are exceptions. The bank, unfortunately, doesn’t have to say WHY they denied the application, but are supposed to say what report they used to make the decision.
I would ask the question on the specific Doctor of Credit pages for the bank you are having issues with. What does the denial message say? Did the husband freeze their credit and LexisNexis and forgot about it? Have you reviewed their Chex and EWS reports to verify there is nothing on there that is derogatory? If there is something negative on there, that needs to be resolved, and then ask to have it removed by submitting a dispute, or at least have a statement added it’s been resolved.
He doesn’t have anything on his credit for us to check for. We’re fairly young and new to this so not sure what was up. KeyBank was one of them and when he went in they were able to open the account for him. WECU told him to forward his rejection email w the items needed to open the account. He forgot to contact Chase but it’s really weird. He only opened Citi because it would allow him. These are banks that I had just applied to and gotten approved for, so that’s why I was wondering if it was due to the same address, maybe the banks are thinking it’s fraud since we are trying to open multiple accounts to different people but with the same address.
If you are “fairly young” your profile is thin, so you have limited info available from them to access. It may be common that your husband does need to open in branch for some accounts. KeyBank is Chex sensitive. Not sure about WECU – never dealt with them. Citi is pretty easy to get approved for, so not surprised. Chase, he should have followed up with, or go in branch.
The denials are not due to being the same address. But as someone else said, not hard to wait a day between applications, at least for long-standing offers. For the flavor of the weeks accounts that pop up and get flooded, I wouldn’t wait. Anna Novice
Just to chime in — it’s not just your typical credit reports (Transunion, Experian, and Equifax), it’s also Chex.
Chex is ~kind of~ like a credit score for deposit accounts. When you apply for a credit card, the credit card company typically does a “hard inquiry” on your credit reports to see if you’re a trustworthy borrower. A track record of not paying your card back or too many recent hard inquiries can make it difficult to open a new card.
Similarly, when you apply for a checking account, the bank may do a “hard inquiry” on your Chex report to see if you’ve had any problems with banks in the past (e.g., ditched a bank with a negative balance). A track record of problems with banks or too many recent inquiries on your Chex report can make it difficult to open a new checking account.
There are some key differences.
TLDR: You should check your and your husband’s Chex report. You can sign up for an account here https://chexsystems.eto.fiscloudservices.com/#/registration
Once you have a “Consumer Portal” account, you’ll be able to check your report (Consumer Reports > Consumer Disclosure > Check Yes) to see if you have any derogatory remarks. Any derogatory marks can make it difficult to open a new checking account… but they can be resolved and reversed!
Also one more note: deposit accounts are fickle. Sometimes you just get rejected. I got rejected from KeyBank when I was first starting out for essentially no reason. It’s possible your husband just got a string of bad luck.
Best of luck! But be careful… this is an addictive hobby!
*BTW, there are some banks that also pull your credit reports — but those are fairly rare.
Thank you for the info! I think he may have had a string of bad luck, but I am going to sign us up for Chex accounts later today so we can look and see what’s up.
up to $300 now
for?
Fremont Bank has a $150 bonus:
https://www.fremontbank.com/personal/checking/cornerstone
Kinda Meh but I thought Id share
One person’s “meh” is another person’s treasure…
This treasure comes with a $15 monthly service charge 🙂
New ACNB checking has $400 bonus: https://www.acnb.com/personal/relationships-are-important
It looks like this may be geo-fenced. It showed no available products when I entered my zip code at the first step of the application.
Good luck to those in their service area!
Not available in central FL.
Not available in 48 of the 50 states. (PA & MD only, IIRC)
Novice here – Two questions.
Name matching is highly recommended. There are exceptions, but the less attention you draw, the better. Unintended consequences can be the account being frozen, closed, locked, transfer rejected, etc.Assuming you are talking about Savings bonuses, that only works with Discover Savings. If you are talking about a Checking promo requiring a Direct Deposit, then yes, you can recycle funds like that, no problem, as long as the deposit is available to be moved. Nicole Novice
Also a novice, so can I not have my husbands paycheck routed to my account and vice versa so we can meet the criteria faster? Paychecks seem to be the only route that work 100% to meet requirements.
All I will say is some banks frown on this. It likely usually works though. I have even had some of my military allotments rejected sent to someone else, and they are designed to pay others.
Happy belated Veterans Day
Thank you, JimmytheGreek.
I’ve done something similar—I opened accounts in my spouse’s name and routed direct deposits from my paycheck to her account to meet the criteria. It worked without any issues for us, but as with anything, your experience may vary (YMMV). Just double-check the terms and conditions of the account to ensure compliance.
Black Friday bank bonus offer! That’s a churning first for me. Citizens Bank — $250 or $500 bonus, to keep $10k or $25k deposit in savings account until March 5. Current customers eligible! https://www.citizensbank.com/promo/savings/pre-black-friday-offer-2024.aspx
knuds1b,
That’s interesting. I am currently working on a targeted Citizens Checking + Savings offer and it doesn’t appear that the terms of this new offer exclude me from doing this bonus also as long as I add $10K or $20K to my existing balance.
The new LO offer seems to more clearly exclude doing 2 offers at the same time than this new Citizens offer that you found does.
What’s your opinion?
I don’t think they’re meant to actually occlude each other, like typical bonus offers. The current bonus offer that I’m on (opened ASAP) has a required date of maintained balance (thus account open) of Nov 30, and this has a date of Nov 27 to open/already exist, and then a Dec 6 deadline to fund. Yes, they could be occlusal, but given the language — if anything, it seems to be incentive to keep the savings account open and properly fund it now.
BTW, this came to me in a Facebook ad! I do try and make the algorithm show me lots of bank bonuses, and sometimes they’re actually useful.
It’s definitely a nice find by you.
Unless someone can prove that our interpretation is wrong, I think that I will try for it. I would need to keep about $21,500 (rather than $20K) in the account though because of the current Citizens promo that I am working on. I would still receive about 9% APY on this new offer, which is a really nice return.
New people signing up would receive about 10% APY, which is really great in today’s environment.
BTW, what did you mean by “opened ASAP”?
I’m counting on you to find some more nice bonuses in the future. 😀
My targeted Citizens offer only requires $1500 as of a certain date (in addition to $500 monthly deposit for 3 months).
Thanks, they are fun to find and share! And, I meant by ASAP that I opened the account w/ promo in the earliest possible date range, for that earliest possible date of maintained balance — open in August (I did) requires $300 balance on Nov 30, open in Sept requires $300 balance on Dec 31, etc.
All of us who participated in “10k savings account for 5mo” got paid $500 into checking by end-Oct…I was traveling and have not closed that 10k savings account yet, nor have I closed checking. How could I proceed today toward this ($250?) reward?
Is there a post for the offer that you are referring to?
Anyway, I think that if you simply move $10K of funds to your Citizens account by 12.6.24 and maintain that balance plus what you had 1 day before that deposit hit, you should receive $250.
Tony knuds1b Peek
It might seem obvious, but I would like to point out that the $10K (or $20K) needs to arrive to Citizens in 1 deposit and cannot be over multiple deposits, based on the terms.
Yep I did see that bit “when you make one single deposit of at least $10,000 ” but thanks for clarifying.
Definitely worth pointing out, even if it seems obvious. Would not want to see anyone miss out.
Problematic is “new money” language. As of today, 10k is still sitting in my Savings since 5mo ago. How do I fix “10k new money” requirement to earn another $250?
Tony,
Unfortunately, Citizens is very vague with their definition of “new money” so I can’t give you a good answer. They wrote “New money is external funds that are not currently on deposit with Citizens or Citizens Access.”
knuds1b,
Any opinions for Tony’s latest question?
Hmm…Transfer funds out in current statement cycle; push back in during next statement cycle? End of statement cycle seems like a reasonable reset point.
Might work, but I’m not enthusiastic over-all about $250 reward. 10k was fetching $500 under the similar May 2024 offer
If you do try, and it doesn’t work, would you lose much in interest, or otherwise, for a few weeks less $10k in the account? I’m asking genuinely. As it may be worth the risk if you’re only losing a few dollars in interest, and your other bonus is already done and paid in!
How do you get “a few weeks”? The money needs to stay in Citizens for at least 3 months.
That vagueness is why I plan to keep all the funds that I have now and the additional $1K that I will deposit for my current promo if I decide to try for this new promo.
knuds1b,
Any reason that I couldn’t deposit $20K in early-December and have that count for both this requirement and the $500 deposit that I’m required to make for the 1st promo? If that’s fine, I would only need to keep about $21K for the 3 months, which would increase my APY a little bit.
If you’re in your 60 days for original promo, and before the 6th, then I just can’t see a reason it wouldn’t work. They could have added just a few words, in a variety of ways, to make the offers compete, but they did not. Can’t guarantee a thing, but I think you should be good to go. Good luck!!
Good luck to you also if you go for it!
BTW, I noticed that you edited your comment and added “If you’re in your 60 days for original promo”.
Therefore, my targeted promo must be very different than yours. I only need to deposit $500+ in Oct, Nov & Dec and then have a $1500+ balance on 12.31.24 to receive the $300.
However, I decided to keep all of the money in the account to be safe as it’s only a small “loss” in interest.
I successfully did a Citizen savings offer in 2023 where fulfilling the balance as of a certain date worked fine.
1 or 2 other people have told me the same. However, like I wrote, it’s a not a big “loss” in interest so I’m fine with taking the loss.
Of course it is a moot point now since I plan to go for this 2nd bonus also. Probably even you would agree that it’s not worth the risk to move any money out of the Savings account after the 2nd promo period started.
Yes, mine is slightly different:https://www.citizensbank.com/promo/checking/special-offer-2024-d4
Yours still sounds like it will work, though! They sure do have a lot of promos floating around at once.
Our offers appear to have the same terms except that you only needed to deposit $100 3 times and have $300 in the account and I needed to deposit $500 3 times and have $1500 in the account.
BTW, it seems that you conflated the terms for the Checking & Savings offer. The Checking offer is the one that requires “one single direct deposit of $500 or more post to your new checking account within 60 days of account opening”.
Ah, I think I assumed incorrectly that you were talking about a checking account, for your own current account (that’s what I have), not a current savings account. Sorry about that!
To be clear, I am working on a Checking & Savings combined promo.
Are you going to keep your current Checking account open and then open a Savings account for the new promo that you found?
BTW, if I was you, I would have gone for the extra $100 for the Savings promo in that old offer that you signed up for. 😉
I did go for it! I’m sorry if I’m still unclear. I am planning on getting $300 for checking bonus and $100 for savings bonus, on/by Dec 31, for the current promos I’m on via that link. Now, I’m also going to push $20k+ in 1 deposit by 12/6 into that savings account, and hold it there til March 5.
I think we are both doing the dual savings and checking promos! And now, another savings promo.
Yes, we are now on the same page. 😀
It was like this deal.
Like a pop up Halloween shop, the deal lasted 2 weeks and its was $10K in a savings held for like 5 months.
I just got done with that as well and will try this one.
However,
I REALLY don’t trust being able to just blindly deposit another $20K in my account and have some phantom code in there and be praying I get a payout….
Thus,
A rep said we can have more than one of the same account, and multiple accounts in general.
When you apply for all new stuff there is a code, 24BFSAVOD
Me already being a customer, the system does not ask me to add the checking. Or I can try for the next tier savings/checking combination. The system seems to recognize everything as a logged in customer that way.
Personally, I feel better trying with an all new savings account.
I’m not sure all the reps are aware of this promo right now.
I will call in to see the how they will quality just putting in the blind 10K/20K since it has to be in by the 6th of Dec.
Then make the decision.
-M
CS confirmed via chat that this offer is stackable with the $300 savings mailer offer.
Nice! Thank you
Of course, thanks for posting. You should get a confirmation from CS as well so you have a screenshot.
knuds1b,
I don’t know about you but I’m not planning on asking CS. What if a rep happens to say “No”? They could use that against you if you later need to file a CFPB complaint.
Based on the written terms, I feel that we should be fine.
Here’s the thing — this seems like the Oprah of bonuses. You literally just have to 1. Have a savings account that exists by 11/27, 2. Push 1 $10k deposit by 12/6, and 3. Have that money still there by 3/5. These are things that people already do with their money, all the time. No codes, no links, no requests to CS — zero communication at all required between Citizens and account holder to initiate this, besides those happenstance transactions. There will surely be people who get this bonus by pure accident, and have no idea why Citizens just put $250 or $500 into their account on April 30, because they just happened to make a large enough deposit in the right timeframe, and held it for long enough, to trigger the bonus.
knuds1b,
Yes, that’s true. This reminds me of Hanmi. I was wrapping up a promo with them when Olympia suddenly found a new offer for “existing” customers. I am in the middle of that promo. What’s nice about that promo is that they give a monthly reward so there is no question.
BTW, I noticed that you didn’t actually say if you are going to take John R🔗’s advice or not about contacting CS pre-emptively. Was that intentional?
Eric did you see there’s also a spending bonus going on right now? 1pt per dollar spent. Funding your PayPal by debit counts as a purchase…
No, I wasn’t aware of it. I did just view the offer on their website. I don’t think that I’ll participate in this offer as I don’t want to take the chance of getting shut down for “abuse”.
How much “spend” do you do per month for this deal?
No, it wasn’t intentional, but I don’t find it necessary to contact them, given the terms, and given the years of my own bonus hunting in which Citizens has thus far been the most flexible, easiest, contact-less, quickest, overall best churn (besides F&M Bank, perhaps; RIP to that offer) for me. I am on #4 with them, but new offer would make #5. I really do believe they’ll honor it, and probably without asking.
I just checked and saw that you have only been commenting on this site for 3 years so you must have started your “career” before reading DoC. I did the same.
BTW, I’ve only had 1 major issue with Citizens over the years. It was my 1st account with them many years ago. I applied before the offer deadline but they approved me after that date and refused to pay out.
That taught me a valuable lesson to try to never apply to an offer near the expiration date.
BTW, what is your reference to “Oprah” mean exactly? Are you referring to how she used to give prizes out to her entire studio audience or were you referring to something else?
Yes, the random/surprise prize reference!
Oprah was random.
Ellen was every show.
lol
Many thanks for posting! A quick DP for those who did a targeted mailer earlier this year and already closed their accounts. We closed ours back in October but were able to chat with a rep and to reactivate them without going thru any new applications. The rep confirmed that we are eligible for this bonus. Happy Thanksgiving DoC!