[Dead] Capital One Spark Cash Visa For Business Card $1,000 Public Sign Up Bonus

Offer is now dead and no longer working. We also had 10 other links we didn’t post, but unfortunately those are all non working as well. You can view the best current sign up bonuses by clicking here.

The Offer

Direct link to offer

The Fine Print

  • Card earns 2% cash back on all purchases
  • Annual fee of $59 is waived first year
  • No foreign transaction fees

Our Verdict

Public sign up bonus has been $500 for $4,500 for some time. There was a targeted bonus that is the same as this now public offer.Obviously these offers require a lot more minimum spend, but at least the card earns 2% cash back on all purchases. That basically makes the offer spend $10,000 and receive $1,200 cash back, 12% cash back on all purchases is a hell of a deal.  The big downside to Capital One is that they pull all three credit bureaus when you apply for one of their cards. Keep in mind, you can freeze your Experian or Transunion and limit the pulls to just two.  They may also have a rule to only approve one card per six months (hard pull won’t even be done beyond that). Unfortunately Capital One business cards do report to your personal report, so no good for those trying to stay under 5/24 for chase.

As always read these things everybody should know about Capital One here. I suspect this deal won’t last long, so if you’re interested now is your chance. Somebody on reddit also speculated about a new 5/24 rule for Capital One, I haven’t had a chance to really look at the datapoints to see if there is anything there or not but please share your stats if you are approved/denied in the comments below. I will be adding this to our best business credit card bonuses.

Hat tip to reader Heartlanta

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256 Comments
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Chris
Chris (@guest_559619)
February 10, 2018 19:17

I didn’t apply for this when it became public but today I received the same offer in the mail, do you think it is worthy to take it or not?

Duke I.
Duke I. (@guest_559628)
February 10, 2018 21:08

$1200 cash back is always worthy. If you can MS $10k go for it. If you’re in South Florida you can open two accounts with a credit union with $5k maximum funding.

Chris
Chris (@guest_559681)
February 11, 2018 10:39

I do live in a South Florida county but did you open those accounts with a local credit union online?

Elena
Elena (@guest_557365)
February 4, 2018 07:57

Just got my $1000 bonus, thank you DoC!
Most of the spent was MS (about 90%) and it took some effort. I only know of one store near me selling GC with CC, but it was worth it.

Daniel
Daniel (@guest_557898)
February 6, 2018 00:42

how long did it take after spending 10k for the $1000 bonus to show up?

Elena
Elena (@guest_558217)
February 6, 2018 22:50

Last transaction for $10K posted on Feb 3, bonus posted on Feb 4
I wasn’t able to use the bonus the same day for some reason, had to wait till Feb 5, but now it’s already applied to the balance.

r.d.
r.d. (@guest_571288)
March 17, 2018 17:00

Almost immediately. Next day for me.

LC
LC (@guest_554284)
January 25, 2018 14:46

I have a Cap one Spark 1k mailer code offer that I can’t use. If anyone really needs this let me know on reddit: dalogester

dizzy
dizzy (@guest_554027)
January 24, 2018 20:04

My bonus posted today but it’s not letting me redeem for account credit. It did let me request a check by mail.

Duke I.
Duke I. (@guest_555059)
January 28, 2018 16:06

I left a $1000 balance before I requested a credit. Maybe if you have a zero balance it could be the reason why you weren’t able to get a credit rather than having a check mailed.

LNK
LNK (@guest_546674)
January 3, 2018 19:00

Completed my 10K spending and the bonus 1000 cashback post as soon as the transaction 10K transaction posted

Stephen
Stephen (@guest_544197)
December 30, 2017 12:22

Completed my spend yesterday. The bonus points posted today or late last night.

Spark Visa Signature Business

$1,202.65
Cash

Jimmy
Jimmy (@guest_534873)
December 13, 2017 19:47

So I was unsure exactly when my three months timer started so I called in tonight to find out. I received my approval letter on 11/17 and received and activated my card on 11/30. The CSR stated that my “enrollment date” is equivalent to the date the card was approved. I assume that means printed because the date she gave me was 11/23, which is between the date of the approval letter and my activation date.

Just passing it along in case it’s helpful to anyone else.

I’ll be traveling to Thailand in mid-February so I’ll be happy to have this card with no foreign transaction fees.

Duke I.
Duke I. (@guest_533835)
December 11, 2017 12:39

How soon can I downgrade to the Spark Cash Select after receiving the bonus. I don’t want any AF cards.

Cam
Cam (@guest_530149)
December 4, 2017 16:31

For those of you who do not have a legitimate means to meet the $10,000 spend, how are you going about doing it?

Typically I would just use Venmo, and am perfectly fine with paying the 3% fee. However, for whatever reason Venmo is NOT accepting this card.

I’ve had mediocre success with Square Cash so far, but their system is sensitive to sending large volumes of money. I got a warning that they are not to be used as a cash advance system.

I do not have any Apple devices to test Apple Pay.

Is there any other way to meet spend?

LBK
LBK (@guest_530948)
December 5, 2017 17:41

Plastiq?

Duke I.
Duke I. (@guest_531925)
December 7, 2017 08:55

Find the best local credit union in your city and hope that they do not have a small limit to the amount you can initially fund the share and checking account via online. I’ve gotten very lucky finding the perfect credit union. I funded the accounts and requested a check to be mailed to me. Capital One post the $1000 bonus same day the charge post. The $200 post while the charges are still pending. World Class service from Capital One. They don’t leave you worried.

LNK
LNK (@guest_532040)
December 7, 2017 12:46

Just did 2K funding at PNC Bank

Duke I.
Duke I. (@guest_527931)
December 1, 2017 06:11

$1000 received next day after meeting the spend requirement. $200 received while transactions were still pending. Xmas came early!