It’s long been possible to pay for your credit cards with Capital One using a debit card by calling and making a payment. Yesterday Miles Per Day, noticed that his online payment screen now showed this as an option as well. This is something Capital One has been promising for a long time whenever you made a phone payment (“it’s coming soon, I promise!”).
Update: In case this wasn’t clear, this is obviously not available on all accounts currently.
Here is what Miles Per Day account looks like:
Picture taken with permission of MPD
View Comments (50)
Well they changed it again. I was paying with a debit card just last month and now all those debit cards poofed. So pissed off.
Have they gotten rid of this option completely? Also, is paying via debit card over the phone still a possibility? I'm on the fence between getting a capital one card or another, but the debit card payment option would throw me in favor of cap1.
Theoretically, the option to pay with debit card exists. See this data point on reddit which goes back to 6 months ago: https://www.reddit.com/r/CreditCards/comments/nrs0ho/can_i_make_a_payment_to_my_capital_one_credit/
There is no rhyme or reason for who gets the option to pay with debit and who doesn't. I used to have the option, but it disappeared for no reason that I can think of. I no longer have the option to add or pay with debit on the website or app. Calling Cap1 doesn't help either. Each time I call I get a different answer for why payment with debit is not possible!
It seems Cap1 either has stopped accepting debit card payments altogether, or ahs managed to make their phone agents even more uninformed...
this is a very old post. you got my hopes up. i tt cap1 around march/april about dc payments and the rep told me that it is only available for ppl who originally had the option.
Well, I originally had the option and no longer have it! Cap1 agents are absolutely uninformed about debit card payments. I believe they just tell you whatever remotely reasonable that comes to their mind at the moment they talk to you.
i agree, which is why i asked to tt a mgr. maybe call them and see if you can do a phone pmt? it was 6 months ago when i asked, so it's possible that the policy has just changed.
Can I pay my capital by debit card overseas
I'm tired of CAPITALONE putting my Payments on hold 11 days or More because they assume this checking account involves Frauds PAYMENTS. A SOCIAL SECURITY CHECK ISNT A FRAUD CHECK WHICH I PAY MY BILLS WITH TO CAPITALONE ( THAT IS A GOVERNMENT CHECK & GOVERNMENT CHECKS DONT BOUNCE
I need to pay my daughters credit card in full w her debit card. Please advise.
Debit card payment option is not available by phone since Apr/May last year according to Cap1 rep.
Thanks for this update. I was just thinking about calling to find out
Would this earn CB on the Discover 1% CB Checking?
Can you put money in the 360 checking account with a debit card?
No
Has this worked for anyone recently?