Best Bank Account Bonuses For November, 2019
Below we’ve listed the best checking & saving account bonuses in order from best to worst for November, 2019. We’ve also included a little bit of information on each bonus, make sure you click through and read our detailed posts on each offer before signing up – that way you won’t be caught unawares of hidden fees.
Note: This page is updated monthly and keeps the same URL, so feel free to bookmark it or link to it knowing that it’ll be kept up to date. Because of this the comment section might contain discussion about deals that are no longer current, please keep that in mind. You can view the most recent changes by clicking here.
Contents
- 1 Best Checking Account Bonuses
- 1.1 HSBC – Up To $750 Bonus
- 1.2 Wells Fargo $400 Checking Bonus
- 1.3 Chase $300 Checking Bonus
- 1.4 U.S. Bank $300 Checking Bonus – Available Online
- 1.5 Citi $200/$400/$700 Checking Bonus – No Direct Deposit Required
- 1.6 PNC $200/$300 Checking Bonus
- 1.7 Discover Up to $210 Checking Bonus – Direct Deposit Not Required
- 1.8 Charles Schwab $100 Bonus
- 1.9 Christian Community Credit Union – $200 Bonus – Must Be A Member of A Christian Ministry
- 1.10 SoFi Money $50 Bonus – No Direct Deposit Required
- 2 Best Saving Account Bonuses
- 2.1 Discover $150/$200 Savings Bonus
- 2.2 Wells Fargo $250 Savings – TX & DC
- 2.3 Chase $200 Savings Bonus
- 2.4 Capital One $200 or $1,000 Savings Bonus
- 2.5 Chase $150 Savings Bonus – In Branch
- 2.6 CIT Bank $150/$300 Savings Bonus – New & Existing Customers
- 2.7 Home Federal Savings Bank $200 – MN & IA only
- 2.8 WinTrust Bank $200 Savings – IL only
- 2.9 Stanford Federal Credit Union $200 Savings – CA only
- 2.10 IBERIABANK $150 Savings Bonus – AL, AR, FL, GA, LA, TN
- 2.11 Hancock Whitney $100 Savings – LA, MS, FL, AL, TX
- 2.12 Fidelity Bank $100 Savings – Northeastern PA only
- 3 Best Business Bank Bonuses
- 3.1 Wells Fargo $1,000 Business Checking
- 3.2 Wells Fargo $500 Business Checking Bonus
- 3.3 Chase $500 Business Checking Bonus
- 3.4 HSBC $350 Business Checking Bonus – In Branch Only
- 3.5 Fifth Third $500 Business Checking Bonus – IL, MI, FL
- 3.6 Huntington Bank $200/$400/$750 – OH, MI, IN, PA, KY, WV & IL
- 3.7 BMO Harris $200/$500 Business Checking Bonus – AZ, FL, IL, IN, KS, MO, MN and WI
- 3.8 Columbia Bank $300 Business Checking – WA, OR, ID & In Branch
- 3.9 OneWest Bank $400 Business Checking – CA only
- 3.10 Capital Bank $300 Business Checking + $150 Savings Bonus + $50 Referral Bonus – FL, NC and SC
- 3.11 SunTrust $200 Business Checking – AL, AR, FL, GA, MD, MS, NC, SC, TN, WV, VA, and D.C Only
- 3.12 PNC $200/$400 Business Checking AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV
- 3.13 Flushing Bank $200 Business Checking Bonus – NY & NJ
- 3.14 VantageWest $200 Business Checking – AZ & In Branch only
- 3.15 Provident Credit Union $150 In Branch Business Checking Bonus – CA
- 3.16 First Tennessee $300 Business + $150 Savings In Branch Bonus
- 3.17 MidFirst Bank $250 Business Checking Bonus – OK, AZ
- 3.18 Santander $250 Business Checking Bonus – NH, MA, RI, CT, DE, NY, NJ & PA
- 3.19 Liberty Bank – $100 Business Checking Bonus – CT, MA, RI
- 4 Best State Specific Bonuses
- 4.1 Associated Bank – $400 Bonus – No Direct Deposit – IL, MN, & WI only
- 4.2 Andigo Credit Union $500 Checking Bonus – IL only
- 4.3 MidFirst Bank $300 Bonus – Direct Deposit Not Required – AZ only
- 4.4 TD Bank up To $300 Checking Bonus [CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VA]
- 4.5 FirstBank $300 – CA, AZ, CO – Direct Deposit Optional
- 4.6 Citizens Bank Up To $600 Checking Bonuses – CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT
- 4.7 Eastman Credit Union – $250 Bonus – TN, TX & VA – Direct Deposit Optional
- 4.8 Fifth Third $500 Checking Bonus – Direct Deposit Not Required
- 4.9 IBERIABANK $200-$400 Checking Bonus – AL, AR, FL, GA, LA, TN
- 4.10 First Bank & Trust $300 Bonus – LA & MS
- 4.11 ACNB/NWSB – $300 Bonus – PA & MD only
- 4.12 SunTrust Up To $300 Checking Bonus [AL, AR, FL, GA, MD, MS, NC, SC, TN, WV, VA, and D.C Only]
- 4.13 OneWest Bank $250 Checking Bonus – Direct Deposit Not Required – Southern CA Only
- 4.14 bankESB (East Hampton Savings Bank) $200 – Direct Deposit Not Required – MA
- 4.15 Fidelity Bank $400 Checking – Northeastern PA only
- 4.16 Bank Of The West – $250 Bonus AZ, CA, CO, ID, IA, KS, MN, MO, NE, NV, NM, ND, OK, OR, SD, UT, WA, WI, WY
- 4.17 Ballston Spa National Bank (BSNB) $250 Checking Bonus – Some Areas of NY
- 4.18 M&T Bank $100-$350 Checking Bonus – CT, DC, DE, MD, NJ, NY, PA, VA, WV
- 4.19 Homestreet Bank $350 Checking Bonus – WA, CA, OR, ID, HI
- 4.20 State Bank Of India (California) $150 – CA only
- 4.21 CBT Bank $150 Bonus – PA In Branch – Direct Deposit Not Required
- 4.22 Dedham Savings Bank – $250 Bonus – MA only
- 4.23 Dollar Bank $200/$300 Bonus – OH, VA & PA
- 4.24 PeoplesBank $200 Checking – MD & PA
- 4.25 HarborOne Bank $200 Checking & Savings Bonus – MA, NH, and RI
- 4.26 Stanford Federal Credit Union $200 Checking – CA only
- 4.27 Home Federal Savings Bank $200 – MN & IA only
- 4.28 Macatawa Bank $100 Checking Bonus – MI – No Direct Deposit Required
- 4.29 Westfield Bank $100 Bonus – Direct Deposit Not Required – MA Only And Must Be 16-25
- 4.30 Investor Bank $250 In Branch Checking Bonus – NY & NJ – Direct Deposit Not Required
- 4.31 First Bank Financial Centre (FBFC) $150 Bonus – Direct Deposit Not Required
- 4.32 WinTrust Bank $300 Checking – IL only
- 4.33 Seacoast Bank $350 Checking Bonus – FL, In branch
- 4.34 Flagstar Bank $250 – MI – Direct Deposit Not Required
- 4.35 Sunflower Bank $200 – AZ, MO, NM, KS & CO and TX, In Branch only – Direct Deposit Not Required
- 4.36 Flushing Bank $200 Bonus – NY & NJ
- 4.37 Columbia Bank $200 – WA, OR, ID & In Branch
- 4.38 Financial Builders $200 – IN
- 4.39 Huntington Bank $200 Bonus – OH, MI, IN, PA, KY, WV & IL – Direct Deposit Not Required
- 4.40 Farmers & Merchants State Bank – $200 Checking Bonus – Must Be Under 25 & OH, IN & MI Only – Direct Deposit Not Required
- 4.41 First National Bank and Trust Company $150 Bonus – Direct Deposit Not Required
- 4.42 Century Bank $250 Checking Bonus – MA only
- 4.43 Regions Bank $200 Checking Bonus + $50 Referral – AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN & TX
- 4.44 Santander $225 Checking Bonus – NH, MA, RI, CT, DE, NY, NJ & PA
- 4.45 CIBC US $200/$400 Checking Bonus – IL, MI, MO & WI, In Branch only
- 4.46 Stoneham Bank $200 Amazon Giftcard Checking Bonus – MA & NH
- 4.47 KeyBank $200 Bonus – AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
- 4.48 Provident Credit Union $300 Checking Bonus – No Direct Deposit Required – CA only
- 4.49 Cap Ed Credit Union $100 Checking Bonus – No Direct Deposit Required
- 4.50 BECU $100 Bonus – No Direct Deposit Required – WA & OR
- 4.51 Southland Credit Union $175 Bonus – CA
- 4.52 Liberty Bank – $100 Checking Bonus – CT, MA, RI
- 4.53 Dearborn Savings Bank $128 Bonus + $100 Per Year – IN only
- 4.54 Community First Credit Union $150 Bonus – FL only
- 4.55 Old Second Bank $150 Bonus – IL only
- 4.56 Trustco Bank – $125 Bonus – FL, MA, NJ, NY, VT
- 4.57 Jovia Financial Credit Union $125 Checking Bonus – NY only
- 4.58 1st United Credit Union $100 Checking Bonus – CA only
- 4.59 East Boston Savings Bank $100 + Free Gift
- 4.60 USE Credit Union $100 Bonus – CA only
- 4.61 Ameris Bank $100 Checking Bonus – FL, GA, SC, AL
- 4.62 Western State Bank – $100 – AZ ND – In Branch Only
- 4.63 Heritage Credit Union $100 – WI & IL – In Branch
- 4.64 The Bank of Princeton $100 Checking Bonus – NJ & PA, In Branch
- 4.65 First Bank $100 – VA & MD
- 4.66 City National Bank – $100 Checking – VA, WV, OH – In Branch
- 4.67 Lake Shore Savings $100 Bonus – NY only
- 5 Highly Region Specific/Branch Specific
- 5.1 University Federal Credit Union $300 Bonus – Salt Lake County Utah
- 5.2 Star One Credit Union $120 Checking Bonus + $60 Per Referral, No Bonus Requirements – Santa Clara, CA only
- 5.3 Lyons National Bank $175 Checking Bonus – Cayuga County, NY
- 5.4 Unify Financial Credit Union $150 Bonus – Collin County, TX
- 5.5 Forcht Bank $100 Student Checking Bonus – KY Only & Must Be Student Aged 13-24
- 6 Recent Changes
Best Checking Account Bonuses
HSBC – Up To $750 Bonus
HSBC can be a big pain to deal with, so make sure you read the comments to understand what you’re getting yourself into before signing up. That being said the $750 bonus is now worth doing so we’ve moved this huge bonus further up the list (previously only the $350 was worth doing but the requirements have changed).
- Read our full post
- Soft pull
- Direct deposit not required
- No credit card funding
Wells Fargo $400 Checking Bonus
Huge bonus and recent data points suggest ACH is working fine for the direct deposit, but bonuses take awhile to actually post. .
- Read our full post
- Soft pull
- Can fund up to $50 with a credit card
- Direct deposit of $3,000+ per month for three months required
Chase $300 Checking Bonus
One of the all time great bonuses that is regularly offered, this is one I recommend readers do whenever they are eligible. It does require a direct deposit but because it’s so popular there are a lot of data points on what does/doesn’t work and there is no minimum direct deposit required. Can also be paired with a savings bonus (see below). If you do both the checking & savings bonus you can get a further $400 bonus as well, but this has new language in it that restricts you from getting based on when you last opened a Chase deposit account. There is also a Chase Sapphire banking offer for $1,000 that might be worth considering.
- Read our full post
- Soft pull
- No credit card funding
- Direct deposit with no minimum required
U.S. Bank $300 Checking Bonus – Available Online
There is also a $400 bonus that might be available in some branches. Usually U.S. Bank doesn’t have $300 bonuses that can be completed online.
- Read our full post
- Soft pull
- Two direct deposits totaling $2,000 or more required
- Can fund up to $50 with a credit card
Citi $200/$400/$700 Checking Bonus – No Direct Deposit Required
No direct deposit is required, but a balance of $5,000/$15,000/$50,000 is required for 60 days. I only really think the $200/$400 bonus is worth doing, especially as $50,000 is required for the $600 bonus to keep the account fee free. You can also get an additional $100 on the $400 bonus by doing a direct deposit.
- Read our full post
- Soft pull
- No credit card funding
- Direct deposit not required
PNC $200/$300 Checking Bonus
Previously this was only available in selected states, it’s now available nationwide. It does require quite high direct deposit requirement, but lots of data points on what does/doesn’t work. Might be able to get a $400 in branch offer as well.
- Read our full post
- Soft pull
Can fund up to $2,000 with a credit card.Unfortunately this now codes as a cash advance- $5,000 direct deposit required for full $300 bonus
Discover Up to $210 Checking Bonus – Direct Deposit Not Required
Account will earn double cash back (2%) on all debit card purchases up to $30 per month. Still requires a lot of debit card spend, but good deal if you’re able to use this account on purchases that don’t accept credit card payment.
- Read our full post
- Soft pull
- No credit card funding
- No direct deposit required
Charles Schwab $100 Bonus
Usually bank bonuses with a hard pull don’t make it to this page, this one is interesting because the account is quite useful (e.g ATM fees reimbursed, no fees for foreign transaction withdrawals) and you can also get this account and a brokerage account at the same time for one hard pull. The brokerage account then gives you access to the Charles Schwab credit cards. Obviously not for everybody, but a pretty good combination.
- Read our post
- Hard pull to open
- No requirements for bonus
- Unknown credit card funding
Christian Community Credit Union – $200 Bonus – Must Be A Member of A Christian Ministry
The Christian Ministry requirement seems to be enforced and will rule out a lot of people, if you are eligible though this is a great deal.
- Read our full post
- Soft pull
- Direct deposit with no minimum specified
- Can fund up to $100 for checking account and $500 for CD with a credit card.
SoFi Money $50 Bonus – No Direct Deposit Required
Usually we try to stick to bonuses of $100+ but this has easy requirements and the account itself is actually useful. If you refer a friend you also get a $100 bonus (they get $50).
- Read our full post
- Soft pull
- No credit card funding
- No direct deposit required
Best Saving Account Bonuses
Discover $150/$200 Savings Bonus
Requires deposits of $15,000/$25,000, the great thing about this bonus is that cumulative deposits work (e.g depositing/withdrawing $5,000 three times) and there is no deposit length requirement. Easily the best savings bonus currently being offered.
- Read our full post
- Soft pull
- No credit card funding
- Deposit of $15,000/$20,000 required
Wells Fargo $250 Savings – TX & DC
This can also be paired with the $400 checking bonus.
- Read our full post
- $15,000 deposit required must be maintained for 90 days
- Soft
- Can fund up to $50 online with a credit card
Chase $200 Savings Bonus
Requires a deposit of $15,000 for 90 days, makes sense for someone who doesn’t want to tie up $25k with the $300 offer. If you do both the checking & savings bonus you can get a further $400 bonus as well, but this has new language in it that restricts you from getting based on when you last opened a Chase deposit account.
- Read our full post
- $15,000 deposit required must be maintained for 90 days
- Soft pull
- up to $500 in credit card funding (beware of cash advance issue)
Capital One $200 or $1,000 Savings Bonus
Nice thing about this bonus is that the account earns 1.9% APY as well.
- Read our full post
- Deposit of $10,000 or $150,000 required
- Soft pull
- Can’t fund with a credit card
Chase $150 Savings Bonus – In Branch
Requires a deposit of $10,000 for 90 days. They often offer $200 for a deposit of $15000 for 90 days.
- Read our full post
- $10,000 deposit required must be maintained for 90 days
- Soft pull
- Can’t fund with a credit card
CIT Bank $150/$300 Savings Bonus – New & Existing Customers
Deal is actually better for existing customers than it is for new customers. APY works out to be 4.25% for new and 9%+ for existing.
- Read our full post
- Soft pull
- No credit card funding
- Deposit of $25,000/$50,000+ required
Home Federal Savings Bank $200 – MN & IA only
Can also be combined with the $200 checking bonus from the same bank. Deposit of $10,000 is required, doesn’t seem to be any deposit length requirement but you do need $10,000 in there to keep the account fee free.
- Read our full post
- Soft pull
- Deposit of $10,000 required
- Unknown if credit card funding is possible
WinTrust Bank $200 Savings – IL only
Requires a $15,000 deposit, unclear how long that must be maintained. There is also a $300 checking bonus that can be done at the same time.
- Read our full post
- Soft pull
- Deposit of $15,000+ required
Stanford Federal Credit Union $200 Savings – CA only
Requires a deposit of $25,000+ maintain that balance for three months
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit of $500+ required
IBERIABANK $150 Savings Bonus – AL, AR, FL, GA, LA, TN
There is also a $400 checking bonus, if you do that and this savings bonus you get an additional $50.
- Read our full post
- Soft pull
- Credit card funding of $500+ allowed
- Deposit of $15,000+ required for 90 days
Hancock Whitney $100 Savings – LA, MS, FL, AL, TX
Nice bonus because only $2,000 is required to get the full $100 bonus.
Fidelity Bank $100 Savings – Northeastern PA only
Can be combined with the $100 checking bonus they also offer.
- Read our full post
- Deposit of $10,000 required for 30 days
- Soft pull
- Can fund up to $500 with a credit card
Best Business Bank Bonuses
There are a lot less business bank bonuses than personal bonuses, you can view all of them here.
Wells Fargo $1,000 Business Checking
Definitely worth doing if you haven’t done it before. The $1,000 bonus is more difficult than the $500 bonus previously offered as it requires depositing $25,00 and realistically that needs to be kept deposited for 210 days.
- Read our full post
- Soft pull
- Direct deposit not required
- No credit card funding
Wells Fargo $500 Business Checking Bonus
Only requires $15,000 instead of $25,000 for the $1,000 bonus mentioned above.
- Read our full post
- Soft pull
- Direct deposit not required
- No credit card funding
Chase $500 Business Checking Bonus
Normally the biggest offer we see is $300, so this is an extra $200 and the requirements are the same.
- Read our full post
- Soft pull
- No credit card funding available
- Direct deposit not required
HSBC $350 Business Checking Bonus – In Branch Only
This deal is only available in branch. Requires a deposit of $5,000 and must be maintained for 30 days.
- Read our full post
- Soft pull
- Direct deposit not required
- No credit card funding
Fifth Third $500 Business Checking Bonus – IL, MI, FL
We’ve seen bigger targeted bonuses before, but never a public bonus from Fifth Third.
- Read our full post
- Soft pull
- No credit card funding
- No direct deposit required
Huntington Bank $200/$400/$750 – OH, MI, IN, PA, KY, WV & IL
Difficult to keep the $750 account fee free sadly, but the $400 bonus is a bit easier and worth doing.
- Read our full post
- Soft pull
- No direct deposit required
- No credit card funding
BMO Harris $200/$500 Business Checking Bonus – AZ, FL, IL, IN, KS, MO, MN and WI
Another nice big bonus. Requirements are relatively easy to meet as well.
- Read our full post
- Soft pull
- Cannot fund with a credit card
- No direct deposit required
Columbia Bank $300 Business Checking – WA, OR, ID & In Branch
Nice big bonus
- Read our full post
- Soft pull
- No direct deposit required
- No credit card funding
OneWest Bank $400 Business Checking – CA only
First $200 requires a $1,500 deposit, second requires a further $10,000 deposit.
- Read our full post
- Soft
- No credit card funding
- No direct deposit required
Capital Bank $300 Business Checking + $150 Savings Bonus + $50 Referral Bonus – FL, NC and SC
Another nice big bonus, Capital Bank is basically just a rebrand of First Tennessee.
- Read our full post
- Soft pull
- No direct deposit required
- Can fund up to $50 with a credit card
SunTrust $200 Business Checking – AL, AR, FL, GA, MD, MS, NC, SC, TN, WV, VA, and D.C Only
Bonus requirements are very easy (deposit $1,500 or more) and there is no monthly fee to worry about. Must do if you live in the area.
- Read our full post
- Soft pull
- No direct deposit required
- Up to $100 in credit card funding. Lots of cash advance data points.
PNC $200/$400 Business Checking AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV
Not nationwide like the personal bonus unfortunately. They have offered a $300 bonus in the past, but that hasn’t been available for some time. It’s also now easier to keep the account fee free and because of that we’ve added it back to this list. In some states this is now $400.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit not required
Flushing Bank $200 Business Checking Bonus – NY & NJ
Bonus requirements are easy to meet and there are no monthly fees to worry about.
- Read our full post
- Soft pull
- Unknown credit card funding
- Direct deposit not required
VantageWest $200 Business Checking – AZ & In Branch only
They also have a $200 personal checking bonus worth doing, that can be opened online but this one requires going into a branch which will be a turn off for a lot of readers.
- Read our full post
- Soft pull
- Credit card funding of $2,000+ required
- Direct deposit not required
Provident Credit Union $150 In Branch Business Checking Bonus – CA
Used to require a balance of $10,000 to keep fee free, but that is no longer a requirement making this bonus worth doing if you live near a branch.
- Read our full post
- Soft pull
- Credit card funding up to $1,000
- Direct deposit not required
First Tennessee $300 Business + $150 Savings In Branch Bonus
Needs to be open in branch and requires a daily balance of $10,000 to keep fee free, apart from that this is a great bonus and worth doing if you live near a branch.
- Read our full post
- Soft pull
- No credit card funding
- Direct deposit not required
MidFirst Bank $250 Business Checking Bonus – OK, AZ
Fairly easy to meet the requirements for the bonus, but the bill pay/debit card requirement might be a little bit annoying.
Santander $250 Business Checking Bonus – NH, MA, RI, CT, DE, NY, NJ & PA
Does require a call back to complete the bonus, but still worth doing.
- Read our full post
- Soft pull
- Doubt credit card funding is possible
- No direct deposit required
Liberty Bank – $100 Business Checking Bonus – CT, MA, RI
Relatively small bonus, but no monthly fees to worry about and there are also no bonus requirements. Can also open a personal account at the same time for another $100 (this does require a direct deposit for the bonus)
- Read our full post
- Soft pull
- Can fund up to $500 with a credit card per account
- Direct deposit with no minimum required
Best State Specific Bonuses
In the past we haven’t listed state specific bonuses on this page, I thought it was worth listing ones that are definitely worth doing, so here they are.
Associated Bank – $400 Bonus – No Direct Deposit – IL, MN, & WI only
Another $100+ bonus with no direct deposit requirement, definitely worth doing if you’re in the area.
- Read our full post
- Soft pull
- Fund up to $1,200 with a credit card
- No direct deposit requirement
Andigo Credit Union $500 Checking Bonus – IL only
Might be possible to get an extra $50 as well.
- Read our full post
- Soft pull
- Can fund up to $3,000 with a credit card
- Direct deposit of $500+ required for three months
MidFirst Bank $300 Bonus – Direct Deposit Not Required – AZ only
Nice big bonus and no direct deposit and easy to keep fee free.
TD Bank up To $300 Checking Bonus [CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VA]
Excellent bonus, but does have quite a large direct deposit requirement to get the $300 and needs a balance of $2,500 to keep it fee-free.
- Read our full post
- Soft pull
- Can fund up to $300 with a credit card
- Direct deposit of $500 for $150 bonus and $2,500 for $300 bonus
FirstBank $300 – CA, AZ, CO – Direct Deposit Optional
Standard bonus is $200 and that requires a direct deposit. This one is $300 and you can either do a direct deposit or spend $500 on a debit card.
- Read our full post
- Soft pull
- Can fund up to $600 with a credit card but must call or go in branch
- Direct deposit of $500+is optional
Citizens Bank Up To $600 Checking Bonuses – CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT
This is the highest bonus they have offered, and not as difficult to keep fee free as previous bonuses they have offered.
- Read our full post
- Soft pull
- Can fund up to $1,000 with a credit card
- Direct deposit of $1,000+ required
Eastman Credit Union – $250 Bonus – TN, TX & VA – Direct Deposit Optional
Nice bonus made even better by the fact that direct deposit isn’t required.
Fifth Third $500 Checking Bonus – Direct Deposit Not Required
Requires a deposit of $15,000 for the full $500 bonus, but that can be put into a CD that earns 2% APY so definitely worth doing. Biggest previous bonus was $300. Only worth doing if you can do the full $500.
- Read our full post
- Soft pull
- No credit card funding
- Direct deposit not required
IBERIABANK $200-$400 Checking Bonus – AL, AR, FL, GA, LA, TN
Normally this bonus is targeted, but now it’s open to everybody. Can also get another $150 savings bonus and extra $50 if you do both.
First Bank & Trust $300 Bonus – LA & MS
Big bonus, but direct deposit is required for a fair amount of time so might only be worth considering if you can change your payroll easily.
- Read our full post
- Soft pull
- No credit card funding
- Direct deposit of $500 per month required for 180 days
ACNB/NWSB – $300 Bonus – PA & MD only
Direct link to offer: ACNB (PA only) or NWSB (MD only)
They have offered a slightly bigger bonus somewhat recently, but I don’t see that coming back anytime soon so I’d recommend jumping on this offer instead.
SunTrust Up To $300 Checking Bonus [AL, AR, FL, GA, MD, MS, NC, SC, TN, WV, VA, and D.C Only]
Nice big bonus of $300, SunTrust has offered a bonus of up to $750 in the past but it required huge balances of up to $100,000. This bonus has no such requirement so will be much better for most people.
- Read our full post
- Soft pull
- Can fund up to $250, usually posts as a cash advance
- Direct deposit of $3,000+ required
OneWest Bank $250 Checking Bonus – Direct Deposit Not Required – Southern CA Only
Requires opening in branch, but the upside is that any ACH transfer works for the direct deposit and they also donate 250 meals to charity.
- Read our full post
- Soft pull
- Unknown credit card funding
- Direct deposit of $650+ required for two consecutive months, fine print states ACH is allowed
bankESB (East Hampton Savings Bank) $200 – Direct Deposit Not Required – MA
Direct deposit isn’t required but account needs to be open for one year to receive $50 of the bonus. The upside is that the account has no monthly fees to worry about.
- Read our full post
- Soft pull
- Can fund up to $1,000 with a credit card
- Direct deposit not required
Fidelity Bank $400 Checking – Northeastern PA only
Can be combined with the $100 savings bonus they also offer.
- Read our full post
- Deposit of $10,000 required for 30 days
- Soft pull
- Can fund up to $500 with a credit card
Bank Of The West – $250 Bonus AZ, CA, CO, ID, IA, KS, MN, MO, NE, NV, NM, ND, OK, OR, SD, UT, WA, WI, WY
Bonus is normally $150 but doesn’t require a direct deposit. This new $250 bonus seems to be the new standard.
- Read our full post
- Soft pull
- Can fund up to $500 with a Visa or Mastercard
- Direct deposits totaling $1,000 or more for the first three months
Ballston Spa National Bank (BSNB) $250 Checking Bonus – Some Areas of NY
Previously this had to be opened in branch, but now it can be opened online as well.
M&T Bank $100-$350 Checking Bonus – CT, DC, DE, MD, NJ, NY, PA, VA, WV
Not as good as when you used to be able to churn this deal over and over again but still worth doing if you live in the eligible area.
Homestreet Bank $350 Checking Bonus – WA, CA, OR, ID, HI
Often Homestreet bonuses need to be done in branch, but this one can be done online. Just keep in mind that they are very ChexSystems sensitive.
State Bank Of India (California) $150 – CA only
Can be funded with a healthy $1,000 with a credit card (used to be $3,000). Bonus itself isn’t that great, but the funding really makes this deal.
- Read our full post
- Soft pull
- Can fund up with $1,000 with a credit card
- Direct deposit of $500+ required for three consecutive statement cycles
CBT Bank $150 Bonus – PA In Branch – Direct Deposit Not Required
No monthly fee to worry about and the direct deposit is optional as well.
Dedham Savings Bank – $250 Bonus – MA only
Better than the standard $100 offer they usually have.
Dollar Bank $200/$300 Bonus – OH, VA & PA
Sometimes only available in some of the above states, currently available in all. There is also a $300 version for those in VA, but that is in branch only.
PeoplesBank $200 Checking – MD & PA
There are no monthly fees.
HarborOne Bank $200 Checking & Savings Bonus – MA, NH, and RI
They have offered a bigger bonus in the past, but the requirements for this bonus are much easier to meet.
Stanford Federal Credit Union $200 Checking – CA only
Can also be combined with a $200 savings bonus.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit of $500+ required
Home Federal Savings Bank $200 – MN & IA only
Can also be combined with the $200 savings bonus from the same bank. Nice thing about this is that you can get $100 of the bonus with no direct deposit required.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit required for full bonus, no minimum mentioned
Macatawa Bank $100 Checking Bonus – MI – No Direct Deposit Required
Nice easy bonus with a decent amount of credit card funding and no monthly fees to worry about.
- Read our full post
- Soft pull
- Can fund up to at least $900 with a credit card
- No direct deposit required
Westfield Bank $100 Bonus – Direct Deposit Not Required – MA Only And Must Be 16-25
Very easy bonus to meet the requirements for and no monthly fees to worry about. Downside is the age restriction.
- Read our full post
- Soft pull
- Can fund up to $500 with a credit card
- Direct deposit not required
Investor Bank $250 In Branch Checking Bonus – NY & NJ – Direct Deposit Not Required
No longer being advertised online, but the offer itself is still available and worth doing. Bit annoying you need to go into a branch
First Bank Financial Centre (FBFC) $150 Bonus – Direct Deposit Not Required
No monthly fees or direct deposit required. $150 donation is also made to a local school program.
- Read our full post
- Soft pull
- No credit card funding available
- No direct deposit required
WinTrust Bank $300 Checking – IL only
Much better than the $100 bonus they previously offered. There is also a $200 savings bonus that can be done at the same time.
Seacoast Bank $350 Checking Bonus – FL, In branch
There is also a $150 saving bonus that can be done alongside the checking bonus for a total of $500.
- Read our full post
- Soft pull
- Can fund up to $1,000, but probably cash advance in branch
- Direct deposit of $500+ required
Flagstar Bank $250 – MI – Direct Deposit Not Required
Direct deposit isn’t required and there is also no monthly fee to worry about. This is the sort of bonus that ticks all the boxes.
Sunflower Bank $200 – AZ, MO, NM, KS & CO and TX, In Branch only – Direct Deposit Not Required
This offer specifically states that ACH credits work to trigger the bonus, there is also no monthly fees to worry about.
Flushing Bank $200 Bonus – NY & NJ
No monthly fees to worry about, does require a direct deposit though.
Columbia Bank $200 – WA, OR, ID & In Branch
Would be higher on the list but requires opening the account in branch.
Financial Builders $200 – IN
No monthly fees to worry about, but does require a direct deposit and 10 debit card transactions.
- Read our full post
- Soft pull
- Unknown if credit card funding is allowed
- Direct deposit required (no minimum)
Huntington Bank $200 Bonus – OH, MI, IN, PA, KY, WV & IL – Direct Deposit Not Required
Sometimes a $500 bonus is available as well but that requires $15,000 in deposits and we haven’t seen it for some time.
Farmers & Merchants State Bank – $200 Checking Bonus – Must Be Under 25 & OH, IN & MI Only – Direct Deposit Not Required
Need to be under 25 years of age and they are Chexsystems sensitive, still if you’re eligible and can get approved then this is a bonus worth doing.
First National Bank and Trust Company $150 Bonus – Direct Deposit Not Required
Just need to complete three bill pays to get the whole bonus and no monthly fees to worry about with eStatements
Century Bank $250 Checking Bonus – MA only
No monthly fees, previously century bank has offered a bonus that didn’t require a direct deposit but the bonus was only for $100.
Regions Bank $200 Checking Bonus + $50 Referral – AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN & TX
Been a long time since we’ve seen a bigger bonus than this from Regions and given they are churnable every 12 months you might as well settle for $200 and get that clocking going for another bonus.
Santander $225 Checking Bonus – NH, MA, RI, CT, DE, NY, NJ & PA
Back in the day this was available nationwide, sadly that’s no longer the case. Still worth doing if you’re in one of the eligible states. We’ve seen a recent bonus of $300.
- Read our full post
- Soft pull
- Can fund up to $500 with a credit card
- One or more direct deposits totaling $500 required
CIBC US $200/$400 Checking Bonus – IL, MI, MO & WI, In Branch only
Always annoying when you have to go in branch to complete an offer but still worth doing. There is also a $400 bonus available in some IL branches.
Stoneham Bank $200 Amazon Giftcard Checking Bonus – MA & NH
Nice bonus but the direct deposits are required for three months so that might be off putting for some.
- Read our full post
- Soft pull
- No credit card funding
- Direct deposits of $1,000+ required for three months
KeyBank $200 Bonus – AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
Normally KeyBank offers a bonus of up to $300 but only in a few very specific areas, this seems to be available in a lot more areas than normal. If you’re considering this offer (and you should) then it’s worth doing sooner rather than later as it often expires before it’s listed to expire.
Provident Credit Union $300 Checking Bonus – No Direct Deposit Required – CA only
No direct deposit or monthly fee to worry about. Unfortunately there is a hard pull to sign up though.
- Read our full post
- Hard pull
- Can fund up to $1,000 with a credit card
- No direct deposit required
Cap Ed Credit Union $100 Checking Bonus – No Direct Deposit Required
Nice bonus with no monthly fees or direct deposit required.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- No direct deposit required
BECU $100 Bonus – No Direct Deposit Required – WA & OR
This is a referral bonus so the person who refers you also gets $100. No monthly fees or direct deposit requirements.
Southland Credit Union $175 Bonus – CA
Not the most exciting bonus, but still worth doing if you live in the area. Nice thing is that direct deposit isn’t required for a lot of the bonus
Liberty Bank – $100 Checking Bonus – CT, MA, RI
Relatively small bonus, but no monthly fees to worry about and also the bonus requirements are relatively small.
- Read our full post
- Soft pull
- Can fund up to $500 with a credit card per account
- Direct deposit with no minimum required
Dearborn Savings Bank $128 Bonus + $100 Per Year – IN only
Don’t think the $100 yearly bonus is worth doing due to the deposit requirement, but the $128 sign up bonus is.
- Read our full post
- Soft pull
- Up to $500 in credit card funding
- Direct deposit required but no minimum listed
Community First Credit Union $150 Bonus – FL only
No monthly fees to worry about and a nice bit of credit card funding as well.
Old Second Bank $150 Bonus – IL only
Another small bonus, upside is that $100 can be done without a direct deposit being required.
Trustco Bank – $125 Bonus – FL, MA, NJ, NY, VT
Previously required your full paycheck, but terms no longer state that. You can also do a $75 savings bonus at the same time.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Deposit required no minimum mentioned
Jovia Financial Credit Union $125 Checking Bonus – NY only
$50 of the bonus in the form of an Amazon gift card, that usually isn’t offered and the standard bonus is $75 so better than normal but still not great.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit of $100+ required
1st United Credit Union $100 Checking Bonus – CA only
Bonus is relatively small, but nice amount of credit card funding.
East Boston Savings Bank $100 + Free Gift
Free gift is basically worthless, but $100 bonus is still worth it.
USE Credit Union $100 Bonus – CA only
This is a referral bonus, so the bonus referring you will also receive $100.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit of $500+ required
Ameris Bank $100 Checking Bonus – FL, GA, SC, AL
Small bonus, but at least there is no monthly fees and you can open online.
Western State Bank – $100 – AZ ND – In Branch Only
Another relatively small in branch bonus, still worth doing if you live near a branch and have done the bigger bonuses listed above.
Heritage Credit Union $100 – WI & IL – In Branch
Pretty small bonus and it also needs to be opened in branch. At least there is no monthly fees to worry about.
The Bank of Princeton $100 Checking Bonus – NJ & PA, In Branch
No monthly fee is required which is nice.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit of $500+ required
First Bank $100 – VA & MD
This one does have a monthly fee, but fairly easy to avoid plus a nice amount of credit card funding.
City National Bank – $100 Checking – VA, WV, OH – In Branch
Not the most attractive offer given that it’s only $100 and in branch only, but still worth considering for those that have done the bigger bonuses above.
Lake Shore Savings $100 Bonus – NY only
Small bonus that requires a direct deposit.
- Read our full post
- Soft pull
- Unknown if credit card funding is possible
- Direct deposit required, no minimum specified
Highly Region Specific/Branch Specific
University Federal Credit Union $300 Bonus – Salt Lake County Utah
Nice big bonus of $300, but very location restricted unfortunately.
Star One Credit Union $120 Checking Bonus + $60 Per Referral, No Bonus Requirements – Santa Clara, CA only
It’s nice that you don’t have to do anything to get this bonus.
- Read our full post
- Soft pull
- Can fund up to $1,000 with a credit card
- No direct deposit required
Lyons National Bank $175 Checking Bonus – Cayuga County, NY
Requires your full pay check to be direct deposited, this is sometimes manually checked with these smaller branch bonuses so it’s definitely something to keep in mind if you can’t easily change your direct deposit.
Unify Financial Credit Union $150 Bonus – Collin County, TX
Not as good as the previous $100 + two LA rams tickets that could be sold for well over $100, but it’s still worth considering/doing if you missed that one. Unfortunately no longer nationwide
Forcht Bank $100 Student Checking Bonus – KY Only & Must Be Student Aged 13-24
Very restrictive bonus, but worth doing if eligible.
- Read our full post
- Soft pull
- Credit card funding possible, unsure how much
- Direct deposit not required
Recent Changes
- [11/19/19] BBVA Compass $200 Checking Bonus
- [11/19/19] Removed BBVA Compass $250 Checking Bonus – Arizona Only
- [11/19/19] Removed Mutual Security Credit Union – $250 Checking Bonus Norwalk CT only
- [11/17/19] Added 1st United Credit Union $100 Checking Bonus – CA only
- [11/17/19] Added Homestreet Bank $350 Checking Bonus – WA, CA, OR, ID, HI
- [11/16/19] Added U.S. Bank $300 Checking Bonus – Available Online
- [11/16/19] Removed Homestreet Bank $300 Checking Bonus – WA, CA, OR, ID, HI
- [11/16/19] Removed HomeTrust Bank $150 Bonus + $5 Monthly NC, SC, TN, VA
- [11/13/19] Added Chase $500 Business Checking Bonus
- [11/13/19] Added CIT Bank $150/$300 Savings Bonus – New & Existing Customers
- [11/13/19] Removed Ace Flare Prepaid $100 Bonus
- [11/13/19] Removed Bank of the West $300 Business Checking – In Branch only, AZ, CA, CO, ID, IA, KS, MN, MO, NE, NV, NM, ND, OK, OR, SD, UT, WA, WI, WY
- [11/12/19] Added MidFirst Bank $300 Bonus – Direct Deposit Not Required – AZ only
- [11/12/19] Added Mutual Security Credit Union – $250 Checking Bonus Norwalk CT only
- [11/12/19] Added BBVA Compass $200 Checking Bonus
- [11/12/19] Added USE Credit Union $100 Bonus – CA only
- [11/12/19] Added Homestreet Bank $300 Checking Bonus – WA, CA, OR, ID, HI
- [11/12/19] Added WinTrust Bank $200 Savings – IL only
- [11/11/19] Removed Chase $500 Business Checking Bonus – Nationwide
- [11/10/19] Removed Republic Bank $100 Bonus – NY only – No Requirements
- [11/10/19] Removed Bank & Trust /$350 Checking Bonus – CO, IL, WI, MT, CA, AZ, TX, NM & IA
- [11/10/19] Removed Cambridge Savings Bank $300 Checking Bonus – MA, CT, ME, NH, RI, VT
- [11/10/19] Removed Sandy Spring Bank $150 Bonus – MD, DC & VA
- [11/10/19] Removed Simple Finance $250/$500 Savings Bonus
- [11/10/19] Removed ENT Credit Union $200 Bonus – No Direct Deposit Required – CO only
- [11/10/19] Removed Orange County’s Credit Union $100 Checking Bonus – No Direct Deposit Required – CA Only
- [11/10/19] Removed Union Bank & Trust $150 Bonus – NE, KS
- [11/10/19] Removed People’s United Bank $100 Checking Bonus – NY, CT
- [11/7/19] Removed Flagship Bank $100 Checking Bonus – MN only
- [10/29/19] Removed Eastern Bank $350 Checking Bonus – MA, NH, ME, RI
- [10/27/19] Added Sunflower Bank $200 – AZ, MO, NM, KS & CO and TX, In Branch only – Direct Deposit Not Required
- [10/27/19] Added SoFi Money $50 Bonus – No Direct Deposit Required
- [10/24/19] Added Santander $225 Checking Bonus – NH, MA, RI, CT, DE, NY, NJ & PA
- [10/24/19] Added HSBC $350 Business Checking Bonus – In Branch Only
- [10/24/19] Removed TCF Bank $200 Bonus – MN, MI, IL, WI, CO, AZ or SD Direct Deposit Not Required
- [10/24/19] Removed BB&T $250 – No Direct Deposit Required – AL, DC, FL, GA, IN, KY, MD, NC, OH, SC, TN, TX, VA, WV
- [10/21/19] Added First National Bank and Trust Company $150 Bonus – Direct Deposit Not Required
- [10/21/19] Added ENT Credit Union $200 Bonus – No Direct Deposit Required
- [10/21/19] Added Home Federal Savings Bank $200 – MN & IA only
- [10/21/19] Added Home Federal Savings Bank $200 – MN & IA only
- [10/21/19] Removed Callaway Bank $162 – Direct Deposit Not Required – MO only
- [10/20/19] Added Capital One $200 or $1,000 Savings Bonus
- [10/20/19] Added Huntington Bank $200 Bonus – OH, MI, IN, PA, KY, WV & IL – Direct Deposit Not Required
- [10/20/19] Added Bank Of The West – $250 Bonus AZ, CA, CO, ID, IA, KS, MN, MO, NE, NV, NM, ND, OK, OR, SD, UT, WA, WI, WY
- [10/20/19] Added Jovia Financial Credit Union $125 Checking Bonus – NY only
- [10/20/19] Added Andigo Credit Union $500 Checking Bonus – IL only
- [10/20/19] Added Trustco Bank – $125 Bonus – FL, MA, NJ, NY, VT
- [10/14/19] Added Citizens Bank Up To $600 Checking Bonuses – CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT
- [10/13/19] Removed Unify Financial Credit Union – $100 + Two LA Rams Tickets – Los Angeles Or Orange County only
- [10/13/19] Removed Citizens Bank Up To $600 Checking Bonuses – CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT
- [10/13/19] Added Provident Bank $250 Checking Bonus – NJ & PA
- [10/10/19] Added BB&T $250 – No Direct Deposit Required – AL, DC, FL, GA, IN, KY, MD, NC, OH, SC, TN, TX, VA, WV
- [10/10/19] Added Ace Flare Prepaid $100 Bonus
- [10/10/19] Added Cambridge Savings Bank $300 Checking Bonus – MA, CT, ME, NH, RI, VT
- [10/10/19] Added East Boston Savings Bank $100 + Free Gift
- [10/10/19] Added Lake Shore Savings $100 Bonus – NY only
- [10/10/19] Added IBERIABANK $150 Savings Bonus – AL, AR, FL, GA, LA, TN
- [10/10/19] Added Eastern Bank $350 Checking Bonus – MA, NH, ME, RI
- [10/10/19] Added Bank of the West $300 Business Checking – In Branch only, AZ, CA, CO, ID, IA, KS, MN, MO, NE, NV, NM, ND, OK, OR, SD, UT, WA, WI, WY
- [10/10/19] Added Stanford Federal Credit Union $200 Checking & Savings – CA only
- [10/10/19] Added Century Bank $250 Checking Bonus – MA only
- [10/10/19] Added Flagstar Bank $250 – MI – Direct Deposit Not Required
- [10/10/19] Added TCF Bank $200 Bonus – MN, MI, IL, WI, CO, AZ or SD Direct Deposit Not Required
- [10/10/19] Added Regions Bank $200 Checking Bonus + $50 Referral – AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN & TX
- [10/10/19] Added Huntington Bank $200/$400/$750 – OH, MI, IN, PA, KY, WV & IL
- [10/10/19] Added First Bank Financial Centre (FBFC) $150 Bonus – Direct Deposit Not Required
- [10/10/19] Added Provident Bank $250 Checking Bonus – NJ & PA
- [10/10/19] Added Dollar Bank $200/$300 Bonus – OH, VA & PA
- [10/10/19] Added WinTrust Bank $300 Checking – IL only
- [10/10/19] Added Citizens Bank Up To $600 Checking Bonuses – CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT
- [10/10/19] Added BECU $100 Bonus – No Direct Deposit Required – WA & OR
- [10/10/19] Added PeoplesBank $200 Checking – MD & PA
- [10/5/19] Added Chase $300 Business Checking Bonus – Nationwide
- [10/5/19] Added Simple Finance $250/$500 Savings Bonus
- [10/2/19] Removed Chase $300 Business Checking Bonus
- [10/2/19] Removed 1st United Credit Union $100 Checking Bonus – CA only
- [10/1/19] Removed Regions Bank $200 Checking Bonus + $50 Referral – AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN & TX
- [10/1/19] Removed WinTrust Bank $300 Checking – IL only
- [10/1/19] Removed Andigo Credit Union $500 Checking Bonus – IL only
- [10/1/19] Removed Westerra Credit Union $100 Checking Bonus – CO only – Direct Deposit Not Required
- [10/1/19] Removed Mazuma Credit Union $200 Checking Bonus – KS, MO
- [10/1/19] Removed PeoplesBank $200 Checking – MD & PA
- [10/1/19] Removed Royal Credit Union $200 Checking Bonus – MN, WI
- [10/1/19] Removed Clearview Credit Union – $200 – PA only
- [10/1/19] Removed Capital Bank $200 + $50 Checking Bonus – FL, NC and SC
- [9/29/19] Removed Dollar Bank $200/$300 Bonus – OH, VA & PA
- [9/29/19] Removed Bell Bank $200 Bonus – No Direct Deposit – MN, ND & AZ
- [9/29/19] Removed Iberia Bank $200 Business Checking – AL, AR, FL, GA, LA, TN
- [9/29/19] Removed First Midwest Bank $250 Checking Bonus – Direct Deposit Not Required
- [9/27/19] Removed Bank of America $350 Checking Bonus – ID, KY, LA, WI
- [9/24/19] Removed My Northwest Bank $200 Bonus – PA, NY, MD, OH only
- [9/23/19] Removed Capital One $500 Money Market Bonus
- [9/21/19] Removed IBERIABANK $200-$400 Checking Bonus – AL, AR, FL, GA, LA, TN
- [9/15/19] Removed Trustco Bank $200 Business Checking Bonus – No Requirements – FL, MA, NJ, NY, VT
- [9/15/19] Removed Trustco Bank – $100 Bonus – FL, MA, NJ, NY, VT
- [9/15/19] Removed Bank Of The West – $250 Bonus AZ, CA, CO, ID, IA, KS, MN, MO, NE, NV, NM, ND, OK, OR, SD, UT, WA, WI, WY
- [9/10/19] Added LegacyTexas $150 – TX only
- [9/9/19] Removed BMO Harris $400/$500 Checking Bonus – AZ, FL, IL, IN, KS, MO, MN and WI
- [9/9/19] Removed BMO Harris $400/$700 Checking Bonus – IL, WI, MN, IN
- [9/5/19] Removed Simple Finance – $250 (Or $750 Between Two People) – No Direct Deposit Required
- [9/5/19] Removed U.S. Bank $300 Checking Bonus – Available Online
- [9/2/19] Removed Credit Union One $300 Bonus – MI only
- [9/2/19] Removed WesBanco $250 – WV, PA, OH, IN, KY
- [9/1/19] Removed Atlantic Union Bank (Previously Union Bank & Trust) $100 Checking Bonus – VA, MD & NC
- [9/1/19] Removed BBVA Compass $100 Money Market Bonus
- [9/1/19] Added First National Bank of Long Island $400/$500 Bonus – NY, In Branch only
- [8/27/19] Added Investor Bank $250 In Branch Checking Bonus – NY & NJ – Direct Deposit Not Required
- [8/27/19] Added KeyBank $200 Bonus – AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
- [8/27/19] Added Republic Bank $100 Bonus – NY only – No Requirements
- [8/26/19] Added Clearview Credit Union – $200 – PA only
- [8/26/19] Added OneWest Bank $400 Business Checking – CA only
- [8/25/19] Removed People’s United Bank $100 Checking Bonus – NY, CT
- [8/20/19] Added U.S. Bank $400 Business Checking Bonus
- [8/20/19] Added LegacyTexas $150 – TX only
- [8/20/19] Added [OH, In Branch only] Dollar Bank $300 Checking Bonus
- [8/19/19] Removed KeyBank $200 Bonus – AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
- [8/19/19] Removed KeyBank $300 Bonus – OH, PA, CT, WA, CO, NY
- [8/19/19] Added PeoplesBank $200 Checking – MD & PA
- [8/19/19] Added Callaway Bank $162 – Direct Deposit Not Required – MO only
- [8/19/19] Added First Bank $100 – VA & MD
- [8/19/19] Added HomeTrust Bank $150 Bonus + $5 Monthly NC, SC, TN, VA
- [8/19/19] Added Royal Credit Union $200 Checking Bonus – MN, WI
- [8/19/19] Added Flagship Bank $100 Checking Bonus – MN only
- [8/19/19] Added U.S. Bank $300 Checking Bonus – Available Online
- [8/19/19] Added Discover Up to $210 Checking Bonus – Direct Deposit Not Required
- [8/19/19] Added Bank of America $350 Checking Bonus – ID, KY, LA, WI
- [8/19/19] Added Seacoast Bank $350 Checking Bonus – FL, In branch
- [8/19/19] Added Community First Credit Union $150 Bonus – FL only
- [8/18/19] Removed TruStone Financial $150 – WI & MN only
- [8/16/19] Removed Wilson Bank $400 Checking Bonus – Direct Deposit Not Required – TN, In Branch only
- [8/15/19] Removed Addition Financial $300 Checking Bonus – FL only
- [8/14/19] Removed Republic Bank $100 Bonus – No Requirements For Bonus – NY only
- [8/12/19] Added Capital One $500 Money Market Bonus
- [8/12/19] Added Fifth Third $500 Business Checking Bonus – IL, MI, FL
- [8/12/19] Removed Community First Credit Union $150 Bonus – FL only
- [8/12/19] Removed Byline Bank $125 Savings Bonus – IL & In Branch Only
- [8/12/19] Removed Byline Bank $1,200 Business Checking Bonus – IL & In Branch
- [8/12/19] Removed Byline Bank $325 Checking – IL & In Branch Only
- [8/11/19] Added Cap Ed Credit Union $100 Checking Bonus – No Direct Deposit Required
- [8/11/19] Added First Midwest Bank $250 Checking Bonus – Direct Deposit Not Required
- [8/11/19] Added 1st United Credit Union $100 Checking Bonus – CA only
- [8/11/19] Added Addition Financial $300 Checking Bonus – FL only
- [8/11/19] Added Republic Bank $100 Bonus – No Requirements For Bonus – NY only
- [8/11/19] Added Dedham Savings Bank – $250 Bonus – MA only
- [8/11/19] Added Stoneham Bank $200 Amazon Giftcard Checking Bonus – MA & NH
- [8/10/19] Removed BB&T $300 Bonus -AL, DC, FL, GA, IN, KY, MD, NC, OH, SC, TN, TX, VA, WV- No Direct Deposit Required
- [8/8/19] Added CIBC US $200 Checking Bonus – IL, MI, MO & WI, In Branch only
- [8/8/19] Added Mazuma Credit Union $200 Checking Bonus – KS, MO
- [8/8/19] Added BMO Harris $200/$500 Business Checking Bonus – AZ, FL, IL, IN, KS, MO, MN and WI
- [8/8/19] Removed Bar Harbor Bank & Trust – $100 – ME & NH, In Branch Only
- [8/7/19] Added Chase $300 Checking Bonus
- [8/7/19] Added Chase $200 Savings Bonus
- [8/7/19] Added Provident Credit Union $300 Checking Bonus – No Direct Deposit Required – CA only
- [8/7/19] Added Bank Of The West – $250 Bonus AZ, CA, CO, ID, IA, KS, MN, MO, NE, NV, NM, ND, OK, OR, SD, UT, WA, WI, WY
- [8/7/19] Removed Chase $300 Savings Bonus
- [8/5/19] Removed Provident Credit Union $300 Checking Bonus – No Direct Deposit Required – CA only
- [8/5/19] Removed SECU $200 Checking Bonus – MD Only
- [8/5/19] Removed Capital One $500 Money Market Bonus
- [8/5/19] Removed Westfield Bank $200 – MA, CT
- [8/3/19] Added Fidelity Bank $400 Checking – Northeastern PA only
- [8/3/19] Removed S&T Bank $200 Checking Bonus – PA & OH – No Direct Deposit Required
- [8/3/19] Removed Bank Of The West – $250 Bonus AZ, CA, CO, ID, IA, KS, MN, MO, NE, NV, NM, ND, OK, OR, SD, UT, WA, WI, WY
- [8/2/19] Added Chase $300 Business Checking Bonus
- [8/2/19] Removed PeoplesBank (Bankatpeoples) $400 Bonus- MA & CT – No Direct Deposit
- [8/1/19] Removed Chase $200 Savings Bonus
- [8/1/19] Removed Chase $300 Checking Bonus
- [7/31/19] Added Unify Financial Credit Union – $100 + Two LA Rams Tickets
- [7/31/19] Added Chase $300 Business Checking Bonus
- [7/30/19] Added Bank of America $300 Bonus
- [7/30/19] Added Iberia Bank $200 Business Checking – AL, AR, FL, GA, LA, TN
- [7/30/19] Added Bell Bank $200 Bonus – No Direct Deposit – MN, ND & AZ
- [7/30/19] Added KeyBank $200 Bonus – AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
- [7/30/19] Added Westerra Credit Union $100 Checking Bonus – CO only – Direct Deposit Not Required
- [7/30/19] Added Wilson Bank $400 Checking Bonus – Direct Deposit Not Required – TN, In Branch only
- [7/30/19] Added First National Bank of Long Island $400/$500 Bonus – NY, In Branch only
- [7/30/19] Added Andigo Credit Union $500 Checking Bonus
- [7/30/19] Added U.S. Bank $400 Business Checking Bonus
- [7/30/19] Added Chase $300 Business Checking Bonus
- [7/30/19] Added Union Bank & Trust $150 Bonus – VA, MD, NC
- [7/30/19] Added The Bank of Princeton $100 Checking Bonus – NJ & PA, In Branch
- [7/30/19] Added People’s United Bank $100 Checking Bonus – NY, CT
- [7/29/19] Added Atlantic Union Bank (Previously Union Bank & Trust) $100 Checking Bonus – VA, MD & NC
- [7/29/19] Added Sandy Spring Bank $150 Bonus – MD, DC & VA
- [7/29/19] Added WinTrust Bank $300 Checking – IL only
- [7/29/19] Added Wells Fargo $500 Business Checking Bonus
- [7/29/19] Added Credit Union One $300 Bonus – MI only
- [7/29/19] Added HarborOne Bank $200 Checking & Savings Bonus – MA, NH, and RI
- [7/29/19] Added SECU $200 – MD
- [7/29/19] Added Financial Builders $200 – IN
- [7/29/19] Added IBERIABANK $200-$400 Checking Bonus – AL, AR, FL, GA, LA, TN
- [7/29/19] Added Fifth Third $400 Checking Bonus – Direct Deposit Not Required
- [7/29/19] Added SunTrust Up To $300 Checking Bonus [AL, AR, FL, GA, MD, MS, NC, SC, TN, WV, VA, and D.C Only]
- [7/29/19] Added Simple Finance – $250 (Or $750 Between Two People) – No Direct Deposit Required
- [7/29/19] Added Bank of America $300 Bonus
- [7/29/19] Added Capital Bank $300 Business Checking + $150 Savings Bonus + $50 Referral Bonus – FL, NC and SC
- [7/29/19] Added S&T Bank $200 Checking Bonus – PA & OH – No Direct Deposit Required
- [7/29/19] Added Trustco Bank $200 Business Checking Bonus – No Requirements – FL, MA, NJ, NY, VT
- [7/29/19] Added Trustco Bank – $100 Bonus – FL, MA, NJ, NY, VT
- [7/29/19] Added Wells Fargo $250 Savings – TX & DC
- [7/25/19] Removed U.S. Bank $300 In Branch Checking Bonus
- [7/24/19] Removed HSBC $125 Savings Bonus
- [7/21/19] Removed Ridgewood Savings Bank – $250-$350 Bonus – NY & CT only
- [7/20/19] Removed Aspiration Checking $100 + $20 Bonus
- [7/9/19] Removed LegacyTexas $150 Checking Bonus – TX only
- [7/9/19] Removed Eastern Bank $350 Checking Bonus – MA, NH, ME, RI
- [7/7/19] Removed South State Bank – $100 Bonus – GA, NC, SC – No Direct Deposit Required
- [7/7/19] Removed SunTrust Up To $750 Checking Bonus [AL, AR, FL, GA, MD, MS, NC, SC, TN, WV, VA, and D.C Only]
- [7/7/19] Removed PeoplesBank $200 Checking Bonus – MD & PA
- [7/7/19] Removed Investors Bank $250 In Branch Checking Bonus – NY & NJ – Direct Deposit Not Required
- [7/7/19] Removed Washington Savings Bank $300 Bonus – MA Only
- [7/7/19] Removed Picatinny Credit Union $175 Checking Bonus – Morris County, NJ only
- [7/6/19] Removed San Mateo Credit Union $100 Checking Bonus – CA only – Direct Deposit Not Required
- [7/6/19] Removed First Midwest Bank $500 Business Checking Bonus – In Branch – IL, IN, IA
- [7/6/19] Removed Five Star Bank – $150/$250 Checking Bonus – NY
- [7/6/19] Removed Sunflower Bank $200 – AZ, MO, NM, KS & CO and TX
- [7/4/19] Removed Bank & Trust $350 Business Checking Bonus – NM, CO, TX, IA, IL
- [7/4/19] Removed WinTrust Bank $300 Checking Business Checking – IL only
- [7/4/19] Removed Chase $300 Business Checking Bonus
- [6/30/19] Added TruStone Financial $150 – WI & MN only
- [6/30/19] Added Bank Of The West – $250 Bonus AZ, CA, CO, ID, IA, KS, MN, MO, NE, NV, NM, ND, OK, OR, SD, UT, WA, WI, WY
- [6/30/19] Added U.S. Bank $300 In Branch Checking Bonus
- [6/30/19] Added Chase $300 Business Checking Bonus
- [6/30/19] Added BB&T $300 Bonus -AL, DC, FL, GA, IN, KY, MD, NC, OH, SC, TN, TX, VA, WV- No Direct Deposit Required
- [6/30/19] Added WesBanco $250 – WV, PA, OH, IN, KY
- [6/30/19] Added BMO Harris $400/$700 Checking Bonus – IL, WI, MN, IN
- [6/30/19] Added Forcht Bank $100 Student Checking Bonus – KY Only & Must Be Student Aged 13-24
- [6/30/19] Added Orange County’s Credit Union $100 Checking Bonus – No Direct Deposit Required – CA Only
- [6/30/19] Added Byline Bank $1,200 Business Checking Bonus – IL & In Branch
- [6/30/19] Added Byline Bank $125 Savings Bonus – IL & In Branch Only
- [6/30/19] Added Byline Bank $325 Checking – IL & In Branch Only
- [6/30/19] Added Eastern Bank $350 Checking Bonus – MA, NH, ME, RI
- [6/30/19] Added IBERIABANK $200-$350 Checking Bonus – AL, AR, FL, GA, LA, TN
- [6/29/19] Removed North Shore Community Bank $300 Checking Bonus – IL, In Branch only
- [6/29/19] Removed FirstBank $250 – TN, GA, AL
- [6/29/19] Removed Virginia Credit Union – $100 Checking Bonus – VA only
- [6/25/19] Removed Elements Financial $200 Bonus
- [6/24/19] Added Lakeland Bank $300 Checking Bonus – No Direct Deposit Required, Clifton NJ only
- [6/19/19] Removed JSC Federal Credit Union $100 Checking Bonus – TX only
- [6/17/19] Removed Chase $300 Business Checking
- [6/2/19] Added Chase Savings $300 Bonus – Requires $25,000 Deposit For 90 Days
- [6/2/19] Removed BMO Harris $200/$500 Business Checking Bonus – AZ, FL, IL, IN, KS, MO, MN and WI
- For changes before December 31st, 2018, click here.
If you know of any better bank account bonuses, let us know in the comments section and we will add them.
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Suntrust just came out with a $100 checking bonus:
https://www.suntrust.com/Microsites/Checking/everydaypromo/index.html
Make a $500 or more direct deposit and we’ll give you $100 (within 60 days of account opening)
Online via the link above only what what I see – Suntrust via online chat said – this account is a soft credit pull + Chexsystems.
Unknown as to the duration of this offer.
very interesting you can use any rewards card to redeem rewards for a direct deposit ive tried chase ultimate just press redeem rewards for cash and type in the amount you would like to redeem
Dude, put down the crack pipe and get a real job.
Any time you can legally steal money from a bank, you are morally obligated to do so.
Hayden, I continue to crack up at this comment! 😉
+1… ABSOLUTELY.
How do you find out where your 401k is
….
Hey Doc, how do you go about opening so many bank accounts?
I have a few that I’m very interested in doing (First Niagra, Santander, Chase), but I’m worried to try because I opened 4 in the past few months. I could always try and get denied, at worst, but then it would just be an additional inquiry.
(Funny to talk about inquiries on Chex, when we’re used to talking about credit report inquiries.)
What’s your experience been? Have you ever been denied due to inquiries? Do you make sure to space them out by a month or two? Thanks!
Hey Chuck,
I’ve never personally been denied but this year is the most aggressive I’ve been. As you said at worse you’ll be denied, I’m not planning on opening accounts for any major reason (e.g a mortgage) and I already have an everyday account I’m happy with. That said, I probably wouldn’t do more than 8 this year.
I’m trying to work out the sweet spot and which banks are inquiry sensitive and which aren’t.
Not sure that this information helps, but have been approved for 10 accounts now open for one year or more and 11 more which have been open less than a year (mostly checking). Some form of bonus paid on all of these except for one which I missed a direct deposit requirement. Expect to continue pursuing additional opportunities but am planning on closing some of the seasoned accounts which aren’t considered “everyday” accounts.
hi Win, I live in Wisconsin and was wondering if you would help me add some banks or credit union branches to receive bonuses?? I have Chase, Monona Bank at the moment. Thank you for your assistance
Almost all information came from Doctor of Credit. If I find a new account bonus, it’s sent to DOC so all readers are made aware of it. Thanks!
I’ve been personally denied at one bank, but I called to find out why. Some banks are more finicky than others, and are more stringent on their requirements from your Chex report. Just call, ask why you were denied, and as if they can review the application. Most of the time the denials are purely algorithm based. A human can reverse the decision.
did you see the nationwide bank checking bonus $200?
http://www.nationwide.com/sem/nf-echecking-information.html
DEAD July 7, 2016.
Goes to
https://www.nationwide.com/sem/nf-echecking-personal.html
New Regions bank checking $165 offer:
http://promo.regions.com/hhg/incentive165/default.htm?CID=25287&V_TID=1677213&ProspectID=BFEDEC49E38B4C37A7B51185E687791C
vc6 y
Any advice for handling the direct depoit aspect without Amazon Payments or a job that will let you switch your deposits temporarily?
A simple ACH transfer from one of your existing accounts usually works but it varies by banks. We put together this page which has hundreds of data points on what has triggered bonuses in the past: https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/
I already have Chase checking, so not bothered. But I have $175 savings acct offer that I would like to go for. Can’t find just the $200 bonus for savings in e-bay. $175 a good deal?
I would honestly wait for Chase to put out the $600 coupon bonus for $300 checking and $300 savings.
The $300 total checking is just as good as long as you’re not going to complete the $300 savings portion, which I think most people wouldn’t.
If you cancel your Chase checking account and wait 90 days, you can get that bonus. If you’re going to do the savings portion, I’d wait for a $300 savings coupon to come around personally.
The latest bonuses have wording that say only one bonus per calendar year
They’ve said that for awhile, I just assumed that since this person already had an account they didn’t recently get a bonus for it – thanks for making it clearer though!
90 days but not in the same calendar year – once a year
Sam, CHASE was my main bank for years. But after taking advantage of the CAP ONE, Wells, etc. promotions it simply made sense to close CHASE checking for two reasons:
1) I don’t have to maintain it (spend time on some action every month or keeping a balance that waives the fee)
2) Closing the account qualifies me for $300 ninety days later for reopening.
So when you say you “don’t bother” you are stating that leaving CHASE for 3 months isn’t worth $300 to you (assuming the same promo will exist, and we have no reason to believe at this point it won’t).
Just my opinion, but if I were you I’d close the account and come back in October and get BOTH bonuses.
Suntrust has a good bonus as well. I was able to sign up for it online here in Cali yesterday for the $200 checking bonus.
Yeah good point, think I’ll replace the $150 Chase bonus with this.
I followed the direct link for this offer and it said it had expired. Is it still live somewhere?
Thanks for putting together the bonuses information. Do you know if any of the above banks let you open a checking/saving with no SSN. I have only ITIN (tax id) and AMEX cc on my name (just got it last Nov with ITIN).
Not that I know of, maybe somebody else knows of some though?
Just use the ITIN in place of the SSN. Banks do not care about the difference, they just want to comply with laws that ask them to request the number and have a number to keep track of your account with.
Thanks, Ryan.
Citi now has a $400 offer for opening a Citigold account, and storing $50,000 there for 15 days.
Code CZGA.
Saw it on hustlermoneyblog.
Citi is jerking me around fulfilling the $400 bonus.
Many emails a few phone calls. Every time I’m told another week, they provide a reference number. When that time passes I call again and get a new date and another reference number. Going on 120-130 days now, still no bonus
Same happened to me in 2015? 16? I had to insist they verify to me that the bonus code was in the record (I had written it in my calendar on the day I opened the account). They finally verified it and then claimed they hadn’t received the W-9 & wouldn’t pay until they did. Many, many hassles with Citi from day one! Lots of calls & emails & chats to incompetent employees.
P.S. to the Editor: The first Key Bank $300 bonus listed above for May 2019 includes WA in the title & link, but that bonus offer actually ISN’T for WA;, the second one IS. Please fix to avoid further confusion. Thanks.
P.P.S. Posting here because top comment option won’t work…not here nor on the Key Bank details page!
Citizens bank has $100.00 bonus for new customers. Requirement is two bill payments (different bills) through citizens online banking
You forgot to mention Legacy Bank and Trust in iprofit account offering 4.00%APR on checking accounts with requirements that can be found here: https://www.legacybankandtrust.com/checking_accounts#iprofit
Don’t see a way to open an account online so looks like you have to live in Missouri. Wish it were available to everyone.
Any new information on the ACH procedures potentially marking transactions as P2P and not being counted as direct deposits?
Nope, read this though: https://www.doctorofcredit.com/changes-to-the-way-ach-transfers-are-coded-the-ramifications-for-bank-bonuses/
It looks like the Capital One business savings account offer has expired — at least that’s the message I received just now when I clicked through and then clicked on the Open Now button.
Diamond – I signed up my account on the 8th of this month (April) the payment did not post, I called them today and they quickly posted two $50 payments to my account.
The Citi offer has expired. Called in this morning (Apr 6) and rep informed me the offer expired. Strange thing is the code still seems to work but I’m cautious and don’t want to risk using the code unless a rep can confirm offer is still valid. Will try calling again later today to speak to a different rep.
Let us know how you get on, the offer was due to expire though.
Hello Community,
If anyone is in need to $300 Total Checking & $150 Savings Account coupon. You can email me @ vijnatarajan@gmail.com and I’ll email you the coupon code. Looks like chase has taken down that offer but for helping people I saved couple of coupon codes.
Cheers,
Vijay