A list of the best current credit card sign up bonuses & offers for September, 2020. We update this page on a daily basis with any new deals and include all bonuses (we don’t use any credit card affiliate links so we can remain unbiased unlike other sites).
Given how popular our best bank account bonus page is, I thought I’d try my hand at something similar for credit card bonuses. This page will be updated regularly, so feel free to bookmark it and share it on social media/forums (I’ll also add it to the header under credit cards to make it easily accessible). Keep in mind we do not use credit card affiliate links, so this is an unbiased list.
A few final thoughts before we get to this list:
- There will be a random amount of entries on this list at any one time dependent on how many cards I currently think are worth signing up for.
- I’ll be taking into account whether a bonus is at it’s highest level ever or not (mostly because I don’t think an offer is truly the best if it regularly goes up to a higher level or I suspect it’ll go to a higher level in the near future).
- I won’t be taking into account special application rules (e.g Chase 5/24 rule or American Express once per lifetime rule), but I will mention them clearly on the individual review pages.
- If there is a card that is popular and I haven’t included, I’ll put it under “Not On The List” and explain my reasons why.
Keep in mind that having a clear goal will help you decide what the best cards for you are! If you don’t want to travel and just want to earn cash back, then the best card for you will be different than somebody that wants to fly first class to Paris and stay in 5 star accommodation.
Contents
- 1 Personal Cards
- 1.1 Chase Sapphire Preferred 80,000 Points, Annual Fee Not Waived
- 1.2 U.S. Bank Altitude Reserve – 50,000 Points
- 1.3 Capital One Venture – 100,000 Points
- 1.4 Wells Fargo Propel World 40,000 Point Bonus
- 1.5 Citi Premier – 60,000 Points Or 65,000
- 1.6 Bank of America Premium Rewards 50,000 Points + $100 Travel Credit
- 1.7 Chase United Club Card – 100,000 Mile Bonus
- 1.8 Bank of America Alaska 40,000 Miles + $100 or 65,000 Mile Offer
- 1.9 Barclays Aviator 60,000 Miles + Companion Ticket
- 1.10 Lafayette Federal Credit Union Mastercard – $600 or $650 In Flights – MD, D.C., VA
- 1.11 BBVA Select – $500 Cash Bonus – AL, FL, TX, AZ, CO, CA, NM
- 1.12 U.S. Bank Radisson Rewards 120,000 Points
- 1.13 Capital One Savor $300 Cash Bonus – $95 Annual Fee
- 1.14 American Express Gold 35,000 Points + 20% On Restaurants ($250 Max)
- 1.15 Bank of America Air France/KLM FlyingBlue 50,000 Miles + $150 Statement Credit
- 1.16 American Express Cash Magnet – $300 Bonus
- 1.17 Star Trek – $300 Cash Bonus – $39 Annual Fee
- 1.18 Chase Marriott Bonvoy Boundless 100,000 Point Offer
- 1.19 Discover it – $50 + Double Cash Back
- 1.20 Ridgewood Savings Bank $500 Bonus – NY & CT
- 1.21 Chase United Explorer 60,000 Miles
- 1.22 FNBO FordPass – $100 + $200 Annually
- 1.23 Discover it Miles $100
- 1.24 Chase Freedom/Chase Freedom Unlimited $200 Bonuses + 5% On Grocery
- 1.25 VantageWest $400 Bonus + 5% Categories – AZ Only
- 1.26 U.S. Bank Cash+ $200 Bonus
- 1.27 American Express Schwab Investor Card $200 Bonus
- 1.28 Citi Double Cash $100 Bonus – In Branch
- 2 Business Card Bonuses
- 2.1 U.S. Bank Leverage Business Card – $750
- 2.2 U.S. Bank Business Cash Rewards Card – $500
- 2.3 Wells Fargo Business Platinum – $500
- 2.4 Barclays Aviator Business 75,000 Mile Offer
- 2.5 Chase Ink Cash – $500
- 2.6 Chase Ink Unlimited 50,000 Chase Ultimate Rewards Points
- 2.7 Bank of America Alaska Airlines 40,000 Miles + $200
- 2.8 Bank of America Cash Rewards – $500
- 2.9 Ridgewood Savings Bank $500 Bonus – NY & CT
- 2.10 Chase Southwest Business Performance 100,000 Points
- 2.11 PNC BusinessOptions $750 Bonus – AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV
- 2.12 Barclays Hawaiian Business 70,000 Miles
- 2.13 Barclays JetBlue 60,000 Point Bonus
- 2.14 American Express Blue Business Cash $500 Bonus
- 3 YMMV/Targeted Offers
- 3.1 American Express Platinum 100,000 Point Offer
- 3.2 American Express Business Platinum 100,000 Point Offer
- 3.3 AmEx EveryDay 25,000 Points + 0% APY For 15 Months With $0 BT Fee
- 3.4 Various American Express Delta Offers – No Lifetime Language
- 3.5 American Express Business Gold 35,000 Point Offer – No Lifetime Language
- 4 Not On List
- 5 Recent Changes
- 6 Final Thoughts
Personal Cards
These cards are listed in order from absolute best to best (e.g the better cards are at the top).
Chase Sapphire Preferred 80,000 Points, Annual Fee Not Waived
Standard offer on this card is 50,000 points with the $95 annual fee waived. This is an extra 30,000 points but without the annual fee waived. The extra points are much more attractive due to the flexible point transfers and the fact that points are worth 1.25¢ each when redeeming through the Chase travel portal.
U.S. Bank Altitude Reserve – 50,000 Points
Card has always offered the same bonus, but it’s still worth up to $750 so should be seriously considered. The bonus did actually get better when they added real time rewards meaning you didn’t need to use the U.S. bank travel portal to get 1.5¢ in value.
Capital One Venture – 100,000 Points
Standard offer is 40,000 or 50,000. This bonus has two tiers with 50,000 points on $3,000 spend within 3 months, and a second tier of an additional 50,000 points if you spend an additional $17,000 within the entire first year. They’ve also made it easier to redeem points temporarily, making now a good time for this card.
Wells Fargo Propel World 40,000 Point Bonus
This is really so high because you need to call in/go to a branch to get this offer and we suspect it will be removed completely at some stage. That being said we’ve thought that for a long time now, so it’s entirely possible that won’t be the case. Points are worth 1¢ each so this bonus is worth $400 + $100 in reimbursements.
Citi Premier – 60,000 Points Or 65,000
$95 annual fee isn’t waived on this one, but it’s still a pretty good offer. Can be transferred to travel partners or used for up to $750 in air travel. You can get an additional 5,000 points by applying in branch.
Bank of America Premium Rewards 50,000 Points + $100 Travel Credit
Link to our review of this card
Card comes with a 50,000 point sign up bonus worth $500 towards statement credit. In addition you get a $100 travel credit each calendar year, downside is that this can only be used on domestic originated flights (not sure how or if this is actually enforced yet) and a $95 annual fee.
Chase United Club Card – 100,000 Mile Bonus
This card does have a $525 annual fee, but you can apply miles to pay for this at a rate of 1.5¢ each.
Bank of America Alaska 40,000 Miles + $100 or 65,000 Mile Offer
Read our review (40,000 miles + $100 or 65,000 miles)
Previous best on this bonus has been 40,000 miles or 30,000 miles + $100. Really strong offer if you highly value Alaska miles.
Barclays Aviator 60,000 Miles + Companion Ticket
This comes with the companion ticket but without the annual fee waived, deal is slightly better when it’s without the companion ticket but with the annual fee waived but still worth doing.
Lafayette Federal Credit Union Mastercard – $600 or $650 In Flights – MD, D.C., VA
50,000 points after $5,000 in spend. Worth $600 in gift cards or $650 in flights
BBVA Select – $500 Cash Bonus – AL, FL, TX, AZ, CO, CA, NM
Requires $4,000 in spend. A lot of people are trying to focus on cash sign up bonus at the moment.
U.S. Bank Radisson Rewards 120,000 Points
Radisson has some great European properties that are priced affordably. This is the highest we’ve ever seen this bonus.
Capital One Savor $300 Cash Bonus – $95 Annual Fee
Link to our review of this offer
Card comes with a $300 cash bonus. $95 annual fee is no longer waived the first year. At launch the offer was $500, so might not be worth getting right now.
American Express Gold 35,000 Points + 20% On Restaurants ($250 Max)
High on this bonus is 50,000 points so it depends if you prefer the extra 15,000 points or the 20% on restaurants.
Bank of America Air France/KLM FlyingBlue 50,000 Miles + $150 Statement Credit
Previously this was 50,000 miles, but now coming with a $150 statement credit as well.
American Express Cash Magnet – $300 Bonus
This si the biggest bonus we’ve seen on this card so far.
Star Trek – $300 Cash Bonus – $39 Annual Fee
Requires $2,000 in spend and the annual fee is not waived the first year.
Chase Marriott Bonvoy Boundless 100,000 Point Offer
This popular bonus has returned, this time with a lower minimum spend requirement. I’d probably recommend waiting for an eventual bigger offer unless you have a specific redemption in mind.
Discover it – $50 + Double Cash Back
Get bonus here | Read our review.
The sign up bonus on this card is low ($50 when you use a referral) but the real bonus is that after the first year you get your cash back doubled for that year (not including the $50 referral bonus). This card has 5% rotating categories (up to $1,500 in spend per quarter), this means you’ll get 10% cash back on those categories. This card really only makes sense if you’ll be able to max out those categories at least some of the time.
Ridgewood Savings Bank $500 Bonus – NY & CT
Nice big bonus, spend of requirement of $5,000 is required. They also offer business cards now as well (see below)
Chase United Explorer 60,000 Miles
We’ve seen a bonus of 65,000 in the past but that required $10,000 in spend whereas this only requires $3,000 in spend. There is also a 100,000 mile offer on the United Club card currently.
FNBO FordPass – $100 + $200 Annually
This card has a $100 sign up bonus, you can also get $200 annually when you spend $6,000 or more.
Discover it Miles $100
Offer only available via a referral. The nice thing about this card is cash back earned is double the first year (unfortunately the sign up bonus doesn’t double), meaning this card earns 3% cash back on all purchases during that first year.
Chase Freedom/Chase Freedom Unlimited $200 Bonuses + 5% On Grocery
5/24 does apply to this card, I’d recommend getting the higher value Chase bonuses first. Standard bonus on these cards is $150, so this is only slightly higher than normal. Still might be worth doing for people under 5/24 that have already done other Chase bonuses and looking for something with a low minimum spend requirement. You also get 5% cash back on grocery purchases for the first year, up to $12,000 in spend.
VantageWest $400 Bonus + 5% Categories – AZ Only
This also requires opening a checking account. Bonus is worth doing because the card earns 5% cash back in rotating categories as well.
U.S. Bank Cash+ $200 Bonus
This allows lets you choose two 5% categories as well.
American Express Schwab Investor Card $200 Bonus
Normally this is $100, but sometimes we see it increased to $200.
Citi Double Cash $100 Bonus – In Branch
Normally we don’t see any sign up bonus on the Citi Double Cash, so this is better than normal. In addition you can transfer cash rewards from this card to Citi travel partners if you have a Prestige/Premier from Citi.
Business Card Bonuses
U.S. Bank Leverage Business Card – $750
Requires $7,500 in spend, but still a nice big cash sign up bonus.
U.S. Bank Business Cash Rewards Card – $500
Requires $4,500 in spend within 150 days. Pretty good deal.
Wells Fargo Business Platinum – $500
Nice and simple $500 bonus for $5,000 in spend. Deal becomes even better when you pair it with a new Wells Fargo business checking bonus of $500 or $1,000.
Barclays Aviator Business 75,000 Mile Offer
Requires adding an employee card for 10,000 miles of the offer, but still a fantastic bonus even without that portion.
Chase Ink Cash – $500
Standard sign up bonus is only $300, it has been possible to get $500 by applying through a business relationship manager for some time but that won’t be available to everybody so this offer is useful. Keep in mind this card does not count towards your Chase 5/24 total, but the Chase 5/24 rule does apply.
Chase Ink Unlimited 50,000 Chase Ultimate Rewards Points
This is the standard bonus on this card, we’ve never seen a higher or lower bonus as far as I’m aware. Similar to the United card above this does not count towards your 5/24 status but the 5/24 rule does still apply to this card. As long as you already have another Chase UR earning card with an annual fee you can transfer these points to Chase’s travel partners.
Bank of America Alaska Airlines 40,000 Miles + $200
Previous best deal was 42,000 miles + $100, this is 2,000 less miles but an extra $100.
Bank of America Cash Rewards – $500
Require $5,000 spend. Previously this was targeted, but there’s now a public signup link. Mainly useful for the signup bonus.
Ridgewood Savings Bank $500 Bonus – NY & CT
Requires $5,000 in spend, they also have a personal credit card offering the same bonus.
Chase Southwest Business Performance 100,000 Points
Requires a massive $25,000 in spend but the points from that spend and the sign up bonus are enough to get a companion pass.
PNC BusinessOptions $750 Bonus – AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV
Nice big bonus, downside is that it requires spending $25,000 or more in the first three billing cycles.
Barclays Hawaiian Business 70,000 Miles
Requires adding an employee to get the full bonus, but a great bonus if you value Hawaiian miles highly.
Barclays JetBlue 60,000 Point Bonus
Requires adding an employee card for the full 60,000 point bonus.
American Express Blue Business Cash $500 Bonus
Deal requires $15,000 in total spending for the full bonus, but the upside is that this card earns 2% cash back on up to $50,000 annually.
YMMV/Targeted Offers
We’ve decided to create a new section for YMMV or targeted offers. These are all great offers, but they either require being targeted or have some other restriction in place. We haven’t listed offers that are only available in certain states, those will still be listed above
American Express Platinum 100,000 Point Offer
Read our review of this offer | Another way to get this offer
Not everybody is able to get this offer to show, but if you are then it’s a great offer. Just keep in mind it does have a massive $550 annual fee, but for that you get good lounge access, $200 in airline incidentals per calendar year (so you can get it twice and only pay the annual fee once) and $200 in Uber credits per card member year as well. Obviously not for everybody, but if you can maximize those airline incidentals then this is a really great offer. There is also an upgrade offer of 60,000 points without the lifetime language, unfortunately that is targeted.
American Express Business Platinum 100,000 Point Offer
Similar to the above offer but on the business platinum card.
AmEx EveryDay 25,000 Points + 0% APY For 15 Months With $0 BT Fee
Standard bonus is 10,000 points. We’ve seen the 25,000 point offer via incognito mode for some time but the 0% APY + $0 BT fee offer is new. Could be using for floating money to put into a high yield savings account.
Various American Express Delta Offers – No Lifetime Language
It’s currently possible to get up to 75,000 miles and up to $200 in statement credits on the American Express Delta co-branded cards. These offers don’t have the lifetime language present, meaning you’re eligible for the bonus even if you’ve had that specific card before.
American Express Business Gold 35,000 Point Offer – No Lifetime Language
Relatively weak offer, really only worth considering due to the fact that it has no lifetime language.
Not On List
This section explains why some popular cards/offers aren’t listed.
- None currentlyÂ
Recent Changes
I thought it would be useful to list when and why I make changes here.
- [9/28/20] Added American Express Schwab Investor Card $200 BonusÂ
- [9/23/20] Added U.S. Bank Cash+ $200 Bonus
- [9/22/20] Removed Chase Southwest Personal Cards – 65,000 Points
- [9/8/20] Added Bank of America Alaska Airlines 40,000 Miles + $200
- [8/12/20] Added Bank of America Air France/KLM FlyingBlue 50,000 Miles + $150 Statement Credit
- [8/9/20] Added American Express Gold 35,000 Points + 20% On Restaurants ($250 Max)
- [8/4/20] Added Chase United Explorer 60,000 Miles
- [8/4/20] Removed AmaZing Business Credit Card – $300/$500/$1,000Â TX, CA, CO
- [8/4/20] Added Chase United Club Card – 100,000 Mile Bonus
- [8/4/20] Added Chase Southwest Personal Cards – 65,000 Points
- [8/4/20] Added FNBO FordPass – $100 + $200 Annually
- [8/3/20] Added American Express Cash Magnet – $300 BonusÂ
- [7/24/20] Added Chase Marriott Bonvoy Boundless 100,000 Point Offer
- [7/3/20] Removed American Express Amazon Prime Business Card – $100 Statement Credit + $125 Amazon Giftcard
- [7/3/20] Removed Chase IHG Premier 140,000 Points
- [6/22/20] Added American Express Business Platinum 100,000 Point Offer
- [6/4/20] Removed BBVA $200 – AL, FL, TX, AZ, CO, CA, NM
- [5/25/20] Removed Chase Ink Business Preferred 80,000 Point Offer
- [5/20/20] Added BBVA $200 – AL, FL, TX, AZ, CO, CA, NM
- [5/6/20] Added Ridgewood Savings Bank $500 Bonus – NY & CT
- [5/6/20] Removed Barclays Hawaiian Airlines 60,000 Miles
- [5/4/20] Removed Chase United Business 100,000 Miles
- [5/4/20] Removed Chase United 60,000 Miles Offer
- [5/1/20] Removed Chase Southwest – 75,000 Points
- [4/28/20] Added U.S. Bank Business Cash Rewards $500 Sign Up Bonus
- [4/23/20] Removed Citi American Airlines 75,000 Mile Offer
- [4/2/20] Added BBVA Select – $500 Cash Bonus – AL, FL, TX, AZ, CO, CA, NM
- [4/2/20] Added U.S. Bank Leverage Business Card – $750
- [3/22/20] Removed American Express Business Gold 75,000 Point Offer
- [3/22/20] Added Star Trek – $300 Cash Bonus – $39 Annual Fee
- [2/9/20] Removed Chase Southwest Business Performance 100,000 Points
- [2/9/20] Removed Chase Southwest Business Performance – 70,000 Points
- [1/30/20] Added Chase IHG Premier 140,000 Points
- [1/27/20] Removed Capital One Spark $2,000/200,000 Miles
- [1/16/2020] Removed American Express Green Card 45,000 Points
- [1/10/2020] Added U.S. Bank Radisson Rewards 120,000 Points
- [1/10/2020] Added Barclays Hawaiian Airlines 60,000 Miles
- [1/8/20] Removed U.S. Bank Business Cash Rewards $500 Bonus
- [1/4/20] Removed American Express Hilton Surpass 150,000 Points + $100 Statement Credit
- [1/3/20] Removed PenFed Pathfinder Rewards American Express – 25,000 Points
- [1/3/20] Removed U.S. Bank Radisson Rewards 120,000 Points
- [1/3/20] Removed Avianca Lifemiles 40,000/60,000 Miles
- [1/3/20] Removed Navy Federal Federal Credit Union (NFCU) Flagship Rewards – 50,000 Points
- [1/3/20] Removed Navy Federal Federal Credit Union (NFCU) cashRewards – $250
- [12/22/19] Removed [CA only] USC Credit Union $250 Credit Card Bonus
- [12/17/19] Removed Schwab Investor Card From American express $200
- [12/9/19] Added American Express Hilton Surpass 150,000 Points + $100 Statement Credit
- [12/7/19] Removed American Express Schwab Platinum 100,000 Point Offer
- [12/7/19] Removed Citi Expedia Voyager 70,000 Point Bonus
- [11/27/19] Removed Bank of America Spirit Airlines – 30,000 Miles + $100
- [11/26/19] Added Barclays Aviator 60,000 Miles + Companion Ticket
- [11/12/19] Added Chase United 65,000 Miles Offer
- [11/12/19] Added American Express Business Gold 75,000 Points Signup Bonus When Using Referral Link
- [10/27/19] Added American Express Green Card 45,000 Points
- [10/25/19] Added Capital One Spark $2,000/200,000 Miles
- [10/21/19] Removed Chase Southwest Performance Business – 80,000 Point Offer
- [10/21/19] Added Citi Expedia Voyager 50,000 Point Bonus
- [10/21/19] Added Wells Fargo Propel World 40,000 Point Bonus
- [10/21/19] Added Navy Federal Federal Credit Union (NFCU) cashRewards – $250
- [10/18/19] Removed Chase IHG 125,000 Points + $50 Statement Credit
- [10/14/19] Added [CA only] USC Credit Union $250 Credit Card Bonus
- [10/14/19] Added Various American Express ‘Pre-Approved’ Offers – No Lifetime Language
- [10/14/19] Added Citi Double Cash $100 Bonus – In Branch
- [10/13/19] Removed BBVA Select Card – $300 Bonus – AL, FL, TX, AZ, CO, CA, NM
- [10/10/19] Added Lafayette Federal Credit Union Mastercard – $600 or $650 In Flights – MD, D.C., VA
- [10/10/19] Added Citi American Airlines 75,000 Mile Offer
- [10/10/19] Added Barclays 60,000 Point Bonus
- [10/8/19] Removed Barclays Hawaiian 60,000 Miles
- [10/8/19] Removed Barclays Aviator Red – 60,000 Miles + Companion Certificate
- [10/5/19] Added Ridgewood Savings Bank $500 Bonus – NY & CT
- [10/04/19] Removed Barclays Wyndham 45,000 Points – AF Waived First Year
- [10/03/19] Removed Wells Fargo Propel World 40,000 Points In Branch Or Phone
- [9/30/19] Added American Express Amazon Prime Business Card – $100 Statement Credit + $125 Amazon Giftcard
- [9/29/19] Added BBVA Select Card – $300 Bonus – AL, FL, TX, AZ, CO, CA, NM
- [9/29/19] Added Barclays Aviator Business 75,000 Mile Offer
- [9/29/19] Added Schwab Investor Card From American express $200
- [9/29/19] Added Barclays Hawaiian Business 70,000 MilesÂ
- [8/29/19] Removed American Express Hilton Business – 130,000 Points + Free Weekend Night Certificate
- [8/29/19] Removed American Express Hilton Surpass – 130,000 Points + Free Weekend Night Certificate
- [8/28/19] Added Chase Freedom/Chase Freedom Unlimited $200 Bonuses
- [8/28/19] Added Barclays Wyndham 45,000 Points – AF Waived First Year
- [8/20/19] Added American Express Business Gold 35,000 Point Offer – No Lifetime Language
- [8/20/19] Added American Express Schwab Platinum 100,000 Point Offer
- [8/12/19] Removed Barclays Business Aviator 75,000 Miles
- [8/12/19/19] Added American Express Blue Business Cash $500 Bonus
- [8/8/19] Added Chase United Business Explorer 100,000 Miles
- [8/8/19] Added Chase IHG 125,000 Points + $50 Statement Credit
- [8/8/19] Removed Barclaycard JetBlue Plus 50,000 Points, $99 Annual Fee
- [8/8/19] Removed Barclaycard JetBlue Plus – 60,000 Points; $99 Annual Fee
- [7/29/19] Added Bank of America Amtrak 40,000 Points + $100
- [7/26/19] Added American Express Hilton Surpass – 130,000 Points + Free Weekend Night Certificate
- [7/26/19] Added American Express Hilton Business – 130,000 Points + Free Weekend Night Certificate
- [7/26/19] Added Discover it Miles $100
- [7/26/19] Added Avianca Lifemiles 40,000/60,000 Miles
- [7/26/19] Added Barclays Hawaiian 60,000 Miles
- [7/26/19] Added Barclays Aviator Red – 60,000 Miles + Companion Certificate
- [7/26/19] Added U.S. Bank Business Cash Rewards $500 Bonus
- [7/25/19] Removed Barclays Hawaiian 70,000 Miles
- [7/8/19] Removed Chase Southwest Personal Cards – 3 Versions – 60,000 Points
- [06/20/19] Added Chase Southwest Performance Business – 80,000 Point Offer
- [06/16/19] Removed Barclay Arrival+ 70,000 Point Sign Up Bonus, With Annual Fee Waived
- [6/13/19] Added Citi Premier 60,000 Points Signup Bonus ($95 Annual Fee Not Waived)
- [5/23/19] Navy Federal Federal Credit Union (NFCU) Flagship Rewards – 50,000 Points
- [5/22/19] Changed Capital One Savor from $500 to $300
- [5/15/19] Removed Wells Fargo Propel 50,000 Points
- [5/13/19] Added American Express Hilton Offers – No Lifetime Language
- [5/13/19] Added Barclays Hawaiian 70,000 MilesÂ
- [5/13/19] Added Bank of America Alaska 40,000 Miles + $100
- [5/6/19] Added PNC BusinessOptions $750 Bonus – AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV
- [05/6/19] Added Barclays Business Aviator 75,000 MilesÂ
- [05/6/19] Removed Bank of Hawaii (Barclays) – 75,000 Miles
- [05/02/19] Added Chase Southwest Business Cards and 3 Personal Card Versions at 60,000 Points
- [05/02/19] Added Jetblue Business 60,000 Points and JetBlue Personal Plus 50,000 Points Offers
- [4/30/19] Added U.S. Bank Radisson Rewards 120,000 Points
- [4/25/19] Removed Terps Credit Card – 50,000 Points
- [4/1/19] Removed U.S. Bank Business Edge Cash Rewards $200 Bonus for Each Employee Card [$2,200 Bonus Possible]
- [3/19/19] Added AmaZing Business Credit Card – $300/$500/$1,000 TX, CA, CO
- [3/19/19] Removed Chase United Business 75,000 Miles
- [3/18/19] Added Chase Sapphire Preferred 60,000 Points, Annual Fee Not Waived
- [3/18/19] Added Wells Fargo Propel 50,000 Points
- [3/15/19] Removed Bank of the West – 60,000 Points (Worth $450) – AZ, CA, CO, ID, IA, KS, MN, MO, NE, NV, NM, ND, OK, OR, SD, UT, WA, WI, WY
- [3/13/19] Added Bank of Hawaii (Barclays) – 75,000 Miles
- [3/7/19] Removed Bank of America Alaska Airlines 40,000 Miles
- [3/7/19] Added Barclays Aviator Business Card – 60,000 Miles
- [3/7/19] Added Chase Ink Business Preferred 80,000 points
- [2/25/19] Added VantageWest $300 Bonus + 5% Categories – AZ Only
- [2/17/19] Removed Capital One Spark Cash $2,000/200,000 Miles Bonus
- [2/10/19] Removed AmaZing Business Credit Card – $500 or $1,000 TX, CA, CO & UT
- [1/28/19] Removed Citi Premier 60,000 Points, Annual Fee Waived
- [1/20/19] Added Bank of the West – 60,000 Points (Worth $450) – AZ, CA, CO, ID, IA, KS, MN, MO, NE, NV, NM, ND, OK, OR, SD, UT, WA, WI, WY
- [1/16/19] Added Chase Ink Unlimited 50,000 Chase Ultimate Rewards Points
- [1/16/19] Added Chase United Business 75,000 Miles
- [1/10/19] Removed Navy Federal Credit Union 50,000 Point Bonus
- [1/10/19] Removed City National Bank Crystal Visa Infinite 75,000 Point Sign Up Bonus
- [1/8/19] Removed Barclays JetBlue 50,000 Points
- [1/8/19] Removed Barclays Choice Privileges 64,000 Point Offer
- [12/11/18] Removed Capital One Venture 75,000 Points
- [12/08/18] Removed Avianca 60,000 Mile Bonus
- [11/13/18] Added Capital One Venture 75,000 Points
- [11/13/18] Added Capital One Spark Cash $2,000/200,000 Miles Bonus
- [11/13/18] Added Various American Express Delta Offers – No Lifetime Language
- [11/12/18] Added Citi Premier 60,000 Points, Annual Fee Waived
- [11/12/18] Added U.S. Bank Business Edge Cash Rewards $200 Bonus for Each Employee Card [$2,200 Bonus Possible]
- [11/12/18] Removed American Express Business Gold Rewards 75,000 Points
- [11/01/18] Removed Barclays Aviator Business 60,000 Miles. Bonus reduced to 50,000 miles.
- [10/23/18] Added Avianca 60,000 Mile Bonus
- [10/21/18] Removed Citi ThankYou Premier – 60,000 Points – Annual Fee Waived
- [10/09/18] Added Bank of America Spirit Airlines 30,000 Miles Bonus
- [10/08/18] Added Barclays Choice Privileges 64,000 Point Offer
- [10/08/18] Added Barclays Hawaiian Business Card – 50,000 Miles
- [10/08/18] Added U.S. Bank Altitude Reserve – 50,000 Points
- [10/08/18] Added Terps Credit Card – 50,000 Points
- [10/08/18] Added Wells Fargo Business Platinum – $500
- [09/25/18] Page had been neglected for too long, made some major changes
- [09/23/18] Added AmaZing Business Credit Card – $500 or $1,000 TX, CA, CO & UT
- [09/20/18] Added Barclays JetBlue 50,000 Points
- [09/05/18] Added Navy Federal Credit Union 50,000 Point Bonus
- [09/02/18] Removed Chase Marriott Business Premier 75,000 Points
- [08/21/18] Added Barclays Aviator Business 60,000 Miles
- [08/15/18] Added Capital One Savor $500 Cash Bonus
- [07/04/18] Added Barclays Arrival – 60,000 Points
- [07/03/18] Added Barclays Wyndham 45,000 Points
- [06/29/18] Removed Avianca LifeMiles Credit Cards 40,000 & 60,000 Miles Bonuses After One Purchase
- [05/18/18] Removed Chase Hyatt 40,000 Points + $50 Statement Credit
- [05/18/18] Removed Barclaycard Wyndham – 45,000 Points
- [05/18/18] Removed American Express Delta Platinum – 70,000 Miles + $100 Statement Credit + 10,000 MQM
- [05/18/18] Removed Chase Southwest Business Premier – 60,000 Points
- [05/18/18] Removed Chase Southwest Plus/Premier 50,000 Points
- [05/18/18] Removed Chase In Branch Offers (Freedom & Freedom Unlimited 30,000 Points & Sapphire Preferred/Reserve 60,000 Points)
- [05/17/18] Added American Express Hilton Business Card – 125,000 Points
- [05/17/18] Added American Express Hilton Ascend – 100,000 Points + Free Night Certificate On Card Anniversary
- [05/07/18] Removed American Express Mercedes-Benz Platinum – 60,000 Points
- [04/30/18] Added Barclays Aviator Business 50,000 Miles
- [04/01/18] Removed American Express SPG Business 35,000 Points
- [03/25/18] Added Chase Ink Cash – $500
- [03/02/18] Added American Express Delta Platinum – 70,000 Miles + $100 Statement Credit + 10,000 MQM [Personal & Business]
- [03/02/18] Added American Express Mercedes-Benz Platinum – 60,000 Points
- [03/02/18] Added American Express SPG Business 35,000 Points
- [02/24/18] Added Banco Popular Avianca Vuela – 60,000 Miles
- [02/24/18] Added Citi ThankYou Premier – 50,000 Points
- [02/15/18] Added AmEx EveryDay 25,000 Points + 0% APY For 15 Months With $0 BT Fee
- [02/14/18] Added Citi American Airlines 60,000 Miles (Get Matched To 75,000 Miles)
- [02/14/18] Removed Barclaycard American Airlines 60,500 miles
- [01/29/18] Added PenFed Pathfinder Rewards American Express – 25,000 Points
- [01/25/18] Added Chase Marriott Business Premier 75,000 Points
- [01/16/18] Added City National Bank Crystal Visa Infinite 50,000 Point Sign Up Bonus
- [01/16/18] Removed Citi Premier 50,000 Point Offer
- [01/12/18] Removed Barclaycard JetBlue Plus 60,000 Points
- [01/09/18] Added Wells Fargo Business Platinum $500
- [01/08/18] Added Chase Southwest Plus/Premier 50,000 Points
- [01/08/18] Removed Wells Fargo Visa Signature 20,000 Point Bonus
- [01/05/18] Removed AmaZing Credit Cards – $1,000 CA, TX, CO & NV
- [12/18] Removed Citi Presitge 40,000 Point Offer
- [12/16] Added Barclaycard Wyndham – 45,000 Points
- [12/16] Removed Bank of America Amtrak 30,000 Point Offer
- [11/26] Added Citi Presitge 40,000 Point Offer
- [11/08] Added Barclaycard JetBlue Plus 60,000 Points
- [11/01] Removed American Express Business SPG – 35,000 Points as that deal has expiredÂ
- [11/01] Removed Synchrony Cathay Pacific 50,000 Miles as deal has expired
- [10/16] Removed Avianca Vuela Visa Card – 40,000/60,000 as promo code no longer working
- [10/11] Added Chase In Branch Offers (Freedom & Freedom Unlimited 30,000 Points & Sapphire Preferred/Reserve 60,000 Points)
- [10/09] Added [CA, TX & NV Only] AmaZing Business Credit Card $500 Or $1,000 Sign Up Bonus
- [10/08] Removed Chase Southwest Premier & Plus 60,000 Points Offers
- [10/05] Added American Express Business SPG 35,000 Point Offer
- [10/04] Added Citi Premier 50k offer back as working link was found, removed Citi prestige as offer is no longer available
- [10/01] Removed Citi ThankYou Premier 50,000 point offerÂ
- [10/01] Removed City National Bank Crystal Visa Infinite 50,000 Point Offer
- [09/25] Removed CitiBusiness American Airlines 60,000/75,000 Miles
- [09/24] Removed Merrill+ 50,000 Point Offer.
- [09/20] Removed Barclaycard Arrival as bonus has been reduced to 40,000 from 50,000
- [09/18] Added Bank of America Premium Rewards Credit Card 50,000 point offer
- [08/21] Added Chase Southwest Premier & Plus 60,000 Points Offers
- [08/12] Added Barclaycard JetBlue Plus 40,000 Point Offer (Highest Ever)
- [08/09] Added Cathay Pacific Credit Card Bonus Increased To 50,000 Miles After $2,500 In Spend
- [08/09] Added Citi American Airlines 60,000 Miles Business Offer (Possible Match to 75,000 Mile Offer)
- [08/09] Added Citi American Airlines 60,000 Miles Personal Offer (Possible Match To 75,000 Miles)
- [08/02] Added City National Bank Crystal Visa Infinite 50,000 Point Sign Up Bonus ($400 AF Waived First Year, Lounge Access & $250 Travel Credit)
- [07/29] Added American Express Business Gold Rewards 75,000 Points
- [07/27] Removed Chase Southwest Personal Plus/Premier – 60,000 Points as they are no longer valid.
- [07/26]Â Added Chase Hyatt Two Free Night + $50 + 5,000 Point Bonus
- [07/20] Added Bank of America Amtrak 30,000 Point Offer
- [07/06] IHG updated as there is now a direct link
- [06/30] Removed Chase Hyatt Two Free Nights + $50 + 5,000 Points
- [06/30] Removed Blue Business Plus 20,000 Points
- [06/25] Added Blue Business Plus 20,000 Points
- [06/25] Added American Express Business Platinum 100,000 Points
- [06/25] Added Chase Hyatt Two Free Night + $50 + 5,000 Point Bonus
- [06/15] Removed Citi Hilton 40,000 Point Offer – No 24 Month Language, link no longer working
- [06/07] Removed TravElite card
- [06/05] Added All Three Chase Southwest Cards Increased To 60,000 Points – Easy Companion Pass
- [06/05] Added Barclaycard AAdvantage Aviator Red World Elite MasterCard Bonus Increased To 50,500 Miles
- [04/27] Added American Express Personal Platinum 100,000 Points After $5,000 In Spend
- [04/24] Added Wells Fargo Visa Signature 20,000 Point Bonus – Worth $300 Towards Airfare & 5x On Gas, Grocery, Drugstores
- [04/24] Added Chase Hyatt Two Free Night + $50 + 5,000 Point Bonus
- [04/12] Added TravElite Credit Card From FNBO Review – Now With 25,000 Point ($250 Sign Up Bonus), No AF + $100 Travel Credit
- [04/12] Added Chase Marriott 100k point offer
- [04/07] Removed SPG 35,000 point offers
- [03/21] Removed CitiBusiness / AAdvantage Platinum Select 50,000 Signup Bonus
- [03/20] Added Merrill+ phone offer
- [03/14] Added CNB 100,000 point business offer
- [03/14] Added CNB 70,000 point personal offer
- [03/14] Removed Ritz-Carlton 3 free night offer as bonus has expired
- [03/14] Removed Chase Sapphire Reserve as bonus has dropped to 50,000 points
- [03/06] Removed Citi AA 50k offer with no 24 month language as it expired again
- [03/05] Added Chase Sapphire Preferred up to 75,000 point offer
- [03/05] Removed Merrill+ card as the offer had expired
- [02/28] Added Citi American Airlines 50,000 Offer without 24 Month Language
- [02/26] Added Citi Business AA 50k offer as it contains no 24 month language.
- [02/26] Removed the blue for business offer from American Express as it had expired
- [02/21] Added the Chase Ritz-Carlton 3 night Link as I didn’t know it was still available
- [o2/21] Removed Citi American Airlines 50k/60k offer because the no 24 month language link has died.
Final Thoughts
I’m looking forward to the comments on this one, what do you think I’ve gotten wrong? What should be higher and what should be lower? What missed out and what should be removed from the list all together?
Also Blue biz cash
Or is this only updated monthly. That would make more sense…
Nah I update it all the time, will add these.
Why don’t you have the Chase Ink Business Preferred 100k offer listed?
Just saw a 140,000 point IHG card offer in my IHG app. Not sure if it’s targeted but I know the public offer is now 125,000.
Bummer. Not coming up for me.
https://www.doctorofcredit.com/md-d-c-va-lafayette-federal-credit-union-mastercard-600-in-gift-cards-or-650-in-flights/
I am considering this one. Not sure if I have the patience or not.
Be prepared to be asked for LOTS of financial records, particularly if you have any self employment income. Then your application will disappear into a black hole, never to be seen again. The only trace you ever applied will be a hard pull.
(P2 applied for one last year.)
Yeah, I decided against it. I don’t think smaller banks or credit unions are going to be amused with my 25+ open credit cards. I guess I could continue to abstain and get in Chase’s good graces again. I might go into withdrawals before then though.
Spark Cash is offering their $500 bonus again and have a $200 refer-a-friend bonus as well. https://www.capitalone.com/small-business/credit-cards/
That’s the standard offer I think
Is annual income a requirement for credit card approvals?
What is the approval rate for retirees with low income but large portfolio and assets
Depends on the card, I imagine… expect to have to call recon and bring your A game.
I got offered 75K MR on the Amex Gold for $4k spend in 6 months. incognito
Yep https://www.doctorofcredit.com/how-long-does-it-take-chase-to-clear-an-old-card-out-of-their-system-likely-30-days/
Fantastic, Thanks
Chuck for your prompt response and for pointing towards the relevant post!
I applied for chase ink business preferred, am Sole Proprietor. 2/24. Rejected. Called Recon, was told “at this time we are not able to approve just coz of my business structure as SP”. Guess SP is business risk for them in this pandemic times. No other problems, just coz i am SP, not approved…… WTF.
Guess all SP’s should wait and watch till economy improves…. Unless someone applies and gets lucky.
Been known for several months that Chase business cards are no-go’s for SP’s. Other lenders aren’t as dogmatically picky.
Given the current travel climate and no end in sight, I am curious why cards that require travel redemptions are rated so high. Cash is king, so maybe some further explanations on the best way to redeem other than actual travel would help decide which cards to get. Thanks
BofA Premium Rewards also has $50 credit to Groceries/Dining out through end of 2020.