Thoughts on App O Ramas and Instant Alerts from Credit Sesame
Instant Notifications We reported that Credit Sesame is switching over from displaying the information in your Experian credit report to…
Credit Reports
Can you REALLY Hide Manufactured Spend from your Credit Report?
This is another post in our Manufactured Monday series. We try to offer some insights into manufactured spend each Monday.…
My Experience Signing Up for REDbird and Some Identity Verification Ponderings
Getting the Bird I was passing through Maryland, and decided to stop into Target for a REDbird. Currently I have…
Free Credit Monitoring – Home Depot
We've all heard of the massive data breach at Home Depot, bigger than last years Target breach - 40 million…
Consumer Reporting Agencies Make Changes To Their Dispute Systems
With the help of the CFPB consumer reporting agencies (Equifax, Experian & TransUnion) have made some small changes in the…
Why You Shouldn’t Neccessarily Use AnnualCreditReport.Com
If you're not already aware, annualcreditreport.com is a government approved website that allows you to get free access to all three…
Does Removing A Negative Item With One Agency Force The Other Two To Remove It Also?
Question: I recently found a negative item on my Equifax credit report (bill marked as unpaid & delinquent even though…
How To: Add A Statement Of Explanation To Your Credit Report
Something that a lot of consumers don't know is that they are able to add 100 words of "explanation" to…
Who Can Access My Credit Report?
Question: I have terrible credit history and I am worried that future employers might not hire me because of it.…
How To: Remove Negative Items From Your Credit Report
It's not unusual for an item on an individuals credit report to be incorrect. Getting this information changed and updated…