Best Current Credit Card Sign Up Bonuses & Offers For July, 2018
A list of the best current credit card sign up bonuses & offers for July, 2018. We update this page on a daily basis with any new deals and include all bonuses (we don’t use any credit card affiliate links so we can remain unbiased unlike other sites).
Given how popular our best bank account bonus page is, I thought I’d try my hand at something similar for credit card bonuses. This page will be updated regularly, so feel free to bookmark it and share it on social media/forums (I’ll also add it to the header under credit cards to make it easily accessible). Keep in mind we do not use credit card affiliate links, so this is an unbiased list.
A few final thoughts before we get to this list:
- There will be a random amount of entries on this list at any one time dependent on how many cards I currently think are worth signing up for.
- I’ll be taking into account whether a bonus is at it’s highest level ever or not (mostly because I don’t think an offer is truly the best if it regularly goes up to a higher level or I suspect it’ll go to a higher level in the near future).
- I won’t be taking into account special application rules (e.g Chase 5/24 rule or American Express once per lifetime rule), but I will mention them clearly.
- If there is a card that is popular and I haven’t included, I’ll put it under “Not On The List” and explain my reasons why.
Keep in mind that having a clear goal will help you decide what the best cards for you are! If you don’t want to travel and just want to earn cash back, then the best card for you will be different than somebody that wants to fly first class to Paris and stay in 5 star accommodation.
Contents
- 1 Personal Cards
- 1.1 Wells Fargo Propel World 40,000 Points In Branch Or Phone
- 1.2 Platinum 100,000 Point Offer
- 1.3 Citi American Airlines 50,000 Miles + $200 (Get Matched To 75,000 Miles)
- 1.4 Citi ThankYou Premier – 50,000 Points
- 1.5 Barclays Arrival – 60,000 Points
- 1.6 Bank of America Premium Rewards 50,000 Points + $100 Travel Credit
- 1.7 Barclays Wyndham 45,000 Points
- 1.8 Bank of America Alaska Airlines 30,000 Miles + $100 Statement Credit
- 1.9 AmEx EveryDay 25,000 Points + 0% APY For 15 Months With $0 BT Fee
- 1.10 City National Bank Crystal Visa Infinite 50,000 Point Sign Up Bonus
- 1.11 American Express Hilton Ascend – 100,000 Points + Free Night Certificate On Card Anniversary
- 1.12 Discover it – $50 + Double Cash Back
- 1.13 U.S. Bank FlexPerks Gold American Express – 30,000 Points
- 1.14 PenFed Pathfinder Rewards American Express – 25,000 Points
- 1.15 Chase Disney $200 Statement Credit
- 2 Business Card Bonuses
- 2.1 American Express Business Platinum 100,000 Points
- 2.2 American Express Business Gold Rewards 75,000 Points
- 2.3 Chase Ink Preferred – 100,000 Points
- 2.4 Wells Fargo Business Platinum $500
- 2.5 Citi American Airlines 60,000 Miles (Get Matched To 75,000 Miles)
- 2.6 Barclays Aviator Business 50,000 Miles
- 2.7 Chase Marriott Business Premier 75,000 Points
- 2.8 American Express Business Delta Platinum – 70,000 Miles + $100 Statement Credit + 10,000 MQM
- 2.9 Chase Ink Cash – $500
- 2.10 American Express Hilton Business Card – 125,000 Points + $50
- 3 Recent Changes
- 4 Final Thoughts
Personal Cards
These cards are listed in order from absolute best to best (e.g the better cards are at the top).
Wells Fargo Propel World 40,000 Points In Branch Or Phone
Our review of this bonus & method in branch or by phone
This card isn’t available online anymore and I can’t see it being available in branch for too much longer either. Card also comes with $100 in travel reimbursements each year and the annual fee of $175 is waived the first year as well. Points are worth 1¢ each so this bonus is worth $400 + the $100 in travel reimbursements. We’ve put this card is #1 as it seems likely it will become unavailable after March 31st, 2018.
Platinum 100,000 Point Offer
Read our review of this offer | Another way to get this offer
Not everybody is able to get this offer to show, but if you are then it’s a great offer. Just keep in mind it does have a massive $550 annual fee, but for that you get good lounge access, $200 in airline incidentals per calendar year (so you can get it twice and only pay the annual fee once) and $200 in Uber credits per card member year as well. Obviously not for everybody, but if you can maximize those airline incidentals then this is a really great offer. There is also an upgrade offer of 60,000 points without the lifetime language, unfortunately that is targeted.
Citi American Airlines 50,000 Miles + $200 (Get Matched To 75,000 Miles)
50,000 miles + $200 is already good, but the real beauty of this offer is that they are accepting matches to a 75,000 mile bonus when you ask (and you keep the $200 statement credit). Doesn’t really get any better than this.
Citi ThankYou Premier – 50,000 Points
Citi has been cutting back how often sign up bonuses are offered on their ThankYou point earning cards, this is usually as high as the bonus gets on this card. Some people might prefer to wait for the 75,000 point offer on the Citi Prestige due to the 24 month rule, but that isn’t being currently offered and isn’t clear when (or if) it will return. We discuss what the better option is for you in this detailed post.
Barclays Arrival – 60,000 Points
Annual fee of $89 isn’t waived, but this is the highest bonus we’ve seen on this card. Previous offers of 50,000 points + $89 annual fee waived with a lower minimum spending requirement might have been better but who knows when we will see such an offer again with the introduction of the Arrival Premier.
Bank of America Premium Rewards 50,000 Points + $100 Travel Credit
Link to our review of this card
Card comes with a 50,000 point sign up bonus worth $500 towards statement credit. In addition you get a $100 travel credit each calendar year, downside is that this can only be used on domestic originated flights (not sure how or if this is actually enforced yet) and a $95 annual fee.
Barclays Wyndham 45,000 Points
Link to our review of this offer
All Wyndham properties cost 15,000 points per night, this means this bonus is enough for three free nights at any Wyndham property worldwide.
Bank of America Alaska Airlines 30,000 Miles + $100 Statement Credit
Link to our review of the offer
The real value here is the fact that Bank of America allows you to combine inquiries. That means you can pair this bonus with another Bank of America card (or two) and only receive the single hard pull.
AmEx EveryDay 25,000 Points + 0% APY For 15 Months With $0 BT Fee
Standard bonus is 10,000 points. We’ve seen the 25,000 point offer via incognito mode for some time but the 0% APY + $0 BT fee offer is new. Could be using for floating money to put into a high yield savings account.
City National Bank Crystal Visa Infinite 50,000 Point Sign Up Bonus
Annual fee on this card is no longer waived, but the 50,000 bonus is really only the start. The real bonus is being able to add up to three authorized users for free. They, along with the primary cardholder get an annual travel credit of $250 (per calendar year). That’s basically $1,000 in travel credits per calendar year.
American Express Hilton Ascend – 100,000 Points + Free Night Certificate On Card Anniversary
We’ve seen bonuses of 125,000 points before. This is a better bonus if you highly value the free weekend night certificate. Keep in mind you’d need to pay the second year annual fee ($95) to get that free night certificate. You can also get another free night certificate if you spend $15,000 within a calendar year.
Discover it – $50 + Double Cash Back
The sign up bonus on this card is low ($50 when you use a referral) but the real bonus is that after the first year you get your cash back doubled for that year (not including the $50 referral bonus). This card has 5% rotating categories (up to $1,500 in spend per quarter), this means you’ll get 10% cash back on those categories. This card really only makes sense if you’ll be able to max out those categories at least some of the time.
U.S. Bank FlexPerks Gold American Express – 30,000 Points
Relatively new card, points are worth $300 in cash or up to $450 in airfare/hotels so some good value to be had here with a nice fallback cash redemption option as well. Annual fee of $85 is not waived in the first year, but it does also earn 3x points for restaurant purchases.
PenFed Pathfinder Rewards American Express – 25,000 Points
Not the biggest bonus, but it does come with a $100 annual travel credit statement and there is no annual fee so there should be good long term value to keeping this card.
Chase Disney $200 Statement Credit
Definitely the smallest bonus on this list, but when you use a referral link the person’s link you use also receives a $100 Disney gift card. Usually this bonus is a $200 Disney gift card and the person referring you receives a $50 gift card, so significantly better than normal. It’s also not subject to the Chase 5/24 rule.
Business Card Bonuses
American Express Business Platinum 100,000 Points
This is a super old way to get this bonus and it doesn’t work for everybody but this is basically as good as it gets for this card apart from high spend targeted offers.
American Express Business Gold Rewards 75,000 Points
Similar to the above offer this requires calling in to receive it. 25,000 points more than the standard bonus on this card but does require an additional $5,000 in spend.
Chase Ink Preferred – 100,000 Points
Requires going in branch to get this offer. You should be able to get this bonus even if you’re not a business managed customer and if you can get them to submit a paper application it should by pass Chase 5/24.
Wells Fargo Business Platinum $500
Nice bonus and shouldn’t affect your eligibility for a personal Wells Fargo card. Looks like you need to have had a checking account open with them for at least 12 months to be able to successfully apply though.
Citi American Airlines 60,000 Miles (Get Matched To 75,000 Miles)
Similar to the personal bonus. Again the real beauty of these offers is the ability to get matched to the 75,000 mile offers. Might also be able to go for 50,000 miles + $200 statement credit and then match to 70,000 miles.
Barclays Aviator Business 50,000 Miles
Not as big as the Citi American Airlines offers above, but the nice thing about this offer is that it triggers after a single purchase. Standard sign up bonus is 40,000 miles and this is the highest we’ve seen on this card.
Chase Marriott Business Premier 75,000 Points
Annual fee of $99 is waived which is what makes this the killer deal. It’s also not clear how much longer this card will be offered for.
American Express Business Delta Platinum – 70,000 Miles + $100 Statement Credit + 10,000 MQM
This is the highest bonus we’ve seen on this card. It’ll be more attractive for those who can use the MQM, but still a good card overall. Make sure you have plans for your Delta miles as they are known for stealth devaluations as they no longer publish an award chart. There is also a business version of this card offering the same bonus.
Chase Ink Cash – $500
Standard sign up bonus is only $300, it has been possible to get $500 by applying through a business relationship manager for some time but that won’t be available to everybody so this offer is useful. Keep in mind this card does not count towards your Chase 5/24 total, but the Chase 5/24 rule does apply.
American Express Hilton Business Card – 125,000 Points + $50
Previous offer on this card was 100,000 points. I don’t see it going any higher than 125,000 points in the short to medium term so if you have a need for Hilton points then this card is worth signing up for. Also a nice extra $50 when doing a dummy booking via Hilton.
Recent Changes
I thought it would be useful to list when and why I make changes here.
- [07/04/18] Added Barclays Arrival – 60,000 Points
- [07/03/18] Added Barclays Wyndham 45,000 Points
- [06/29/18] Removed Avianca LifeMiles Credit Cards 40,000 & 60,000 Miles Bonuses After One Purchase
- [05/18/18] Removed Chase Hyatt 40,000 Points + $50 Statement Credit
- [05/18/18] Removed Barclaycard Wyndham – 45,000 Points
- [05/18/18] Removed American Express Delta Platinum – 70,000 Miles + $100 Statement Credit + 10,000 MQM
- [05/18/18] Removed Chase Southwest Business Premier – 60,000 Points
- [05/18/18] Removed Chase Southwest Plus/Premier 50,000 Points
- [05/18/18] Removed Chase In Branch Offers (Freedom & Freedom Unlimited 30,000 Points & Sapphire Preferred/Reserve 60,000 Points)
- [05/17/18] Added American Express Hilton Business Card – 125,000 Points
- [05/17/18] Added American Express Hilton Ascend – 100,000 Points + Free Night Certificate On Card Anniversary
- [05/07/18] Removed American Express Mercedes-Benz Platinum – 60,000 Points
- [04/30/18] Added Barclays Aviator Business 50,000 Miles
- [04/01/18] Removed American Express SPG Business 35,000 Points
- [03/25/18] Added Chase Ink Cash – $500
- [03/02/18] Added American Express Delta Platinum – 70,000 Miles + $100 Statement Credit + 10,000 MQM [Personal & Business]
- [03/02/18] Added American Express Mercedes-Benz Platinum – 60,000 Points
- [03/02/18] Added American Express SPG Business 35,000 Points
- [02/24/18] Added Banco Popular Avianca Vuela – 60,000 Miles
- [02/24/18] Added Citi ThankYou Premier – 50,000 Points
- [02/15/18] Added AmEx EveryDay 25,000 Points + 0% APY For 15 Months With $0 BT Fee
- [02/14/18] Added Citi American Airlines 60,000 Miles (Get Matched To 75,000 Miles)
- [02/14/18] Removed Barclaycard American Airlines 60,500 miles
- [01/29/18] Added PenFed Pathfinder Rewards American Express – 25,000 Points
- [01/25/18] Added Chase Marriott Business Premier 75,000 Points
- [01/16/18] Added City National Bank Crystal Visa Infinite 50,000 Point Sign Up Bonus
- [01/16/18] Removed Citi Premier 50,000 Point Offer
- [01/12/18] Removed Barclaycard JetBlue Plus 60,000 Points
- [01/09/18] Added Wells Fargo Business Platinum $500
- [01/08/18] Added Chase Southwest Plus/Premier 50,000 Points
- [01/08/18] Removed Wells Fargo Visa Signature 20,000 Point Bonus
- [01/05/18] Removed AmaZing Credit Cards – $1,000 CA, TX, CO & NV
- [12/18] Removed Citi Presitge 40,000 Point Offer
- [12/16] Added Barclaycard Wyndham – 45,000 Points
- [12/16] Removed Bank of America Amtrak 30,000 Point Offer
- [11/26] Added Citi Presitge 40,000 Point Offer
- [11/08] Added Barclaycard JetBlue Plus 60,000 Points
- [11/01] Removed American Express Business SPG – 35,000 Points as that deal has expired
- [11/01] Removed Synchrony Cathay Pacific 50,000 Miles as deal has expired
- [10/16] Removed Avianca Vuela Visa Card – 40,000/60,000 as promo code no longer working
- [10/11] Added Chase In Branch Offers (Freedom & Freedom Unlimited 30,000 Points & Sapphire Preferred/Reserve 60,000 Points)
- [10/09] Added [CA, TX & NV Only] AmaZing Business Credit Card $500 Or $1,000 Sign Up Bonus
- [10/08] Removed Chase Southwest Premier & Plus 60,000 Points Offers
- [10/05] Added American Express Business SPG 35,000 Point Offer
- [10/04] Added Citi Premier 50k offer back as working link was found, removed Citi prestige as offer is no longer available
- [10/01] Removed Citi ThankYou Premier 50,000 point offer
- [10/01] Removed City National Bank Crystal Visa Infinite 50,000 Point Offer
- [09/25] Removed CitiBusiness American Airlines 60,000/75,000 Miles
- [09/24] Removed Merrill+ 50,000 Point Offer.
- [09/20] Removed Barclaycard Arrival as bonus has been reduced to 40,000 from 50,000
- [09/18] Added Bank of America Premium Rewards Credit Card 50,000 point offer
- [08/21] Added Chase Southwest Premier & Plus 60,000 Points Offers
- [08/12] Added Barclaycard JetBlue Plus 40,000 Point Offer (Highest Ever)
- [08/09] Added Cathay Pacific Credit Card Bonus Increased To 50,000 Miles After $2,500 In Spend
- [08/09] Added Citi American Airlines 60,000 Miles Business Offer (Possible Match to 75,000 Mile Offer)
- [08/09] Added Citi American Airlines 60,000 Miles Personal Offer (Possible Match To 75,000 Miles)
- [08/02] Added City National Bank Crystal Visa Infinite 50,000 Point Sign Up Bonus ($400 AF Waived First Year, Lounge Access & $250 Travel Credit)
- [07/29] Added American Express Business Gold Rewards 75,000 Points
- [07/27] Removed Chase Southwest Personal Plus/Premier – 60,000 Points as they are no longer valid.
- [07/26] Added Chase Hyatt Two Free Night + $50 + 5,000 Point Bonus
- [07/20] Added Bank of America Amtrak 30,000 Point Offer
- [07/06] IHG updated as there is now a direct link
- [06/30] Removed Chase Hyatt Two Free Nights + $50 + 5,000 Points
- [06/30] Removed Blue Business Plus 20,000 Points
- [06/25] Added Blue Business Plus 20,000 Points
- [06/25] Added American Express Business Platinum 100,000 Points
- [06/25] Added Chase Hyatt Two Free Night + $50 + 5,000 Point Bonus
- [06/15] Removed Citi Hilton 40,000 Point Offer – No 24 Month Language, link no longer working
- [06/07] Removed TravElite card
- [06/05] Added All Three Chase Southwest Cards Increased To 60,000 Points – Easy Companion Pass
- [06/05] Added Barclaycard AAdvantage Aviator Red World Elite MasterCard Bonus Increased To 50,500 Miles
- [04/27] Added American Express Personal Platinum 100,000 Points After $5,000 In Spend
- [04/24] Added Wells Fargo Visa Signature 20,000 Point Bonus – Worth $300 Towards Airfare & 5x On Gas, Grocery, Drugstores
- [04/24] Added Chase Hyatt Two Free Night + $50 + 5,000 Point Bonus
- [04/12] Added TravElite Credit Card From FNBO Review – Now With 25,000 Point ($250 Sign Up Bonus), No AF + $100 Travel Credit
- [04/12] Added Chase Marriott 100k point offer
- [04/07] Removed SPG 35,000 point offers
- [03/21] Removed CitiBusiness / AAdvantage Platinum Select 50,000 Signup Bonus
- [03/20] Added Merrill+ phone offer
- [03/14] Added CNB 100,000 point business offer
- [03/14] Added CNB 70,000 point personal offer
- [03/14] Removed Ritz-Carlton 3 free night offer as bonus has expired
- [03/14] Removed Chase Sapphire Reserve as bonus has dropped to 50,000 points
- [03/06] Removed Citi AA 50k offer with no 24 month language as it expired again
- [03/05] Added Chase Sapphire Preferred up to 75,000 point offer
- [03/05] Removed Merrill+ card as the offer had expired
- [02/28] Added Citi American Airlines 50,000 Offer without 24 Month Language
- [02/26] Added Citi Business AA 50k offer as it contains no 24 month language.
- [02/26] Removed the blue for business offer from American Express as it had expired
- [02/21] Added the Chase Ritz-Carlton 3 night Link as I didn’t know it was still available
- [o2/21] Removed Citi American Airlines 50k/60k offer because the no 24 month language link has died.
Final Thoughts
I’m looking forward to the comments on this one, what do you think I’ve gotten wrong? What should be higher and what should be lower? What missed out and what should be removed from the list all together?
Related Posts
Issues Enrolling Multiple Chase Freedoms In 5% Categories (One Per Household?) – Developing →
Issues With American Express Offers [More Information & Possible Work Arounds?] →
[Targeted] American Express Personal Platinum 60,000 Points – No Lifetime Language →
Chase Increases Starbucks Credit Card Bonus To 4,500 Stars →
Latest
-
Issues Enrolling Multiple Chase Freedoms In 5% Categories (One Per Household?) – Developing July 18th | by -
Amazon Fire TV Stick For $15 (Previously $20, List Price Is $39.99), Kindle For $5, Paperwhite For $35 July 18th | by -
Chewy (Pet Products): 40% Off When You Set Up Your First Autoship July 18th | by -
Issues With American Express Offers [More Information & Possible Work Arounds?] July 18th | by -
CLEAR: Get 3 Month Free Trial + $20 In Lyft Credit + $50 In LoungeBuddy Credit July 18th | by
-
Popular Posts
-
Best Bank Account Bonuses For July, 2018 -
View Your Pre-Approved & Pre-Qualified Credit Card Offers -
Shopping Cart Trick 2018 – Get Credit Cards Without The Hard Pull -
Best Current Credit Card Sign Up Bonuses & Offers For July, 2018 -
Comenity Bank Credit Cards 2018: A List, Best Cards & Easiest Cards To Get Approved For -
List Of Methods Banks Count As Direct Deposits -
Bank Accounts That Can Be Funded With A Credit Card -
Best High Yield/Interest Savings Accounts – Up To 5% APY -
Chase 5/24 Rule Explained In Detail – Everything You Need To Know -
Which Credit Card Companies Do A Hard Pull For A Credit Limit Increase?
-
Support This Site
You can help support this site by using our links to Amazon & eBay.
Keep in mind that if you do use our links, you won’t be able to earn cash back/miles/points from shopping portals. In the interests of our readers, you can find out what shopping portal is offering the best rates on eBay here & Amazon here
Thanks, great article with a helpful round-up. Just a small clarification: the Citi Prestige has a $250 airline credit, not a $300 travel credit.
nice job! I’ve been hopeful that you would compile an aggregate list of CCs like this because I think this site does a better job of giving an honest and succinct viewpoint then your blog competitors
No mention of Starwood and Marriott cards that are now eligible to be combined?Some really sweet possibilities there.
SPG is under YMMV, I guess the 80k Marriott offer is OK but nothing that remarkable IMO.
Curios when Marriott will offer more than 80K and/or waive the AF again?
Now it is 75K and AF waived. Lot of us posted our referral links.
I still have the 10x Marriott offer on first $12k. Surprised it wasn’t mentioned
I’m not sure I agree with your take on Sky Miles. Granted, they’re clearly the least valuable of the legacies, but Pay With Miles provides a floor that gives a minimum value of $500/$700+ on some of those Delta cards. The increased offers going on make them must-looks if you ask me.
A lot of people, myself included, soured on Delta with their unannounced devaluations and generally shady practices when it comes to their frequent flier program. That being said, Delta generally gets good reviews for their service and they have a ton of non-stops from ATL, CVG, DTW, LAX, MSP, JFK, LGA, and SLC.
In my opinion the Delta Gold Personal card should not be applied for unless you are targeted for the 75k offer. However, the Delta Platinum Personal probably deserves a spot above the IHG card on your list and I think both versions of the Business card deserve spots at the bottom of your list (below SWRR).
My thinking with the current skymiles offers is that they will increase in the short term (as evidenced by the near constant 50k/70k offers) and the fact that there is no real need to hold these miles. If you have short term plans for Delta miles it can make sense, but I expect increase offers for both cards in the short term and also devaluation of Delta miles in the short-medium term. Annual fee on the Platinum card doesn’t help it’s cause either, maybe offset by the MQM for some people?
Again, happy to argue these points and update list if I am in the minority/wrong.
I guess the fear of increased offers is somewhat fair, but do you really see these cards hitting a six figure sign up bonus? That seems like the next step for Amex (100k DL Plat) to take with these if they really want to make a splash and drive sign ups, but I just don’t see them parting with such a huge crop of miles. My understanding is that the Delta card portfolio is relatively successful and the addition of card spend to waive the MQD requirement has probably helped them stave off deserters.
In summation, I personally don’t see how the Delta Personal Platinum (70k miles/effective $95 fee first year with statement credit) can be left off your list of best personal sign up bonuses when the US Bank Amex is on there.
I thought on the Amex Business Plat the total spend was $15k in total, not 10k? Although it would be great if it were! Thanks for compiling this list!
Haha, misread this!
Looks good! Pretty sure the Amex Platinum Business is $15,000 total. $5,000 first 50k points, $10,000 for second 50k set.
Fixed this!
CFU higher than CSR. Wowza
Double bonus and not a good time for CSR, you disagree?
Under “Personal Cards” I think you meant to write “best to worst” instead of “best to best”.
No, I meant best to best haha. All of these offers are good!
I never saw the 100k/125k AmEx Hilton links. Do you have those?
They aren’t available, were leaked for a few hrs and then died.
GASP! This improves my life greatly. TY!!!!
Merrill Lynch MERRILL+ Visa
Dad’s application submitted about an hour ago and received a call from their consideration line 866-224-7803, was approved instantly over the phone. 5K credit line. Like mine, he has Experian frozen and asked them to pull from Trans Union instead, 745 on trans Union via Credit Karma. It appears that 5K is the lowest credit line but it is totally fine because only the sign up bonus matters.
It looks to me that Merril Lynch is very aggressive on getting ppl using their credit card, therefore approving without even mentioning on short credit history or number of hard inquiries in report. Funny thing is that my Dad previously did not even get approved for BofA’s cash reward credit card.
typo: reconsideration line
Newbie here so i apologize in advance if this is a dumb question, but I’ve been seeing a lot of ppl saying they’ve frozen their accounts. I assume it’s because that score is lower than the others? So i guess I have 3 questions: Does this strategy work with all banks? What exactly do you give for the reason it’s frozen when you talk to the recon line? Is it only Experian this strategy works for or can i use it for my lowest score which is equifax? Thanks for any insight…
No love for Spark Cash? $500 cash after $4500 in spend….better spend then the amex $500 bonus plus 2% on everything.
Pays out immediately too – before the statement even closes!
They pull all three bureaus, I was considering all them as inquiries are combined AFAIK.
And most likely to deny you anyway.
This is what keeps me away from Capital One.
I am leaning more toward the CSP if I can get a Chase in branch preapproval vs CSR. Adjusting the reward vs AF and not having to game the $300.00 travel credits when I will not be traveling just makes more sense to me. 7/12 Currently. One new business card on top of that which has not had time to hit the credit bureaus if it does.
The problem is I do not see enough sizzle in anything out there to drool about except the CSP or CSR. At the rate I am going, I may be a one year wonder as very little pumps my juices for 2017 in terms of new credit cards or bank accounts.
You should still be able to get matched to the 70k in branch offer for the Ink Plus.
You sure? Card isn’t available officially anymore in branch so not sure they would still match.
WC: I think you did a great job breaking this down. Thanks! 🙂
Thanks, Jan!