Consumer Credit

Help Build your Credit Score for Free with the Pinch Rent Payment App

The Pinch app is a rent payment program which can help strengthen your credit score by having rent payments recorded…

Congress Passes Bipartisan Legislation to Require Free Credit Freezes

A few hours ago, the House passed a bipartisan bill which includes the provision that credit bureaus be required to…

Wells Fargo Now Offers FICO 9 to Deposit Account Holders

Wells Fargo first introduced free FICO scores to holders of consumer (personal) credit products who used the Wells Fargo Mobile app in…

All You Need to Know about Credit Reporting on Business Cards

In this post, we'll discuss how business credit cards affect your credit report, and how banks will report the details…

Did You Receive A $100 Check From American Express? Yes, It’s Legitimate

The Letter Quite a few readers let me know that they had received a letter that had a $100 check…

Complete Guide To ITIN’s: Applying For Credit Cards, Credit Reports & Credit Scores

What Is An ITIN? A reader recently asked me what credit cards they could apply for using an ITIN. For…

Have You Received An Automated Call From A Financial Institution? You Might Be Eligible For A Settlement

There are three class action settlements involving financial institutions and automated calls at the moment. If you've received an automated…

Grace Periods Explained

A grace period is usually the amount of time after a loan is due payment can be made without any…