Questions & Answers

How Does American Express Decide Who Receives What AmEx Sync Offer?

Question: I've noticed that a lot of the American Express offers are targeted to certain people, sometimes I'll have the…

How Does A Charge Card Affect Your Credit?

Today's question was originally asked by vtfan08  on reddit.com/r/churning. We have rephrased it slightly so it makes sense without the background…

Will Chase Match A Bonus If A Better Offer Comes Available?

It's been awhile since we did a reader question, so here's a timely one. Question: I applied for a Chase…

FICO Or FAKO – How Do You Tell?

More and more banks and credit card issuers are offering free credit scores. Some of them are free FICO scores,…

Why Are Some Credit Card Offers Not Available To Residents Of Iowa?

I'm a resident of Iowa and I wanted to apply for the Barclay Arrival card, I noticed it had the…

Does A Credit Card Issuer Know What Items You’re Purchasing?

Question: I purchase a lot of Vanilla Reloads with my credit cards to increase my manufactured spending and get more…

How Long Does It Take Chase To Pay Out Their Savings & Checking Account Bonuses?

Question: I'm just wondering how long Chase takes to pay out bonuses for checking and savings accounts? For chase bank account…

Which Banks Are Sensitive To Inquiries?

Question: Just about to drop a round of apps out. In general, which banks are most sensitive to inquiries? That…

I Was Denied For The Chase Sapphire Preferred, Now What?

Question: I decided to apply for the Chase Sapphire Preferred recently as my credit score is now above 740. But…

[Expired]When Does The 7% Annual Dividend From The Chase Sapphire Preferred Show?

Chase no longer offers this as a benefit. Question: I'm wanting to close my Chase Sapphire Preferred card soon, I've…